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BUSINESS from 6A
stocks paying steady divi
dends and stocks that have
made substantial gains?
Should I move away from
fixed-income investments to
stocks paying steady divi
dends in order to benefit from
the new tax rate?
• Given that the savings
may stop year-end 2008,
should I try to realize any
gains by then? Or move away
from dividend-paying stocks
to securities that are expected
to rise in value?
• Is my account affected by-
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Easter A| Q
33- A
50%. W
Dresses / I
for Misses, s
Petites
& Women 4 1
• Jessica Howard j
• K s™ olo pIL
• Plaza South F|p 1
•R&M Richards ' i
•Andothers | ' W
One-piece, 1
two-piece It*,b
and jacket dress \ ■ ijßj
styles in a great \ 1 ’
selection of V1 J?
prints and solids. 1A u
Misses'6-18. ,
Petites' 4-14.
Women's 14-24. V
Orig. SBO-5100,
now S4O-$67.
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stock lending? If so, how
would receiving the tax cut
affect what I could claim as
dividends?
Could I switch into an
account that is not affected by
stock lending?
• What about a tax-shel
tered account, such as my
individual retirement account?
Should I move bonds and
other interest-bearing invest
ments into these accounts and
put stocks in taxable accounts
where they can benefit from
the lower rate?
USE YOUR DILLARD’S CHARGE. WE ALSO WELCOME VISA, MASTERCARD, AMERICAN EXPRESS, DINER'S CLUB & DISCOVER CARD
North Point Mall in Alpharetta, (770)410-9020 • Mall of Georgia, (678)482-5241 • Mon.-Sat. 10-9, Sun. 12-6. CARD ’
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Photos/Harris Blackwood and David McGregor
Mentors honored
Left, Partners In Education Piedmont Learning Center Mentor of the Year Chuck Jonaitis left
accepts his award from Chamber of Commerce Chairman Mark Hamilton and Forsyth Schools
Superintendent Paula Gault. Above, Partners In Education Mentors of the Year John Goode (ele
mentary) and Gene Heslin (middle school) stand with Hamilton and Gault.
When making your deci
sions, don’t base your strategy
solely on tax considerations. It
is better to figure out the allo
cation of stocks and bonds
that makes sense for you
given your tolerance for risk
and your financial goals. Then
divide your investments
between taxable and tax
deferred/nontaxable accounts
in away that minimizes your
tax bill.
With retroactive, tempo
rary, phased-in and phased-out
provisions, this new law
• New & Used Pool Tables
Room
Lights. & Accessories
1 The Billiard Connection
AMF Authorized Dealer
770-844-6199
$ ?9" A [
orig. $46-S4B
Sharon Anthony
Knit Tops & ”
Reversible Skirts r
for Misses,
Petites & Women
3/4 sleeve seed stitch tops
in solids and printed reversible
skirts in short and long lengths.
Misses' S-XL. *
Petites' P-L. |
wmw<i, - K gar„.s L
$-|g99 1 ■ ’
orig. S3O-36 (
Misses’ |
Westbound | i
Pants f 1
Choose from zip front I <
with cargo pockets
and 5-pocket styles.
Misses' 8-16. c
r
It
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— ■ |_
Dillard’s
makes tax planning more
complex. If you have ques
tions or would like help with
incorporating these new rules
into your investment plan,
contact your financial advisor
today.
Provided by courtesy of
John M. Weaver, a senior VP
with Wachovia Securities in
Cumming. For more informa
tion, call John at 1678) 455-
0016. Adapted from material
published by the Securities
Industry' Association. Used by
permission. Wachovia Secur-
FORSYTH COUNTY NtWS - Sunday, April IS, 2004 -
ities does not render legal,
accounting or tax advise.
Please consult your tax or
legal advisors before taking
any action that may have tax
consequences. Certain provi
sions of the Jobs and Growth
Tax Relief Reconciliation Act
of 2003 are temporary and
subject to various sunset pro
visions effective in 2004,
2005, 2008 or 2010 unless
reenacted by Congress.
Service of
ijrrte tA Ho, y Communion
J of tk Lord in our Sanctuary
Each Wednesday
j at N°° n
All are welcome
Cumming First United Methodist Church
770 Canton Hwy • Cumming, GA 30040
(2 miles west of downtown Cumming)
(770) 887-2900 » www.cummingfirst.com
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women -men, juniors »nH Ce !*® riM for x i
1 x e, “' M,OT '‘J IJjI
orig. 524-532 “."v
Westbound . J
Knit Tops • *
for Misses,
Petites &
Women > '/
3 /< sleeve r
cotton/spandex tops
in solids and stripes.
Misses' S-XL. k
Petites’ S-L. W
Women's IX-3X.
5 24" A'
orig. $39-$49 y ff
Emma James
Career Apparel
for Misses W
& Petites
Novelty blouses, solid
or print knit tops,
pants and skirts. a hit
Misses’S-XL, 6-16. *
Petites'P-L, 4-14. p <
Also, Women's IX-3X, 16-22. T ;
Orig. $44-$74, ROW $29.99. ' *
I Selected styles.
Selection varies by store.
I While supplies last.
Consult your tax advisor for
specific provisions of the Act.
Wachovia Securities is the
trade name used by fwo sepa
rate, registered broker-dealers
and non-bank affiliates of
Wachovia Corporation pro
viding certain retail securities
brokerage services: Wachovia
Securities LLC, member
NYSE/SIPC, and Wachovia
Securities Financial Network
LLC, member NASD/SIPC.
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