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TRADE EDITION. TIIE ATIIENS BANNER- TRADE EDITION. MUTUAL LIFE INSURANCE ASSOCIATION OF GEORGIA The Mntnal Life Iniuraace Ateocia- tion of Georgia, which wm organized in thiacity in October 1901, has already taken leading rank among the insurance companlea of the atate. Hon. J. L. Webb, one of the leading lawyera of North Carolina and aoiicilor of the twelfth judicial district of that state, is president. He is alto an i.ffl :er in a similar company in North Carolina Mr John A. D irwin, a prominent oitizen of Athene, la eecretary and tr.as- nrer and ia in active oharge of the bna- | ineaa of the home office which is located in this oily. Mr. Darwin’s ability and energy are baring a 1.1 ing effect in ad vancing the interests of the association. Prof. Julias Magath. formerly a profe« sor in Krnory College, who has had con siderable eiperienoe with lift in-mrance, h u severed his connection with all other on opanies and is now assistant manager and superintendent of agencies, being in charge of the Atlanta t fflce, 603 English American bnildii g. The life inanranoe question is no longer whether a man should insnre, but simply the best company in which to insure. Life insurance business has in onr day attained vast proportions, and many people who formerly gave bnt little heed to the subject are now deeply interested. Unfortunately with the march of lime the life insnranoe business has beoome very oomplioated and expensive, and the average person either has not the money to pay the annual premiums, or has not the ability or time to stndy out the plans of the average polioy offered by an insnranoe agent. Why Cannot a Number of People Band Together In a Community ? This is a natural question. Why can not a number of people in a community band together, and at the death of eaoh member pay a certain sum to the bene ficiary? The eoonomy of snoh a plan would be very great; the money would be kept in the community, and insu rance would be redooed to a minimum. This question which has oocurred to many a man has been completely an swered by the Mutual Life Insnranoe Association of Georgia. This organiza tion, chartered by the laws of the state of Georgia, has been organizing Life Insnranoe divisions in this state for the last fifteen months, following out the plant under suooeesful operation in the state of Pennsylvania and several of the southern states. The Plan is the simplest and moat natural. The state is divided into a number of divis ions, eaoh division being made up of one or more oounties. These divisions are eaoh offioered by the best men in the oounties where the divisions are organ ized, and the money with which to pay the death claims is kept in trust by an aooredited and bonded officer in eaoh of the divisions, so that in the event of a death the money is right at home with whioh to pay the olaim, and each com - inanity has the advantage in the Jirst place of knowing exaotly the state of the division in the way of membership, but he also realizes that the small amount paid out by him goes to pay the widow and orphan of a neighbor or friend. The plan originated in Philadelphia ■ wenty two years ago and has been op rated in Pennsylvania, Virginia and tfortb Carolina with success. The Ao- •i ut Order of Foresters, established in IS35. is alive with a membership of 168, KX) and an average death rate of 12 1 ier l 000 members. The objections to he mutual or fraternal order of insu rance have long since been exploded and -his class of insurance is now regarded h uot only the oheapest but also as the , ,f P st and most reliable. The only io- HON J. L WEBB, President. stitutions in any country, independent of the atate, that have attained the age of one hundred years are fraternal or mutual orders. The Results In fifteen months, without noise or advertising, the Mutual Life Insurance Association of Georgia has Issued more than six thousand policies among the beat people in the atate, and Is represen ted in thirty-six counties, and applica tions are coming in from all over the state to organize more divisions. The divisions thus far organized and the officers of the same are as follows: Clarke Couuty Division, Headquarters at Athens. W, F. Dorsey, President, Wholesale Furniture Dealer, Athens, Ga. J J. Wilkins, Secretary and Treas urer President Bank of University, Athens, Ga. Directors. I. H. Goss, Physioian, Athens, Ga. H. H. Linton, Tax Collector, Athens, Ga. 0. F. Bailey, Merchant, Athens, Ga. A. W. Ashford, Merchant, Watkins- ville, Ga. Ohas. H. Newton, Cashier University Bank, Athens, Ga. John T. Pittard, Merchant, Winter- ville, Ga. W. W. Pnryear, Farmer. Athens, Ga, Jas. P. Medlin, Post Master, High Shoals, Ga. Robert S Griffith, Merohant, Bogart, Ga. Mendel Morris, Athens, Ga, W. A. Brooks, Proprietor News paper, Watkinsville, Ga, W. T, Haygood, Physician, Farming- ton, Ga. L. H. Johnson, Merchant, Athens, Ga. John H. McDorman, Merchant, White hall. Ga. Lewis H Nichols, Farmer, Athens Ga. H. H. Hampton, Physioian, Five Forks, Ga. Henry Massey, Neese, Ga K F. Comer, Merohant, Comer, Ga. 0. C. Whelobel, Physioian, Comer, Ga. Bethel B Chandler, Physician, Plan ter, Ga. Jonn H. Rice, Farmir, Ila, Ga. Wm. D. Gbolslon. Pbyaloian, Or. w ford, Ga. M. B. Hubbard, Puysician, Harmony Grove, Ga. W. B. Power, Cotton Merohant, Harmony Grove. Ga. Colquitt Co. Division, Headquarters at Moultrie. W. D. Norm in, Preslaent, Merohant, Moultrie, Ga. J. H. Williford, S cretary and Trees nrer, Merohant, Moultrie, Ga. Abe Foreman, D,v,-iou Agent, Moul trie, Ga Dlreotors. W. D. Allen, Merchaut, Moultrie, Ga. Thos Saber, Farmer, Oooledge, Ga. W. W. Williams, Farmer, Deveranx. Ga. J L Perry, Farmer, Adelaide, Ga. J. B. Calhoun, Coaling, Ga. G. J. Hartfield, Farmer, Hartfleld, Ga. Habersham Division, Headquarters at Cornelia. Jas. J Peyton, Cashier Bank, Pres , Cornelia, Ga. J. L. Perkins, Lawyer, Secretary and Treasurer, Cornelia, Ga. Directors. P. Y Ducket, Physician, Cornelia, Ga, E. F. Baker, Baldwin, Ga. O. W. Grant. Clarksville, Ga. H. I. David, Maysvllle, Ga. L. N. Turk, Homer. Ga. J, P. Brown. Demorest, Ga. Neal Little, Royston, Ga. R. F. Day, Royston, Ga. J. B. Hall, Oarnesvllle, Ga. J. T. Tabor, Lavonla, Ga, W. H. Cooper, Avalon, Ga. J. J. Tnrk, Division Agent, Homer, Ga. J. T. Sisk, Special Agent, Tooooa, Ga. Laurens County Division, Headquarters at Dublin. W. J. Hightower, Pres , Dublin, Ga. O. W. Brantly, Secretary and Treas urer, wholesale buggy dealer, Dublin, Ga. J. L. Matthews, Division Agent, Dub lin, Ga. Directors. J. M. Finn, Cashier Bank, Dublin, Ga. J. L. Weddlngton, Physician, Dublin, Ga. W. A. Wood, Ordinary, Dublin, Ga. J. H. Lowry, Merohant, Walker, Ga. W. R. McDaniel, Merohant, Pearly, Ga. G. F. Flanders, Sheriff, Swainsboro, Ga. J. F. Prloe, 0. 8. 0., Swainsboro, Ga. Frank Mitchell, Merohant, Swaina- boro, Ga J. F. Walker, Merohant, Lotbair, Ga. J. L Linder, Physioian, Dublin, Ga. Decatur County Division, Headquar ters at Balnbrldge. W. A. Smi'h, Pres., Merchant, Atta- polgus, Ga. J F Jones, Secretary and Treasurer. Merohant. linn bridge, Ga. N O Bell. Division Agent, Climax Ga. Directors. E J. Willis. Merchant, Climax, Ga. A Bell, Farmer, Climax. Ga. J. O. Evans. Climax, Gs. R D. Gamp, Farmer, Dnnalsonville, Ga. Houston County Division, Headquarters - at Fort Valley. T. o. Miller, President, Bu.ker, Fort Valley, Us. Ed*iu I,. Bryan, S n o. and Trent*., At torney at-law. Fort Valley. Ga. Geo. W. Culpepper. Director, Fort Va ley, Ga A. B. Green, Profess r. Dine ur, Fort V-lley, Ga. Warren Comity Division, Headquarters at Warrenton. P-iriok M Hill. Piesideur, O dluary. Warreuton. (li. W n. A S rug, s, S cretary, Book keeper Oil Mills. Warreutou, Gs. Wm. A Scruggs, in Cbarge Division. Directors. W. W. Pilcher, Pbysioisn, Warren | ti n, Ga. W. M. Hawes, Proprietor Newspaper, Warrenton, Ga. McDuffie County Division, Headquar ters at Thomson. Matthew W. Gross, President, Attor ney at Law, Thomson, Ga. Pant A. Bowden, Secretary and Treas urer, Cashier Bank, Thomson, Ga. Pant A. Bowden, in Charge Divialon, Thomson, Ga, Directors. Sterling Gibson, Physioian, Thomaon, Ga. Thomas County Division. Headquarters at Thomasvllls. Robert Alexander. President, Thomas- villa, Ga. John M. Dekle, Secretary and Treas urer, Thomaavills, Ga. 0. M. Robinson, Division Agent, Tbomasville, Ga. J. T. Culpepper, Mayor and President Citizens’ Banking Trust Co , Thomas- Tills, Ga. K. M. McKinnon, Farmer, Thomas- viUe, Ga. T. P. Applewhite, Farmer, Thomas- ville, Ga. Jno. A. Chastain, Farmer, Thomas- ville, Ga. W. Y, Cochran, Farmer, Thomaavllle, Ga. J. O. Beverley, Farmer, Thomesville, Ga. 0. S. Berwick, Farmer, Thomaevllle, Ga. B. A Alderman, Merohant, Pine Park, Ga. Geo. W. Dekie, Boston, Ga. Add Way. Jr., Patten. Ga. Jas L. Manldln, Cairo, Ga. J. Fred Singletary, Ochloohnee, Ga. Geo. L Daren, Meigs, Ga. Calvin 0. Wheeler, Metcalf, Ga. Ira J Sims, P-tvo, Ga. Elbi-t County Division, Hta-quarter! at El- barton. P M. Hawes, President, Elberton, Ga. Z. B R igers. Secretary and Treasurer, Elberton. G>. J. S Oolrard, Division Agxnt Bow man, Ga. D r.ctora I G. Swift, President Cotton Mills, Elturion, Ga W. O. Smith. Merchant, Elb-rton. Ga. L. W. Hendrick, Merchant, Bowman, Ga. MR J. A. DARWIN, Secretary. S. M. Blackman, Farmer, Hart, Ga. Thom is B. Crawford, Merchant, El berton, Ga. Jno. S. Rowe, Farmer, Boweraville, Ga. Winder Division, Headquarters at Win der. A. A. Camp, Prcs’t, Banker, Winder, Ga. W. H. Toole, Sec. and Tress., Cashier Bank, Winder, Ga. A. A. McDuffie, J. O. Dranghn, J. F. Zimmerman, Agenta. Directors. S T. Rom, Physioian, Winder. Ga. E. S. Lane, Merohant, Winder, Ga. R. L. Oarlthere,Men hant,Winder,Ga. A. G. Lamar, Merchant, Winder, Ga. Jas. L. Williamson, Farmer, Jeffer son, Ga. W, J. Ross, Jr., Merohant, Bethle hem, Ga. > J L. S. Woodruff, Merchant, Wood- toff, Ga. D. Y. Hodges, Cotton Merohant, Lo- gansville, Ga. N. O. Bennett, Mayor and Merohant, Logan svllle, Ga. Jno. T. Robinson, Farmer, Monroe, Ga. Jno. T. Nonnally, Farmer, Good Hope, Ga. J. A. Perry, Attorney-at-law, Law- roncovillo, Ga. Ed I Almand, Merohant, Social Olr- ole, Ga. J. 0. Breedlove, Merohant, Monroe, Ga. M T. Knox, Cotton mill owner, So- olnl Oirole, Ga. Newton County Division, Headquarters at Covington. Jno. F. Henderson, Pres’t, Covington, Gs. Jas D. Lester, Seo. and Tress., Cov ington Ga. Prof Julius Magath, Division Agent, Covington, Ga. Directors. T. L Wnitebead, Farmer, Covington, Gs. Jo« Z Johnson, Farmer. Oxford, Ga. J. O. Porter, Physician. Newton, Ga. William B Horst, Srarrsville, Ga O Hollis. Physician, Hayston, Ga Brnij imiu Tnoke:, Farmer, Almand, Ga. G O Adams, 0. S. O., Covington,Ga. Dr. Trotter. Physician, Madison, Ga. Geo W. Davis, Merchant, Rotledge, Ga. W. 0 Nowell, Farmer, Princeton, Ga. The Cost. In the fifteen months, among tl e more than six thousand policy holders there bare occurred only two deaths, and as the money was on baud In the bank w here the deaths have oocurred, It was Immediately paid over to the beneficiaries witbont formality, wsi ing or any rrd tape whatever, to that bene fits have come to oi mmunitlea who would otherwise not have been able to enjoy them, and as there always is an advance assessment lying In the bank, It is always ready for the widows and orphans who. In the providence of God may beoome bereft of him or her who la their sole support. Go this page will be found the rffioers of the various divisions already organ lzsd in this state. More divisions will be organized as soon as possible, so that in a short time the whole state will be able to eDjoy the benefits of an insu rance that his been rightly styled : “Protection at Home for Widows and Orphans.” Bowman, Ga., Deo. 6, 1902. Mr. J. A. Darwin, Secretary Mutual Life Insurance Co. of Ga. Dear Sir—I take pleasure in ack nowledging the prompt payment of my lata husband's insurance polioy, carried by him in yoor eompany. He had only paid amount $3 00 for bis lornraoce, this being the Initiation fee on taking ont polioy. The promptness with whioh the money was paid ont, after hts death, oommends yoor insnranoe to those de siring safe and sound insnranoe at an extremely low oost. Yours truly, MARY JONES Monroe, Ga , Deo. 6. 1902. Hon. J. L. Webb, President Mntnal Life Association of Ga , Athens, Ga. Dear SirAllow me to thank yon for yonr prompt payment of the death olaim in the case of my wife, who was Insured under Polioy No 4160, Winder Division. She died November 9th. In lonr days after the olaim was made ont I reoeived a check for Five Hundred and Three Dollars. She bad paid only Three Dol lars I shall take pleasure in advising friends to take, at onoe, a polioy In the Mntnal Ltfe Insnranoe Association of Georgia. I hope every mau and woman in Georgia will take a polioy in yonr c ipany. With withes for snccets. I am, Very respectfully, W. B STEPHENS. Some very desirable territory awaits reliable men. Now is the time to make oontracts for 1903. -FOR- UGHT and FUEL. Welsbach Lamps. Detroit and Eclipse Gas Stoves. The Athens Gas Co. Office Phone No. 54. Works J. A. HODGSON. Supt. Tilt) Southern Mutual insurance Company, IT. W THOMAS Prsstdent, OF ATHENS, GA. 1BTHUH C OBOTITH' BecrvUry mowabp B. brxw muAJOWB PnniT. if"'.* RESIDENT DIRECTORS. William W. Thomas, Arthur t OuirriTU' UEDBEB NlCXERROR fORKFB H. Vl.tMINO, Alex a. Kawia, Kowabb b. Hodorob Waltbb & Hil : S35SE3E5EO3333*335 SSL 23S333SS. 2 COAL - COAL - COAL Now is the time to buy your coal. We are sole agents for the famous RED ASH and many other high grades. fjj 800 JJm Before I’lnelngr Your Orders, 3 Telephones | Up, E£, 0 ? u ? S ATHENS COAL & COKE CO. W. P, VOIN DEBAU, Mgr Rj ORR’S SCHOOL. Corner Pulaski and Dougherty Streets. Fall term begins Sept. 8th, 1902. Young men and young ladies prepared for college. Boys and girls in the public schools wishing aid on special studies will be accommodated. For terms apply to , 8- P. ORR- § Insure In Tlie : * jj | National Life Insurance Co., f \ Of the U. $. 1 * 2 t It is over thirty-four years old and has never contested a * S death claim 5 w ^ 4 Every statement In its policies Is an ABSOLUTE GUARANTEE, 2 it and not an estimated result. £ jjj The difference In the premiums In favor of the National arc greater jj; 2 than the dividends paid by any other company. * * It has a larger per cent of surplus than any other leading company. g JJ It has more assets In proportion to liabilities than any other leading 5 5 company • 5 It will write you a 15 Pay Life policy for a less premium than other g J companies cliarge for a 20 Pay Life policy, 1 \yhy pay high rates for ESTIMATED RESULTS when you can get AljSOLUTJi GUARANTEES at from 25 to 35 per cent less money. WOMEN SAME RATES AS MEN, See me before you insure your life. A. L. MITCHELL, State Special Agent. Insurance Building. Athens, Ga. ? fltt* 4