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Crastitutianaljjf fc jUjmUit. UV JAMES GARDNER. JH'GCK ON McINTOSH-STREKT. THiHJ »> m FSOMTHS ROBTH-WF T CORNKH OF V . % W bAD-STBUET. TERMS: Dailr, in ad*rance......per annum $0 00 iyBL If notin advance..... .per annum 700 B. , Tri-Weekly, in advance .per annum 400 B» Ii not iii advance por annum •> 00 Weekly, in advance. ...per annum 2 00 . O~Xo Disoocnt for Clubs. (From tks Detroit Advertiser. 3i , Doesticks Sees the Spirit Rappers -Seventy Hundred and One. Narrow Si . New fork City. —Being satisfied with the or dinary comrnoß-place things of every day lite, and having heard a great deal about the myste rious communications telegraphed to this our ig norant sphere, by wise and benignant spirits ol bliss, through the dignified medium oi old chairs, washstands and card-tables, we three (who had met again) determined to put ourselves in com munication with the next world, to tind out, if possible, our chances of a favorable reception when business or pleasure call us in that direc tion. Up Broadway till we came to an illuminated ti ree cornered transparency. (which made Bull Dngge smack his lips and say ‘oysters,') which informed us that within a large assortment of spirits of every description were constantly in attendance ready to answer inquiries, or to run on errands in the spirt! wot Id, and bring the ghost mtt nCt ! r<S, f j) C,ass C icate Arieb' were the spirits of depsrfed news boys, wno are thrown out of their legitimate bu siness, and strive to get an honest living by do- Kntered the room with becoming .ra it v and ■■fisrcoming awe. Twoold foozles in white neck cloths and no collars, a returned Cali ornian in an Indian blanket, two peak-no ed old maids, a good-looking widow with a little boy. our own sacred trio and the ‘•medium,’ 7 composed the whole oi the assembled multitude. The " rnedi- ! um aforesaid was a vipegar-complexioned wo man, very ruby nose, mouth the exact «hape of a sound hole to a violin, who wore green sjiecta cles and petticoats of equivocal purity. S The furniture consisted of seveiai chairs, a minor, no carpet, a small stand, a large dining table, and in one corner ol the room a bedstead, UMttfcstand and bookcase, with writing desk on ton. After some remarks by the medium, we fanned the magic circle, by sitting close tog**th — „*er and putting our hands on the table. Bull Dogge took a big drink before he laid his pon detous fist by the side of the others. After a short length of time the table began to snake its P ricketty legs, to flap its leaves after the manner of wings, and to utter ominous squaks from its crazyold joints. Pretty soon “knock” under Daaophool’s hand; he trembled and turned pale, but on the whole, stood his ground like a man.— Knock, knock in my immediate vicinity—looked under the table, but could’nt see anybody— knock, knock , knock, KNOCK, directly under £all Dogge’s elbow. (He, frightened, jumped from his seat and pre pared to run, sensible to the last, he took a drink, ielt better—reverently took off his hat. and said “ hang it”—and resumed his =eat. Knocking P became general—medium said the spirits were ready to answer quest.ons—asked if any spirit , i | would talk to me—yes. Come along. I remark- ed—noisy spirit announced its advent by a se tietof knocks, which would have done honor to ™ two penny-postmen “rolled into one.” Asked who it was—ghost of my uncle—(never had an uncle) inquired if he was happy—tolerably. What are you about ? principal occupations are hunting wild bees, catching cat-fish, chopping pine lumber, and makijjg hickory whip stocks. How's your wife’— sober , just at present. Do you have good liquor up there ?— yes. (very em phatically.) What is your comparative situa tion ?—am in the second sphere; hope soon to get promoted into the third, where they only work six hours a day, and have apple dumplias every day tor dinner—good bye—wife wants me to come and spank the baby. One of the old foozles now wanted to talk—spirit was gratified by the remains of his maternal grandmother, who hammered out in a series of forcible raps the gratifying intelligence that she was very well contented, and spent the most of her time drink ing green tea and singing Yankee Doodle. Dampbool now took courage, and sung out for his father to come and talk to him— (when the old gentleman was alive, he was “one of em”— on demand, the lather came—interesting con versation—old man in trouble—lost all his money betting on a horse race, and had just pawned his coat and a spare shirt to get#»money to set him self up in business again, as a popcorn merchant (Damphool sunk down exhausted, and bor rowed the brandy bottle.) ' s Disconsolate widow gets a communication from her husband that he is a great deal happ : er now than formerly—don’t want to come back to her no thank you—would rather not. Old maid inquires if husbands are plenty—to her great joy is informed that the prospect is good. § Little boy asks if, when he gets into the other world, he can have a long tail coat—mother tells him to shut up —small boy whimpers, and says that he always Aos worn a short jacket, and he expects when he gets to Heaven, he’ll be bob tail Angel. Damphool’s attention to the bottle has re-as sured his spirits, (be is easily affected by brandy —one g ! ass makes him want to Veat all his friends; when he has two bumpers in him he owns a great deal of real estate, and glass No. 3 makes him lich enough to buy the Custom House, and he now ventures another inquiry of his rela tive, who shuts him tip. telling him as soon as he gets sober enough to tell Maiden Lane from a light-house, to go and go to bed. Went at it myself; inquired all sorts of things from all kinds of spirits, “ black spirits and white, red spirits and gray.” Result as follows: By means of thumps, knocks, raps and spiritual kicks, I learned that Sampson and Hercules have gone into partnership in the millinery business. Julius Caesar is peddling apples and molasses candy, Tom Paine and Jack Sheppard keep a Milliard table. Noah is running a canal boat. Xe»*6® and Othello are driving opposition sta ges. George 3d has set up a caravan, and is waiting impatiently for Kossuth and Barnum to come and go halves. Dow, Junior, is boss of a Methodist camp meeting. "■ Napoleon spends most of his time playing pen r T ny “ante” with the three graces. Benedict [ $ Arnold has opened a large bier saloon, and left a ydk vacancy for S. A. Douglas, (white man ) John \ Runyan is clown in a circus. John Calvin. Dr. ; Johnson, Syksey, Plutarch, Rob Roy, Davy Jones, Gen. JacKson, and DamphonFs grandfa ther are about establishing a travelling theatre, having borrowed the capital, (two per cent, a month) —they open with “ How to pay the Rent.” Dr. Johnson in a fancy dacce ; to con clude with “The Widow’s Victim” the princi pal part by Mr. Pickwick. Jo Smith has bought out the devil, and is going to convert Tophet in to a Mormon Paradise. Shakspeare has pro gressed in his new play as far as the fourth act,: B where he has got the hero seven miles and a halt up in a balloon, while the disconsolate heroine ie hanging by her hair to a limb over a precipice; question is how the heroic lover shall get down and rescue his lady-love before her hair breaks, j or her head pulls off. Spirits now began to come without invitation, j like Paddies to a wake. Soul of an Alderman called for clam soup and bread and butter. Ghost of a news-boy sung out for the Charleston Courier. All that was left of a Bowery fireman wanted to kaow if Forty had got her butt fixed, and a new inch and a half nozzle. Ghost of Marmion want ed a dish of soft crabs, and called out after the old fashion, to charge it to Stanley. Medium had by this time lost all control over ghostly company. , Spirit* of waiters, soldiers, tailors, (Damphool 1 trembled,) babies, saloon keepers, dancers, ac tors, widows, circus riders, in fact all varieties of obstreperous, began to play the devil with things generally, the dining table jumped up, turned two somersets, and landed with one leg in the widow’s lap, one in Damphool’s mouth, and the other two on the toes of the sanctimonious look | iog individuals opposite ; the washstand exhibi ted strong symptoms ot a desire to dance the Jenny Lind polka on Bull Dogge’s head ; the bookcase beat time with extraordinary vigor, and made faces at the company generally ; our walking caries, and umbrellas promenaded round the room in c uples, without the slightest regard lo corns or fother pedal vegetables : while the t, badstead in the corner was extemporizing a curnc |booe with a vigorous accompaniment oil the •sap dish, the wash bowl, aud other bedroom wockery Bull Bogge here made a ruch for the door, and dashed wildly down Broadway, pursued, as he avers to this day, by the spirit of an Irishman, with a pickaxe, a handsaw and a ghostly wheel barrow. Concluding I had seen enough, I took Damphool, and B. D’s. bottle, (empty, or he would never have left it,) and went home satis fied that “there are more things in heaven and earth than are dreamed of,” except by lying ('mediums,” so called, who, too to work and too cowardly to get an honorable living by’ stealing, adopt this method to sponge their bread and butter out of those whom God, in his mys terious wisdom, b»s seen fit to send on earth week enough to believe their idiotic ravings. Disgusted, by still yours, Q. K. Philander Doesticks, P. B. A Nest of Scamps. An arrest was made in this place some weeks since, which bids fair to lead to the discovery of a precious nest of rascals, who have been prow ling through the South—there is no telling how long, and with what effect—for the purpose of robbery and plunder. Some three months ago, two men, calling themselves Williams, and James T. Henry, travelling in a buggy, stopped at the house of Mr. Joel Snelson, in this county, with whom they exchanged their vehicle for one of but little value, receiving the difference in cash ; they pro ceeded to Mr P. Callaway’s, where they dined, and when about to start on their journey after dinner, one of the party. Henry, only having got into the buggy, the horse took fright, ran off, and dashed the vehicle to pieces, and fractured the ankle of Henry in a most frightful manner.— | The injured man was taken to the house ot Mr. • Callaway, where, for several weeks, he received 1 every attention and kindness from the larnily, : besides the constant care ot a physician. Wii i liams, atter remaining with him lor a week or ! two, pretended to have urgent business in Ten i riessee, and left, taking with him, as Henry avers, all the money belonging to the concern, and even the watch of the latter, though piom i ising to be back by the time Henry got able to ; travel. He has not since made bis appearance, ■ and Henry, having recovered sufficiently to get about, came to town some four or five weeks ago for the purpose of taking the cars, alleged that ! he bad not a cent to pay off the various debts con ! tracted during bis confinement, but would send ; the money as soon as he got home in North Ca rolina. There being some strong grounds tor suspicion, he was arrested UDder a bail process, and lodged in jail, where he remains up to the present time. Upon c< rnmitment, a large bunch of talse keys was found about his person, and other facts came to light soon after that proved him extensively connected with a band of thieves that are now infesting the country. Since his confinement, he has been corresponding fre quently with one John Benton , of Nashville, Tenn., tor the purpose of procuring money for relief from his present confinement. Unfortu nately tor him the money did not come, and John Benson, (who is no doubt his friend Wil liams who accompanied him to this county.) was arrested some days ago in Nashville, as will be seen by the following paragraph from the Whig of that city. Another Thief Arrested. —Two officers have succeeded in arresting another wholesale thief, whose prospects lor the Penitentiary are extremely flattering. John Benson alias Joha Riley, &c., was caught in their toils on Saturday night. In his trunk was found between seven and eight hundred dollars in go'd and silver, a ; portion of which was recognized as the money ' stolen from Morgan & Co. In another trunk ' was found a lull set of burglar’s tools, from a wire lock pick to a horse halter. On his way to jail it was supposed he relieved himself ot his portemonie, as one was found on the stairway of the Recorder’s office containing a SIOO South Carolina note, counterfeit, which was also iden tified by Morgan & Co., as among the money stolen from them. Other papers in the port monie proved that it belonged to him.— Nashville Whig. We are glad to know that both of these ras cals are in safe custody with a good prospect of punishment for their villainy. For the intormation of the public we state that Henry (who, doubtless, has as mauy aliases as his friend Bensou) is, apparently about 25 or 26 years of age, 5 feet 7 inches in height, spare built, with dark hair and eyes, and weighs about 130 jibs. Perhaps some one who has suffered from ! his exploits, may recognize him from this de scription.— Washington (Ga.) Republican , lUh inst. Death of Captain John Hunter. This good old man expired at his residence in : this city last evening, about five o’clock, after a somewhat lingering illness, aged eighty seven years. We are not enough acquainted with his history to write many particulars of his lile, which has been a long and eventful one. He was born at South Shields, England, and lor some time was a seaman in the British navy.— We have often heard him recount the incidents of his service, and among other battles he fought under Nelson in the engagement off the Nile when Bonaparte’s great fleet was entirely de stroyed. Capt. H. had resided about thirty years in Da rien and Savannah, and during that time had of ten been entrusted by his fellow citizens with | responsible offices, all of which be filled with honor. His strict integrity and unwavering l truthfulness won for him the respect and confi | dence of every person with whom he was ac quainted, and we think he filled to the utmost the measure of an honest man. His life was dis tinguished by acts of kindness and good will to his fellow creatures, and we believe he leaves no enemy. Capt. Hunter was a man of benevolent feel ings, ever ready to give to the extent of his means. The subject in which he took most in terest after his own personal affairs, was Free Masonry, and he had taken most of the degrees known to the Masonic Order, and had filled ma ny offices. For several years he was regularly elected Deputy Grand Master of the Grand Lodge of Georgia, and only declined the honor when his increasing infirmities prevented him j from performing the duties of this high office to his own satisfaction. He has lived for 44 years with his present wife, whom he now leaves with two grand daughters and a large circle of friends to mourn his loss.— Savannah Republican, 15th inst. Clark Mills.— We regret to find the sub- I joined poragraph in the Washinton Union of Sat urday. “ We are pained to hear that the establish ment of this distinguished artist has been visit ed with a calamity by which he suffers severe pe cuniary loss, and which will delay the completion of the great works which he had commenced— the equestrian statues ot Washington and Jack son. Yesterday afternoon, whilst his furnace was in full blast,the loof, from some unexplained cause, took fire, and, nothwithstanding great ef forts were made to save the model of the statue ot Gen. Jeckson and the building, they were, in an incredibly short time, destroyed by the flames. Several casting of the statue hsd been taken and placed outside of the foundry, and were saved. The loss sustained by this fire is estimated at six to ten thousand dollars, and the destruction of the model tor the statue is particularly to be re gretted, as it cannot be reproduced but with great labor and heavy expense. There was no insur ance on the property. We give place to this intelligence with sin cere regret; but, knowing the indomitable ener gy of Mr. Mills as we do, we do not entertain a doubt that he will arise like the fabled bird of antiquity, and pursue his business with renewed energy and success. He has been tried in the furnace of affliction, but ultimately he will come out unscathed.” A stranger committed suicide at St Louis a few days since, and upon his person was found a note,ot which the following is a translation: “I pray that whoever may find my body will make no research, for the murderer was myself. My name is Francis Henry de Longville, born at Paris, April 4th, 1828. My family was ruined by a great enterprise iu 1849. I married one of those souls of which the world has few, and thought ray happiness was assured. I quit my native land with my little family in the month ot May, and disembarked at New Orleans, July 24th, 1854. Butalas, having tasted happiness only filteen days, a Irightfu! calamity covered us ; with mourning. My poor beloved wife was at i tacked with the terrible cholera; atter two hours |ol horrible suffeiing, she expired. Hardly was she buned, when my poor little boy agt-d three years, died of the same disease; my despair was very great. But God had stdl left me a little daughter of thirteen months, whose smiles gave une new strength to resist in future, for, in this poor little innocent, I saw all the sweetness of her beloved mother. I asked nothing more of God than to live for my child. But God was pleased to strike me again, taking from me the only good he had left me in the world. The 20th of October was the unhappy day on which l closed the eye-lids of my last treasure. Having, then, no consolation left, I resolved to make an end of it. Let no one blame me, for every man of feeling must understand what a burden lite had become to me.” aTjgus ta7 c^okgia^ THURSDAY MORNING, NOV. 16. 02?“ Contract Advertisers will bear in mind that when they exceed the space specified in their contracts, they will be charged extra. The pressure of advertisements upon us forces us to this notice. See first page Daily, this morning. The Telegraph. Under the present management of the Tele graph line between Washington and New Or leans, it is more of a nuisance than a benefit to the public. The cost of messages (to Editors particularly) is heavy, and what is the benefit We have frequently received despatches per tel egraph for which we have to pay, when the same information reached us by mail. So far as the office in this city is concerned, the change of operators is so frequent, that about the time an operator becomes acquainted with the business of the office, he is removed to another, and a green hand takes his place; and it seems to us that every new comer takes his position with fresh instructions from head quarters, which, as a matter of course, he carries out. But generally, they are so different from former usages that the public and the press were accustomed to, that weeks elapse before they become familiar with the regulations of the c ffice. Our readers must not blame us for the non-ap pearance of the “Atlantic s ’ news,in yesterday’s paper. *A‘ new operator has been placed in out office, and he i nformes us he has positive orders from a Mr. Heiss, one of the Superintendents on the line, to furnish ofily one copy to newspapers. The despatches ts» the press in this city come di rected to the Chronicle ; but we have taken the trouble and expense of furnishing the Telegiaph, Office in this city w’ith manifold paper and pen so that two copies could be written out as easy as one. All previous operators have done so, and when the despatch containing the Atlantics news was received by the Chronicle , the natural supposi tion of the editor of that paper was, that we also had a copy, and he did not send the dispatch over* and thus our readers were deprived of informa tion for which we pay a heavy price. The way business is now managed on this line is annoying, to say the least. The price asked for the transmission of a despatch to New York is heavy, but he who sends one, and pays the price, no matter how important, cannot tell whether it will reach its destination before a let ter sent through the mail at a cost of three cents. For the past two months the mail (although itself uncertain) has been the surest route, j We have almost come to the conclusion our selves that the Telegraph, as at present managed, is nothing but a costly humbug, and those who depend on it for a speedy transmission of messa ges will be disappointed nine times in ten, in their delivery. Our Banks. In an aiticle published in Tuesday’s paper, I commenting on the course of our Banks, we in vited discussion on the subject, and our columns are open to articles pro and con of moderate length, say one column. We publish to-day a communication signed “ Crawford ” to which we would call the readers attention. Money is power, but we hope never to live to see the day when it can controll the press. The Banking institutions of the country have had full sway long enough, and it is time the people, (the crea tors of them) should be enlightened how far the trust reposed by them in granting charters, has been carried out. We hope “ Crawford in his next communi cation, will designate the banks alluded to as ex ceptions. We are willing to do justice to all, TJhe State vs Keener. Fhe examination of Henry Keener, before a board of Magistrates was terminated, yesterday and they have remanded him to jail to await his trial under the charge of murder. We under stand an application was made to admit him to bail, which was refused. Raleigh and Gaston Rail Road Company. —The annual meeting ot this company was held at Raleigh, N. C., a few days ago. The en tire receipts of the company for the year ending 30th September, 1854, have been $238,410.21. The entire expenditures on all accounts, includ ing dividend, were $159,701.97, leaving $68,- 708.25. The receipts from freight passengers and mail were $173,923.77, and the current ex penses $70,530 96, showing a profit on the year’s business of $103,300,81—0r ever 10* per cent. An “Old School” Parson.— About the time that temperance and anti-slavery began to flourish, a committee waited on old parson Mil ton, of Newbury port Mass., requesting him to to advocate those causes. “Shan’t do’t!” said the Parson of the old school, “ when you hired me, it was to preach the gospel—now it’s rum and niggers!” Nrw*Town in Minnesota. —A new town is to be laid out on the Minnesota river, near the rapids. It is christened San Francisco. Extensive Yield.— Mr. E. A. McKay, of Naples, Ontario county, New York, has one acre of ground from which he has gathered over 10,- 000 pounds of grapes this year. The soil is san dy loam with gravelly sub-soil. A correspondent of the Cherokee Advocate says that Mr. Jcsiah M. Daniel, who resides about six miles souih of Marrietta, Cobb coun ty, raised on 13 acres of common branch land, 200 barrels, 1 bushel and 1 peck ofcorn,the pres sent year. A Clear Conscience.— The editor of the South Boston Gazette reports that a lady of his acquaintance says her conscience is so clear you can see right through it. Hogs versus Sheep.— The number of hogs in the United States is said to exceed that of sheep by nearly ten millions. A Noble and Generous Action.—A seaman on board her British majesty’s ship Encounter, at Hong Kong, having lost an arm, by an acci dent, while firing a salute in honor of the 4th of July, the officers and crews of the U. S, ships Susquehanna and Vandalia, sent him a bill of exchange, for j£2B3, which was acknowledged, with suitable letters between, the United States and British commanders. Wilmington and Raleigh R. R. Company. 1 he annual meeting of this Company was held at W llmington N. C., on Thursday. The Jour nal says: t rom the report of the President and Di rectors, we learn that the gross receipts ot the company for the past year have been $482,880.- 62; expenditures, $291,220.73; nett profits, $191,559.89 from which deduct interest and exchange, $63,697.12, and there is left is nett i profits to stockholders, $127,962.77. The lia bilites of the company on the first of October ! were $1,052,070 47.” [communicated.] Mr. Gardner. —l notice, in your paper of yesterday, some very deserved strictures on the course pursued by the Banks of this City—and yet severe as I have heard some pronounce them, they are not uear so much so as they really mer t. In the minds of the Directors of these insti tutions, it seems that they have conceived these monopolies to have been created, not for the benefit of the public, nor to aid the produce of the country on its way to a market; but as pri vate and special instruments of extortion and oppression—machines to expand a limited capi tal into thrice its power, and to pass manufac tured rags as a representative of money at a usuance uever contemplated by the Legislature chartering them. Yet in your criticism there should be a just disccimination made between those who are ob noxious to the charges, aud those who have pursu ed a legitimate and straight forward business. They alone who have used their means for spec ulative purposes, so hazardous, that such changes as we have known in the staple of our country more than once, and within but few years, would have produced bankruptcy and ruin, ought to re ceive that merited castigation which their reck less course deserved ; but those which have kept within the metes and bounds of a healthy busi ness, should be named and excepted from the general and sweeping denunciation of a deceived community. You, as we£ as myself, must he aware that there are honorable exceptions, without whose aid the mercantile portion of the ci’y would have beer [reduced to the necessity ol seeking, m other cities, for necessary accommodations to carry on their business, or to have drawn their business within the limits ol a cash capital. But a9 I know it will be only necessary to call your attention to the fact of such exception, to you I leave it to give their names as an act of justice to theqn and the people—l say people, lie cause they ought to know which of our money institutions are sate to hold, and which had bet ter be first disbursed. Charters haye been granted by the Legislature) and privileges'conferred for the purpose of aid ing the agricultural and mercantile community to enter into honorable competition with other cities, in the purchase and sale of produce and merchandize; and so long as the capital of the B%nk can be used safely and to advantage, within the limits of the circle in which it is located, it is a right which its citizens should claim, and not sue for as & favor. The privilege us issuing three dollars of pa per for one representative in specie, is a great one, and one of very doubtful propriety, and ought only to be granted under the most strin gent conditions. Virtually, Banks are restricted in the amount of interest per annum, but they are actually restrained within the limits of a legal ized usuance; or do they, under another name, ask and receive double of what the Legislature marks as the proper value for the use money ? What is the fact? Go to any ot these institu tions, and offer them a note made by a person as responsible as the Bank itself, payable in this city; what answer do you receive? ‘ We are only doing exchange;” change face of the pa per, make it payable out of the city, so as to as sume the character of Exchange; offer it again, and if you are willing to allow the extra per centage, which they demand as Exchange, you get the mafcey eyen without the formality of a Board. But how do you get it; not at the rate of interest as established by the State, but at 10, 12 or 13 per cent, per annum—thk excess, to avoid the statue, boing charged to another ac count. And jet, all the time they are talking of the vast accommodation they extend to the Mer chant and Planter! Again ; a merchant of this city, in the course of his business, gives his note in N. York, payable there or here, and if here, with the current rate of Exchange. The agent of a Bank in this city, residing in New’ York, supplied with funds, goes into the market, and in time of pressure, buys up the paper at 1, 1} a 2 per cent, a month, and sends it home for collection, and the maker here pays id at the counter of the Bank with £ per cent, exchange and the money goes back again to buy more or other piper. Is this Banking or shaving? They can take but one step more de grading, and then three balls, or a Barber's pole, as a sign, would morefaily designate the charac ter of the institution, than the four letters usual ly stuck over the entrance represent. I tell you, Mr Editor, this thing has been permitted to slumber too long, and tbe fear of offending, and the consequence of offence taken, has kept many silent who have suffered, and who still suffer from a power never intended to have been grant ed by the State ; and it is time that some en quiry be made, and examinations gone into, to see it in even the lawless and open charters of some of these institutions, enough has not been done to werrant a call for their repeal. I con ceive it to be part of the duty of the public press to keep the people “posted up” upon the affairs ot Banks, as well as upon political matters; and if as much attention was devoted to the subject as the interest and prosperity of the planter and merchant demands, we would have less com plaint of “ bard times”—with a safe filled with good notes running to maturity—which the Banks will not discount, because they are only entitled to simple interest on them tor the time they have 'o run. So that I have known a mer chant of this city, in the usual phrase, well off, with plenty ot notes, perfectly good when due, having to borrow, from day to day, to keep up bis credit and pay his notes —unable to get a dis count trom the Bank ; when another, not worth a cent, could borrow thousands, because he can offer bills, payable in other cities, and be eause he does so at a rate ol Exchange, probably equal to the interest itself, the Bank thereby ma king 10 or 12 percent, by the transaction. But there is a corrective,—even outside of a violation of their charters, —and that is in the people. Let it be known what Baiik thus spec ulates upon the loss of the planter— lor all this Exchange comes out of the planter at last—and let the planter refuse to take the bills of the Bank for his produce, or if he takes them, let him at once present them at the counter for payment in specie, aud a trial of one season will settle the question. They will be forced to fall back upon a legitimate business, or do no business,or go in to liquidation at once, and tbe sooner two or three are forced to this course, the better it will be for the community. I have not leisure, at this time, to make such remarks as naturally suggest themselves upon this subject, nor to comment more at length on the policy pursued by some of these institutions; but will, with your permission, do so at some fu ture day. It is enough at present to call atten tion to the fact, that tre have Banks in name only, which are weights upon the trade and pros perity of our city. Hereafter it will be time enough to say in what way the evil is to be remedied, when an appeal can be made to the body that created them, to restrain their power to do evil, or abate them altogether. Crawford. Sawing. —A sawyer, after sawing with a very dull saw, exclaimed, “Os all the saws I ever saw saw, l never saw a saw saw as that saw saws.” {Telegraphed for the Baltimore Sun.] Arrival of the Steam Ship Atlantic. New York, Nov, 12—2 iP. M—The Ameri can steamship Atlantic, with Liverpool dates to Wednesday, the Ist inst., being lour days later than the advices per steamer America, arrived here this afternoon unannounced, having been unperceived, owing to the dense log prevailing, until she fired her gun off the battery. She brings about 100 passengers. She passed the steamer Pacific, hence for Liv erpool, at 5 P. M. yesterday. The commercial advices are important Pri vate advices quote flour Is. 3d. and wheat fid. lower. The steamer Canada arrived out on the morn ing of the Ist in tant, her voyage having been retarded by dense fcgs. 1 here is no tidings of the missing passengers of the steamer Arctic. The Liverpool and Philadelphia Steam Ship Company announce the purchase of a steamer of 1,900 tons, and that the other two steamers build ing—one to be cajled the City of Baltimore— will be launchedin December. The London Times comments on Mr. Soule’s affairs. The French government forbids the distilla tion ol liquors trom grain. From the Seat op War. —Private accounts are later. The say that two of the outer forts of the harbor—probably the ‘“White Tower” and an earth work at tbe quarantine fort—were des troyed by the fire of the English and French fleets on the 17th. The allies lost 109 killed and the Russians lost 500 including Admiral Ramileff. The French steamer which left the Crimea on the 21st, reports that the allied land force had ef fected a breach, but it was not deemed practica ble to attempt an entrance. The siege of Sebastopol was progressing slow ly. A small breach had been made in one of the torts and the outworks silenced, but the Rus sians in a soitie spiked sixteen French guns. The latest official news to the Anglo French government reports that the allied land force had effected a breach, but that it was not yet practi cable to storm the fortifications. The Russian official report of the 23d says that the garrison had made a successlui sortie and destroyed the French battery, spiked sixteen French guns, and took (English) Lord Duukel lin prisoner. Mr. Soule and the French Government. —The London Times justifies the French gov ernment’s refusal to allow Mr. Soule to pass through that country on his retnrn to Spain. The Times also says that Mr. Buchanan aud iMr. Mason regard the insult to Mr. Soule as a na tional matter. It is rumored that Mr. Mason has demanded an apologj’, which tbe Times says will not be conceded. The affair has given rise to much newspaper discussion, and the belief is generally entertain ed that it will cause a serious difficulty between the American and French governments. [From Brown Sf Shipley's Circular.] commercial. Liverpool , Tuesday Evening. —Cotton—Sales during the three dajs ot 20.000 bales, including 2,000 tales to speculators and 2,000 bales lor ex port. The demand has been moderate, without change in prices. [From Richardson , Spence 4 Co ] Cotton—The market is steady without im provement in prices. Breadstuff's—Flour has declined Is 6d a 2s on the prices current on Friday last. Western Ca nal and Philadelphia 425, Ohio 445. Wheat— fhe speculative demand has ceased. Sales of white at 12s. 6d. Corn—Prices have declined Is t« 2s per quartei. Yellow and white 42 a 435. Money Market—There is no change in Con sols, and they are still quoted at 94i a 941. THE LATEST. Liverpool —This morning’s mail brings nothing more .definite trom the seat of war, than the above. The Czar’s two sons had arrived in the Cri i mea. From the Baltic there is nothing new. The Russian descent on Dobrudscha seems to be a mere mar,Cßuvre, to draw the Turks from the river Prutb. Prussia, on the 23d, sent a note to the Czar urging his acceptance ol the four points in the Austrian note. The reported defeat of the Russians at Garusi, in Asia, is confiimed. The Queen mother of Bavaria is dead. Jack Frost. —lt is with heartfelt gratifica tion that we are enabled to record the vist yes terday morning of this decidedly cool stranger, who unceremoniously, Paul-Pryiah-like, popped in amongst us. He was however, by no me ns regarded as an intruder, and the ice, which was formed in various parts ot the city, was welcom ed as a certain weapon to destroy any vestige ot Yellow Jack that might possibly be remaining. The city is now persectly healthy, and tbe most timid can venture to visit us witnout tear ot in curring the siighest risk. Our merchants are welt provided with abundant stocks of well se lected goods ot all descriptions; our Hotels are newly fitted up, and fully prepared to receive travellers; our i heatre is now open, and there will be no lack ot other amusements during uhe season. If, therefore, our city is not speedily filled to overflowing, we shall be much surprised. Charleston, however, being once more herself again, she need not fear that she will be slighted. Ihe Queen city ot the South must ever com mand troops of admirers.— Ch. Cour , 15 th inst. The Bank of Charleston. —The following gentlemen were yesterday elected Directors ot the Bank ot Charleston: A. G. Rose, Henry Gourdin, G. A. Trenholm, C. T. Lowndes, J. S. Bowie, VV. B. Pringle, W. H. Gilliland, T. L. Wragg, Alex. Robertson, W. C. Courtney, J. K Sass, W. A. Wardlaw, VV. M Lawton. At a meeting of the Board ot Directors, held yesterday afternoon, A. G. Rose, Esq , was unanimously elected President.— Charleston Cou rier. Deleterious Brandy.—At the last meeting of the Farmers’ Club, which is com posed of some ot the ablest members of the American Institute, I rench brandies were the subject of discussion. It was shown by quotations trom French jour nals that alcohol, manufactured from biets and molasses, has, to a great extent, superceded the grape brandies formerly exported to thiaxoun try, caused by the total destruction of the grape ciop. Since that time the French Government' has opened its ports for the introduction of for eign wines and liquors, and large orders have been sent to this country and Holland lor a large supply ot whisky, or pure spirits, as it is called, for the purpose of making it into French brandy, to supply this and other brandy drinking coun tries. teiimrnai. CHARLESTON, Nov. 14. Cotton There was a good demand for this artiole to-day, 'tbe sales .raving reached upwarus of 1450 bales. The de nrand was freely met by holders, and prices were rather in favor of buyers. The transactions com prise 37 bales at 7 ; 131 at 7J ; 88 at 7* ;89 at 7} ; if f* ®» ?? at 8 * > 63 at 8* . 144 at 8 t ; 9atß* : 38 at 8$ ; 379 at 9 ; 208 at 9f, and 92 bales at 9s, bA\ ANNAH, Nov. 14. Cotton.— There were only two sales reported to-day, 37 at 81. and 7 bales at cents. _ Shipping arrivals from charleston. Steamship James Adger, Turner, New York. Brig James Rose, MoDougall, Matanzaa. Sohr. W. P. Williams, Rogers, Providence, R. I. Sehr. Dart, Williams, Key West. up for charleson. Brig Emily, Davis, New York. sailed for charleston. Barque G. W. Hall. Carpenter, Providence, R I. CHARLESTON, Nov. 15.-Arrived, steamship* Marion, Foster New Tork; Isabel, Tittle, Key West; schrs. Louisiana, Hathaway, Baltimore Montank, Bethel, Manatee, Fla., via Key West ri!C r\ r ’ t . lc * Bethel, Harbor Island, Bah. ’ At Quarantine, Fr. brig Daniel, Richard, ilava na. saried Lit mst. Bound to Belle Isle, and put in on account of siokness on board. Ship tr Noo^ aie ’ Jotl fc*on, Havre; Pep. b * ri|U6 W ent to Sea, brig Athos, Plummer, Nantes; Sp. brig Invincible, Arjola, Cadiz: schrs. T C. Bart lett, Hopkms, a Nor.hern Port; A R. Whitmore, Chadwick, do ; St Lawrenoe, Hedlund, Attakapar, La.; Aid, Adams, West Indies. SAVANNAH, Nov. 14.—Arrived, barque Sa vannah, Small, Glasgow. BY TELEGKAPH. i Railroad Collision. | Baltimore, Nov. 14. There has been a serious collision on the Michigan Central Railroad, between two pas senger trains, a large number were seriously in jured. Probable Loss of a Steamer. The steamer Jewess, (?) from Havana for New York, is ashore on Brayantone Beach, (?) and will probably he lost. New Orleans, Nov. 11. Cotton.' —The sales of the week are 36,000 bales. Middlings} cents: The receipts have increassd 43.000 bales. New Orleans, Nov. 13. The deaths of the week are only 38- The disease is rapidly abating. The weather is cold and there has been heavy frosts in the interior Later from Texas. The Texas papers say Walker & King’s de* posite consisting of stock in the Sussex Iron Company has been accepted by the State Tre surer, but the Governor had not assented. New Orleans, Nov. 14. Cotton. —The market is unchanged. Sales 6500 bales There was frost in Alabama, Mississippi and Louisiana last night. New York, Nov. 13. Cotton —The market is dull and declining. Flour it easier, Ohio $8.37 to $8 62. Corn lower. Shipwreok—Loss of Lives. The ship New Orleans, from Bremen, bound to New York, with three hundred and seventy five passengers on board, is ashore on the Jersey Beach. Te captain and twenty passengers are saved ; the rest of the passengers are on board the ship. She is going to pieces fast, and many of the passengers are reported to have been drown ed between decks. Massachusetts Eleotion. In Boston, the vote lor Governor was, for Washburn, Whig, 18 000 ; Gardner, Know Noth ing, 4,400; Wilson, Free Soiler, 150; Bishopi Democrat, 500. The Know Nothings have been successful throughout the state, and Gardner is elected Governor. In the Legislature and Congress the Know Nothings and Free Soilers have a lerge ascendency. Our Minister to Spain. Washington, Nov. 14. The expulsion of Mr. Soule from France has caused great excitement at Washington. Mr. Mason, our Minister to France, demanded an explanation, which was treated with indigna tion. It is believed the expulsion of Mr. Soule will cause a serious rupture. Letters from Mr. Soule, received here,state that he never by word or deed interfered in the affairs of France. New York, Nov. 14. Cotton. —The Cotton market is unsettled and dull. Flour has advanced 12} cts. Ohio 850 to 5.75. The New Orleans. The latest news received from this unfortu nate vessel is that she is rapidly going to pieces. Two hundred and fifty of her passengers and crew iiave met with a watery grave, the balance have been saved. Snow. There was a heavy fail of snow in Western New York last night. It measured about lour inches in depth. Later from California. The steamer California has arrived at New York, bringing advices from California to the 14th ult. and five hundred and sixty thousand dollars in gold. Those concerned in the Walker expedition to lower California, have been acquitted. The excitement in San Francisco relative to the Meig’s fraud was increasing. Frauds have also been discovered in the de partments of the late Mayor and Clerk, and the City Treasurer has been arrested for retaining the books, public moneys, and a large amount of City Warrants. Reformation was progressing. GEORGIA STATE FAIR! Furl her Postponement. In order to allow the Citizens of Au gusta time to make ample preparations for the coming Exhibition, the Executive Committee of the “ Southern Central Agricultural Society” have finally conclu ded to postpone the Fair until the First Monday in December, Therefore, the people of Georgia and the adjoining States, are respectfully no tified that the Ninth Fair of the Society will positively be held at Augusta, on MONDAY, DECEMBER 4TH, 1654, in accordance with the Rules and Regula ions heretofore published. A full Pro gramme and Order of Arrangements will appear in a few days. CO' 0 The Press, throughout this and the adjoin ing Mates, are earnestly requested to give this notice the widest possible circulation, and thus aid the glorious cause of Agricultural, Mechanical and artistic progress in the South. D. W. LEWIS, Secretary. ( A Warning.—Delay not; harbor not in your mind that sentence of fool’s philosophy, that a disease will get well of itself,or that you can cure it with certain medicines for a few dollars. Beware how you tamper with your general welfare. J Ye wild and vicious youths, why will ye persist in dosing with the filthy, nauseating compounds daily proffered, thereby impairing your appetite and digestion, and destroying you mentally as well as physically, when you can be cured with a few aoses ot pleasant medioines 7 Ye rakes of every age and condition, why will ye sufier and repine and drag out a miserable ox istenoe, unfitted for the enjoyment and even ordi nary pursuits of life ? You who are thus annoyed, and wish to be restored to health and vigor by a treatment at once pleasant and effectual, should consult Dr. Morris. His success in chronic dis eases has been greater than that of any other phy. hl ?i a £ Many who have be « n years afflicted with disease or consequenoes resulting from excess have heea restored to health and vigor under his really scientific treatment Should a personal interview be objectionable. -add y r°es U 3 r in writing-enclose tivc dollars aaciress l>r. w. H. Morris, through the Posts Office, Nasnville, Tenn., and a package of Medi oines, securely put U p, will be sent privately, and with dispatch full directions therewith, and no questions asked. at and afflicted with Sorofula, Old Ulcers, Totter Cancers, Piles, Fistula “A»°. Gravel, Strictures, Gleets, or any disease twnatever of an aggravated or malignant character, oan be cured at home by consulting Dr. Morris, by letter, post paid, enclosing a fee. These Medi omos, pleasant and safe, oan be sent per mail to any part of the United States. Particular attention given to the treatment of i>male complaints. Ladies who may bo afflicted wi h irregularities, Flour Albus or Whites, Pro lapsus Uteri or Falling of the Womb, would do well to lay aside all false delicacy, and promptly consult the Doctor. Cures Warranted. Office over Mutual Protection Insurance Office Cedar Street, near Post Office. Room, No. 14, up airs- dly dec 25 Ur A ‘ B ‘ otters his Professional services to the citizens of Augusta and vicinity. Ho may be found at the office of Dr. Ford, when not professionally engaged ma>» ts 7° ° ouatr > Merchants wishing to fin “ \ fin ? Btock of good Clothing? at j wholesale or retail, will please call in at ! ... M. Newby & Co.’s Store, aepU4 Undet the United States Hotel, j gpmnl Wotirfg. 96 K. S. A.—Moot at your Lodge RoomTo-NiaHT (Thursday) 16th inst., novl6 The Exercises of Mrs, Ring s School will be resumed on Monday, Nov 20 novJ6 dlO li. °* *•’ GwMn, E*qr., will be sup". ported for Major to command the 75th Bat&lion G. M , at the ensuing election on S atur day next, 18th inst. by p*v 16 Many Voters. Tran»?qrtation Office. Ga. R. R.j Augusta, Nov. 16, 1854. ) Consignee wanted for 13 h„d» Bacon, rW 6 bbls.. and 1 can of Lard marked “J W. Hozle.” nov t 6 d 2 Augusta, Nov. io, —We would respectfully call the attention of the public to the fact, that the Lafayette Hall is now open for the reception of epicures and other* who can now be supplied with fine Oysters, and other delicacies of the season novlft Lamback <& Cooper. At Private sale, without reserve” the entire stock of Fancy and Staple Dry Goods, now opened and ready for inspection, at the Store of Cosgrove and Brennan, above the Globe corner. The undersigned offers for sale, at New York cost, the entire stock of Dry Goods, amounting to ! about Seventy-five Thousand Dollars worth, and embraong almost ev*ry article in the Dry Goods line, i'he terms will b? Cask, or for amounts ot One Hundred Dollars, and over, approved paper at three months, with interest from date of sale Country Merchants, and the Trade in general, are invi'ea to call and examine the Goods ana prices. All orders promp ly attended to. T. Brennan, Surviving partner of the firm of Cosgrove <t Brenn-n dtf novlft Country uealers.—Families and others in want of any thing in the way of Stoves, Grates, Ranges, or general house furnish ing goods, should took in at the extensive assort - | mentot L. Ha cock & Co, 210 Broad street, a few doors below Post Office orner. This establish ment is complete in all its departments. No stock heretofore offered in the city, in their line will com pare at allin point of variety or extent, with the assortment they now offer to their customers, novlfi d 6 Female school.—The Misses Bkd»- wick propose to open a School for Young Ladies, on Monday, the 20th inst. Their aim will.be to combine with a thorough, intellectual educaiton such moral and religious culture as will load their pupils to the formation oi those traits of character without whioh the highest mental endow ments are worse than useless. The courso of instruction will include the Latin and French Languages. Terms from 10 to S2O, according to the ages and requirements of the pupils. School Rooms on Broad-street, over the office of the Augusta Manufacturing Company. Applica tions may be left with Dr. T. W.Battey. References—Col. 11. H Gumming, Dr. T. W. Battey, Geo. Sehfey, Esq.. Geo. W. Lamar, Esq., Hon. Wm. T. Gould. Edward Thomas, Esq. novls 10 c * v - Lippard has the honor of an". M nouncing to his friends, and the public j of Augusta, that he will resume his Classes for the j ensuing season, on the following week The im | proved system of instruction, so much admired ; since its adoption, will bo introduced. Every nov j elt7 worthy of attention, in addition to all the ! Dances in ordinary use, will be taught with careful | attention to the progress and deportment of the : pupils. Mr. Lippard would further state, that while on his last tour North, during the past summer and that he availed himself of every oppor tunity that was requisite to acquire all the new and most fashionable Dances, and the modern style : in which they will be taught the present season. The time and place of teaching will be made known in a few days. With many thanks for the liberal patronage heretofore received, he hopes, by renewed exertion, to merit a continuance of the j same kindness. novls Eagle Sc Phoenix Hotel —J. R.Yres- CuTT, Proprietor.—-Is now open for the reception of Transient or Permanent Boar ders. aha proprietor solicits a continuance of patronage, and can only assure them who may make a selection of his house, that no pains will be spared to render them comfortable, novls ts Female subscriber renews the tender of his services to Parents and Guardians in the education of their daughters and wards. Providenoe permitting, the teachers will beat their posts on Monday, the 20th RQvls W, J. HARD, Principal. An Election will be litld~at the Riohmund Hotel on Saturday, 25th November inst.,for a member of the City Council of Augusta, for the Fourth Ward, to fill the vacancy of ,/no. J Donaldson, who has left the city, under the managemant of Uanl. S Bush, William H Howard and N. K. B itler, or any two of them Poles to be opened at 10 o’clock A. M.and clesed at 2 o clock, P, M. novl4 td A. P. Robertson, Mayor. Mtt-s Removed. — C sgrove & Bkennan have removed their stock ol Dry Goods from the old store of T J Cosgrove & Co-, known as | lower store. Having no further connection j with that house, they would invite their friends to j call at their upper store above the Globe corner, where they are now opening an extensive stock of I v ancy and Staple Dry Good-, which they will sell at cost to wind up the businels of the firm and ; satisfy the heirs ot T. J. Cosgrove, deceased | novl4 ts I Sr - ® r t 0 Renat ’ a House and j on Telfair street, oppositotheres | idence ot Charles Du-as, with ten large rooms, and , all necessary out buildings; having a front of six i ty taet on Telfair street, and running back to Wal- I ker street. Terms easy. Possession given imme diately. Apply to Cosgrove « Brennan novl4 ts Medical Testimony cannot be Con troverted—Oue of the m. st startling i oases is narrated of Dr. MoLane's Vermifuge by Dr. John Butler, of Lowell. Trumbull Co., Ohio. The case was that of a young lady who had been very sick for eight years, and had consulted a nuns her of physicians, who had treated it as one of ’ Pr <> la P 6U s Lten. Dr. Butler was then called in, and for a time believed with his predecessors that it was a case of Prolapsus. He was, however, soon foro'd to the conclusion that his pafient was j offering from worms, and after much persuasion prevailed upon her to take two doses of Dr M Lane s v e-mifuge. This medicine had the ef teot of removing from her a countless number of the largest sire. As er she passed them, her health immediately returned, Hie is since mar ried, and continues to enjoy excellent health. bo careful to ask for Dr M Lanes Celebrated Vermifuge, aud take none u °n he vrn errmfu S e? * »*> comparison are worthless. D M Lane s genuine Vermifuge, also his Celebrated Liver Pills, can now be had at all In/cSa. UgStoreß mthe United 6tat « Haviland, Risley & Co., Win H Tntt £ a S°z“ d W - 4 J TurpTn, Augui A C °, hon 4 Co - Charleston. S. C.; HUI £ Smith, Athens. Ga.; E.C. Jones, Madison. A. A. Solomons; Savannah; and by all Drua gists and Dealers in Medicine throughout the Dvspepiia and 1 ndigesTiouT These SK-*2& great scourges of our people cannot be too wed understood, or the mean* of averting or curing them too highly appreciated. The person who discovers any means of cure or alleviation, conlers a benefit upon his fellows, and is deserving ot honor. This desirable consummation has been achieved, and not oniy may dyspepsia be cured but it may be prevented, by the use of “ Hoofiand’a German Bitter’s,” prepared by Dr. C. M. Jackson, 1 huadejphia, which medicine is spoken of in terms of the highest commendation by thousands who have tested its efficacy, It is perfectly innocuous m its nature, and possesses the valuablo property of improving tho health of the robust, as well as jestoriDg the health of the sick. novl4 12 s i, phiJ A B ’ . For . these terrific diseases, Cart r'a Spanish Mixture is the only specific The proprietors have in their possession over ° f thC “"‘^‘ordinary late ° o rti u Cato of Richard Adams, ate High Sheriff of Richmond, Va ; Edwinßur- D 7tn f W Rsvenue f ° r Richmond; lv nt wl h ; f n® Ma , mmoth Circus; Dr.Hend and T h gto r° lty: Jlr ' Wm ' A. Matthews, l&H. if* Esq of Richmond, Va; Mr. F. Boyden, Exchange Hotel. Va ; and a host of others Who have seen cases of tho worst description cured by Carter s Spanish Mixture. They all certify that it is the greatest purifier of tho biood known. See advertisement. lm nov 14 J* M, Spear's, having had an am* pie opportunity,dbeing resident Physi eian in a hospital for several months, Kospectfully otters his professional services to the citizens of Augusta. Office opposite Planters Hotel oct3 Election will be held at the Eagle A Phoenix Hotel on Saturday, 18th inst., for a MAJOR, to command the 76th Battalion G. M. Polls open at 10 o’olook a. m. and close at 2 o clock, P M. By order of Col J. L. Knight, nov2 Daniel Kirrpatrick, A<*jt,