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THE ENTERPRISE
ESTABLISHED 1865
PUBLISHED EVERY FRIDAY
F,y ENTERPRISE PUB. CO.
L. L. FLOWERS,
Editor and Manager.
Entered at the Postoffice at Covington,
Ga., as second-class mail matter.
Subscription $1 Per Year, In Advance.
All legal advertisements must be paid for
in cash before first insertion.
Advertising rates furnished on application,
Covington, Ga , Mar. 27. 1008.
THE ROYAL ARCANUM
As A Business Preposition.
Viewed solely from a business
standpoint, the Royal Aicanunt
“makes good, » Y Insurance no
intricate subject, It is simplv
protection against- heavy losses to
individuals by an equitable dis¬
tribution of such losses among
1ho*e bmded together for such
protection, The loss itself is not
removed or lessened by insurance.
But. teat which would mean bard-
1 hip, bankruptcy, poverty, pauper
ism or disgrace to the individual,
rests lightly upon the many. In¬
h uranee is not only a benefit to
the individual; it is also a benefit
to the community and to the state.
Life insurance is no longer
viewed as a luxury, It is con
sidered a necessity by every think
mg man upon whose life other
lives are in ary degree dependent.
Me., of moderate means,tradesmen,
mechanics and laborers have
greater need for life protection
than have those who have gained a
com petency. They have come to
understand this need. A wide
demand for protection at lowest
possible cost fostered the growth
of societies that collected no more
money than was needed to pay
benefits as deaths occurred. This
plan has fully demonstrated itself
n failure; and so the question of
rates that will be permanent and
yet provide for no unnecessary
accumulation of money, naturally
cam * 1 up and has been under dis¬
cussion in these organizations for
t he past ten years. Tbe people are
coming to know that there is a
certain cost which must be paid
hut that bevond that cost they
need not go.
As a matter of fact the cost of
life insurance long ago ceased to
h matter of guess-work. But
the concerns that engaged in tbe
Easiness for profit so hedged the
main question with investment
features that the actual proper
cost of life insurance, or even the
actual amount charged by such
companies, has beer, almost toi
possible to find out. By reuson
of this a popular but erroneous
idea sprung up that the cost is a
variable rather than a fixed
quantity.
Investment has no more proper
connection with life insurance
than it has with any other form of
insurance. It was craftily intro
(Ineed to provide the basis for an
apodal to the cupidity of human
nature. In insurance, 1 ak“n alone,
there can be no profit to the
insured. He simply contracts t t »
belli pay his proper proportion
losses as they occur among those
w ith contracts like to his own.
If he has money to invest he can
invest it himself to far better ad¬
vantage than any concern, whose
business is (or should be) in¬
surance, can do it for him.
The mortality cost is a fixed
amouut, varying only as to
and the length of time for which
the risk is assumed. It is fixed
bv tbe unchanging laws of nature,
which not only decree that all
livi-s must end but fix the average
number that will die each year ut
a given age with an accuracy
is astonishing. There can be no
variation of this element of cost,
it must be the same in all com¬
panies, societies, associations.
It need not, however, be what
is called a loaded mortality cost.
Most organizations have their rates
l ased on “loaded” tables. The
Royal Arcanum has no excuse for
loading. It cau aDd does provide
for emergencies like epidemics in
a better way. Emergencies that
will affect the mortality cost
may never arise,—then why make
yearly provision for them?
Another kind of loading is that
tor expense. TheRiyal Arcanum
has not a penny of this. All cost,
aside from the mortality, is paid
from the council dues, which,
besides paying runnig expenses,
provide all the benefits of a great
fraternity; and by a fixed tax of
80 cents per year on each member
Th(j R()yal ArcanU m expense is
less than 3 per cent. No organiz¬
ation approaches it in this respect.
The expense element in old line
insurance is seldom less than 30
per cent.
The advantages to a business
man who carries his protection in
the Roval Arcanum may then be
summed up as follows:
He pays only the exact cost of
carrying his risk. Having paid
the cost price only, he has nothing
to forfeit should he discontinue his
membership for the reason that he (
no longer has dependents to protect 1
'
He ,, has choice , ot , two . ans a
p ,
renewable term rate to age Go, and
a whole life rate—both based up
on the organization 8 own mor
talitv experience. This experience
is the history of 400,000 medically
selected lives for a period of _ <
years. It far exceeds, both in
lives and years, the so-called
American Experience lame or
any other table now in general
u
He pays but a trifling sum fcr
expenses, the maintenance of the
organization depending chiefly
upon its fraternity, toward which
he is expected to contribute some
of his tim? and attention. He can
make his payments monthly, bi¬
monthly, quarterly, semi-annually
or any other way best 6uit r rf to bis
convenience, aud there is no ad¬
ditional cost by reason of thip.
He receives a monthly state¬
ment of the transactions of the
order. He has a voice and vote
in its management. He has a part
in its legislation and he can help
shape its policy.
A comparison of the rates (in¬
cluding council Dues) of the Royal
Arcanum, at age 41, with those
charged for an old-line non¬
participating policy with pre¬
miums payable monthly, will show
a difference in favor ot the Royal
Arcanum of $10 00 per thuusand
ill the annual coBt. This saving,
compounded annually at 4 per
cent, aggregates $300 GO in twenty
years; so that the saving on $3000
insurance woid amount, in that
period, to $020.07.
He is banded with a great
fraternity, numbering a quarter ot
a million men, doing a work of
incalculable good in the name and
and under the banner of Virtue,
Mercy and Charity.
Tbe order has disbursed nearly
$115,000,000 in death benefits,
not- taking into account the vast
sums expended for relief to sick
or disabled members and for
general charity.
As a money-saving, worry-sav¬
ing and lUe-saving business propo¬
sition the Royal Arcanum i as ul
ways “made good. » ?
For futhf-r exformation and
rates apply to T. J. Shields. R. ?.
Lester, or any member of Royu!
Arcanum.
The well defined spiritual life is not only
the highest life, but it is also the most easily
lived. The whole cross is mere easily car
neo than the ha;f. It :s the man who tries
to make the best cf both worlds who makes
nothing of either. And he who seeks to
serve two masters misses the benediction of
both. But he who has taken his stand, who
has drawn a boundary line, sharp and deep
about his religious life, who has marked off
all beyond as forbidden ground to h;m, finds
the yoke easy and the burden light.—Drum¬
mond.
—o —
Most unhappy people have become so by
gradually forming a habit cf unhappiness,
complaining about the weather, finding fault
with their food, with crowded cars, and with
disagreeable companions or work, A habit
of comp.aming, cf criticising, or fau!t-find
,n g> of grumbling over trifies, a habit of
looking for shadows, is a most unfortunate
habit to contract, especially in esriy i;f e f 0 r
,
after a while the victim becomes a s:tve.
All of the impulses become pervehed, until
the tendency to pessimism, to cynicism, is
chronic.—Success.
THE ENTERPRISE COVINGTON GA
HER NEWSPAPER DAD.
He Isn’t Always Cross; Sometimes He
Is Positively Jubilant.
Newspaper daddies are funny. 1
Mine’s one. lie’s funniest at
only it isn’t breakfast,
’cause it’s lunch, and that’s another
thing about it
“Where’s ’smornin’s paper?’’ he asks
mamma the first thing when he comes
And then when she looks
sort of childishly at him ’cause he’s a
little gruff he hurries up and says,
“Good morning, everybody,” just as
though he felt kind-a ’shamed of him¬
self.
And then he won’t talk when he gels
his old paper. He just sticks his uose
into it and looks at one page after an¬
other just as fast as he can, and then
he begins all over again and does it
slower and keeps still for quite awhile.
Then mamma and I wait for an ex¬
plosion.
"Ijits!” he says. “They couldn't spell
‘cat’ right.” /
Then he goes chasing from one page
to another as fast as ever he can, talk¬
ing to himself, and when he's got real
mad he shouts at mamma: "They
buried it! See. They buried it bac-k
there—way bac-k there, of course, and
it's the best story in the paper!”
Then mamma says, quiet, like a calm
after a storm, “Come, dear, your cof¬
fee ’ll get cold.”
But he's more like a bear than a
dear, and be doesn’t come, but he
keeps on growling at the old paper. I
g-^gg p e Anally gets tired of himself.
too, and then he jumps up. throws the
P c P* r on tbe cbair and tries t0 dod “ e
mamma's funny smile.
Mamma’s awfully patient. I think,
and she never gets mad. hut just smiles
and smiles at dadd - v when be « ets cross
at things. Sometimes she asks him
vvliy he wants to keep on being a news
paper man if it’s so awful. One time
be auswered aad sa * d « becausP
if be kept on working sixteen hours a
(j a y ma yp e tbe office would some time
give him as much as the stereotyper
gets for working eight hours a day.
Mamma said that was sarcasm. 1 guess
he thinks sarcasm must beagoodthiug
for the office, ’cause he most always
talks that way about it.
But newspaper daddies aren’t always
cross. Sometimes mine hurries down¬
stairs a whole lot earlier, and then
when he grabs the paper he smiles all
over and shouts at mamma:
“See that story ? That’s a clean scoop,
and a bully one! That's worth living
for! And, say, won't the fellows on
the old Bugle feel sore, though!
“I tell you,” he says then, “one day
like that is worth a bicycle of Cathay.”
whatever that is.
And then mamma looks at me and
smiles, ’cause we both think he’s fun¬
ny sometimes.—Des Moines (la.) Reg¬
ister.
A Great Lawyers Method.
Writing of “Civilian Leaders of the
Confederacy” in the Louisville Courier
Journal. John Goode says of Judah P.
Benjamin:
“Tbe first time I met him we dis¬
cussed tbe practice of law, and in the
course of the conversation he asked me
what we considered a good fee in my
part of the country, to which 1 replied
that we considered $500 a very respect¬
able fee. He smiled and said: "When
I practiced law in New Orleans if a
man employed me I charged him a re¬
tainer. If he came about tbe office
much I charged him a reminder, when
1 had done some work in the case 1
charged him a refresher, and when it
was all over 1 charged him a finisher.”
Test For Hydrochloric Acid.
A curious mishap gave us a very del¬
icate test for hydrochloric acid in the
atmosphere. In a north of England
locality many houses have curtains of
the cream color produced by inetanil
yellow, popularly known us “dolly”
cream dye and to science as "the so¬
dium salt of meta-amido-bc-uzine sul
phonie acid-azo-diphenyl-amine.” Some
of these cream colored curtains sud¬
denly changed to heliotrope. Investi¬
gation showed that au accidental es¬
cape of hydrochloric acid from a neigh¬
boring alkali plant bad discolored the
curtains, and the dye became a most
useful test
An Episode In Court.
"You are charged with snatching a
woman's pocketbook."
"I know it. judge. But I wouldn’t do
such a thing, hungry and broke as 1
am.”
“Too conscientious, I suppose?”
"No. I don t pretend that. But why
should I snatch a woman's pocket
book? What would I want with a cou
pie of car tickets, a powder rag, a
piece of chewing gum and a dressmak¬
er’s address?”
Once more a shrewd criminal over
shot his mark. Ilis familiarity with
the contents convicted him.—Washing¬
ton Star.
Why He Was Suspici ous.
I here is something suspicious about
that, remarked the young man named
Brown as he hung up the telephone re¬
ceiver.
“About what?”
V by, I just called up the home of a
giTi w ho has ltd tne to believe that I
am the warm favorite and that there
are no others op her list She wasn't
at home, so the party who answered
the ring .said, bpt it gave me a jar
when sue added. ‘Shall I tel: her you
ca.ied. Mr. Y\ bite? .\tw York Press.
Beyond the Earth.
Bffggins thinks he kuows more than
anybody else on earth.”
You state it mildly,” answered Miss
, Cayenne. “Since the assertion that
w .Ldrs is Inhabited he
that”—Washington goes further than
Star.
Re as pleasant In your own borne as
you are in your neighbors’.
Announcements,
Candidates’ announcements will
be published in The Enterprise
from this date until the primary
at the uniform price of $5.00, and
cash in advance must be paid for
each announcemet. Laudatory
communications of candidates by
their friends will be charged for
at the usual rates.
For Treasurer.
I herehv announce myself a candidate
for the offi'-e of Treasurer of Newton
county, subject to the action of the
Democratic primary. Appreciating confi¬ more
than I can sav, tire support and
dence accorded me two years ago, I
earnestly solicit a continuance of same
in the coining election, pledging a faith¬
ful discharge of every duty connected
with the office.
Very Respectfully, WELLS.
VV. H.
I hereby announce myself a candidate
for Treasurer of Newton county, subject
to the Democratic primary. Sincerely
thanking the voters of the countv tor
their support in the past, and soliciting
vour vote now, J promise, if I am elect¬
ed, to discharge the duties of the ofiice
to the best of my ability
Respectfrdfv, L. HARWELL.
C.
To the Voters of Newton county: In
announcing my candidacy fertile office
of Coqnty Treasurer, snbjcect to the
Democratic primary, I desire to express
my sincere thanks t.o the people of
this county for their generous and kmd
support in the past to fill this ie-ponsi
hie position. Audi now earnestly so¬
licit and will highly appreciate the aid
and the support of all those who can
conscientious'v assigt mein the coming
election. Very Respectfully,
J. W. STEPHENSON.
For Ordinary.
I am a candidate for Ordinary, sub¬
ject to the action of the Democratic
primary. I will appreciate whatever
support the voters ot the county may
give me. R. L. LOYD.
Having been identified with the peo¬
ple of Newton county from boyhood and
having alwavs enjoyed your confidence
and esteem, I now announce myself a
candidate for the office of Ordinary and
will appreciate your vote at the coming
primary. If elected, I pledge my best
efforts at all times to serve the people
and to advance the best, interests of
Newton county. Respectfully
^ A. D. MEADOR.
In announcing my candidacy for Or¬
dinary ofNewton county, subject to the
action of the Demacratic primary, per¬
mit me to say that my services in the
office as clerk for about four years, has
given me an experience and familiarity
with the duties and routine work, that
justifies me in feeling that I can per
form the duties of the office efficiently
and to the satisfaction of all concerned,
and if elected, will earnestly labor to
do so. And t<> this end I earnestly ask
tbe support of tbe voters of the county.
Yours truly,
JAMES H. CARROLL.
Having served out a portion of the
unexpired term of Judge II. B. Ander¬
son. as Ordinary of the countv, I trust,
satisfactorily to the people, I hereby
announce myself a candidate tlrtf for the
office of Ordinary, at ensuing pri¬
mary.
Thanking my friends for their gene¬
rous support in the past, I promise my
best efforts to give them, if elected, sat¬
isfactory service, bv a prompt and
courteous the discharge of all the duties of
office.
Owing to the duties encumbent upon
me in mv office I will not be able to
canvass the countv.
Trusting that tbe voters of the county
will see fit to give me their support in
the coming primary, I am.
Yours respectfully,
G. I). HEARD.
For Clerk
Subject to the action of the Demo¬
cratic primary; I am a candidate for re
election t.o the ofiice of Clerk Superior
Court ofNewton county.
To say that I am a candidate, is to
say that I want to get the office. To
get the office, votes are necessary, and I
want ’em. and will appreciate them
highly. I lie work in the office is so
pressing and constant, that it will be
impossible for me to get out and see
the voters. Relying, therefore, upon
tny past record as Clerk, with the
promise that, if elected, 1 will improve
unit, if I can; I am, with a thousand
thanks tor past snnportand confiidenee,
Verv truly,
JNO. B. DAVIS.
Fot lax Collector.
To the voters of Newton county:
I hereby announce myself "a candi¬
date fur re-election to the office of Tax
Collector of New ton county, subject to
the Democratic primary. I thank mv
friends for what they have done for me
in the past anil, ,f elected, will discharge
the duties of the office to the best of my
ability. Respectfully,
w. a. iiamsey.
For Sheriff.
To the A oters of Newton Connfr; ]
am in the rare for sheriff of Newton
county. I will appreciate your support,
and tru-t von can fay >r me with your
vote and influence. I have an ambition
to serve mv county, and pledge a faith¬
ful and earnest performance of the du¬
ties connected w ith the oflice. if by the
suffrage of yourself and tbe other voters
of dacy tbe countr, Lam elected. My candi¬
is subject to tbe action of the Dem¬
ocrats primary to he held in this conn
tv. Trusting yon will favor me w;th
your support at the proper time.
I will at a later *hue select mv deputy.
Yours verv truly,
w. W CHILDS.
I am a candidate for re-election to the
office of Sheriff of Newton county, sub¬
ject to the action of the Democratic pri¬
mary. I thank the good people of the
county for their confidence and support
in the past. In the public and private
relations of life, I have endeavored to
show mv appreciations and by a faith¬
ful and conscientious discharge of the
duties of the office to merit your con
deuce and support.
Respectfully, HAY.
S. M.
For Tax Receiver.
I hereby announce myself a candi¬
date for re-election to the office of Tax
Receiver of Newton county, subject to
the Democratic primary. I will appre¬
ciate the support of all who can help me
and can onlv promise to discharge the
duties of the office to the best of my
ability in case of election.
Respectfully, LUNSFORD.
J. F.
For J aigc of City Court.
To the Democratic Voters of Newton
countv:—I am a candidate for the
Judgeship of the City Court of Coving¬
ton, subject to the Democratic primary,
and earnestly request your support in
my candidacy, and will be trulv grate¬
ful for your aid, It I am elected, I shall
faithfully and impartially discharge the
duties devolving upon me, without re¬
spect to persons. Respect fill Iv.
CAPERS'DICKSON.
To the Voters of Newton County:
I hereby announce myself a candidate
for re-election to the office of Judge of the
City Court < f Covington, subject to the
Democratic primary. the
If elected. 1 will endeavor 'o have
business of the court openly Jhonestly and
fairly conduc ed and promptly di-■posed
of with the utmost economy, both to the
parties litigant and to the county’.
Earnestly soliciting your support in
this race, and assuring you that it will be
appreciated. Respectfully WHALEY.
W. H.
Fcr Solicitor of the City Cuort.
To the Democratic Voters of Newton
county:—I hereby annouuce myself a
candidate for election to the office of
Solicitor of tlieCitv Court of Covington,
subject to the Democratic primary.
Upon the death of the late lamented
James P. Cooley, I was appointed by
Governor Smith to fill the shortterm to
which Mr. Cooley had been elected, I
have endeavored faithfully to discharge
these duties and feel that I have barely
begun to serve the county before called
upon to stand for electfoi at. the hands
of the voters. If given t'>is office at
the hands of 1 he people. I shall most
earnestly appreciate theconfidence thus
shown me, and shall join my best efforst
with the best citizens of our grand old
county to free the countv of the criminal
classes and enforce the penal law without
respect to person.
Most respectfully,
R. W. MILNER.
For Representative.
I am a candidate, subject to the
Democratic primary, to represent New¬
ton county in the House of Represen¬
tatives of Georgia. This is an honorable
ambition; and if elected will do my best
to represent the county efficiently and
intelligently. Will be thankful for the
votes of all who can conscientiously
vote for me.
J. C. MORGAN.
To the Democratic Voters of Newton
County;—I respectfully annouuce tny can¬
didacy for re-election as Representative
in the Georgia Legislature, subject to
to the action ot the Democratic primary
to be held on April 3rd. I respectfully
solicit the support of the voters in said
primary. Owing to the fact that the pri¬
mary has been calleU h r an early date
and the time is short, I cannot make a
thorough canvas of the county, but your
support will be appreciated all the same
As there is some unfinished business
before the legislature which it will be im¬
possible for that body to complete at its
next session; I am ar.xious th u t the vo
ters give me a second term, thereby al¬
lowing me to carry through some very
important measures which are now pend¬
ing, and which I believe will be of great
benefit to the people of Newton county.
1 am in favor of the Confederate soldiers
receiving their pensions annually, instead
of t ie new and present system of paying
them. I have endeavored to serve the
people of this county (luring the past and
present administrations to the best of the
.“bail TV!- discharge »>y ability, the duties and 't re-elected 1
conscientiously. ot this office
Very respectfully,
FRANK D BALLARD.
I am a candidate !or the democratic
mat tor Representative norr
ion from Newto
countr.
lam in favor of: Good roads; honest
ana Confederate fair elections; the annual payment of
for economical pensions; good public schools;
an administration of public
affairs.
1 believe the tax paver as well as the tax
ofnTxes^ Jtt ° 06 cons ' dered ‘ a levying
I do not believe salaries ought to be in¬
creased and taxes made heavier
.Ail appropriations the should be made with a
view to Mate s income
I am against the use of monev
o-her form of abuse or any *
of the franchise
J am in favor of extending the State
road'to the sea.
J am against class urkinc legislation
" the C
lam | am in against favor free of all passes
wiH moral forces that
save our youg n ,en and ooys ir.,m he
ate"-” I “" j *
am for W. J Bryan tor President.
I s,and on the demoera’ic plattorin
both state and national. f norm ’
It you make me your standard hearer
i,l use my best endeavor 1
hones, and faithful to make ' 3 vou an
It you tit rep^sen.ative will
see to reject me. 1 still he
IV V’S L tWectfully,
- * MIDILEBROOK,
For Solicitor-General „f
Mountain ^ .
Circuit.
With grateful
people ot Newton .t 0|
support candidate in the for past. I *A*‘tor* n ° Unc
as a re #»|<w e % -
ot Circuit, Solicitor and General will of the's!'^ ari?* V
great,y
wm. scaY^liV;;;
For County Commi,,;^
I announce myself as a candid
election to the office of c 0 a ; efo '
■sioner, subject to the un
crahc I actio,, 0 { De
for their primary. want toth a „] , >
past support and ask
their suffrage in niy race fn.
If elec ed. I pledge my best tS?'
form the duties of the office
my ability and for the Respect),,!? best
county at large. ° ;
botd
FOR STATE TREASURER,
To the Democratic Yot ! rsof Geor
I am a candidate for Trea«n.» M
State, ocratie subject primary to the ,J action St! , 8
on une 4th tj
didacy is based upon mv former J
to the people in this office
period of more than twerffv tea*
scrutiny record which and which I believe has will b e J m
punged If elected, never S, I
I promise e
faithful attention to the |
office istration. that marked Yours my previons ?!■
truly,
WM - I SPEEi
For Congress.
I beg to say to the voters
Newton county that I atn a q
didate before a primary to beSa
by the Executive committee j
the Fifth Congressional Distij
with regulations for participate
in the same, for Representative
the 61st Congress, from thefl
Congressona! District. I j
appreciate the votes of M
authorized to participate
L. F. LIVINGS'!
JAMES L. MAYS0N
FOR CONORS
The Platform of Mr. Mayson
1. He stands for a Federal!
prohibiting inter-state comma
in liquors,
2. He stands tor a reformat!
of the currency system by
the government will be able tos
ply money sufficient to move!
crops and thus prevent moi
panics at harvest time.
3. He stands for restricting i
migrants to home seekers—sb
ting out the pauper, the crimia
and the loafer.
4. He stands for a law pres
ing Federal Courts from enjoiai
State laws without giving i
State’s representatives a heaa
prior to the injunction, andW
laws restricting the infringed
of states’ rights by these cuurtil
5. He stands against cons«qtw( imperala
and its necessary
namely, the increase of the a3
and navy.
9. He stands for the installs
of public works such as post ra
canals, the extension of mail S
vice—especially the 'he rural i
tricts, and tbe adoption of |
« * parcels post. » f
7. He stands for pure poll!
the elimination of venal
and political trades.
LEGAL ADVERTISE®
Guajdian’s Sale.
Agreeable to an order of the Court*!
dinary will be sold before the court N
door, on the first Tuesday in April
one share of the Georgia for Railro* the j
Banking Company 'stock,
of my ward, Lillian Hollis.
MRS. OLA M. BROWN’. GuarJaj
Fine Cotton Seed For Salt
I have for Falea limited?' 15
of very fine cotton seed.
the time to buy. e*J
KING COTTON- The
cotton grown. My seed are®
rrom Mr. King, the original*
ROSSER’S NO. 1- An 1
early—Big boiled cotton. SHAM' 1
SHANKHIGH, or I ^
A new cotton. The best
ever tried on rich land. AH
good poor land cotton; e
enough to pick without ;
your back.
TOOLE’S PROLIFIC U
fine cotton. I have ginne !!»■ !
pound bale from 1200
cotton. tt®
DONGOLA. An. old
cotton. J
COOK COTTON- ?eed j
from the originator. (tC*
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