Newspaper Page Text
THE FORSYTH COUNTY NEWS - JAN. 11, 1973
Editors note: The following
is reprinted from the Decem
ber Issue of Georgia County
Government Magazine.
Gwinnett County, a sleepy,
sprawling expanse of virgin
tlmberland, farms and small
towns just a few short years
ago, is demonstrating one of
the most sophisticated ap
proaches to development and
growth of any county in the five
county metropolitan Atlanta
area.
Nowhere is that more evident
Cabe is service director
for North Georgia area
Guy W. Cabe of Gainesville
has been named area service
director for Banks, Dawson,
Forsyth, Franklin, Habersham,
Hall, Hart, Lumpkin, Rabun,
Stephens, Towns, Union, and
White counties by Richard M.
Harden, Commissioner of the
Georgia Department of Human
Resources.
Harden named five area ser
vice directors to organize com
plete human resources pro
REBOS REALTY, INC
ATLANTA ROAD CUMMING, GEORGIA
CUMMING - 887-5948 REALTORS ATLANTA - 988-7539
Under construction. In Beautiful Mountain
side, situated on 2 acres overlooking sur
rounding country. Mountainside has
winding curbed streets, underground uti
lities and is conveniently located to Lake
Lanier, Cannongate Country Club,
shopping and all schools. This colonial
style home has on main floor central entry
foyer, living room, dining room, kitchen
with nice built-ins, breakfast room, wet
bar, family room with fireplace, master
bedroom with dressing room and bath. Off
kitchen is laundry room, double carport
and storage. Upstairs are 3 large bed
rooms, (with beautiful view) and 2 baths.
Permanent stairs lead to floored attic
area. There is also a full basement with
fireplace. Features are Central electric
furnace, central air conditioning, central
vaccuum, garbage disposal, dishwasher
and self- cleaning oven. Purchaser may se
lect colors. Low 70s.
\M H »""’’Hi WSHT"'IK4Ii
••■■•••••■MSB
i* f '"tj .»i l
Best of both worlds. Close to 1-400,
Cannongate Country Club and Lake Lanier.
Owner designed home. 2 story paneled
living room, wet bar, fireplace, opens to
wrap around deck. Big kitchen has grill,
surface unit and double oven, garbage dis
posal compactor, dishwasher, pantry and
dining area with picture window. Master
bedroom has fireplace, double dressing
rooms and bath. Off balcony are 2 bed
rooms with connecting bath. Double gar
age and storage room in basement. Central
air. Low 60s.
ANNE ZAPPIA 887-5948 or 688-7330
1 1/2 acres building site will accomo
idate spilt level, or ranch with basement. •
200 Ft. paved road frontage, city water,
natural gas by property. Bank financing
available.
3 bedrooms, 2 bath brick home. Den with
fireplace. On 2 1/ 2 acres. City water,
Naural gas, paved road frontage. Low
30s.
12 x 60 mobile home on 1 3/4 acre tract.
35 Min. from 1-285. Air conditioned,
central heat, large master bedroom with
double closet space. Sold furnished.
PETE WOODHAM 887-6166
PAGE 6
Sophisticated approach gives Gwinnett County planning edge
than in the county’s approach
to planning and zoning.
In a move that probably is
unique for county government in
the Southeast, Gwinnett is suc
cessfully employing a system of
area-wide zoning which will im
plement a master land use plan
for the entire county.
Under the system, the county
is divided into four areas, each
of which will be zoned as one
unit. Zoning for the first of
these four areas, District 11,
was approved last June - 62
square miles of land zoned by
grams in their assigned areas.
Six of the 27 area service dir
ectors were named in Decem
ber, 1972. The remaining 16 will
be appointed this month.
Cabe, 48, has been assistant
district director of rehabilita
tion services in the Gainesville
district since 1969. His career
in vocational rehabilitation
counseling began in 1961 in At
hens and Clarke County after
a 15-year career as a vocational
HP
a single action.
It is a radical departure from
the usual procedure of spot zon
ing, which often generates great
controversy over a few acres.
In the zoning of District n,
for example, hundreds of acres
of land along die Chattahoochee
River was actually “de-zoned.”
The land along the river had
been zoned for industrial use
Under the area - wide
plan adopted, the industrial zon
ing was removed and the land
use was restricted to residen
tial.
The success of the area-wide
teacher. He earned his B.S. de
gree in education and a mas
ters degree in vocational educa
tion at the University of Geor
gia. He is an active member
of professional and civic clubs
in the Gainesville area, serves
as deacon in the First Baptist
Church, and is a member of the
board of directors of the Geor
gia Rehabilitation Association,
He, his wife and four children
live in Gainesville.
Owner financed waterfront lots near Cum
ming. Excellent terms.
3 bedroom, 1 1/2 bath, gentle lot, ex
cellent waterfront, good view.
3 bedroom, 2 bath with breathtaking view.
Excellent waterfront. Protected area.
3 bedroom, 1 bath cottage with excellent
view and waterfront. Boat dock included.
Must see to appreciate.
DON BROWNING 887-7227
12 acres on paved road plus a 3 bedroom,
2 bath brick home; fireplace in den.
1200 Sq. Ft. finished in basement. Terms.
A-Frame beauty shop with electric heat,
also a mobile home with 2 bedrooms, den,
bath, gas washer and dryer, also a nice
frame house with 2 bedrooms, 1 bath,
large den. All parcels with 4 acres at
one low price of $45,000.00. Terms ar
ranged.
L.Z. GORDON 887-5486
Buy now - build later. Bank financing
available on small acreage tracts in ex
cellent area with protective building res
trictions. Paved streets, utilities, to pro
perty. Some lots have streams.
Home in the country, neighbors close-by.
Building restrictions to protect your in
vestment. Close to schools, shopping,
school bus by door. 3 bedrooms, 2 baths,
living room, dining, kitchen combination,
home office, laundry room, deck over
looking your acreage and a double carport.
Bonus of full daylight basement, stubbed
for bath and an area waiting for handy
man to complete, playroom already has
stubbed wall and fireplace. Central air.
Adjoining land available. $44,000.00.
Prettiest Dutch Split level perfectly sit
uated on 1 1/2 acres. 3 bedrooms, 2 1/2
baths, huge living room has fireplace and
opens to terrace. Separate dining room,
kitchen, breakfast area has double win
dows overlooking dogwoods. Lower level
waiting to be playroom or workshop. Cen
tral air. Adjoining land available. Buil
der waiting for you to select carpets.
Low 40s.
CHARLES 8080 887-5948
French Provincial perfection onacreiot
in excellent area. Beautifully proportioned
living room and dining room. Den has
fruit wood paneling and fireplace, large
kitchen with breakfast area. 3 bedrooms,
2 baths, 1/2 basement, central air. Mid
40s.
2282 Sq. Ft. heated and air conditioned
pleasure. 4 bedrooms, 3 baths, basement
with fireplace, parlor, dining room, eat
in-kitchen. Big paneled den with crown
moulding and fireplace opens to deck over
looking acres of pines. Extras Include
garbage disposal, self-cleaning oven,
beautiful decoration, central air, gas fire
starter. Perfect family home. Low 60s.
PETE WOODHAM 887-6166
zoning plan is the result of die
cooperation of county officials,
citizens of the county, and de
velopers who are building to
meet the inevitable surge of
growth just beginning in earnest
in Gwinnett.
Bit the “man behind die plan”
is Maurice Robbins, director of
Planning and Zoning for the
Planning and Zoning for the co
unty and secretary and consul
tant to the Municipal Gwinnett
and his staff had done nothing
really unusual. A planner’s job
is, after all, to plan.
Then came a step that was
critical. A planner normally
plans and then must leave im
plementation to others. Gwin
nett’s planners chose to follow
through.
“We wanted to get the citi
zens involved,” said Robbins.
“They want a say-so in how
their community should be
developed. People know that
growth is coming, and we’ve
found that they will support
something that is logical, some
thing that assures orderly gr
owth.
“We began meeting with
groups of citizens, explaining
what we were trying to do,
asking for their suggestions and
ideas. And we got some really
good comments, some good
„ „ , V 7 64-113
Form 64p (State)- Revised June, 1971 State Bank No,
PUBLISHER’S COPY
Consolidated Report of Condition of “ FORSY ! rH .. COUNTY BANK ”
of humming in the State of Georgia and Domestic Subsidiaries at the close of
business on December 31 ..... 19 72 ...
ASSETS Dollars Cts.
1. Cash and due from banks (including $ * unposted debits) 1 179 476 77 1
2. U.S. Treasury securities 510 790 00 2
3. Obligations of other U.S. Government agencies and corporations .... . j 150 .610 08 3
4. Obligations of States and political subdivisions 1 606 543 16 4
5. Other securities (including $ zOO .corporate st.ocks) “' 5 VVV 5
7. Federal funds sold and securities purchased under agreements to resell _ _ 7
8. Other loans 8 151 5 ' 8
9. Bank premises, furniture and fixtures, and other assets representing bank premises 287 287 17 9
10. Real estate owned other than bank premises .00 10
11. Investments in subsidiaries not consolidated 00 11
12. Customer’s liability to this bank on acceptances outstanding _ 1 . Q 0 12
13. Other assets 46 519 89 13
14. TOTAL ASSETS 12 207 222 44 14
LIABILITIES
15. Demand deposits of individuals, partnerships, and corporations 3 536 644 34 15
16. Time and savings deposits of individuals, partnerships, and corporations 6 253 892 42 jg
17. Deposits of United States Government '7 848 09 17
18. Deposits of States and political subdivisions 865 744 00 jg
19. Deposits of foreign governments and official institutions 99.. 19
20. Deposits of commercial banks 00 20
21. Certified and officers’checks, etc. 81 354 07 21
22. TOTAL DEPOSITS xxx xxx xxx x * 22
(a) Total demand deposits $ Ij-247j.853jJ._7 xxx xxx xxx xx
(b) Total time and savings deposits $ 6,567,629.75 xxx xxx xxx xx (b)
23. Federal funds purchased and securities sold under agreements to repurchase PP 23
24. Other liabilities for borrowed money 00 24
25. Mortgage indebtedness 00 25
26. Acceptances executed by or for account of this bank and outstanding 00 26
27. Other liabilities 185 136 90 27
28. TOTAL LIABILITIES 11 300 619 ~&T 2 g
29. MINORITY INTEREST IN CONSOLIDATED SUBSIDIARIES . 29
RESERVES ON LOANS AND SECURITIES
30. Reserve for bad debt losses on loans (set up pursuant to Internal Revenue Service rulings) 71 41.3 39 30
31. Other reserves on loans 00 31
32. Reserves on securities 00 32
33. TOTAL RESERVES ON LOANS AND SECURITIES 71 413 39 33
CAPITAL ACCOUNTS
34. Capital notes and debentures 00 34
(specify interest rate and maturity of each issue outstanding) ___ . Q
35. Equity capital, total oAb 180 23
36. Preferred stock-total par value Q 0 33
(No. shares outstanding ~Q~ )
37. Common stock-total par value 200 000 00 37
(No. shares authorized
38. Surplus 450 000 00 33
39. Undivided profits 185 189 23 39
40. Reserve for contingencies and other caDital reserves I 00
41. TOTAL CAPITAL ACCOUNTS _ ~835 ""1119 —27 T,
42. TOTAL LIABILITIES, RESERVES, AND CAPITAL ACCOUNTS 12. 207 ~222~ ~44 42
/. CharleS In g ram \ Cashier .of the above-named bank, do solemnly { affirm I that this report of condition
is true and correct, to the best of my knowledge and belief. . s\ S
f' : Correct—Attest: ~L. •
J/) Leon Boling v
& y / Carl L. Jackson (
j V • __ y Directors.
.'pl-U.sM A Vc'v Donald D. Thompson j
state Of Georgia , County of F °rsyth u;
(MAKE MARK FOR Sworn to and subscribed before me this sth day 0/ January ,„73
and / hereby certify that I am not an officer or director of thi* hank.
My commission expires June 25 ... if. 75 Ellzabeth B . tat hem ’ N +* PMie ‘
feedback fromour citizens.
Most of the input we got from
these meetings was incorpor
ated in our thinking, and we
came up wth a final plan which
we feel reflects the ideas of our
citizens.
“When we held the final public
hearing on zoning District n,
we had 300 people there.
Twenty-two of them, including
some of the people who owned
land along the river that was
County Planning Commission.
Robbins, a veteran of 12 years
in government planning, came to
Gwinnett in 1970. Shortly there
after the planning commission
was created. And shortly after
that, studies began on a mas
ter land use-thoroughfare plan
for the county.
“What we did was look at
what we had,” said Robbins.
“We studied the existing zoning;
how the county had developed to
that point. We studied the ex
isting road system, and the tr
affic patterns on our road sys
tem.
“We tested the soil, to deter
mine its relationship to the
types of use the land was suited
for. We studied the topography,
and the flood planes. And we
studied the population - where
people in the county were living.
"Once that information was
gathered,” said Robbins, “we
started trying to relate certain
land uses to certain types of
location.
"An area has to have certain
characteristics to lure indus
try, for example. Industry is
usually interested in flat land,
with good access. Railroads
are very important to industry,
industry likes exposure on main
highway arteries. And, of
course, you have to have
utilities.
"Apartment developers also
have tohave utilities, and they
like exposure on the main ar
teries, but they prefer a dif
ferent type of topography, a
rolling, not flat, terrain. But we
took other things into consider
ation.
"We didn’t want to con
centrate apartments, because of
the tremendous traffic they gen
erate. Apartments need to be
dispersed, so that you retain
good Ingress and egress, so that
you don’t turn an area into a
giant parking lot.
“We studied all possible
uses, from industrial to com
mercial right on down to single
family residential. We coupled
our information with our pro
jections - population projects,
vehicle projections, road sys
tem projections.
“Then we took all of this and
began formulating a plan,
putting various land uses to
gether in a pattern where they
would work and be compatible.”
Up to that point, Robbins
then zoned industrial, nad ques
tioneds. We cleared those up,
and it was approved.”
Robbins is convinced that
area-wide zoning is the most
effective way to control de
velopment, and is proud that
Gwinnett County has proved it
can be successful.
“The big problem with zoning
in this country is that we’ve
looked at zoning as a means
of planning, rather than a tool
to use for carrying out a land
use plan,” he said. “That is the
reason we’ve seen such ahodge
podge in areas of growth.”
He also is convinced that im
plementation of a master land
use plan through zoning will re
sult in substantial savings to the
county.
“There are three types of
development that can come to a
county,” said Robbins.
"One is dispersed develop
ment that just goes anywhere,
without any pattern. That is the
most expensive to serve with
utilities, roads, police and fire
protection and other services
because everything is scat-
tered.
"The second is strip devel
opment, which justfollows along c
the main highways, without any >
real pattern. That is the se- j
cond most expensive for the ;
county to serve.
“The third is what we call .
compact development, that .
starts with a core and extends .
outward around the core. This '
is the least expensive to nerve. ,
because all you have to do is
extend your utilities and ser- 3
vices outward as the needoc- f
curs. i
“We hope in Gwinnett County •
to establish a firm policy of !
compact development, adopted
by te commissioners.
“Gwinnett is the last of the ‘
five metropolitan area counties
to be developed. We have a
chance to benefit from the mis- 1
takes ohers have made. *
“What we have 20years from v
now is going to depend on what ’
we’re doing right now. We have f
a chance to do it right, and I 1
think we're going to do it.” 1
>
it
Buy and sell
i
t>
with classified ads