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Nov. 14, 1917. IAINBOW DIVISION GARRESINSURANCE More Th*n $130,000,000 Taken Out. Some Details. Washington.—War insurance appli cations numbering 15,178, representing a total of $121,242,000, have been re ceived by the treasury depart: 'nt from sailors and soldiers. This \ m represents only a small fraction of e total expected within the next te.v days. Virtually all applications announced today came from soldiers of the “Rain bow Division,” at C.amp Mills, New York. They were the first to receive application blanks. “The figures indicate,” it Was an nounced, ‘That the majority of the men will take out insurance for SIO,OOO apiece, the maximum amount. Applica tions fro mthe other divisions of the army are expected to arrive here very shortly.” A division of military and naval in surance of the Bureau of Wark Risk Insurance has been organized as a part of the treasury department and is in active operation. The benefits of the law are available to all the members of the United States army, navy and nurses’ corps. Summary of Features. A short summary of some of the main features of the law follows: Premiums for a SIO,OOO policy be gin with $6.30 per month at ages 15 16 and 17; increase to $6.40 per month for the ages 18, 19 and 20; to $6.50 per month for the ages 21, 22 and 23; to $6.40 per month for the ages of 24 and 25; to $6.70 per month for the ages of 26 and 27; to $6.80 per mon h for the age of 28; to $6.90 per month for the ages of 29 and 30; to $7 per month for the age of 31, with progresive in creases for ages above those given. The minimum amount of insur ance that may be taken out is SI,OOO. The compulsory allotment to a wife or children, -which is separate from the insurance, shall not be less than sls a month, and shall not exceed one-half of- a man’s pay. A voluntary allot ment subject to regulations, bay be as large as the insured desires, within the limits of his pay- In addition, the government will pay monthly allowances as follows; Class A. In the case of a man to his wife (including a former wife divorced and to his child or chil dren : (a) If these be a wife but no child, sls. (b) If there be a wife and one child, $25. (c) If there be a wife and two children, $32.50, witl. $5 per month additional for each additional child. (d) If there be no wife but one child, $5. (e) If there be no wife bu two children, $12.50. (f) If there be no wife but three children, S2O. (g) If there be no wife but four children, S3O, with $5 per month ad ditional for each additional child. Class B. In the case of a man or woman, to a grandchild, a parent, brother, or sister: (a) If there be one parent, $lO. (b) If there be two parents, S2O. (c) For each grandchild, brother, sister or additional parent, $5. In the case of a woman, to a child or children: (d) If there be one child, $5. (e) If there be two childr i, $12.50. (f) If there be three children, S2O. (g) If these be four children, S3O, with $5 per month additional for each additional child. Allotments to Other Dependents. If the man makes an allotment to certain other dependent relatives the government also will pay them an al lowance which may equal the allotment Trench and Camp Outfitters —FOR— Our Soldier Boys U. S. A. Regulation Cots, Steel Cots, Wood Cots, All Cotton Cot Pads, All Silk Floss Pads. All Feather Pillows, All Cotton Pillows, All Silk Floss Pillows, Camp Chairs, Folding Chairs, Folding Stools, Folding Steamer Chairs, Folding Tables, U. S. A. Army Trunks, Suit Cases. Second Floor BAILIE-EDELBLUT FURNITURE CO. 708?710-712 Broadway Phone 1632. TRENCH AND CAMP but this shall not be more than the difference between SSO and the allow ance paid to the wife and children. The increased compensation in case of death runs from a minimum of S2O monthly to a motherless child, or $25 monthly to a childless widow, to a maximum of $75 monthly to a widow and several children. The widowed mother may participate in the com pensation. In case of total disability the month ly compensation runs from a minimum of S3O, if the injured man has neither wife nor child living, to a maximum of $75, if he has a wife and three or more children living, with $lO a month extra if he has a widowed mother dependent upon him. The maximum is enlarged still fur ther, for when the disabled man con stanly requires a nursTe or attendant S2O monthly may be added. If the dis ability is due to the loss of both feet, both hands, or total blindness of both eyes, or if he is helpless or permonent ly bedridden, SIOO monthly is granted. The law contemplates futurp legisla tion for re-education and vocational training for the disabled. It gives them I full pay and their families the same I allowance as for the last month of actual service during the term of re education. General Pershing Has SIO,OOO. Washington.—General Pershing has bought his war insurance, his applica tion for a maximum SIO,OOO policy bringing the total for members of the expeditionary force in France up to $2,200,000. With the application of General Pershing sent this message to Secre tary McAdoo: “The army in Frai.ce is pleased at the announcement that the soldiers and sailors* insurance bill is now a law. By this act our government has given its soldiers a privilege which no other country has ever granted. The very low rate and other advantages of this insurance are so manifest that it is hoped that every man in the army who needs insurance will avail himself of this generous offer.” Y. M. C?A? SECRETARIES KILLED AND INJURED Workers go Into Trenches. Dr. John R. Mott, general secretary of the War Work Council, of the Y. M. C. A., told a large crowd that the work of the secretaries is not without haz ards. “Just what is expected of the average Y. M. C. A. secretary?” Doctor Mott was asked. He replied: “He must be of cheerful disposition, possess un bounded optimism, be able to conduct religious services in the absence of the chaplain, conduct impromptu concerts, lead a community sing, stay awake for more than forty-eight hours at a stretch, take care of his hut, give les sons in French or English or physical culture if possible, run errands, sweep up,, hand out books, see that the boys write home, and finally go right to the last trench with th eboys, right into the dugouts. Now. do you wonder why we must use the greatest caution in select ing men for this work?” "More than twelve secretaries have lost their lives,” he said, “and scores of them have been injured. We have dugouts as close at forty-four yards to the German lines and in one place the dugout was bombed six times, which show's the tenacity of the men who go over to help the boys. No, indeed, it’s not a bullet-proof job.” Among those attached to the Phila delphia contingent who will attend to night’s banquet are E. Waletr Clark, T. DeWitt Cuyler, Bayard Henry, Al bert A. Jackson, John H. Mason, Ar thur E. Newold and W. Hinckle Smith. 250,000 TONS FOOD LOST. German submarines have sunk a third of all the food sent to starving Belgium during the last eight months, Herbert Hoover declares. “Only 400,000 tons of foodstuffs were actually delivered at Rotterdam for the Belgians, while 650,000 tons were ship ped,” declared Hoover. Needful Articles —FOR— Sammie Boys Bedding Rolls, Clothing Rolls, Laundry Bags, Gun Covers, Pistol Covers, Post Cards, Tent Rugs, Tents Made to Order. First Floor T. G. BAILIE &CO. 708-710-712 Broadway Phone 1632. MINISTER WRITES OF WORKIN FRANCE V. M. C. A. Secretary Just As Necessary As Man Who Car ries Gun. Extracts from the letters of a Y. M. C. A. secretary, who is serving the first ex peditionary American overseas forces, have just been received by the state Y. M. C. A. headquarters. They throw some interesting light upon the conditions the American fighting men are already facing in France. This secretary was a Presby terian minister in Pasadena, Cal., before he entered Y. M. C. A. war work. He is Robert Freeman, now located “Somewhere in France.” In a letter written “Somewhere in France, Septembers,” he says: “For the present I am not in those de vastated sections of France where the people are in great need and I have no contact save with the American soldiers who are all too well off. One of our great problems is to encourage the men to take advantage of some of the sveeral ways the government has provided for the lay ing by of money, for the soldiers. The boys feel so rich after pay day that they simply throw their money around, and there are always plenty of folk who are willing to help them rid themselves of that kind of a burden.” The next letter was dated “On the Train, September 13,” the secretary hav ing been summoned to Paris for a week by the “Y” officers there. He says: “We have so many more men than accommo dations that I have been sleeping in the big tent that we used until we got up our DRINK At Counters Camp Hancock Boys’ We have Souvenirs and Novelties to suit your taste. Our line consists of: Felt and Silk Pennants, Pillow Tops, Post Cards, Pictures, Swagger Sticks, Tie and Handkerchief Holders. Our stock also includes some camp necessities, such as: Comfort Kits, Hat Cords, Khaki and Silk Handker chiefs, Collar Ornaments, Money Belts, and many other useful articles. Camp Hancock Souvenir Store 630 BROAD STREET. Our Motto: Popular Prices, Courteous Service. /’end your P^ O s TA VER Y young man who’s join- /k Home /to r> ed Uncle Sam’s army or I yf j&j navy -will make the old folks _ B back home mighty happy by B surprising them with his photo- B graph. ■ • Photographs make the best B Christmas gifts for those we B love and who love us. J we develop films. E. QUARLES, Photographer 842 BROAD STREET. PHONE 462. hut. We are using regular canvas cots, only it is very damp anti cold, so I have two blankets doubled on the bed for a mattress, part of the time with a little excelsior under that, no pillow and five blankets over me—two of them doubled. Besides this I wear my woolen socks and woolen helmet. If by chance I forget to put on top of alt my poncho, my blankets are likely to be dripping wet when I wake up. Here in this tent, surrounded only by my movie outfits and a few pianos that are waiting to be sent up the line, I hear the distant boom of big guns at the front or maybe the hum of a Bosche plane out for a night’s mischief passing over our heads. I, a city-bred one, with no military experience at all, have a bit of a feeling we are at war.” A third letter says: “As you may imag ine—no you can hardly do that, for France is very different from America and the war has slowed up everything—goods do not get distributed very rapidly. We need trucks. We need men. Paris needs men. We do not begin to keep up with our job and the government is looking to us to take full charge of the canteen, the recreation, the educational activities, the spiritual welfare of the soldier. We need men to buy, men to sell, men to transport, men to organize, men to con ceive big things, and I am increasingly conscious that I am a soldier just as much as thousands of other men, just as neces sary as the fellow who cooks the meal, just as much as the man who builds roads and never sees a gun, just as much as the staff officers who are kept by their duties at a safe distance from the attacks of the enemy, just as much as the men in the front trenches, who without the rest of us would be helpless. There is no other part of the service I would rather be in, now that I have had a good view of it all.” It is to do work of the kind this man is doing for our American boys overseas as well as for those at home and our al lies and prisoners of war that the Y. M. C. A. is conducting a nation-wide cam paign November 11 to 19 for $35,000,000. Page 13 tarrmna rapifiy w It’*' w L? V \1 ’ V P V I 1 * I 3E33