Newspaper Page Text
PAGE 20C
THE JACKSON HERALD
WEDNESDAY, JANUARY 21, 2009
Public Notices Continued
BOOK 16-J, PAGE 388, SAID
RECORDS. The debt secured
by said Deed to Secure
Debt has been and is here
by declared due because of,
among other possible events
of default, failure to pay the
indebtedness as and when due
and in the manner provided in
the Note and Deed to Secure
Debt.
Because the debt remains in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in the Deed
to Secure Debt and by law,
including attorney’s fees (notice
of intent to collect attorney’s
fees having been given).
The entity that has full author
ity to negotiate, amend, and
modify all terms of the mort
gage with the debtor is: CHASE
HOME FINANCE, LLC, 3415
VISION DRIVE, Foreclosure,
COLUMBUS, OH 43224, 800-
446-8939. Please understand
that the secured creditor is not
required to negotiate, amend,
or modify the terms of the mort
gage instrument.
To the best knowledge and
belief of the undersigned, the
party/parties in possession of
the subject property known
as 415 ELIZABETH STREET,
COMMERCE, GEORGIA
30529 is/are: AMANDA G.
NORMAN or tenant/tenants.
Said property will be sold
subject to (a) any outstand
ing ad valorem taxes (including
taxes which are a lien, but not
yet due and payable), (b) any
matters which might be dis
closed by an accurate survey
and inspection of the property,
and (c) all matters of record
superior to the Deed to Secure
Debt first set out above, includ
ing, but not limited to, assess
ments, liens, encumbrances,
zoning ordinances, easements,
restrictions, covenants, etc.
The sale will be conducted
subject to (1) confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code; and
(2) final confirmation and audit
of the status of the loan with
the holder of the security deed.
Pursuant to O.C.G.A. Section
9-13-172.1, which allows for
certain procedures regarding
the rescission of judicial and
nonjudicial sales in the State
of Georgia, the Deed Under
Power and other foreclosure
documents may not be provid
ed until final confirmation and
audit of the status of the loan
as provided in the preceding
paragraph.
CHASE HOME FINANCE,
LLC as Attorney in Fact for
AMANDA G. NORMAN.
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
20080073401712
BARRETT, DAFFIN &
FRAPPIER, L.L.P. 4004
Beltline, Building 2, Suite 100
Addison, Texas 75001-4417
Telephone: (972) 341-5398.
(JA7,14,21,28P4)
gpnll
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the
Power of Sale contained in a
Deed to Secure Debt given
by JIM P. ARDUINO AND
SHARON M. ARDUINO
to CHASE MANHATTAN
MORTGAGE CORPORATION,
dated 12/27/2002, and
Recorded on 01/09/2003, as
Book No. 28-T and Page Nos.
383-402, JACKSON County,
Georgia Records, as last
assigned to CHASE HOME
FINANCE, LLC SUCCESSOR
BY MERGER TO CHASE
MANHATTAN MORTGAGE
CORPORATION, by assign
ment, conveying the after-
described property to secure
a Note of even date in the
original principal amount of
$77,500.00, with interest at the
rate specified therein, there will
be sold by the undersigned at
public outcry to the highest bid
der for cash at the JACKSON
County Courthouse within the
legal hours of sale on the first
Tuesday in February, 2009, the
following described property:
All that tract or parcel of
land lying and being in the
City of Nicholson, 253 G.M.
District of Jackson County,
Georgia, consisting of Lot 22,
Block B, of the Ivy Plantation
Subdivision according to a plat
of survey entitled “Final Plan
for Ivy Plantation”, prepared by
W.T. Dunahoo and Associates,
Georgia Registered Land
Surveyors, dated October 18,
1999, and recorded at Plat
Book 54, Page 228, Jackson
County, Georgia Records.
Reference is made to said plat
survey for a more complete
description of property.
The debt secured by said
Deed to Secure Debt has been
and is hereby declared due
because of, among other pos
sible events of default, failure
to pay the indebtedness as and
when due and in the manner
provided in the Note and Deed
to Secure Debt. Because the
debt remains in default, this
sale will be made for the pur
pose of paying the same and
all expenses of this sale, as
provided in the Deed to Secure
Debt and by law, including
attorney’s fees (notice of intent
to collect attorney’s fees having
been given).
The entity that has full author
ity to negotiate, amend, and
modify all terms of the mort
gage with the debtor is: CHASE
HOME FINANCE, LLC, 3415
VISION DRIVE, Foreclosure,
COLUMBUS, OH 43224, 800-
446-8939. Please understand
that the secured creditor is not
required to negotiate, amend,
or modify the terms of the mort
gage instrument.
To the best knowledge and
belief of the undersigned,
the party/parties in posses
sion of the subject property
known as 821 IVY CREEK
DR., NICHOLSON, GEORGIA
30565 is/are: JIM P. ARDUINO
AND SHARON M. ARDUINO
or tenant/tenants.
Said property will be sold
subject to (a) any outstand
ing ad valorem taxes (including
taxes which are a lien, but not
yet due and payable), (b) any
matters which might be dis
closed by an accurate survey
and inspection of the property,
and (c) all matters of record
superior to the Deed to Secure
Debt first set out above, includ
ing, but not limited to, assess
ments, liens, encumbrances,
zoning ordinances, easements,
restrictions, covenants, etc.
The sale will be conducted
subject to (1) confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code; and
(2) final confirmation and audit
of the status of the loan with
the holder of the security deed.
Pursuant to O.C.G.A. Section
9-13-172.1, which allows for
certain procedures regarding
the rescission of judicial and
nonjudicial sales in the State
of Georgia, the Deed Under
Power and other foreclosure
documents may not be provid
ed until final confirmation and
audit of the status of the loan
as provided in the preceding
paragraph.
CHASE HOME FINANCE,
LLC SUCCESSOR BY
MERGER TO CHASE
MANHATTAN MORTGAGE
CORPORATION as Attorney in
Fact for JIM P. ARDUINO AND
SHARON M. ARDUINO.
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
20080073401355
BARRETT, DAFFIN &
FRAPPIER, L.L.P. 4004
Beltline, Building 2, Suite 100
Addison, Texas 75001-4417
Telephone: (972) 341-5398.
(IA7,14,21,28P4)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by
ROBERT A. REAGHARD to
WELLS FARGO BANK, N.A.,
dated September 29, 2004,
recorded in Deed Book 36-J,
Page 733, Jackson County,
Georgia Records, convey
ing the after-described prop
erty to secure a Note in the
original principal amount of
ONE HUNDRED THIRTY-SIX
THOUSAND TWO HUNDRED
FIFTY AND 0/100 DOLLARS
($136,250.00), with interest
thereon as set forth therein,
there will be sold at public out
cry to the highest bidder for
cash before the Courthouse
door of Jackson County,
Georgia, within the legal hours
of sale on the first Tuesday in
February, 2009, the following
described property:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorneys fees (notice of intent
to collect attorneys fees having
been given).
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any matters
which might be disclosed by an
accurate survey and inspection
of the property, any assess
ments, liens, encumbrances,
zoning ordinances, restrictions,
covenants, and matters of
record superior to the Security
Deed first set out above.
The entity that has full author
ity to negotiate, amend, and
modify all terms of the mort
gage with the debtor is: Wells
Fargo Home Mortgage, Inc.,
PO Box 10335, Des Moines,
IA 50306, 1-800-416-1472.
Please understand that the
secured creditor is not required
by law to negotiate, amend, or
modify the terms of the mort
gage instrument.
To the best knowledge and
belief of the undersigned, the
party in possession of the prop
erty is Robert A. Reaghard or
a tenant or tenants and said
property is more commonly
known as 334 James Maxwell
Road, Commerce, Georgia
30530.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
Wells Fargo Bank, N.A. as
Attorney in Fact for Robert A.
Reaghard
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/tmw 2/3/09
Our file no. 53233508-FT7
EXHIBIT A
All that tract or parcel of
land lying and being in the 253
G.M.D., being more particularly
described as Lot 2, Jackson
County, Georgia as shown on
a plat of survey by Barry D.
Lord, GRLS No. 2641, for Pat
Hodsdon, dated April 29, 2004,
filed in Plat Book 62, Page
285, Jackson County, Georgia
Records. This is a portion of
the property conveyed by a
deed recorded in Deed Book
33-Y, Page 488, said records.
Also conveyed herewith is
a 2003 Palm Harbor 32x76
manufactured home, Serial
Number PH14-12793, which
is permanently attached to and
made a part of the real prop
erty.
(]A7,14,21,28B/12062-60T1P)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in a
Security Deed given by KEVIN
T. WOODRING to HOMEBANC
MORTGAGE CORPORATION,
dated January 24,2005, record
ed in Deed Book 37-N, Page
85, Jackson County, Georgia
Records, as last transferred
to Countrywide Home Loans
Servicing LP by assignment
to be recorded in the Office
of the Clerk of Superior Court
of Jackson County, Georgia
Records, conveying the after-
described property to secure
a Note in the original principal
amount of ONE HUNDRED
SEVENTY-ONE THOUSAND
FIFTY AND 0/100 DOLLARS
($171,050.00), with interest
thereon as set forth therein,
there will be sold at public out
cry to the highest bidder for
cash before the Courthouse
door of Jackson County,
Georgia, within the legal hours
of sale on the first Tuesday in
February, 2009, the following
described property:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorneys fees (notice of intent
to collect attorneys fees having
been given).
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any matters
which might be disclosed by an
accurate survey and inspection
of the property, any assess
ments, liens, encumbrances,
zoning ordinances, restrictions,
covenants, and matters of
record superior to the Security
Deed first set out above.
The entity that has full author
ity to negotiate, amend, and
modify all terms of the mortgage
with the debtor is: Countrywide
Home Loans, 5401 North
Beach Street, MS FWTX-35,
Fort Worth, TX 76137, 1-888-
219-7773. Please understand
that the secured creditor is not
required by law to negotiate,
amend, or modify the terms of
the mortgage instrument.
To the best knowledge and
belief of the undersigned, the
party in possession of the prop
erty is Kevin T. Woodring or
a tenant or tenants and said
property is more commonly
known as 1444 New Liberty
Way, Braselton, Georgia
30517.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
Countrywide Home Loans
Servicing LP as Attorney in
Fact for Kevin T. Woodring
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/wa2 2/3/09
Our file no. 53234408-FT4
EXHIBIT A
All that tract or parcel of land
lying and being in GMD 1785,
Jackson County, Georgia, Being
Lot 42, Block A, Liberty Estates
Subdivision, Unit One, as per
Plat recorded in Plat Book 64,
Pages 61-66, Jackson County,
Georgia Records, which Plat is
incorporated herein and made
a part hereof by reference for a
more detailed description.
(JA7,14,21,28B/12062-60T1P)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained
in a Security Deed given
by JAMES E. SMITH to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC., dated July 17, 2006,
recorded in Deed Book 44-U,
Page 614, Jackson County,
Georgia Records, as last trans
ferred to Countrywide Home
Loans Servicing LP by assign
ment to be recorded in the
Office of the Clerk of Superior
Court of Jackson County,
Georgia Records, conveying
the after-described property to
secure a Note in the original
principal amount of SEVENTY-
FIVE THOUSAND AND 0/100
DOLLARS ($75,000.00), with
interest thereon as set forth
therein, there will be sold at
public outcry to the highest
bidder for cash before the
Courthouse door of Jackson
County, Georgia, within the
legal hours of sale on the first
Tuesday in February, 2009, the
following described property:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorneys fees (notice of intent
to collect attorneys fees having
been given).
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any matters
which might be disclosed by an
accurate survey and inspection
of the property, any assess
ments, liens, encumbrances,
zoning ordinances, restrictions,
covenants, and matters of
record superior to the Security
Deed first set out above.
The entity that has full
authority to negotiate, amend,
and modify all terms of the
mortgage with the debt
or is: Countrywide Home
Loans, 2270 Lakeside Blvd,
Richardson, TX 75082, 1-888-
219-7773. Please understand
that the secured creditor is not
required by law to negotiate,
amend, or modify the terms of
the mortgage instrument.
To the best knowledge and
belief of the undersigned, the
party in possession of the prop
erty is James E. Smith and
The Estate of Virginia Sharron
Smith f/k/a Virginia S. Brantley
or a tenant or tenants and said
property is more commonly
known as 3108 Waterworks
Road, Commerce, Georgia
30529.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
Countrywide Home Loans
Servicing LP as Attorney in
Fact for James E. Smith
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ps 1 2/3/09
Our file no. 51999707-FT4
EXHIBIT A
All that tract or parcel of land,
together with all improvements
thereon, situate, lying and being
in the 255th District, G.M.,
Jackson County, Georgia, and
being that 0.93 acres, more
or less, as more particularly
shown on a plat of survey pre
pared for James E. Smith &
Sharron Brantley by Venable
& Associates, Inc., Registered
Surveyor, dated December 11,
1986, recorded in Plat Book
26, Page 67, in the Office of the
Clerk of the Superior Court of
Jackson County, Georgia and
incorporated herein and made
a part hereof by reference for
more detailed description.
Subject to restrictions and/
or covenants of record, if any,
easements of record and exist
ing easements and rights of
way for public roads and utili
ties now in use.
(JA7,14,21,28B/12062-70T1P)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by
MITCHELL K. OBERDING
and LYDIA OBERDING to
WELLS FARGO BANK, N.A,
dated May 13, 2004, record
ed in Deed Book 34-Q, Page
98, Jackson County, Georgia
Records, as last transferred to
US Bank National Association,
as Trustee for WFMBS 2004-J
by assignment to be recorded
in the Office of the Clerk of
Superior Court of Jackson
County, Georgia Records,
conveying the after-described
property to secure a Note in
the original principal amount
of THREE HUNDRED FIFTY
THOUSAND AND 0/100
DOLLARS ($350,000.00),
with interest thereon as set
forth therein, there will be sold
at public outcry to the high
est bidder for cash before the
Courthouse door of Jackson
County, Georgia, within the
legal hours of sale on the first
Tuesday in February, 2009, the
following described property:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorneys fees (notice of intent
to collect attorneys fees having
been given).
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any matters
which might be disclosed by an
accurate survey and inspection
of the property, any assess
ments, liens, encumbrances,
zoning ordinances, restrictions,
covenants, and matters of
record superior to the Security
Deed first set out above.
The entity that has full author
ity to negotiate, amend, and
modify all terms of the mort
gage with the debtor is: Wells
Fargo Home Mortgage, Inc.,
PO Box 10335, Des Moines,
IA 50306, 1-800-416-1472.
Please understand that the
secured creditor is not required
by law to negotiate, amend, or
modify the terms of the mort
gage instrument.
To the best knowledge and
belief of the undersigned, the
party in possession of the prop
erty is Mitchell K. Oberding and
Lydia Oberding or a tenant or
tenants and said property is
more commonly known as 253
Glen View Drive, Hoschton,
Georgia 30548.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
US Bank National
Association, as Trustee for
WFMBS 2004-J as Attorney in
Fact for Mitchell K. Oberding
and Lydia Oberding
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/yjr 2/3/09
Our file no. 53075208-FT5
EXHIBIT A
All that tract or parcel of
land lying and being in Jackson
County, Georgia, G.M.D., 238,
being designated as Lot 73,
according to a survey for
Antrim Glen - Unit Two, record
ed in the Office of the Clerk
of Superior Court of Jackson
County, Georgia, in Plat Book
55, Page 274. Said plat is incor
porated herein by reference for
a more complete description.
This conveyance is subject to
amended protective covenants
recorded at Deed Book 18-H,
Pages 585-589, said records.
This conveyance is subject to
all easements and rights of
way for road and utilities now
in use along with all easements
and restrictions of records.
(JA7,14,21,29B/12062-70T1P)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by
RONNIE A. MCDANIEL to
FIRST REALTY MORTGAGE
CORPORATION, dated April
25, 2002, recorded in Deed
Book 26-J, Page 749, Jackson
County, Georgia Records, as
last transferred to Wells Fargo
Bank, NAbyassignmentrecord-
ed in Deed Book 48H, Page
306, Jackson County, Georgia
Records, conveying the after-
described property to secure
a Note in the original principal
amount of ONE HUNDRED
SEVENTEEN THOUSAND
EIGHT HUNDRED AND 0/100
DOLLARS ($117,800.00), with
interest thereon as set forth
therein, there will be sold at
public outcry to the highest
bidder for cash before the
Courthouse door of Jackson
County, Georgia, within the
legal hours of sale on the first
Tuesday in February, 2009, the
following described property:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorneys fees (notice of intent
to collect attorneys fees having
been given).
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any matters
which might be disclosed by an
accurate survey and inspection
of the property, any assess
ments, liens, encumbrances,
zoning ordinances, restrictions,
covenants, and matters of
record superior to the Security
Deed first set out above.
The entity that has full author
ity to negotiate, amend, and
modify all terms of the mort
gage with the debtor is: Wells
Fargo Home Mortgage, Inc.,
PO Box 10335, Des Moines,
IA 50306, 1-800-416-1472.
Please understand that the
secured creditor is not required
by law to negotiate, amend, or
modify the terms of the mort
gage instrument.
To the best knowledge and
belief of the undersigned, the
party in possession of the prop
erty is Ronnie A. McDaniel or a
tenant or tenants and said prop
erty is more commonly known
as 1411 Lewis Roberts Rd.,
Jefferson, Georgia 30549.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
Wells Fargo Bank, NA as
Attorney in Fact for Ronnie A.
McDaniel
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/yjr 2/3/09
Our file no. 52395208-FT5
EXHIBIT A
That tract or parcel of land
lying and being in the 245th
GMD of Jackson County,
Georgia, being designated as
Tract 3 containing 2.00 acres,
continued on following page