Newspaper Page Text
LEGALS from Page 12B
undersigned, being presently in the pos¬
session of Steven Farrow and Michelle
Farrow , and the proceeds of said sale
will be applied to the payment of said
indebtedness and all the expenses of
said sale, including attorney's fees, ail
as provided in said Deed, and the bal¬
ance, if any, will be distributed as pro¬
vided by law.
Wells Fargo Bank, N.A. as Attorney-in
Fact for Steven Farrow and Michelle
Farrow
File no. 08-004881
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys 2872 Woodcock and Counselors Boulevard, at Suite Law 100
Atlanta, GA 30341
(770) 220-2730/AB
www.swertfeger.net •THE
LAW FIRM IS ACTING AS A
DEBT COLLECTOR. ANY INFORMA¬
TION OBTAINED WILL BE USED FOR
THAT PURPOSE.
L549 8/6,13,23, 30
ADNUM: L550
STATE OF GEORGIA
COUNTY OF FORSYTH
NOTICE OF SALE UNDER POWER
Because of a default in the payment of
the indebtedness secured by a Security
Deed executed by Paul V. Ferraro to
Mortgage Electronic Registration
Systems, Inc. dated June 28, 2005, and
recorded in Deed Book 3865, Page 203,
Forsyth County Records, securing a
Note in the original principal amount of
$193,500.00, the holder thereof pur¬
suant to said Deed and Note thereby
secured has declared the entire amount
of said indebtedness due and payable
and, pursuant to the power of sale con¬
tained in said Deed, will on the first
Tuesday, September 2, 2008, during the
Courthouse legal hours of sale, before the
door in said County, sell at
public outcry to the highest bidder for
cash, the property described in said
Deed, to-wit:
All that tract or parcel of land lying and
being in land lot 165 of the 14th District,
1st Section of Forsyth County, Georgia,
being Lot 93, of Princeton Square
Subdivison, Phase IIIA, as per plat
thereof recorded in Plat Book 59, Pages
101-106, Forsyth County, Georgia
Records, which plat is incorporated
herein and made a part hereof by refer¬
ence for a more detailed description.
Said property is known as 2840 Olde
Harvard Landing, Cumming, GA
30041, together with all fixtures and
personal property attached to and con¬
stituting Said a part of said property, if any.
property will be sold subject to any
outstanding ad valorem taxes (including
taxes which are a lien, whether or not
now due and payable), the right of
redemption of any taxing authority, any
matters which might be disclosed by an
accurate survey and inspection of the
property, any assessments, liens,
encumbrances, zoning ordinances,
restrictions, covenants, and matters of
record superior to the Security Deed
first set out above.
The sale will be conducted subject (1)
to confirmation that the sale is not pro¬
hibited under the U.S. Bankruptcy Code
and (2) to final confirmation and audit of
the status of the loan with the holder of
the security deed.
Notice has been given of intention to
collecl attorney's fees in accordance
with the terms of the Note secured by
said Deed.
Said property will be sold as the proper¬
ty of Paul V. Ferraro, the property, to the
best information, knowledge and belief
of the undersigned, being presently in
the possession of Paul V. Ferraro, and
the proceeds of said sale will be applied
to the payment of said indebtedness
and all the expenses of said sale,
including attorney's fees, all as provided
in said Deed, and the balance, if any,
will be distributed as provided by law.
Mortgage Systems, Electronic Registration
Inc. as Attorney-in-Fact for
Paul V. Ferraro
File no. 08-004801
L.J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/HF
www. swe rtfeger. net
•THE LAW FIRM IS ACTING AS A
DEBT COLLECTOR. ANY INFORMA¬
TION OBTAINED WILL BE USED FOR
THAT PURPOSE.
L550 8/6,13, 23, 30
ADNUM: L551
STATE OF GEORGIA
COUNTY OF FORSYTH
NOTICE OF SALE UNDER POWER
Because of a default in the payment of
the indebtedness secured by a Security
Deed executed by Mark Longenecker &
Tamara Longenecker to Washington
Mutual Bank, FA, now known as
Washington Mutual Bank dated August
16, 2002, and recorded in Deed Book
2406, Page 465, Forsyth County
Records, securing a Note $150,000.00, in the original
principal amount of the
holder thereof pursuant to said Deed
and Note thereby secured has declared
the entire amount of said indebtedness
due and payable and, pursuant to the
power of sale contained in said Deed,
will on the first Tuesday, September 2,
2008, during the legal hours of sale,
before the Courthouse door in said
County, sell at public outcry to the high¬
est bidder for cash, the property
described in said Deed, to-wit:
All that tract or parcel of land lying and
being in Land Lot 90 of the 2nd District,
1st Section of Forsyth County, Georgia,
being Lot 57, Castlebrook Subdivision,
Phase II, as recorded in Plat Book 52,
Pages 259-261, Forsyth County,
Georgia Records; which plat is incorpo¬
rated herein and made a part hereof by
reference.
Said property is known as 5120
McIntosh Drive, Cumming, fixtures GA 30040,
together attached with all and personal
property to and constituting a
part of said property, if any.
Said property will be sold subject to any
outstanding ad valorem taxes (including
taxes which are a lien, whether or not
now due and payable), the right of
redemption of any taxing authority, any
matters which might be disclosed by an
accurate survey and inspection of the
property, any assessments, liens,
encumbrances, zoning ordinances,
restrictions, covenants, and matters of
record superior to the Security Deed
first set out above.
The sale will be conducted subject (1)
to confirmation that the sale is not pro¬
hibited under the U.S. Bankruptcy Code
and (2) to final confirmation and audit of
the status of the loan with the holder of
the security deed.
Notice has been given of intention to
collect attorney's fees in accordance
with the terms of the Note secured by
said Deed.
Said property will be sold as the proper¬
ty of Mark Longenecker & Tamara
Longenecker, the property, to the best
information, knowledge and belief of the
undersigned, being presently in the pos¬
session of Mark Longenecker and
Tamara Longenecker , and the pro¬
ceeds of said sale will be applied to the
payment of said indebtedness and all
the expenses of said sale, including
attorney’s fees, all as provided in said
Deed, and the balance, if any, will be
distributed as provided by law.
Washington Mutual Bank, formerly
known as Washington Mutual Bank, FA
. i - . Attorney-in-Fact for Mark
Longenecker & Tamara Longenecker
File no. 08-004616
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys Woodcock and Counselors at Law
2872 Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/SM
www.swertfeger.net
•THE LAW FIRM IS ACTING AS A
DEBT COLLECTOR. ANY INFORMA¬
TION OBTAINED WILL BE USED FOR
THAT PURPOSE.
L551 8/6,13,20, 27
ADNUM: L552
STATE OF GEORGIA
COUNTY OF FORSYTH
NOTICE OF SALE UNDER POWER
Because of a default in the payment of
the indebtedness secured by a Security
Deed executed by Kenneth Mele and
Kimberly Mele to New Century
Mortgage Corporation dated Book May 4270, 1,
2006, and recorded in Deed
Page 525, Forsyth County Records,
said Security Deed having been last
sold, assigned, transferred National and Trust con¬
veyed to Deutsche Bank
Company, as Indenture Trustee, for New
Century Home Equity Loan Trust 2006-
2, by Assignment securing a Note in the
original principal amount of
$229,500.00, the holder thereof pur¬
suant to said Deed and Note thereby
secured has declared the entire amount
of said indebtedness due and payable
and, pursuant to the power of sale con¬
tained in said Deed, will on the first
Tuesday, September 2, 2008, during the
legal hours of sale, before the
Courthouse door in said County, sell at
public outcry to the highest bidder for
cash, the property described in said
Deed, to-wit:
All that tract or parcel of land lying and
being in Land Lot 772 of the 3rd district,
1st Section of Forsyth County, Georgia,
and being Lot 33, Sherwood Forest
Subdivision, as shown in a plat for said
subdivision recorded in Plat Book 27,
Pages 269-276, Forsyth County,
Georgia Records, which plat is incorpo¬
rated herein by this reference and made
a part of this description, being
improved property.
Said property is known as 2430
Nottingham Way, Cumming, GA
30040, together with all fixtures and
personal property attached to and con¬
stituting a part of said property, if any.
Said property will be sold subject to any
outstanding ad valorem taxes (including
taxes which are a lien, whether or not
now due and payable), the right of
redemption of any taxing authority, any
matters which might be disclosed by an
accurate survey and inspection of liens, the
property, any assessments,
encumbrances, zoning ordinances,
restrictions, covenants, and matters of
record superior to the Security Deed
first set out above.
The sale will be conducted subject (1)
to confirmation that the sale is not pro¬
hibited under the U S. Bankruptcy Code
and (2) to final confirmation and holder audit of of
the status of the loan with the
the security deed.
Notice has been given of intention to
collect attorney's fees in accordance
with the terms of the Note secured by
said Deed.
Said property will be solff as the proper¬
ty of Kenneth Mele and Kimberly Mele,
the property, to the best information,
knowledge and belief of the under¬
signed, of being Kenneth presently in and the Kimberly posses¬
sion Mele
Meie, and the proceeds of said sale will
be applied to the payment of said
indebtedness and all the expenses of
said sale, including attorney's fees, all
as provided in said Deed, and the bal¬
ance, if any, will be distributed as pro¬
vided by law.
Deutsche Bank National Trust Company,
as Indenture Trustee, for New Century
Home Equity Loan Trust 2006-2 as
Attorney-in-Fact for Kenneth Mele and
Kimberly Mele
File no. 08-005004
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/HF
www.swertfeger.net
•THE LAW FIRM IS ACTING AS A
DEBT COLLECTOR. ANY INFORMA¬
TION OBTAINED WILL BE USED FOR
THAT PURPOSE.
L552 8/6,13, 20, 27
ADNUM: L553
STATE OF GEORGIA
COUNTY OF FORSYTH
NOTICE OF SALE UNDER POWER
Because of a default in the payment of
the indebtedness secured by a Security
Deed executed by Terri J. Reese to
Mortgage Electronic Registration
Systems, Inc. dated March 6, 2003,
and recorded in Deed Book 2679, Page
388, Forsyth County Records, said
Security Deed having been last sold,
assigned, transferred and conveyed to
Wells Fargo Bank, N.A., by Assignment
securing a Note in the original principal
amount of $172,379.00, the holder
thereof pursuant to said Deed and Note
thereby secured has declared the entire
amount of said indebtedness due and
payable and, pursuant to the power of
sale contained in said Deed, will on the
first Tuesday, September 2, 2008, dur¬
ing the legal hours of sale, before the
Courthouse door in said County, sell at
public outcry to the highest bidder for
cash, the property described in said
Deed, to-wit:
All that tract or parcel of land lying and
being in Land Lot 343, 2nd District, 2nd
Section, Forsyth County, Bethelview Georgia; being
Lot 236, Unit IV A, Downs
Subdivision, as per plat recorded at Plat
Book 72, Page 140-145, Forsyth
County, Georgia Records, which plat is
incorporated herein by reference and
made a part of this description.
Said property is known as 6255
Whirlaway Drive, Cumming, GA
30040, together with all fixtures and
personal property attached to and con¬
stituting a part of said property, if any.
Said property will be sold subject to any
outstanding ad valorem taxes (including
taxes which are a lien, whether or not
now due and payable), the right of
redemption of any taxing authority, any
matters which might be disclosed by an
accurate survey and inspection of the
property, any assessments, liens,
encumbrances, zoning ordinances,
restrictions, covenants, and matters of
record superior to the Security Deed
first set out above.
The sale will be conducted subject (1)
to confirmation that the sale is not pro¬
hibited under the U.S. Bankruptcy Code
and (2) to final confirmation and audit of
the status of the loan with the holder of
the security deed.
Notice has been given of intention to
collect attorney's fees in accordance
with the terms of the Note secured by
said Deed.
Said property will be sold as the proper¬
ty of Terri J. Reese, the property, to the
best information, knowledge and belief
of the undersigned, being presently in
the possession of said of Terri J. Reese , and
the proceeds of said sale will indebtedness be applied
to the payment
and all the expenses of said sale,
including attorney's fees, all as provided
in said Deed, and the balance, if any,
will be distributed as provided by law.
Wells Fargo Bank, N.A. as Attorney-in
Fact for Terri J. Reese
File no. 08-004848
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/AB
www.swertfeger.net
•THE LAW FIRM IS ACTING AS A
DEBT COLLECTOR. ANY INFORMA¬
TION OBTAINED WILL BE USED FOR
THAT PURPOSE.
L553 8/6,13, 23, 30
ADNUM: L555
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained
in a Deed to Secure Debt by Kathleen
A. Underwood to Mortgage Electronic
Registration System, Inc. ("MERS") as
nominee for Home Loan Center Inc.
DBA Lendingtree Loans, dated
February 23, 2007 and filed for record
March 6, 2007 in Deed Book 4654,
Page 554, Forsyth County, Georgia
records, and securing a Note in the
original principal amount of
$164,500.00; last transferred to The
Bank of New York, as Trustee for the
Benefit of the Certificate Holders
CWABS, Inc. Asset-Backed Certificates,
Series 2007-BC3 by Assignment filed
for recording in Forsyth County,
Georgia records, there will be sold at a
public outcry for cash Courthouse to the highest bid¬
der before the door of
Forsyth County, Georgia, between the
legal hours of sale on the first Tuesday
in September 2008, by The Bank of
New York, as Trustee for the Benefit of
the Certificate Holders CWABS, Inc.
Asset-Backed Certificates, Series 2007
BC3 as Attorney-in-Fact for Kathleen A.
Underwood the following property to
wit:
ALL THAT CERTAIN property sitauted in
the Georgia, County of Forsyth and follows: State of
being described as of lying
ALL THAT TRACT or parcel land
and being in Lots 903 and 904 of the
3rd District, 1st Section of Forsyth
County, Springs Georgia, being Lot 43, Morgan
Subdivision, Phase Two, as per
plat recorded in Plat Book 39, Pages
76-78, Forsyth County, reference Georgia
Records, which plat is by
incorporated herein and made a part
hereof for a more complete description.
SOURCE OF TITLE; Book 785, Page
711 (recorded 09/02/94).
The above described property is also
known as 2120 Foster Drive ,
Cumming, GA 30040.
The indebtedness secured by said
Deed to Secure Debt having been
declared due and payable because of
default in the payment of the indebted¬
ness secured thereby, this sale will be
made for the purpose of paying the
same and all expenses of sale, includ¬
ing attorney's fees, if applicable. the
The property will be sold as proper¬
ty of the aforesaid grantor subject to the
following: all prior rights-of-way, restrictive covenants, security
easements,
deeds, or encumbrances of record; all
valid zoning ordinances; matters which
would be disclosed by an accurate sur¬
vey of the property or by any inspection
of the property; all outstanding taxes,
assessments, unpaid bills, charges, and
expenses that are a lien against the
property whether due and payable or
not yet due and payable.
To the best of the undersigned's knowl¬
edge and belief, possession of the sub¬
ject property is held by Kathleen A.
Underwood .
Pursuant to O.C.G.A. § 44-14-162.2, the
name, address and telephone number
of the individual or entity who shall have
the full authority to negotiate, amend or
modify all terms of the above described
mortgage is as follows: Countrywide
Home Loans Servicing, LP, Attn: Jill
Balentine, P. O. Box 5170, MS SV314B,
Simi Valley, CA 93065, Telephone: 1-
888-219-7773. The foregoing notwith¬
standing, nothing in O.C.G.A. § 44-14-
162.2 shall be construed to require
Countrywide Home Loans Servicing, LP
to negotiate, amend or modify the terms
of the Deed to Secure Debt described
herein.
The Bank of New York, as Trustee for
the Benefit of the Certificate Holders
CWABS, Inc. Asset-Backed Certificates,
Series 2007-BC3
as Attorney-in-Fact for
Kathleen A. Underwood
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO
COLLECT A DEBT.
ANY INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
L555 8/6,13,20,27
ADNUM: L556
STATE OF GEORGIA
COUNTY OF FORSYTH
NOTICE OF SALE UNDER POWER
By virtue of the Power of Sale contained
in that certain Construction Deed to
Secure Debt and Security Agreement
from W. D. Thomas Homes, Inc.
("Grantor") to Colonial Bank, N.A.
("Grantee"), dated November 2, 2004
and recorded in Deed Book 3560,
Georgia Pages 397-402, Forsyth County,
records, (the "Security Deed"),
conveying the after-described property
to secure five Non-Consumer Real
Estate Notes (the "Notes") in the total
principal amount of One Million Six
Hundred Fifty Nine Thousand
($1,659,000.00) Dollars, with interest
thereon which was modified by that cer¬
tain Modification of Construction Deed
to Secure Debt And Security Agreement
(the "First Modification") dated October
12, 2006 and recorded in Deed Book
4597, Pages 317-319, Forsyth County
records, and that certain Modification of
Construction Deed to Secure Debt And
Security Agreement (the "Second
Modification") dated July 5, 2007 and
recorded in Deed Book 4827, Pages
237-239, Forsyth County records, the
undersigned, pursuant to said Security
Deed has declared the entire amount of
said indebtedness due and payable
because of default. Further, pursuant to
that Power of Sale, the undersigned will,
on the first Tuesday in September,
2008, during the legal hours of sale
before the courthouse door in Forsyth
County, Georgia, sell at public outcry to
the highest bidder, for cash, the follow¬
ing described land, interests in land,
and other property (hereinafter collec¬
tively referred to as the "Premises"):
All .that tract or parcel of land lying and
being in land lot 697, 698 and 717, 14th
District, 1st Section, Forsyth County,
Georgia, being known and designated
as Lots 4, 7, 20, 39 and 46, lighthouse
harbour subdivision, as more particular¬
ly described on a plat of survey record¬
ed in Plat Book 83, pages 155 through
160, Forsyth County, Georgia records,
reference' to said plat of survey and the
record thereof being hereby made for a
more complete legal description.
LESS AND EXCEPT LOTS 4 AND 39.
(hereinafter referred to as the "Land").
Together with all buildings, structures
and improvements of every nature what¬
soever now or hereafter situated on the
Land, and all fixtures, and building, con¬
struction and landscaping supplies and
materials of any kind whatsoever, and
equipment, machinery and appliances
of every kind and nature whatsoever
now or hereafter located in or on the
Land or to be used on or in connection
with the Land, including, but not limited
to, all gas, electric, solar, oil burning
and wood burning apparatuses, ranges
and other cooking apparatuses, dish¬
washers, trash compactors, disposals,
refrigerators, freezers, bathroom fix¬
tures heating and fixtures, equipment, plumbing and
floor carpeting and draperies other
coverings, curtains and
and related equipment, washers, dryers,
water heaters, elevators and motors,
chandeliers and all other ceiling, wall
and exterior lighting devices, mirrors,
mantels, air conditioning apparatus
attic (including humidity fans, control equipment),
and ceiling window screens
and screen doors, awnings and storm
windows and doors, alarm devices of all
types, garage door openers, sprinkler
systems, central vacuum systems, cabi¬
nets and shelving, paneling and wall
coverings, all of which are hereby
declared and shall be deemed fixtures
and accessions to the freehold and a
part of the Land as between the parties
hereto and all persons claiming by,
through or under them, and which shall
be deemed a portion of the security for
the indebtedness herein described.
Together with all easements, rights-of
way, strips and gores of land, streets,
ways, alleys, passages, sewer rights,
waters, water courses, water rights and
powers, and all estates, rights, titles,
interests, minerals, royalties, ease¬
ments, hereditaments privileges, liberties, tenements,
and a ppurtenances
whatsoever, in any way belong, relating
or appertaining to the Premises of any
part thereof, or which hereafter shall in
any way belong, relate or be appur¬
tenant thereto, whether now owned or
hereafter acquired by Grantor and the
reversion and reversions, remainder
and remainders, the rents, issues, prof¬
its and revenues of the Premises from
time to time accruing (including without
limitation all payments under leases or
tenancies, proceeds of insurance, con¬
demnation payments, tenant security
deposits and escrow funds), and all the
estate, right, title, interest, property,
possession, claim and demand whatso¬
ever at law, as well as in equity, of
Grantor of, in and to the same; reserv¬
ing only the right to Grantor to collect
the same as long as Grantor is not in
default hereunder. The above-refer¬
enced Premises will be sold subject to
the following: all, if any, outstanding ad
valorem taxes and/or assessments; all,
if any, other prior liens, easements,
covenants, restrictions, encumbrances,
zoning ordinances or other matters of
record to which the Security Deed Is
junior in priority; and all, if any, matters
affecting said Premises which would be
disclosed by an accurate survey and
inspection of said Premises. Said
Premises will be sold as the Premises
of W.D. Thomas Homes, Inc., and the
proceeds will be applied to the payment
of the described indebtedness, attor¬
ney's fees, and all expenses of this sale.
Any remaining proceeds will be applied
pursuant to the Security Deed and the
laws of the State of Georgia.
The above-referenced Premises will be
sold on an "as is, where is" basis with¬
out recourse against Grantee and with¬
out representation or warranty of any
kind or nature whatsoever by Grantee
with respect thereto.
To the best of the undersigned's knowl¬
edge and belief, the Premises is
presently Inc. owned who is the by W.D. in Thomas
Homes, party posses¬
sion or a tenant or tenants, and said
Premises is more commonly known as
Lots 7, 20 and 46 Lighthouse Harbour
Subdivision, Forsyth County, Georgia.
Colonial Bank, N.A., as Attorney-in-Fact
for W.D. Thomas Homes, Inc.
Mark L. Golder, Esq.
SIEGEL & GOLDER , PC.
One Premier Plaza
5605 Glenridge Drive, Suite 690
Atlanta, Georgia 30342
(404) 252-3000
THIS LAW FIRM IS ATTEMPTING TO
COLLECT A DEBT. ANY INFORMA¬
TION OBTAINED WILL BE USED FOR
THAT PURPOSE
L556 8/6,13, 20, 27
ADNUM: L557
NOTICE OF SALE UNDER POWER
GEORGIA, FORSYTH COUNTY
THIS LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING TO
COLLECT A DEBT. ANY INFORMA¬
TION OBTAINED WILL BE USED FOR
that Purpose.
Under and by virtue of the Power of
Sale contained in a Security Deed given
by Wayne M. Balthazor and Brenda
Balthazor to Mortgage Electronic
Registration Systems, Inc., dated
January 18, 2005, recorded in Deed
Book 3666, Page 40, Forsyth County,
Georgia Records, Services, as last transferred to
Aurora Loan LLC by assign¬
ment to be recorded in the Office of the
Clerk of Superior Court of Forsyth
County, Georgia Records, conveying the
after-described property to secure a
Note in the original principal amount of
TWO HUNDRED EIGHT THOUSAND
AND 0/100 DOLLARS ($208,000.00),
with interest thereon as set forth there¬
in, there will be sold at public outcry to
the highest bidder for cash before the
courthouse door of Forsyth County,
Georgia, within the legal hours of sale
on the first Tuesday in September,
2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO
AND MADE A PART HEREOF
The debt secured by said Security Deed
has been and is hereby declared due
because of, among other possible
events of default, failure to pay the
indebtedness as and when due and in
the manner provided in the Note and
Security Deed. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, as provided in
Security Deed and by law, including
attorneys fees (notice of intent to collect
attorneys fees having been given).
Said property‘will be sold subject to any
outstanding ad valorem taxes (including
taxes which are a lien, but not yet due
and payable), any matters which might
be disclosed by an accurate survey and
inspection of the property, any assess¬
ments, liens, encumbrances, zoning
ordinances, restrictions, covenants, and
matters of record superior to the
Security Deed first set out above.
The entity that has full authority to
negotiate, amend, and modify all terms
of the mortgage with the debtor is:
Aurora Loan Services LLC, 601 Fifth
Avenue, Scottsbluff, NE 69361, 800-
550-0509. Please understand that the
secured creditor is not required by law
to negotiate, amend, or modify the
terms of the mortgage instrument.
To the best knowledge and belief of the
undersigned, the party in possession of
the property is Wayne M. Balthazor and
Brenda Balthazor or a tenant or tenants
and said property is more commonly
known as 4665 Luke Drive, Cumming,
Georgia 30040.
The sale will be conducted subject (1)
to confirmation that the sale is not pro¬
hibited under the U.S. Bankruptcy Code
and (2) to final confirmation and audit of
the status of the loan with the holder of
the security deed.
Aurora Loan Services, LLC
as Attorney in Fact for
Wayne M. Balthazor and Brenda
Balthazor
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/kjf 9/2/08
Our file no. 51760308-FT7
EXHIBIT A
All that tract or parcel of land lying and
being in Land Lot 1240 of the 3rd
District, 1st Section of Forsyth County,
Georgia, and being Lot 236 of
Ashebrooke, Phase Three, as per Plat
recorded in Plat Book 70, Pages 95-97,
Forsyth County records, which Plat is
incorporated herein by reference and
made a part of this description.
MR/kjf 9/2/08
Our file no. 51760308-FT7
L557 8/6,13,20,27
ADNUM: L558
NOTICE OF SALE UNDER POWER
GEORGIA, FORSYTH COUNTY
THIS LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING TO
COLLECT A DEBT. ANY INFORMA¬
TION OBTAINED WILL BE USED FOR
THAT PURPOSE.
Under and by virtue of the Power of
Sale contained in a Security Deed given
by Erik T. Bendiks to Bank of America,
N.A., dated March 14, 2006, recorded in
Deed Book Georgia 4219, Page 386, Forsyth
County, Records, conveying the
after-described property to secure a
Note in the original principal amount of
FIFTY-SEVEN THOUSAND EIGHT
HUNDRED AND 0/100 DOLLARS
($57,800.00), forth therein, with there interest will thereon be sold as
set at
public outcry to the highest bidder for
cash before the courthouse door of
Forsyth County, Georgia, within the
legal September, hours of sale 2008, on the the first following Tuesday
in
described property:
THE FOLLOWING PROPERTY:
THAT TRACT OR PARCEL OF LAND
LYING AND BEING IN LAND LOT(S)
833 OF DISTRICT 12, SECTION 1,
FORSYTH COUNTY, GEORGIA,
BEING LOT(S) 161, CHADBOURNE
SUBDIVISION, PHASE 1A, AS PER
PLAT RECORDED IN PLAT BOOK 43,
PAGE 269, FORSYTH COUNTY,
GEORGIA RECORDS. BEING AND
INTENDING TO DESCRIBE THE SAME
PREMISES CONVEYED IN A DEED
RECORDED 03/18/2004, IN BOOK
3256, PAGE 267. KNOWN AS: 1610
OVERLAND CROSSING
The debt secured by said Security Deed
has been and is hereby declared due
because of, among other possible
events of default, failure to pay the
indebtedness as and when due and in
the Security manner provided in the remaining Note and
Deed. The debt in
FORSYTH COUNTY NEWS — Wednesday, August
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, as provided in
Security fees Deed and by law, including
attorneys (notice of intent to collect
attorneys fees having been given).
Bank of America can be contacted at
800-285-6000 or by writing to 4161
Piedmont Parkway, Greensboro, NC
27410-8110, to discuss possible alter¬
natives to foreclosure.
Said property will be sold subject to any
outstanding which ad valorem taxes (including
taxes are a lien, but not yet due
and payable), any matters which might
be disclosed by an accurate survey and
inspection of the property, any assess¬
ments, liens, encumbrances, zoning
ordinances, restrictions, covenants, and
matters of record superior to the
Security Deed first set out above.
To the best knowledge and belief of the
undersigned, the party in possession of
the property is Erik T. Bendiks or a ten¬
ant or tenants and said property is more
commonly known as 1610 Overland
Crossing, Alpharetta, Georgia 30004.
The sale will be conducted subject (1)
to confirmation that the sale is not pro¬
hibited under the U.S. Bankruptcy Code
and (2) to final confirmation and audit of
the status of the loan with the holder of
the security of deed.
Bank America, N.A.
as Attorney in Fact for
Erik T. Bendiks
Morris, Schneider, Prior, Johnson &
Freedman, LLC
1587 Northeast Expressway
Atlanta, (770) Georgia 30329
234-9181
www.msplaw.com/foreclosure_sales.asp MSP/rrr 9/2/08
Our file no. 11426308-FT14
L558 8/6,13, 20, 27
ADNUM: L559
NOTICE OF SALE UNDER POWER
GEORGIA, FORSYTH COUNTY
THIS LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING TO
COLLECT A DEBT. ANY INFORMA¬
TION OBTAINED WfILL BE USED FOR
THAT PURPOSE.
Under and by virtue of the Power of
Sale contained in a Security Deed given
by Victoria V. Bertrand to Mortgage
Electronic Registration Systems, Inc.,
dated March 15, 2007, recorded in
Deed Book 4677, Page 423, Forsyth
County, Georgia Records, as last trans¬
ferred to LaSalle Bank National
Association as Trustee for Merrill Lynch
First Franklin Mortgage Loan Trust
2007-2, Mortgage Loan Asset-Backed
Certificates, Series 2007-2 by assign¬
ment to be recorded in the Office of the
Clerk of Superior Court of Forsyth
County, Georgia Records, conveying the
after-described property to secure a
Note in the original principal amount Of
ONE HUNDRED TWENTY-TWO THOU¬
SAND FOUR HUNDRED AND 0/100
DOLLARS ($122,400.00), with interest
thereon as set forth therein, there will
be sold at public outcry to the highest
bidder for cash before the courthouse
door of Forsyth County, Georgia, within
the legal hours of sale on the first
Tuesday in September, 2008, the follow¬
ing SEE described property:
EXHIBIT A ATTACHED HERETO
AND MADE A PART HEREOF
The debt secured by said Security Deed
has been and is hereby declared due
because of, among other possible
events of default, failure to pay the
indebtedness as and when due and in
the manner provided in the Note and
Security Deed. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, as provided in
Security Deed and by law, including
attorneys fees (notice of intent to collect
attorneys fees having been given).
Said property will be sold subject to any
outstanding ad valorem taxes (including
taxes which are a lien, but not yet due
and payable), any matters which might
be disclosed by an accurate survey and
inspection of the property, any assess¬
ments, liens, restrictions, encumbrances, zoning
ordinances, covenants, and
matters of record superior to the
Security Deed first set out above.
The entity that has full authority to
negotiate, amend, and modify all terms
of the mortgage with the debtor is:
National City Home Loan Services, Inc.,
150 Pittsburgh, Allegheny Center-ICD 23-521,
PA 15212, (412) 442-3894.
Please understand that the secured
creditor is not required by law to negoti¬
ate, amend, or modify the terms of the
mortgage instrument.
To the best knowledge and belief of the
undersigned, the party in possession of
the property is Victoria V. Bertrand or a
tenant or tenants and said property is
more commonly known as 3725 Glen
Laurel Ct, Cumming, Georgia 30040.
The sale will be conducted subject (1)
to confirmation that the sale is not pro¬
hibited under the U.S. Bankruptcy Code
and (2) to final confirmation and audit of
the status of the loan with the holder of
the security deed.
LaSalle Bank National Association as
Trustee for Merrill Lynch First Franklin
Mortgage Loan Trust 2007-2, Mortgage
Loan Asset-Backed Certificates, Series
2007-2
as Attorney in Fact for
Victoria V. Bertrand
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ac3 9/2/08
Our file no. 51607808-FT1
EXHIBIT A
All that tract or parcel of land lying and
being in Land Lot 132 of the 2nd
District, 1st Section of Forsyth County,
Georgia, and being Lot/Unit 3725 Glen
Laurel Court (also known as Lot 44) as
per that certain plat for Unit Three of
Hutchinson Pointe Subdivision, pre¬
pared by Development Consultants
Group, Inc., dated June 23, 1998, (Job
#96076), said plat by this reference
being made a part hereof and incorpo¬
rated herein for a more complete
description find (hereinafter the "plat"").
To the true point of beginning, com¬
mence at an iron pin found at the corner
common to Land Lots 132, 133, 156
and 157, aforesaid district, section and
county; proceed-thence minutes north 04
degrees 42 16 seconds west
59.65 feet to a point on the westerly
right of Hutchinson Road (60 foot right
of way), proceed thence along said right
of way in a northerly direction a dis¬
tance of 182.59 feet to an iron pin
found; thence leaving said right of way
and proceeding south 85 degrees 15
minutes 03 seconds west 254.85 feet to
a point; thence south 79 degrees 45
minutes 25 seconds 54.61 feet to a
point; thence south 49 degrees, 45 min¬
utes 25 seconds west 125.81 feet to a
point; thence south 89 degrees 26 min¬
utes 25 seconds west 58.76 feet to a
point; thence south 36 degrees 34 min¬
utes 07 seconds west 159.27 feet to a
E oint located on the land lot line dividing
and Lots 132 and 157, aforesaid dis¬
trict, section and county; thence south
02 degrees 36 minutes 00 seconds
west 184.92 feet to a point; thence
south 06 degrees 50 minutes 13 sec¬
onds west 202.50 feet to a point; thence
south 56 degrees 03 minutes 52 sec¬
onds west 39.02 feet to a point; thence
south 00 degrees 33 minutes 35 sec¬
onds east 115.54 feet to a point; thence
south 89 degrees 26 minutes 25 sec¬
onds west 130.48 feet to a point; thence
north 00 degrees 33 minutes 35 sec¬
onds west 35 feet to a point thence
south 89 degrees 26 minutes 25 sec¬
onds west 20.0 feet to a point, which
point is the true point of beginning, thus and
from said true point of beginning
established proceed thence north 00
degrees 33 minutes 35 seconds west
60.0 feet to a point; thence south 89
degrees 26 minutes 25 seconds west
25.0 feet to a point; thence south 00
degrees 33 minutes 35 seconds east
60.0 feet to a point; thence north 89
degrees 26 minutes point of 25 beginning. seconds east
25.0 feet to the
The lot/unit conveyed hereinabi ove is
conveyed together with an access ease-
PAGE 13B
ment for vehicular and pedestrian
ingress and egress over, through and
across those certain private roads (the
i access easements**) more particularly
delineated on the plat as well as that
certain final plat for Unit One,
Hutchinson Points Subdivision prepared
by Development Consultants Group,
Inc., dated 10-27-97, last revised 2-2
98, and that certain final plat for Unit
Two, Hutchinson Point Subdivision
dated 1-16-98, and a general easement
for the purpose of installation and main¬
tenance of utilities to include, but not be
limited to, sanitary/sewer, water, elec¬
tricity, cable television, natural gas over,
through, under and across those certain
areas shown on the plat as well as that
certain final plat for Unit One,
Hutchinson Pointe Subdivision, pre¬
pared by Development Consultants
Group, Inc., dated 10-27-97, last
revised 2-2-98, and that certain final
plat for Unit Two, Hutchinson Pointe
Subdivision dated 1-16-98, as utility
easements to service the lot/unit.
The legal description set forth herein¬
above shall be deemed to be the
""building property description"* pur¬
suant to that certain declaration of
covenants, conditions and restrictions
for Hutchinson Pointe Subdivision
recorded in Deed Book 1204, Page 446,
Forsyth County Superior Court records;
as amended.
MR/ac3 9/2/08
Our file no. 51607808-FT1
L559 8/6,13, 23, 30
ADNUM: L560
NOTICE OF SALE UNDER POWER
GEORGIA, FORSYTH COUNTY
THIS LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING TO
COLLECT A DEBT. ANY INFORMA¬
TION OBTAINED WILL BE USED FOR
THAT PURPOSE.
Under and by virtue of the Power of
Sale contained in a Security Deed given
by Ryan A. Bier to Mortgage Electronic
■Registration Systems, Inc., dated June
29, 2005, recorded in Deed Book 3873,
Page 212, Forsyth County, Georgia
Records, as last transferred to SunTrust
Mortgage, Inc. by assignment to be
recorded in the Office of the Clerk of
Superior Georgia Court of Forsyth County,
Records, conveying the after
described property to secure a Note in
the original principal amount of THREE
HUNDRED TWENTY-ONE THOUSAND
THREE HUNDRED SIXTY AND 0/100
DOLLARS ($321,360.00), with interest
thereon as set forth therein, there will
be sold at public outcry to the highest
bidder for cash before the courthouse
door of Forsyth County, Georgia, within
the legal hours of sale on the first
Tuesday in September, 2008, the follow¬
ing described property:
SEE EXHIBIT A ATTACHED HERETO
AND MADE A PART HEREOF
The debt secured by said Security Deed
has been and is hereby declared due
because of, among other possible
events of default, failure to pay the
indebtedness as and when due and in
the manner provided in the Note and
Security Deed. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, as provided in
Security Deed and by law, including
attorneys fees (notice of intent to collect
attorneys fees having been given).
Said property will be sold subject to any
outstanding ad valorem taxes (including
taxes which are a lien, but not yet due
and payable), any matters which might
be disclosed by an accurate survey and
inspection of the property, any assess¬
ments, liens, encumbrances, zoning
ordinances, restrictions, covenants, and
matters of record superior to the
Security Deed first set out above.
The entity that has full authority to
negotiate, amend, and modify all terms
of the mortgage with the debtor is:
Suntrust Mortgage, Inc., 1001 Semmes
Avenue, Richmond, VA 23224, 866-384
0903. Please understand that the
secured creditor is not required by law
to negotiate, amend, or modify the
terms of the mortgage instrument.
To the best knowledge and belief of the
undersigned, the party in possession of
the property is Ryan A. Bier or a tenant
or tenants and said property is more
commonly known as 7355 Sawgrass
Drive, Dawsonville, Georgia 30534
The sale will be conducted subject (1)
to confirmation that the sale is not pro¬
hibited under the U.S. Bankruptcy Code
and (2) to finaf confirmation and audit of
the status of the loan with the holder of
the security deed.
SunTrust Mortgage, Inc.
as Attorney in Fact for
Ryan A. Bier
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/cs9 9/2/08
Our file no. 51751008-FT2
EXHIBIT A
All that tract or parcel of land lying and
being in Land Lots 1136 and 1137, 14th
District, Section 1, Forsyth County,
Georgia, being Lot 21, Lakes Edge
Subdivision, as per Plat recorded in Plat
Book 73, Pages 170-185, Forsyth '
County, Georgia records, which Plat is
hereby referred to and made a part of
this description.
MR/cs9 9/2/08
Our file no. 51751008-FT2
L560 8/6,13, 20, 27
ADNUM: L561
NOTICE OF SALE UNDER POWER
GEORGIA, FORSYTH COUNTY
THIS LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING TO
COLLECT A DEBT. ANY INFORMA¬
TION OBTAINED WILL BE USED FOR
THAT PURPOSE.
Under and by virtue of the Power of
Sale contained in a Security Deed given
by Cody Brackett and Amy Grizzle to
Systems, Mortgage Electronic Registration
Inc., dated May 7, 2007,
recorded in Deed Book 4794, Page 1,
Forsyth County, Georgia Records, as
last transferred to Chase Home
Finance, LLC by assignment to be
recorded in the Office of the Clerk of
Superior Court of Forsyth County,
Georgia Records, conveying the after
described property to secure a Note in
the original principal amount of ONE
HUNDRED THIRTY-FOUR THOUSAND
THREE HUNDRED NINETY-ONE AND
0/100 DOLLARS ($134,391.00), with
interest thereon as set forth therein,
there will be sold at public outcry to the
highest bidder for cash before the Georg court¬
house door of Forsyth County, ia,
within the legal hours of sale on the first
Tuesday in September, 2008, the follow¬
ing described property:
SEE EXHIBIT A ATTACHED HERETO
AND MADE A PART HEREOF
The debt secured by said Security Deed
has been and is hereby declared due
because of, among other possible
events of default, failure to pay the
indebtedness as and when due and in
the manner provided in the Note and
Security Deed. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, as provided in
Security fees Deed and by law, including
attorneys (notice of intent to collect
attorneys fees having been given).
Said property will be sold subject to any
outstanding ad valorem taxes (including
taxes which are a lien, but not yet due
and payable), any matters which might
be disclosed by an accurate survey and
inspection of the property, any assess¬
ments, liens, encumbrances, zoning
ordinances, restrictions, covenants, and
matters of record superior to the
Security Deed first set opt above.
The entity that has full authority to
of negotiate, amend, and with modify all terms is:
the mortgage the debtor
Chase Home Finance LLC, 3415 Vision
Drive, Columbus, OH 43219, 800-446-
8939. Please understand that the
secured creditor is not required by law
to negotiate, amend, or modify the
See LEGALS, Page 14B