Newspaper Page Text
PAGE 8C
THE JACKSON HERALD
WEDNESDAY, JUNE 10, 2009
Public Notices Continued
Magistrate Court
Magistrate Court
Week of June 1, 2009
•American General Financial Services, Inc. vs. Devon
Brookshire - Suit on a Note
• BMR Funding, LLC vs. Susan Williams - Summons
of Dispossessory
• Leonard Carter DBA Carters Food Service Equipment
& Auction Co. vs. Rahim Pradham DBA Arcade Food
Mart - Damages
•Warehouse Flome Furniture Dist., Inc. DBA Farmers
Furniture vs. Christopher FHarris - Writ of Fieri Facias
and Post Judgment Interrogatories
• Investment Flousing vs. Daphne C. Williams &
Occupants - Summons of Dispossessory
• Investment Flousing vs. Sherrie Parker & Occupants
- Summons of Dispossessory
• EMC Mortgage Corporation vs. Ronnie Cox and All
Other Occupants - Summons of Dispossessory
•The Bank of New York vs. Robert Dehaven and All
Others - Summons of Dispossessory
•World Finance Corp. of GA vs. Evangela Waters -
Suit on a Note
• Gainesville Financial Services, Inc. vs. Donna
Worley - Suit on Loan
• Farmers and Merchants Bank of Lakeland, GA
at it Covington LPO vs. Mitchell Oberding and Lydia
Oberding - Summons of Dispossessory
• Linda R. Alexander vs. Darlene Breaux - Summons
of Dispossessory
• Irene Wilson vs. Richard Kuralowicy & Occupants -
Summons of Dispossessory
•Watson Trucking, Inc. vs. David Cox - Suit to
Recover Monies Charged to Credit Cards
•Hills Transmission, Stan Moon vs. Rodney Bennett
& Michelle Guest - Complaint to Recover Damages for
Vehicle Accident
•Warehouse Flome Furnishings Dist., Inc. DBA
Farmers Furniture vs. Kim Hooper - Defendant - Snider
Tire, Inc. - Garnishee - Summons of Continuing
Garnishment
•Warehouse Flome Furnishings Dist., Inc. DBA
Farmers Furniture vs. Glenda Whisnant - Suit on
Account
•Able Flome Services, LLC vs. Wintford “Gene"
McDaniel and Sandi McDaniel - Suit on Lease
Agreement
•Holley Livingston vs. Zack Bare - Summons of
Dispossessory
•Arrow Financial Services, LLC Assignee of
Washington Mutual Bank vs. Crystal Walker - Suit on
Account
• Collection Services of Athens, Inc., Assignee for
Melody Higginbotham, MD, PC. vs. Derrian R. Grant
- Suit on Account
• Collection Services of Athens, Inc., Assignee for
Athens Regional Medical Center, Inc. vs. April Cottman
- Suit on Account
• Collection Services of Athens, Inc., Assignee for
Athens Regional Medical Center, Inc. vs. George E.
Bruce - Suit on Account
• Collection Services of Athens, Inc. Assignee for
Athens Regional Medical Center, Inc. vs. Angela Brady
- Defendant - Precision Medical, Inc. - Garnishee -
Summons of Continuing Garnishment
• Collection Services of Athens, Inc. Assignee for St.
Mary’s Health Care System, Inc. vs. Stacey L. Burkhalter
- Defendant - Northeast Georgia Bank - Summons of
Continuing Garnishment
• 1st Franklin Financial vs. Philip F. Meacacke - Suit
on a Note
• Fletcher Culpepper vs. Gary Zortea, Dorothy
Shelefore and All Others - Writ of Possession
• Frank A. Gordon vs. Robert Neweacker & Occupants
- Summons of Dispossessory
•The Money Tree, Inc. vs. Vergil Rogers - Defendant
- Crusaders - Garnishee - Summons of Continuing
Garnishment
• 1st Franklin Financial vs. Katherine Stallcup - Suit
on Account
• Credit Bureau Associates of Georgia vs. Steven J.
Yorkey - Defendant - Kubota - Garnishee - Summons of
Continuing Garnishment
•Jefferson Equestrian Est./HOA/Lisa Wytiaz vs. Sarah
& Adam Dearman - Suit on Account
•Jerry W. Fletcher vs. Mike White & Occupants -
Summons of Dispossessory
• Lendmark Financial Services vs. Victor Hawbaker
- Suit on Account
• 1st Franklin Financial vs. Sonya M. Tittle - Suit
on a Note
• Collection Services of Athens, Inc., Assignee for
Athens Regional Medical Center, Inc. vs. Matthew F.
Bentley - Suit on Account
• Collection Services of Athens, Inc. Assignee for
Athens Regional Medical Center vs. Lisa Ann Mendoza
- Suit on Account
•Collection Services of Athens, Inc., Assignee for
Tim H. Garrett, DMD, PC. vs. Laura Woods - Suit on
Account
•Collection Services of Athens, Inc. Assignee for
Athens Regional Medical Center, Inc. vs. Stacy Brooks
- Suit on Account
•Collection Services of Athens, Inc. Assignee for
Athens Orthopedic Clinic Ambulatory Surgery Center,
LLC vs. Wendy S. Hufford - Suit on Account
•Collection Services of Athens, Inc. Assignee for
St. Mary's Health Care System, Inc. vs. Heather M.
Berryman - Suit on Account
•Collection Services of Athens, Inc., Assignee for
Athens Regional Medical Center, Inc. vs. Amy M. Nelms
- Suit on Account
•Jonathan Loggins vs. Randy Stephens - Suit to
Recover Monies on Work Completed
Default Judgments
•Arrow Financial Services, LLC Assignee of GE
Money Bank vs. Linda Reidling - Suit on Account
• Midland Funding, LLC Assignee of HSBC vs.
Jimmy R. Peck - Suit on Account
•CitiFinancial vs. Angela Brady - Suit on a Note
•Warehouse Home Furnishings Dist., Inc. DBA
Farmers Furniture vs. Raymond Mullens - Suit on
Account
•Warehouse Home Furnishings Dist., Inc. DBA
Farmers Furniture vs. Ian Morgan - Suit on Account
•Warehouse Home Furnishings Dist., Inc. DBA
Farmers Furniture vs. Eugene Daniel - Suit on Account
•Collection Services of Athens, inc. Assignee for
Athens Regional Medical Center, Inc. vs. Maria Rangel
- Suit on Account
•Warehouse Home Furnishings Dist., Inc. DBA
Farmers Furniture vs. Chris Ballenger - Suit on Account
•Collection Services of Athens Dist., Inc. Assignee
for Athens Regional Medical Center, Inc. vs. Leslie
Garrett-Suit on Account
•Collection Services of Athens, Inc. Assignee for
Fogg Enterprises DBA Athens Family Dental Center vs.
Leslie Ann Pittman - Suit on Account
•Jeanna M. Skelton DBA Disability Representative
Services vs. Sandy Earl Dyer and Krystal Mane Dyer -
Suit on Account
last sold, assigned, trans
ferred and conveyed to US
Bank National Association as
Trustee, by Assignment secur
ing a Note in the original prin
cipal amount of $134,100.00,
the holder thereof pursuant to
said Deed and Note there
by secured has declared the
entire amount of said indebt
edness due and payable and,
pursuant to the power of sale
contained in said Deed, will on
the first Tuesday, July 7, 2009,
during the legal hours of sale,
before the Courthouse door
in said County, sell at public
outcry to the highest bidder for
cash, the property described in
said Deed, to-wit:
All that tract or parcel of land
lying and being General Militia
District 245 of Jackson County,
Georgia, being Lot 78, Block
A, Brookside Subdivision, as
per plat recorded in Plat Book
64, Page 70, Jackson County
Records, said plat being incor
porated herein by reference
thereto.
Said property is known as
395 Fairfield Drive, Jefferson,
GA 30549, together with all
fixtures and personal property
attached to and constituting a
part of said property, if any.
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, whether or
not now due and payable),
the right of redemption of any
taxing authority, any matters
which might be disclosed
by an accurate survey and
inspection of the property, any
assessments, liens, encum
brances, zoning ordinances,
restrictions, covenants, and
matters of record superior to
the Security Deed first set out
above.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
Notice has been given of
intention to collect attorney’s
fees in accordance with the
terms of the Note secured by
said Deed.
Said property will be sold
as the property of Michael
Biering, the property, to the
best information, knowledge
and belief of the undersigned,
being presently in the posses
sion of Michael Biering, and
the proceeds of said sale will
be applied to the payment of
said indebtedness and all the
expenses of said sale, includ
ing attorney’s fees, all as pro
vided in said Deed, and the
balance, if any, will be distrib
uted as provided by law.
US BankNationalAssociation
as Trustee as Attorney-in-Fact
for Michael Biering
File no. 09-013892
L. J. SWERTFEGER, JR.
SHAPIRO &
SWERTFEGER, LLP*
Attorneys and Counselors
at Law
2872 Woodcock Boulevard,
Suite 100
Atlanta, GA 30341
(770)220-2535/LW
www.swertfeger.net
*THE LAW FIRM IS ACTING
AS A
DEBT COLLECTOR.
ANY
INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
[FC-NOS]
(JN10,17,24JU1 B/1323-50T1P)
gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Becase of a default in the
payment of the indebted
ness secured by a Security
Deed executed by JENNIFER
ELAINE WILKERSON and
KEVIN LEON WILKERSON
to BAYROCK MORTGAGE
CORP, dated May 28, 2004,
and recorded in Deed Book
34-T, Page 585, Jackson
County Records, said Security
Deed having been last sold,
assigned, transferred and con
veyed to The Bank of New York
Mellon, fka The Bank of New
York as Successor in interest
to JP Morgan Chase Bank
NA as Trustee for Structured
Asset Mortgage Investments
II Inc. Bear Stearns ALT-A
Trust 2004-8, Mortgage Pass-
Through Certificates, Series
2004-8, by Assignment secur
ing a Note in the original prin
cipal amount of $101,600.00,
the holder thereof pursuant to
said Deed and Note there
by secured has declared the
entire amount of said indebt
edness due and payable and,
pursuant to the power of sale
contained in said Deed, will on
the first Tuesday, July 7, 2009,
during the legal hours of sale,
before the Courthouse door
in said County, sell at public
outcry to the highest bidder for
cash, the property described in
said Deed, to-wit:
All that tract or parcel of
land, together with all improve
ments thereon, situated,
lying and being in the 248th
G.M.D., Jackson County,
Georgia, containing 1.043
acres, more or less, as shown
by plat and survey for Jay
M. & Lisa B. Gudgalis pre
pared by D.J. Baggett Land
Surveying, David J. Baggett,
GRLS No. 2740, dated April
7, 1998, recorded in Plat Book
52, Page 99, Jackson County,
Georgia Records; which plat
and the recording thereof are
hereby incorporated herein by
reference for a more detailed
description of the property. No
mobile homes are to be placed
on the above described prop
erty.
Said property is known
as 1515 Skelton Road,
Hoschton, GA 30548, togeth
er with all fixtures and personal
property attached to and con
stituting a part of said property,
if any.
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, whether or
not now due and payable),
the right of redemption of any
taxing authority, any matters
which might be disclosed
by an accurate survey and
inspection of the property, any
assessments, liens, encum
brances, zoning ordinances,
restrictions, covenants, and
matters of record superior to
the Security Deed first set out
above.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
Notice has been given of
intention to collect attorney’s
fees in accordance with the
terms of the Note secured by
said Deed.
Said property will be sold
as the property of Jennifer
Elaine Wilkerson and Kevin
Leon Wilkerson, the property,
to the best information, knowl
edge and belief of the under
signed, being presently in the
possession of Jennifer Elaine
Wilkerson and Kevin Leon
Wilkerson, and the proceeds
of said sale will be applied to
the payment of said indebted
ness and all the expenses of
said sale, including attorney’s
fees, all as provided in said
Deed, and the balance, if any,
will be distributed as provided
by law.
The Bank of New York
Mellon, fka The Bank of New
York as Successor in interest
to JP Morgan Chase Bank
NA as Trustee for Structured
Asset Mortgage Investments
II Inc. Bear Stearns ALT-A
Trust 2004-8, Mortgage Pass-
Through Certificates, Series
2004-8 as Attorney-in-Fact for
Jennifer Elaine Wilkerson and
Kevin Leon Wilkerson
File no. 09-013378
L. J. SWERTFEGER, JR.
SHAPIRO &
SWERTFEGER, LLP*
Attorneys and Counselors
at Law
2872 Woodcock Boulevard,
Suite 100
Atlanta, GA 30341
(770)220-2535/CP
www.swertfeger.net
*THE LAW FIRM IS ACTING
AS A
DEBT COLLECTOR.
ANY
INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
[FC-NOS]
(JN10,17,24JU1B/1323-70T1P)
gpn11
Notice of Sale
Notice of Sate Under Power
State of Georgia County of Jackson
Because of a default in
the payment of the indebt
edness secured by that cer
tain Security Deed, dated
April 16, 2007, executed
by MICHELE KILGORE to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC., recorded in Deed
Book 48-K, Page 250,
Jackson County, Georgia
Deed Records, and securing
a Note in the original princi
pal amount of $323,000.00,
to Mortgage Electronic
Registration Systems, Inc.,
the current holder thereof, has
declared the entire amount of
said indebtedness evidenced
by the Note immediately due
and payable and, pursuant to
the power of sale contained
in said Security Deed, will, on
the first Tuesday in July, 2009,
to-wit: July 7, 2009, during the
legal hours of sale, before the
Jackson County Courthouse
door, sell at public outcry to
the highest bidder for cash,
the following described real
property:
All that tract or parcel of
land lying and being in the
455th District, G.M. Jackson
County, Georgia, encompass
ing 5.89 acres, more or less,
designated as Tract No. 1
consisting of 1.95 acres and
Tract No. 2 consisting of 3.94
acres and being more particu
larly described and delineated
according to a plat and sur
vey prepared for Judson C.
Shuff and Rhonda Thompson
Shuff, by W.T. Dunahoo and
Associates, certified by W.T.
Dunahoo, Georgia regis
tered land surveyor No. 1577,
dated September 7, 1989 and
recorded in Plat Book 32, Page
165, in the Office of the Clerk
of Superior Court Jackson
County, Georgia records,
which plat and the recording
thereof are hereby incorpo
rated herein by reference for
a more detailed description of
the property.
Also conveyed herewith is
a 20 foot easement for pur
poses of ingress and egress
as more particularly shown on
the above referenced plat of
survey.
The aforedescribed real
property is also known as 373
Old Ginn Road, Commerce,
Georgia, according to the
present system of numbering
houses in Jackson County,
Georgia.
This sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit as to the amount and sta
tus of the loan with the holder
of the Security Deed, including
but not limited to, a determina
tion that the borrower has not
reinstated the loan prior to the
foreclosure sale.
Said real property will be
sold subject to any outstanding
ad valorem taxes (including
taxes which are a lien, but not
yet due and payable), the right
of redemption of any taxing
authority, any matters which
might be disclosed by an accu
rate survey and inspection of
the real property, any assess
ments, liens, encumbrances,
zoning ordinances, restrictions,
covenants, and matters of
record superior to the Security
Deed first set out above.
Upon information and belief,
said real property is presently
in the possession or control of
Michele Kilgore and/or Dewey
Martin and the proceeds of
said sale will be applied to
the payment of said indebted
ness and all the expenses of
said sale, including attorney’s
fees, all as provided in said
Security Deed and the excess
proceeds, if any, will be distrib
uted as provided by law.
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC. as Attorney-in-Fact for
MICHELE KILGORE
David W. Adams, Esquire
Ellis, Painter, Ratterree &
Adams LLP
2 East Bryan Street, Suite
1001
Savannah, Georgia 31401
(912) 233-9700
THIS LAW FIRM
IS ATTEMPTING TO
COLLECT A DEBT ON
BEHALF OF THE ABOVE-
REFERENCED LENDER
AND ANY INFORMATION
WILL BE USED FOR THAT
PURPOSE.
(JN10,17,24,JU1B/1328-60T4P)
Be Smart. Stay Alive.
Buckle Up.
gpn11
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
Because of default in the
payment of the indebtedness
secu red by a Secu rity Deed exe
cuted by KESHAALEXANDER
to MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC., dated May 31, 2006, in
the amount of $143,000.00,
and recorded in Deed Book
46614, Page 290, Jackson
County, Georgia Records,
as last transferred to HSBC
Mortgage Services Inc. by
assignment, the undersigned,
HSBC Mortgage Services Inc.
pursuant to said deed and the
note thereby secured, has
declared the entire amount
of said indebtedness due
and payable and pursuant to
the power of sale contained
in said deed, will on the first
Tuesday in July, 2009, during
the legal hours of sale, at the
Courthouse door in Jackson
County, sell at public outcry
to the highest bidder for cash,
the property described in said
deed to-wit:
All that tract or parcel of
land lying and being in the city
of Braselton, (GMD 1479) of
Gwinnett County, Georgia and
being Lot 56 of Mulberry Park
Townhomes, a Townhome
Development, as per that Plat
of subdivision recorded in
Plat Book 99, Pages 56-68,
Gwinnett County, Georgia
Records, which Plat is incor
porated herein by reference
and made a part hereof.
Subject to and together
with all grants and restrictions
contained on the above refer
enced Plat and that declara
tion of covenants, conditions,
easements and restrictions
for Mulberry Townhomes, as
recorded in Deed Book 24756,
Page 1, Gwinnett County,
Georgia Records, and as sub
sequently amended at Deed
Book 31357, Page 0017,
aforesaid records.
which has the property
address of 6525 Whitebeam
Trail, Braselton, Georgia,
together with all fixtures and
other personal property con
veyed by said deed.
The sale will be held subject
to any unpaid taxes, assess
ments, rights-of-way, ease
ments, protective covenants
or restrictions, liens, and other
superior matters of record
which may affect said prop
erty.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
Notice has been given of
intention to collect attorneys’
fees in accordance with the
terms of the note secured by
said deed.
Said property will be sold
as the property of Kesha
Alexander and the proceeds
of said sale will be applied to
the payment of said indebted
ness, the expense of said sale,
all as provided in said deed,
and the undersigned will exe
cute a deed to the purchaser
as provided in the aforemen
tioned Security Deed.
HSBC Mortgage Services
Inc. Attorney in Fact for Kesha
Alexander
Anthony DeMarlo, Attorney/
efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-16857 /CONV
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR
AND IS ATTEMPTING TO
COLLECT A DEBT. ANY
INFORMATION OBTAINED
WILL BE USED FOR THAT
PURPOSE.
(JN10,17,24, JU1B/1325-50)
gpn11
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
By virtue of the power of
sale contained in a Deed to
Secure Debt and its modifi
cations from WAYNE JONES
to HABERSHAM BANK as
Custodian for Harold Fletcher
Self Directed IRA, dated
September 30, 2005, and
securing and original indebt
edness in the amount of
$68,000.00, and recorded at
Deed Book 42-C, Pages ISO-
181, in the Office of the Clerk
of Superior Court of Jackson
County, Georgia, there will
be sold by the undersigned
at public outcry to the high
est bidder for cash before the
Courthouse door of Jackson
County, Georgia, during the
legal hours of sale on the first
Tuesday in July, 2009, the fol
lowing described property, to
wit:
All that tract or parcel of land
lying and being in the 455th
District, GMD, Jackson County,
Georgia, and being designated
as Farm # 12 of the Deer
Crossing Subdivision, con
taining 1.25 acres, more or
less, as shown on plat and
survey of property recorded
in the Office of the Clerk of
Superior Court of Jackson
County, in Plat Book 12, Page
387. Said plat is by reference
made a part of this description.
Together with a 1994 Omni
16X80 Mobile Home, Serial
Number 040213
The debt secured by said
instrument having been
declared due because of
default in payment, this sale
will be made for the purpose
of satisfying said indebted
ness and any other indebted
ness secured by said property
and all expenses of this sale,
including attorney’s fees. This
property will be sold as the
property of Wayne Jones, sub
ject to any taxes, easements
and assessments appearing
of record.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
To the best of the under
signed’s knowledge, the prop
erty is in the possession of
Wayne Jones.
Habersham Bank as
Custodian for Harold Fletcher
Self Directed IRA, as attorneys
in fact for Wayne Jones.
Scott R. Tolbert
Tolbert Bradford, LLC
Attorney at Law
62 Washington Street
Jefferson, Georgia 30549
(706) 367-5290
www.tolbertbradford.com
(JNl 0,17,24, JU1B/344-40)
gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the
power of sale contained in a
Security Deed from QUINN-
DOW, INC. to UNITED
COMMUNITY BANK, dated
June 26, 2007, recorded July
23, 2007, in Deed Book 49-L,
Page 528, Jackson County,
Georgia Records, as last modi
fied by Modification of Security
Deed dated June 26, 2008,
recorded in Deed Book 53-B,
Page 55, Jackson County,
Georgia Records, said Security
Deed being given to secure
a Note from QUINN-DOW,
INC. dated June 26, 2008, in
the original principal amount
of THREE HUNDRED NINE
THOUSAND SIX HUNDRED
NINETY SIX AND 72/100
($309,696.72) DOLLARS, with
interest from date at a rate per
cent per annum on the unpaid
balance until paid; there will
be sold by the undersigned
at public outcry to the high
est bidder for cash before the
Courthouse door at Jackson
County, Georgia, within the
legal hours of sale on the first
Tuesday in July, 2009, the fol
lowing described property:
All that tract or parcel of land
laying and being in the City of
Jefferson, 245th District, G.M.,
Jackson County, Georgia, and
being designated as Lot No.
3, on a final plat of survey
for Whitney Place subdivi
sion, prepared by Sappington
Design Group, Inc., Registered
Surveyor, dated September 5,
2001, recorded in Plat Book
57, Page 294, in the Office of
the Clerk of Superior Court of
Jackson County , Georgia and
incorporated herein and made
a part hereof by reference for a
more detailed description.
Subject to Protective
Covenants recorded at Deed
Book 25-Q, Page 759, Jackson
County, Georgia records.
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner provided
in the Note and Security Deed.
The debt remaining in default,
this sale will be made for the
purpose of paying the same
and all expenses of this sale,
as provided in the Security
Deed and by law, including
attorney’s fees (notice of intent
to collect attorney’s fees hav
ing been given).
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any mat
ters which might be disclosed
by an accurate survey and
inspection of the property, any
assessments, liens, ease
ments, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above.
To the best knowledge and
belief of the undersigned, the
party in possession of the
property is QUINN-DOW, INC.
or a tenant or tenants.
UNITED COMMUNITY
BANK, as attorney in Fact for
QUINN-DOW, INC.
L. Lou Allen
continued on following page