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THE LEADER-ENTERPRISE.
And Press
coentag e
Monday, Wednesday and Friday
By
The L.eader Publishing Co.
ISIDOR GELDERS . . ... Managing Editor.
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TWENTY YEARS BEHIND THE TIMES
“The report has becen scnt out recently over the State
from Fitzgerald to the cffect that Dorsey was given the
rebel yell when WMr. Dorsey spoke down there. I don’t
mean this as any criticisrn on Fitzgerald, or any citizen that
lives in the town, but since this has been mentioned I think
it well enough for it to be looked at squarely in the face.
We all know the history of Fitzgerald and know that it was
originally made up with people from other sections of the
country, and the majority of the Civil War veterans there
are men who fought on the Union side, and it is hardly prob
able that these men are interested in Gov. Harris’ election in
this way, and if the truth was known this accounts for the
ovation he received by the old veterans. You know they
have a Lee-Grant hotel down there a?d also a Grant street.
If they have anything named for Lee or Jackson I am not
aware of it, as there is no sign stuck up showing it.”
The above from a correspondent in today’s Macon Telegraph is
unfair to the Veterans of the Union cause in Fitzgerald and written
no deubt with good intentions for Governor Harris by one of his
uninformed, though loyal supporters. In the first place Fitzgerald
has honored every one of the foremost Generals of the Confederacy
in the naming of its streets and the selection of the names was en
entirely the work of Union Veterans. We have had from the start
a street named for Generals Lee, Jackson, Johnson, Longstreet, Gor
don, Bragg and Hill; the Lee-Grant Hotel is named for Lee of the
Confederacy and Grant of the Union.
The writer evidently has never visited Fitzgerald or he would
have seen these street signs prominently, displayed at each intersec
tion of two streets. But few Union veterans were at the Dorsey
meeting and most of them we are informed will vote for the old Con
federate leader next Tuesday. The sentiment of the union veterans
1s strong for honoring their one-time foe, which will show itself when
the count is announced next Tuesday in this district.
EVIDENCES OF FITZGERALD’S GROWTH
The commercial barometer of a town is its banks, their strength,
their resources, their growth, The phenominal growth of both our
banks, reaching more than A MILLION DOLLARS in resources
each, the past week, tells the story of the development of the entire
section which they serve. The First National, as well as the Ex
change National, has reached that mark of distinction, which places
them in a class to themselves in the banking circles of Georgia. Few,
if any, of the smaller cities in the state can boast of two such strong
financial institutions, and it is with civic pride that we take pleas
ure in commenting on their fine achievement.
Without the full confidence of the public in the officers of these
institutions it could not have been accomplished in so short a time
and that confidence could not have been had but for the character of
the men bé¢hind the banks.
Fitzgerald and Ben Hill county are to be .congratulated .upon
possessing citizens within their borders, capable of doing the “Big
Thing,” and we have them in various fields of commercial activities.
HENRY FORD’S EXPERIENCE
From the Florida Times-Union: ;
Generally speaking we are ready to bet on anything the Havana
Post says, but here is a statement that we cannot vouch for:
Ford’s profits last year were only a million dollars a
‘week. And he has not even a floor sweeper whe gets less
than five dollars a day.
If Ford's profits amounted to a million dollars a week last year
that was $52,000,000 for the year or five per cent interest on $1,040,-
€OO,OOO. If this is true we have one billionaire located and his name
is Henry Ford. John D. Rockefeller will have to take a back seat.
We do not believe that Henry Ford’s profits were as large as stated.
But there is no doubt of the fact that they were enormous. This
man in Michigan has emerged from poverty and attained one of the
highest places in wealth in the last few years and his career is in
structive,
It is well known that Mr. Ford is paying the highest wages of
any employer on earth. He was not compelled to pay them. Al
ready paying reasonable wages he suddenly announced that he would
pay a minimum of five dollars aday. He did this while other manu
facturers were clamoring for a tariff high enough to double their pay
rolls to protect them against the pauper labor of Europe. Mr. Ford
made no such demand. He asked no help from the government.
He went ahead on his own hook and put in force an unprecedentedly
-sigh scale of wages.
At the same time he was selling his product cheaper than any
of his competitiors and has presented in his success a wonderful com
ination—that of paying the highest wages, selling the cheapest
“roduct and making the most money. His competitors who are
- «harging three or four times as much for their cars as he is charging
- *ad who are paying much lower wages than he is paying are left by
-him far behind in the race of affluence.
Henry Ford cares nothing for a protective tarif. He said he
would not object if all duties were wiped off the statute books as far
s his products are concerned. He finds it pays to practice the gold
en rule without preaching it while others are busy trying to find out
'af i:l:ys to preach it while not practicing it. : 1
THE LEADER-ENTERPRISE AND PRESS, FRIDAY. SEPTEMBER 8. 19i¢
THE RURAL CREDITS ACT
There is so mucn misinforma
tion in regard to the Farmer’s
Loan act going around, that we
wish to again publish the features
of the new law, so that our read
ers who are interested in this law
may get it straight. The bill
provides for the formation ¢° lo
cal farm loan associations and it
would be well if ten or more of
our Ben Hill county farmers, who
desire to take advantage of the
low rate of interest that is charg
ed by the Rural Credits Banks, to
form themselves into the Ben Hill
County Farm Loan Association.
Farm Loan Board
The rural-credits law provides
a Farm Loan Board of five hem
bers, four of whom are to be ap
pointed by the President, the Sec
retary of the Treasury being an
ex-officio member. The expen
ses of this board are to be paid by
the governmentiand it is to be lo
cated in Washington. it will haye
general supervision over the en
tire rural-credits system, much
like the Federal Reserve Board
supervises the various banSNs of
the Nation.
| - Land Banks
~ The United States is divided in
to twelve districts, in ecach of
which is to be established a Fed
cral land bank to make long-term
loans on, real estate. EFach bank
is to hav® a capital stock of $750,-
000. Unless this stock is subscrib
ed for by the public within 30
days, it is to be subscribed for by
the Government.
Federal Aid to the Banks
The sum of $9,000,000 is appro
priated for use by the land banks
in placing the system in opera
tion. This moncy is ultimately
to be repaid by the Government
without interest. The Secretary
of the Treasury is authorized to
deposit as much as $3500,000 in
any land bank, so that its opera
tion may not be hampered. lln
order to make the bonds and
mortgages issued Dby the land
banks more attractive to invest
ors requiring low, rates of inter
est these securities are exempted
from all Federal, State and muni
cipal taxation. The lower the
rate of interest paid on the bonds
the better it will be for the farm
er, for it is provided that the land
banks shall lend the money to the
farmer at a rate of intreest not to
exceed 1 per eent more than the
interest paid on the bonds, this 1
per cent being allowed for the ex
penses of the bank, and it is pro
vided that in no case shall the far
mer be required to pay more than
0 per cent.
Farm Loan Association
Before a farmer can secure a
loan he must be a member of a
national farm-loan association.
These are local associations com
posed of not less than 10 members
all of whom must be borrowers.
ILach association elects a presi
dent, vice president, secretary
treasurer, and a loan committee
of three none of whom shall re
ceive a salary except the secre
tary-treasurer, who acts as the
business manager. \When an ap
plication for a charter for a local
association is filed with the dis-.
trict land bank an appraiser is
sent to the locality to appraise
the lands represented by the ap
plication, and if the lands are
found eligible for the loans the
charter is granted. These asso
ciations are organized to solicitl
loans, pass upon the character of
the applicant for a loan, and make
a final appraisement of the lands
which he offers for security.
How Loans Are to be Made
The method of seqaringg a loan
after the organization of a local
association will be as follows:
The borrower is required to make
application for membership in the
association, his application being
accompanied for a subscription
tor stock in the association to the
amount of 5 per cent of the
amount he desires to borrow. 1f
a borrower wishes to borrow 1,-
000, he must subscribe for ten $35
shares, or $3O worth. When the
loan is paid this stock money ‘is
refunded to the farmer. The stock
purchased need not be a cash
transaction, but the amount may
be carried in the loan. The bor- |
rower’s application is for\\'ardcdl
to the district land bank, together
with the stock subscription. Thcl
land is appraised and the title in
“TELL ‘UNCLE NAT’ I'M FOR HIM” has become the state
wide slogan of the thoughtful voters in the state and his election
next Tuesday seems assured without a doubt. Georgia’s prohibi
tion law, as now on the statutes, was placed there by his effort and in
the face of stout opposition, which he knew would develop in oppo
sition to his re-election. The men and women, as well, who so fer
vently desired for him to so act, must see to it next Tuesday that they
and their friends shall cast their vote and use their influence to that
el
vestigated by the land bank, and
if found satisfactory the loan is
made, the money being.sent to the
secretary-treasurer ot the local
association for the borrower. All
payments of principal and inter
est are made to the local secre
tary-treasurer.
Purposes for Which Money Can
Be Borrowed
No person not engaged in farm
ing or who 1n good faith intends
to become an actual farmer, is
eligible to membership in a local
association, nor can he secure a
loan under this system. Loans
may be secured to purchase land,
equipment, live stock,, general
farm improvement, and pay off
indebtedness of farm. If the
money is used for other purposes
a penalty attaches and the loan
becomes due.
Amount Loaned, Interest Rate,
and Date oi Maturity
The farmer may secure as
much as 30 per cent of the value
of his land, exclusive of improve
ments, and 20 per cent of the val
ue of improvements. The inter
est charges depend on the inter
cst borne by the last bonds, but
in no case shall exceed 6 per cent.
As everyone recognizes, the two
questions of prime interest from
the standpoint of the borrower in
any credit system is the avail
ability of the required money and
the interest charges thereon. It
was to make it absolutely certain
that the money would be forth
coming, and at the lowest possible
rate of interest, that I offered my
amendment to the bill which pro
vided that these securities should
all be underwritten by the Feder
al government, for with the secu
rity of the government written on
the back of the bonds they would
sell as readily, and bear as low
a rate of interest, as do govern
ment bonds.
The loan is made for a period of
time from 5 to 36 years, in the op
tion of the borrower.
Liability of Borrower
One borrower is not legally li
able for the debts of other bor
rowers in his association. Each
member is liable for the 5 per cent
of capital stock subscribed by
him, and an additional 5 per cent
on his stock. Therefore, if the
[Federal land bank should fail the
borrower would only be respon
sible for the unpaid balance on
his loan and 10 per cent of the
original face value of his loan.
The loss of the borrower in the
cvent of the failure of the bank
would be about equal the amount
he now pays the local agent for
floating his loan.
LOCAL WEATHER REPORT
Sept. 6th, maximum 93, mini
mum heat, 68.
Sept 7, Maximum heat, 92 ; min
mum 72.
Weather Report for Georgia
Partly cloudy tonight and Sat
urday. Probably local thunder
storms and not quite so warm
Saturday. :
—_— -
Most Cengressmen can’t do any
thing for two or three years in
Washington. Older Congress
men ignore them. Crisp got there
ELI as soon as he took his seat—
if it was not brains what was it
that made these older Congress
men sit back and take notice im
mediately? No wonder Hoke
Smith needs him back in Wash
ington.—Adv, '
REPENTANCE
“Repentance” was the subject
of Bro. Orohood’s sermon last
night. This was up to the usual
standard set by this able preach
er. The true relation and signifi
cance, as we.ll as method of re
pentance was clearly shown.
Tonight his subject will be
“Baptism,” Sunday morning
“Danger in Delay,” Sunday night
“Unity in Christ?’ Whether or
not you agree with all he says
vou should hear these sermons.
The music continues to be the
best. The chorus is reinforced by
a splendid orchestra which adds
to the meeting.
Bro. St. John’s solos are par
ticularly inspiring. To hear just
the solo will repay you for com
ing out. p
There will be no service on
Saturday night. ;
LUDDY WHITLEY FINDS |
“SURE ENOUGH” WEEVILS
Mr. Whitley sent us specimen
of boll weevils from his farm
Wednesday which proved the real
thing on investigation. As soon
as we received the weevils we sent
Demonstration Agent Pittman to
the scene to make a personal in
vestigation. Mr. Pittman found
the weevils, though in limited
numbers, and had no trouble in
analvzing them as boll weevils as
theyv carry all the ear marks. Mr.
Whitley is fully prepared to take
care of the situation, as his barns
are full of feed stuff and his crib
overflowing with corn. He be
lieves in farm preparedness and
has been working to that end.
The weevil will do no damage
this year and by the next season
other crops than cotton will be
planted by Mr. Whitley.
Our READmns BUY what they
SEE ADVERTISED. What HAVE
YOU TO SELL?
SHERIFF’S SALE
GEORGIA—Ben Hill County.
Will be sold on first Tuesday,
October, next, public outcry at
courthouse said county, within
legal hours of sale to highest bid
der for cash:
Forty-five acres of land of lot
172 in third districts of Ben Hill
County, Georgia, bounded on
north by lands of Eliza Gibbs, on
east by lands of Mrs. C. F. De
mant, on south by lands of W. J.
C. Brown, and on_the west by
lands of Doctor Jim Bussell.
Said property levied on as prop
etty of Mrs. A, E. * Fountain to
satisfy execution issued from City
Court of Fitzgerald, said county,
favor of J. D. Mashburn against
J. M. and Mrs. A. E. Fountain.
Said property being in possession
of Mrs. A. E. Fountain.
This September 8, 1916.
W. H: FOUNTAIN,
Sheriff Bea i{ili County.
SHERIFF'S SALE
GEORGIA—Ben Hill County.
Will be sold on first Tuesday,
October, next, public outcry at
courthouse said county, within
legal hours of sale to highest bid
der for cashs
City ot Number Eleven, Square
Number Fourteen, Block Number
Eight in City of Fitzgerald, Ben
Hill county, Georgia.
Said property levied on as the
property of T. A. McMillan to
satisfy execution issued from City
Court of Eastman, Dodge county,
Georgia, in favor of Consolidated
Grocery Company against T. A.
McMillan. Said property being
in possession of T. A. McMillan.
This September &, 1916.
W. H. FOUNTAIN,
Sheriff Ben ill County.
CENTRAL MEHODIST CHURCH
Opposite Lee-Grant Hotel.
L. A: HILL, PASTOR .
Senior Epworth League.
Sunday, Sept. 10th.
Subject: “Church ixtension.”
Song.
Prayer: by several members,
Song.
Scripture reading, “The Dedi
cation of Solomon’s Temple,” 1
Kings VIII 54-66,
Introductory talk by Leader,
“What is the Church Extension
“Board ?”
~ “The Last Meeting of the
‘Board,” Mr. Archie Wilcox.
Song: By Quartette, Messrs.
Garwood, Kassewitz, James and
Mashburn.
“How the Board Helps to
Build Churches,” “Where the
Board Gets it’s Money,” How the
Church Benefits a Community,”
Discussed by Mr. "E. K. Farmer.
Song.
Benediction.
Leader, B. O. Holtzendorft.
Genial ThomasG. Hudson, ac
companied by Mrs. Hudson, is
spending the day in the city, and
they are enjoying this afternoon
the hospitalities of the Ben Hill
Farmers Club at the home of J.
M. Barantine. Mr. Hudson is
very much elated over the pros
pects for his election and tells h's
friends that “it’s all over but the
shouting.” : :
FARMERS!
Attention!
WE{have plenty of money
to loan on;five year terms
on FARM LANDS in Irwin’and
Ben Hill Counties. If you are
in need of money, it will pay
you to see us, for we are pre
pared to make quick loans.
McDonald & Bennett
SHERIFF'S SALE
GEORGIA—Ben Hill County,
Will be sold on first Tuesday
in October next, pubiic outery, at
courthouse said county, within
legal hours of sale to highest bid
der for cash.
Ninety-six acres more or less of
land situated in land lot No. 193
in the third land district of Ben
Hill County, Georgia, bounded as
follows : Starting at the southeast
corner of said lot and running the
original line westward to an
agreed corner, thence north ten
acres deep, thence east to original
line, thence south \to starting
point.
Said proverty levied on as the
property of N. J. and J. C. Min
shew to satisfy exccution issued
from Colquitt Superior Court,
Colquitt county, in favor of H. G.
Powell, against N. J. and J. C
Minshew. Said property being in
rossesion of N. J. and J. C. Min
shew.
- This Sent, 8. 1916,
| W. H .FOUNTAIN;
\ Sh&iff Ben Hill County.
‘ GEORGIA—Ben Hill County.
Under and by virtue of a power
of sale contained in a certain deed
to secure debt executed by J. H.
Whittle to Chickamauga Trust
Company on the first day of
March, 1911, and recorded in the
office of the Clerk of the Superior
Court of Ben Hill County, Geor
gia, in Book &, pages 95 and 96,
which said deed, together with
the powers therein contained and
the debt thereby secured have
been duly transferred and assign
ed to W. H. Fountain, J. B. Wall
and D. W. M. Whitley, the under
'signed will sell on the first Tues
day in October next at public sale
at courthouse said county, during
the legal hours of sale, for cash,
the following property:
. 98 acres more or less of land in
the southwest corner of lot of
land 234 in the third land district
of originally Wilcox now Ben Hill
county, Georgia, bounded as fol-
Ilows: On the south and west by
original lines, on north by Big
Branch, on the east by a made
line.
For the purpose of paying a
certain promissory note dated
March 1, 1911, due March 1, 1916,
same made and executed by J. H.
Whittle, said note being for $6OO
principal, stipulating for interest ‘
from date at six per cent per an
num.
The full amount due on said
note at the date of sale will be
$6OO principal and $51.30 interest
together with the cost of this pro
ceeding as provided in such deed
to secure debt. A conveyance will
be made as provided in said deed
to secure debt.
This Sept. 8, 1916.
W.H. FOUNTAIN. °
J. B. WALL.
D.W.M. WHITLEY.
SHERIFF’S SALE
GEORGIA—Ben Hill County.
Will be sold on first Tuesday,
October, next, public outcry at
courthouse said county, within
legal hours of sale to highest bid
der for cash:
One light sorrel horse, name
Dot, also one one-horse wagon
and harness.
Said property levied on as the
property of W. T. Hogan, to sat- !
isfy execution issued from City
Court of Fitzgerald, said county,
favor of Planters W arehouse and
Loan Company, against W. T, J.
W.and E. M. Hogan. Said prop-.
erty being in possession of W. 7'
Hogan.
This September 8 1916,
W H, FOUNTAIN,
Sheriff Ben Hill County,
SHERIFF'S SALE
GEORGIA—Ben Hill County.
Will be sold on first Tuesday,
October, next, -public outcry at
courthouse said county, within
legal hours of sale to highest bid
‘der for cash:
- Thirty aeres 'of land in the
southwest corner of lot of land
No. 253, in the third district of
said county, bounded on the north
by lands of S. E, R, Young, east
by lands of Ivey, south by lands
of S. S. Young, Sr.; on the west
by lands of J. R. Young.
Said property levied on as the
property of J. T. Young, to satis
fy execution issued from Ben Hill :
Superior Court, said county, fa
vor of P. H. Gaskin, Executor of
estate of Jehu Fletcher, against
G.W.and J. T. Young. Said
property being in possession of J.
T XOURE - - ¢
This September 8, 1916,
W. H. FOUNTALIN,
Sheriff Ben Hill County,