The Daily constitutionalist and republic. (Augusta, Ga.) 1851-185?, December 28, 1854, Image 2

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tCansfittttinttnhst K JUpuMii. I BV JAMES GARD\ER. OFFICE ON MoINTOSH STREET, third door fro* rse worth-west ooknkf or BROAD-STREET . -.* ■-.- —:—^s£=^s£==^=r==: TERMS: Daily, in »dranee per annum $6 00 If notin advance per annum 7 00 Tri-Weekly. in advance .perannum 4 00 If not in advance perannum,.,,.. 5 00 Weeklv in advance. ...per annum 2 00 £7“No Discount for Clubs. From the Encyclopedia Americana. Usury. Uiury, in a very general sense, means a com pensation or reward for money lent. In this sense, it is equivalent to interest. But in the common business of lite, it rarely has this signi fication, but is chiefly used in an odious sense, to express an exorbitant or illegal compensation for money lent, in contradistinction to the common comp nsatioo allowed by law, which is called traces'. Thus a man is commonly called e usu rer. who lets money lor more than legal interest, and who ia therefore deemed a bard, oppressive avaricious creditor It is singular to what a great extent the prejudice against the receipt of interest upon money lent has prevailed in all ages. Thata man should receive a compensa tion ior a thing which he lends to another for a use which is beneficial to the latter, and incon venient to himself, seems to stand upon the first principles of justice. It A lets his horse to B for a journey for B’s pleasure or profit, no one doubts the propriety of A’s asking and receiving a compensation for tka hire of the horse. Why, then, should not A be equally entitled to a com pensation, if he leads money to B for the plea sure or profit of the latter ? If the compensation asked be a reasonable recompense only, for the inconvenience to which A is put, or for the haz ard which he runs of not receiving back the thiog lent, there is no difference in the princi ple, whether the loan be of the horse or of the money. If it be exorbitant or illegal, the im propriety and injustice equally apply to each case. And yet it has been rare, either in the policy of nations or the opinions of moralists, that the transactions have been viewed in an equally favorable light. One ground of the com mon prejudice probably has been, that mouey, being the common medium of trade and com merce, is more generally in demand, and more universally useful to all persons, than any other commodity; and therefore the whole community are eager to borrow upon as cheap terms as pos sible, and the lenders are as naturally desirous to lend upon as high terms as possible; thus beget ting a mutual jealousy, and a strong tendency to hard bargains. In times when money is scarce, the necessity, as well as the difficulty, of Ar rowing, is greatly increased, and an inflamed spirit of discontent is generated against those who possess the means of relief, and will not afford it, but upon the terms of an exorbitant compensation. They thus become odious, first as individuals, and next, when they become nu merous as a class. In this way, money-lenders are deemed to have a peculiar interest hostile to that of the public at large; and even if the laws do not prohibit the charge of high interest, they are stigmatized as extortioners and usurers.— Besides, the poor, the extravagant and the disso lute generally live beyond their means, and therefore have the strongest desire, as well as the strongest necessity, for borrowing. In propor tion as their wants rise, they are more ready to contract for high interest; and as they are un able to pay when the proper time for payment arrives, they are compelled to submit to further exactions; and the creditors, as theyjperceive an increasing hazard of losing the principal, are dis posed to indemnify themselves against the risk by additional premiums. From these combined operations, always going on, in such cases, with accelerated force, there is almost a certainty of ultimate ruin to such borrowers. The creditors are thus compelled to more vigilance, and to more effort to obtain or secure payment, until, at last, the borrowers seem to be the victims of misfortunes which they are unable to resist, and the creditors to be the instruments of harsh and vindicative oppression. Thus public sympathy becomes enlisted on the side of the sufferers, without adverting to the rights or the indulgen ces of the creditors, simply because the latter can bear the loss without as much suffering. But a more extensive ground of prejudice has been de rived from religious sources. Those who are enemies to the allowance of interest in general, often make no distinction between that and usu ry, and hold each to be equally reprehensible.— Christians, in an especial manner, have drawn arguments from the prohibition of usury by the law of Moses, among the Jews; and the school divines, partly oa this account, and partly on the authority-of Aristotle, who has fancifully said that money is naturally barren, and to make it breed money is preposterous, have not hesitated to pronounce it contrary to the divine law, both natural and revealed. The canon la v, too, has proscribed the taking of any, even the least, in terest for the loan of money, as.a mortal sin. It is not surprising, under such circumstauces, that men, in the dark ages, should have looked with horror upon the taking of interest, and that the and feudal lords of those days, who were always needy, and always borrowing, full of the pride of birth and rank, and full of disdain for the humbler avocations of life, and especially of those connected with the accumulation of 'M money,should have looked with contempt upon the usurer, and have augmented the popular de lusion. But that, in enlightened times, the re ligious scruples to which we have alluded should still have prevailed, is one more illustration of the difficulty oi correcting error when it has once fastened itself on the community. Nothing can be clearer, than that the Mosaic precept was merely a political, and not a moral precept. It did not prohibit the Jews, from all taking ol usury. It only prohibited them from taking it, from their own brethren, the Jews. But the MKsaic law, in express words, permitted them to take it of a stranger. The Jews have, aecor “ dingiy, been great money-lenders upon interest in all ages; and this has, probably, in Christian countries, still more augmented the prejudice •gainst this venerable, but unfortunate people. Indeed, so strongly is this prejudics fixed, that a man of a sordid and avaricious character is, even now, proverbially called a Jew. There is, how ever, not the slightest foundation, either in na tural or revealed religion, tor any prohibition •gainst the taking of interest, upon money, any more than against the taking of a profit lor the use of any other thing loaned. But the policy S of most nations has not suffered the right or rate p ol interest to rest upon the mere moral law, or the doctrines of religion. In almost all nations, g in modern times, the legislature have regulated’ the subject, and prohibited, under severe penalties all contracts and bargains, by which any excess es interest, beyond the rate prescribed by the law, is secured. In many countries, they have declared all such contracts utterly void, so that even the principal loan cannot be recovered; thus making the supposed want of conscience, on one side, a full justification of the grossest want of conscience on the other. In some countries, they have allowed the interest, if paid, to be re covered back. In other countries, they have re * fused this, and adopted an intermediate course, allowing a recovery of the principal, sometimes with a small interest, and sometimes with no interest. Among statesmen and political econo mists, it has been for a long time a vexed ques tion, how far the regulation of interest upon M money is founded in sound policy, or public con s: lenience. That it should be regulated by the legislature to the extent of declaring, by a gen § eral rule, what interest shall be allowed when the parties have been silent, and what shall bs allowed wheie there has been a wilful delay ol payment beyond Jhd stipulated period, would seem to be a proposition susceptible of little ques tion or debate. It is far better to have some certain rule, in such cases, to furnish a universal guide, than to leave the amount to be ascertain ed by a judicial decision in every case of differ ence between the parties. And where the par ties have been silent, it such a rule exists, it may fairly be presumed to be acquiesced in or adopted by them. The question, then, is not, whether the law ought, in cases unprovided for by the parties, to adopt some uniform measure of in terest, but whether tbe parties should be prohib ited from stipulating for any rate of interest HU w hicb they may choose. In former ages, it was unite a common pWctice for legislatures to re , i» u la*Vthe rate of buying and selling many com modities so as to restrain the ratio of profits ft"within certain limits. Such regulations would now be generally deemed unphilosopbical and c as well as oppressive. All that the Wwoud now attempt to accomplish, would be to prevent imposition, fraud and erreumven- Hnnin such contracts. Why should not tne U nL wincioles apply to bargains about money ' Why should a man, dealing fairly and openly, be prevented by the laws from making as high a profit upon the sale or loan of money as upon the i sale or loan of merchandise? The general grounds upon which legislation upon the subject of the interest of money has been justified, as contra distinguished from other profitable contracts, are, tbe prevention of excessive interest; rhe preven tion of prodigality; the protection of the poor and needy against extortion: the suppression of rash enterprise, and the security of the weak and cre dulous against imposition. Now, it will be found, upon a careful examination, that some of these giounds are quite unsatisfactory and delusive; and some of them are equally applicable to all ol her contracts and bargains as well as to loans cl money. So far as the object of laws is to pre vent oppression and imposition, and undue ad vantage of the strong over the weak and credu lous, tbe principle should apply to all contracts, not by regulating the term# of every contract a priori, ami settling what, under all the circum stances, should be just and reasonable, but by pro viding, by general principles of law, that uncon scionable and oppressive contracts, where undue advantage is taken of the weakness, or credulity or necessity, of the other party, shall be either wholly set aside, or reduced to moderation, upon a foil trial ol each particular cause, and an ex amination of all the facts, so as to make the de cision just in itself, ex cequo etbono. There is nothing in the nature of contracts for loans of money which, in this respect, makes it either ne cessary or proper to distinguish them from others. Nor is it easy to see how prodigality would be encouraged by the facility of borrowing any more than of buying. Interest will always bear a steady proportion to the means of repayment, and the punctuality of the performance sf the contract. If persons are prodigal and extrava gant, they will not be less inclined to borrow because the laws have protected them against paying an undue interest; and if they do borrow under such circumstances, they must either give an extravagant inteiest, in order to indemnify the lender against the additional risk from its illegality, or else they will borrow upon the usual terms; and in neither case does the pro hibition answer its purpose. The interest of money must ordinarily be regulated in practice by the value of the use to the borrower as well as the lender, by tbe general demand for it, and by the hazard of repayment. It the demand be small, and the security be good, the interest will be low % It the demand be great, the interest will be high, although the security be good. And if the demand b 6 great, and the security doubtful, it is obvious that the price will be proportionally enhanced, since it includes the risk of loss as well as the value of the use. Now, it is certain that these three ingredients admit of very various combinations, and that there are perpetual chan ges going on in relation to each. Nothing is more uncertain or variable than the demand for money, and the facility of obtaining it. It de pends upon a thousand circumstances, political, commercial, and even local. No man can fore see them, and no legislation can suitably provide for them. The very elements upon which to found a rule admit of no arrangement and no cer tainty. Is it not, therefore, unwise, as well as unjust, to establish a general rule to govern all cases, when the rule itself cannot work the same way any two days in succession throughout the year? On the other hand, there are positive mischiefs attendant upon all absolute regulations of this subject. In the first place, no laws can practically reduce the rate of interest beloift tbe lowest ordinary market rate at the time when the money is wanted. It will be borrowed, at all events, if there is a necessity; and in propor tion as the demand grows more urgent, there will be a correspondent disposition to evade and break down the restriction. Thus a tendency is created to a habitual disobedience to the laws —a tendency which, in every view, moral as well as political, is deeply to be deprecated. In the next place, it operates greatly to the discourage ment ol trade and commerce. Nothing moie favors the interests of commerce than a general l berty to buy and sell without restraint or ob -1 struction. If the party can always obtain money, 1 while he posseises good credit, without any res ' traint as to the interest he shall give for it, from : the rise or fall of markets, he will naturally be | induced to extend his business, and may extend it with comparative security and advantage. But, if he is obliged to calculate all possible chan i ces of relieving his necessities beforehand, with the knowledge that, if money rises in the market, 1 he must borrow upon disadvantageous terms, he will not embark at all in enterprises which go beyond his own present means; or he will take ! the risk, and, if the exigency arises, he must pay proportionally higher, because the law gives no validity to the contract. He must pay the len der for trusting to his honor and honesty, and hot 1 to the authority of the laws. In short, the mo ! meni it is admitted (what can hardly be disput ed) thai commerce cannot well subsist, to a great degree, in any country, without mutual and ex tensive credits, it is obvious that every measure - that lacilitates and gives security to such credits must be beneficial. Another evil attendant upon 1 restrictive laws, is, that, in any scarcity or ex traordinary emergeney, they unavoidably en hance the market price of money. They make ; the pressure heavier, and compel the parties to ‘ heavier sacrifices. Many men will not, in such times, lend their money at all upon common in terest; and yet they have great scruples about let > ting it upon any contract for usury, lest they ! should lose both, principal aud interest. Others, if they do lend without regard to the laws, de mand a higher and perhaps extravagant compen sation for the hazard which they run. And con scientious borrowers, rather than incur the im putation of being violators ol the laws, make other sacrifices of their property, which some times are ruinous, and generally are deeply in jurious to their estates. If, under such circum -1 stances, they were free to make their own bar gains, they could borrow at lower rates, and could ; give legal security. In short, the prohibitory : system,in many cases, aggravates the very evils which it is intended to mitigate. It makes the : prodigal more extravagant, the rash more un distinguishing, the poor more servile and depen -1 dent, the rich more irresolute or avaricious, the week a more easy prey to the crafty, the busy and enterprising more timid or more speculative, and thus introduces into social life many pertur bations which cannot be calculated, and many immoral practices which silently impair, or i openly sap, the foundations of virtue. I Storming of a City — Horrible Scenes. — W hen a city is taking by stt rm, in military phrase, and in accordance with the usages of war, ■ it is u given up to the soldiery. ” What this means . will be apparent from the frightful picture of Badjos, as it appealed on the night after it had i been carried by the allies, under Wellington April 6th, 1812. Says an English officers, who participated in the assault : It was nearly dusk, and the few hours while I slept had made a fearful change in the condition and temper ol the soldiery. In the morning they were obedient to their officers, and preserved the semblauce of subordination ; now they were in a state of furious intoxication ; discipline was for gotten, and the splendid troops of yesterday had become a fierce and sanguinary rabble, dead to every touch of human feeling, and filled with every demoniac passion that can brutalize the man. Ihe city was ia a terrible confusion, and on every side horrible tokens of military license met the eye. The street, as I approached the castle, was al most choked up with broken furniture; for the houses had been gutted from the cellar to the gar ret, tbe partitions torn down, and even the beds ripped up and scattered to the winds, in the hope that gold might be found concealed. A convent at the end of the strada of St. Johns was in flames, and I saw more than one wretched man in the name of a drunken soldier. Further on the confusion seemed greater. Bran dy and wine casks were rolled out before the stores; some were full, some half drank out, but more staved in, in mere wantonness, and the li quors running through the kennel. Many a har rowing scream saluted the ear of the passer by, many a female suppliant was heard asking in vain for mercy. How could it be otherwise, when it is remembered that twenty thousand furious and licentious madmen were loosed upon an immense population, among which many of the loveliest women upon earth might be found ? All within that devoted city was at the disposal of an infuriated army,over whom, for the time, control was lost, aided by an infamous collection of camp-followers, who were, if possible, more sanguinary and pitiless even than those who had survived the storm ! It is useless to dwell upon ascence from which t.ie heart revolts. Few females in this beautiful ‘ own werei saved last night from insult. The noblest and the beggar— the nun, and the wife and daughter of the artisan—youth and age, all were involved in general ruin. None were re spected, and consequently few escaped. The madness of those desperate brigands was various ly exhibited; some fired through doors and win dows ; others at church bells; many at the • wretched inhabitants, as they fled into the streets, to escape the bayonets of the savages, who were demolishing their property within doors; while some wretches, as if blood had not flowed in sufficient torrents already, shot from the windows their own companions , as they stag gered on below. What chance had the miserable inhabitants of escaping death, .when more than one officer perished by the bullets and bayonets of tbe very men whom a few hours belore he had led to the assault ? This city contained about 16,000 inhabitants, and had twice before, within the space of thir teen months, been subjected to the horrors of a seige by the “Liberators of the Peninsula.” If such a fate awaits the inhabitants of Sevastopol, in the event of its fall, may twe not pray that the attack upon it may not succeed ? [Repotted for the Baltimore Sun.] - Thirty-Third Congress—Second Session. Washington, Dec. 22, 1854. SENATE. Mr. Toombs reported the judiciary bill fixing and increasing the salaries of the judges of the Supreme and Districts Courts of the United States, and of the Orphans’ Court of the District of Columbia. Mr. Slidell moved that the bill for the remo val of the obstructions of the southwest passage of the Mississippi river be made the special ol der of the 9th January. Agreed to. Mr. Badger suggested that as the Senators yes terday understood that the metting of tbe Sen ate to-day was pro forma , because Monday was Christmas it was not fair to transact business, whereupon the Senate adjourned to Tuesday next. HOUSE OF REPRESENTATIVES. Mr. Houston, from the committee of ways and means, reported a bill making appropriations for the service of the Post-office Department, and for the transportation of the mails in Ocean steamers and otherwise for the year ending June 30th, 1856. Referred to the committee of the whole on the state of the Union. Mr. Fuller, irom the committee on commerce, reported a resolution with a view to the better preservation of life. It authorizes the President of the United States to open a correspondence with the British government or any one of her dependencies in order to procure the erection of a first class light-house at Cape Race, New foundland, the United States to pay an equita ble portion of the expense. Mr. Cutting briefly advocated the resolution, saying that great loss of lite and immense tra vel combined to render its passage necessary. Mr. Smith, of Virginia opposed the resolution regarding it as the commencement of a system to build foreign light-houses. Mr. Fuller said it was of great importance to have a light house at Cape Race, where lines of steamers start and arrive. It was necessary for the safety of our naval and commercial ma rine. Mr. McMullen opposed the resolution, re garding the proposition as novel and unprece dented. Mr. Fuller mentioned two cases where ap propriations have been made by Congress to build light-houses outside of our limits on the Canada shore. Mr. Chandlier favored the resolution, saying that the end sanctified the means. Whatever is right cannot be commenced too early. The resolution was passed. Ayes 78, nays 22. The Speaker laid before the House a letter from the Secretary of the Treasury, covering the Superintendant ot the Coast Survey’s report for the year 1854. Ordered to be printed. Mr. Robbins offered a resolution, which was leferred to the printing committee, providing for the printing of ten thousand extra copies—five thousand for the use of the members and the re mainder for the Coast Survey Office—to be bound in quarto form with the plates. The House passed a bill reorganizing the Courts in the District of Columbia, and reform ing and improving the laws thereof. Yeas 114, nays 35. The House then went into committee on pri vate bills and passed one and then adjourned till Tuesday. Fire. —A fire occurred on Sunday morning between one and two o’clock, by which lour tenements on East Boundry street were destroy ed. The fire it is suppqged originated from a bake oven, in one ot the dwellings, which being a wooden structure, was soon enveloped in flames. We have not often seen a fire that threatened, at its commencement, so wide a de struction as the one of yesterday morning. The location being compactly built with small frame buildings, connecting by board fences in every direction, which, together with the narrowness ol thestieets, made it one peculiarly adapted to the spread of fire. But the operations of the firemen, aided by the supply from the water works, soon prescribed its limits. We are pleased to notice the tact that great facilities tor the suc cess of their efforts, were afforded the firemen by those early at the scene. Before the arrival of the engines all the fences around the burning buildings were pulled down, under the direction of Capt. Bryan, to whose vigilance and energy, in this instance, aided by willing hands around him, we mainly owe our escape Irom an exten sive conflagration. The property destroyed was owned by the es tates of O’Byrne and James. There was no in surance.— Sav. News, 27 th insl. Attempted Robbery—Desperate Encoun ter.—On Sunday morning, between one and two o’clock, Mr. John R. Mehrtens, residing with his brother, Mr. Jurgan H. Mehrtens, on the Ogeechee Plank Road, was aroused by the ringing of the alarm of tire, and on waking, dis covered a man in his room, whom he at first thought to be his brother, come to awake him. But seeing the person search his clothes, which were on a chair beside his bed, and then retire from the room, his suspicions were aroused, and jumping to his feet he followed the intruder. Upon Mr. M. coming up with him, tbe stranger stabbed Mr. Mehrtens twice in the right arm, and once on the leit, and made his escape. The above facts were immediately communicated to Marshall Russeli, by whom, as a county magis trate. a process lor the arrest of the offender was issued, and within an hour after the occurrence a young man, calling himself Ishmael Hover, was lodged in jail, charged with the offence. We understand iliat Hover will have an examina tion to-day on a charge of committing an assault with intent to kill; and also on a charge of bur glary.—lb. Malicious Mischief. —We were shown on baturday, a piece of woolen goods, which, while exposed at the door of one ot our dry goods stores had been cut midway of its width, with a knife, the gash penetrating through several folds, dama ging some ten or a dozen yards of the clolh. We were informed by the owner that such outrages are perpetrated almost daily by persons passing the stores where goods are thus difficult to conceive a meaner spirit than is evinced by such acts ot wanton meanness, and it is to be hoped that the perpetrators of them may be detected and punished as they deserve.— lb. A. Bank Story. —The New York Times tells the following: We have heard of a bank story which is said to relate to a time somewhat distant, and to a bank within one hundred miles of Wall Street, and which we report just as we heard it, omit- i ting names. The cashier of the bank found him- I self short in his accounts about $20,000, at a time when he foresaw an inevitable disclosure from an examination of accounts, which was ordered to take place within a short time. Not ! seeing any escape, he consulted a friend of his who was an attorney, asking for bis advice. The attorney, on ascertaining that the cashier had no property that was available to convert into cash to cover the deficency, recommended him to take $200,000 more, and then, when the discovery took place, he would have something to negociate with so as to induce the directors to retain from making a public exposure. The cashier took his advice, abstracted the additional sum and when the discovery took place, confessed his error, and told the directors that he would get his triends to make some amends, provided they would not punish* him. After some negotiation, he compromised with them for SIOO,OOO, and he retired from his situ ation with a fortune of SIOO,OOO. The cashier in question was consequently respected, and he died, we believe, within the current year. The directors never made known their loss, and nei ther the stockholders of the bank nor the public knew anything about it. A negro, a poor cripple, who gained a precari ous living by playing on a tamborine and sing ing in the streets, was found frozen to death in one of the most public thoroughfares of Brooklyn early on Wednesday morning. He had applied for and was refused permission to warm himself in a drinking saloon during the night previons, although it was apparent at the time that he was perishing from cold and could not long sur vive. AUGUSTA, GEORGIA. ~ THURSDAY MORNING, DECEMBER 28 See first page of Daily,, this morniug. Homicide.—A Correctiou—s2oo Reward. In our notice of a homicide in yesterday’s is sue, we reversed the names of the parties. We should have stated that Joseph Attaway was killed by Jesse Daniels. It occurred near the Augusta Factory, about 2 o’clock Monday after noon. We are authorised to say, that a reward of two hundred dollars will be paid by the friends of the deceased, for the airest of Jesse Daniels. We understand he left the city by the Georgia Rail road train on the evening of the homicide. Usury Laws. * The reader will find in our columns this morn*,, ing a sensible and correct view of “ Usury,” co pied from the Encyclopaedia Americana, ft is the true philosophy of the subject, whether viewed in the light of political economy, or of abstract justice. Free trade in money should be thedoc trine of the masses, and doubtless will be when the question is fully silted and thoroughly under stood. It is the antipodes of combination and monopoly among those who are looked to as mo-. ney-kings, whether corporations or individuals. It creates competition against monopoly, and en courages an increase of the class recognized as capitalists and private Bankers. It strips fi nance of much of its mastery, and makes mo ney-lending a business as simple as the sale of Sugar and halt, Calico and Bacon. - Wdien mo ney is dealt with as a commodity, it is a simple calculation for any man to make what he can af ford to borrow or buy at, and at what rate to lend or sell; and the certainty of being alwavs able to get the market price without legal hin drance, will, with equal certainty, insure a con stant supply. The business will no longer be confined to a few Banks and their favorites, but will be participated in by every class and condi tion. Under a system of free trade in money, that commodity will be quite as difficult of mo nopoly as Corn, or Flour, or Houses, or Furni ture, Horses or Hogs, or any other articles of prime necessity and convenience. It. will take time in tbisas in all other great changes for the business of society to adapt itself to the new or der of things; but as surely as water will find its level, so surely would money adjust itself to the laws of supply and demand. This is a subject which should enlist the good will of the borrower and the circumscribed in means—of all who are,compelled to do business moderately on borrowed capital. The tendency of the abolition of usury laws is so lower the tax for the use of money which prevent restrictions and monopolies, impose on the enterprize of busi ness men. But as a part of the new system, there should be a material diminution of the exclusive privileges enjoyed by law, by chartered monied institutions, and a restraining power exercised over their tendency to abuse. ihe Richmond Enquirer furnishes the follow ing interesting historical facts relating to the Uusury Laws in England : i It is a striking fact that British experience is in favor of taking off restrictions upon the loan ot money as is shown by the followin'* facts : " 1. In ISIS a Committee of the House of Com mons reported against Usury Laws. 2. J n August. 1833, the Laws were partially repealed in «»reat Britain—bills of exchange having three months ana less to run, being ex empted from their operation. 3. This exchange worked well, and in July, 1837, the restrictions were taken off of notes and bills of exchange, having twelve months to run. 4. On the sth of August 1854, Parliament re pealed the Usury Laws utterly. The vote was unanimous in both Houses. It is now lawful in Great Britain to loan money on any rate of interest, and on any description of pro perty. In the course of the del ate upon the measure in the House of Lords, the Marquis ol Landsdown used this remarkable language: ‘At the time of the commercial failures in the jr ears 1836 and 1837, it was found that the great est relief which was experienced was the result ot a provision which had been introduced not long previously into the act for the renewal ot the Bank charter, enabling the Bank of Englaed to dispense with the Usury Laws. 7 77 Examination of W. A. Archer. The examination of W. A. Archer, charged with the murder ot Samuel Wilson on Sunday evening, will take place this morning at the City Hall at 10 o’clock. OS 7 ” We are indebted to the Hon. Wm. C. Dawson, and the Hon. A. H. Stephens for copies of De B<4;v 7 s Compendium of the 7th Census. New York Money Market, Dec. 23. — The Journal of Commerce says: There is a brisk de mand for money which is freely met by capital ists, but at full rates of interest. J he stock market opened with more buoyancy and closed at better rates. The Board of Stock Brokers, with commendable liberality, voted an appropriathmof $1,750 in charity, of which sl,- 000 is to LiAgiven to the “N. Y. Association for the Amelioration of the condition of the Poor, 77 SSOO to Mr. Pease’s House of Industry, and $250 to the Brooklyn ‘'Society for Improving the con dition of the Poor. 77 * 1 here is nothing doing in Foreign Exchange, but sellers are very plenty, while buyers are as scarce as--money. Ihe news by the America is considered very favorable. Major W ise of the army, who was court-mar tialed and suspended from service for six months, for disobedience of Gen. Scott’s orders, now that the term has expired, is about to rejoin his regi ment which sailed for California some time ago. ■ I'he major has been presented with a sword by the citizens of New York, as a token of their ad ! miration for his conduct as a soldier and a citizen during his stay among them. (communicated.) Macon, Dec. 23d, 1854. J. Gardner, Esq., Dear Sir: I find that there I is a material error, which I wish you to correct, j in the abstract published in your paper, of the Premium list, on the “Dairy and Household De partments. 77 In your publication you give a premium awarded to Mrs. T. J. Smith of $15.00 to Mrs. A. J. Lane—both of Hancock county.— To do justice to these ladies, and to whom great credit is due for the labor bestowed and taste ex hibited on their articles offered, I wish you to re publish the awards, in substance, which are as follows: Mrs. T. J. Smith, of Hancock co.; for 50 va rities, and the largest and best samples of Jellies, Pickles, Preserves, Sweatmeats, Catsups, Cor dials, &c., made and exhibited by one person.— Premium $15.00. Mrs. A. J. Lane, of Hancock county ; for about 50 samples of Jellies, Preserves, Pickles, Cat sups, Syrups, Sweetmeats, Cordials, &c., with directions for making. Premium of $2.00 on the Jellies. I see also, you have attached to this report, as judges, the names of the gentlemen who sam pled the )Vine. The judges were S. Rose, Mrs. J. Van Buren and Mrs. J. S. Roland. Respectfully yours, S. Rose. Further per Steamer America. Halifax, Dec. 23.—The R. M. steam ship America from Liverpool on Saturday,the 9th in stant, arrivedfherejthis afternoon.^ The Collins steam ship Atlantic, from New York on the 25th ult., arrived at Liverpool at 11 A. M., on Wednesday the 6th inst. The Arabia having taken in shot and ammu nition at Kingston, would proceed to Marseilles to embark French troops for the Crimea. Theie is but little news ot interest from the seat ot war, but negotiations are becoming most < complicated and critical. O n the 2d ot Decern- ( ber a treaty ol alliance was signed at Yienna be- . tween Austria, France and England. The ex ict tennis are not known, but are surmised as fol- ! lows: Firstly, That Austria regards the viola- i tion of the Turkish territory as war against her- < <>elt. Secondly, That Austria will augment her forces in the Principalities, so as to enable the 1 Turks to resume offensive operations. Third i ly, That on the demand ot France and Engiand i 20,000 Austrians will be sent to the Crimea. Fourthly, France and England guarantee that the territorial possessions of Austria shall, under all circumstances, remain undiminished. ' Ffth ly, At present is secret. Sixthly, Prussia shall be invited to join the alliance. Seventhly, The treaty to come into operation on the part of Aus tria, should Prussia not come to terms, before January the 2d. i here is also published a let ter from Count Nesselrode, setting forth the terms on which the Czar will assent to peace, namely: First, A joint guarantee by the five powers of the protection of the whole Christain population in Turkey. Secondly, A joint protectorate of the five powers over the Principalities, subject to existing Russian treaties. Thirdly, The re vision of the treaty ot 1841, to which Russia will assent if the Sultan will likewise do so. Fourthly, The free navigation of the Danube. Ihe speech of the King of Prussia to the Chambers is also published. The King says that the army shall be made ready for war, but he retains indicating the course which Prussia will adopt. Meantime the Berlin papers pub lish a despatch from Baron Von Manteffeuiel, Nov. 15th, to the ambassador at Vienna, ex pressing the determination of the Prussian gov ernment not to demand from Russia any conces sion beyond the four points. It is indeed stated, but should be received with caution, that at a Council held on the 6th the King ot Prussia determined to unite in the treaty with a view to bring the war to a close. The deliberations of the Germanic Diet Com mittee are most important; the actual position of affairs seems to be that Prussia insists on a declaration in favor ot Prussian policy, or at least of neutrality ; while on the contrary, Austria in sists that the following point shall be declared : ‘‘ Whether the northeastern frontiers of Austria are not sufficiently threatened to warrant an im mediate support from the federal troops. Most ol the Germanic States are with haste putting their armies on a war footing. The present op portunity for peace is propably the last, and if this be rejected, we may be prepared to see, next Spring, military operaffons on as large a scale as they were during the great wars of the French empire. Ihe War..—Affairs before Sevastopol are un changed. There has been some fighting, but none of importance. The garrison continues to make sorties. During the night of November 14th, in a hurricane of wind and rain, the Rus sians made a sortie from the city on the French camp, but were repulsed. On the 15th of No vember, several men and horses died in the camp from cold and exhaustion. The Russians quiet. 16th, fire very slack. 'A few redoubts were completed by the British overlooking the inker man road. Some reinforcements reached the French. 17th, men and officers are constructing tor the winler. An order has been issued by Lord Raglan that no officer shall leave the camp unless sick or wounded. Rffn is coming down in torrents. 18th, weather more temperate. Russians in the valley ; observed to have receiv ed more reinforcements; supposed twenty thou sand, under General Liprandi. 19th, the French made a reconnoisance in force, and found the Russians busied in repairing their artillery damaged in the previous battle. Nov. 20th.—'I he 9th British Regiment landed ex-Orinoco steamer. The Queen of the South arrived with various drafts of British troops. The French landed considerable reinforcements at Kameiseh Bay. Firing very brisk from the town, t-u fiuui tue rrenen^ana British lines. Nov. 21st to 24th.—Bombardment continued ! weak on the part of the allies. Their fire did l little damage, and that little was constantly re paired. The allies mainly occupied in strength ening their positions against attack, and in es , tablisbing new batteries—the fire of which has not yet been opened. Menschikoff reports that , the English had attempted to establish them selves near the head of the dock yard, but were repulsed with loss. Further reinforcement reach ed the allies. Nov. 25th.— Ihe Russians made a sortie but were repulsed by the English, who, in pursuing, took and retained 9 guns which the Russians forgot to spike. Another account says that they captured two seven gur. redoubts. On the 26th, part of the garrison attacked the French lines, but retired with a joss of 230. Ihe French lost seventy five. j England.— The Arabia having taken in shot and ammunition at Kingston, would .proceed to Marseilles to embark French troops for the Cri mea. The intended augmentation of the British ar my was to the extent ot 65,000. Twenty-two of Mr. Oliver’s ships were sold at .£lO-3,000 —all being bid in by bill-holders. Spain. —The Spanish Chambers have decided to support the present dynasty. The Ministry had resigned on a financial trifle, but have re sumed office. The crisis, however, still contin ued. Mr. Soule had arrived at Madrid and resumed his post. Denmark. —The Danish ministry has resign ed. |s&till Latter. — Ine position of Russia is very indefinite. The Russians were making frequent sorties at Sevastopol but were repulsed. Nothing serious had occurred. At the latest date—the 27th of November—the siege continued. The Duke of Cambridge was expected at Con stantinople. Admiral Hamelin had resigned the command ot the French squadron in the Black Sea, and re turned to France. The remainder of the French troops had been ordered to the Canibean sea. The Governor of Utah.— A letter from Washington, dated the 22d inst., says: Governor ot Utah, was confirmed by the Senate yesterday, in Executive session, aftera twoday’s debate upon the subject. No objection was made to Col. Steptoe, except so far as there was deem ed to be an incompatibility between the offices of Lieut-Colonel in the army and Governor ©f a Territory. It was ascertained, however, yester day afternoon, that Steptoe had promised so re sign his rn.litary commission, if he should be ap pointed Governor, and he was the’n confirmed al most unanimously. Our history presents quite a number ot cases, however, in which the same individual has held two offices at one time. John Jay, for instance, was Chief Justice of the United States when he went airoad in 1794 as Envoy Extraordinary and Minister Plenipoten tiary of the United States to negotiate the impor tant convention known as Jay’s Treaty. John Marshall held the portfolio of Secretary of State lor a month after he had been appointed Chief Justice of the United States?- General Jacksor i was Alcalde of Florida while in command ol an army there. General Cass was Governor of the 1 Territory ofMichigan and Indian Agent at once- 11 and Brigadier General Riley was at the same i 1 time both Military Commander and Civil Gov- ’ ] ernor in California.” | ' Anagrams. —A good anagram is as good in its : own way as a good sonnet, and requires as much I 1 happy vjvacity of mind to accomplish it. Some anagrams are admirable; for instance, two on I the French “Revolution. One, in English is Violence run forth ! The other is in French • and ' Revolution Franchise is Veto; un Corse la finiri l —“Veto; a Corsican will end it!” “Swedish t Nightingale,” is Sing high sweet Linda! very ! i happy turning. “ParadiseLost” is transformed ! < into Reap sad toils! and “Paradise regained” ! t into Dead respire again! “Presbyterian” is ! made Best in prayer! and “Lawyers” find themselves turned into SI/ Ware. At the time when Louis Phillippe threatened to embroil Eu rope with the marriage of the Queen of Spain and her sister, an English opponent of “Spanish j - Marriages,” launched an anagram at him—Rash 1 1 games in Paris—certainly as good as any other 0 that has been made. BY TELEGRAPH Later from California. New York, Dec. 26. j The steamer George Law had airived with dates from San Francisco to the Ist inst.,and one million and a half in gold. i here was considerable excitement in San Francisco, owing to the issuing of a writ of ha beas corpus , discharging certain 'Russian prison ers confined on board of the Sitka, a vessel cap tured at Petrapaulowski. The writ had been served and the commander ordered to C-Tng the i prisoners before the court on the 27th. On the ! 26tb, however, the Sitka left Tor Vancouver’s Is- j land. Steps were taken next morning to issue i an attachment against the officers of the Sitka, should they come within the jurisdiction of the ! court. Business was unchanged. Trade stagnant prices lower than ever. Thirty houses were burnt at Happy Valley on i the 20th. Later from Mexico. New Orleans, Dec. 25. The steamer Orizaba has arrived from Vera Cruz with dates from the city of Mexico to the 19th inst. Two more government victories are reported. Santa Anna is almost upanimousiy elected President. Alvarez is within fifteen leagues of the city of Mexico. The steamer ! Nautilus, supposed to have been lost, has arrived j at Tampico. _ ' New Orleans, Dec. 25. Cotton.—The market has advanced a quarter to an eighth cent. Charleston, Dec. 27. CoTroN.—Sales to-day 400 bales at s*toßJ cents. Good Middling 7J cents. The steamship Isabel, which arrPed yester day, placed us in possession of advices from Havana and Key West to Saturday last. The account furnished by our correspondent of the confession of Lacoste, a passenger on board one of the American schooners seized at Baracoa for having a large quantity oj munitions of war on board, will be read with feelings of the most in tense interest. This unfortunate man confesses that he proceeded to Cuba for the express pur pose of assisting the patriots in their struggle for freedom; that he has been betrayed by one who was in the secret, and that he knows and fear lessly contemplates the doom which awaits him. it will thus be seen that a fresh victim is to be sacrificed upon the altar of Spanish vengeance in consequence of the total want of proper organiza tion among the would be liberators themselves. In all their movements they have thus far ex hibited an utter incapability of accomplishing the object they have in view; instead of com bining together and striking with a oneness of purpose, they appear to be divided into many parties, each one of which seems to labor under the mistaken belief that it alone can do the work —consequently the different factions are con tinually being betrayed by the Arnolds among them, and their leaders fall into the hands of the authorities. Cubans are constantly appealing to the friends of liberty in this country for aid, but how can they expect it so long as they them selves are totally disorganized and incompeteht to take even the preliminary steps of a revolution? There is reason to believe that a general plan of rebellion is being matured among them, and that they will eventually take the field in a body and make a stand against their foes; but until they do so it is hoped that no American will compro mise either himself or his government by inju diciously espousing their cause. The Cubans have our heartfelt sympathies, but it would be unwise in any more of our people to go to their relief before they are thoroughly satisfiad that they are not being inveigled into a sanguinary snare. —Charleston Standard , 21lh inst. Singular Railroad Accident. — A singular accident occurred at the depot of the W. & R. Railroad Oompa/iy at Wilmington on Friday night. The evening train in as usual, and on arriving at the very heavy grade just north of the depot, the brakes were attempted to he applied, and the motion reversed, so as to stop the progress ol the cars ; but some accident oc curring to the machinery, it was lound impossi ble to do so, and the train came rushing down the plane, past the depot, and soon to the wharf, where, meeting a piece of timber placed at its edge lor the prevention of just such accidents, the locomotive and tender bounced over into the river, thereby breaking the connection with the train, and opposing such other obstacles as to ar rest its progress. It was most fortunate and piovidential that the coupling irons connecting the engine with the cars broke, else the entire train, loaded with passengers, would have been probably precipitated into the river, causing a. fearful loss ol life. As it was, however, hut one person received injury,—Mr. Quarles, the mail agent, who sprang from the car and broke his aim. One man went over with the locomotive into the river, but was saved. The engineer and fireman jumped off before reaching the wharf. Llforts will be made to recover the locomotive and tender from the bed ol the river, where they now lie. Who is Victoria ?—Victoria is the daughter of the Duke of Kent, who was the son of George the Third; who 1 was the grandson of George the Second; who was the son of Princess So phia; who was the cousin of Anne; who was the sister of William and Mary ; who was the daughter and son-in-law oi James the Second ; who was the son of James the First; who was' the son of Mary; who was the grand-daugher of Margaret; who was the daughter of Henry the Eighth ; who was the son of Henry the Seventh ; who was the son of the Earl of Rich mond; who was the son of Catharine, widow of Henry the Fifth; who was the son of Henry the Fouith ; who was the cousin of Richaid the Second ; who was the grandsdn of Edward the Third ; who was the son of Edward the Second ; who was the son of Henry the Third; who was the son ol John ; who was the son of Henry the Second ; who was the son of Matilda ; who was the daughter of Henry the First; who was the brother of William Rufus; who was the son ot William the Conqueror; who was the bast ard son ol the Duke of Normandy, by a tanner’s daughter, of Falaise. A “good J un’ is told upon the authority of a high judicial functionary. The wife of the own er ol one of the Indiana free banks being in com pany with some friends the all-absorbing financial crisis became the. theme of conversation. The lady above referred to, remarked that she hoped her husband’s bank would “hold out till the fall rains came on—in that case there would be no danger of its breaking before next May.” When interrogated for an explanation, she gave gave a * ieasoir for the laith that was in her, that the place in which the Bank was located could not be approached after the fall rains, on account of the mud !—Ohio Statesmad. married, On the 21st inst., by the Rev. T. B.Martin, Dr. Wm. Rhodes, of Crawfordville, Ga., and Miss M. A. E. Bickers, of Green county, Ga. OBITUARY. ~~ Died, in Columbia county, on the Ist., Dec. 1854 Mrs. Catharine Watson, consort of Thos. m! Watson, aged 52years. Mrs. Watson has left a husband, several children and many warm friends to deplore their loss. She nras a kind, affectionate, and indulgent wife and mother, and endeared to all her circle of acquain tancos. As a wife and mother she had no superior: ! l ?V he ( f\ all that true friendship could wish In her attachments, firm and unwavering • iv art *f* C oor dissembling. But she is eone Why grieve ? as the will of thf Lord will be done. t B. JACKSON STREET HOSPITAT rriii £ U ,fi ) i CAL INFIRMARY FOR NEGROES nnHE UNDERSIGNED have deemed it advis- , . J to ai f‘l the term “Hospital” to their Sur gical Infirmary, for though the institution is intend ed principally for cases requiring Surgical Opera tions and Surgical Treatment, its accommodation is not entirely restricted to these; —we receive cases or any nature occurring in the Negro, provided they are not of an infections character H F. CAMPBELL, M. D. - 2r . f ROBERT CAMPBELL M*!>T' I _ ** Attending Physician. A MONTH lost, and stiiFwe have~afarcf» . s “"=1 i hand that w„are aniS 10 °I wholesale or retail on terms that I can hardly tad to be satisfactory , novlfi L HA NCOCK A CO., novl6 210 Broad Street. ZH-mBggJL-L | gjurlnl Wotirfg. Ojf The Annual Election of Directors of the Augusta A Waynesboro’ Railroad, will take place on Monday, the Ist of January next, at the office @f the Savannah, Albany Sl Gulph Railroad, Savannah, between the hours of 10 o’clock, A. M., and 2, P. M. I dec2B 4 A. R. Lawton, President. Augusta Machine Works, Dec. 26th, 1854.—An adjourned meeting of the, ; Stockholders of this Company will be 4eld at the Works, on Thursday 28th inst-, at 3 o'clock, P. M. It is hoped and expected that each Stockholder will personally attend, as business of much impor tance will be laid before them. dec27 2 W. M. Hight, President. • The Members of the Philharmonic Society aro requested to meet To morrow (Thursday) 28th inst., at 7 o’clock, P. M., at the residence of Dr. Wm. E. Dearing. Furniture Kaft'le.—ln order to af ford all an opportunity to redeem their Tickets laid aside, and for those who wish to pur chase, the raffia will take place the 6th January, i under the Augusta Hotel, at the store recent ly occupied by Mr. Roll, where the Furniture can be seen, and the remaining Tickets can be had.— Tickets can be had at F. C. Farber’s, Washing ton Street, and John Millkn, Jaokson Street, near the Globe Hotel. Call soon, or you will be too late. ts dec24 South Carolina Railroad.—AUGUS TA i Geo., Dec. 22d, 1854 —Consignees by this road are respectfully notified, that in all cases, payments of Freight will be required beforo 1 delivery of Goods. Jno. E. Marlky, Agent, j _ d tJI Portrait l ain ting.—Mr. C. Beruff ca u he found at his rooms on Constitu tionalist range, and is prepared at all times to exe cuto Likenesses, which he will warrant to give satis/action. The past summer has been a melan choly one to a number of our citizens, who have lost relatives dear to them. To such, ho would j ' °y good Daguerreotype Likenesses of the departed, he can re-produce them on can vass, which will last for centuries, at a moderate cost. His Drawing School will bo opened on the first Tuesday in January next, and feeling grateful for past patronage on the part of the citizens of ! Augasta, he solicits a continuance. Those who prefer Pastel Portraits; can nave them handsomely executed. dec23 Notice.—Mechanics’Bank, Augus ta, Ga., Dec. 22, 1854.—An Election will be held at the Banking House, cn Monday, the first day of January next, within the hours of 10 o’clock, A. Mi, and 2, P. M., for Nine Directors, to manage the affairs of this Institution during the ensuing year. M. Hatch, Cashier. dec22 City Taxes.—All persons in arrears for City Taxes, would do well to call at my office and settle, otherwise executions will have to be issued and levied. Other debts due the City Council must bo paid forthwith, or handed over to the tormentors. John Hill, C. A T. C. A dec 22 dlO a Interesting.—Ladies and Gentlemen can acquire an elegant flowing style of Penmanship, for Card-writing. Business or Episto lary uses, at a trifling expense, by securing a few of 'vthose well-directed lessons from Professor Sadler. Rooms in Masonic Hall. Hours of Instruction— for Ladies, 3 o’clock, P. M.; Gentlemen, 7, P. M. Instruction given on the Flute or Violin. __ dec 19 ts ?.yT[jg : S3 P. Regers, D. I)., of Phila-. jjaK-*2s> delphia, will receive into his family, as Boarders, several young Ladies, whose pawmts may desire them to be educated at the North, and will superintend their education at any one of the excellent Female Schools in that city. By this ar rangement they can enjoy the advantages of the i home circle, and at the same time secure, at a re -1 duced expense, all the advantages of the best insti | tutions. For particulars, apply by letter to j Rev. E. P. Rogers, I dec!2 502 Chestnut-st., Philadetphia. i [ Dancing Academy, Masonic Hall. , ! —Prof. H. C. Lifpard has the honor ; to inform his patrons, and the public, that he has resumed his Classes for the season, at Masonic ’ Hall, where he will teach all the now and fash ionable Dances extant, having acquired, during his recent sojourn at the North, a practical knowledge of the most novel introductions of the art, from the most qualified roasters Mr. LI takes this opportunity of thanking the r citizens of Augusta for thf hind support k® r «t„fure, and pledges himself to renewed efforts for its con [ tinuance. . Classes, for young Ladies and Children, every t Monday, Wednesday and Saturday, during the season, at 3£ o’clock, P. M. Classes, exclusively for young Gentlemen, Mon | days, Wednesdays and Fridays, at 7s, P. M. Fae Club, which is under the management ot > the prominent young men of the city, will continne i to hold their Practicing Assemblies Ivory al | terpate Friday Evening. Terms moderate- dec 12 Eagle Sc Phoenix Ba fßooin. —The Proprietor of the above Bar Room would inform the public, that thay have been at much expense in fitting it up, and as they intend keeping on hand none but the best of Wines, Liquors, and Segars, they hope to receive a liberal support from the public. All they ask is a call and atrial of the different artie'es they keep on hand, which they think cannot b surpassed by any Bar Room in this city. Open night and day. BILLIARD SALON. They have low up a splendid Billiard Table and m the course of a week or two will have up another, to which they would call the attention of the lovers of that manly and healthy game. The Bil liard Saloon will have careful and polite atten dants, and every exertion wilt be used to give satis taction to those who may favor them with their custom. „ Lunch and Soup every day from 10 to 12 o’clock dc ° l2 i m The Exercises of Miss Catonnet’s Seminary were resumed on Monday, Nov. 13th, at the corner of Greene and Washing ton Streets. & The Harp, Piano, and French will be taught by Mrs. DELEiiat. A few young Ladies can be accommodated with board at the Seminary. ts nov2l a Removal.—Dr. Wm. E. Dearing has removed his residence and office to , Dwelling north side of Broad street, two doors above Messrs. T. Richards A Son’s Bookstore. Entrance from the alley. al m nov 26 Again Open.—Tho Augusta Premi um Daguorroan Gallory—The subscri ber, grateful for the very liberal patronage hereto fore received, would respectfully announce to the public, that bis Daguerroan Rooms are again open, and he will be happy to furnish all who wish, with one or more of his superior pictures, unsurpassed for their depth of tone and life-like expression. Hours for operating, from 9, A. M., to 4 P M A full stock of Instruments and Materials on hand, and Artists in the country can bajsupplied at a small advance on New York prices paid tor WOOLLEN, LINEN SILK RAGS by „ E - CAMPFIELD, _ an 20 ts Corner River and Jackson-st Dr. J. H. Spears, having haTan'am pie opportunity, being resident Physi cian so r several months in an hospital, respectfully offers his professional services to the citizens of Augusta Office removed on Ellis street, between Campbell and Camming streets. oct3 ts 'i/gc-' a . 1 Private Sale, without reserve, the entire stock of Fancy and Staple Dry Goods, now opened and ready for inspection, at the Store of Cosgrove and Brennan, above the Globe corner. The undersigned offers for sale, at New York cost the entire stock of Dry Goods, amounting to about Seventy-five Thousand Dollars worth, and embracing almost every article in the Dry Goods lire, the terms will be Cash, or for amounts of One Hundred Dollars, and over, approved paper at throe months, with interest from date of sale. Country Merchants, and the Trade in general, are invited to call and examine the Goods and prices. All orders promptly attended to. d . . _ , T. Brennan, Surviving partner of the firm of Cosgrove A Brennan. dtf novlfi Removed.—Cosgrove A Brennan have removed their stock of Dry Goods from tho old store ofT. J. Cosgrove A Co., known as ' ov ! e J storo - Having no further connection with that house, they would invite their friends to call at their upper store above tllß Qlobe oorn6r) £:! r ® y , a o° now °P° nin g aa extensive stock ol h ancy and Staple Dry Goods, which they will so lat cost to wind up tho business of the firm and satisfy the heirs of T. J. Cosgrove, deceased. novl4 »ts Mr. c. Zogbaum begs leave to in form his friends and the public, that he hap returned to the city, to resume his instruc tion in Music, vocal and instrumental (Piano rorto) The Philharmonic Society of Augusta, for the advancement of Vocal Music, will be’re organized. Persons who wish to become Members, either actual or social, will please leave their names with Mrs. W.E. Dearing, Messas. W. J. Ansley, •_ Ferr y» D- B. Plumb. dtf nov22 To Country Merchants wishing to / find a fine stock of good Clothing, wholesale or retail, will please call in at J.M.N ewby A Co.’s Store, septl4 Under the United States Hotel,