Newspaper Page Text
PAGE 4-B
family
f lnances
A RETIREMENT PLAN
FOR SPOUSES
For the first time, it’s pos- <
sible for houswives—and i
househusbands—to receive a
pension in their own name.
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Plan a comfortable future for
you and your wife.
This is done through an
Individual Retirement Ac
count. Sometimes called an
IRA, this government
authorized program allows in
dividuals to invest for retire
ment and get tax benefits at
the same time. Employees
not covered by company re
tirement plans can contribute <
to an IRA on behalf of
themselves and non-employed 5
spouses. For such an account, (
the maximum yearly contrib
ution is $1750 or 15 percent i
of annual earnings, whichever
is less.
All contributions to an IRA
are deducted on your Federal
income tax return, giving im
mediate savings. You don’t
have to pay taxes until you
withdraw the money, nor- <
mally after retirement when /
you’ll probably be in a lower 5
tax bracket. Dividends and 5
other earnings won’t be taxed <
either until they too are with- ?,
drawn. 5
If you withdraw your u,
contributions earlier than age J
59 1/2, however, for any rea- <
son other than disability, i
you’ll have to pay a penalty
tax.
Contributions to IRA plans
may be put in trust funds, life
insurance annuities, govern- i
ment retirement bonds or j
mutual funds. Mutual funds (
have different financial ob- ?
jectives and you can select a 5
fund whose financial goals <
closely coincide with your ?
own. In fact, with a mutual >
fund, you can aim for most L
any combination of safety, '
income or growth you wish.
A financial adviser, stock
broker, mutual fund repre
sentative or insurance agent
can help you if you have
questions about IRAs. You
might also find some answers
in the booklet, “Take A Tax
Shelter Break,” offered free i
by the Investment Company j
Institute, Dept. 0., 1775 K ?
Street, N.W., Washington, 5
DC. 20006. (.
THEN: The 19th century
was one of seemingly im
possible breakthroughs. The
pony express established
communications across the
3.000 mile wide continent in 1
1860 by making the final V
connection between St. \
Joseph, Missouri and San i
Francisco in a mere 240
hours; then the east and west
coasts were linked by a trans
continental telegraph line in
1861, making it possible to
relay a telegram across the
country in only two hours.
LATER . The early part of
the 20th century saw another
breakthrough. The relics from I
the crypt of Egyptian 5
Pharaoh Tutankhamun were <
seen for the first time in over
3.000 years—relics that make
up the award-winning "King
Tut” art exhibit currently
touring the United States.
Traffic Tips
MOTORCYCLES
With ever-increasing num
bers of motorcycles on the
road, being on the alert for
them is more important than
ever for safe driving, <
Because of their relatively I
small size, motorcycles may £
be difficult to see in traffic.
This, coupled with the fact
that all cars have blind spots
to the left and right rear,
increases the possibility of an
accident.
As a motorist you should
respect the vehicle space of a
motorcycle and its traffic
position. Avoid crowding and
passing a motorcycle in the
same lane. When passing,
allow as much space for a
motorcycle as you would for
another car.
Pay attention to the motor
cycle’s turn signals but be
careful not to misinterpret a
cycle rider’s intentions. Keep
in mind that motorcycle turn
signals, unlike those of a car.
do not turn off by them
selves. The signals may re
main on even after a cyclist
completes his maneuver.
For a free booklet on safely
coping with cyclists called
“Sharing the Roadway,” <
write: Booklets Department S
NA, Motorcycle Safety (
Foundation, 6755 Elkridge
Landing Road, Linthicum,;
Md. 21090.
1 <BIG SAVINGS <Ptus
tor your LABOR
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B sHtdm SQ39| ham # picnic r a I
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ITTAMPS \ I Rib Roast $2.29 U s' >
1 ' I W 0 BRAND U.S.D.A. "CHOICE" BEEF CENTER CUT B .<Jr "'' ? f TCZI « \
iWW ■ Chuck Steaks 1»51.49| I i=\ I
BW 0 BRAND U.STJ.A. "CHOICE" BEEF BONELESS B I \W 30c
JVP ■ Delmoraco Steaks ><53.49 I M hickory oscar mayer W £S!1 ag £ s m
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1 B '2L D BRAND BEEF BONELESS BOTTOM B I no 1 m IB Mr MSMrjM
LjpP | Round Roast «$1.991
|B j° BRAND US D. BEEF BONELESS B 881 I
fl 0 U.S.D.A "CHOICE" BEEF BONELESS I HORMEL RANGE BRAND MEAT OR THRIFTY MAID
mShoulder Roast lb $1.958 Beef Wranglers p<gsl.s9 Sauerkraut 4canlsl.oo
— MATLAW’S FROZEN LARGE THRIFTY MAID I
TOP BBBBBB—B— Stuffed Clams..... .. pk G sl .99 Pinto Beans 4canssl.oo
stamps | WD BRANDFROZEN FROZEN BONELESS THRIFTY MAID
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|Sp%f PATTIES FILLETS BEEF FRANKS SAUSAGE SPAM
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THE HOUSTON HOME JOURNAL, THURSDAY, AUGUST 31, 1978