Newspaper Page Text
BANKS (X)f NTYO \ZFTTK
ISSUED EVERY . ! •
Entered at th.. /’••..A;//?- • ■■
Ga., ae#cco*d < V.„
rf SuhtM-rlpl loj. Cu ii.
ir\o r
#ix month's
11. BREWSTF.R, - K:>n
S. L. COX, - Local El.
BOMKR, GA., AUG I' ...
Prof. M. C. Sunders i ; . authorized
to receive and receipt for M.h-crip
tions to the Gazette and to make
advertising contracts.
National Flanks.
By request of a subs:!: her,
print tbe following from tb- ; rr.
Hon. It. G. Horr, the distuipnished
Prpblican editor. Wh:! it Hair.-
sentiments thiit probably n.< : ;
readers williiot endoi . in.. i;>-
information tipon the subj* ; of th-
National hanking system '• 1
should know :
To the Editor of tin Tribune.
Sir: I would like to have m t! <
colums of your paper tin answer r
the following questions
1. If a company wire desirous of
going into tbe I- nil
wished to start a national brink
what would they have to do b, oid- •
to get the required nmol it of mom-):’
2. What determines the amount of
money they could get?
3. What kind of security would
they have to give?
4. Would there be a possibility of
the Governnment’s losing anything
in the transaction?
Please give mu the Wi sh ed .1 form:
lion in detail, as I am often met w
with such vnestions as those. Vm •
respectfully, K- BA ! ’ U ■
Warrensbtirg, Mo,, An ,11 .17 ■
The letter printed above bears o::
fts far* evidence that the. - 1 r
honestly seeking information, i ‘
Tribune takes great |ileasur i
helpful to all persons thus ■ > ■. 1 in
truth.
'['his letter is only ono among a
largo number recently received j;sk
ing questions about banks and \1 h■
national banking eystem.
These inquiries originate, no dor hi.
Id the fact that the l’ojmi -ts, the
advocates of free silver coinage uni
the soft money Democrats, ail join n
denouncing banks and 1 .all kt■
Without exception they are vci y hitter
m their attacks upon national hanks
The subject has often been tit ale i
quite fully in the column:; if ill- Tri!"
unu during the last five years. It i •
however, one of the qtuvlii ■ -
will never down, aiul can be fully un
derstood only by “giving line upon
lino and precept upon preot pi” in
reply.
It is amazing what crude not’. >m
are afloat concerning the bankiiig
business, aiul especially about tin
national banking system. These no
lions can usually be traced to T
false of men who,
prosperous themselves, hate tho:
who are, and who denounce b inks
and bankers because they are the
outgrowth of modern civilizitlon.
The wording of the iirst question
asked by Mr. Barnaul is ■■ good illus
tration of ideas quite pro'.ere
among many American ' .
again: “If a company wei 0 b - .i
--of going info the banking b-.e-me >
and wished to start a National ' auk.
what would they have to do m -, !■
to get the required amount
No one who had not h
statements about the orgin at ion ..
National banks coni- lam
questions in that form, t. fu- . rkc .
actual illustration and follow th< i-ro
ceediDg step by stop, ihe an? -rr >;
all the questions of this crn-.pom’v it
will then appear full and >• .ue■
Suppose some gentleman m 'VKfc
rensburg, Mo., desire to j
banking business and proper,
a National batik. T 1 >f > t stej wi
be to organize a company, iix the
ameunt of its capital—-say fUKM o
and then find men who will take that
amount of stock. Tho men who pro
pose to start an enteprise of this kind
mnst theinshes be able to take an
pay for a certain amount of th< <• , 1
tal stock. Usually they miV.- ibe > e
more than one-half tho prop --<■*!
amounts so us to give them > in •
the institution. 'lt.s v open n • nV
eciption book and n- re s-.i
--tione in various amounts for th.
They solicit thus, subseiptiom. 1 ■
among their neighbors and e- ■■
Jy from among their business men.
merchants and others, wh > hr, ■ sir ;
led a little surplus money and who
I will me!- t0.,-: loraers of the fca ,k
las soon ts it shall he opened.
! ; -t: •• :• *h uatui., and . .t:i foi
! av much Ktf.-s n:> they ca>: pay i\,r. or
.*< much a* th' y tr risk in enter
prise. One put?; his nania down for
PV)OQ another tor >5,000 and another
8 5 *I,OOO and so on. The ftr-.t . ton
the pait of sulmcribere is to pay
for tiled stock. National bulks are
always ogauizell with money paid in
by the -übscriiiing -t.a-kiiuid- : and
never honestly ujxu> money obtained
in any other way.
Banks of all. kinds should never
be opened except by persons having
funds ot their own as a hnnU for the
confidence they seek at the hands
of their fellow-mein In the case of
j the National uanks it is coflioulf for
men to evade the law and to start
the institution except upon money
etually owned and paid in by tie-,
several rtockhoblci> i Vic.ate banks
j are not so much hampered- y< t il can
lie said to tbe credit of all kinds of
banks in the United State:; lh.lt most
of,them are run by honomhh- men,
who huvo tneatis of tie ir mvn a. a
foundation for the. business they are
doing.
After the has all been sub
scribed for an 1 enough cash has been
paid in to enable the bank to begin
business, the directors decide how
much, ill any, circulation of their own
they will seek to secure. Under Un
law a National bank mfiy invest its
entire capital stork in Government
bonds for the purpose of securing
circulating notes. That, is, if the
capital stock is 1100,000 they may
piu'cliiuie. SIOO,OOO worta of United
Stales bonds, 1.-ut they would today
bo compelled to pay a piemiuta for
the bonds, sr* th-l it would rcq iiii
all the stock to be paid in full, and
the directors would have to borrow
the. amount of the premium t< enable
them to pnrclia.-: - ,-tr.d pay for Ibe
the bond;.
Whutevc-r the aiuounl of the bombs
bought, the directors can deposit
such bonds with the Treasurer of the
United States at Washington, and
they will receive from the govern
moot blank notes to tbo amount G
§OO,OOO, which the bank official-- cun
limn sign and i-sue as currency. The
Gover- runx-nt hole.- I! e bonds iv
tmstcy for the bank to .secure the
payment of the bills ii In the
bank. The banks do not print their
own bank notes. 'lTita is ilonc by the
Government a3 p’otortion
covnterfeit m i rirtinst an over i.-sne
of notes. The AUi.’.uJU of blank nolus
supplied by tbe governm nt i,-. never
ittotv. than 90 per cent of the bonds
dopoaited; and no bank is permitted
t > receive tunes ncgim;:ling over
pi-l'.s nt (l.i t ■ iii.il: 1 j . .1.0 SuOr...
Each bank must deposit at least
$3 i,OOO of bon is, but a bank need not
issue any National bank notes at .ill j
unless it need f;L to dost*. Id u years
after the N'ati.djbanks w ic
irk’d their was a i..:r pruii! on tin- bills
issued; but for several , ours past,
owing to tin- high premium on b md .
and the restrictions phvtd upon the
issue of circulating notes, the Natl, n
nl banks have curtailed the amourl
their bills issued. '.lnnv <•: them
have cut down the amount ns low ms
the 1.-uv will permit, bocau-o tlsr-vo is
no profit to tho bank in such issue.
I'kink hilts nm not print.: 1 by th
government a.. . s. ut to tbo banks
unless they are see .red by §G;i
bonds hi; every ?;)0 of blank notes
sent, 'i'lit- govefiru.-nt pnvs u > alien
I ton to the redemption of such bills so
i TAn • exchange says that a county
tngieriutcn but in a r.e'ghbonwu
long as the bank remains solvent
ued is doing buiumiss. Whenave l '
fCone-lu led on fourth page-]
Notice.
Ail these, who arc indebted to me
are hem by noticed that they must
come up and settle by the Ist of No
vember, either with cash or sa'::fac
tory note; otherwise you will find
your account in the bands of a law
yer for collection.
All mv r-al estate is for sale as I
expect, to change mv business.
‘ P. V. M. Burr.
When yott g>:. tired of paying
high prices to spectacle ped
llers for glasses, call on BATES it
CARSON. i’rices always rig!.!.
U-nrsneny Giove, Ga.
W hen you want fine watch-re pair-:
ng done, and satisfaction guaran- j
e i call on BATES & CARSON,j
Mar.nony Grove, v.n.
'l‘*KMSi’Aßy LAWS,
? Tdxplc-netl by Ux-Govc i uov
W. J. Northfe.
i 1 have been ;.aV.r •.! bv an interested
! party to give the readers of the Cub
| tivator the several laws of this state
j c 0.., re •ng the matter u* tn spass
; upon lands. This I do, of course, a.,
p-t - orrespomloit of the Cultivator
| and in lio sense in my odj-.-ial caps*-
: ity.
Trespass is defined in the code to
j be “the willful cutting or ftiiliuj of
; any wood; timber or shade in e up.-:.
-ho lai.o, etc.voii'.'d or unenclosed, of
another, without the com,cut A the
owner ”
*’ ihe taking and carrying away or
attempting to take and carry ;;v,is
any timber, wood, rails,.fruit, vtget -
■ .in, cot u, -.i toy o'. li
i cie, tbmg. product or property of an-,
i value whatever, from the land, m
! j . .
|c. >;n * * oi uK*ik:lo■;;;], of au-It
j Vvithumt nil* Oi tIICI OVfl’H
‘TLvI pulling dotvn of i
<if any Luce, pa.ling nr enclosure of
! another without the consent of the
,
owner.
‘ The squatting or settling upon the
tan-a, enclosed or unenclosed, of an
j other, whether public or private, with
ito ixitia fide el.'iit.i or color of title,
and without the consent of the own
er.” Thin last will not hs of force,
provided the, intruder shall move iff
■ the land in ten (lays, nor against way
i filers who camp for the night.
“if any portion shill willfully enter,
go upon or pass over any field, or
i chard, garden or other enclosed or
j t till;..dot! land of another, after ben g
;| t i iou.dly fotbiddzn . to do by the*'
dwtii r or pernor, entitled to possess-j
ton tor the time being, or imihoriz.'id;
-V.: ’i.t thereof, ho shall be guilty of,
; mistl •mcisnor or tr'-spass
f urtua. si In i'd.-t lamftil for unyj
I oilier or through anv en
closed hmds or cultivated lichl.
v/alks or pastures, after being forbid
den to do so by the proper authority.
This notice can be given by posting
triirda m not les than nix places on
tin- 1 ei !s in question and cue a! the.'
i'< r > of the court bousd in tb county
| ni:c-rc tbe lands arc .. .uatei.
i’.-rsoi's guilty of th of’hn'MS
| munod iihove, will bo liable to bo
! punished under section 4313 <-f th-
Code, “by a fine not to exceed § i tfi't)
ituprisonment’ not to exceed six
months: to in the cliamgan
on the public works or on such liter
works ns (Iks tbo county authorities
may employ the ebaingangs. not. to
exceed t welve months, and any one
or more of these punishments muy be
ordered in the discretion of the
judge.
Tiu: mi'uro of the inquiry to which
this eommuni-ation is intended to be
a rep’v 1.; o; :’n as not tc tnako known
whether iim u ins been ar.w-.vc,
in tna übotl- quotations. Takiog :•
forgranU .1 tiiat it is desired 1 • *.v
what protect ion the law affords
agait t depredation i • sleek it May
be gri per tul per'inent to * a
quiry *ub>;Utd to snv that tin- stt.t
uteu irt tbe abecence of what k..
as t! c k law, mp.i-re on tbo
part oi the ov utj” of crops certain de
fense Mgninst dr-predations.
The i;iw :'o.p.ii.es etu-losures, 10m
i inoniy called worm fences, to bo five
■ eet high, and f?o*n tiie ground to
the 1.. i• - Ist 111 (hire ik. the >ai!s s . 1.
t llvji U'U lUOI <2 t/ *-It Ii .our lIUliH'iS UjG’ti;,
Ail ] ..ling fences shall be five ftt
1 high from the *:• md and the pak.-gu
not more then two inches apart.
u\ lawful .eii Cos made Oi barbed
wire, must consist of at least Gx hor
izontal slrands, ;trc-tchii botwem
post.-;, firmly set in the ground or
growing U-CCB not more than ten feet,
apart, the boUcc. wire to bo n;t
more than four incises from the
ground; the next wire hot more than
four inches from tic first; tho next
wire nut more than six inches from
the third; the next to be not more
than ten inches fi ora the fourth, and
the topmost wirej to be not less
than four raid o half feet from the
ground with a plank strip, not less
than tear mcher m width, either lie
lew or above the topuiout wire.
In coimm > that have abolished or
removed tohccs, cither .y veto 01 toe
people or by legislative action, “ths
boundary lines of each lot, tract or
; .vc- !of land it; said courtv shall be
and the san e is declared a lawful
fence.
When fences are navle pursuant
to la-. tul ny animal breaks in. the
!r p —y- T 7 :rr
Circuit -3VA&, .-.a &jut
rrac.- <v- t otr. K<'cta'.k, I •* J'.., o-
l , ~ . re . •
in-'t m: : J: . ■ c <*,.■
7Mw.>l i f- - . -u.
: ;• ’
tifi • i. r* ' 1 . ,<*:
h, fetr .; . ■ p-- .* \ f. , ...
,i'i * • ' • . * *:* ; How
issi . .■] a .* t.; . t c 'M'- •
f. * ’ lin - •*.* - l * ] • :
Tvfjir in |*j w . v r, : j
J.- . f, n >. V _
• r. i u ' < ... Ir it.. *Afill to
ila-. mjv.'- t. bat With
prov-iiHUI
■ - ~,r __ • | •J.f . , r ,....
-ir ...■ •t
--n. : J U 4 ~ tv! bSv, i. .: if
-i|* r • v } • v ..
'dkt tn- r. ■.!. .• vuMu ApyiL
ISD3. Obr a j - l ohn • i’> <ir c:-'c at of
Dr Willian: a' Pi;;k X , i ld for f'nie Veopl#
in fit. K ■>. >‘,\y Jc 9 t. Tub was, M>useOitng
Dfvr>-:; -. ?.*n paovaiiod fr< Dtr. tn m.
1 r**n.-i s’>tr i wan nut expeetod tv> jive for
more tbre? or f?nr £y* the time
Thu fT*r* .ft! f: pUis. lukv. *?ver, was mar
vti*>usnd I could t>. u k athe-u iil? } a thins
I h a.! not df>nn f<r ynr-u. TI- . V 'sn-n
aim i7i .-u ;t;s(siwdy t ) pf.rf : ir,. it;re*
?b B'i ' ■ *■: • ; : ■. . -
DUTY tfo fit ilia ■ ; j.# ■i■ •. -r. %$ .
| tit for food or lab - had commit
It is jaw at] f..r tb- ow tor of *i ■ pietn
taiii theiii unui tno o"- v t
I lihll wl;ti full Sati-if.t-’.ton for t: -
! damage comujitti iit -Jjdl aili
-1 tfjf* .1 : iCi'iP-' i’,
I .ifior duys mil r- sm ;n / .*.
11l the I V. :;.(.
! committed by the itispn 3 < . i.uot i a
greed upon by the pm > . to
ho dam.;, ;d and U>< owi.ee of tre
s animal *, the y;;- .-d itt. uia>
iLinke cliJ.n l*t odj g e O l .
peace of tbe -i i'i : > \ . .w
i days *OYi \aC :
tiu ■-1 uk*
11 aUK 1 U ill ' : : b Ut*
! ’CV ‘Cd 3S OulH i .Utl?;; aa. fit i- • t
| lure * duys teforo iLe ti ao n.
| laws -: ti ‘Mci ;
i the trout !< ih. fa .; .si. -or
j t It- i -im ct •v: : . c ; . c. 0 -.j
; .if tbe :. .1 ure lo <\ ■ k . M; e
.if-. it ail the •••wfo.tvse* tb'*t • 1 -
! from iilegul b. tr: burning of
ho i ti.e<i:id ii ■; w oMvtiea were
made to sow th pi adtes attAlc.it.i
; with gili® full knowledge that all
violator* would t o > m lariy treated.
The si 'e.hlaw ought to be tr f c -
in certain portions of the stale w..>
not intended solely fot Lie protectii 1
Of tho growing . : but Gr :he
! proservatiun cf ! .:• ?•> j.r- v n *'u
i uureslra::* 1 ' r f in
| the v. a•*r. -* " '-e .■ : .
trui-jpu:-; VI sLh k ' vI:: y.': * :U
in the tv niter svain'.;.. . dec.- >.. /n. §;
V): XU * -J ?i. '. -s
I ft* ryr fI, , - J r If,
'■ U:!} * ary a.id hisurfieien: sub*
* - - t - .!. \ I •L.C -kj
, gruntfT evil, however,
’ l * v { *<* lvi::---i/t£.vy winter
> ‘o*T tAiu]l *•? t'ii-f i \\,\ ,n tiiat \V : -;n*
; vi T the f:*’i si;Wiofoals. ’
; vTg } - r since convinced
• : *~* ti*L |iroj'-tfT iiiu° ’.a this
- : j-.: for the - of cats and
**. ihc zh:\\ or ’ \* re
.• n t -.f:, le* BWvnt *>i ■; > is
■ nova ...I-- 43 tbo stock !.
liiu i i:Ti u'bt not tie roasiaailv
-i I . oiiLirig in oi mv
U
It thv i.Tvvs DriW ihe
1 * ’■ •t of .ill kiii-'ts
•: ' O'- >!C‘ ' ;
■'* '*" -.'t;' - - t.h > u• Vi people
• • ii nt.just iLcTiisulves. co j h<'
annoyance v.ilt be rtimoved.
Lt h a:. S r’V,’B A NO.NOiKS.
• - •' * sows
AND COUNTY,
NIGb Items too Short for iltuui
Long Enough to In*
t.r.ist tlie Rfuticr.
If vu want cash for Canceled
Postage Nt.ronps, Old C’,,iiis and (k>n
federate Money, send 4 cents for
P'f-'V Efts to Ho.. k B ,wl ug, Dip
5 s * b’A : ' wx- >\ r' SON,
■ ‘ 1 1 ■ ‘* ’ ! • - u ‘ITiCi ’Hi
: 4 ;■ bd r,rant n Suv\:n-a M.udiUic it
■- i - ! ; b'.* ymir ;!?uir t**%i to h*-*e nu'*
*. .s'- • \N\iF
r ‘ t•“>*:> OfOO- .i f• \\ A t/iil
: : V ( ... inu.-it ::rr ioj, to St t
: !hvb "t iUoiH m this b'isnis<i i.iU;
> 1 Hu. fi up. Wo rrin’t v?iit
*■' A ; i.i.:A \ (V < o .
iiunaofiy Grove, via
. v t*Uo of Ohio, City of Toledo f
1.0 v ilic ni*>r \ \i>,\- of {}\<* iinn oi
vfit dCV tu ii u • :aj '
. "
s;. c ;4un*>dbf, and That said firm ill
vtho sum of OM; HUN >Rr-D
- . - . lui I)
Aui j '. n \ i:\
■ii ■ *,i J ,(J*
A. 1 . G UFA SON
■ 1 *.Oll ii . i
• - : -Al> oTor-tlv mi the Uootf
" ■ >i* it h, • mais, free. A idrsss
i • V : ‘i\- : d>, O.
. •■*{l
- , r‘ ,; TO
* • CltWi. •**
tU. v..i,Uitn: -rikuspatentdto:
t . *;v - **. V, *.*„ foronr
. . - e . - ■ .
(r. . J : >* t • * 5 Ai u>y wuje U£34 yr
. .'kinc jintTt.iklH-H IM£NTIOXS
Til AT YIELD FORTUNES,
t'K h* Crt£ <J c--vtuiio,v '* C*ti be ea*tiv gild up
? ! and -we u* braali : >e the passeneer’s hack,
: coii&rtnfcUo/’ • n :t i. :k,” "'botxle*
itvuper, ' aad i faousana other Utdi lh*t most
*v. ne car. fer.c av - * >, r . an.lsimple
: • ' ' t 7 or.f-rf t.'Uii t.-i; : retuiAS Cos Ua
uaL.or. Try to Uiiak tc Invent
-.1-. jfc i!AI© AS IT SEbiV.S.
! .X - ...u tikea c-utti toagho* t.‘ce;ve?p<sciaiAoiice ia
’* Nit i.al Jv.tordTT," pubiuhed at
* f C , **f -i : F ’Trcv.-;- pub-Uts.- ip Amtriea
. it* the irt' its vi invcsiton. we iu*;iih a year's sub* '
; * option t- tnr j uvAal a free of cost, tc at! our cbenta. I
Wt also qg>t, the iavenuoa e,ch woalh !
v. K, eh n;n cm $l5O pciz, nJ i ancreds of thoutands j
oi cop.ss of the **National Hscordcr,’’ containui*; a
s-och cf the wmner, and a description of his invention, !
vill be s{jittered th*ctsgihcnt&'' United Sutes among I
ct- ttai sand manuibeturers, thus bringing to aictl ;
s. ten.: a*the me.-irt ‘.hs inwer.!;cr.
AB c '’v-umicaaons regard’*- itoctijr cooi-ucrtaL
Address " c '=sJjS
j’ i 'tiprlr“.:.i;RN a co.,
SUivitCT* Zl AroerScAO a.vl I a:~igß f it ..Hu, J
6*3 F Street, K '-V,, ;
sr-'f, WssMfifftcw j), ]
: ■ / ;-c'N.- ;
•••”sg A. :r>-;OS FT'kf iSrji ]
i HSCC3L7 Hood’s kT . .u-uSa ;
‘-.-t tht- nre'pcnuAUiut. Tlwy >Uirt£~'.’a
** • • t—p-ji * - -if.,
. : ' ■'. e' , ’r- V.l,
* ' tr. cvait.'snci! ■■ ‘ tka people ■
by the good k is doing. Fair trials ’
pero---t.-.t CpetS.
The Only
Great and thoroughly re
liable buiiding-up medicine,
nerve tonic, vitalizer and
Oil 000.
Purifier
Before the people today, and
which stands preeminently
aoove ail other medicines,is
HOOD’S
Scraaparilla
j
It has won its hold upon the
Lv. rts of the people by its
j -vn absolute intrinsic merit.
I? is not what we say, but
wo at Hood ’ s Sarsaparilla
clops that tells the story:
Hoeh’s Cures
Even when all other prepar
ati ,ls and prescriptions fail.
“ I have 1 .*-auihiuted for over twenty
yt*t •• Ith a very bore limb caused by
baa blood. I teem taking- Hood’s
Sarsaparilla and have be-en getting
? ■* over since end can truly say
t-iiat it U the best msdkine that I havs
vt : - 11 Aju-.xxa KiicmsG,
White Pend, South Carolina.
QetTIOOD’S_
Hftivl’a Djlle **: tast.-lne. ntlM, etleo
s Uro. AU Urugsiats. 3So.
Nottvo.
I ill be nl Ilctm-r at !l o clock, a
11 Satur ay, Ani;ii>! 10th, to pay for
((.i- i quarter. Please meet me in
; ■ ■ vv i writlee authority by
•t \>!. - you wish to receipt
for 3 our uioriey.
• 1 ‘ -- ' v 1 ' 1 : N(~ 0. S.G.
. i - Ilui.’ware, such
" 1 : . ml :u mate rial, l-iaek
- :: matt tials, cook
a. s, table an I pocket
.ml ry, i t-r leltiug and
and ; heel; % Tvt S, piping,
I .i i'l'MI:t':s', httgjjy whips,
• a t- col. the
e'e- rated Hampton djAjSl stock,
• ■plwart- &
<' i> th- ,'!.ice to get it at
,i. e. In ii,e Adair
... i doi i* to Quii'ian m Cos.,
A ay Glove, Ga.
; CU
IKBii >V*ifiubL)
.-I. ;-x
* :
J&S u.-A
• iIIDMO-iT AIR L'-MSL
;.. . f 'rfS '-‘■'pa- r ? MTTB*
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