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PAGE 12C
THE JACKSON HERALD
WEDNESDAY, DECEMBER 24, 2008
Public Notices Continued
www. msplaw. com/foreclo-
sure_sales.asp
MSP/ho 1/6/09
Our file no. 11282108-FT1
(DC10,17,24,31B/12062-70T1P)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of
sale contained in a Deed to
Secure Debt and its modifi
cations from CHONG CHIN
SO to FREEDOM BANK OF
GEORGIA, dated September
7, 2007, and securing and
original indebtedness in the
amount of $288,750.00,
and recorded at Deed Book
50-B, Pages 494-498, in
the Office of the Clerk of
Superior Court of Jackson
County, Georgia, there will
be sold by the undersigned
at public outcry to the highest
bidder for cash before the
Courthouse door of Jackson
County, Georgia, during the
legal hours of sale on the first
Tuesday in January, 2009,
the following described prop
erty, to wit:
All that tract or parcel of
land lying and being in the
257th GMD, Jackson County,
Georgia, containing 23.570
acres, more or less, as
shown on plat and survey of
Venable & Associates, Inc.,
dated September 7, 2005,
and recorded in the Office of
the Clerk of Superior Court
of Jackson County, Georgia,
in Plat Book 66, Page 116.
For a more detailed descrip
tion to said tract, reference is
hereby made to said plat as
recorded. AND:
All that tract or parcel
of land lying and being in
the 257th GMD, Jackson
County, Georgia, containing
5.00 acres, more or less, as
shown on plat and survey of
Venable & Associates, Inc.,
dated September 7, 2005,
recorded in the Office of the
Clerk of Superior Court of
Jackson County, Georgia, in
Plat Book 65, Page 19. For
a more detailed description
to said tract, reference is
hereby made to said plat as
recorded.
The debt secured by said
instrument having been
declared due because of
default in payment, this sale
will be made for the purpose
of satisfying said indebted
ness and any other indebt
edness secured by said
property and all expenses
of this sale, including attor
ney’s fees. This property
will be sold as the property
of Chong Chin So, subject
to any taxes, easements and
assessments appearing of
record.
The sale will be conducted
subject (1) to confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code and (2) to final con
firmation and audit of the
status of the loan with the
holder of the security deed.
To the best of the under
signed’s knowledge, the
property is in the possession
of Chong Chin So.
Freedom Bank of Georgia,
as attorneys in fact for Chong
Chin So.
Scott R. Tolbert
Tolbert Bradford, LLC
Attorney at Law
62 Washington Street
Jefferson, Georgia 30549
(706) 367-5290
www.tolbertbradford.com
(DC10,17,24,31B/344-50)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
By virtue of the power of
sale contained in a Deed to
Secure Debt and its modifica
tions from TERRY FOWLER
to HABERSHAM BANK as
Custodia for Harold Fletcher
Self Directed IRA, dated
July 2, 2007, and securing
and original indebtedness in
the amount of $45,500.00,
and recorded at Deed Book
50-U, Pages 687-688, in
the Office of the Clerk of
Superior Court of Jackson
County, Georgia, there will
be sold by the undersigned
at public outcry to the highest
bidder for cash before the
Courthouse door of Jackson
County, Georgia, during the
legal hours of sale on the first
Tuesday in January, 2009,
the following described prop
erty, to wit:
All that tract or parcel of
land lying and being in the
455th GMD, Jackson County,
Georgia, and being Lot No.
123 of Section 2, of Pleasant
Acres Subdivision, as per
plat recorded in the Office of
the Clerk of Superior Court of
Jackson County, Georgia, in
Plat Book 9, Page 200. Said
plat as recorded, is here
by referenced for a more
detailed description of said
property. This conveyance
is made subject to all zoning
ordinances, easements and
restrictions of record affecting
said bargained premises.
The debt secured by said
instrument having been
declared due because of
default in payment, this sale
will be made for the purpose
of satisfying said indebted
ness and any other indebt
edness secured by said
property and all expenses
of this sale, including attor
ney’s fees. This property
will be sold as the property
of Terry Fowler, subject to
any taxes, easements and
assessments appearing of
record.
The sale will be conducted
subject (1) to confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code and (2) to final con
firmation and audit of the
status of the loan with the
holder of the security deed.
To the best of the under
signed’s knowledge, the
property is in the possession
of Terry Fowler.
Habersham Bank as
Custodian for Harold Fletcher
Self Directed IRA, as attor
neys in fact for Terry Fowler.
Scott R. Tolbert
Tolbert Bradford, LLC
Attorney at Law
62 Washington Street
Jefferson, Georgia 30549
(706) 367-5290
www.tolbertbradford.com
(DC10,17,24,31B/344-40)
Gpnll
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
THIS LAW FIRM
IS ACTING AS A
DEBT COLLECTOR
ATTEMPTING TO
COLLECT A DEBT. ANY
INFORMATION OBTAINED
WILL BE USED FOR THAT
PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by
ALTON W. MCGUFFIN and
KIMBERLY MCGUFFIN to
WORLD SAVINGS BANK,
FSB, dated December 22,
2006, recorded in Deed Book
47-B, Page 297, Jackson
County, Georgia Records,
conveying the after-described
property to secure a Note in
the original principal amount
of ONE HUNDRED SIXTY
THOUSAND AND 0/100
DOLLARS ($160,000.00),
with interest thereon as
set forth therein, there will
be sold at public outcry to
the highest bidder for cash
before the Courthouse door
of Jackson County, Georgia,
within the legal hours of
sale on the first Tuesday in
January, 2009, the following
described property:
SEE EXHIBIT A
ATTACHED HERETO AND
MADE A PART HEREOF
The debt secured by said
Security Deed has been
and is hereby declared due
because of, among other
possible events of default,
failure to pay the indebted
ness as and when due and
in the manner provided in
the Note and Security Deed.
The debt remaining in default,
this sale will be made for the
purpose of paying the same
and all expenses of this sale,
as provided in Security Deed
and by law, including attor
neys fees (notice of intent to
collect attorneys fees having
been given).
Said property will be sold
subject to any outstanding
ad valorem taxes (including
taxes which are a lien, but
not yet due and payable),
any matters which might be
disclosed by an accurate
survey and inspection of the
property, any assessments,
liens, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above.
The entity that has full
authority to negotiate, amend,
and modify all terms of the
mortgage with the debtor is:
Wachovia Mortgage, FSB,
4101 Wiseman Blvd, San
Antonio, TX 78251. Please
understand that the secured
creditor is not required by
law to negotiate, amend, or
modify the terms of the mort
gage instrument.
To the best knowledge and
belief of the undersigned, the
party in possession of the
property is Alton W. Mcguffin
and Kimberly Mcguffin or a
tenant or tenants and said
property is more commonly
known as 47 Wood Farm
Dr., Jefferson, Georgia
30549.
The sale will be conducted
subject (1) to confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code and (2) to final con
firmation and audit of the
status of the loan with the
holder of the security deed.
Wachovia Mortgage, FSB.
f.k.a. World Savings Bank
as Attorney in Fact for Alton
W. Mcguffin and Kimberly
Mcguffin
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.
net
MR/as5 1/6/09
Our file no. 52692408-FT1
EXHIBIT A
All that certain parcel of
land situated in 245 G.M.D.
Jackson County, State of
Georgia, being known as
Lot 59 as shown on plat
of survey of Wood Farms,
Phase I, as shown on plat
and survey of Wood Brothers
Land Surveyors, Inc., dated
December 17, 2003 record
ed in the Office of the Clerk
of the Superior Court of
Jackson County, Georgia, in
Plat Book 62 at Page 148 for
a more detailed description
to said tract, reference is
hereby made to said plat as
recorded.
Tax ID: 083E-059
(DC10,17,24,31 B/12062-60T1P)
Gpnll
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
THIS LAW FIRM
IS ACTING AS A
DEBT COLLECTOR
ATTEMPTING TO
COLLECT A DEBT. ANY
INFORMATION OBTAINED
WILL BE USED FOR THAT
PURPOSE.
Under and by virtue of the
Power of Sale contained in a
Security Deed given by NHIA
HER to NBANK, N.A., dated
October31,2003, recorded in
Deed Book 32-N, Page 209,
Jackson County, Georgia
Records, as last transferred
to Countrywide Home Loans
Servicing LP by assignment
to be recorded in the Office
of the Clerk of Superior Court
of Jackson County, Georgia
Records, conveying the after-
described property to secure
a Note in the original principal
amount of ONE HUNDRED
TWENTY-FIVE THOUSAND
THREE HUNDRED NINE
AND 54/100 DOLLARS
($125,309.54), with interest
thereon as set forth therein,
there will be sold at public
outcry to the highest bid
der for cash before the
Courthouse door of Jackson
County, Georgia, within the
legal hours of sale on the first
Tuesday in January, 2009,
the following described prop
erty:
SEE EXHIBIT A
ATTACHED HERETO AND
MADE A PART HEREOF
The debt secured by said
Security Deed has been
and is hereby declared due
because of, among other
possible events of default,
failure to pay the indebted
ness as and when due and
in the manner provided in
the Note and Security Deed.
The debt remaining in default,
this sale will be made for the
purpose of paying the same
and all expenses of this sale,
as provided in Security Deed
and by law, including attor
neys fees (notice of intent to
collect attorneys fees having
been given).
Said property will be sold
subject to any outstanding
ad valorem taxes (including
taxes which are a lien, but
not yet due and payable),
any matters which might be
disclosed by an accurate
survey and inspection of the
property, any assessments,
liens, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above.
The entity that has full
authority to negotiate,
amend, and modify all
terms of the mortgage with
the debtor is: Countrywide
Home Loans, 2270 Lakeside
Blvd, Richardson, TX 75082,
1-888-219-7773. Please
understand that the secured
creditor is not required by
law to negotiate, amend, or
modify the terms of the mort
gage instrument.
To the best knowledge and
belief of the undersigned, the
party in possession of the
property is Nhia Her or a
tenant or tenants and said
property is more commonly
known as 371 Jefferson
River Road, Jefferson,
Georgia 30549.
The sale will be conducted
subject (1) to confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code and (2) to final con
firmation and audit of the
status of the loan with the
holder of the security deed.
Countrywide Home Loans
Servicing LP as Attorney in
Fact for Nhia Her
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.
net
MR/ps1 1/6/09
Our file no. 52326805-FT4
EXHIBIT A
All that tract or parcel of
land lying and being in the
245th District G.M. Jackson
County, Georgia, being Tract
3, as shown on plat recorded
at Plat Book 60, Page 178,
Jackson County, Georgia
Records, which plat is incor
porated herein and made a
part hereof by reference.
(DC10,17,24,31B/12062-60T1P)
Gpnll
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
THIS LAW FIRM
IS ACTING AS A
DEBT COLLECTOR
ATTEMPTING TO
COLLECT A DEBT. ANY
INFORMATION OBTAINED
WILL BE USED FOR THAT
PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by
KEITH B. MARSHALL to
SUNTRUST MORTGAGE,
INC., dated May 18, 2007,
recorded in Deed Book48-U,
Page 492, Jackson County,
Georgia Records, convey
ing the after-described prop
erty to secure a Note in the
original principal amount of
THREE HUNDRED FIFTY
THOUSAND AND 0/100
DOLLARS ($350,000.00),
with interest thereon as
set forth therein, there will
be sold at public outcry to
the highest bidder for cash
before the Courthouse door
of Jackson County, Georgia,
within the legal hours of
sale on the first Tuesday in
January, 2009, the following
described property:
All that tract or parcel of
land lying and being in the
248th District, G.M., Jackson
County, Georgia, being Lot
43, PODC, LinksatTraditions
Subdivision, Phase I, as per
plat thereof recorded in Plat
Book 64, Pages 213-219,
Jackson County, Georgia
Records, which recorded
plat is incorporated herein by
reference and made a part of
this description.
The debt secured by said
Security Deed has been
and is hereby declared due
because of, among other
possible events of default,
failure to pay the indebted
ness as and when due and
in the manner provided in
the Note and Security Deed.
The debt remaining in default,
this sale will be made for the
purpose of paying the same
and all expenses of this sale,
as provided in Security Deed
and by law, including attor
neys fees (notice of intent to
collect attorneys fees having
been given).
SunTrust Construction
Loans can be contacted at
804-291-0073 or by writing
to 1001 Semmes Avenue,
Richmond, VA 23224, to dis
cuss possible alternatives to
foreclosure.
Said property will be sold
subject to any outstanding
ad valorem taxes (including
taxes which are a lien, but
not yet due and payable),
any matters which might be
disclosed by an accurate
survey and inspection of the
property, any assessments,
liens, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above.
To the best knowledge and
belief of the undersigned, the
party in possession of the
property is Keith B. Marshall
or a tenant or tenants and
said property is more com
monly known as 4266 Links
Boulevard, Jefferson,
Georgia 30549.
The sale will be conducted
subject (1) to confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code and (2) to final con
firmation and audit of the
status of the loan with the
holder of the security deed.
SunTrust Mortgage, Inc.
as Attorney in Fact for Keith
B. Marshall
Morris, Schneider, Prior,
Johnson & Freedman, LLC
1587 Northeast
Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclo-
sure_sales.asp
MSP/en 1/6/09
Our file no. 11378108-FT2
(DC10,17,24,31B/12062-50T1P)
Gpnll
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
THIS LAW FIRM
IS ACTING AS A
DEBT COLLECTOR
ATTEMPTING TO
COLLECT A DEBT. ANY
INFORMATION OBTAINED
WILL BE USED FOR THAT
PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by
SCOTT S. MERRITT to
SUNTRUST MORTGAGE,
INC., dated April 3, 2007,
recorded in Deed Book 48-E,
Page 74, Jackson County,
Georgia Records, as last
transferred to SunTrust Bank
by assignment recorded in
Deed Book 52-S, Page 307,
Jackson County, Georgia
Records, conveying the
after-described property to
secure a Note in the origi
nal principal amount of ONE
HUNDRED THIRTY-TWO
THOUSAND AND 0/100
DOLLARS ($132,000.00),
with interest thereon as
set forth therein, there will
be sold at public outcry to
the highest bidder for cash
before the Courthouse door
of Jackson County, Georgia,
within the legal hours of
sale on the first Tuesday in
January, 2009, the following
described property:
All that tract or parcel of
land lying and being in the
245th and 248th District,
G.M., Jackson County,
Georgia, and being Lot
59, Pod L, Traditions of
Braselton, Phase I, as per
Plat recorded in Plat Book
62, Pages 51-59, Jackson
County, Georgia records,
which Plat is incorporated
herein by reference for a
more complete description.
The debt secured by said
Security Deed has been
and is hereby declared due
because of, among other
possible events of default,
failure to pay the indebted
ness as and when due and
in the manner provided in
the Note and Security Deed.
The debt remaining in default,
this sale will be made for the
purpose of paying the same
and all expenses of this sale,
as provided in Security Deed
and by law, including attor
neys fees (notice of intent to
collect attorneys fees having
been given).
Suntrust Mortgage, Inc.
can be contacted at 866-
384-0903 or by writing to
1001 Semmes Avenue,
Richmond, VA 23224, to dis
cuss possible alternatives to
foreclosure.
Said property will be sold
subject to any outstanding
ad valorem taxes (including
taxes which are a lien, but
not yet due and payable),
any matters which might be
disclosed by an accurate
survey and inspection of the
property, any assessments,
liens, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above.
To the best knowledge and
belief of the undersigned, the
party in possession of the
property is Scott S. Merritt
or a tenant or tenants and
said property is more com
monly known as 59 Pod L
Traditions of Braselton
Phase I, Braselton, Georgia
30517.
The sale will be conducted
subject (1) to confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code and (2) to final con
firmation and audit of the
status of the loan with the
holder of the security deed.
SunTrust Bank as Attorney
in Fact for Scott S. Merritt
Morris, Schneider, Prior,
Johnson & Freedman, LLC
1587 Northeast
Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclo-
sure_sales.asp
MSP/en 1/6/09
Our file no. 11379308-FT2
(DC10,17,24,31B/12062-50T1P)
Gpnll
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
Because of default in
the payment of the indebt
edness secured by a
Security Deed executed
by LAURIE E. DILLARD to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC. dated June 16, 2006 in
the amount of $117,600.00,
and recorded in Deed Book
44-M, Page 599, Jackson
County, Georgia Records, as
last transferred to LaSalle
Bank NA as trustee for
Washington Mutual Asset-
Backed Certificates WMABS
Series 2006-HE4 Trust by
assignment; the undersigned,
LaSalle Bank NA as trustee
for Washington Mutual Asset-
Backed Certificates WMABS
Series 2006-HE4 Trust pur
suant to said deed and the
note thereby secured, has
declared the entire amount
of said indebtedness due
and payable and pursuant
to the power of sale con
tained in said deed, will on
the first Tuesday in February,
2009, during the legal hours
of sale, at the Courthouse
door in Jackson County, sell
at public outcry to the highest
bidder for cash, the property
described in said deed to-
wit:
All that tract or parcel of
land lying and being in the
245 G.M.D., Jackson County,
Georgia, and being Lot 40,
Jefferson Springs, formerly
know as Indiana Springs, as
per plat recorded in Plat Book
60 at pages 65-67, Jackson
County records, which is
referred to and made a part
of this description. Subject
to all restrictions and ease
ments of records.
which has the property
address of 278 Springbrook
Court, Jefferson, Georgia,
together with all fixtures and
other personal property con
veyed by said deed.
The sale will be held sub
ject to any unpaid taxes,
assessments, rights-of-way,
easements, protective cov
enants or restrictions, liens,
and other superior matters of
record which may affect said
continued on following page