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Midweek Edition-November 16-17,2022
8B | FORSYTH COUNTY NEWS | ForsythNews.com
debtedness as and when due and in
the manner provided in the Note and
Security Deed. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, as provided in
the Security Deed and by law, includ
ing attorney's fees (notice pursuant to
O.C.G.A. § 13-1 -11 having been given).
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, but not
yet due and payable), the right of re
demption of any taxing authority, any
matters which might be disclosed by
an accurate survey and inspection of
the property, any assessments, liens,
encumbrances, zoning ordinances, re
strictions, covenants, and any matters
of record including, but not limited to,
those superior to the Security Deed
first set out above. Said property will
be sold on an "as-is" basis without any
representation, warranty or recourse
against the above-named or the un
dersigned.
Lakeview Loan Servicing, LLC is the
holder of the Security Deed to the
property in accordance with OCGA §
44-14-162.2.
The entity that has full authority to ne
gotiate, amend, and modify all terms of
the mortgage with the debtor is: M&T
Bank , One Fountain Plaza, Buffalo, NY
14203,800-724-1633.
Note, however, that such entity is not
required by law to negotiate, amend or
modify the terms of the loan.
To the best knowledge and belief of
the undersigned, the party in posses
sion of the property is Stephen M Cole
and Sasha A Cole or a tenant or ten
ants and said property is more com
monly known as 2135 Westford Cove,
Cumming, Georgia 30041. Should
a conflict arise between the property
address and the legal description the
legal description will control.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation and
audit of the status of the loan with the
holder of the security deed.
Lakeview Loan Servicing, LLC
as Attorney in Fact for
Stephen M Cole and Sasha A Cole
McCalla Raymer Leibert Pierce, LLC
1544 Old Alabama Road
Roswell, GA 30076
www.foreclosurehotline.net
EXHIBIT "A"
All that tract or parcel of land lying
and being in Land Lots 808 and 849
of the 2nd District, 1st Section, Forsyth
County, Georgia, being Lot 63, Block A,
Sharon Walk Subdivision, Phase II, as
per plat recorded in Plat Book 47, Pages
158-160, Forsyth County Records, said
plat being incorporated herein by ref
erence thereto.
MR/ca 12/6/22
Our file no. 5127117 - FT5
114405 11/9,16,23,30
(DeLuz)
STATE OF GEORGIA
COUNTY OF FORSYTH
NOTICE OF SALE UNDER POWER
Because of a default under the terms
of the Security Deed executed by Mary
DeLuz to Citibank, N.A. dated August
16, 2008, and recorded in Deed Book
5217, Page 20, Forsyth County Records,
securing a Note in the original princi
pal amount of $160,000.00, the holder
thereof pursuant to said Deed and
Note thereby secured has declared the
entire amount of said indebtedness
due and payable and, pursuant to the
power of sale contained in said Deed,
will on the first Tuesday, December 6,
2022, during the legal hours of sale, be
fore the Courthouse door in said Coun
ty, sell at public outcry to the highest
bidder for cash, the property described
in said Deed, to-wit:
ALL that tract or parcel of land lying
and being in Land Lot 558 and 625 of
the 14th District, 1st Section, Forsyth
County, Georgia, being Lot 7 of Austin
Harbor Subdivision, as per plat thereof
recorded in Plat Book 61 page 261-264,
Forsyth County, Georgia Records,
which recorded plat is incorporated
herein by reference and made a part of
this description.
Said property is known as 7645 Austin
Harber Drive, Cumming, GA 30041,
together with all fixtures and personal
property attached to and constituting
a part of said property, if any.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, whether
or not now due and payable), the right
of redemption of any taxing authority,
any matters which might be disclosed
by an accurate survey and inspection
of the property, any assessments, liens,
encumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above.
The proceeds of said sale will be ap
plied to the payment of said indebt
edness and all expenses of said sale
as provided in said Deed, and the bal
ance, if any, will be distributed as pro
vided by law.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation and
audit of the status of the loan with the
secured creditor.
The property is or may be in the pos
session of Mary DeLuz, successor in
interest or tenant(s).
Citibank, N.A. as Attorney-in-Fact for
Mary DeLuz
File no. 22-079462
LOGS LEGAL GROUP LLP*
Attorneys and Counselors at Law
211 Perimeter Center Parkway, N.E.,
Suite 300
Atlanta, GA 30346
(770) 220-2535/GR
https://www.logs.com/
*THE LAW FIRM IS ACTING AS A DEBT
COLLECTOR. ANY INFORMATION OB
TAINED WILL BE USED FOR THAT PUR
POSE.
113836 11/9,16,23,30
(Dowda)
NOTICE OF SALE UNDER POWER
GEORGIA, FORSYTH COUNTY
Under and by virtue of the Power of
Sale contained in a Security Deed
given by Laura Dowda to Mortgage
Electronic Registration Systems, Inc., as
grantee, as nominee for Fidelity Bank
D/B/A Fidelity Bank Mortgage, its suc
cessors and assigns, dated October
19, 2018, recorded in Deed Book 8707,
Page 657, Forsyth County, Georgia
Records, as last transferred to Ameris
Bank by assignment recorded in Deed
Book 10853, Page 614, Forsyth County,
Georgia Records, conveying the after-
described property to secure a Note
in the original principal amount of
ONE HUNDRED SEVENTY THOUSAND
FOUR HUNDRED AND 0/100 DOLLARS
($170,400.00), with interest thereon
as set forth therein, there will be sold
at public outcry to the highest bidder
for cash before the courthouse door
of Forsyth County, Georgia, or at such
place as may be lawfully designated as
an alternative, within the legal hours of
sale on the first Tuesday in December,
2022, the following described prop
erty:
SEE EXHIBIT "A" ATTACHED HERETO
AND MADE A PART HEREOF
The debt secured by said Security
Deed has been and is hereby declared
due because of, among other possible
events of default, failure to pay the in
debtedness as and when due and in
the manner provided in the Note and
Security Deed. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, as provided in
the Security Deed and by law, includ
ing attorney's fees (notice pursuant to
O.C.G.A. § 13-1 -11 having been given).
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, but not
yet due and payable), the right of re
demption of any taxing authority, any
matters which might be disclosed by
an accurate survey and inspection of
the property, any assessments, liens,
encumbrances, zoning ordinances, re
strictions, covenants, and any matters
of record including, but not limited to,
those superior to the Security Deed
first set out above. Said property will
be sold on an "as-is" basis without any
representation, warranty or recourse
against the above-named or the un
dersigned.
Ameris Bank is the holder of the Secu
rity Deed to the property in accordance
with OCGA §44-14-162.2.
The entity that has full authority to ne
gotiate, amend, and modify all terms of
the mortgage with the debtor is: Am
eris Bank, 1 Corporate Drive, Suite 360,
Lake Zurich, IL 60047, 8006694268.
Note, however, that such entity is not
required by law to negotiate, amend or
modify the terms of the loan.
To the best knowledge and belief of
the undersigned, the party in posses
sion of the property is Laura Dowda
or a tenant or tenants and said prop
erty is more commonly known as 520
Shamrock Drive, Cumming, Georgia
30040. Should a conflict arise be
tween the property address and the
legal description the legal description
will control.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation and
audit of the status of the loan with the
holder of the security deed.
Ameris Bank
as Attorney in Fact for
Laura Dowda
McCalla Raymer Leibert Pierce, LLC
1544 Old Alabama Road
Roswell, GA 30076
www.foreclosurehotline.net
EXHIBIT "A"
All that tract or parcel of land lying and
being in Land Lots 65 and 80 of the
Second District, 1st Section of Forsyth
County, Georgia and being Lot 22,
Block C, Unit Two of Kingswood-Forest
Subdivision as per plat recorded in
Plat Book 4, Page 155, Forsyth County,
Georgia Records, which plat is incorpo
rated herein by reference for a more
complete description.
Subject Property Address: 520 Sham
rock Drive, Cumming, Ga 30040
Parcel ID: C28 016
MR/meh 12/6/22
Our file no. 22-09242GA - FT18
114109 11/9,16,23,30
(Espey)
NOTICE OF SALE UNDER POWER,
FORSYTH COUNTY
Pursuant to the Power of Sale con
tained in a Security Deed given by
Randal C. Espey to Mortgage Electronic
Registration Systems, Inc., as grantee,
as nominee for Ownit Mortgage Solu
tions, Inc., its successors and assigns
dated 5/15/2006 and recorded in Deed
Book 4277 Page 629 and modified
at Deed Book 9794 Page 389 Forsyth
County, Georgia records; as last trans
ferred to or acquired by U.S. Bank N.A.,
as trustee, on behalf of the holders of
the J.P. Morgan Mortgage Acquisition
Trust 2006-HE2 Asset Backed Pass-
Through Certificates, Series 2006-HE2,
conveying the after-described prop
erty to secure a Note in the original
principal amount of $405,750.00, with
interest at the rate specified therein,
there will be sold by the undersigned
at public outcry to the highest bidder
for cash before the Courthouse door of
Forsyth County, Georgia (or such other
area as designated by Order of the
Superior Court of said county), within
the legal hours of sale on December
6, 2022 (being the first Tuesday of said
month unless said date falls on a Fed
eral Holiday, in which case being the
first Wednesday of said month), the fol
lowing described property:
All That Tract or Parcel of Land Lying
and Being in Land Lot 936,2nd District,
1st Section, Forsyth County, Georgia,
being known as Lot 155, Grand Cas
cades Subdivision, Unit XV, as per plat
recorded at Plat Book 49, Pages 39-41
Forsyth County Georgia Records. Said
plat and the recording thereof are in
corporated herein by reference. Con
veyance is subject to any Right of Way
Deeds, Restrictive Covenants, or ease
ments of record.
The debt secured by said Security
Deed has been and is hereby declared
due because of, among other possible
events of default, failure to pay the in
debtedness as and when due and in
the manner provided in the Note and
Security Deed. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all ex
penses of this sale, as provided in the
Security Deed and by law, including at
torney's fees (notice of intent to collect
attorney's fees having been given).
Said property is commonly known as
122 Riverview Drive, Suwanee, GA
30024 together with all fixtures and
personal property attached to and
constituting a part of said property, if
any. To the best knowledge and belief
of the undersigned, the party (or par
ties) in possession of the subject prop
erty is (are): Randal C. Espey or tenant
or tenants.
Select Portfolio Servicing, Inc. is the en
tity or individual designated who shall
have full authority to negotiate, amend
and modify all terms of the mortgage.
Select Portfolio Servicing, Inc. Loan
Resolution Department 3217 South
Decker Lake Drive Salt Lake City, UT
84119(888)818-6032
Note, however, that such entity or indi
vidual is not required by law to negoti
ate, amend or modify the terms of the
loan.
Said property will be sold subject to: (a)
any outstanding ad valorem taxes (in
cluding taxes which are a lien, but not
yet due and payable), (b) unpaid water
or sewage bills that constitute a lien
against the property whether due and
payable or not yet due and payable
and which may not be of record, (c)
the right of redemption of any taxing
authority, (d) any matters which might
be disclosed by an accurate survey
and inspection of the property, and (e)
any assessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superior
to the $ecurity Deed first set out above.
The sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code; and (2) final confirmation and
audit of the status of the loan with the
holder of the Security Deed. Pursuant
to O.C.G.A. Section 9-13-172.1, which
allows for certain procedures regard
ing the rescission of judicial and non
judicial sales in the State of Georgia,
the Deed Under Power and other fore
closure documents may not be pro
vided until final confirmation and audit
of the status of the loan as provided
immediately above.
U.S. Bank N.A., as trustee, on behalf of
the holders of the J.P. Morgan Mort
gage Acquisition Trust 2006-HE2 Asset
Backed Pass-Through Certificates, Se
ries 2006-HE2 as agent and Attorney in
Fact for Randal C. Espey
Aldridge Pite, LLP, 15 Piedmont Cen
ter, 3575 Piedmont Road, N.E., Suite
500, Atlanta, Georgia 30305, (404)
994-7637.
1012-14790A
THIS LAW FIRM MAY BE ACTING AS A
DEBT COLLECTOR ATTEMPTING TO
COLLECT A DEBT. ANY INFORMATION
OBTAINED WILL BE USED FOR THAT
PURPOSE. 1012-14790A
11410711/9,16,23,30
(Fowler)
Notice of Sale Under Power
Georgia, Forsyth County
Under and by virtue of the Power of
Sale contained in a Deed to Secure
Debt given by Martha L. Fowler and
John F. Fowler to HomeBanc Mortgage
Corporation, dated October 27, 2005,
and recorded in Deed Book 4041, Page
371, Forsyth County, Georgia records,
as last transferred to U.S. Bank National
Association, as Indenture Trustee, in
trust for Holders of the HomeBanc
Mortgage Trust 2005-5, Mortgage
Backed Notes by Assignment recorded
in Deed Book 7764, Page 63, Forsyth
County, Georgia records, conveying
the after-described property to secure
a Note of even date in the original
principal amount of $159,900.00, with
interest at the rate specified therein,
there will be sold by the undersigned
at public outcry to the highest bidder
for cash before the Courthouse door
of Forsyth County, Georgia, within the
legal hours of sale on the first Tuesday
in December, 2022, to wit: December
6, 2022, the following described prop
erty:
All that tract or parcel of land lying
and being in Land Lot 1118 of the 14th
District, 1st Section, Forsyth County,
Georgia, being Lot 29, Bay Creek Sub
division, as per plat recorded in Plat
Book 73, Page 229-233, Forsyth County,
Georgia records, said plat being incor
porated herein and made reference
hereto.
The debt secured by said Deed to Se
cure Debt has been and is hereby de
clared due because of, among other
possible events of default, failure to
pay the indebtedness as and when
due and in the manner provided in the
Note and Deed to Secure Debt. The
debt remaining in default, this sale will
be made for the purpose of paying the
same and all expenses of this sale, as
provided in the Deed to Secure Debt
and by law, including attorney's fees
(notice of intent to collect attorney's
fees having been given).
Said property is commonly known as
9055 Silver Peak Drive, Gainesville,
GA 30506, together with all fixtures
and personal property attached to and
constituting a part of said property. To
the best knowledge and belief of the
undersigned, the party (or parties) in
possession of the subject property
is (are): John F. Fowler and William L.
Fowler or tenant or tenants.
Said property will be sold subject to (a)
any outstanding ad valorem taxes (in
cluding taxes which are a lien, but not
yet due and payable), (b) any matters
which might be disclosed by an accu
rate survey and inspection of the prop
erty, and (c) all matters of record supe
rior to the Deed to Secure Debt first set
out above, including, but not limited
to, assessments, liens, encumbrances,
zoning ordinances, easements, restric
tions, covenants, etc.
The sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code; (2) O.C.G.A. Section 9-13-172.1;
and (3) final confirmation and audit of
the status of the loan with the holder of
the security deed.
Pursuant to O.C.G.A. Section
9-13-172.1, which allows for certain
procedures regarding the rescission
of judicial and nonjudicial sales in
the State of Georgia, the Deed Under
Power and other foreclosure docu
ments may not be provided until final
confirmation and audit of the status of
the loan as provided in the preceding
paragraph.
Pursuant to O.C.G.A. Section
44-14-162.2, the entity that has full
authority to negotiate, amend and
modify all terms of the mortgage with
the debtor is:
Select Portfolio Servicing, Inc.
Attention: Loss Mitigation Department
3217 S. Decker Lake Drive
Salt Lake City, Utah 84119
1-888-818-6032
The foregoing notwithstanding, noth
ing in OC.G.A. Section 44-14-162.2 shall
be construed to require the secured
creditor to negotiate, amend or modify
the terms of the Deed to Secure Debt
described herein.
This sale is conducted on behalf of
the secured creditor under the power
of sale granted in the aforementioned
security instrument, specifically being
U.S. Bank National Association, as In
denture Trustee, in trust for Holders of
the HomeBanc Mortgage Trust 2005-5,
Mortgage Backed Notes
as attorney in fact for
Martha L. Fowler and John F. Fowler
Richard B. Maner, P.C.
180 Interstate N Parkway, Suite 200
Atlanta, GA 30339
404.252.6385
THIS LAW FIRM IS ACTING AS A DEBT
COLLECTOR ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FORTHAT PURPOSE.
FC19-250
114294 11/9,16,23,30
(Frye)
NOTICE OF SALE UNDER POWER
GEORGIA, FORSYTH COUNTY
Under and by virtue of the Power of
Sale contained in a Security Deed
given by John E Frye to Bank of Amer
ica, N.A., dated December 21, 2011, re
corded in Deed Book 6166, Page 732,
Forsyth County, Georgia Records, as
last transferred to U.S. Bank Trust Na
tional Association, not in its individual
capacity but solely as owner trustee for
RCF 2 Acquisition Trust by assignment
recorded in Deed Book 10808, Page
452, Forsyth County, Georgia Records,
conveying the after-described proper
ty to secure a Note in the original prin
cipal amount of TWO HUNDRED FOR
TY-TWO THOUSAND EIGHT HUNDRED
AND 0/100 DOLLARS ($242,800.00),
with interest thereon as set forth there
in, there will be sold at public outcry to
the highest bidder for cash before the
courthouse door of Forsyth County,
Georgia, or at such place as may be
lawfully designated as an alternative,
within the legal hours of sale on the
first Tuesday in December, 2022, the
following described property:
SEE EXHIBIT "A" ATTACHED HERETO
AND MADE A PART HEREOF
The debt secured by said Security
Deed has been and is hereby declared
due because of, among other possible
events of default, failure to pay the in
debtedness as and when due and in
the manner provided in the Note and
Security Deed. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, as provided in
the Security Deed and by law, includ
ing attorney's fees (notice pursuant to
O.C.G.A. § 13-1-11 having been given).
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, but not
yet due and payable), the right of re
demption of any taxing authority, any
matters which might be disclosed by
an accurate survey and inspection of
the property, any assessments, liens,
encumbrances, zoning ordinances, re
strictions, covenants, and any matters
of record including, but not limited to,
those superior to the Security Deed
first set out above. Said property will
be sold on an "as-is" basis without any
representation, warranty or recourse
against the above-named or the un
dersigned.
U.S. Bank Trust National Association,
not in its individual capacity but solely
as owner trustee for RCF 2 Acquisition
Trust is the holder of the Security Deed
to the property in accordance with
OCGA §44-14-162.2.
The entity that has full authority to ne
gotiate, amend, and modify all terms
of the mortgage with the debtor is: Se
lene Finance, 3501 Olympus Boulevard,
5th Floor, Suite 500, Dallas, TX 75019,
7136252034.
Note, however, that such entity is not
required by law to negotiate, amend or
modify the terms of the loan.
To the best knowledge and belief of
the undersigned, the party in posses
sion of the property is John E Frye or a
tenant or tenants and said property is
more commonly known as 3865 Bish
ops Walk, Cumming, Georgia 30041.
Should a conflict arise between the
property address and the legal descrip
tion the legal description will control.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation and
audit of the status of the loan with the
holder of the security deed.
U.S. Bank Trust National Association,
not in its individual capacity but solely
as owner trustee for RCF 2 Acquisition
Trust
as Attorney in Fact for
John E Frye
McCalla Raymer Leibert Pierce, LLC
1544 Old Alabama Road
Roswell, GA 30076
www.foreclosurehotline.net
EXHIBIT "A"
SITUATED IN THE COUNTY OF FORSYTH
AND STATE OF GEORGIA:
BEING LOT 8 OF ADAMS LANDING
SUBDIVISION, AS PER PLAT RECORDED
IN PLAT BOOK 44, PAGE 199, FORSYTH
COUNTY, GEORGIA RECORDS TO
WHICH PLAT REFERENCE IS MADE FOR
A MORE DETAILED DESCRIPTION.
TAX ID NO: 240 93
BEING THE SAME PROPERTY CON
VEYED BY WARRANTY DEED
GRANTOR: R & M CUSTOM HOMES, LLC
GRANTEE: JOHN E. FRYE
DATED: 8/05/2005
RECORDED: 8/10/200
DOC#/BOOK-PAGE: 3909-767
ADDRESS: 3865 BISHOPS WALK,
CUMMING, GA 30041
END OF SCHEDULE A
MR/ca 12/6/22
Our file no. 22-09523GA - FT8
114401 11/9,16,23,30
(Harrison)
NOTICE OF FORECLOSURE SALE UN
DER POWER
FORSYTH COUNTY, GEORGIA
Under and by virtue of the Power of
Sale contained in a Security Deed
given by Cynthia J. Harrison to Mort
gage Electronic Registration Systems,
Inc., as grantee, as nominee for Fidelity
Mortgage a division of Delta Funding
Corporation, dated May 29, 2007, and
recorded in Deed Book 4828, Page 102,
Forsyth County, Georgia Records, as
last transferred to HSBC Bank USA, Na
tional Association as Trustee for Renais
sance Home Equity Loan Asset-Backed
Certificates, Series 2007-3 by assign
ment recorded on October 21, 2008
in Book 5251 Page 170 in the Office of
the Clerk of Superior Court of Forsyth
County, Georgia Records, conveying
the after-described property to secure
a Note in the original principal amount
of Two Hundred Seventy-Five Thou
sand Two Hundred and 0/100 dollars
($275,200.00), with interest thereon
as set forth therein, there will be sold
at public outcry to the highest bidder
for cash before the courthouse door of
Forsyth County, Georgia, within the le
gal hours of sale on December 6, 2022,
the following described property:
The land referred to in this policy is
situated in the State of GA, County of
FORSYTH, City of CUMMING and de
scribed as follows:
All that tract or parcel of land lying
and being in land Lot 1139 of the 3rd
district, 1st Section of Forsyth County,
Georgia, being Lot 6, Huntington Sub
division, as recorded in Plat Book 42,
Pages 141-145, Forsyth County Re
cords, which said plat is incorporated
herein and made a part hereof by ref
erence.
APN 078101
With the appurtenances thereto.
The debt secured by said Security
Deed has been and is hereby declared
due because of, among other possible
events of default, failure to pay the in
debtedness as and when due and in
the manner provided in the Note and
Security Deed. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, as provided in
Security Deed and by law, including at
torney's fees (notice of intent to collect
attorney's fees having been given).
The entity having full authority to ne
gotiate, amend or modify all terms of
the loan (although not required by
law to do so) is: PHH Mortgage Cor
poration they can be contacted at
1-800-750-2518 for Loss Mitigation
Dept, or by writing to One Mortgage
Way, Mount Laurel, New Jersey 08054,
to discuss possible alternatives to
avoid foreclosure.
Said property will be sold subject to
any outstanding ad valorem taxes
(including taxes which are a lien, but
not yet due and payable), any mat
ters which might be disclosed by an
accurate survey and inspection of
the property, any assessments, liens,
encumbrances, zoning ordinances,
restrictions, covenants, and matters of
record superior to the Security Deed
first set out above.
To the best knowledge and belief of the
undersigned, the party in possession
of the property is Cynthia J. Harrison
or tenant(s); and said property is more
commonly known as 5410 Chestwick
PI, Cumming, GA 30040.
The sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code (2) final confirmation and audit of
the status of the loan with the holder
of the security deed and (3) any right
of redemption or other lien not extin
guished by foreclosure.
HSBC Bank USA, National Association
as Trustee for Renaissance Home Eq
uity Loan Asset-Backed Certificates,
Series 2007-3 as Attorney in Fact for
Cynthia J. Harrison.
Brock & Scott, PLLC
4360 Chamblee Dunwoody Road
Suite 310
Atlanta, GA 30341
404-789-2661
B&S file no.: 22-16634
114303 11/9,16,23,30
(Jimenez)
NOTICE OF FORECLOSURE SALE UN
DER POWER
FORSYTH COUNTY, GEORGIA
Under and by virtue of the Power of
Sale contained in a Security Deed
given by Christian Humberto Brandt
Jimenez to Mortgage Electronic Reg
istration Systems, Inc., as grantee, as
nominee for Land Home Financial
Services, Inc., dated June 22,2020, and
recorded in Deed Book 9423, Page 192,
Forsyth County, Georgia Records, as
last transferred to Land Home Financial
Services, Inc. by assignment recorded
on September 29, 2022 in Book 10841
Page 260 in the Office of the Clerk
of Superior Court of Forsyth County,
Georgia Records, conveying the after-
described property to secure a Note in
the original principal amount of One
Hundred Ninety-Five Thousand Three
Hundred Ninety-Five and 0/100 dollars
($195,395.00), with interest thereon
as set forth therein, there will be sold
at public outcry to the highest bidder
for cash before the courthouse door of
Forsyth County, Georgia, within the le
gal hours of sale on December 6, 2022,
the following described property:
All that tract or parcel of land lying and
being in Land Lot 132,2nd District, 1st
Section of Forsyth County, Georgia, be
ing Lot 231, Hutchinson Pointe, Unit
Five, as per plat recorded in Plat Book
67, Page 160, Forsyth County Georgia
Records; which plat is incorporated
herein and made a part hereof by ref
erence.
The debt secured by said Security
Deed has been and is hereby declared
due because of, among other possible
events of default, failure to pay the in
debtedness as and when due and in
the manner provided in the Note and
Security Deed. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, as provided in
Security Deed and by law, including at
torney's fees (notice of intent to collect
attorney's fees having been given).
The entity having full authority to ne
gotiate, amend or modify all terms of
the loan (although not required by
law to do so) is: Land Home Financial
Services, Inc. they can be contacted
at (866) 397-5370 for Loss Mitigation
Dept, or by writing to 1 Corporate
Drive, Suite 360, Lake Zurich, Illinois
60047, to discuss possible alternatives
to avoid foreclosure.
Said property will be sold subject to
any outstanding ad valorem taxes
(including taxes which are a lien, but
not yet due and payable), any mat
ters which might be disclosed by an
accurate survey and inspection of
the property, any assessments, liens,
encumbrances, zoning ordinances,
restrictions, covenants, and matters of
record superior to the Security Deed
first set out above.
To the best knowledge and belief of the
undersigned, the party in possession
of the property is Christian Humberto
Brandt Jimenez or tenant(s); and said
property is more commonly known as
4225 Maple Valley Dr, Cumming, GA
30040.
The sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code (2) final confirmation and audit of
the status of the loan with the holder
of the security deed and (3) any right
of redemption or other lien not extin
guished by foreclosure.
Land Home Financial Services, Inc. as
Attorney in Fact for Christian Humber
to Brandt Jimenez.
Brock & Scott, PLLC
4360 Chamblee Dunwoody Road
Suite 310
Atlanta, GA 30341
404-789-2661
B&S file no.: 22-13690
113713 11/9,16,23,30
(MCCAULLA)
Notice of Sale Under Power
Georgia, FORSYTH County
Under and by virtue of the Power of
Sale contained in a Deed to Secure
Debt given by DOUGLAS PAUL MC
CAULLA and LINDA G. MCCAULLA to
Mortgage Electronic Registration Sys
tems, Inc. as nominee for WILMINGTON
FINANCE INC., dated February 14,2007,
and recorded in Deed Book 4652, Page
436-450, FORSYTH County, Georgia
records, and last assigned to The Bank
of New York Mellon, F/K/A The Bank
of New York as trustee for registered
Holders of CWABS, Inc., Asset-Backed
Certificates, Series 2007-12,in book
10848, page 475 conveying the after-
described property to secure a Note
of even date in the original principal
amount of $342,000.00, with interest at
the rate specified therein, there will be
sold by the undersigned at public out
cry to the highest bidder for cash be
fore the Courthouse door of FORSYTH
County, Georgia, within the legal hours
of sale on the first Tuesday in Decem
ber, 2022, to wit: December 6, 2022,
the following described property:
ALL THAT TRACT OR PARCEL OF LAND
LYING AND BEING IN LAND LOTS 803
AND 804 OF THE 14TH DISTRICT, 1ST
SECTION OF FORSYTH COUNTY, GEOR
GIA, BEING AS DESCRIBED IN A SURVEY
FOR DOUGLAS PAUL MCCAULLA AND
LINDA G. MCCAULLA AND DECATUR
FEDERAL SAVINGS AND LOAN ASSO
CIATION, DATED 5/20/95, AS PREPARED
BY DAVID W. SSALLE, RLS NO. 1872,
SAID PLAT BEING RECORDED IN PLAT
BOOK 22, PAGE 179, CLERK'S OFFICE,
FORSYTH SUPERIOR COUNTY, WHICH
PLAT IS INCORPORATED HEREIN AND
MADE A PART HEREOF BY REFERENCE.
PARCEL #282-031
The debt secured by said Deed to Se
cure Debt has been and is hereby de
clared due because of, among other
possible events of default, failure to
pay the indebtedness as and when
due and in the manner provided in the
Note and Deed to Secure Debt. The
debt remaining in default, this sale will
be made for the purpose of paying the
same and all expenses of this sale, as
provided in the Deed to Secure Debt
and by law, including attorney's fees
(notice of intent to collect attorney's
fees having been given).
Said property is commonly known as
7405 LITTLE MILL ROAD CUMMING,
GA 30041, together with all fixtures
and personal property attached to and
constituting a part of said property. To
the best knowledge and belief of the
undersigned, the party (or parties) in
possession of the subject property is
(are): DOUGLAS PAUL MCCAULLA and
LINDA G. MCCAULLA or tenant or ten
ants.
Said property will be sold subject to (a)
any outstanding ad valorem taxes (in
cluding taxes which are a lien, but not
yet due and payable), (b) any matters
which might be disclosed by an accu
rate survey and inspection of the prop
erty, and (c) all matters of record supe
rior to the Deed to Secure Debt first set
out above, including, but not limited
to, assessments, liens, encumbrances,
zoning ordinances, easements, restric
tions, covenants, etc.
The sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code; (2) O.C.G.A. Section 9-13-172.1;
and (3) final confirmation and audit of
the status of the loan with the holder of
the security deed.
Pursuant to O.C.G.A. Section
9-13-172.1, which allows for certain
procedures regarding the rescission
of judicial and non-judicial sales in
the State of Georgia, the Deed Under
Power and other foreclosure docu
ments may not be provided until final
confirmation and audit of the status of
the loan as provided in the preceding
paragraph.
Pursuant to O.C.G.A. Section
44-14-162.2, the entity that has full
authority to negotiate, amend and
modify all terms of the mortgage with
the debtor is:
Carrington Mortgage Services, LLC
Attention: Loss Mitigation Department
1600 South Douglass Road. Suites 100
& 200-A
Anaheim, CA 92806
1-800-561-4567
The foregoing notwithstanding, noth
ing in OC.G.A. Section 44-14-162.2 shall
be construed to require the secured
creditor to negotiate, amend or modify
the terms of the Deed to Secure Debt
described herein.
This sale is conducted on behalf of
the secured creditor under the power
of sale granted in the aforementioned
security instrument, specifically being
The Bank of New York Mellon, F/K/A
The Bank of New York as trustee for
registered Holders of CWABS, Inc., As
set-Backed Certificates, Series 2007-12
as attorney in fact for
DOUGLAS PAUL MCCAULLA and LINDA
G. MCCAULLA
Parkway Law Group, LLC
1755 North Brown Road
Suite 150
Lawrenceville, GA 30043
404.719.5155
OCTOBER 26, NOVEMBER 2, 9, 16, 23,
30,2022
22-0145
THIS LAW FIRM IS ACTING AS A DEBT
COLLECTOR ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FORTHAT PURPOSE.
113394 10/26,11 /2,9,16,23,30
(McCleskey)
NOTICE OF FORECLOSURE SALE UN
DER POWER
FORSYTH COUNTY, GEORGIA
Under and by virtue of the Power of
Sale contained in a Security Deed giv
en by Wendell G. McCleskey and Carole
C. McCleskey to Mortgage Electronic
Registration Systems, Inc., as grantee,
as nominee for Mutual of Omaha Mort
gage, Inc. f/k/a Synergy One Lending,
Inc., dated July 27, 2020, and recorded
in Deed Book 9598, Page 488, Forsyth
County, Georgia Records, as last trans
ferred to Mutual of Omaha Mortgage,
Inc. by assignment recorded on Sep
tember 22, 2022 in Book 10835 Page
120 in the Office of the Clerk of Supe
rior Court of Forsyth County, Georgia
Records, conveying the after-described
property to secure a Note in the origi
nal principal amount of One Hundred
Seventy-Four Thousand Four Hundred
and 0/100 dollars ($174,400.00), with
interest thereon as set forth therein,
there will be sold at public outcry to
the highest bidder for cash before the
courthouse door of Forsyth County,
Georgia, within the legal hours of sale
on December 6, 2022, the following
described property:
THE LAND REFERERED TO HEREIN BE
LOW IS SITUATED IN THE COUNTY OF
FORSYTH, STATE OF GEORGIA, AND AS
DISCRIBED AS FOLLOWS:
ALL THAT TRACT OR PARCEL OF LAND
LYING AND BEING IN LAND LOT 28 OF
THE SECOND DISTRICT, FIRST SEC
TION OF FORSYTH COUNTY, GEORGIA
AND BEING MORE PARTICULARLY DE
SCRIBED AS FOLLOWS:
BEGINNING AT A POINT ON THE EAST
ERLY RIGHT OF WAY OF POST ROAD (75'
R/W), ALSO KNOWN AS STATE HIGH
WAY 141, NORTH 01 DEGREES 47 MIN
UTES 06 SECONDS EAST A DISTANCE
OF 315.03 FEET FROM THE NORTHERLY
RIGHT OF WAY OF HIGHWAY 371 (317
FEET ALONG THE SAID RIGHT OF WAY
OF POST ROAD); RUNNING THENCE
NORTH 01 DEGREES 54 MINUTES 30
SECONDS EAST A DISTANCE OF 21.43
FEET TO AN IRON PIN FOUND; RUN
NING THENCE NORTH 00 DEGREES 50
MINUTES 00 SECONDS WEST A DIS
TANCE OF 110.0 FEET TO AN IRON PIN
FOUND; RUNNING THENCE NORTH 89
DEGREES 10 MINUTES 06 SECONDS
EAST A DISTANCE OF 220.0 FEET TO AN
IRON PIN FOUND; RUNNING THENCE
SOUTH 00 DEGREES 14 MINUTES 22
SECONDS EAST A DISTANCE OF 110.0
FEET TO AN IRON PIN FOUND; RUN
NING THENCE SOUTH 83 DEGREES 36
MINUTES 24 SECONDS WEST A DIS
TANCE OF 220.92 FEETTO A POINT AND
THE TRUE POINT OF BEGINNING; AS
SHOWN ON A SURVEY PREPARED FOR
WENDELL G. MCCLESKY AND CAROLE
C. MCCLESKY BY SOLAR LAND SURVEY
ING COMPANY, JOHN W. STANZALIS,
JR., R.L.SJ2109, DATED JUNE 21,1994.
THIS BEING THE SAME PROPERTY DE
SCRIBED IN DEED BOOK 203, PAGE
532, AND DEED BOOK 238, PAGE 464,
FORSYTH COUNTY, GEORGIA RE
CORDS.
THERE IS RESERVED HEREIN AN EASE
MENT FOR DOUGLAS CASTLEBERRY
AND HIS HEIRS TO USE THE WITHIN
TRACT AS A MEANS OF INGRESS AND
EGRESS TO OTHER LANDS OWNED BY
DOUGLAS CASTLEBERRY.
The debt secured by said Security
Deed has been and is hereby declared
due because of, among other possible
events of default, failure to pay the in
debtedness as and when due and in
the manner provided in the Note and
Security Deed. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, as provided in
Security Deed and by law, including at
torney's fees (notice of intent to collect
attorney's fees having been given).
The entity having full authority to ne
gotiate, amend or modify all terms
of the loan (although not required
by law to do so) is: Mutual of Omaha
Mortgage, Inc. they can be contacted
at (866) 397-5370 for Loss Mitigation
Dept, or by writing to 1 Corporate
Drive, Suite 360, Lake Zurich, Illinois
60047, to discuss possible alternatives
to avoid foreclosure.
Said property will be sold subject to
any outstanding ad valorem taxes
(including taxes which are a lien, but
not yet due and payable), any mat
ters which might be disclosed by an
accurate survey and inspection of
the property, any assessments, liens,
encumbrances, zoning ordinances,
restrictions, covenants, and matters of
record superior to the Security Deed
first set out above.
To the best knowledge and belief of
the undersigned, the party in pos
session of the property is Wendell G.
McCleskey and Carole C. McCleskey
or tenant(s); and said property is more
commonly known as 5149 Post Rd,
Cumming, GA 30040.
The sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code (2) final confirmation and audit of
the status of the loan with the holder
of the security deed and (3) any right
of redemption or other lien not extin
guished by foreclosure.
Mutual of Omaha Mortgage, Inc. as At
torney in Fact for Wendell G. McCleskey
and Carole C. McCleskey.
Brock & Scott, PLLC
4360 Chamblee Dunwoody Road
Suite 310
Atlanta, GA 30341
404-789-2661
B&S file no.: 22-13778
114221 11/9,16,23,30
(MCKINZIE)
STATE OF GEORGIA
COUNTY OF FORSYTH
NOTICE OF SALE UNDER POWER
Pursuant to the power of sale con
tained in the Security Deed executed
by BOBBY GEORGE MCKINZIE to
MORTGAGE ELECTRONIC REGISTRA
TION SYSTEMS, INC. AS NOMINEE FOR
CENTERSTATE BANK, N.A., A NATIONAL
ASSOCIATION in the original principal
amount of $ 162,011.00 dated April 19,
2019 and recorded in Deed Book 8866,
Page 429, Forsyth County records, said
Security Deed being last transferred to
U.S. BANK NATIONAL ASSOCIATION in
Deed Book 10611, Page 119, Forsyth
County records, the undersigned will
sell at public outcry to the highest bid
der for cash, before the Courthouse
door in said County, or at such other
place as lawfully designated, within
the legal hours of sale, on December
06, 2022, the property in said Security
Deed and described as follows:
ALL THAT TRACT OR PARCEL OF LAND
LYING AND BEING IN LAND LOT 1209
OF THE 14TH DISTRICT, 1ST SECTION,
FORSYTH COUNTY, AND BEING LOT 85
OF CRYSTAL COVE SHORES SUBDIVI
SION AS PER PLAT OF SAID SUBDIVI
SION RECORDED IN PLAT BOOK 6, PAGE
265, FORSYTH COUNTY, GEORGIA RE
CORDS, WHICH PLAT IS INCORPORAT
ED HEREIN BY REFERENCE FOR A MORE
COMPLETE DESCRIPTION.
SUBJECT TO ANY AND ALL EASE
MENTS, RIGHTS OF WAYS, RESTRICTIVE
OR PROTECTIVE COVENANTS AND
PUBLIC UTILITIES OF RECORD.
SUBJECT PROPERTY ADDRESS: 6305
CRYSTAL COVE TRAIL, GAINESVILLE, GA
30506
PARCEL ID: 313 001
Said property being known as: 6305
CRYSTAL COVE TRL GAINESVILLE, GA
30506
To the best of the undersigned's knowl
edge, the party or parties in possession
of said property is/are BOBBY GEORGE
MCKINZIE or tenant(s).
The debt secured by said Security Deed
has been and is hereby declared due
and payable because of, among other
possible events of default, failure to
pay the indebtedness as provided for
in the Note and said Security Deed.
The debt remaining in default, this sale
will be made for the purpose of paying
the same and all expenses of sale, in
cluding attorney's fees (notice of intent
to collect attorney's fees having been
given).
Said property will be sold subject to
the following: (1) any outstanding ad
valorem taxes (including taxes which
are a lien, whether or not yet due and
payable); (2) the right of redemption
of any taxing authority; (3) any matters
which might be disclosed by an accu
rate survey and inspection of the prop
erty; and (4) any assessments, liens,
encumbrances, zoning ordinances,
restrictions, covenants, and matters of
record superior to the Security Deed
first set out above.
Said sale will be conducted subject to
the following: (1) confirmation that the
sale is not prohibited under the U.S.
Bankruptcy Code; and (2) final confir
mation and audit of the status of the
loan with the holder of the Security
Deed.
The name, address, and telephone
number of the individual or entity who
has full authority to negotiate, amend,
and modify all terms of the mortgage
is as follows:
U.S. Bank National Association
4801 Frederica Street
Owensboro, KY 42301
855-MYUSMAP (855-698-7627)
Note that pursuant to O.C.G.A. §
44-14-162.2, the above individual or
entity is not required by law to negoti
ate, amend, or modify the terms of the
mortgage.
THIS LAW FIRM IS ACTING AS A DEBT
COLLECTOR ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION OBTAINED
MAY BE USED FORTHAT PURPOSE.
U.S. BANK NATIONAL ASSOCIATION,
as Attorney-in-Fact for
BOBBY GEORGE MCKINZIE
Robertson, Anschutz, Schneid, Crane &
Partners, PLLC
10700 Abbott's Bridge Road
Suite 170
Duluth, GA 30097
Phone: 470.321.7112
Firm File No. 22-070162 - LiV
113704 10/26,11 /9,16,23,30
(OLSON)
STATE OF GEORGIA
COUNTY OF FORSYTH
NOTICE OF SALE UNDER POWER
Pursuant to the power of sale con
tained in the Security Deed executed
by GARY R. OLSON to MORTGAGE
ELECTRONIC REGISTRATION SYSTEMS,
INC. AS NOMINEE FOR MORTGAGE
ASSURANCE INC. DBA BRIGHTPATH
MORTGAGE in the original principal
amount of $280,500.00 dated February
23, 2017 and recorded in Deed Book
8198, Page 1, Forsyth County records,
said Security Deed being last trans
ferred to MATRIX FINANCIAL SERVICES
CORPORATION in Deed Book 10771,
Page 580, Forsyth County records, the
undersigned will sell at public outcry
to the highest bidder for cash, before
the Courthouse door in said County,
or at such other place as lawfully des
ignated, within the legal hours of sale,