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PEOPLE HAVE LOST MILLIONS
BY INEFFICIENCY, SAYS DOBBS
Atlanta, August 8, —State Senator
E. P. Dobbs of Cobb county, in pur
suance of promises made in tbe an
nouncement of his candidacy for the
office of comptroller general of Geor
gia, has just given out the first of
peveral statements in which he
charges William A. Wright, incumbent
in that office, with the responsibility
for huge losses of Georgians who in
vested their money in income, or guar
antee fund certificates issued by mu
tual insurance companies operating
upon the legal reserve basis.
In the announcement of his candi
dacy for thi.. ... . Senator Dobbs re
fers to compi; .. ;ainst the depart
ment in numerous letters from citi
zens of Georgia urging him to run,
and says:
‘‘The admitted record of unfor
tunate results following the ad
ministration of this department
for the past ten years will, in my
opinion, amply illustrate an abso
lute public necessity for anew
comptroller general and in tirance
commissioner, and the installation
of energetic and progressive int ih
ods for these combined depart
ments.”
Referring to his own success in the
manufacturing business in Marietta,
and in other enterprises and soliciting
the support of friends and the citizens
of Georgia generally, particularly those
‘‘whose recent contact with this de
partment convinces them that my an
nouncement is opportune,” he con
cludes:
“I will, at an early date, furnish
the public with the official records
of results above referred to, and
which will astonish the uninform
ed by disclosing the amazing num
ber of preventable losses suffered
by the people of Georgia on ac
count of lax administration —a rec
ord in which Georgia leads fhe
blacklist of all the states in the
union.”
The People Misled
It is in pursuance of this announce
ment promise that Senator Dobbs now
proposes to give specific instances. He
charges Mr. Wright with an efTort to
fool the people regarding income or
guarantee fund certificates, in that he
makes it appear in his report to the
governor, dated January 1, ,1916, that
MUTUAL insurance companies were
authorized to issue these certificates.
Dealing with the insurance act of 1912,
on page 8, Mr. Wright states in part
as follows:
"No provision of this statute has
. been of more immediate benefit
Advertisement.
Protracted Services.
The services conducted by Rev. J.
P. Yarbrough at Nazareth, closed on
last Sunday night week aJ'ter a high
ly successful meeting. About twen
ty three people were converted dur
brough was.in charge of a meeting at
ing the week of services. Mr. Yar
the Auburn Methodist church lust
week and did a great work there
also. The meeting proved to be
as successful as the one at Naza
roth.
Rev Frank Jackson, one of Geor
gia's foremost Baptist preachers,
preaching some of the most forceful
revival sermons ever heard at C'edai
Creek last week. He did great good
and.ills.influence.was felt strongly by
all who heard him.
Rev ~ W. E. Moore conducted a
series of so*rvicos at the Apalachee
Baptist 9hurch last week and the re
sults were, splendid. Mr. Moore is
also of \Vinder and a wide-awake en
thusiastic preacher.
Kev. \V H. Faust and Rev, J. S.
Settles are carrying through a very
strorg revival service In Tolbert, Ga.
Reports from tiiat source also are ex
tremelv favorable.
These revivals, all of them, with
one exception, conduct! and by Winder
pastors, speak plainly for themselves
Winder is alive and awake and her
churches are daily growing stronger,
thru the permeation of her splendid
pasforage, not only in her own irn
mediate vicinity but in out sfde ter
r tory as well.
J • 1 • ' ‘ * V | .
Smith Hardware Cos. lias just con
tracted for the agency of the Dodge
Brothers Automobile, which is manu
factured in Detroit, Mich. Jhey are
one of the largest manufacturers in
the world and have the reputation of
using the best workmanship and ma
terial that ever went into a car. 2t
to the public than the section
which I drafted dealing with what
is known as ‘lncome’ or interest
bearing Certificates, issued by mu
tual and co-operative or assess
ment industrial companies. The
State of Georgia in 1909 legalized
iiiese certificates.”
Mr. Dobbs states that the act of
1909 makes no mention of mutual life
insurance companies, but confines it
self to “any mutual aid, benefit or in
dustrial insurance company incorpo
rated under the law’s of this state
■upon tbe co-operative or mutual as
sessment plan;” and that <he section
of the 1912 act, whose authorship is
claimed by Mr. Wright, has no further
effect than to repeal the law of 1909;
that nowhere in the laws of Georgia
is there yr has there ever been any
statute authorizing the issuance of
these certificates by Mutual Legal Re
serve insurance insti utions.
Millions Were Lest
It is charged that one Georgia com
pany has issued more than $1,500,000
of these certificates, some prior to
,1909 and many during the latter part
of 1912, with the knowledge and con
sent oi Mr. Wright; that two other
Georgia companies have issued more
than $850,000 of these certificates,
making the amazing total of more than
$2,000,000 issued without any author
ity of law, PRACTICALLY EVERY
DOLLAR OF WHICH IS A DEAD
LOSS TO THE INVESTOR.
General Wright admits in his report
that "the sale of these certificates
caused a financial loss to many citi
zens,” and attempts to relieve himself
of responsibility by stating that “the
insurance department had absolutely
no jurisdiction.”
Senator Dobbs points out that char
ters granted to these companies make
them subject not only to the laws of
the state, but also to “any rules or
regulations of the insurance commis
sioner ...” and that these insti
tutions could easily have been pre
vented from taking the hard-earned
dollars of citizens in practically every
nook and corner of Georgia, without
the return of any value, had Mr.
Wright, as insurance commissioner,
regulated them by proper rules and
compelled them to comply with the
laws.
“One of the most unpardonable and
neglectful of the acts that go to make
up Mr. W'right’s official record,” Sen
ator Dobbs states, “was his failure to
require the Empire Eife Insurance
Company to make the SIOO,OOO deposit
as the law r requires, for the protection
of its policy holders, before issuing to
this company a license when it began
doing business during 1912.’*
■p •; i ' ’■ j ■“ • 11 —-
1
MR. T. J. COOPER DIES
AT HIS HOME IN CARL.
Mr. Thomas J. Cooper died at his
home in Carl Sunday morning at 11
o’clock, a. ter a brief illness of pneu
monia.
He was sixty-two years of age and
is survived by his wife, one son,
Gordon Cooper, and several brothers
and sisters.
The funeral was conducted Tues
day at Hog Mountain by Revs. H. N.
Rainey and J. R. Burell. The Masons
had charge of the burial services. Dr.
G. S. Kelly was master of ceremonie
Death of J. C. Melton.
Monday, at his home on Wright
street, occurred the death of M. J.
C. Meltcn, a capable and respected
c tizen, of Winder. He had been ill
only a very short while and his de
mise was a sad shock to his family
and friends. He was forty-six years
old and leaves a wife and several lit
tie children to mourn his absence.
Funeral services and interment
took place at Mountain (’reek church
Tuesday. Mr. Melton was a member
of no church.
His many friends wish to extend
to his bereaved family their truest
and since rest sympathy.
Catarrh Cannot Be Cured
with LOCAL APPLICATIONS, as they
cannot reach the eut of tile disease. Ca
tarrh Is a blood or constltut'onal disease,
and in order to cure it you must take in
ternal remedies. Hall's Catarrh Cure is
taken Internally, and acts directly upon
the blood and mucous surface. Hall's
Catarrh Cure is not a quack medicine. It
was prescribed by one of the best phy
sicians in this country for years and is
a regular prescription. It is composed of
the best tonics known, combined with the
host blood purifiers, acting directly on the
mucous surfaces. The perfect combina
tion of the' two
duces such \yvnderful results In curing
catarrh. Semi for testimonials, ’ free.
t'\ J. CHENEY & CO.. Props.. Toledo, O.
Sold l*y IMuggisio. prlci 7.V.
Yak Hall's Family Pills to. ciastlpatlon
The Winder News, Thursday, August 10, 1916.
PROFESSIONAL CARDS.
DR. R. P. ADAMS
General Practice
Bethlehem • Georgia.
Phone 6.
G. A. JOHNS
Attorney at Law
Winder, Ga.
Office: Over Carithers Bank. Prac
tiee in. all the Courts.
K. P. CARPENTER
Attorney-at-Law
WINDER - GEORGIA.
Practice in all the Courts.
Office Winder Bank Building
W. H. QUARTERMAN
Attorney at Law
Winder, Ga.
'raetice in all the Cuurts. Co w
mercial Law A Specia. y.
G. D. ROSS
Attorney at Law
405-496 Winder Enk. Bldg. ~
Winder, ga.
S. T. ROSS
Physician and Surgeon.
Wirdsr, Ga.
Rooms 103-204, Winder Banking Cos
Building.
J. C. PRATT
Attorney-at-Law
Winder, Georgia
Oftice: Over Carithers Bank
Will Practice in all the Courts.
W. L. De La PERRJERE
—DENTAL SURGERY—
WINDER, GA.
Fillingr, Bridge and Plate-Work don*
in most scientific and Sat
isfactory way.
S. M. St. JOHN
JEWELER.
Watches, Clocks, Jewelry, Cut Glass
and Silverware.
Repair Work Done Promptly.
Broad St., WINDER, GA.
ROLLIN H. KIMBALL
Counselor at Law.
Winder Bank Bldg.
Winder, Georgia.
JNO. T. WAGES
Practicing Physician
Office in Rainey Building.
Phones:
Office 62. Residence 98
C. S. WILLIAMS
-DENTIST
WINDER, GEORGIA.
Office: Over Carithers Bank. AH
Work Done Satifsactorily.
PHONES—Office 81. Residence 234
FARM LOANS.
Long time farm loans at 6 or 7 per
cent interest. No delay.
If you need money at once, see o>
write me.
JOHN L. CUMMINGS
Attorneys at Law,
SB. E. PATRICK
JEWELER
Room 205
Winder Bank
Building
Winder, Ga.
HOTEL RAND
ATLANTA - GEORGIA
D. V. Keith, Mgr. J. F. Hanson, Clk
42 1-2 Decatur Street.
One Block from 5-Points. One Block
from Union Depot.
OUTSIDE ROOMS
Rates 50c, 75c, SI.OO.
BATH FREE
Ask for special Weekly Rates. Spe
cial Rate for Parties of Two or More.
Coming and Going of
SEABOARD TRAINS.
EASTBOUND
No. 12 11,04 PM. No. 18 7.00 PM
No. 6 5.41 PM. No. 30 9.55 AM
WESTBOUND.
No. 11 6.07 AM. No. 17 7.54 AM.
No. 5 4.21 PM. No. 29 7.00 PM
The Strong Withstand the Heat of
Summer Better Than the W’eak
Old people who are feeble, and younger
people who are weak, wilf be strengthened
and enabled to go through the depress
ing heat of summer by taking regularly
Grove’s Tasteless Chill Tonic. It purifies
and enriches the blood and builds up
the whole system. 50c. -
THE WATER PROOF LINE
COTTON FABRIC HARNESS
NOW READY FOR THE MARKET
.
Buggy Harness, Hames and Collar $8.50
BAggy Harness, Breast Collar 7.50
One horse wagon Harness 4.50
Two horse wagon Breeching 4.50
One inch Check Lines 1.75
1 1-4 inch Check Lines , 2.00
One horse wagon Lines 1.00
Heavy Blind Bridles, 1 1-4 inch 1.25 i
Heavy Halters 1.25
Other goods in proportion.
These harness are built from the best grade harness£webb and
treated by a water proof preparation that tills the fabric and makes the
g >ods thoroughly water proof.
The second application give a a soft glazed surface —that turns all
s.veat and moisture —and wears smooth and slick.
This harness is not better than good leather harness,"but better
than the average leather harness nowjonlthefmarket. —T'„ lb#**
Call at our storefand see the'line [displayed.! | ManufacturcdJ’and
Woodruff Manufacturing Cos.
WINDER - - GEORGIA •
• IN 1915 THE
1 NEW-YORK LIFE fli
t • j
j INSURANCE COMPANY |'j
PAID TO ITS POLICY-HOLDERS
$75,921, 160.24 |
DURING||THE YEAR iy
_
Assets Jan. 1, 1916,
$822,917,849.00 j |
Reserve Fund, |l
$123,564,466 |!
Dividends paid to policy-holders" in"]
1915 $16,672,582 ;j
orp A! TCp it has an honorable record of sev |! |
enty-one years. j|il
DCP A I TQI7 its policies protect nearly one mil-j! |
lion families for $2^403,800,878.
DFp A| TCP it will pay in dividends in 1916 '{
DLV//iUiJLi nearly 20 million dollars. g, I
RPP A! TCp \ s P ure] y mutual; there is no :
capital stock; therefore no stock
holders to share the profits of the business which go to \
the policy-holders, who are the Company, who own the I <
Company, who alone receive the profits of the Company, i j
RFP A I since organization the Company ;
has paid and now holds for its
policy-holders over 155 million dollars more than the
total amount received from them. $
’W I
HOMER C. SMITH
LOCAL AGENT * [WINDER,'GEORGIA!
Singing Convention.
ii The time is drawing near for; the
meeting of the Barrow County Sing
ing convention to meet, and sor far
no invitation has been forthcoming
Any church that would like to have
the convention meet with it Saturday
and Sunday, October 7 and 8, will
please send in their invitations to
(i. N. Bagwell, Winder, Ga., as early
as possible.