Newspaper Page Text
PAGE 18C
THE JACKSON HERALD
WEDNESDAY, JANUARY 20, 2010
Public Notices Continued
gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by
MICHAEL A. DIAMBROSE
and SHARON K. DIAMBROSE
to SUNTRUST MORTGAGE,
INC., dated August 9, 2007,
recorded in Deed Book 49-T,
Page 746, Jackson County,
Georgia Records and as re
recorded in Deed Book 50-G,
Page 487, Jackson County,
Georgia Records, conveying
the after-described property to
secure a Note in the origi
nal principal amount of ONE
MILLION TWO HUNDRED
SEVENTY-FIVE THOUSAND
AND 0/100 DOLLARS
($1,275,000.00), with interest
thereon as set forth therein,
there will be sold at public
outcry to the highest bidder for
cash before the Courthouse
door of Jackson County,
Georgia, within the legal hours
of sale on the first Tuesday in
February, 2010, the following
described property:
SEE EXHIBIT “A”
ATTACHED HERETO AND
MADE A PART HEREOF
The debt secured by said
Security Deed has been
and is hereby declared due
because of, among other pos
sible events of default, fail
ure to pay the indebtedness
as and when due and in the
manner provided in the Note
and Security Deed. The debt
remaining in default, this sale
will be made for the purpose
of paying the same and all
expenses of this sale, as pro
vided in Security Deed and by
law, including attorney’s fees
(notice of intent to collect attor
ney’s fees having been given).
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any mat
ters which might be disclosed
by an accurate survey and
inspection of the property, any
assessments, liens, encum
brances, zoning ordinances,
restrictions, covenants, and
matters of record superior to
the Security Deed first set out
above. The entity that has full
authority to negotiate, amend,
and modify all terms of the
mortgage with the debtor is:
SunTrust Construction Loans,
1001 Semmes Avenue,
Richmond, VA 23224, 804-
291-0073. Please understand
that the secured creditor is not
required by law to negotiate,
amend, or modify the terms of
the mortgage instrument.
To the best knowledge and
belief of the undersigned, the
party in possession of the prop
erty is Michael A. Diambrose
and Sharon K. Diambrose or
a tenant or tenants and said
property is more commonly
known as 65 Ambrosia Walk,
Hoschton, Georgia 30548.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed. SunTrust Mortgage, Inc.
as Attorney in Fact for Michael
A. Diambrose and Sharon K.
Diambrose McCalla Raymer,
LLC 1544 Old Alabama Road
Roswell, Georgia 30076 www.
foreclosurehotline.net MR/cdh
2/2/10 Our file no. 51704409-
FT2
EXHIBIT “A”
All that tract or parcel of land
lying and being in G.M.D., 248
(Randolph) of the Headrights
Section of Jackson County,
Georgia, more particularly
described as Lot 7, contain
ing 1.64 acres on that certain
survey entitled “Final Plat for:
Ambrosia Villas,” prepared by
Dwight Kirby, RLS, bearing the
seal and certification of Dwight
Kirby, Georgia Registered Land
Surveyor No 2146, dated June
4, 2007, recorded in Plat Book
70, Pages 148-150, Jackson
County, Georgia Records,
which survey is incorporated
herein by this reference and
made a part of this description.
MR/cdh 2/2/10 Our file no.
51704409 - FT2
(JA6,13,20,27B/12062-60T1P)
gpn11
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
Under and by vir
tue of the Power of Sale
contained in a Security
Deed given by HOWARD
EUGENE HENDERSON to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC., dated November 7, 2007,
recorded in Deed Book 50-R,
Page 363, Jackson County,
Georgia Records, as last trans
ferred to BAC Home Loans
Servicing, LP fka Countrywide
Home Loans Servicing LP by
assignment to be recorded
in the Office of the Clerk of
Superior Court of Jackson
County, Georgia Records,
conveying the after-described
property to secure a Note in
the original principal amount of
NINETY-SEVEN THOUSAND
NINE HUNDRED SIXTY-
TWO AND 0/100 DOLLARS
($97,962.00), with interest
thereon as set forth therein,
there will be sold at public
outcry to the highest bidder for
cash before the Courthouse
door of Jackson County,
Georgia within the legal hours
of sale on the first Tuesday in
February, 2010, the following
described property:
SEE EXHIBIT “A”
ATTACHED HERETO AND
MADE A PART HEREOF
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorney’s fees (notice of intent
to collect attorney’s fees hav
ing been given). Said prop
erty will be sold subject to any
outstanding ad valorem taxes
(including taxes which are a
lien, but not yet due and pay
able), any matters which might
be disclosed by an accurate
survey and inspection of the
property, any assessments,
liens, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above. The entity
that has full authority to negoti
ate, amend, and modify all
terms of the mortgage with the
debtor is: Bank of America,
177 Countrywide Way, Mail
Stop: CAO-911 -01-05,
Lancaster, CA 93536, (661)
951-5722. Please understand
that the secured creditor is not
required by law to negotiate,
amend, or modify the terms of
the mortgage instrument. To
the best knowledge and belief
of the undersigned, the party
in possession of the property
is Howard Eugene Henderson
or a tenant or tenants and
said property is more com
monly known as 921 Wilson
Cemetary Road, Nicholson,
Georgia 30565. The sale will
be conducted subject (1) to
confirmation that the sale is
not prohibited under the U.S.
Bankruptcy Code and (2) to
final confirmation and audit of
the status of the loan with the
holder of the security deed.
BAC Home Loans Servicing,
LP fka Countrywide Home
Loans Servicing LP as Attorney
in Fact for Howard Eugene
Henderson McCalla Raymer,
LLC 1544 Old Alabama Road
Roswell, Georgia 30076 www.
foreclosurehotline.net MR/el1
2/2/10 Our file no. 53739409-
FT11
EXHIBIT “A”
All that tract or parcel of land,
situate, lying and being in the
253rd District, G.M., Jackson
County, containing 4.00 acres,
more or less, as shown on that
plat and survey entitled “Survey
for Nicole & Jonathan O’Kelly”,
dated October 9, 1995, pre
pared by Cornerstone Land
Surveying, James R. Smith,
GRLS, recorded in Plat Book
46, Page 99 in the Office of
the Clerk of the Superior Court
of Jackson County, Georgia,
said plat being incorporated
herein by reference for more
particular description of the
above described property.
Also conveyed is a 1996
Dynasty Mobile Home, VIN
#H810063GLR, which is locat
ed on subject property. The
grantor/borrower represents,
covenants and agrees that the
mobile home located on the
land is to remain on the land
and has been permanently
affixed to the land described
herein so as to become a part
of the real property. The obliga
tion to pay the debt described
in the aforementioned secu
rity deed and secured by the
above described property
has been assumed by BAC
Home Loans Servicing, LP
fka Countrywide Home Loans
Servicing LP. MFt/el1 2/2/10
Our file no. 53739409 - FT11
(JA6,13,20,27B/12062-70T1P)
gpn11
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by
WILLIAM D. SIMMONS and
ROBYN J. SIMMONS to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC., dated December 6,
2007, recorded in Deed Book
0050-X, Page 0736, Jackson
County, Georgia Records,
as last transferred to BAC
Home Loans Servicing, LP
fka Countrywide Home Loans
Servicing LP by assignment
to be recorded in the Office
of the Clerk of Superior Court
of Jackson County, Georgia
Records, conveying the after-
described property to secure
a Note in the original principal
amount of ONE HUNDRED
SEVENTY THOUSAND
SIX HUNDRED SEVENTY-
TWO AND 0/100 DOLLARS
($170,672.00), with interest
thereon as set forth therein,
there will be sold at public outcry
to the highest bidder for cash
before the courthouse door of
Jackson County, Georgia with
in the legal hours of sale on
the first Tuesday in February,
2010, the following described
property: SEE EXHIBIT “A”
ATTACHED HERETO AND
MADE A PART HEREOF The
debt secured by said Security
Deed has been and is here
by declared due because of,
among other possible events
of default, failure to pay the
indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorney’s fees (notice of intent
to collect attorney’s fees hav
ing been given). Said prop
erty will be sold subject to any
outstanding ad valorem taxes
(including taxes which are a
lien, but not yet due and pay
able), any matters which might
be disclosed by an accurate
survey and inspection of the
property, any assessments,
liens, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above. The entity
that has full authority to negoti
ate, amend, and modify all
terms of the mortgage with the
debtor is: Bank of America,
177 Countrywide Way, Mail
Stop: CAO-911 -01-05,
Lancaster, CA 93536, (661)
951-5722. Please understand
that the secured creditor is not
required by law to negotiate,
amend, or modify the terms of
the mortgage instrument. To
the best knowledge and belief
of the undersigned, the party
in possession of the property
is William D. Simmons and
Robyn J. Simmons or a ten
ant or tenants and said prop
erty is more commonly known
as 462 Chardonnay Trace,
Braselton, Georgia 30517.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the secu
rity deed. BAC Home Loans
Servicing, LP fka Countrywide
Home Loans Servicing LP as
Attorney in Fact for William
D. Simmons and Robyn J.
Simmons McCalla Raymer,
LLC 1544 Old Alabama Road
Roswell, Georgia 30076 www.
foreclosurehotline.net MR/el1
2/2/10 Our file no. 53735009-
FT11
EXHIBIT “A”
All that tract or parcel of land
lying and being in GMD 1765,
Jackson County, Georgia,
being Lot 2, Block D, The
Vineyards Subdivision, Phase
I, as per plat recorded in Plat
Book 29, Page 36, Jackson
County, Georgia Records,
which plat is hereby referred
to and made a part of this
description. MR/el1 2/2/10 Our
file no. 53735009 - FT11
(]A6,13,20,27B/12062-60T1P)
gpn11
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by
LYNDARRYL CLARK to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC., dated August 21, 2008,
recorded in Deed Book 53-G,
Page 702, Jackson County,
Georgia Records, as last trans
ferred to BAC Home Loans
Servicing, LP fka Countrywide
Home Loans Servicing LP by
assignment to be recorded
in the Office of the Clerk of
Superior Court of Jackson
County, Georgia Records,
conveying the after-described
property to secure a Note in
the original principal amount
of TWO HUNDRED SIXTEEN
THOUSAND NINE HUNDRED
FIFTY-SEVEN AND 0/100
DOLLARS ($216,957.00),
with interest thereon as set
forth therein, there will be sold
at public outcry to the high
est bidder for cash before the
Courthouse door of Jackson
County, Georgia within the
legal hours of sale on the first
Tuesday in February, 2010, the
following described property:
SEE EXHIBIT “A”
ATTACHED HERETO AND
MADE A PART HEREOF
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorney’s fees (notice of intent
to collect attorney’s fees hav
ing been given). Said prop
erty will be sold subject to any
outstanding ad valorem taxes
(including taxes which are a
lien, but not yet due and pay
able), any matters which might
be disclosed by an accurate
survey and inspection of the
property, any assessments,
liens, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above. The entity
that has full authority to negoti
ate, amend, and modify all
terms of the mortgage with the
debtor is: Bank of America,
177 Countrywide Way, Mail
Stop: CAO-911 -01-05,
Lancaster, CA 93536, (661)
951-5722. Please understand
that the secured creditor is not
required by law to negotiate,
amend, or modify the terms of
the mortgage instrument. To
the best knowledge and belief
of the undersigned, the party
in possession of the property
is Lyndarryl Clark or a tenant
or tenants and said property is
more commonly known as 316
Red Bud Road, Jefferson,
Georgia 30549. The sale will
be conducted subject (1) to
confirmation that the sale is
not prohibited under the U.S.
Bankruptcy Code and (2) to
final confirmation and audit of
the status of the loan with the
holder of the security deed.
BAC Home Loans Servicing,
LP fka Countrywide Home
Loans Servicing LP as Attorney
in Fact for Lyndarryl Clark
McCalla Raymer, LLC 1544
Old Alabama Road Roswell,
Georgia 30076 www.foreclo-
surehotline.net MR/el1 2/2/10
Our file no. 53544409-FT11
EXHIBIT “A”
All that tract or parcel of
land lying and being in the
245th District, G.M., Jackson
County, Georgia, being
known as Lot 20, Jefferson
Place Subdivision, as per plat
recorded in Plat Book 64,
Page 232, Jackson County,
Georgia records, which plat is
incorporated herein and made
a part hereof by reference.
The improvements thereon
being commonly known as
316 Red Bud Road. Being the
same lot or parcel of ground
which by deed dated July 13,
2007 and recorded October 2,
2007 among the land records
of Jackson County, State of
Georgia, in Book 0050G, Page
0632, was granted and con
veyed by and between H. Tom
Durr dba Elan Manor Homes
unto Lyndarryl Clark. MFt/el1
2/2/10 Our file no. 53544409
- FT 11
(JA6,13,20,27B/12062-70T1P)
gpn11
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in a
Security Deed given by NEKEIA
RAMEY and AMANDA RAMEY
to MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC., dated October 24, 2007,
recorded in Deed Book 50-P,
Page 240, Jackson County,
Georgia Records, as last
transferred to Nationstar
Mortgage LLC by assignment
to be recorded in the Office
of the Clerk of Superior Court
of Jackson County, Georgia
Records, conveying the after-
described property to secure
a Note in the original principal
amount of ONE HUNDRED
EIGHTY-FIVE THOUSAND
TWO HUNDRED AND 0/100
DOLLARS ($185,200.00), with
interest thereon as set forth
therein, there will be sold at
public outcry to the highest
bidder for cash before the
Courthouse door of Jackson
County, Georgia within the
legal hours of sale on the first
Tuesday in February, 2010, the
following described property:
SEE EXHIBIT “A”
ATTACHED HERETO AND
MADE A PART HEREOF
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorney’s fees (notice of intent
to collect attorney’s fees hav
ing been given). Said prop
erty will be sold subject to any
outstanding ad valorem taxes
(including taxes which are a
lien, but not yet due and pay
able), any matters which might
be disclosed by an accurate
survey and inspection of the
property, any assessments,
liens, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above. The entity
that has full authority to negoti
ate, amend, and modify all
terms of the mortgage with the
debtor is: NationStar Mortgage
LLC, 350 Highland Drive,
Lewisville, TX 75067, 888-850-
9398x3705. Please under
stand that the secured creditor
is not required by law to nego
tiate, amend, or modify the
terms of the mortgage instru
ment. To the best knowledge
and belief of the undersigned,
the party in possession of the
property is Nekeia Ramey and
Amanda Ramey or a tenant
or tenants and said property
is more commonly known as
74 Kendall Ct., Braselton,
Georgia 30517. The sale will
be conducted subject (1) to
confirmation that the sale is
not prohibited under the U.S.
Bankruptcy Code and (2) to
final confirmation and audit of
the status of the loan with the
holder of the security deed.
Nationstar Mortgage LLC as
Attorney in Fact for Nekeia
Ramey and Amanda Ramey
McCalla Raymer, LLC 1544
Old Alabama Road Roswell,
Georgia 30076 www.foreclo-
surehotline.net MR/rao 2/2/10
Our file no. 51914909-FT17
EXHIBIT “A”
All that tract or parcel of land
lying and being in GMD 1765
of Jackson County, Georgia,
being Lot 29, Remington Park
on the River, Block A, as per
plat recorded in Plat Book 57,
Page 111, Jackson County
Records, said plat being incor
porated herein by reference
thereto. MR/rao 2/2/10 Our file
no. 51914909 - FT17
(JA6,13,20,27B/12062-60T1P)
gpn11
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of
the Power of Sale con
tained in a Security Deed
given by MARK BURKS and
CARENCE T. BURKS to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC., dated April 26, 2004,
recorded in Deed Book 34-K,
Page 208, Jackson County,
Georgia Records, as last
transferred to BAC Home
Loans Servicing, LP fka
Countrywide Home Loans
Servicing LP by assignment
to be recorded in the Office
of the Clerk of Superior Court
of Jackson County, Georgia
Records, conveying the after-
described property to secure
a Note in the original principal
amount of ONE HUNDRED
TWENTY-SIX THOUSAND
ONE HUNDRED NINETEEN
AND 0/100 DOLLARS
($126,119.00), with interest
thereon as set forth therein,
there will be sold at public
outcry to the highest bidder for
cash before the Courthouse
door of Jackson County,
Georgia within the legal hours
of sale on the first Tuesday in
February, 2010, the following
described property:
SEE EXHIBIT “A”
ATTACHED HERETO AND
MADE A PART HEREOF
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorney’s fees (notice of intent
to collect attorney’s fees hav
ing been given). Said prop
erty will be sold subject to any
outstanding ad valorem taxes
(including taxes which are a
lien, but not yet due and pay
able), any matters which might
be disclosed by an accurate
survey and inspection of the
property, any assessments,
liens, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above. The entity
that has full authority to negoti
ate, amend, and modify all
terms of the mortgage with the
debtor is: Bank of America, 177
Countrywide Way, Mail Stop:
CAO-911-01-05, Lancaster,
CA 93536, (661) 951-5722.
Please understand that the
secured creditor is not required
by law to negotiate, amend, or
modify the terms of the mort
gage instrument. To the best
knowledge and belief of the
undersigned, the party in pos
session of the property is Mark
Burks and Carence T. Burks or
a tenant or tenants and said
property is more commonly
known as 180 Robert Drive,
Braselton, Georgia 30517.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the secu
rity deed. BAC Home Loans
Servicing, LP fka Countrywide
Home Loans Servicing LP
as Attorney in Fact for Mark
Burks and Carence T. Burks
McCalla Raymer, LLC 1544
Old Alabama Road Roswell,
Georgia 30076 www.foreclo-
surehotline.net MR/el1 2/2/10
Our file no. 53840209-FT11
EXHIBIT “A”
All that tract or parcel of land
lying and being in GMD 1765
Jackson County, Georgia,
being Lot 13, of Pine Ridge
Subdivision, Phase II, as per
plat recorded in Plat Book 50,
Page 26, in the Office of the
Clerk of the Superior Court
of Jackson County, Georgia,
which recorded plat is hereby
incorporated herein by refer
ence and made a part of this
description. MFt/el1 2/2/10 Our
file no. 53840209 - FT11
(JA6,13,20,27B/12062-60T1P)
gpn11
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by
BAUDILIO A. ANGELES to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC., dated January 27, 2006,
recorded in Deed Book 42-K,
Page 255, Jackson County,
Georgia Records, as last
transferred to Wells Fargo
Bank, NA by assignment to
be recorded in the Office of
the Clerk of Superior Court
of Jackson County, Georgia
Records, conveying the after-
described property to secure
a Note in the original principal
amount of ONE HUNDRED
FIFTY-THREE THOUSAND
FIVE HUNDRED AND 0/100
DOLLARS ($153,500.00), with
interest thereon as set forth
therein, there will be sold at
public outcry to the highest
bidder for cash before the
Courthouse door of Jackson
County, Georgia within the
legal hours of sale on the first
Tuesday in February, 2010, the
following described property:
SEE EXHIBIT “A”
ATTACHED HERETO AND
MADE A PART HEREOF
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorney’s fees (notice of intent
to collect attorney’s fees hav
ing been given). Said prop
erty will be sold subject to any
outstanding ad valorem taxes
continued on following page