Newspaper Page Text
r~ id * € The Good Don’t Die Young ¥
..... Tr¬
Medical Examiners of Insurance Companies
at Work as Life Conservationists,
Explode Ancient Fallacy
w HAT happened to Ananias and
Sapphlra, nearly two thou
sand years ago. should have
put a rather deep dent In the
moth-eaten adage that "the
food die young." But like a lot of
*ther fallacious bromides, this one has
iboen kept in a fair state of preserva
•tion through a good many ages.
Your insurance examiner knows
that the good do not die young . . .
at least, not In sufficient numbers or
aufflciently often to provide any kind
o< Justification for a statement to the
(Bontrary. For, be it known, segre¬
gated instances mean nothing to the
lasurance actuary or the physician.
They take a look at a slice they have
rut deep dowh through the middle of
■oclety—a gigantic crosmsaction of
Hfe and death - and give you an an¬
swer that is almost appalling in its
accuracy.
Yes, says the examiner, you maj
he a bootlegger and still live to wear
long white whiskers—maybe! But
the chances are all against a ripe old
■ft in which you can write retrospec¬
tive articles on “I remember when.”
The percentage Is against you, and
that's all there Is to It.
Clergymen Good Risk*
On the other band, consider the
elergyman. The bootlegger nmy not
necessarily partake of his own wares,
hut the clergyman, by the very effl
ciency of the system of which he is
an exponent, cannot avoid practicing
what he preaches. Not that lie would
;llke to avoid it—for he knows, and
Ithe Insurance company knows, that
Ithe path of righteousness is not paved
i«nly with theology and elhlcs and in¬
hibitions. It consists as well of ma¬
terial right living, of conformity to
ithe rules of health. Then, loo. as
the insurance actuary knows to a
imathematical certainty, there is a
j eery close relationship between a
ihf<hy mind and a healthy body—
111 fact, they pre practically Inscpa
I ethic. Such a combination means
"■ Ihmgevity. A clergyman as a pre¬
ferred risk, and the welcome on the
(doormat of the life Insurance com
'pany Includes all his kind.
The mental and moral attitude of
it man is nowhere more In evidence
[than In the office of the life insurance
,*jr»miner. The examiner is not an
legulsitor. He is out to determine
RAILROADS, SENATOR HARRIS
AND OTHERS CO-OPERATE IN
STAGING OF BIG
(Continued from front page)
ly adorned in the colors of purple
gold, the rich mulberry shade to
used with much stenciling of the
tering shade. The carriage will
drawn by six black horses.
Manager Smith, of the American
press Company, was in Fort
Friday and made the offer to
committee in charge and said
horses are even now being
for the festival affair so that
steeds that will draw the royal
riage will be in perfect
for the big occasion.
With the king and queen
will be a beautiful float carrying
10 court ladies, the flower girls,
pages and the remainder of the
The courtiers will ride
with trappings and adornment
purple and gold. The cardinal
crowns the king and queen for
festival season will be Rev. David
bert Howard, and the general
of the coronation equippage and
tume and decoration will bo that
the Louis Fifteenth style. The
cession will be heralded.
Canopy of Purple and Gold
Mrs. Keltic Miller is the
of the committee that is to
for the coronation exercises and
der her supervision the royal box
1he pageant play grounds will be
structed. Beneath a canopy of
ple and gold, emphasizing the
ty of the royal pair, the king
queen will sit and will witness
story of The Trail of Pink Petals
it brings in picture^queness
beauty of the story of the
from the realms of the gods and
desses on Mount Olympus
the nearly 4,000 years of time
Ahe Eden of Georgia where the
finds her Elyisum among the
hed hills of the Empire State.
It is now an assured fact that
camel will be featured in the
sian episode, when the Peach,
part to be played by Miss
Matthews, will ride from India
Persia, in the trail of the Pink
through the Orient as she is
westward bound.
Queen Ruth and King Samuel
honor guests of the Kiwanis
here Friday at its regular
snd honorary membership was
THE LEADER-TRIBUNE, FORT VALLEY, GA.. THURSDAY, FEBRUARY 19, 1925.
your exact physical condition, arid, as
far as possible, your mental state. In
Ills work he must depend upon the ap¬
plicant for a great deal of assistance,
and he usually gets it. The very in¬
formality of the procedure Is the
greatest aid to the applicant of hon¬
est intentions, and at the same time
affords the most pitfalls for the evad
er who seeks to obtain either a real
or fancied advantage of the insurance
com pan y.
Morals and Health
Dr. Robert I^ee Rowley, as medical
director of the Phoenix Mutual Life
Insurance Company, is the chief of
more than 1,500 medical examiners
employed by the company. The rela¬
tionship between morals and health
has been one of his deepest studies.
“Morals and habits are tied up with
health in every case." Hays Dr. Row
ley. "That is why the Insurance com¬
panies ask many questions which may
not seem pertinent to the subject in
hand. The examinations are of a less
intimate nature than one might, ex¬
pect, but the very nature of the ex¬
aminer’s work has made him a keen
judge of human nature. He doesn’t
have to ask many of the questions
one might, expect. The system which
has determined to a very small frac¬
tion the life expectancy of a struc¬
tural steel worker has not overlooked
the moral risk, which is often just as
important, as occupation of the appli¬
cant, or the state of his health.”
Examination Not Ordeal
No one who has never made the
acquaintance of the medical examiner,
a life insurance application is likely
lo ho considered, in prospect, some¬
what of an ordeal. Only those who
have something to conceal and make
real attempt to conceal it. have any
reason for concern, however. Sup¬
you smoke several cigars a day,
despite Mr. Volstead, indulge In an
"appetizer" Such habits
loom larger in your eyes
in those of the medical examiner.
embarrassed admission will
bring a smile from the doctor
his examination has disclosed
physical condition in which such
are resulting in a real impair¬
of the system.
What the examiner really wants to
is whether there is anything
wrong with you—whether
ferred upon them by President
win T. Murray.
They were introduced as the
citizens of the peach world and
Leighton Shepard, general
of the festival activities, said in
his study and experience this is
first King Samuel he has ever
The royal pair spent the
in Macon in anticipation and
tion for some of the initial
relative to their royal reign. They
receiving congratulations with
cious appreciation.
Will Rule All Day
The king and queen will rule
day during the festival season
they are this year King and
of the festival and not the
alone.
Through efforts of J. M. Cook, Jr.,
the contract has been closed for the
securing of an amplifier for the pag¬
eant presentation, this at a cost of
$1,200, ilv. is stated. Thus, every note
and tone of the pageant presentation
will absolutely be heard by even the
remotest spectator, This will acfd
much to the great show, it is thought.
John Vance and John Lee, who are
handling the sale of pageant tickets
say there is an unprecedented de¬
mand for them, and the festival bids
fair to he the greatest ever from the
standpoint of pomp, show, beauty
and number of guests. Already the
people of the community are antici¬
pating the presence of 60,000 people.
There is an atmosphere of steady ac
tivity along all lines and in every
section of the community, and not a
penny is reserved or a stone unturn¬
ed to make the fourth annual Peach
Blossom Festival, a great flower
show, not only unheard of hut un¬
dreamed of in the history of the
world. From all over the nation are
coming requests for information
about the great festival, and tickets
to the pageant are being purchased
by sections and by parties from near
and far.
Thrilling statistics—the tax on to
, bacco yielded the U. S. government
$171,000,000 in 1924.
News items are always welcomed
for publication in our columns. Like¬
wise advertisements.
The cross word puzzle has educat¬
ed ninety-nine per cent of the pub¬
lic as to “a printer's measure. »>
If you are curious to know who the
preacher hit in his sermcr. last week
look out for the nevr ouched-me
guys.
there Is something about you physically
which would convert the honest busi¬
ness transaction of writing life In¬
surance Into a cheat. If thp integrity
of the applicant is readily established,
j half of the examiner's troubles are
(over; for, to return to the title of
I this article, the good have a very
distinct edge on the had In this high¬
ly specialized and mathematical busi¬
ness of life Insurance.
Examiner Is Human
The doctor wants to know a lot
about your habits, of course. But
there Is no occasion for apprehension
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A penny-ln-the-slot weighing ma¬ !
chine cannot ferret out the hidden
danger signals. I
on this score. He is human—very
human indeed. He probably smokes,
too, and late hours and an appetite
for pie a la mode will have little or no
effect on your application for insur
ance. Do you live an outdoor life?
If so, it's a point in your favor. But
close confinement at a desk may not
mean much against you if yo ,r gen¬
health is good. Lots of offiee
workers live to a ripe old age.
Do you, perchance, want to know
exact truth about your physical
If so. you go to the right
when you visit the office of the
Issuranee examiner. Not everyone
hearing how far they are from
perfection. The average in¬
keeps telling himself and his
SEW UP THE HOLES
IN FARM POCKETS
NO FARMER CAN REGULARLY
BUY FOOD AND GRAIN
AND PROSPER
Atlanta, Ga.—-(Special.)—"For fifty
years or more the generality of our
cotton-growing farmers have been
regularly going around with holes in
their pockets, so to speak, through
which dropped any and all profits that
could and should have come from
their farm operations." "If the South
Is to ever reach any reasonable degree
of farm prosperity, those holes must
be sewed up.” said H. G. Hastings,
leading agricultural authority and
chairman of the Farm and Marketing
Bureau of the Atlanta Chamber of
Commerce.
"1 have been in practically every state
In our own country, as well as many
foreign countries. 1 have yet to see
any stale or section where food and
grain buying by farmers was the regu- rela-1 j
lar practice that did not show
| tive poverty on the part of those
farmers. On the other hand, 1
never been in any state or section
where food and grain was grown suf
ficient at least for home needs where !
farm prosperity did not show. !
"If he would, the Southern farmer
I f 01 ' 111 l >« the richest farmer in the
United States instead of the poorest.
which he is. The reason he isn't
prosperous is because he persists in
following a farm system that has
proved a failure the world over re
gardless of the particular crop grown.
"The South’s dependence on cotton
and the regular purchase of food and
grain from other sections is the real
cause of the Southern farmer's lack
of prosperity. And things are not go.
ing to get right with our farmers until
they quit having their smoke houses
in Chicago or Omaha and their com
cribe in Iowa or Kansas.
“The 1925 cotton crop is going to
he one of the most expensive to make
we have ever seen. Food, grain, labor
and fertilizer are all high. Every
pound of food or grain needed by
farm family or working live stork
should be produced on home acres j
and that production started in gar
den and In field just as early as sea •
conditions will permit. Home 1
eon pro j
duetidn of every pound of food, grain!
and forage needed for home consump I
tion on the farm in 1925 will stop up
the holes in the South's farm pocket, j
and it's the only way to stop them up."
Fort Valiev’s altitude is 548 feet
above sea level.
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One of the things of primary interest to the insurance examiner i*
whether you have h;gh bload pressure. Discovery af any abnormalities
in blood pressure by the examiner is ad even mare value to the appli¬
cant than to the company, aa it opaws t*a way tar intelligent life ex¬
tension effort.
friends that he Is "hard as nails”
he really believes It. whether his con
dltion warrants sucli a belief or not.
lint the medical examiner is peculiar
ly equipped to ferret out the danger
signals. It is his business to discover
: iiy impairment that makes a poor in
surance risk.
Life Conservationists y
It is equally his business, in the
case cf an acceptable risk, to offer
urh suggestions and advice as will
prolong the life of the applicant. In¬
suring life, to the insurance man
means prolonging life. The moment
you step into the office of the medi
cal examiner for an Insurance com
pany, you place yourself in the hands
of a conservationist, who Is paid to
help you live and be healthy for the
greatest possible number of yxjars.
It is to be expected that the appli¬
cant will put his hest foot forward.
He wants insurance protection He
may not actually refuse to answer a
IJOGS THAT “NEVER
WOULD BE
There are is Pennsylvania
fewer lings than a year ago, says
ard in the Philadelphia Inquirer.
The hog census does not include
great many varieties, else
would be different.
No account Is taken of the
road hog who treats the other
antolsts and eight times that
pedestrians ns worms to run over.
The trolley ear hog makes a
army and the hogs who Jostle you
the box office at ball parks are legion.
Streets are littered by
and other refuse thrown there by an
ancient breed of porkers who
In all towns. An equally
and nearly as numerous a
walk over your feet going out between
the acts at a play.'
Then, there is the time hog. He lias
his secretary call you on the
and keeps you waiting at the ottier
end until he dictates a letter or talks
politics to a friend.
A branch the same family of
time hogs Insists on telling you stale
stories when you wish to work,
Too had it is only the bacon and
sausage hog which grows scarcer,
London Doctor SllO\VS the
Danger in Fondling Dogs
Danger from pet dogs was pointed
out by a London coroner who held
an inquest on Mrs. Hudson, who died
when undergoing an operation for re¬
moval of a hydatid cyst, tlie Cin¬
cinnati Enquirer states:
Mf. Hodson said that for ten years
they had had a Pomeranian and two
wlre-eoated fox terriers. His wife was
very devoted to the Pom, and she
used to fondle and kiss it.
The coroner said these cysts were
not very uncommon, and were due to
tlie dog. ,in whose bodies the worms
were found in dogs’ saliva, Water
cresses grown where dogs ran about
were supposed to be the cause of tlie
spread of ibis disease, and. curiously
enough, this lady was very fond of
watercresses. She was also very de
voted to her Pom. an animal which
ladies were so fond of hugging and
kissing—a filthy and disgusting habit
that was to he seen in the streets of
London. Ladies also kissed Pekinese
dogs on the mouth and nose, and they
should know that they were liable in
that way to acquire this horrible liy
datid cyst, generally witi) fatal re
suits.
New Primrose
At the famous Kiev gardens in Lon¬
don a new primrose of great beauty
,las recen,lv been exhibited. It is the
Primula rosea, a beautiful primrose
from the Himalayas, which lias been
pointed question, Neither will he
make a d- lib rate misstatement, as a
1 -eneral rule But the examiner fre
j imaitly has to fac>. evasions and half
iriuhs which inc - th. di o-ulties
of both the appli ant ami company
The Insurance Viev.point
"Once tile applicant f -is the life
conservation vie point of the meii
ical examiner, all diaiculti s disappea
Iroin the examination." s..vs Hr Row
i ley. "The examiner gets no thrill on:
of turning down an app't.'-.irt on tin
other hand if he can discover a de¬
fect, and point the way to its cor¬
rection. he has done a big thing foi
he applicant, the company and so
ciety.”
"Insurable Interest” is the funda¬
mental consideration in all life in¬
surance. The prime purpose of life
insurance is to assure a continuation
of income produced through the earn
ing capacity of the insured. If there
are those who would suffer financial
flowering profusely at the foot of
dripping well in the Rock
It has rich carmine-pink
which are very effective,
when viewed from a short
This new primrose ranks among
best of all waterside plants, but It
said to be equally happy in
situations. It will grow in almost
soli, but preferably in a rich loam
contains a slight mixture of peat
Boy _ Scout _ Saved jo Brother
J
Just as his seven-vear-old ' brother ,
. had , fallen . ,, through the , Ice , on a
near Kalamazoo, Midi., was
drawn under the surface by the
rent, fourteen-year-old Scout
Johnson, at peril of his
life, plunged into the icy
and, securing a hold on the
P 011 **' 5 11,111 to Sllft
The scout then extricated
from the water’s grip and the
hole, and promptly hustled his
brother home to recuperate from
Ice bath. Application for an
medal for the youthful hero has
made to the national court of honor
t e ocal ioi.no .
All He Wanted
Dupree Fountain, room clerk at
I Rice hotel, likes to recall this inci¬
dent from those he encountered dur
I ing his early days in the hotel busi
| ness.
Dupree was working in a hotel in
i a small Louisiana town. A tougli
sailor approached the desk. "Want a
room, sir?” inquired Fountain, pen in
hand.
“Navy," replied the sailor. ‘I think
I'm a banana, All I want is a Skin,
so I can curl up in the fruit bowl.'
Houston Post
Weather Broadcasting
Through international co-operation
a regular weather bulletin covering a
region in the South Pacific ocean
nearly as large as the continental
United States is now being broadcast
twice dally from Apia, Samoa. Mes¬
sages are exchanged and relayed be¬
tween Islands 2,000 miles apart, and
the forecast from Apia is based on
them. Special storm warnings are
also broadcast when conditions war
rant them.
French Bar Radio Comedy
Comedy singing is once and for all
banned before the microphone of the
Postes, Telegraphes & Telephones sta¬
tion in Paris. Humor may be all very
well in its place, but when it comes
to using the government station to
make fnn of the government, humor
censes to he. and the whole affair as¬
sumes a very serious aspect. Govern¬
ment in France is not a joking matter!
loss through the death of an indi¬
vidual. insurable interest attaches to
that individual In the final analysis,
insurable interest is a matter of hu¬
man life value translated into terms
of life expectancy, A woman is ac
ceptahlo for life insurance on the
same premium rates as a man. But
the question of insurable interest be¬
comes diore important in her case.
When the yardstick of earning capac¬
ity is applied to the woman, in the
same manner as to a man, insurable
interest is often found not to exist at
all. Has she private financial means?
Does she actually earn money? Does
she contribute financially to the sup¬
port of a family, a mother, or some
other relative? Are there those who
would lose financially, either imme¬
diately or eventually, if she were sud¬
denly removed by death?
Examination Difficulties
It Is easier for a woman to con¬
ceal a serious impairment than for a
man to do so. Examination of a wom¬
an presents more difficulties than does
that of a man. The woman is not
apt to be as frank with the examiner
as a man would be under the same
circumstances. She seldomjfeels that
confidence in the examining physician
that she does in her own doctor, even
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The insurance examiner is a life ex¬
tension engineer who knows the hu¬
man machine.
though her intentions are of the best.
That, in itself, does not add to her
acceptability.
Since the fundamental purpose of
life insurance is to give a continuation
of income produced through the ef¬
forts of an individual, any attempt
j
i
RATE: 1 cent per word. No
rertiiement taken for less than
I f or f insertion,
Each additional consecutive
tion ordered at time of placing
insertion, if , less than ,, 25 -
words,
word; , if ., 25 more words, 20
a ’ or > r
cent discount. .
Black-face or capita! letters,
ble rate.
Cash must accompany orders
those who do not have
mon thly accounts with us.
Answer advertisements just as ad
^rt.sers request. We cannot .
n am es of advertisers or other infor
niation not contained in the aaver
tisements.
When replies are to be received
care ^ paper> douWe ratfi<
While we do not accept
nents which we have reason to
ieve are of a questionable nature
ve have no means of ascertaining
| the responsibility of all advertisers.
FOR SALE —Several houses and lots
in town; also small farm near
town. E. L. Fountain. Phone 210-J,
City. 1-29-ltpd.
CASH REGISTER—If you have one
to sell at bargain, address XYZ,
care Leader-Tribune. 1-29-1 tpJ.
CONTRACTORS AND BUILDERS
If you want to save money and
get guaranteed work, call on
J. C. WILSON & W. H. ALLEN, JR.
Contractors and Builders
Fort Valley, Ga. Box 114
2-5-4tpd
NOTICE
I will be at the Woolfolk building,
in office next to that of Mr. John
T. Slaton, on Saturday, February
21st, for the purpose of collecting
state and county taxes.
C. C. PIERCE, Sheriff, Houston
C. C. PIERCE,
Sheriff, Houston County.
2-19-lt.
WANT TO SELL all or part of my |
home and farm, located in West i
of Fort Valley. E. L. Avera.
. 2-12-6tpd. j
io secure the benefits o! insurance by
a short cut is naturally discounte¬
nanced. A man or woman may pro¬
vide against an emergency, but may
not gamble with human life. A woman
in whom there is no insurable inter¬
est may seek insurance protection!
without any desire to get something
to which her earn.ng capacity or hers
physical condition does not entitle her.
She may do this out of love ct family,;
with no thought of false pretence.
But it is the company's duty to niftl
the facts as the examiner finds them,
and pn : y them meticulously to tb»:
requirements and regulations.
Success Is Factor
Material success of an applicant i»
something in which the insurance £
company is keenly interested at all
times. A policy holder can be th«|
biggest asset to his dependents, the
company and society generally only
if he is a business success. Following!
out this line of sound reasoning. Phoe¬
nix Mutual Life Insurance Company
has developed some highly illuminat¬
ing success data.
‘The married man has the beat,
chance to succeed,” says the Phoenix
"Among every hundred married men,
whose records we examined, fifty-nine
had advanced so steadily that success,
was stamped upon their careers.
Forty-one had failed to measure np tot
the standard. Among single men, how¬
ever, failures overbalanced successes,
fifty-one showing records that were
mediocre or worse, while forty-nine
had succeeded."
What about children? Be it known
that two or more dependents increase
the success ratio to sixty-three out of
every hundred.
Age of Achievement *
Are you worrying because von have
passed your thirtieth year without
hanging up any records? Take com¬
fort from the fact that the chances
of your success between 33 and 3S
are about sixty-four out of a hun¬
dred, as compared with only forty-nine
for the youngster of 23.
Do you own your home? If so.
your success ratio is sixty-three out
of a hundred', as compared with only
fifty-two when you boarded or rented.
Membership in one or more lodges
or business organizations is another
point in your favor—and so on down
a long list of considerations that may
appear insignificant to you, but in the
aggregate add enormously to your'
score as a success In life.
The insurance company knows, be¬
yond question, that the good do net
die young. The association of hoary
locks and halos has been vindicated
If you don't believe it, ask the medi*
cal examiner.
-
PEDIGREED PAPER SHELL PE¬
CAN trees grown so as to over¬
come the pecan's natural tendency to
shyness, developing heavy bearers
through scientific line breeding. W.
H. Harris, Fort Valley, Ga.
2-12-2t.
FOR SALE—1 counter and two show
cases. A. J. Houser, City. 2-12-2t
LOST •Automobile box containing
camping outfit in or near Fort Val
ley. Reward if returned to Thomas
H. Marshall, Route 2, Fort Valley,
Ga. y 2-12-2tpd.
FOR SALE A wood range practi- /
cally new and a refrigerator. Can
be seen at farm of R. M. Foster.
2-19-ltpd.
See new Spring Goods, now on
display at Barswell’s. Special prices
on same Saturday and Monday.
WANTED SEWING—Any kind of
sewing done at reasonable prices.
Will be glad to make pageant cos
Mrs. J. Felts Irby, % A. M.
j Solomon’s Farm. 2-19-ltp.
»
T
FOR SALE
Select Asparagus i
Crowns immediate
delivery
’Phone 190
WRIGHT& SOLOMON, Inc.
L, _I
an
THE KIMBALL HOUSE t
Atlanta
The Home of Georgia People g.
400 Rooms of Solid Comfort
The House of Courtesy
*
* Ed Jacobg & L; Maynard
J Props. +z
* t
A Free Garage Service ❖
Terminal Hotel, Macon, under *
J
same management 4 i
Ti- 4