Newspaper Page Text
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'Open sluices of system each morning and
//‘ wash away the poisonous, stagnant
/fil - matter, says authority.
A glass of hot water with a teaspoonful of
{ limestone phosphate in it, drank each
: morning before breakfast, keeps AR
& us looking and feeling fit. M’&w
’ Life is not merely to live, but
o live well, eat well, digest well,
work well, sleep well, look well.
(What a glorious econdition to
attain, and yet how very easy it is
if one will only adopt the morning
inside bath.
Folks who are accustomed to
feel dull and heavy when tliey
arise, splitting headache, stuffy
from a cold, foul tongue, nasty
breath, acid stomach, can, instead,
feel as fresh as a daisy by open
ing the sluices of the system each
morning and flushing out the
whole of the internal poisonous
stagnant matter.
Everyone, whether ailing, sick
or well, should, each morning,
before breakfast, drink a glass
of real hot water with a teaspoon
ful of limestone phosphate in it
to wash from the stomach, liver,
kidneys and bowels the previous
day’s indigestible waste, sour
bile and poisonous toxins; thus
cleansing, sWeetgning and puri
*+ Sixty/million dollars a year is about
the -price the farmers of the United
S_tate_!s‘ are paying for the privilege of
Keeping rats on their premises.
.—._——_______————_'———-_—___‘
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B A TYPEWRIIER b« PARCEL POST
H ON TEF 1.5 'REE EXAMINATION
§ This typewric. is not an un
known ma.hine of unknown
M maoke. It sthe
i
# the very latest additio to the great |
! Remington fa. . ly O typewriters.
I A 1 v and small T R.mington—built
| for thc ne.ds ol .he professional
8] man and “h’ ‘woine. .
‘B At hcend ¢ days,liyov decide l
j wot to kee °t, send i, back—no ob: t
ligation ‘fnvolved. 1. you decide to
B Keepit. the pricc . .50, Send :slO &
£ ! monthly ~ayner = %3 cach and
J madhin ¢ arse. :
5 Just the macline vou a°ve aiways B
needed. mae ay “he most coloa
§ brated {opowritor mexers .n the $
world. and sold on iust the terms i
that suit vou. 2
i ¢
RAEETT vy e - ,
N A vl N o 8 :3." e s W !
i Remington I'ypewriter Compny. !
: ¢ (Incerporated) |
327 Broadway. New York. I
L Send me a Remington Junior, Type
writer, price $5O, on free examination. It 1
is understood that I may return the ma- |
chine, if 1 choose, within ten days. U 1 !
; decide to-purchase it, 1 agree to pay for |
! it in 10 mouthly pavmeats of $5 cach :
fying the entire alimentary canal
before putting more food into
the stomach. The action of hot
water and limestone phosphate
on an empty stomach is wonder
fully invigorating. ' It cleans out
all the sour fermentations, gases;
waste and acidity and gives one
" a splendid appetite for breakfast.
While you are enjoying youn
breakfast the water and phos«
phate is quietly extracting:a large
volume of water from the blood
and getting ready for a thoroughl
flushing og all the inside organs.
The millions of peope who
are bothered with constipation;
bilious spells, stomach trouble,
theumatism; others who have
sallow skins, blood disorders and
sickly complexions are urged to
get a quarter pound of limestone
phosphate from the drug store;
which will cost but little, but is
sufficient to make anyone a pro
nounced crank on the subject of
internal sanitation,
et o
TRAIN HITS AUTO;
| 7
\
~ KILLS 2; HURTS 2
j y
LADY IS THROWN TWENTY FEET
AGAINST TELEGRAPH POLE.
“Crawfordville, July 21.—Our town
was shocked this afternoon by one of
the most appalling tragediés‘ that has
ever occurred here. Georgia railway
train No. 7 struck an automobile one
mile out, at Atchinson’s crossing. U.
S. Gunn and family and some friends
occupied the car.
Miss Mary Caldwell was instantly
killed. Little 3-year-old Gladys Gunn
died socn.after being brought home.
Mrs. Gunn is severely injured about
the face and shoulder.
~ The train stopped and brought the
injured to town. All that can be done
for the comfort of the injured is be
ing done. The car is a complete wreck.
‘Miss Caldwell was thrown some twen
ty feet, striking a telegraph pole.
TAlbany, Ga., July 20.—John W. Ray,
of Philema, whose wife is postmaster
‘at that place, entered a plea of guilty
today to the charge of embezzling $2,-
450.12 of postoffice funds. He declared
that his wife had no connection what
ever with the crime, and that he took
the money without her knowledge.
Ray made a clean breast of it. He
stated that he lost a considerable
sum of the postoffice money gamb
ling, and that finally in an effort to
recoup his losses he dropped $1,200 in
a poker game in one night. This was
on May 20 last, he said.
A strong appeal was made for Ilen
liency for Fay, whose wife is sick.
Judge Lambdin stated that he had
lbeen impressed with the candid state
ment of the prisoner, but could not
imake a mockery of justice. He sen
tenced Ray to serve two years in the
Atlanta penitentiary or pay the full
amount of the defelcation. Ray is
making a strong effort to raise the
!money with the help of friends.
TIFTON WILL BUILD
LIBRARY TO COST $25,000
Tifton, Ga., July 22.—At a meeting
of the Twentieth Century Club and
a number of public-spirited citizens
last night it was decided to build a
$25,000 library here. Plans are being
made to carry on the work without de
lay.
: HUNTING GOLD AT SEA.
Newport News, Va., July 22.—The
fleet of deep sea treasurehunting ships
which will seek to recover the million
dollars worth of silver bullion aboard
the sunken Spanish steamer Meridia,
put into Newport News today for re
pairs and alterations. The treasure
hunters will start operations within a
week, it was said.
The Meridia lies in 200 feet of water,
55 miles off the Virginia capes.
BISIWI&GIHHI
(A & N. RY.)
Commencing Sunday, June the 18th,
1916, trains will arrive and leave Cor
dele at following time:
ARRIVE CORDELE.
No. 1, Daily, from Albany and
Connections .. - .. ... 1538 pm
No. 5, Daily, except Sunday,
from Albany. .. -.. .......6:30 pm
No. 3, Sunday only, from Al
bany - & i .. .0 b:4O DI
LEAVE CORDELE
No. 4, Sunday only, from Al-
Bany ... 00 .09:00 a 1
No. 6, Daily except Sunday for
Alßany ... . i 0. 0....8:00 am
No. 2, Daily, for Albany and
Connections ;. ... .. ......2:15 P
| Trains 1 and 2 make direct connec
tions with trains of all lines at Albany.
\At Cordele with S. A. L. trains East
and West; G. S. & F. trains North and
South; A. B. & A. trains Fitzgerald
and Waycross.
Trains 5 and 6 are mixed local trains
R. L. LUFFMAN, R. E. DAVIS,
Ticket Agt., Traific Mgr.,
Cordele, Ga. e Albany, Ga
THE CORDELE DISPATCH, SUNDAY, JULY 23, 1916.
PROVIDES SYSTEM FOR LENDING
MONEY ON FARM LANDS AT A
REASONABLE INTEREST FOR
RELATIVELY LONG PERIODS.
Washington, July 22.—The. Federal
Farm Loan Act, popularly called the
“Rural Credits Law,” was signed by
the President and became a law on
July 17, 1916.
The Primary purpose of this Act is
to promote agricultural prosperity by
enabling farmers to borrow money on
farm-mortgage security at a reasona
ble rate of interest and for real
long periods of time. To attain this
object, two farm-mortgage systems are
provided: (1) A system operating
through regional land banks; and (2)
a system operating through joint-stock
land banks.
To attract money to the farm loan
field, the Act provides a method where
by those who have money to lend can
find safe investments in the form of
debentures or bonds, of small and
large denominations, issued by the
banks and based on the security of
mortgages on farm lands.
These two system are to be under
the general supervision of a Federal
Farm Loan Board in the treasury de
partment, composed of the Secretary
of the treasury, as chairman ex officio,
and four members appointed by the
President. This Boara has authority'to
appoint appraisers, examiners, and reg
istrars, who will be public officials.
The Federal Land Bank System.
Under the federal land bank system
the Act provides for Federal land
banks which make loans, for the first
twelve months, exclusively through lo
cal national farm loan associations
composed of borrowers. These asso
ciations shall be shareholders in the
banks and in that way the members,
who are borrowers, will share in the
profits of the bank. The money for
the loans is to come partly from the
capital of the banks and partly from
the sale by the banks of bonds secured
by first mortgages on farm lands. The
Act defines strictly the purpose for,
and the conditions under, which loans
are to be made, and requires that the
rate of interest charged on farm loans
shall not exceed 6 per cent per annum.
Twelve Federal Land Banks.
The United States shall be divided
into 12 farm loan districts, and a Fed
eral land bank with a subscribed cap
ital stock of not less than $750,000,
each share $5, shall be established in
each district. Each Federal land bank
may establish branches in its district.
Within thirty days after the capital
stock is offered for sale it may be pur
chased at par by anyone. Thereafter,
the stock remaining unsold shall be
bought by the Secretary of the Treas
ury for the United States. It is pro
vided, however, that the government
shall not receive any dividends on its
stock. Ultimately, it is intended that
all the stock in the banks shall be
owned by the association of borrow
ers, and provision therefore is made
in the law for transferring the original
stock at par to these associations.
National Farm Loan Association.
The Act provides for the creation
of local mnational farm loan associa
tions through which it is contemplated
that the I'ederal land banks shall make
their loans. In the event that a local
loan association is not formed in any
locality within a year, the Federal
Farm Loan Board may authorize a Fed
eral land bank to make loans on farm
land through approved agents. Ten
or more persons who own and culti
vate farm land qualified as security
for a morigage loan under the Act,
or who are about to own and cultivate
such land, may form such an associa
tion, provided the aggregate of the
loans desired by the membership is not
less than $20,000. Each members must
take stock in his association to an
amount equivalent to 5 per cent of the
amount he wishes to borrow. This
stock the association =olds in trust
as security for the memebers individ
ual loan. The association, in turn.‘
when applying for money from the
bank, must subscribe for stock in the
bank to an amount equivalent to 5 per
cent of the sum it wants to obtain for
its members. This stock is held inj
trust by the bank as security for the
loans it makes through the associa
tion. If a prospective borrower has
no money with which to pay for his
association stock, he may borrow the
price of that stock as a part of the
loan on his farm land.
Under -l{if;o,;lan. then, every borrow
er must be a stockholder in his local
association, and every association a
stockholder in its district bank. Each
stockholder in an association is Tiable
for the acts of that association up to
twice the amount of his stock.
How Loans are Obtained.
A member of a national farm loan
association, before obtaining a loan,
must first fill out an application blank
supplied to the loan association by the
Federal Farm Loan Board, This ap
plication blank and other necessary
papers will then be referred to a loan
committee of the association which
must appraise the property offered as
security. Such application as is ap
proved by the loan committee is then
forwarded to the Federal land bank
and must be investigated and report
ed on by a salaried appraiser of the
bank before the ioan is granted. This
appraiser is required to investigate
the solvency and character of the pros
pective borrower as well as the value
of his land. When a loan is granted
the amount is forwarded to the bor
rower through the loan association.
Conditions Under Which Loans May
Be Obtained From Federal Land
Banks.
The Act specifically defines the pur
poses for which loans may be obtain
ed. These are:
“(a) To provide for the purchase of
land for agricultural use.
“(b) To provide for the purchase
of equipment, fertilizers and live stock
necessary for the proper and reason
able operation of the mortgage farm;
the term ‘equipment’ to be defined by
the Federal Farm Loan Board.
“(¢) To provide buildings and for
the improvement of farm lands; the
term ‘improvement’ to be defined by
the Federal Farm Loan Board.
“(d) To liquidate indebtedness of
the owner of the land mortgaged’ ex
isting at the time of the organization
of the first national farm loan asso
ciaion established in or for the county
in which the land wmortgaged is situ
ated, or indebtedness subsequently in
curred for one of the purposes men
tioned in this section.”
Loans may be madé only on first
mortgages on farm land.
Only those who own and cultivate
farm land or are about to own and cul
tivate such land are entitled to bor-
TOW.
No one can borrow save for the pur
pose stated in the Act and those who
after borrowing do not use the money
for the purpose specified in the mort
gage are liable to have their loans re
duced or recalled. The secretary
treasurer of each association is requir
ed to report any diversion of borrow
ed money from the purpose stated in
the mortgage. ‘
No individual can borrow more than
$lO,OOO or less than $lOO.
No loan may be made for more than
50 per cent of the value of the land
mortgaged and 20 per cent of the val
ue of the permanent insured improve
ments upon it.
The loan must run for not less than
five and not more than forty years.
Every mortgage must provide for
the repayment of the loan under an
amortization plan by means of a fixed
number of annual or semiannual in
stallment sufficient to meet all inter
est and pay off the debt by the end of
the term of the loan. The installments
required will be those published in
amortization tables to be prepared by
the Farm Loan Board.
The bank is given power to protect
in case of default by recalling the loan
in whole or in part or taking other
necessary action.
Interest Rate Paid By Borrower.
No Federal land bank is permitted
to charge more than 6 per cent per an
num on its mortgage loans, and in no
‘case shall the interest charged on the
farm mortgages exceed by more than
one per cent the rate paid on the last
issue of bonds.
For example, if the bank pays only
4 per cent on an issue of bonds, it can
not charge more than 5 per cent for
the next farm loans it makes.
Out of this margin of not to exceed
1 per cent, together with such amounts
as it can earn on its paid-in-cash cap
ital, the bank must set aside certain
reserves and meet all its expenses.
Any balance or net profits can be dis
tributed as dividends to the loan as
sociations or other stockholders. The
loan associations, from their bank div
idends, after setting aside the required
reserves and meeting expenses, can de
clare association dividends to their
members. In this way the profits, if
any, will be distributed among the bor
rowers and will, to that extent, reduce |
the amount of interest actually paidi
by them. - ‘
Let Your Skin
6 )
Breathe
by keeping the pores free
trom impurities. When the
pores are clogged your skin
cannot breathe and mud
dy complexion is bound to
result.
5
Stead’s Face
Cream
will cleanse the pores and
let out that oily substiance
which poisons the skin.
Use it freeiry at this season
if you would enjoy the
charm of a fair. complexion.
A GENEROUS SIZED JAR
FOR 25 CENTS.
s
Stead’s
Drug Store
PHONE 1-11.
SUWANEE HOTEL.
® [ J
20 A 7
Here are the live ones—those w ho hustle for business of the city in
‘heitr various lines. Every one of the m knows how to keep a ‘business
.ofCcment.
I HAVE MOVED my shop to new
building on Seventh street, north, at
corner of Heard Stables. I want to do
your repairing. Satisfaction guaran
teed. Phone No. 333. 1i you will call
me I will send for work and deliver it.
Respectiully, !
J. D H. RVERS.
HARNESS AND SHOE
S REPAIRING
. ... CORDELE LEATHER
5 "'l,;,\‘ COMPANY
" >4 RL. Persall, Mgr, 109
P s Wall St.
S e
s AUTO REPAIRING
I!HK—Q ‘ Open all night
.7’;.!-‘ § MOTOR SUPPLY &
> REPAIR WORKS
a 4 n’(}. D. Hartshorn, Mgr.
Phone 115
Bl i s L
- HATS OF ALL KINDS
LS - Cleaned and Blocked.
QO)' Satisfaction guaranteed
fi {/ A F ANDERSON
Q. Wall, St.
SPECIAL ATTENTION GIVEN TO
MAIL ORDERS.
Sdb e e o
-TN FRUIT AND VEGETA
4'. 3 BLE CANNERS
30 : :
j " Tin Roofing and repairs
""‘*\% R. D. HAYES
RS i
?Mg:u\ ! The cordele Tinner
Cleaning, Pressing and Altering
done well at reasonape prices, see us.
UNITED TAILORING CO.
Phone 143 :-: Citizens Bank Bldg.
We are now prepared to negotiate loans on improved city real es
t?:lte on the monthly repayment plan at six per cent interest. Let us
SIOW you.
HARRIS & BALLENGER
CORDELE, GEORGIA.
.‘lil’l‘.l‘l'lil‘lil‘,l T R
-
FRESH TOMATOES, OKRA, CANTALOUPES, WATERMELONG
THE BEST EVER, FULL LINE OF FRESH CROCERIES
THE ECONOMY GROCERY
B. S. AMBROSE — — e —- —PRONE 52
LAUNDRY DONE BY MAIL
Don’t Worry About it, Just Send it to us
“AS GOOD AS THE BEST"—YOUR HOME ENTERPRISE'_
McCOY STEAM LAUNDRY
CORDELE, GEORGIA .
mfl
THESE HOT DAYS?
EAT AT THE CRYSTAL CAFE
" Where it is Cool, Clean and Sanitary
| Regular Dinner Every Day 25¢c |
! Special Sunday Dinner 25¢
Bring Your Wife and Family Hore for Sunday Dinner
M
Farm and City Loans
//\ We have ample
ABYVE -\ sources and splen
’l»W*ELK did connections for
’SAV‘»E* both farm and city
*?Y ' gwg loans. Loans quick
e g Ly negotiated. Our
\.f ; Y commissions ar e
Sl R the lowest tobehad"
See us and Save Yourself Good Money
Cordele Land & Insurance Agency
: C. M. McKENZIE, Mgr. g
OFFICE IN EXCHANGE BANK BUILDING
Restriction on Fees and Commissions.
The Federal Land Banks are specifi
cally prohibited from charging in con
nection with making a loan any fees
or commission which are not authoriz-
‘,._‘(." \‘ . .5
7Y \ach, WAGON MAKING AND
0 Maer REPAIRS
i/ will Treat You Right
5T FRANK TEUBER
- ¢
o i e e B
(=) FINE TAILORING
‘éq;‘j-i AND PRESSING
..Fll‘:ih,', (
if i ROBERT GREIS -
iy =
! J s 13th Ave., and Bth St.
S N e e
i TAILORING & PRES
" > AL SING
e '\') Fine Clothes To Order
il 45
.- filnis W. T. PERRY
LT W Phone 149, Cordele, Ga
Lo me eTR i BRI DR
BATTERY AND AUTO
;_: &oY ‘Repai:il‘\g and Suppl‘l)elo
7 CELS Our Prices Reasonable
b\\ I‘:'/_», Opposite Courthouse
0% s | CATO’S GARAGE. .
__________——_____,..-——-,——_—_‘
o
Rubber Heels, 25¢ Pair
Low Prices All Work for 30 Days
CITY SHOE SHOP
Citizens Bank Corner, Cordele, Ga.
e e G R A SRR
For Artesian Wells
You Want to See
B. F. SHEPPARD
CORDELE, GEORGIA.
ed by the Farm Loan Board. The au
thorized fees need not be paid in ad
vance but may be made part of the
loan.
R