Newspaper Page Text
GOVERNMENT PLANS
FORM OF INSURANCE
By \V. G. McADOO, Secretary of the
Treasury.
The number of claims for exemption
from military duty under the draft law
kas caused a painful impression in
many quarters, but after ail, does not
the fact that no provision has yet been
made by the government for the sup
port of the wives and children, moth
ers or fathers, of the men who have
been drafted explain many of_ these
claims for exemption?
Under the draft law the government
has the jwwer to require every able
bodied man between 21 and 31 years
of age to perform military duty. Thous
ands of the drafted men are wage
earners who married years age and
are the sole support of dependent fam
ilies So long as the government has
made no provision for the care of
these dependents, it is natural that
such drafted men should seek to pro
tect their loved ones by staying at
home. I am sure that if the congress
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WE have a lot of faith in the good judgment of
of our townsmen. That is why we offer
them nothing but the highest quality of goods in
every line we handle. We’re finding that it pays
and we have a lot of faith in the future of this town
and this establishment.
Onlj 150 Children’s and Misses’ Dresses M
left, 75e values for 45C
$1.25 - Val ues for - 85 c
STEINBERG’S
12'4 Wall Street 1 hone 322 Cartersville, (is.
zVncl What Steinberg Says is So*
I should promptly enact the pending war
insurance bill, which makes definite al
lowances for the supiort of the de
pendent wives and children, fathers
or mothers, of our soldiers and sailors,
claims for exemption on that score
will cease. This is an imperative duty
of the government. We cannot deprive
helpless women and children of the
supjtort of the wage-earner by forc
ing him into the military service of
the country unless the government
substitutes itself as their support.
Imagine the emotions of the man
who is called into the military service
of his country with full knowledge
that his loved ones are left without
means of support and may be reduced
to want unless the charity of the com
munity in which they live comes to
their relief. It would be uothing less
tl an a crime for a rich and just gov
ernment to treat its fighting men so
heartlessly and to subject their de
pendent wives and children, who are
unable to fight, to greater suffering
than if they could fight.
The morale of an army is as essen
tial to its effective fighting power as
guns, ammunition and other instru
mentalities of war. Of equal import
TME BARTOW TRIBUNE-THE CARTERSVILLE NEWS, AUGUST 23, 1917.
ance is the morale of the civil popula
tion which support the armies in the
field. We cannot have this essential
morale unless the nation comforts the
men in the ranks with the knowledge
that everything possible will be dote
for them and their families, -ami ren
ders to the civij imputation at home
'he assistance which will make it most
effective in upholding the government
and the fighting forces.
The purpose of the war insurance
hill now pending in the congress is to
-ecure the future of America’s soldiers
an.l sailors by insuring their lives and
providing adequate compensations and
indemnities for loss of life and total
or partial permanent disability; also
t protect their families against pov
erty and want by providing them with
sufficient means of support during the
absence of the men at the front.
The nation, having been forced to
tesort to the draft in order to create
quickly an army to save the country,
i under a higher obligation to do
these things for its fighting forces
than if a volunteer army only was
created, this great and rich republic
cannot afford to do less, and it must
and what is propped in a spirit of grat
i' tide and not as charity. Sverv soldier
anff -sailor who serves his country in
this war will earn everything the pro
posed war insurance hill provides; to
be a beneficiary of the proposed law
will he a badge of honor.
When we draft the wage-earner, we
call not only hint but the entire family
to the flag; the sacrifice entailed is
not divisible. The wife and children,
the mother, the father, are all involv
ed in the sacrifice —they directly share
the burden of defense. They suffer just
as much as the soldier, but In a dif
ferent way, and the nation must gen
erously discharge as a proud privilege
the duty of maintaining them until the
soldiers and sailors return from the
war and resume the responsibility.
We have drawn the sword to vindi
cate America’s violated rights, to ie
strre peace and justice, and to secure
the progress of civilization. We cannot
permit our soldiers, while they hold
the front, to be stabbed in the back
by uncertainty as to what is being
done for their loved ones at home. Our
tomorrows are in their hands—theirs
; n onrs. The national conscience will
not permit America’s soldiers and
their dependents to go unprovided
with everything that a just, generous
and noble people can do to compen
sate them for the sufferings and sac
rifices they make to serve their coun
try.
Aside from the care and protection
of their dependents while the soldier
is alive, the proposed war insurance
act provides for definite compensation
for his dependents in case of death,
for definite and adequate indemnities
in case of total or partial disability,
and for re-education of the maimed
and disabled man. so that he may take
up anew occupation and make him
self a useful member of society. We
must restore their efficiency and ad
just their still available faculties and
functions to suitable trades and voca
tions, which the injuries of the bat
tlefield have not wholly destroyed. The
heavy depletions in man-power result
ins; from this conflict, which is with
out precedent in history or imagina
tion, will place new and greater values
upon all forms and degrees of human
i nergy, and demand as a first duty
of intelligent government that every
remaining useful sense" and limb of
the blind and crippled shaft" be te
elaimed under the benevolent process
es of education and reapplied to econ
omic uses for the benefit of society.
The millions we shall be called upon
to spend to support the dependents of
he soldiers while they are in the fight
ing-line, for indemnities and for re
education of the crippled, are in the
last analysis investments of the best
sort: they are sums of capital advanc
ed by the nation to promote utility,
self-respect and economic develop
ment. More than all, they are essen
tially humanitarian and in the highest
sense a. discharge by the government
of an essential duty to society.
Military service Is now obligatory;
those who imperil themselves have no
election. The insurance companies do
not and cannot permit this act to af
fect their calculations. They must pro
tect themselves by charging premiums
?r high tlvat they are secured against
less no matter how severe the rate of
mortality may be. Consequently, the
wry men who are called into the ser
vice because their physical condition
is of the best and who as civilians
would for that reason be able to se
cure the most favorable insurance rate
in peace time, are denied as soldiers
the necessary life insurance to enable
them to protect their families and de
nendents. The tremendous rates
charged by private Insurance compan
ies to protect them against the extra
hazardous risks of war put insurance
entirely beyond the reach of the con
scripted soldier.
Military necessity has, therefore,
subjected the most fit subjects for
Insurance tfi an insurmountable dis
crimination unless the government it
telf rupees Insurance at cost and up-
on a peace basis. It would, in fact,
be dastardly and undemocratic if the
government should penalize the 1-
dier who is forced to render the high
est duty of the citizen by its failure
to provide war Insurance upon peace
terms and at net cost, first, because
the pav of the enlisted men in the
i.rniy and navy is less than the wege
and salaries generally earned in pri
vate life, which reduces their invest
ing capacity; and, second, because
government insurance is an essential
war and emergency measure, inaugu
rated for the specific benefit of our
military forces,'and cannot and should
not be conducted for profit.
Such overhead charges as agents’
commissions, advertising, promotion,
local rentals, etc., are eliminated. The
government must assume the cost of
administering this benevolent agency,
just as it bears the cost of administer
ing all other government agencies es
tablished for the benefit of the people.
This legislation will be a great step
forward in the recognition of the re
public’s duty to its heroes. 1 consider
it the most significant and progressive
measure presented to congress since
the declaration of war. It immediately
affects the well-being of a greater num
ber of persons than any act with
which I am familiar. It deserves the
earnest and vigorous support of the
Ihe PRUDENTIAL
I: / • - ! insurance Company of America
Home Office,[NEWARK, N. J.
Your responsibility to your children does not end with
your death. The Prudential Monthly Income Policy
enables you to provide steady, unfailing support"for wife and
family after you are gone Ask me about it. It is my busi
ness to help you—let me do it
J. B. HOWARD, Agent, Cartersville, Ga.
You Can Save Money Here
'^fP*
■BBRy :• .O ■• . .•a. . . :.Jx\ .. .
JVflwi ~~~~ IjV VEn <
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country. If provides tin- broadest ail
the most liberal protection ever ex
tended by any g vernment to its
fighting forces and their dependent
families. The United States, the most
progressive aid prosperous nation on
earth, setting an example in the ideals
tor which enlightened humanity is
fighting, should set the highest ex
ample of all the nations in the treat
ment of those who do and die for their
country and for world freedom.
We are proi>osiiig to expend during
the next year more than ten billion
dollars to create and maintain the nec
essary fighting forces to re-establish
justice in the world. But justice must
begin at home; justice must be done
to the men who die and suffer for us
or, the battlefields and for theii
wives and children and dependents
who sacrifice for us at home To do
justice to them requires only a tithe
of the money we are expending for
the general objects of the war. Let it
not be said that noble, America was
ignoble in the treatment of her sol
diers and sailors and callous to the
fate of thejr dependents in this great
est war of all time.
The pending war insurance bill
gives comi>ensation, not pensions: it
fixes amounts definitely in advance in
stead of holding out the mere chance
cf gratuities after the conclusion of
! ! ' e Y " fcßVes the
vant and gives them th, , fr *
c f life while their men are
It deals with it s htroe- i 16 fI X
the sufferings that res.,l- ’C*** f *
disablement on the field of J'® ,h *
if they die, it makes just „~, " atHi .
the loved ones who survive TANARUS"
festers the helpless and n
the maimed and disabled.
nizes the immensitv 0 f Ihe
debt to the, valor and patriot
heroic sons. " of
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