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Government And Private Insurance Institute Flood Loss Program
ATLANTA—It’s too late to
lock the barn after your horse
has been stolen, the old saying
goes, and to bring It up to date..
It’s too late to buy flood insur
ance when your ankles are get
ting wet. Even though Georgia
hasn’t had a flood of any im
port this year, with the calling
card left by hurricane Agnes
and her resulting floods, Geor
gia residents should be fore
-1 warned.
Uncle Sam and the private
Insurance business have worked
out a way to help people pro-
RSVP
. .
:a ■(:■■■■ ..
Can Mean
f< -VI
Please Help
The letters R.S.V.P. usually
stand for the French words r
epondez s’il vous plait, mean
ing in American social usage
VPlease Reply.” They are of
ten found on party invitations.
The letters can also mean
‘‘Please Help” when they are
used as an abbreviation for R
etired Senior Volunteer Prog
rams, a federally-funded pro
ject coordinated in Georgia by
the Office of Aging in the State
Department of Human Resou
rces.
Harold Parker, State Office of
Aging director, explains that
senior volunteers involved in
the program will serve without
pay in many local areas of
need such as hospitals, schools,
libraries, day-care centers and
nursing homes.
•‘The program can pay for
out-of-pocket expenses, such as
transportation and meals,”
says Parker, ‘‘but basically the
volunteers are giving their time
and themselves to help others.”
The official said that so far
two RSVP operations have been
funded in Georgia through AC
TION, the federal volunteer a
gency. According to Parker,
$106,422 went to Senior Citizens
Services of Metropolitan At
lanta, Inc. for an RSVP project
that will involve some 750 eld
erly volunteers in Fulton, De-
Kalb, Cobb, Clayton and Gwin
nett counties during its first
year of operation.
The second one-year grant,
said Parker, was for $21,158 to
the Albany-Dougherty County
Council on Aging, Inc. to ini
tiate. a program tha t will re
cruit an estimated 100 volun
teers in its first operating ye
ar.
Mrs. Carolyn C. Moore and
Miss Susan Daugherty have been
named by Parker to coordinate
RSVP activities in Georgia.
Mrs. Moore describes thepr
ogram as “very low-key, pro
viding personal touches in help
ing people who need help.” She
added, “One of the biggest ben
efits is what it gives the volun
teers themselves, a feeling of
being needed, and helping out.”
Anyone who is retired and at
least 60 years of age will be
eligible to become an RSVP vo
lunteer, said Mrs. Moore. "T
--here are no restrictions based
on income, education, or exper
ience,” she explained. Built in
to the federally-sponsoredpro
gram, said the coordinator, is
an expectation that local sour
ces will accept full fiscal re
sponsibility after five years of
program operation.
The third RSVP program in
Georgia is expected to open in
Trenton in Dade county, the no
rtheast tip of the state. Mrs.
Moore revealed that four more
locations have projects in “the
talking stages,” and local gr
oups in at least five other pa
rts of the state have contacted
the Office of Aging seeking p
relimlnary information.
The total federal RSVP app
ropriation was recently increa
sed to sls million for the cur
rent fiscal year In all 50 states.
National program goals point
toward 300 operating projects
across the United States, eve
ntually to involve some 75,000
volunteers.
Optimism,
Pessimism
“Optimistic thoughts will
make your day bright and pro
ductive while pessimistic think
ing will make It dull and waste
ful. Face each day cheerfully,
smilingly and courageously, and
It will naturally follow that you: 1
work will be a delightful acc
omplishment.” Mr. William
M. Peck.
>•;* .
tect themselves against finan
cial loss from flood the Na
tional Flood Insurance Prog
ram. But few people are buy
ing this insurance coverage.
«uid, auter aisaster strikes, se
em surprised to learn it was
available.
Here’s how the flood insur
ance program works, accord
ing to the Insurance Informa
tion Institute:
The U.S. Department of Ho
using and Urban Development
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PRICES GOOD THRU AUG. 19,1972
QUANTITY RIGHTS RESERVED
PEOPLE WHO KNOW
THEIR GROCERIES...
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in partnership with the private
insurance industry has made
available for three years now
flood and mudslide insurance
for property owners in flood
prone areas. The plan provides
flood and mudslide insurance
coverages previously unavaila
ble at subsidized rates.
Originally designed to pro
vide coverage only for homes
Hid small businesses, the Na
tional Flood Insurance Program
recently was expanded to in
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TERI TOWELS (ASSORTED! —39 t
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clude all apartment buildings;
business structures; agricul
tural, religious and non-profit
buildings; and buildings owned
by state or local government
agencies.
In addition, the program’s
rates recently were slashed by
nearly 40 per cent. The program
now offers typical basic cov
erage of up to $17,500 for a sin
gle-family dwelling, and up to
$5,000 for dwelling contents at
an average cost to a home ow
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FACIAL TISSUE 2 's£ 399
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ner of around S6O per year.
Property owners in an eli
gible area may purchase the
coverages from any local pro
perty and casualty insurance
agent or broker, according to
the Institute.
Communities and counties
can become eligible for flood
insurance by applying to HUD
and by demonstrating that they
have in effect land use and con
trol measures to reduce future
flood damage.
USDA CHOICE ENGLISH CUT _ _
ROAST - 7o<
USDA CHOICE SHOULDER .
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FRESH
GROUND BEEF - 68*
In Georgia, 17 towns or co
unties. have been declared eli
gible and property owners in
those areas may buy the cov
erages.
Unfortunately, the Institute
says, most property owners
have not availed themselves of
the program’s protection. The
Institute points out that sudden
/disaster such as the recent
tragic devastation wreaked by
Hurricane Agnes along the Eas
tern Seaboard can w<ne out
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ROAST
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NABISCO.TOASTETTES 39^
NABISCO COOKIE BREAK COOKIES-45*
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THE FORSYTH COUNTY NEWS-AUGUST 17. 1972 -
a property owner’s investment
at any time. And in the long
run, areas which have had a his
tory of flooding present a
higher-than-normal risk of fu
ture damage to those who hold
property there.
The Institute suggested that
those property owners wanting
more information about the Na
tional Flood Insurance Prog
ram contact the nearest HUD
office of their insurance agent
broker.
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HOUSE & GARDEN IM 1A
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CALIF. ICEBERG
LETTUCE ~ 23t
FANCY GREEN
BELL PEPPERS - 9<
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CELERY - 19<
CALIF. SEEMESS A
GRAPES, * 39C
Energy Supplier
Dr. Wilson Laird, director
of the American Petroleum In
stitute’s Committee on Explo
ration, noted that oil and na
tural gas now supply more than
three fourths of the energy this
country is using, and that by
1990, it is estimated we will be
consuming 26 million barrels
of oil everyday, as compared
with 15 million barrels today.
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