Newspaper Page Text
PAGE 2A
* FORSYTH COUNTY NEWS Thurtdiy, F«bru»ry 2«, 2004
Deaths
Richard W. Sapp Jr.
Mr. Richard W. Sapp Jr.,
49, of Cumming died Sunday,
Feb. 22, 2004. He was a mem
ber of Local 10 UAW and an
employee of G.M. since 1978.
He was preceded in death by
his father, Richard W. Sapp Sr.
Survivors include his wife
of five years, Geneva Sapp of
Cumming; son, Richard W.
Sapp 111 of Duluth, Brandon
Shane Sapp of Cumming; step
sons, Josh Steven Allison,
Brandon Chase Allison, both
of Cumming; stepdaughter and
son-in-law, Sandy and Gary
Frantz of Ohio; step grandchil
dren, Chandler Blake Frantz,
Gabrielle Shea Frantz, both of
Ohio; mother, Lora Money of
Cumming; sisters and broth
ers-in-law, Julie and Philip
Bryant of Lilburn, Jill and Jeff
Summe of St. Charles. Mo.;
half brothers, Zane Sapp,
James Sapp, both of Idaho;
mother-in-law, Loyce Clore of
Marietta; several nieces,
nephews and other relatives
also survive.
Funeral services will be
Thursday, Feb. 26, at 2 p.m. at
the Ingram Funeral Home
Chapel with the Rev. Lamar
Day officiating. Interment will
follow in the Sawnee View
Memorial Gardens.
Ingram Funeral Home is in
charge of the arrangements.
Forsyth County News
February 26. 2004
Arman W. Miller
Mr. Firman W. Miller. 89,
of Cumming died Feb. 21.
2004. A native of De Queen.
Ariz.. Mr. Miller had lived in
Cumming since 1998, moving
from Orlando. Fla. As a World
War II veteran
of the U.S.
Navy, he served
aboard the A
Destroyer. VETERAN
L'.S.S. Cushing.
and saw action in November
1942 at the Battle of
Guadalcanal. Mr. Miller was a
retired pipe fitter, working in
the naval shipyard in San
Francisco Bay. a member of
the First Baptist Church of
Traskwood in Arizona and of
the Masonic Lodge in Palo
Alto. Calif. He was preceded
in death by his wife. Lestenna
R. Miller. '
Survivors include his sister,
Lear C. Martin of Benton.
Ariz.; nieces. Nella Dean
Martin Smith. Florence Martin
Mosely. Patsy Ann Martin
Gosvenor. all of Traskwood.
Ariz... Melba H Harrop Daniel
of Cumming. Foy Dean Manin
Riggan of Malvern. Ariz.; and
nephew. Earl Eugene Harrop
of Springdale. Ariz.
Inurement services will be
held later at Mount Harmony
Church Cemetery in Haskell,
Ariz.
McDonald and Son Funeral
Home and Crematory in
Cumming is in charge of the
arrangements.
Forsyth County News
February 26. 2004
A community
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Forsyth County
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INMATE from 1A
for a deputy.”
The Cherokee County
Detention Center is the most
commonly used site to house
Forsyth inmates. Wilson said
that an average of 30 to 50
Forsyth inmates are housed
each day at the Cherokee
facility. Forsyth County paid
Cherokee $644,315 for 18,409
inmate days in 2003.
Paxton said that the trans
portation group would not be
as large if the county approved
the complex which would
include a jail, sheriff’s admin
istrative offices, and a new
courthouse.
"The preliminary design
includes a tunnel under
Veterans Memorial Boulevard
which would connect the
detention center and the court
house," he said. "We would
not have to load inmates into
vehicles for transportation to
court.”
The sheriff said that
deputies presently involved in
the long-distance transporta
tion would then be assigned to
the patrol division.
Paxton has one paying
client at the jail that he would
like to lose: the state of
Better Business Bureau now warning
consumers on advance fee loan scams
The Better Business
Bureau (BBB) is stepping up
its efforts to educate con
sumers on how to make smart
money decisions and avoid
scams in the marketplace. One
problem area consumers
should watch out for is
advance fee loan scams.
Despite regular cautions by
the 888. consumers continue
to fall for advance fee loan
offers in record numbers. The
scenario goes something like
this: A small printed advertise
ment appears in the newspaper
or on the Internet suggesting
"Money to lend, debt consoli
dation, personal car and small
business loans for people who
have good/bad credit and past
bankruptcies. Call Toll-Free
Now!" The caller contacts the
number and receives forms
asking the consumer to submit
personal information, includ
ing copies of driver’s licenses,
employment records. Social
Security numbers, bank
account information and credit
card numbers.
A few hours or days later a
friendly, polite telephone
caller responds with the good
news. The loan has been
approved, but an insurance
fee. processing fee or three
months advance payment is
needed before the loan is
released and the check deliv
ered. The customer is asked to
pay the fee immediately
through electronic transfer of
the money. The money is
picked-up by the "loan" bro
ker, but the promised loan
never arrives and the up front
fee paid by the consumer
(which can total several thou
sand dollars) is lost.
Many fraudulent loan
offers are made by scam
artists operating out of
Canada. 888 experience
shows that attempts to contact
the individuals in question
usually prove unsuccessful. It
Georgia.
Like many counties in the
state, Forsyth has a steady
backlog of inmates who have
been sentenced to a term in
the state prison system. The
state, however, also has run
out of bed space and pays the
county S2O a day to house
state prisoners awaiting an
opening at a prison.
Paxton and 14 of his coun
terparts from throughout the
metro Atlanta area recently
met with Gov. Sonny Perdue
to make him aware of their
plight resulting from the grow
ing backlog. The state budget
shortfall combined with
tougher sentencing guidelines
for more serious crimes has
filled the state prison system
to capacity with no funds to
construct or open additional
prisons.
Paxton said that it costs
taxpayers approximately $lB
a day to house an inmate at
the Forsyth County Adult
Detention Facility. Sending
them elsewhere increases the
cost an additional sl7 a day.
This does not include med
ical costs at another facility if
the inmate should become ill.
is very seldom that the compa
ny can be located to get the
loan fee returned to the con
sumer.
The 888 advises con
sumers who are in need of
extra cash to thoroughly inves
tigate all advertised offers of
"easy credit" or "easy loans”
from unfamiliar loan brokers,
particularly those originating
out-of-state or out-of-country.
You need to ask yourself,
why is this company, which I
have never heard of, and
which does not know me. will
ing to give me a loan?" 888
experience indicates that the
follow ing are signs of advance
fee loan fraud:
• Pressure to act immedi
ately. Advance fee loan
schemers will try to get you to
send money or give out per
sonal information (credit card
number, bank account infor
mation and Social Security
number) before you get any
paperwork. Insist on receiving
the necessary paperwork
before deciding whether to
apply for credit.
• Will not provide location
information. If the loan broker
hesitates to tell you their phys
ical location, beware that this
is a common ploy to avoid law
enforcement detection. Refuse
to do business with the broker
until you have their physical
address or location and can
check them out with the 888
There are BBBs throughout
the U.S. and Canada.
• Questionable connections
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“If we have an inmate at
another jail and he becomes ill
or injured, we would have to
pay that county’s medical
provider for care," he said. "If
the inmate had to be hospital
ized, we would have to send
deputies to stay at the hospital
around the clock.”
Wilson said that he tries
to send out sentenced inmates
first, followed by probation
viojators, with pretrial
inmates being the lowest pri
ority for sending to other
jails. He said that pretrial
inmates often have court
dates which would involve
transporting them back to
Forsyth if they were located
elsewhere.
The support for the jail, as
well as the courthouse and
sheriff’s office has included
the Let Build It Committee, a
group of residents who have
conducted an advertising cam
paign in support of the refer
endum. The referendum also
is being endorsed by the
Cumming-Forsyth County
Chamber of Commerce, which
has sent letters to its member
ship seeking their support of
the measure.
to established financial institu
tions. Many of these schemers
are merely telephone sales
operations, so no connection
will exist to an established
financial institution. Ask
which lenders the "loan bro
ker" deals with, and ask for
the physical address of the
lender. Then contact the 888
in that city to request informa
tion on the lender.
Consumers should keep the
following points in mind
before responding to ads that
promise easy credit, regardless
of your credit history:
• Legitimate lenders never
“guarantee" or say that you
are likely to get a loan before
you apply, especially if you
have bad credit, no credit or a
history of bankruptcy.
• If you apply for a real
estate loan, it is accepted and
common practice for lenders
to request payment for a
credit report or appraisal.
However, legitimate lenders
never ask you to pay for pro
cessing your application.
• Never give your credit
card account number, bank
account information or
Social Security number over
the telephone or Internet
unless you are familiar with
the com an and know' why
the information is neces
sary.
• If you do not have the
offer in hand - or confirmed in
writing and you are asked
to pay. do not do it. It is fraud
and it is against the law.
BACK from 1A
back to the mid-1900s to
Brock’s 300-student school,
Brock was impressed with the
future.
“You are better equipped,”
she told the class.
Brock prefers the old fash
ioned way of adding and sub
tracting before the invention of
calculators and computers.
Apparently the class was
familiar with Brock’s brand of
computation.
“Where are your calcula
tors, class?” Stockman asked,
and all the kids pointed to
their brains.
Other than the technology
and extended school day, not
Veterans to share in $10.7M
in life insurance dividends
ATLANTA During 2004,
the United States Department of
Veterans Affairs will pay some
$10.7 million in dividends to
about 29,500 Georgia veterans
still holding an active VA life
insurance policy.
“These dividends are made
possible because veterans are liv
ing longer than originally predict
ed and the insurance trust funds
are earning higher yields from
investment in long-term United
States Government Securities.”
Georgia Commissioner of
Veterans Affairs, Pete Wheeler,
recently pointed out.
Commissioner Wheeler
reminds policyholders that divi
dends will be automatically cred
ited on the 2004 anniversary date
of their policies.
Policyholders may choose to
receive a dividend check or select
one of nine alternate payment
options.
But Commissioner
Wheeler cautions veterans,
"only policies that have been
kept in force will receive an
annual dividend distribution."
He also reminds policyholders
that an individual’s dividend
amount will vary according to
age. type of insurance and
duration of the policy.
Government life insurance
policies were issued to veterans
of World Wars I and II and the
Korean War who served between
1917 and 1956. Government
insurance programs that do not
pay dividends cover veterans of
subsequent eras.
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Forsyth CountvNews
J tour "Hometown Paper " Suwe 1903 J
LISPS 205-540
V eterans Memorial Blvd-, Cumming. Georgia 30040
I*hone: 770-887-3126 Fax: 770-889-6017
Internet Address: www.forsythnews.com
® Publisher DENNIS STOCKTON
General Manager NORMAN BAGGS
Editor TOM SPIGOLON
Advertising Director MARTI BARNES
Circulation Director PHIL JONES
MEMBER
Published Sunday, Wednesday, Thursday and Friday by the Forsyth County News
Company, Veterans Memorial Blvd. Cumming. Ga. Second Class Postage paid at
Cumming, Ga and additional offices. Subscription rate lor Forsyth County. $52
per year; $35 for six months. iHher Georgia and out of state subscriptions are SBS
per year Any unused portion of a subscription balance will he gladly refunded.
However, all refunds due the subscriber are subject to a processing fee, which will
be automatically deducted from the subscription balance refund. Advertising rates
and deadlines available upon request. Postmaster: Send address change to Forsyth
County News/P.O Box 210. Cumming. Ga. 30028.
A Swartz-Morris Media Inc. publication
Miss your paper? Call 887-3126
We deliver replacement papers within Forsyth County. If your newspaper is not
delivered by 6:30 am.. please call the circulation department at 770-887-3126.
Service calls will be taken from 8:(X) a m. until 5:30 p.m. Monday through Friday,
and on Sunday from 9:00 a.m. until 1:00 p.m. If your call is received during these
times, a replacement copy will be delivered to your home. Calls received alter busi
ness hours will be checked the following business day. and credit will be extended
to your account. Any changes tn publication will be announced in preceding issues.
Advertising Deadlines
For Sunday's paper retail and classified display ads are due by mxxi Thursday.
For Wednesday’s paper retail and classified display ads are due by 5 p.m. Friday.
For Thursday's paper retail and classified display ads arc due by mxm Monday.
For Friday’s paper retail and classified display ads are due by noon Tuesday.
Classified Line Advertising Deadlines
(Help wanted, garage sales, rentals, etc.)
For Sunday's paper classified line ads are due by noon Friday.
For Wednesday's paper classified line ads are due by noon Monday.
For Thursday's paper classified line ads are due by noon Tuesday.
For Friday's paper classified line ads are due by noon Wednesday.
1 -egal advertising is due by Friday nixxi and runs only in Wednesday’s paper.
much has changed, Brock
said. It’s the same old game,
just fancier. The Golden Rule
still applies. Multiplication
tables have not changed. And
kids still will be kids.
“If you just approach a
child in the right way, he can
learn anything,” Brock said.
Forsyth County 2004 Teacher
of the Year Polly Tennies said
those exact words in a recent
interview.
Brock is an Auburn
University graduate. She grew
up in Tate, Ga., and taught
around middle Georgia for 42
years, an amount of time that
was incomprehensible to the
The largest group of Georgia
veterans receiving payments will
be some 24,600 veterans of
World War II with National
Service Life Insurance policies.
They will receive an average pay
ment of $360. Total payments are
expected to reach more than SB.B
million.
Dividends totaling about
$36,000 will be paid to 210
Georgians holding U.S.
Government Life Insurance poli
cies that were issued between
1919 and 1940. Some 3,800
Georgia veterans who maintained
their Veterans Special Life
Insurance policies will share
approximately $1.6 million in
dividends. About $250,000 will
be paid to the some 890 Georgia
veterans holding Veterans
Reopened Insurance policies.
Nationwide, VA will distrib
ute around $517 million in divi
dends to some 1.45 million active
policyholders. Although VA also
administers a special life insur
ance program for disabled veter
ans and a program offering mort
gage life insurance coverage, nei
ther pays dividends. Dividends
are also not paid for active-duty
service members and reservists
holding a Servicemen's Group
Life Insurance.
Rumors occasionally surface
that Congress has approved spe
cial dividends or refunds for
holders of SGLI.
Veterans who have questions
about their policy may call the
VA Insurance Center toll-free at
(800)669-8477.