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South State Mortgage
Advertorial for South State Mortgage, Inc.
Kimberley Kennedy
If you are a first time homebuyer or are shopping for a
mortgage, visit South State Mortgage, Inc. South State Mortgage,
Inc., offers several different types of loans for homebuyers. A pro
fessional loan officer will be able to determine which is best for
you.
The professional loan officers at South State Mortgage
understand that shopping for a mortgage can often be more diffi
cult than shopping for a home, especially for first time buyers.
That is why it is important to choose a lender that specializes in
residential loans and gives its clients individualized attention. If
you are trying to secure a mortgage, South State is the place to
go. At South State Mortgage, all of the company’s loans are for
purchasing or refinancing residential property, and all of their
clients get the personal attention they deserve. According to
Tommy Colvin, Senior Vice President, “At banks or savings and
loan institutions, the borrower may have to deal with a variety of
individuals, but at South State, one loan officer supervises the
loan through the entire process, and will be present at closing to
ensure that all details are handled correctly. Colvin noted that the
firm emphasizes total communication with real estate agents and
clients on the status of the loan while in process and makes its
employees accessible to clients. “Our loan officers are available
after hours and on weekends, just like real estate agents. And we
encourage that, and hope our clients will feel free to call,” he said.
South State JB
Mortgage, Inc.
NOW LOCATED HERE IN CUMMING
• 3% DOWN-FHA (145,350 LOAN AMOUNT IN FORSYTH CO.)
• 100% FINANCE 30 YEAR FIXED CONV.
NO MJ.. SELLER CAN PAY CLOSING COST
• 3-5% DOWN/NO MI
• CONSTRUCTION-PERMANENT LOANS
• VA & COMMUNITY HOME BUYERS
• NON CONFORMING LOANS
• BILINGUAL
107 Colony Park Drive, Suite 800
Contact Tommy Colvin at: (770) 205-9880
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9-5605serwng Forsyth County Since 1990 770-887-5765 I
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Colvin said that, in addition to giving clients personalized
attention, South State can help homebuyers locate the best mort
gage to suit their needs. “As a mortgage company, we have over
50 different sources of mortgage money. We can find the most
competitive rate on any different day, and have the flexibility to
find the best program to fit the unique situation of the borrower.
That is why Money Magazine and Kiplinger News have recog
nized South State as having the lowest rates in the Southeast for
almost five years,” says Colvin.
South State originates conventional loans in conforming
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FORSYTH COUNTY NEWS Wednesday, December 2, 1996
and non-conforming or jumbo categories, and they also offer FHA
and VA loans. Last year, the company had a volume of approxi
mately S3OO million, making it one of the top mortgage compa
nies in the Atlanta area.
With the firm’s offices conveniently located in Cumming, the
employees of South State know North Georgia and its properties
very well. But, as Colvin points out, the company services all ten
metro Atlanta counties, the State of Georgia, and the Southeast as
well.
Don Crane, South State’s owner and President, founded the com
pany in 1984, after working for 20 years in the real estate and
mortgage industries. Since then from two loan originators and two
loan processors, the company has grown to a staff of over 50
employees and has become a major player in the residential mort
gage industry.
“We take pride in our outstanding reputation throughout
the mortgage banking industry,” Crane said. “Honesty, integrity,
and total customer satisfaction are major goals we strive for with
every loan processed and closed. We achieve these goals because
of our experienced personnel and our willingness to make the
extra effort to meet our clients’ needs.”
Free first time homebuyer classes are conducted at 107
Colony Park Drive, Suite 800, in Cumming, GA. These classes
meet each Thursday from 6:30 p.m. to 8:00 p.m. For more infor
mation or for reservations for one of these classes, please call
(770) 205-9880.
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