Newspaper Page Text
WEDNESDAY, JANUARY 20, 2010
THE JACKSON HERALD
PAGE 13 C
Public Notices Continued
of the property herein con
veyed. Subject to restrictions
and/or covenants of record, if
any, easements of record and
existing easements and rights
of way for public roads and
utilities now in use. Property
address: 78 Chandler Bridge
Rd., Nicholson, Georgia
3056549 according to the
present numbering system
in Jackson County, Georgia.
Map & Parcel # 017A 029A.
MR/wa2 2/2/10 Our file no.
53132708 - FT7
(JA6,13,20,27B/12062-70T1P)
gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by
ERIK T. ROWE and KRISTEN
L. ROWE to WINDMARK
FINANCIAL, LLC, dated May
16, 2007, recorded in Deed
Book 484, Page 242, Jackson
County, Georgia Records,
as last transferred to Wells
Fargo Bank, NA sbm to Wells
Fargo Home Mortgage, Inc. by
assignment recorded in Deed
Book 0051-V, Page 0319,
Jackson County, Georgia
Records, conveying the after-
described property to secure
a Note in the original principal
amount of ONE HUNDRED
FIFTY-EIGHT THOUSAND
FIVE HUNDRED NINETY-
THREE AND 0/100 DOLLARS
($158,593.00), with interest
thereon as set forth therein,
there will be sold at public
outcry to the highest bidder for
cash before the Courthouse
door of Jackson County,
Georgia within the legal hours
of sale on the first Tuesday in
February, 2010, the following
described property:
SEE EXHIBIT “A”
ATTACHED HERETO AND
MADE A PART HEREOF
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorney’s fees (notice of intent
to collect attorney’s fees hav
ing been given). Said prop
erty will be sold subject to any
outstanding ad valorem taxes
(including taxes which are a
lien, but not yet due and pay
able), any matters which might
be disclosed by an accurate
survey and inspection of the
property, any assessments,
liens, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above. The entity
that has full authority to negoti
ate, amend, and modify all
terms of the mortgage with the
debtor is: Wells Fargo Home
Mortgage, Inc., PO Box 10335,
Des Moines, IA 50306, 1-800-
416-1472. Please understand
that the secured creditor is
not required by law to nego
tiate, amend, or modify the
terms of the mortgage instru
ment. To the best knowledge
and belief of the undersigned,
the party in possession of the
property is Erik T. Rowe and
Kristen L. Rowe or a tenant
or tenants and said proper
ty is more commonly known
as 1414 New Liberty Way,
Braselton, Georgia 30517.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed. Wells Fargo Bank, NA
as Attorney in Fact for Erik T.
Rowe and Kristen L. Rowe
McCalla Raymer, LLC 1544
Old Alabama Road Roswell,
Georgia 30076 www.foreclo-
surehotline.net MR/wa2 2/2/10
Our file no. 53086409-FT7
EXHIBIT “A”
All that tract or parcel of land
lying and being in GMD 1785,
Jackson County, Georgia,
being Lot 44, Block A, Unit Two
of Liberty Estates Subdivision,
as per plat thereof recorded
in Plat Book 66, Pages 261-
264, Jackson County, Georgia
Records, which recorded plat
is incorporated herein by refer
ence and made a part of this
description. MR/wa2 2/2/10
Our file no. 53086409 - FT7
(JA6,13,20,27B/12062-60T1P)
gpn11
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by
HENDEL G. RADULEA to
WELLS FARGO HOME
MORTGAGE, INC., dated
June 12, 2001, recorded in
Deed Book 23-T, Page 508,
Jackson County, Georgia
Records, conveying the after-
described property to secure
a Note in the original principal
amount of ONE HUNDRED
THIRTY-SEVEN THOUSAND
AND 0/100 DOLLARS
($137,000.00), with interest
thereon as set forth therein,
there will be sold at public
outcry to the highest bidder for
cash before the Courthouse
door of Jackson County,
Georgia within the legal hours
of sale on the first Tuesday in
February, 2010, the following
described property:
SEE EXHIBIT “A”
ATTACHED HERETO AND
MADE A PART HEREOF
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorney’s fees (notice of intent
to collect attorney’s fees hav
ing been given). Said prop
erty will be sold subject to any
outstanding ad valorem taxes
(including taxes which are a
lien, but not yet due and pay
able), any matters which might
be disclosed by an accurate
survey and inspection of the
property, any assessments,
liens, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above. The entity
that has full authority to negoti
ate, amend, and modify all
terms of the mortgage with the
debtor is: Wells Fargo Home
Mortgage, Inc., PO Box 10335,
Des Moines, IA 50306, 1-800-
416-1472. Please understand
that the secured creditor is not
required by law to negotiate,
amend, or modify the terms of
the mortgage instrument. To
the best knowledge and belief
of the undersigned, the party
in possession of the property
is Hendel G. Radulea and
Lavinia Radulea or a tenant
or tenants and said property
is more commonly known as
205 Carruth Rd., Jefferson,
Georgia 30058. The sale
will be conducted subject (1)
to confirmation that the sale
is not prohibited under the
U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the secu
rity deed. Wells Fargo Bank,
N.A. sbm Wells Fargo Home
Mortgage, Inc. as Attorney in
Fact for Hendel G. Radulea
McCalla Raymer, LLC 1544
Old Alabama Road Roswell,
Georgia 30076 www.foreclo-
surehotline.net MR/wa2 2/2/10
Our file no. 51871607-FT7
EXHIBIT “A”
All that tract or parcel of land
lying and being in the 242nd
and 245th GMD, Jackson
County, Georgia, designated as
Lot 3, Dove Acres Subdivision
containing 2.495 more or less,
and being more particularly
described according to a plat
of survey entitled “Final plat
for Dove Acres” prepared by
Venable and Associates, Inc.
certified by Allen L. Venable,
Georgia Registered Surveyor
No. 1761, dated October 11,
1999, recorded in Plat Book
54, Page 146, Jackson County
Records and is incorporated
herein by reference for a more
complete description. This
conveyance is subject to all
easements and rights of way
for roads and untitled now in
use along with all easements
and restrictions of record.
MR/wa2 2/2/10 Our file no.
51871607 - FT7
(JA6,14,20,27B/12062-60T1P)
gpn11
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in a
Security Deed given by LORI
A. POSNANSKY-MCCARTHY
to MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC., dated January 5, 2004,
recorded in Deed Book 33-B,
Page 418, Jackson County,
Georgia Records, as last trans
ferred to The Bank of New
York Mellon Trust Company,
National Association fka
The Bank of New York Trust
Company, N.A. as successor
to JPMorgan Chase Bank N.A.
as Trustee by assignment to
be recorded in the Office of
the Clerk of Superior Court
of Jackson County, Georgia
Records, conveying the after-
described property to secure
a Note in the original principal
amount of ONE HUNDRED
THIRTY-TWO THOUSAND
SEVEN HUNDRED FIFTY
AND 0/100 DOLLARS
($132,750.00), with interest
thereon as set forth therein,
there will be sold at public
outcry to the highest bidder for
cash before the Courthouse
door of Jackson County,
Georgia within the legal hours
of sale on the first Tuesday in
February, 2010, the following
described property:
SEE EXHIBIT “A”
ATTACHED HERETO AND
MADE A PART HEREOF
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorney’s fees (notice of intent
to collect attorney’s fees hav
ing been given). Said prop
erty will be sold subject to any
outstanding ad valorem taxes
(including taxes which are a
lien, but not yet due and pay
able), any matters which might
be disclosed by an accurate
survey and inspection of the
property, any assessments,
liens, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above. The entity
that has full authority to negoti
ate, amend, and modify all
terms of the mortgage with the
debtor is: GMAC Mortgage,
LLC f/k/a GMAC Mortgage
Corporation, Two Ravinia Dr.
Suite 500, Atlanta, GA 30346,
800-850-4622x2365442.
Please understand that the
secured creditor is not required
by law to negotiate, amend,
or modify the terms of the
mortgage instrument. To the
best knowledge and belief of
the undersigned, the party in
possession of the property is
Lori A. Posnansky-McCarthy
or a tenant or tenants and
said property is more com
monly known as 259 Oak Ave,
Jefferson, Georgia 30549.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the secu
rity deed. The Bank of New
York Mellon Trust Company,
National Association fka
The Bank of New York Trust
Company, N.A. as succes
sor to JPMorgan Chase Bank
N.A. as Trustee as Attorney
in Fact for Lori A. Posnansky-
McCarthy McCalla Raymer,
LLC 1544 Old Alabama Road
Roswell, Georgia 30076 www.
foreclosurehotline.net MR/ng3
2/2/10 Our file no. 51860409-
FT1
EXHIBIT “A”
All that tract or parcel of
land lying and being in the
245th District, G.M.D., City of
Jefferson, Jackson County,
Georgia, shown as Tract 2,
containing 2.000 acres, more
or less, as per plat of survey
prepared for Brenda Faulkner
by Venable & Associates, Inc.
Surveyor, dated June 24,1999,
and recorded in the Office of
the Clerk of Superior Court of
Jackson County, Georgia, in
Plat Book 55, Page 107. Said
plat as recorded, is hereby
referenced for a more detailed
description of said property.
Subject to existing easements
for public roads and utilities
now in use. MR/ng3 2/2/10
Our file no. 51860409 - FT1
(fA6,13,20,27B/12062-70T1P)
gpn11
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by
JEREMY W. WALKER to
SUNTRUST MORTGAGE,
INC., dated August 30, 2005,
recorded in Deed Book 40-P,
Page 297, Jackson County,
Georgia Records and as
modified by that certain Loan
Modification Agreement record
ed in Deed Book 43S, Page
752, Jackson County, Georgia
Records, as last transferred to
SunTrust Bank by assignment
to be recorded in the Office
of the Clerk of Superior Court
of Jackson County, Georgia
Records, conveying the after-
described property to secure
a Note in the original principal
amount of THREE HUNDRED
NINE THOUSAND AND 0/100
DOLLARS ($309,000.00), with
interest thereon as set forth
therein, there will be sold at
public outcry to the highest
bidder for cash before the
Courthouse door of Jackson
County, Georgia, within the
legal hours of sale on the first
Tuesday in February, 2010, the
following described property:
All that tract or parcel of
land lying and being in the
248th G.M.D, Jackson County,
Georgia, designated as Lot 82
in River Plantation, as per plat
recorded in Plat Book 50, Page
192, Jackson County, Georgia
Records, which plat is incorpo
rated herein by reference and
made a part hereof.
Known: 19 River Chase
Parcel: 111-000-072-000
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorney’s fees (notice of intent
to collect attorney’s fees hav
ing been given).
SunTrust Mortgage, Inc. can
be contacted at 866-384-0903
or by writing to 1001 Semmes
Avenue, Richmond, VA 23224,
to discuss possible alternatives
to foreclosure.
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any mat
ters which might be disclosed
by an accurate survey and
inspection of the property, any
assessments, liens, encum
brances, zoning ordinances,
restrictions, covenants, and
matters of record superior to
the Security Deed first set out
above.
To the best knowledge and
belief of the undersigned, the
party in possession of the
property is Jeremy W. Walker
or a tenant or tenants and said
property is more commonly
known as 19 River Chase,
Hoschton, Georgia 30548.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
SunTrust Bank as Attorney
in Fact for Jeremy W. Walker
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.jflegal.com
MSP/hq1 2/2/10
Our file no. 1757809-FT3
(JA6,13,20,27B/12062-60T1P)
gpn11
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
By virtue of the power of sale
contained in the Commercial
Real Estate Deed to Secure
Debt by and between THOMAS
JEFFERSON DEISGNER/
BUILDER, LLC, (“Borrower”)
to FIRST GEORGIA BANKING
COMPANY (“Lender”) dated
September 24, 2008, and
recorded in Deed Book 53I,
Page 213, Jackson County
Records conveying the real
ty described on Exhibit “A”
attached hereto as collater
al for the debt in the prin
cipal amount of $125,212.37
together with all late fees and
interest from dates of execu
tion at the rates provided
therein on the unpaid bal
ance; there will be sold by the
undersigned at public outcry
to the highest bidder for cash
before the courthouse door at
Jackson County Georgia, with
in the legal hours of sale on
the first Tuesday of February,
2010, the realty in the 245th
and 248th Districts, Jackson
County, Georgia, being more
completely described as fol
lows:
EXHIBIT A
All that tract or parcel of
land, together with all improve
ments thereon, lying and
being in the 245th and 248th
District, G.M., Jackson County,
Georgia, being Lot 67, Pod M,
Traditions of Braselton, as per
plat recorded in Plat Book 60,
Page 255-267, in the Office of
the Clerk of the Superior Court
of Jackson County, Georgia,
which recorded plat is hereby
incorporated herein by refer
ence and made a part of this
description.
Subject to declaration of
covenants, conditions and
restrictions for Traditions of
Braselton, recorded in Deed
Book 29-Z, Pages 59-153
and all subsequent covenants
and/or amended covenants of
record, easements of record
and existing easements and
rights of way for public road
and utilities now in use.
The debt secured by said
Commercial Real Estate Deed
to Secure Debt has been and
is hereby declared due and
payable because, among other
possible events of default, of
the Borrower’s failure to pay
the interest and principal when
due. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, including attorney’s fees.
Said property will be sold
subject to any outstanding
ad valorem taxes (including
taxes which are a lien, but
not yet due and payable),
and any matters which might
be disclosed by an accurate
survey and inspection of the
property, any assessments,
liens, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above.
To the best knowledge and
belief of Lender, the party in
possession of the property is
Borrower or a tenant or ten
ants.
First Georgia Banking
Company As Attorney In
Fact For Thomas Jefferson
Designer/Builder, LLC
/s/ Dylan E. Wilbanks
Dylan E. Wilbanks
Wilbanks Law Firm, PC.
1237 S. Elm Street, Suite B
Commerce, GA 30529
PHONE: 706-335-2355
FAX: 706-243-6464
(JA6,13,20,27P4)
gpn11
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
Because of default in the
payment of the indebted
ness secured by a Security
Deed executed by KAREN
D. DUBOISE and TEDDY L.
DUBOISE to FT MORTGAGE
COMPANIES d.b.a.
HOMEBANC MORTGAGE
CORPORATION dated
February 22, 1999, in the
amount of $99,350.00, and
recorded in Deed Book 19-E,
Page 270; further modified by
Loan Modification recorded
04/21/2008 in Deed Book 5-C,
Page 800, Jackson County,
Georgia Records, as last
transferred to First Horizon
Home Loans, a division of
First Tennessee Bank National
Association by assignment,
the undersigned, First Horizon
Home Loans, a division of
First Tennessee Bank National
Association pursuant to said
deed and the note thereby
secured, has declared the
entire amount of said indebt
edness due and payable and
pursuant to the power of sale
contained in said deed, will on
the first Tuesday in February,
2010, during the legal hours of
sale, at the Courthouse door in
Jackson County, sell at public
outcry to the highest bidder for
cash, the property described in
said deed to-wit:
All that tract or parcel of land
lying and being in G.M.D. 248
of Jackson County, Georgia;
known or being designated
as Lot 21 of Stone Creek
Subdivision, a shown on a
plat of survey for Stone Creek
Subdivision, dated March 10,
1995, and recorded in Plat
Book 42, Page 235, of the
Jackson County, Georgia Plat
Records.
This conveyance is subject
to the Protective Covenants
for Stone Creek Subdivision
recorded in Deed Book 14-P,
Page 203, Jackson County,
Georgia Deed Records.
which has the property
address of 54 Stone View
Drive, Hoschton, Georgia,
together with all fixtures and
other personal property con
veyed by said deed.
The sale will be held subject
to any unpaid taxes, assess
ments, rights-of-way, ease
ments, protective covenants
or restrictions, liens, and other
superior matters of record
which may affect said prop
erty.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
Notice has been given of
intention to collect attorneys’
fees in accordance with the
terms of the note secured by
said deed.
Said property will be sold
as the property of Karen D.
Duboise and Teddy L. Duboise
and the proceeds of said sale
will be applied to the payment
of said indebtedness, the
expense of said sale, all as
provided in said deed, and
the undersigned will execute a
deed to the purchaser as pro
vided in the aforementioned
Security Deed.
First Horizon Home Loans,
a division of First Tennessee
Bank National Association
Attorney in Fact for Karen
D. Duboise and Teddy L.
Duboise
Anthony DeMarlo, Attorney/
awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-01779 /FHA
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR
AND IS ATTEMPTING TO
COLLECT A DEBT. ANY
INFORMATION OBTAINED
WILL BE USED FOR THAT
PURPOSE.
tJA6,13,20,27B/1325-50)
gpn11
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
By virtue of the power of
sale contained in the Security
Deed by and between EUN H.
GIL, (“Borrower”) to NBANK,
N.A., (“Lender”) dated May 11,
2005, and recorded in Deed
Book39-B, Page 100, Jackson
County Records conveying the
realty described on Exhibit “A”
attached hereto as collateral
for the debt in the principal
amount of $63,810.00 togeth
er with all late fees and inter
est from dates of execution at
the rates provided therein on
the unpaid balance; there will
be sold by the undersigned
at public outcry to the high
est bidder for cash before the
courthouse door at Jackson
County Georgia, within the
legal hours of sale on the
first Tuesday of February,
2009, the realty in the 245th
and 248th Districts, Jackson
County, Georgia, being more
completely described as fol
lows:
EXHIBIT A
All that tract or parcel of land
lying and being in the 245th
and 248th District, Jackson
County, Georgia being Lot
84, Pod P, Traditions of
Braselton Subdivision as per
plat recorded in Plat Book 64,
Pages 150-152, in the Office of
the Clerk of the Superior Court
for Jackson County, Georgia,
which recorded plat is incorpo
rated herein by reference and
made a part of this descrip
tion.
Said property is subject to
other easements, restrictions,
reservations, and rights-of-way
of record, if any.
The debt secured by said
Security Deed has been and is
hereby declared due and pay
able because, among other
possible events of default, of
the Borrower’s failure to pay
the interest and principal when
due. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, including attorney’s fees.
Said property will be sold
subject to any outstanding
ad valorem taxes (including
taxes which are a lien, but
not yet due and payable),
and any matters which might
be disclosed by an accurate
survey and inspection of the
property, any assessments,
liens, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above.
To the best knowledge and
belief of Grantee, the party in
possession of the property is
Borrower or a tenant or ten
ants.
First Covenant Bank As
Attorney In Fact For Eun H.
Gil
/s/ Dylan E. Wilbanks
Dylan E. Wilbanks
Wilbanks Law Firm, RC.
1237 S. Elm Street, Suite B
Commerce, GA 30529
PHONE: 706-335-2355
FAX: 706-243-6464
(JA6,13,20,27P4)
gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia County of Jackson
Because of a default in the
payment of the indebtedness
secu red by a Secu rity Deed exe
cuted by CONSUELO GIRAL
to HOMEBANC MORTGAGE
CORPORATION, dated
December 2, 2004, and record
ed in Deed Book 37-A, Page
753, Jackson County Records,
said Security Deed hav-
continued on following page