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VOL. XVII. THOS. M. BELL Will address the Voters of Banks Comity at Homer, Monday August 17th, AT 11 O’CLOCK. Also At Gillsville, Aug. 17- at 4:00 p. m. Every man, woman and child in Banks coun ty are cordially invited to be present and hear these speeches. SEASHORE EXCURSION Jacksonville, Tampa, Brunswick AND OTHER POINTS TUESDAY, AUGUST 18TH Round Trip Fare From LULA to Jacksonville. $7.50 Tampa. $9.50 Brunswack. $7.50 St. Simons, $7-50 Cumberland Island, $7.50 Tickets will be sold for use on trains Nos 3b and 11, only, between Toccoa and Atlanta, thence connecting train from Atlanta 9:30 p.m. Tickets to Tampa good until Aug 20th. To other points Aug. 24th. Southern Railway Premier Carrier Carrier of the South For full informaion call on ticket agents, or address \j (t BEAM, A. G. ]’. A. Atlanta, Georgia. It. l-Oh’, Atlanta, Georgia. Auction Sale 100 Choice Lots CORNELIA, GA. Tuesday August 18, 1914, 10:30 O’clock This 1.' 5 the property of Col. I. C. Wade, known “Park View ’ heights,” located on the M.t. Airy road. Beautiful loca tion North-east of town. PnrT , p I*o is more rapidly than any town between Greenville and Atlanta, It has increased 350 per cent, in the last terfvears Fine new depot just completed. Division headquarters of the Tallulah Falls Rahway Company. Connected with the oi the J.a nTn _ flnv j n the South, and known as being the healthiest town in the slate. Located as these lots are, close to ffhooil ohiirnhes and with fruit trees m abundance on them and m fhe hve thrifty n™rous. wide-a-wake town of Cornelia makes attractive to buyers, either for homes or &r invest jrfrr This is the onportunity that comes but seldom in a life-time S such valuable property at auction: as we sell at auction to the acre farms, located on Baldwin road, near graded school will be offered at the same time. Brass Band Concert. Gold Watch and Many Souvenirs Given Away at the time of the sale. FASY TERMS* Only one-third cash, balance in one, two and three years with interest on deferred payments, tnree y gELL r A IN qr gHINE Remember the date, TUESDAY, AUGUST 18th, at 10 o’clock. SOUTHERN REALTY AND AUCTION CO. E. M. ANDREWS, Manager. 2ANKS COUNTY JOURNAL Devoted to Giving the News, Encouraging the Progress, and Aiding the Prosperity of Banks County. Homer, Banks County, Georgia, Friday, August, 14 19 14. Mail Carrier Throw n From Bridge With Buggy. Baldwin. Ga , July 20. Connie N. Walts of this place had a narrow wipe Saturday evening while on duty carrying the mail. He was crossing the P.roa l river when his horse be came frightened and run back throwing him, the horse and buggy oyer an embankment. Home of the mail was scattered and torn, but he collected the most important pieces. The buggy was damaged, the hors ■ was wounded, but the car rier escaped injury.—Macon Gaily Telegraph. Dr. Hardman Winning Over Combined Opposition Helms both opponeuts clearly beaten and will be .nominated on the lirst ballot, Atlanta, <la., August. 12th — With but six days remaining of the campaign, it looks like l>r. L. 0. Hardman ot Jackson County has a decided lead over his op ponen s in the race for Governor. The Hardman candidacy seems to have met w ith a ground swell of popular favor the past lew days and h s supporters ad unbiased observers are predicting that he will carry enough counties to in sure his nomination on the first ballot. Hardman has been leading an up hill light untill two weeks ago. Ho has been generally recognized as a line man. He is a good phy sician, an excellent farmer, a sterl ing business man and a Christian gentleman with a record unblem ished. llis opponents will concede this. It. is also generally admitted that in Ids sixyeaisol legislative set vice he accomplished more for the people in remedial legislation than any living man has aceom plishe t. Four men out of five will toll you “Hardman is the best man in fhe race, etc.” lie has, how ever, been without daily news paper support, has been vigorously opposed by the Corporations, the machine politicians, the railroads and the whiskey interests are afraid of his strong, vigorous, honest, independent and progres sive personality. They have been airaid they could not control him, and in this they had well grounded fears. Ibd Ilard'iian broke by the politicians and daily news papers. He look his campaign to the rural sections, lie talked to the farmers face to face. lie held up his in record as a friend of the poeple and pointed to the in terests and cloudy influence tie hind his opponents. The weekly press took up his light, the doctors of the state got interested, the farmers lined up and the Hardman strength began, to rise. It has been rising now for two weeks and it looks as if a Hardman land slide is very probable. The opposition i; in a state of panic The Harris strength seems to have collapsed. Anderson has succeeded Harris in many Counties in the effort to stem the Hardman tide. Tiie Hardman forces are jubi lant. They see certain victory. They are confident that as the peo pie continue to learn of the ehara ter oi support behind the other two candidates and as attention is directed to the fact that Dr. Hard man is battling alone for the people and paying every dollar of his campaign expenses and asking no quarter from Corporations, poli ticians or whiskey interests, he will continue to draw the farmers, business men and laboring men to his support. It is a light between city e.iudi dates supported by special interests an lacountry cand : date relying en tirely upon the people. I)r. Hard man is confident o! /ictory—to use his own words: ‘ If my friends continue to stand by me, and if they will look after our vote on election day, the victory will be ours.’’ Hardman will be nominated on .the first ballot. NOTICE TO CONTRACTORS. I am ready to receive bids for the building of a barn on my farm near Homer. .Material furnished. For specifications see me at Mays ville, Ga. M. C. Sendees. Apt Comparison. She —In a way, getting married la tike using the telephone. He —llow to? She —One doesn’t always get the party one wants.—Boston Transcript LAND, FARMER’S SECURITY, r NO LONGER BLACKLISTED, ' AT THE NATIONAL BANKS In the couri® of an attack on the Regional Reserve Hanks, established under the Democratic Currency Bill, published in the newspaper of July 31, ex-Governor Joseph M. Brown says: “However, the law does not force the borrowing banka to loan money to farmers, and recent developments have proven those latter banks are ‘not in the market for farm loans,’ hence the Regional Bank system IS A NULLITY SO FAR AS RELIEF TO THE FARMERS IS CONCERNED." It would bo absurd to suggest that the law should force a bank to lend money to any Individual, but the law passed by the Democrats DOES PERMIT national hanks outside Central Reserve Cities to lend money on farm lands, a privilege which for more than fifty years has been denied them under the Republican law. For half a century farmers and farmers' organizations have complained that their security was blacklisted by the National banking law. But farm lands have been taken off the blacklist by Section 24 of the new Currency law passed by the Democrats and signed by President Wilson on the 23d of last December, as follows: j "Section 24. Any Naional banking association NOT BITU- •: ATED IN A CENTRAL RESERVE CITY may make loans secured by Improved and unincumbered farm land, situated within its Fed eral Reserve District, but no such loan shall be made for a longer time than five years, nor for an amount exceeding fifty per centum of the actual value of the property offered as security. Any such bank may make such loans In an aggregate sum equal to twenty five per centum of Its capital and surplus, or to one-third of Its time deposits and such banks may continue hereafter as hereto fore to receive time deposits and to pay Interest on the same.” It la expected that there will bo twelve Reserve Cities: New York, Boston, Philadelphia, Richmond, Chicago, Cleveland, St. Louis, Kansas City, Minneapolis, San Francisco, Dallas and Atlanta. lianks in Central Reserve cities will riot be permitted to make live-year loans because they will be in cities where thousands of other banks will go to get money when It la needed for commercial and agricultural purposes. But every other bank In the United States is free to lend money on farm lands, which the National banks were prohibited from doing until the Democratic law was passed. If the man referred to in ex-Governor Brown’s card who made applica tion -for a loan by tho National banks of Atlanta, had read the law, he would have known that the Atlanta hanks, expecting to be In a Central Reserve city, which will be the money reservoir for several States, could not, under the law, be “in the market for farm loans.” Then It might have occurred to him to apply to ex-Governor Brown’s National bank, which lias authority to make farm loans and which can lie "In tho market” for them. Read the law quoted above and see if this is not true. The farmer’s land is no lodger blacklisted by law at the National banks scattered all over (lie country as wus the case until last December, and that, certainly, is a step forward for the farmer. Before the Currency bill was introduced Senator Hoke Smith intro duced a bill permitting National bankß to lend money on farm lands and this plan, proposed by him, was incorporated in the Currency bill and is now a law. Dr. H. E. Stockbridge, editor of the Southern lturalist, upon seeing the nttuek on tho farm loan feature of the currency law, wrote to forty-two country national banks in Georgia, South Carolina, Alabama and Florida, asking if they would make farm loans under the terms of the new law, and, without exception, they replied that they would. One bank stated that it was already making such loans. These letters are on file In the Ruralist office In Atlanta, and the statement herein made will be substantiated by Dr. Stockbridge. HOKE SMITH CAMPAIGN COMMITTEE. Atlanta, Ga., August 1, 1914. Wm. A. CHARTERS Candidate for Congress Will address the voters of Banks County at the fol lowing places Saturday August 15th, Pleasant Hill School House, \ 0:30 a. m. Homer, 1:30 p. m. Maysville, 4:30 p. m. Maysville Loccls (From Our Regular CorruHpondent,) Miss Nell Bryan, of Gillsvillc, was the admired guest of Miss Lillie Brnith several days last week. Miss Georgia Miller is on an ex tended visit to relatives at Cler moot and Glarkesvillc. Mrs. Marvin Garrison and chil dren, ol Atlanta, are visiting rel atives and friends here. Mr. Roy Cox, who has spent most of the year at Statesboro, is with home folks here for awhile. Mrs. G. P. Boone had as her guest the past week the Misses Comer, of Comer, Ga. Mr. Charlie Brockman, oi North Carolina, spent a few days recent ly with relatives here. Miss Margie Adams i< visiting in Commerce, and has been the guest of honor at many social af fairs. Quite a big crowd of Maysville ites attended camp meeting at Lelianon last Buuday. Mr. and Mrs. H. P. Camp left last week for Nacoochee where they joined Mr. Charlie W. McCurdy and family on a camping trip. We are sorry to know of the ill ness of Mr. Ralph Parks who has been suffering from typhoid for the past two weeks, and join his many friends in wishing for him a speedy recovery. Mr. Meadow Williams visited his sister, Mrs. Clodfelter, at Mar tin, this week. Invigorating to the Pale and Sickly The Old Standard general strengthening tonic, GROVE’S TASTELESS chill TONlC,drives ou Malaria,enriches the blood, build* up the system, A true Tonic. For adult* and children. 60Cj NO. 19