Newspaper Page Text
PAGE SIXTEEN
HOW TO GET
A MILLION
DOLLAR IDEA
By HAL BOYLE
NEW YORK, — (AP) It is al
ways inferesting to learn how and
where people get million-dollar
ideas. You might find out how to
get one yourself,
But who ever got one in a rest
aurant chair after finding he had
left his wallet at home?
Well, Frank McNamara did less
than two years ago.
“I had to call up my wife,” he
recalled, “and it took her 45
minutes to drive over with my
wallet.”
During that time McNamara,
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who was in the comerical credit
business, fell to thinking wha a
nuisance it was anyway to have
to pay restaurant and hotel bills
in cash.
The result was “the diners’
club,” which NcNamara formed
with his partner, Ralph Schneider,
Credit Card
It issues a crebit card to some
60,000 subscribers entitling them
to charge flowers, food or liquor,
or car hire, at some 700 restaur
ants, hotels and ecar rental ag?lekl\
throughout America. These- firms
send in the accounts to.the diners’.
club, which peys them, and for
wards its own round-up bill once.
a month to its clients.
The club charges the subscrib
ers only $5 a year for this service,
and makes its profit from seven
| per cent rakeoff it gets from the
| restaurants and hotels on each ac-
“It saves the customers the trou
ble of carrying aroung cash,” said
McNamara, “and it saves the rest
aurant owners a lot of bookkeep-
ing and the hother of collecting
bad debts.
“It's so simple that at least 25
people have told me they had the
same Idea before me. But they
didn’t follow through.”
It took a lot of hard work—and
$25,000—t0 launch the idea. The
club had only $-,200 in billings
the first month. But last month
they were over $700,000, and the
club expects to hit a $1,000,000 a
month tride by spring. Next on its
agenda is a deal to allow clients
to charge air travel.
Credit Losses
Credit losses have averaged less
than one per cent.
“Few people try to run out on
food, hotel or travel bills,” Mec-
Namara said. “It’s only when you
let them charge things they can
hock that you run into much dif
ficulty.”
One of the greatest advantages
of the club, he says, is that it
provides his clients—llargely up
per bracket business and profes
sional people—with receipts to
THE BANNER-HERALD, ATHENS, GEORGIA
THE SONGCS OF CHRISTMAS
= ot ; , 4 (TR /7 R {0 |
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el = | .| | @ s YLo
s weed . 1 : 2 ~ i ‘I e 4 { o f
Ny Sk - ; 2 2 BRRERN | (NN “silent Night” is [ ¥ &8
i & 7 , ATN DN (o all over the [ = |
| & C [ e o ot g
.= /- g ’:> 1,,; » : 0 (i e W l world. It has . ! ] ?
5 M S " ‘@‘ 4 ; R M (I i immonaliudbzfln (n ,’ &1 &
( g, N S ‘ : B .i TR LAY :’r'\.mmicol an b°¥ Vi & :
e IR T g R BR, 5 Lt ey SRANNY b e SRS great voice 2 tows i e
M 3! S TR WY, WY 7 RAN WY Madam Schumann- 4 i ’
[y & }/; x: \ ’,.:‘_ ek | ) f ‘:‘,;‘,fv‘ ' N ;Jm\fi\' 4 :,“ ‘, hiSq" oy *y " ’ Hgink, And in the ;1)"""“ ‘P ' ’ . f
(I [ e|} R b e \"1“4/ o ¢%l little Alpine town of fl / e
¥/{ | S =R R . S : - _. | Oberndorf o statue V })\w/ L il
—e=2 P Ui %Ey W —_— ]M % honors Father Mohr ’y" // i b ¢ fl
DR o o S : ‘ N s; ) N/ s W ' /
' ‘El;‘“ i% & S R In 1854 the full choir of the Imperial | ’/{ Gl ::rdt:;?rzgrf(:tu:ief; ! W s l:f ]
6 TVEES S = s NN Church of Berlin sang it before Emperor __ ) to Christendom, TR/ i, :
It was many years before the lovely carol, “Silent Night, Holy Frederick William IV. He immediately e g/ l - N b
Night,” came into its own. Roving choral groups carried it to ordered it to be placed first in all religious },/é } ; 0 i R s
other parts of Austria. Not until 1842, twenty-four years after Christmas programs. . — Sel N |
its birth, was it printed. = COPR. 1951 BY NEA SERVICE. ING. 1217
prove travel and entertainment
expenses for income tax deduc
tion purposes.
“The largest tab we’ve had was
for a $25,000 party thrown by a
business firm in Los Angeles,” he
said, “but we have at least 50
members whose monthly charges
come to SI,OOO to $1,500.”
“But in this business you can
expect anything. We've got one
member whose only charge each
month is for chocolate sodas.”
A woman member once wrote in
she was deducting fifty cents from
her monthly bill, and explained:
“The string beans were cold in
that place I dined in connecticut.”
Payments Made
On RFC Loan
To Stutts Co.
BIRMINGHAM, Dec. 15.—(AP)
—The Reconstruction Finance
Corporation’s Alabama manager
said final payments totalling
$333,400 were made Friday on
RFC loans to Stutts Lumber In
dustries, Inc., Thomasville, Ala.
W. P. Stutts, president of the
company, and two officers of the
Thomasvilie Bank & Trust Com
pany, were arrested Wednesday in
connection with an alleged SBOO,-
000 shortage at the bank. They
were freed under SIO,OOO bond.
Fred H. Foy, Alabama RFC
manager, said “our office here to
day received final payments total
ing $333,400, which comrpletely
paid off the RFC loan ot Stutts
Lumber Industries, Inc.
“These payments to the RFC
office in Birmingham were made
through First National Bank of
Mobile.”
Foy said the RFC loans to Stutts
totalling $455,758 never had the
approval of his office.
Rep. Frank Boykin (D.-Ala.)
issued a statement previously at
Mobile saying he introduced
Stutts to RFC officials merely to
assist a constituent. Stutts Lum
ber Company had a contract for
lumbering operations on property
owned by the Boykin family.
Rep. Boykin said “not one cent
of the money borrowed by them
from RFC was ever paid to us.”
Also arrested with Stutts by the
FBI were J. Moody Drinkard,
president of the Thomasville bank,
and Mrs. Myrtie N. McCrory, its
cashier. They were accused of
misapplying bank funds and mak
ing false entries in the bank’s
books. 1
Two Children ’
- .
Die In Fire l
ATLANTA, Dec. 16 — (AP) —-—-'
Fire swept through an apartment]
here Thursday and brought death
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o PENNEY’S BASEMENT
Jto t’\;’o sn:;lréfxildren beneath
their bed.
l‘ Police said the victims, Duane
Hogue, 3, and Dennis Hogus, 2, ap
parently crawled under the bed in
search for safety and were trapped
there by the flames.
Their brother, James, 5, was
PENNEY’S BALCONY
burned seriou;l; on his face and
body and was taken to a hospital.
Police believe the children were
asleep when the fire broke out.
Their mother, Mrs. J. B. Hogue,
was washing clothes in the apart
ment of a neighbor in the same
house. She is under treatment for
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selection!
] MEN’S DEPT. — STREET FLOOR
SUNDAY, DECEMBER 13, 1951,
llustrated by Walt Scott
minor burns and shock. ;-
During the reign of Charles ]
of England, ambergris, musk and
sandalwood were powdered, mixe(
together, and enclosed in smal
bags to be worn on the person o
used as sachets among clothing,
STREET FLOOR
