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ACCEPTANCES URGED TO AID COTTON LOANS Would Make Country’* Credit Resources Available to Brow ers and Lighten Burden on Southern Banks. UNIFORM WAREHOUSING LAWS ARE NECESSARY (National Bank of Comawm to N*w York Says Dlacotmt IWiaikat fH quires Standard Receipt Whioh Will Protect Loans. The use of Nmk acceptance* for financing cotton grower* t* advocated jby the National Bank of Ootnroerce fn JNew York as a remedy for the hand to-mouth crop-lien sysrtn now fn gen eral use. In It* magaztT**, Oomroerc* Monthly, the hank point* oat that cot ton marketing requirements hereto fore have not shared In the cormtry’* credit resources he<-anne the cbtlga jtions of the generality at borrowers In this field have not been writable for negotiation In the open market. The burden of financing ha* heat concen trated on * limited number of Setith ern banka Such a s.vw**m be* been responsible In a large degree for com jtelllng the dumping of oettoc on the market almost as rapidty m It could be picked and ginned. The hunk points out that a means of securing a broader distrttmtlon of the burden has been provided by the Fed eral reserve system which enables member banks both to rediscount loan* and to execute acceptances, which are particularly writable for general negotiation. Ti>e success of this remedy, however, depends largely on the ability of borrowers tat provide certain simple require-nxmts of the discount market. One of the chief re quirements, the hank declares, is a uniform standard of quality of ware house receipts, which will enable banks throughout the country safely to undertake tle execution erf aouepr unces on cotton In storage. Requisite Condition*. "There has been a diversity and Often a laxity In business practices, as well as an absence of uniformity In the obligations and responsibilities as sumed by warehousemen, under vary ing state warehousing law*, which has caused banking institutions not di rectly acquainted with the Individual warehousing concerns to hesitate to extend credit on the strength of their receipts,” the bank declares "On re ceiving a request for a loan against cotton the banker’s first concern Is that there actually Is cotton behind the warehouse receipt One of the most serious difficulties which banks, particularly those which are not In close local touch with the situation, have found In the way of loaning more free ly against cotton receipts is that they have never been able to ascertain ex actly what title to the cotton they had. In general It Is true that the holder of a receipt is subject to prior Hens, and uncertainty as to their nature and ex tent Increases the banker's hesitancy In accepting receipts a* collateral, even though In practice the actual losses from defective title by reason of such liens have been comparatively small. The cotton, furthermore, should be In the hands of a reliable warehouseman, who should be Inde pendent of the borrower, so that the latter cannot, while the receipt is out •tandlng in the hands of a third party, obtain CQJdrnl gyfr Ue covered by 1L Warehoule Laws Needed. reasonable method of improving this situation would seem to be the application of fairly uniform laws con cerning cotton warehousing wherever cotton is stored. Two laws have al ready been formulated which, were their provisions uniformly and Jointly applicable to cotton warehouses, would go far toward establishing warehouse receipts on the high level of the bill of lading. These are the Uniform Warehouse Receipts Law and the ‘Federal Warehouse Act adopted In 1916. The latter provides for Fed eral supervision and examination of licensed warehouses which take ad vantage of its provisions. The Uni form Warehouse Receipts Act, on the other hand, is concerned with putting the receipt Itself Into proper form, making standard the terms which it Incorporates and the obligations as sumed by the warehouseman, and making standard also the conditions attending Its transfer or negotiation. “As regards the Uniform Ware house Receipts Act, there would seem to be no valid reason why it* provi sions should not be Incorporated In their entirety In the statutes of every state. The Federal Warehouse Act i* not compulsory, and warehouses have been, and probably will continue to be,, slow to avail themselves of It* provi sions because of the public supervision for which It provides. A remedy might be found either In the estab lishment of a similar system of public supervision by the respective states, or In a provision In state laws that all public warehouses be required to obtain federal licenses, the latter method being decidel.v preferable be cause of the greater uuiformity it would insure.” SETS NEW STANDARDS FOR SOUTHERN FAIRS SOUTHEASTERN FAIR, ATLANTA, OCTOBER 16-26, AGAIN PRESENTING NEW FEATURES AND ASSURED OF UNPRECEDENTED RESULTS. With a record for an ascending stand ard of excellence a* a fair which seem ed to reach Its high peak last year, the Southeastern Fair, October 16-26, presents a program of excl uet-ee fea tures which has already resulted in such an increase In the demand tor space for exhibits, privileges and oo ceesions by the most prominent eoa cewsionairee in the United States, that there Is not the least doubt in Cbe minds of Secretary R. 14. StripMc and his executive committee that the 1920 fair will exceed the last fair and will have no equal as an agricultural and livestock exposition fn toe Southern states. The arrangement with toe promoters of the National Hog and Cattle Show to stage this enterprise at the Sooth eastern Fair resulted fn the greatest demand for spaoe to the stock bams that has been experienced stnee the fair was organized. The establishment of the International C2ub Shock Judg ing Con teet started a flood of inqui ries from all over the (wntineot, as to the requirements for entering this contest. The machinery manufactur ers and dealers having learned of toe benefits of demonstrating at a great fair have increased their demands and the capacity of the big Automotive In dustries Building wrlll be insufficient to accommodate all exhibitors if the number of early Inquiries (or spaoe is a guide. The Midway, which onoe seemed ample to accommodate all the amuse ments and concessions that would de mand accommodations for years, is already outgrown and new space must be provided to toeet) this popular fea Ths big Midway run* along the greatest ride In the South —the Roller Coast or at Lakewood Park, the home of the Southeastern Fair. COWS FOR SALE 1 have four or five nice Milch Cows for sale. Going out of dairy business. Now is the time to secure a fine milch cow practically at your own price. L. W. HODGES Winder Ga. Relie! for Torpid Livers and Habitual Constipation The liver Is the largest and most im portnnt organ In the body, and when the j liver refuses to act, It causes constipa- F “ Mo tion, biliousness, headaches, indigestion, . gas. sour stomach, bad breath, dysentery. gj diarrhoea, rains in back and under shoul- j', 1 tier blades and under ribs on right side. ! ttfllk 1 ITPROa Jij These symrtoms lead to colds, influenza j r 1 ALl>{JpL/?i Li pi or other serious troubles unless corrected ! • |,g immediately. j U/ J { L * •* An inactive liver places an extra | at Kps. jr|i; burden on the kidneys, which overtaxes them and causes the Mood to absorb and j -Tw fmaPvX WYn W. | carry’ Into the system the impurities that ; J Bl| the liver and kidneys have failed to elim- i y *Jj When you treat the liver alone, you ; „ I‘ jjjjji treat only a third of your trouble, and ( .VRIDiSY- '•* i\‘‘ that is why you have to take purgatives j M every few nights. Calomel or other or dinary laxatives do not go far enough. fSRCPARCD BY 1111 If you would treat your kidneys and blood B iirrmrnrY UFhinNF Cft Is viw while treating the liver, you would put jj IUTvIICOCR MUNUfIL Cv. 1 your entire system in order and frequent |p Atlanta. Ga. purgatives would then be unnecessary. Dr. W. L. Hitchcock many years ago recognized these important facts, and after much study and research, com pounded what is now known as Dr. Hitchcock’s Liver, Kidney and Blood Pow ders. three medicines combined in one. This was the Doctor's favorite pre scription for many years, being used by his patients with marked success. It is a harmless vegetable remedy that will not make you sick, and you may eat anything you like while taking it. Get a large tin box from your druggist or dealer for 25 cents, under his personal guarantee that it will give relief, tone up the liver, stimulate the j kidneys to healthy action and thereby purify the blood. Keep it in the home for ready use whenever any member of the family begins to feel “out of sorts.” It will prove a household friend and a valuable remedy. ture proportionate with the expenslon to other directions. More ground must be made, so the big steam shovel will be requisitioned again. Work has already started on the rail connection with the city belt line, so that the Southeastern Fair, which will have the long desired accommoda tions for exhibitors, which means so much In handling the fair successfully. The Interest to Woman’s work, boys’ and girts’ clntos domestic and fine arts, is well as toe many lateral educational feature*, exoeeds all previous expres sion and k may be said that the origi nators erf tbe Southeastern Fair will find every fea*sa*e filling their fondest anticipations. Tk> keep the reputation of the fair at Ms past high level as the greatest an nual opportwnlty tor real satisfaction of - desire tor clean entertainment, the (urmaeirvent features are being shaped to leave nothing wanting. The Grand ■Circuit raoes win again Include all the fast equine stars of the United States and Canada. The Auto racing will have another day added, featuring the opening day, October 16th. Auto Polo .is af' uin assured and tbe usual best program of fireworks that money can buy. The big free act program in front of the grand stand will be filled with the best and moot novel numbers that can be secured. With this splendid promise for a great fair, we feel sure that every read er of this paper will begin now to lay plans for spending at least one day, where one gets more education for nothing and the biggest show for the price of admission that is offered any where. . MONDAY * * * “A CHORUS GIRL’S ROMANCE” THE WINTER NEWB HOG CHEWS TOBACCO LN FULTON COUNTY Atlanta, Ga. —Sam Pilgrim, a farm er boy living in Fulton county, owns a hog that chews tobacco with ap parently as much relish as a comfirmed user of the filthy weed, and Bam ex plains the curious freak on the ground tltat the hog learned to like the tobacco taste by getting hold of snuff in ‘some condition powders. As the hog weighs more than 500 pounds at the age of 12 months, its indulgence in tobacco doesn’t seem to have interfered with its growth. QUITE SO Another thing You’ll notice If you'll glance over The classified column Of your paper Is that while every day People are losing .Stickpins and stepladders And watches and wardrobes And diamonds and dogs And purses and fountain pens And Fords and fishing hooks Et cetera and so forth, About the only thing Anybody ever finds Is a bunch of keys Or maybe a pocket book Containing receipts. —Johnny Spencer. Mr. Ralph Smith is in Atlanta for the day. INVENTIVE GENIUS ROBS CALOMEL OF NAUSEA AND DANGER Doctors’ Favorite Medicine Now Purified and Refined from All Objectionable Effects. “Calo tabs”—the New Name, What will human ingenuity do next? Smokeless powder, wireless .telegraphy, horseless carriages, colorless iodine, taste less quinine,—now conies nausealess calo mel. The new improvement called “Calo tabs” is now on sale at drugstores. For biliousness, constipation and indi gestion the new calomel tablet is a prac tically perfect remedy, as evidenced by the fact that the manufacturers have au thorized all druggists to refund the price if the customer is not “perfectly delighted” with Calotabs. One tablet at bedtime with a swallow of water—tlmt’s all. Xo taste, no nausea, no griping, no salts. By morn ing your liver is thoroughly cleansed and you are feeling fine, with a hearty appe tite. Eat what you please—no danger—go about your business. Calotabs are not sold in bulk. Get an original package, sealed. Price, thirty five cents. —(adv.) LET US Gin Your Cotton AFTER INSTALLING NEW MACHINERY ALMOST ALL THE WAY THROUGH WE ARE PREPARED TO GIVE YOU THE VERY BEST OF GINNING IN ADDITION TO OUR NEW MACHINERY WE HAVE SECURED THE SERVICES OF MR. R. E. SHEPPARD TO DO YOUR GINNING, ASSISTED BY MR. A. B. HARWELL. WE ALSO HAVE SOME OTHER GOOD FELLOWS WHO WILL HELP US GIVE YOU THE VERY BEST ATTENTION AND SERVICE. Price 90c per Hundred Give us a trial G. W. Summerour WINDER, : : : : : GEORGIA. M 5 YOUNG WAR VETERAN HELD IN CONNECTION WITH ROBBERY Atlanta, Ga. —Dispatches from Val dosta Tuesday telling of the arrest in Homerville, Ga., Monday night of Rufus Knight with Liberty bonds and securities, valued at #295,397, In his possession, led the Atlanta postcffice in spectors to the belief that Knight is the principal in the sensational rob bery of a registered mail pouch from Southern railway passenger train No. 36, Atlanta to New York, near Corne lia, Ga., on the morning of September 9th. Information reached Chief Postoffice Inspector Charles Riddiford by wire early Tuesday of the arrest of young Knight. Inspectors Clyde Fleming and Robert Barry were on their way to Homerville immediately, where they will secure details of Knight’s arrest from the local authorities and bring WAGONS BUGGIET HARNESS I Tires that did not requite setting lin thirty years-on a Studebaker VV7TTEELS are the life of a wagon. Hubs, spoke?, ** felloes and tires of the best materials, put to gether by skilled workmen, go into every Studebaker. What is tbe result? Mr. William H. Horton, of Nineveh, N. Y. writes that the tires on hiarfhirty-srx year old Stude baker farm wagon did not need resetting in thirty years —and the wagon was in use every day. We can prove to you that this is not an exceptional Studebaker wagon. There are thousands of Studebaker 4 wagons in use today that are forty years old and more. _ And that have cost their owners little or nothing for repairs. , Come in and look over our stock of Studebaker vehicles. I- Let us show you how well they are built. I Studebaker wagons are sound investments, every time WOODRUFF HARDWARE CO. WINDER and STATIIAM, GA. SUBSCRIPTION: *1.50 A TEAR. IOWA WOMAN WII L RUN FIRST TIME FOR'CONGREJ Des. Moins, la.—Mrs. Mattie 1 Hurl, of Council Bluffs, will be lows first woman candidate for eongres She tiled petition today with the sef ‘retary of state and will gun as tu Independent candidate fropa the nint cogressional district, although tl farmer-labor party convention, whic Mrs. Harl has been attending her for the past two days, Indorsed be candidacy. the prisoner to Atlanta. Descriptions of tbe securities an bonds found in Knight’js possessio at the time of his arrest, while som what vague, coincided sufficiently wit the inspector’s record of the bond stolen from the mail pouch last weel to convince them that Knight is, a least, one of the principals in th robbery. .