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THE FEDERAL FARM LOAN ACT.
The right to make loans It.v n Feilcral
Lnml Bunk in limited *o tho following
purposes— *
1. To provide for the purchase of Inml
for ngririilturnl'’ purposes.
2. To proviile for the piirehnno of
equipment mill livestock necessary for
the proper nmi reasonable operation of
tho fnrni.
3. To provide buildings nnd for the
improvement of farm lands.
4. To liquldnto the indebtednenn of
tho owner of the Intel imirtgnge exist
ing nt the time of the organization of
the Farm Loan Association.
The Federal Land Hunk, under thin
Act, in permitted to lonn 50 per cent,
of tie npprnined value of the land
mortgaged nnd 20 per cent- of the im-
provomontn nitunted thereon.
The lonn cannot he made for n period
of lean than five yearn, nor more tlmu
fifty yenrn, nnd no lonn on n mortgage
enn be made under thin Inw nt n rate of
intercut exceeding ti per cent, per annum,
exclusive of amortization pnyinnntu.
No |iernon enn nvall hinmolf of thin
Act to borrow money from a Federal
Land Hunk who in not lit the time or
ahortly to become engaged in the culti
vation of the farm mortgaged.
The National Farm Lonn Annocintion
provided for niunt be compoacd of not
Jean tlmn ten men in liny community or
county within u Fedornl Lnnd Hnnk dis
trict, who denire to secure lonna nnd
who organize into what in termed and
classified by the Act ns a National Vatin
Lonn Association.
When ten borrowers denire to organize
for the purpose of creating a National
Farm Lonn Association they slinll in
ll general way specify in articles of
agreement for what purpose the nssocin-
lion is formed, and the territory, com
munity or political Hull-division within
which it Is to do business.
They then draft what is termed ar
ticles of agreement : seild u copy of the
name to the Federal Lund Itnnk of the
District, accompanied by a subscription
of stuck in said Federal Land Bank
amounting to 5 per cent, of the aggre
gate nmnui|t of the loans desired by the
men who organize tin- National Farm
Loan Association.
These ten men elect not less tlmn
five dim-tors from tludr membership,
nnd also select n soeretnry-treasurer.
The'board then select from the ten men
who desire to organize n Farm l.oiyi As-
KOrintlnn what is termed a loan emu
mitten, which allilll consist of three mem-
tiers. They forward their applications
mid articles of ugrocmeid, together with
their subscription to stock, to Hie Fed
end Lund Hunk in Hint district, which
Is located in Columbia, 8. C, for (lour-
gia nmi the Hautlieunt. The aggregate
«liiniiiit of loans desired by tho inem-
pnrntors cannot lie less tlmn ♦20.U0U.
Tlmn the Federal Laud Bunk shall
send nn nppndser to Investigate ttie sol
vency nmi chm-netvr of the applicants
nnd tiie value of tludr laud, mid upon
receipt of the report shall determine
whether or not In their judgment a elmr-
tor shall In- grunted to the ten men who
desire to tie incorporated, mui slinll for
ward all articles of agreement and the
evidence submitted to the Federal Farm
Loan Board at Washington, with tludr
recoin ineiiiliitiun.
If the rccomniendlition Is favorable,
then tiie Federal Farm Loan Board shall
thereupon grunt, a elmrtor to the tea ap
plicants, designating Hie territory in
which (lie association may make loans,
mol nhidl forward to said applicants,
through the Federal Lund Bunk of Hint
district, the charter.
Upon receipt of the charter authoriz
ing the establishment of the National
Farm Loan Annneliitiou It would be au
thorized mid empowered to receive from
the Federnl Land Hindi of the district
in which It is organized nail ehnrtored
to do Imsiuess sums of money to he lonn-
ed to its incnthera who organize stiine.
PROBLEMS FACING THE HARDING
ADMINISTRATION.
Washington, March 4.—Bern are some
of the more important of the problems,
international and domestic, facing tiie
Harding administration:
Peace with Germany.
Final disposition of the treaty of Ver
sailles and 8t. Germain.
Decision ns to the entry of the United
States into nn Association of Nations.
International disarmament.
The JnpnncHC-Califprtlin question.
The Kiissiaa question, including trade
with soviet Kussin. -
Recognition of Mexico.
Negotiation of new treaties, diplomat
ic mid commercial, with Germany nnd
Austria mid with the new nations, Po
land, Hungary and Czoclio-Slovahla.
Japanese occupation of Siberia.
Treaty with f'olmidiin.
Disposition of the former German
rubles now held hy the allies.
Hecngidtlon of the new Greek govern
ment and sett lenient of the status of
the Greek liinii.
Loans to allied countries, including
funding of the British nnd other debts
to the United States.
The Anglo-French world oil agreement
of Sun Reno.
Cuban relations.
Military occupation of Haiti and Do
minican republics.
Irish question,
Philippine independence.
Self-government for Porto Hleo.
Settlement of claims iigninst Germany
growing nut of of the war.
Settlement of claims against Mexico
resulting from revolutions there.
Re'establishment of full diplomatic re-
IntiiiiiH with Turkey.
Disposition of tho Anglo-French-Amer-
lean treaty for defense of France.
Tux mid tari(T revision.
Soldier Iioiiiih.
Pnumnii f.'nniil tolls.
Immigration control.
General labor policy.
Army and navy policies.
l’nniiiiuent merchant mnrino policy.
Reorganization of Government depart
ments.
Budget system.
Civil service reform.
Strengthening of prohibition laws.
Anti-trust law revision.
Disposition nf enemy property seized
lining the war.
General reconstruction legislation—
housing, farm credits, railropil law re-
vision mui i-oiil nmi pucker euutrol.
— u ——
NEW SET OF WHISKERS IN CON
GRESS.
Washington, D. C. The noblest, set of
whiskers since the days of the Into Sen
•it<ii‘ William Puffer, of Kansas, who
represented the People’s Party in the
early nineties, today were subjected fur
the first time to tlm hot air of tho (■lmin-
her of House jif Representatives.
The whiskers belonged to Representa
tive William O. Atkeson, of Butler,
Missouri, tho suecessor to Representa
tive Dickinson, of that State. Taking
n place mi tiie Republican side of the
House, where he will lie seen regularly
after the extra session opens, Kopresontn-
tlvo Atkeson promptly caught the at
tention of tho galleries and the floor.
His board reached nlniost to Ids waist.
Tho Atkeson board in length, luxu-
rlnnoo nmi foreefoloess is superior to
that brought to Washington several
years ago hy Kepresentiitivo ((Cyclone)
Davis, of Texas. Old-timers about the
cnpitol had to go hack to the l’offur
lays for comparison, averring that Mr.
AtkcHOii looked like an cldor of Die nil-
clouts. In a House comparatively clean
shaven he stood out like a fir tree on a
desert,
LET’S BE PATIENT.
Telfair Enterprise.
When you go to n circus, a theatre ni
nny place where o crowd is striving to
gain admission, you take your place in
line ami patiently wait until you get
up to the main entrance. You don’t
fret about the time Hint is being enn-
suiued, and you keep your temper nnd'
finish up in n good humor.
And yet, unless you tire far .IttToront
from the average citizen of McRae, if
you start to call someone by telephone
nnd don't get the number within a sec
oml or two you're angry and want to
give the telephone operator "a piece of
your mind.” Haven't, you noticed it.’
And haven’t you noticed Hint the very
people who can stand inconvenience in
most any other form can’t hold their
temper when they’re trying to get some
one by 'plume I Certainly you have, ami
we daresay you’ve been, guilty of the
same offense.
Maybe it's just a trait of liiuimu na
ture—-but at that it’s n laid one. For
Jhe telephone operator would much soon
or give you your number quickly and
lake chances on getting n moment 's ics!
than she would in holding you on the
Jiue nmi having to listen to sharp Words
or nliuse.
We've storied in on st new year, and
It's a good long while to the end of it.
Why wouldn't it lie a good idea to re
solve, even at this late date, to try nud
lie just, as patient with the telephone
operators during the Imlnuce of Hie year
ns we are when we are in lino at a vir
cus or a movie show f
HOW TO ARRIVE AT INCOME TAX
First take vour home,
Add wife's income.
Divide by. your eldest son's age.
Add your telephone number.
Subtract your unto license number.
Add electric light bill.
Divide by number of known Its,
Multiply by your father's age.
Add numlicr of gold fillings ill teeth.
Add your boose number.
Subtract wife’s age, (approximate).
Divide by the number of aunts you have,
Add the Manlier of uncles.
Subtract number of daughters.
Multiply by number of times
You have gone up in an airplane.
Subtract your liest golf score,
Add a pinch of salt.
And then go out and
Borrow tho money and pay the tax.
Snobbs, tho cobbler, opened n simp in
tlm principal street of the town. Be
ing a man of originality, he christened
it “Tiie Boot Hospital.”
A customer of a lightsome spirit
brought him u pair of bouts which would
have disgraced ii tramp.
"Shouldn’t, have these mended if I
were you,'' said Snohlis severely. “1
would present them to the deserving
poor I''
"Rot I want them mended," was tho
reply. "This is supposed tv be ii bus
pit'll for boots, Isn't It’”
"Yes. it Is ii hospital all right,” an
swered Snobbs, "hut it isn't an under
taker’s esrablisliment,' ’
An unto owner drove up to a gaso
line tank u few days ago and ordered
one gallon pumped into his car. "Why,
wlmt do you mean: why only one gal
ionf’' asked the dealer. "Because.”
replied the nutolst, "I'm trying to weuu
tho thing." -Commerce News.
ti —
Julius Caesar was the first ruler to
style himself mi emperor.
BETHLEHEM.
(Brought over from last week.)
Our community was much grieved to
learn nf the death of Mrs. N'nncy Chan
dler, which occurred Saturday night at
her home in Atlanta. The remains were
brought to Bethlehem church Monday
nud interred beside those of her hus-
bnnd Funeral services were conducted
by Rev. Ii. C. Smith, of Newnnii. Mrs.
Chandler was in her 03d year, and hail
resided in Atlanta for ninny years. She
was a good Christian woman, and n
valued member of Bethlehem Baptist
church. She was loved by all who knew
her, and will be sadly missed. She is
survived by one daughter, Mrs. B. T.
Camp, and a son, Mr. Earl Chomller,
lietli of Atlanta, besides an aged mother
ami several brothers and sisters
Several from our community attend
ed Sunday-school nt New Hope Sunday
afternoon.
Mr. and Mrs C. H. Gordon and little
son, nf Morelund, spent Sunday with
the former’s parents, -Mr. and Mrs. L.
K. Goofier.
Mr. Clinton Boswell, of Welcome,
spent Sunday with homofolks hero.
Mr. I). It. Cooper spent the -week-end
in Madras.
Mr. and Mrs. Hurry Vonn, of At
Imitn, are spending a few days with Mr.
and Mrs. B. C. Cates.
Mrs. Brake Tolbert, Mrs. B. C Cates
and Miss Betty Cooper were in Ncwnan
Saturday shopping.
Mr. Brnko Tolbert, of Atlmitn, spent
the week-end with relatives here.
Mrs. Jim Pritchett attended the
teachers' institute in Newnnii Saturday,
Mr. P. H. Fry was called to Atlanta
Friday on in-count, of the illness of his
sister, Mrs. Nancy Chandler
March 8th. .,
— n , ..
DRESDEN.
(Brought over from lust week'.)
Spring, it. seems, inis censed ilirtiiig
with Old Winter, mid lias coine to Htny.
Flowers lire putting on laid nnd blossom,
tiie birds lire muting mid singing witli
joy mnl glndnoss mid nil nature's n-thrill
with life. Why is it Hint man, who of
all creatures is made in tin- image of
God, should lie less joyous than others
of His creatures?
Mins Lorine Collins and Mrs. W. T,
Lnzonby, of Newnnii, visited our school
a few days ago,
Mrs. Lee Thompson is quite ill nt this
writing.
Mrs. Joe Bilbo nmi family spent Sun
day with Mk mui Mrs. X. (). Newman,
al Welcome.
Mr. liny Mitcham, of Texas, Miss
Martha Finehor and Mr. Aubrey Mor
row spent Sunday with Miss Annie Bello
Chandler, of Nmv Hopo community.
Mr. W. H. Meriwether is at homo
again, after a stay of several weeks with
his daughter, Mrs. J, A. Dickinson, in
Valdosta. Wo are pleased to noto that
Mrs. Dickinson is slightly improved, af
ter an illness tliut has kept her eon-
lined to her bed for six or eight weeks,
Mr. J. B. Davis, of Chmp Jackson,
visited his parents, Mr. and Mrs. R. L.
Advice for Young Girls
Roanoke, Va.—"Dr. Pierce’s Fa
vorite Prescription 1b an excellent
medicine to give
young girls who
suffer. One of
my daughter? has
been very delicate
for some time, suf
fered with func
tional distur
bances, and every
winter would be
Blok ond I would
(have to have the
... doctor for her. She
would be weak and nervous. Last
winter a friend advised her taking
'Favorite Proscription' and it has
done her a world of good. She is in
better health than ever before. I
would advise mothers not to let their
girls suffer, give them the Prescrip
tion.”—MRS. SARAH E. HAYNES,
1514 Loudon Avo., N. W. All druggists.
RATS DIE
so do mice, once they eat HAT-SNAP.
Anil they leave no odor behind. Don’t
take our word for It—try a package.
Cuts and dogs won't touch it. Hats
pass up all food to get HAT-SNAP.
Three slues.
U.te. Klxe (l cuke) enough for Pantry.
Kitchen or Cellar.
tlbe, slue (2 enkes) for Chicken House,
coops, or small buildings.
slue (5 dikes) enough for all
farm and out-buildings, storage build
ings. or factory buildings.
Sold and Guaranteed hy
l.EK-lihVfi »lti:« COMPANY.
COWKTA DRIKi ItOOlv COMPANY,
1$ YOUR HEALTH
GRADUALLY SUPPING?
Interesting Experience of a Texas Lady Who Declares T^at If More
Women Knew About Cardui They Would Be Spared
Much Sickness and Worry.
Mother—"Rupert, leave poor pussy
alone. ’ ’
Rupert, (bending oyer purring eat)—
“But, mamma, listen; he’s got his en
gine going.”
Navasota, Texas.—Mrs. W. M. Peden,
of this place, relates the following interesl-
I ing account of how she .recovered her
i strength, having realized that she was
j actually losing her health:
| "Health is the greatest thing in the
world, and when you feel that gradually
slipping away from you, you certainly sit
up and take notice. That is what 1 did
some time ago when 1 found myself in a
very nervous, run-down condition of
health. 1 was so tired and felt so lifeless
) could hardly go at aU.
“I was just no account for work. 1
would get a bucket of water and would
feel so weak I would have to set it down
before I felt like I could lift it to the shelf,
in this condition, of course, to do even
my housework was a task almost im
possible to accomplish.
“1 was . . . nervous and easily upset.
I couldn’t rest well at night and was . ..
just lifeless. .
“1 heard of Cardui and after reading I
decided 1 had some female trouble that
was pulling me down. I sent for Cardui
and began it. . .
’’In a very short while after I began the
Cardui Home Treatment 1 saw an im
provement and it wasn’t long until I was
all right—good appetite, splendid rest,
and much stronger so that I easily did iny
house work.
“Later 1 took a bottle of Cardui as a
tonic. I can recommend Cardui and glad
ly do so, for if more women knew, it
would save a great deal of worry and
sickness.’’
The enthusiastic praise of thousands o!
other women who have found Cardui
helpful should convince you that it is
worth trying. All druggists sell it.
U
Davis, last week.
Several of our young people nttcmleil
the B. Y. P. U. nt Welcome Sunday
night.
Mr. ami Mrs. P, J. Davis, of Corner
Branch, were guests of Mr. and Mrs.
R. L. Davis Sunday.
Mr. Alfred Lazonby visited at Roop-
ville Sunday.
March 8th.
of Lutherville, visited Mr. and Mrs. J.
T. Barrow Sundny
March 8th.
Boost the Chamber of Commerce.
LONE OAK.
(Brought ovor from last week.)
The residence of Mr. nnd Mrs. Bob
Spence, nt Trimble, was destroyed by
tiro the pnst week, together with all
their household goods. They hnve the
sympathy of many friends here in their
misfortune.
Mr. mid Mrs. Early Johnson, Mrs.
Bert Johnson, Mrs. Ben Hamby and
Mrs. Gene Latimer visited in LnGrnnge
last week.
Mrs. Bob Coopor, of Haganaville,
spent Thursday with relatives here.
Dr. R. O. Leo, of LaGrunge, and Copt.
H. W. Lee, of Camp Banning, were with
relatives here Snturdoy.
Mrs. 8. W. Wallace has returned to
Forsyth, nftor spending severnl days nt
the iiedsido of hur aged father, Mr. J
S. Herring, who is still critically ill.
Mr. Albert Herring, of Greenville,
visited his father Sundny, and Copt.
J. R. Herring, of Ncwnan, was here
Friday nlso.
Mr. nnd Mrs. Enoch Lyle, of Car
rollton, wore here Friday. They were
curonte to Manchester to see Mrs. Henry
Hunt, who recently underwent a serious
operation in Atlanta
Mr. nnd Mrs. Oswald Latimer, nnd lit
tle daughter, of Mississippi, are visiting
relatives here and nt Grnntville.' They
made the trip in their automobile.
Mrs. Lnvick Nnll and Mr. Rufus Null,
of NiAvnnii, visited relatives nmi friends
here the past week.
Mr. Wesley Willingham and family,
Tho sturgeon lays altogether about 7,.
000,000 eggs.
ECZEMA!
uciiimem oi i icn,
RINGWORM? TETTER or
other itching skin diseases.
Try a 75 cent box at our risk,
COWETA DRUG & BOOK COMPANY.
LEE-KING DRUG COMPANY.
®®®®
Atlanta and West Point
RAILROAD
ARRIVAL AND DEPARTURE
OF TRAINS ATNEWNAN. GA.
EFFECTIVE JAN. 16, 1921.
Butijcot to obange and typographical
errors.
NORTHBOUND)
No.
42
6.45 a.
m.
No.
IS
9.45 a.
m.
No.
38
11.18 a.
m.
No.
40
1.00 p.
m.
No.
20
6.30 p.
m.
No.
34
5.20 p.
m.
No.
30
10.20 p.
171-
SOKTHDOCJVDl
No.
35
7.06'a.
m.
No.
19
8.25 a.
m.
No.
33
9.45 a.
m.
No.
39
2.46 p.
m.
No.
17
5.20 p.
m.
No.
41
6.52 p.
m.
No.
37
7.19 p.
m.
J.
P. BILLUPS, G. P.
A.
Want to Feel Just Right?
m Take an NR Tonight ®
__ AMTI err t, (W much betur von f*«l the moral nf.Th.t “louv,”
,D8 h..”hy!ui5d!^»o’‘-‘“» w - wh * t, *' th, * n, ‘ U * r r * eU "‘ Wi “ b **° n *~ V0U “ 1,1,1 fln *'
ROUBLE
T ROUBLE IS, your system is
clogged with a lot of impurities that your
over-worked digestive and eliminative organs
, . • j -f Pill* oil suits* calomel and ordl*
nary*laxatives, cathartics and purges only force the
bowels and prod the liver.
is iritas «m
Nature's Remedy will act promptly, thoroughly, ye
to mildly, so gently, that you vrM ^?ng tho work?
self has come to the rescue and is doing the wont.
And oh, what a relief I
You'll be surprised to
find how much better you
feel—btlEbtec. better every way.
II habituzlly or itubborniy con
stipated, take ono NR Tablet
each nieht lor a week. Then
you'll out have to lake medicine
every day. Just an occasinnal
NR Tablet alter that will bo ,
sufficient to keep yoor sysiem
in zood condition — keep
you feeling your best.
Get a as f
Box
LIVER
STOMACH
f KIDNEY'S";/
r -m
>v BOWELS- "!
I
-end
sold Guaranteed
recommended by your druggisT
COWETA DRUG & BOOK COMPANY.
TONIGHT-
Tomorrow Alright
Cet a 25^ Box
©
BUILDING PAYS FOR ITSELF
IN GA1AGE KENT SAVED
DO YOU realize how much, garage rents—
constantly increasing—add to the “over
head” in keeping a car?
See US for FREE working plans and ac
curate cost estimates for this and other
moderate priced garages.
R. D. COLE MANUFACTURING CO.
Newnan, Georgia..
Reliable
THE OLD STORY
Progressive
“The World’s Best By Every Test"
ASHEP00
OLD DOMINION
BRADLEY
SEA FOWL
REG. U.S.PAT.OFF.
DRY AND DRILLABLE
FERTILIZERS
BUILT UP TO A STANDARD —NOT DOWN TO A PRICE
The American Agricultural Chemical Co.
Atlanta, Georgia
POWELL & KEITH, Newnan, Ga.
W. P. ARNOLD, Hogansville, Ga.
Courteous
Service