Newspaper Page Text
PAGE 12C
THE JACKSON HERALD
WEDNESDAY, DECEMBER 8, 2010
is made subject to all zoning ordi
nances, easements and restriction
of record affecting said bargained
premises. The debt secured by said
Security Deed has been and is hereby
declared due because of, among other
possible events of default, failure to
pay the indebtedness as and when
due and in the manner provided in
the Note and Security Deed.
The debt remaining in default, this
sale will be made for the purpose of
paying the same and all expenses
of this sale, as provided in Security
Deed and by law, including attor
ney’s fees (notice of intent to collect
attorney’s fees having been given).
Chase Home Finance LLC can
be contacted at 800-446-8939 or
by writing to 3415 Vision Drive,
Columbus, OH 43219, to discuss
possible alternatives to foreclosure.
Said property will be sold subject
to any outstanding ad valorem taxes
(including taxes which are a lien,
but not yet due and payable), any
matters which might be disclosed by
an accurate survey and inspection of
the property, any assessments, liens,
encumbrances, zoning ordinances,
restrictions, covenants, and matters
of record superior to the Security
Deed first set out above.
To the best knowledge and belief
of the undersigned, the party in
possession of the property is Jane
Holcombe or a tenant or tenants
and said property is more com
monly known as 69 Freeman Ct.,
Maysville, Georgia 30558. The sale
will be conducted subject (1) to con
firmation that the sale is not prohib
ited under the U.S. Bankruptcy Code
and (2) to final confirmation and
audit of the status of the loan with the
holder of the security deed.
Chase Home Finance, LLC as
Attorney in Fact for Jane Holcombe
Johnson & Freedman, LLC 1587
Northeast Expressway Atlanta,
Georgia 30329 (770) 234-9181
www.jflegal.com MSP/rap 1/4/11
Our file no. 1711610-FT3
(DC8,15,22,29B/19698-60T1P)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment
of the indebtedness secured by a
Security Deed executed by DAVID
JOHNS and BRENDA JOHNS
to MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC. as nominee for EQUIFIRST
CORPORATION, its successors and
assigns dated June 28, 2005 in the
amount of $125,000.00, and record
ed in Deed Book 40-D, Page 773,
Jackson County, Georgia Records,
as last transferred to U.S. Bank
National Association as Trustee for
RAMP 2005EFC4 by assignment,
the undersigned, U.S. Bank National
Association as Trustee for RAMP
2005EFC4 pursuant to said deed
and the note thereby secured, has
declared the entire amount of said
indebtedness due and payable and
pursuant to the power of sale con
tained in said deed, will on the first
Tuesday in January, 2011, during the
legal hours of sale, at the Courthouse
door in Jackson County, sell at public
outcry to the highest bidder for cash,
the property described in said deed
to-wit:
All that tract or parcel of land
lying and being in the City of
Commerce in the Minish GMD 255,
Jackson County, Georgia, shown and
delineated as Lot 144, Brentwood
Estates Subdivision, Phase Four, on
plat of said subdivision recorded in
Jackson County Plat Records in Plat
Book 60, at Page 111, which plat is
incorporated herein by reference for
a more complete description.
which has the property address of
63 Lancashire Lane, Commerce,
Georgia, together with all fixtures
and other personal property con
veyed by said deed.
The sale will be held subject to any
unpaid taxes, assessments, rights-of-
way, easements, protective covenants
or restrictions, liens, and other supe
rior matters of record which may
affect said property.
The sale will be conducted sub
ject (1) to confirmation that the sale
is not prohibited under the U.S.
Bankruptcy Code and (2) to final
confirmation and audit of the status
of the loan with the holder of the
security deed.
Notice has been given of intention
to collect attorneys’ fees in accor
dance with the terms of the note
secured by said deed.
Said property will be sold as the
property of David Johns and Brenda
Johns and the proceeds of said sale
will be applied to the payment of
said indebtedness, the expense of
said sale, all as provided in said deed,
and the undersigned will execute a
deed to the purchaser as provided in
the aforementioned Security Deed.
U.S. Bank National Association
as Trustee for RAMP 2005EFC4
Attorney in Fact for David Johns
and Brenda Johns
Anthony DeMarlo, Attorney/
tnalty
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-22959 /CONV
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR AND
IS ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
Tamika Nalty
Foreclosure Paralegal
McCurdy and Candler
Six Piedmont Center, Suite 700
3525 Piedmont Road, NE
Atlanta, GA 30305
Phone: 404-425-5429
Fax: 678-891-5755
(DC8,15,22,29B/1325-50)
Be Smart. Stay Alive.
Buckle Up.
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING
AS A DEBT
COLLECTOR
ATTEMPTING
TO
COLLECT
A DEBT. ANY
INFORMATION
OBTAINED WILL
BE USED
FOR THAT PURPOSE.
Under and by virtue of the Power
of Sale contained in a Security Deed
given by FREDRICK J. MADASZ,
JR. and SANDRA L. MADASZ
to MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.,
dated January 31, 2006, recorded in
Deed Book 42-L, Page 498, Jackson
County, Georgia Records, as last
transferred to BAC Home Loans
Servicing, L.P fka Countrywide
Home Loans Servicing, L.P. by
assignment to be recorded in the
Office of the Clerk of Superior
Court of Jackson County, Georgia
Records, conveying the after-
described property to secure a Note
in the original principal amount of
TWO HUNDRED THIRTY-NINE
THOUSAND NINE HUNDRED
TWENTY AND 0/100 DOLLARS
($239,920.00), with interest thereon
as set forth therein, there will be sold
at public outcry to the highest bidder
for cash before the courthouse door
of Jackson County, Georgia within
the legal hours of sale on the first
Tuesday in January, 2011, the fol
lowing described property:
SEE EXHIBIT “A” ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said Security
Deed has been and is hereby declared
due because of, among other pos
sible events of default, failure to pay
the indebtedness as and when due
and in the manner provided in the
Note and Security Deed. The debt
remaining in default, this sale will be
made for the purpose of paying the
same and all expenses of this sale,
as provided in Security Deed and by
law, including attorney’s fees (notice
of intent to collect attorney’s fees
having been given). Said property
will be sold subject to any outstand
ing ad valorem taxes (including taxes
which are a lien, but not yet due and
payable), any matters which might
be disclosed by an accurate survey
and inspection of the property, any
assessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record supe
rior to the Security Deed first set
out above.
The entity that has full author
ity to negotiate, amend, and modify
all terms of the mortgage with the
debtor is: Bank of America, 177
Countrywide Way, Mail Stop: CAO-
911-01-05, Lancaster, CA 93536,
(661) 951-5722. Please under
stand that the secured creditor is
not required by law to negotiate,
amend, or modify the terms of the
mortgage instrument. To the best
knowledge and belief of the under
signed, the party in possession of
the property is Fredrick J. Madasz,
Jr. and Sandra L. Madasz or a tenant
or tenants and said property is more
commonly known as 317 Prestwick
Dr., Hoschton, Georgia 30548. The
sale will be conducted subject (1) to
confirmation that the sale is not pro
hibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the security deed.
BAC Home Loans Servicing,
L.P. fka Countrywide Home Loans
Servicing, L.P. as Attorney in Fact for
Fredrick J. Madasz, Jr. and Sandra L.
Madasz McCalla Raymer, LLC 1544
Old Alabama Road Roswell, Georgia
30076 www.foreclosurehotline.net
MR/ap9 1/4/11
Our file no. 53165710-FT14
EXHIBIT “A”
All that tract or parcel of land
lying and being in the 248th GMD
District of Jackson County, Georgia,
being Lot 2 of Southampton Falls,
as per plat thereof recorded in Plat
Book 62, Page 98, Jackson County,
Georgia Records, which plat is incor
porated herein and made a part here
of by reference for a more detailed
description. MR/ap9 1/4/11 Our file
no. 53165710-FT14
(DC8,15,22,29B/19698-60T1P)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING
AS A DEBT
COLLECTOR
ATTEMPTING
TO
COLLECT
A DEBT. ANY
INFORMATION
OBTAINED WILL
BE USED
FOR THAT PURPOSE.
Under and by virtue of the Power
of Sale contained in a Security Deed
given by ANGELA ORTIZ-OTEGA
to MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.,
dated December 7, 2006, recorded in
Deed Book 46-X, Page 112, Jackson
County, Georgia Records, as last
transferred to Wells Fargo Bank, NA
by assignment to be recorded in the
Office of the Clerk of Superior Court
of Jackson County, Georgia Records,
conveying the after-described proper
ty to secure a Note in the original prin
cipal amount of ONE HUNDRED
TWENTY-ONE THOUSAND FIVE
HUNDRED AND 0/100 DOLLARS
($121,500.00), with interest thereon
as set forth therein, there will be sold
at public outcry to the highest bidder
for cash before the courthouse door
of Jackson County, Georgia within
the legal hours of sale on the first
Tuesday in January, 2011, the fol
lowing described property:
SEE EXHIBIT “A” ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said Security
Deed has been and is hereby declared
due because of, among other pos
sible events of default, failure to pay
the indebtedness as and when due
and in the manner provided in the
Note and Security Deed. The debt
remaining in default, this sale will be
made for the purpose of paying the
same and all expenses of this sale,
as provided in Security Deed and by
law, including attorney’s fees (notice
of intent to collect attorney’s fees
having been given). Said property
will be sold subject to any outstand
ing ad valorem taxes (including taxes
which are a lien, but not yet due and
payable), any matters which might
be disclosed by an accurate survey
and inspection of the property, any
assessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record supe
rior to the Security Deed first set
out above.
The entity that has full authority
to negotiate, amend, and modify all
terms of the mortgage with the debt
or is: Wells Fargo Home Mortgage,
Inc., PO Box 10335, Des Moines,
IA 50306, 1-800-416-1472. Please
understand that the secured creditor
is not required by law to negotiate,
amend, or modify the terms of the
mortgage instrument. To the best
knowledge and belief of the under
signed, the party in possession of
the property is Angela Ortiz-Otega
or a tenant or tenants and said prop
erty is more commonly known as 41
Jacob Drive, Hoschton, Georgia
30548. The sale will be conducted
subject (1) to confirmation that the
sale is not prohibited under the U.S.
Bankruptcy Code and (2) to final
confirmation and audit of the status
of the loan with the holder of the
security deed.
Wells Fargo Bank, NA as Attorney
in Fact for Angela Ortiz-Otega
McCalla Raymer, LLC 1544 Old
Alabama Road Roswell, Georgia
30076 www.foreclosurehotline.net
MR/clsl 1/4/11
Our file no. 53149910-FT7
EXHIBIT “A”
All that tract or parcel of land
lying and being in the 248th District,
G.M., of Jackson County, Georgia
and being Lot 32 of Jackson Park
Subdivision, as per plat recorded in
Plat Book 54, Page 169, records of
Jackson County, Georgia, which plat
is incorporated herein by reference
and made a part of this descrip
tion. MR/clsl 1/4/11 Our file no.
53149910 - FT7
(DC8,15,22,29B/19698-60T1P)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia Jackson County
Because of default in the pay
ment of the indebtedness secured
by a Security Deed executed by
DOUGLAS MCKIBBIN to
EQUIFIRST CORPORATION dated
November 8, 2002, in the amount of
$365,000.00, and recorded in Deed
Book 28-G, Page 458, re-record-
ed at Deed Book 28L, Page 292,
Jackson County, Georgia Records,
as last transferred to The Bank of
New York Mellon Trust Company,
National Association fka The Bank
of New York Trust Company, N.A.
as successor to JPMorgan Chase
Bank N.A. as Trustee for RAMP
2003RS2 by assignment; the under
signed, The Bank of New York
Mellon Trust Company, National
Association fka The Bank of New
York Trust Company, N.A. as suc
cessor to JPMorgan Chase Bank
N.A. as Trustee for RAMP 2003RS2
pursuant to said deed and the note
thereby secured, has declared the
entire amount of said indebtedness
due and payable and pursuant to the
power of sale contained in said deed,
will on the first Tuesday in January,
2011, during the legal hours of sale,
at the Courthouse door in Jackson
County, sell at public outcry to the
highest bidder for cash, the property
described in said deed to-wit:
All that tract or parcel of land
lying and being in the 255 G.M.D.,
Jackson County, Georgia, designated
as Lot 11, 5.09 acres, Montgomery
Shores, as shown on plat and survey
of W.T. Dunahoo and Associates,
Inc., recorded in the Office of the
Clerk of Superior Court of Jackson
County, Georgia, in Plat Book 46,
at Page 146. For a more detailed
description to said Tract, refer
ence is hereby made to said plat as
recorded. Subject to existing ease
ments and Rights of Way for public
roads and utilities now in use. Also
subject to Protective Covenants for
Montgomery Shores as recorded in
Deed Book 10-S, as Pages 557-561,
Jackson County Records.
which has the property address of
22 Lake Vista Lane, Commerce,
Georgia, together with all fixtures
and other personal property con
veyed by said deed.
The sale will be held subject to any
unpaid taxes, assessments, rights-of-
way, easements, protective covenants
or restrictions, liens, and other supe
rior matters of record which may
affect said property.
The sale will be conducted sub
ject (1) to confirmation that the sale
is not prohibited under the U.S.
Bankruptcy Code and (2) to final
confirmation and audit of the status
of the loan with the holder of the
security deed.
Notice has been given of intention
to collect attorneys’ fees in accor
dance with the terms of the note
secured by said deed.
Said property will be sold as
the property of Douglas McKibbin
and the proceeds of said sale will
be applied to the payment of said
indebtedness, the expense of said
sale, all as provided in said deed, and
the undersigned will execute a deed
to the purchaser as provided in the
aforementioned Security Deed.
The Bank of New York Mellon
Trust Company, National Association
fka The Bank of New York Trust
Company, N.A. as successor to
JPMorgan Chase Bank N.A. as
Trustee for RAMP 2003RS2 Attorney
in Fact for Douglas McKibbin
Anthony DeMarlo, Attorney/
ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-18595 /CONV
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR AND
IS ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
(DC8,15,22,29B/1325-60)
gpnll
Notice of Sale
Notice of Sale Under Power
State of Georgia County of Jackson
Because of a default in the pay
ment of the indebtedness secured
by a Security Deed executed by
ANA C. ABREU to MORTGAGE
ELECTRONIC REGISTRATION
SYSTEMS, INC. dated April 19,
2007, and recorded in Deed Book
48-J, Page 415, Modified at Deed
Book 54-M, Page209Jackson County
Records, said Security Deed having
been last sold, assigned, transferred
and conveyed to HSBC Bank USA,
National Association as Trustee for
PHH 2007-3, by Assignment, secur
ing a Note in the original principal
amount of $197,900.00, the holder
thereof pursuant to said Deed and
Note thereby secured has declared
the entire amount of said indebted
ness due and payable and, pursuant
to the power of sale contained in
said Deed, will on the first Tuesday,
January 4, 2011, during the legal
hours of sale, before the Courthouse
door in said County, sell at public
outcry to the highest bidder for cash,
the property described in said Deed,
to-wit:
All that tract or parcel of land
lying and being in GMD 245,
Jackson County, Georgia, being Lot
19, Block A, Jefferson Walk West,
Unit Two, as per plat recorded in Plat
Book 62, page 81, Jackson County
Records, said plat being incorporated
herein by reference thereto.
Said property is known as 1129
Jefferson Walk Circle, Jefferson,
GA 30549, together with all fixtures
and personal property attached to
and constituting a part of said prop
erty, if any.
Said property will be sold sub
ject to any outstanding ad valorem
taxes (including taxes which are a
lien, whether or not now due and
payable), the right of redemption
of any taxing authority, any mat
ters which might be disclosed by an
accurate survey and inspection of
the property, any assessments, liens,
encumbrances, zoning ordinances,
restrictions, covenants, and matters
of record superior to the Security
Deed first set out above.
The sale will be conducted sub
ject (1) to confirmation that the sale
is not prohibited under the U.S.
Bankruptcy Code and (2) to final
confirmation and audit of the status
of the loan with the holder of the
security deed.
Notice has been given of intention
to collect attorney’s fees in accor
dance with the terms of the Note
secured by said Deed.
Said property will be sold as the
property of Ana C. Abreu, the prop
erty, to the best information, knowl
edge and belief of the undersigned,
being presently in the possession of
Ana C. Abreu, and the proceeds of
said sale will be applied to the pay
ment of said indebtedness and all
the expenses of said sale, including
attorney’s fees, all as provided in said
Deed, and the balance, if any, will be
distributed as provided by law.
HSBC Bank USA, National
Association as Trustee for PHH
2007-3 as Attomey-in-Fact for Ana
C. Abreu
File no. 09-020874
SHAPIRO & SWERTFEGER,
LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/AK
www.swertfeger.net
*THE LAW FIRM IS ACTING
AS A DEBT COLLECTOR. ANY
INFORMATION
OBTAINED
WILL BE USED
FOR THAT
PURPOSE.
[FC-NOS]
(DC8,15,22,29B/1323-60T1P)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING
AS A DEBT
COLLECTOR
ATTEMPTING
TO
COLLECT
A DEBT. ANY
INFORMATION
OBTAINED WILL
BE USED
FOR THAT PURPOSE.
Under and by virtue of the Power
of Sale contained in a Security Deed
given by JAMES O’KELLEY to
D&B INVESTMENTS, INC. dba
GEORGIA FARM BUREAU MTG
SERVICES, dated May 26, 2004,
recorded in Deed Book 34-T, Page
201, Jackson County, Georgia
Records and as re-recorded in Deed
Book 36-H, Page 524, Jackson
County, Georgia Records, as last
transferred to PNC Mortgage a
division of PNC Bank, NA SBM
to National City Bank SBM To
National City Mortgage Co., DBA
Commonwealth United Mortgage
Company by assignment to be
recorded in the Office of the Clerk of
Superior Court of Jackson County,
Georgia Records, conveying the
after-described property to secure a
Note in the original principal amount
of SIXTY-ONE THOUSAND AND
0/100 DOLLARS ($61,000.00), with
interest thereon as set forth therein,
there will be sold at public outcry to
the highest bidder for cash before the
courthouse door of Jackson County,
Georgia within the legal hours of sale
on the first Tuesday in January, 2011,
the following described property:
SEE EXHIBIT “A” ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said Security
Deed has been and is hereby declared
due because of, among other pos
sible events of default, failure to pay
the indebtedness as and when due
and in the manner provided in the
Note and Security Deed. The debt
remaining in default, this sale will be
made for the purpose of paying the
same and all expenses of this sale,
as provided in Security Deed and by
law, including attorney’s fees (notice
of intent to collect attorney’s fees
having been given). Said property
will be sold subject to any outstand
ing ad valorem taxes (including taxes
which are a hen, but not yet due and
payable), any matters which might
be disclosed by an accurate survey
and inspection of the property, any
assessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record supe
rior to the Security Deed first set
out above.
The entity that has full authority
to negotiate, amend, and modify all
terms of the mortgage with the debtor
is: PNC Mortgage, 3232 Newmark
Drive, Miamisburg, OH 45342, 800-
523-8654. Please understand that the
secured creditor is not required by
law to negotiate, amend, or modify
the terms of the mortgage instru
ment. To the best knowledge and
belief of the undersigned, the party in
possession of the property is James
W. O’Kelley and James O’kelley or a
tenant or tenants and said property is
more commonly known as 155 WE
King Rd., Commerce, Georgia
30529. The sale will be conducted
subject (1) to confirmation that the
sale is not prohibited under the U.S.
Bankruptcy Code and (2) to final
confirmation and audit of the status
of the loan with the holder of the
security deed.
PNC Mortgage a division of
PNC Bank, NA SBM to National
City Bank SBM To National City
Mortgage Co., DBA Commonwealth
United Mortgage Company as
Attorney in Fact for James O’kelley
McCalla Raymer, LLC 1544 Old
Alabama Road Roswell, Georgia
30076 www.foreclosurehotline.net
MR/ras 1/4/11
Our file no. 51402010-FT14
EXHIBIT “A”
All that tract or parcel of land,
together with all improvements
thereon, lying and being in the 255th
District, G.M., Jackson County,
Georgia, and being known as Tract
No. 2 containing 0.71 acres, and Tract
No. 3 containing 0.26 acres, more or
less, as shown by a plat of survey
of same entitled “Survey for Ann
Howell”, by Slate & Associates, Inc.,
revised June 3, 1998, and recorded
at Plat Book 52, Page 177, in the
Office of the Clerk of the Superior
Court of Jackson County, Georgia,
and incorporated herein and made a
part hereof by reference for a more
detailed description. MR/ras 1/4/11
Our file no. 51402010 - FT14
(DC8,15,22,29B/19698-70T1P)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING
AS A DEBT
COLLECTOR
ATTEMPTING
TO
COLLECT
A DEBT. ANY
INFORMATION
OBTAINED WILL
BE USED
FOR THAT PURPOSE.
Under and by virtue of the Power
of Sale contained in a Security Deed
given by LISA EILEEN SULLIVAN
and TERANCE SHANE
SULLIVAN, JR. to CARDINAL
MORTGAGE INC., dated August 3,
2007, recorded in Deed Book 49-S,
Page 766, Jackson County, Georgia
Records, as last transferred to PNC
Bank, National Association by
assignment recorded in Deed Book
49-S, Page 785, Jackson County,
Georgia Records, conveying the
after-described property to secure a
Note in the original principal amount
of THREE HUNDRED NINETY-
FIVE THOUSAND AND 0/100
DOLLARS ($395,000.00), with
interest thereon as set forth therein,
there will be sold at public outcry to
the highest bidder for cash before the
courthouse door of Jackson County,
Georgia within the legal hours of sale
on the first Tuesday in January, 2011,
the following described property:
SEE EXHIBIT “A” ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said Security
Deed has been and is hereby declared
due because of, among other pos
sible events of default, failure to pay
the indebtedness as and when due
and in the manner provided in the
Note and Security Deed. The debt
remaining in default, this sale will be
made for the purpose of paying the
same and all expenses of this sale,
as provided in Security Deed and by
law, including attorney’s fees (notice
of intent to collect attorney’s fees
having been given). Said property
will be sold subject to any outstand
ing ad valorem taxes (including taxes
which are a hen, but not yet due and
payable), any matters which might
be disclosed by an accurate survey
and inspection of the property, any
assessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record supe
rior to the Security Deed first set
out above.
The entity that has full author
ity to negotiate, amend, and modify
all terms of the mortgage with the
debtor is: PNC Mortgage, 3232
Newmark Drive, Miamisburg, OH
45342, 800-523-8654. Please under
stand that the secured creditor is not
required by law to negotiate, amend,
or modify the terms of the mortgage
instrument. To the best knowledge
and belief of the undersigned, the
party in possession of the property
is Terance S. Sullivan, Jr. and Lisa
Eileen Sullivan or a tenant or tenants
and said property is more commonly
known as 971 Old Forge Lane,
Jefferson, Georgia 30549. The sale
will be conducted subject (1) to con
firmation that the sale is not prohib
ited under the U.S. Bankruptcy Code
and (2) to final confirmation and
audit of the status of the loan with the
holder of the security deed.
PNC Bank, National Association
as Attorney in Fact for Lisa Eileen
Sullivan and Terance Shane Sullivan,
Jr.
McCalla Raymer, LLC 1544 Old
Alabama Road Roswell, Georgia
30076 www.foreclosurehotline.net
MR/kagl 1/4/11
Our file no. 51718610-FT1
EXHIBIT “A”
All that tract or parcel of land lying
and being in the 245th and 248th
District, G.M., Jackson County,
Georgia and being designated as Lot
25, Pod J, of Traditions of Braselton,
Phase 1, as shown on a plat of survey
recorded in Plat Book 60, Pages 286-
290, in the office of the Clerk of the
Superior Court of Jackson County,
Georgia; which plat is incorporated
herein by reference and made a part
of this description. MR/kagl 1/4/11
Our file no. 51718610 - FT1
(DC8,15,22,29B/19698-60T1P)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING
AS A DEBT
COLLECTOR
ATTEMPTING
TO
COLLECT
A DEBT. ANY
INFORMATION
OBTAINED WILL
BE USED
FOR THAT PURPOSE.
Under and by virtue of the Power
of Sale contained in a Security
Deed given by JAN A. SCHRAMM
and MELINDA K. SCHRAMM
to PHH MORTGAGE CORP.
(fka CENDANT MORTGAGE
CORP.) d/b/a PHH MORTGAGE
SERVICES, dated October 13,
2005, recorded in Deed Book 41 -V,
Page 744, Jackson County, Georgia
Records, as last transferred to PHH
Mortgage Corporation by assign
ment to be recorded in the Office
of the Clerk of Superior Court of
Jackson County, Georgia Records,
conveying the after-described prop
erty to secure a Note in the origi
nal principal amount of EIGHTY-
ONE THOUSAND AND 0/100
DOLLARS ($81,000.00), with inter
est thereon as set forth therein, there
will be sold at public outcry to the
highest bidder for cash before the
courthouse door of Jackson County,
Georgia within the legal hours of sale
on the first Tuesday in January, 2011,
the following described property:
SEE EXHIBIT “A” ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said Security
Deed has been and is hereby declared
due because of, among other pos
sible events of default, failure to pay
the indebtedness as and when due
and in the manner provided in the
Note and Security Deed. The debt
remaining in default, this sale will be
made for the purpose of paying the
same and all expenses of this sale,
as provided in Security Deed and by
law, including attorney’s fees (notice
of intent to collect attorney’s fees
having been given). Said property
will be sold subject to any outstand
ing ad valorem taxes (including taxes
which are a lien, but not yet due and
payable), any matters which might
be disclosed by an accurate survey
and inspection of the property, any
assessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record supe
rior to the Security Deed first set
out above.
The entity that has full authority
to negotiate, amend, and modify all
terms of the mortgage with the debt
or is: PHH Mortgage Corporation,
Mailstop SV01, 2001 Leadenhall
Rd., Mount Laurel, NJ 08054, 800-
750-2518. Please understand that the
secured creditor is not required by
law to negotiate, amend, or modify
the terms of the mortgage instru
ment. To the best knowledge and
belief of the undersigned, the party in
possession of the property is Jan A.
Schramm and Melinda K. Schramm
or a tenant or tenants and said prop
erty is more commonly known as
396 Old Harden Orchard Road,
Commerce, Georgia 30529. The
sale will be conducted subject (1) to
confirmation that the sale is not pro
hibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the security deed.
PHH Mortgage Corporation as
Attorney in Fact for Jan A. Schramm
and Melinda K. Schramm
McCalla Raymer, LLC 1544 Old
Alabama Road Roswell, Georgia
30076 www.foreclosurehotline.net
MR/kagl 1/4/11
Our file no. 51903810-FT1
EXHIBIT “A”
All that tract or parcel of land
lying and being in the 255th G.M.D.,
Jackson County, Georgia, being
Tract 6 as shown on plat of survey
of Harden Orchard Estates, prepared
by Hambrick Surveying, Inc., dated
January 22, 1990, recorded in Plat
Book 35, Page 82, Jackson County,
Georgia Records, plat is incorpo
rated herein. Also conveyed herewith
is a 2002 Horton Mirage 27 x 60
Manufactured Home, Serial Number
H178128G1&R, which is perma
nently attached to and made a part
of the real property. MR/kagl 1/4/11
Our file no. 51903810 - FT1
(DC8,15,22,29B/19698-60T1P)
gpnll
Notice of Sale
Notice of Sale Under Power
State of Georgia County of Jackson
Under and by virtue of the power
of sale contained in that certain Deed
to Secure Debt (“Security Deed”)
executed by SIMION TEREI and
MARIANA TEREI in favor of
NBANK, N.A., dated May 13,
2005, and recorded at Deed Book
continued on following page