Newspaper Page Text
November 2, 2022
Page 4D
MATI^CC any outstanding ad valorera
I I 1^^ taxes (including taxes which
are a lien, but not yet due and
payable), (b) unpaid water or
sewage bills that constitute a
lien against the property whether due
Continued from page 5D
NORTHEAST CORNER OF SUBJECT
PARCEL; THENCE A BEARING SOUTH
01 DEGREES 02’00” WEST FOR A DIS
TANCE OF 188.48 FEET TO AN IRON
PIN; THENCE A BEARING OF SOUTH
01 DEGRES 02’05” WEST FOR A DIS
TANCE OF 290.02 feet, thence south 65
degrees 12’00” west 134.86 feet, thence
south 65 degrees 12’ 00 “ west 30.01”;
thence south 65 degrees 12’00” West
218.47 feet to THE POINT OF BEGIN
NING. SUBJECT PARCEL CONTAINS
3.60 ACRES AND IS BOUNDED ON
THE NORTH BY PARCEL 17-A-2; ON
THE EAST BY KING AND WILLIAMS;
ON THE SOUTH BY THE NORTH
WESTERLY RIGHT OF WAY OF GEOR
GIA HIGHWAY NO. 18; AND ON THE
WEST BY FORMY-DUVAL AND DAL
TON, AS SHOWN ON THAT CERTAIN
SURVEY PREPARED BY STEVE COLE
MAN AND ASSOCIATES, INC., ON
AUGUST 24, 2011 AND RECORDED IN
PLAT
BOOK 31 PAGE 70 IN THE CLERK’S
OFFICE OF MONROE COUNTY SUPE
RIOR COURT.
PARCEL II: AN UNDIVIDED 1/22 IN
TEREST IN AND TO ALL THAT TRACT
OR PARCEL OF LAND LYING AND
BEING IN LAND LOTS 37, 38, 39 AND
59 OF THE FIFTH LAND DISTRICT OF
MONROE COUNTY, GEORGIA, BEING
SUCH PRIVATE ROADS AND PRIVATE
RIGHTS-OF-WAY AS ARE SHOWN ON
THOSE CERTAIN PLATS OF SURVEY
PREPARED FOR MIDDLE GEORGIA
WOODLANDS, INC. BY HERBERT B.
ORR, SURVEYOR, AND BY BRENT
CUNNINGHAM SURVEYOR, AND
RECORDED AT PLAT BOOK 11, PAGE
69; AND AT PLAT BOOK 11, PAGE
136, MONROE COUNTY GEORGIA
RECORDS, WHICH PLATS ARE IN
CORPORATED HEREIN BY THIS REF
ERENCE AND MADE A PART HEREOF,
SUBJECT TO THE RIGHTS OF OTHERS
IN AND TO SAID PRIVATE ROADS
AND PRIVATE RIGHTS-OF-WAY PUR
SUANT TO AND IN ACCORDANCE
WITH THOSE RESTRICTIVE COVE
NANTS AND APPLICABLE TO THE
SUBJECT SUBDIVISION AS THE SAME
ARE RECORDED AT DEED BOOK 164,
PAGE 203, MONROE COUNTY, GEOR
GIA RECORDS, AS SAID COVENANTS
MAY BE AMENDED
PARCEL NUMBER(S): 078-059
The debt secured by said Security
Deed has been and is hereby declared
due because of, among other possible
events of default, failure to pay the
indebtedness as and when due and in
the manner provided in the Note and
Security Deed. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all ex
penses of this sale, as provided in the
Security Deed and by law, including
attorneya€™s fees (notice of intent to
collect attorneya€™s fees having been
given).
Said property is commonly known
as 1996 DAMES FERRY ROAD, FOR
SYTH, GA 31029 together with all fix
tures and personal property attached
to and constituting a part of said prop
erty, if any. To the best knowledge and
belief of the undersigned, the party (or
parties) in possession of the subject
property is (are): Juanita B. Ivey or
tenant or tenants.
PHH Mortgage Corporation is the en
tity or individual designated who shall
have full authority to negotiate, amend
and modify all terms of the mortgage.
PHH Mortgage Corporation Loss Mit
igation 14405 Walters Road, Suite 200
Houston, TX 77014 888-918-1110
Note, however, that such entity or in
dividual is not required by law to ne
gotiate, amend or modify the terms of
the loan.
Said property will be sold subject to: (a)
and payable or not yet due and payable
and which may not be of record, (c)
the right of redemption of any taxing
authority, (d) any matters which might
be disclosed by an accurate survey and
inspection of the property, and (e) any
assessments, liens, encumbrances, zon
ing ordinances, restrictions, covenants,
and matters of record superior to the
Security Deed first set out above.
The sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code; and (2) final confirmation and
audit of the status of the loan with the
holder of the Security Deed. Pursuant
to O.C.G.A. Section 9-13-172.1, which
allows for certain procedures regarding
the rescission of judicial and non-judi-
cial sales in the State of Georgia, the
Deed Under Power and other foreclo
sure documents may not be provided
until final confirmation and audit of
the status of the loan as provided im
mediately above.
MORTGAGE ASSETS MANAGEMENT,
LLC AS AGENT AND ATTORNEY IN
FACT FOR LILLIE ANN IVEY
Aldridge Pite, LLP, 15 Piedmont
Center, 3575 Piedmont Road, N.E.,
Suite 500, Atlanta, Georgia 30305,
(404) 994-7637.
1341-932A
THIS LAW FIRM MAY BE ACTING
AS A DEBT COLLECTOR AT
TEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PUR
POSE. 1341-932A
11/9-11/30
22-464
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA, COUNTY OF
MONROE.
Under and by virtue of the Power of
Sale contained in a Deed to Secure
Debt given by MARY ELLEN THOMAS
A/K/A MARY E RIDLEY AND SEIGE R
RIDLEY to WELLS FARGO FINANCIAL
GEORGIA, INC., dated 04/25/2007, and
Recorded on 05/02/2007 as Book No.
1211 and Page No. 190, MONROE
County, Georgia records, as last as
signed to WELLS FARGO USA HOLD
INGS, INC. SUCCESSOR BY MERGER
TO WELLS FARGO FINANCIAL GEOR
GIA INC (the Secured Creditor), by
assignment, conveying the after-de
scribed property to secure a Note of
even date in the original principal
amount of $78,660.63, with interest
at the rate specified therein, there will
be sold by the undersigned at public
outcry to the highest bidder for cash
at the MONROE County Courthouse
within the legal hours of sale on the
first TUESDAY IN DECEMBER, 2022,
the following described property:
ALL THAT TRACT OR PARCEL OF
LAND SITUATE, LYING AND BEING
IN LAND LOT 150 THE SIXTH LAND
DISTRICT OF MONROE COUNTY,
GEORGIA, WITHIN THE CORPORATE
LIMITS OF THE CITY OF FORSYTH,
AND BEING DESIGNATED AS LOT NO.
19 ACCORDING TO THAT CERTAIN
PLAT OF SURVEY OF BROOKWOOD
HEIGHTS, SAID SURVEY BEING
PREPARED BY H. C. KENDRICK JR .,
GEORGIA REGISTERED LAND SUR
VEYOR #1592, DATED MAY 7, 1971,
AND BEING RECORDED IN PLAT
BOOK 4, PAGE 97, OFFICE OF THE
CLERK OFTHE SUPERIOR COURT OF
MONROE COUNTY GEORGIA. SAID
PLAT IS BY REFERENCE INCORPO
RATED HEREIN AND MADE A PART
OF THIS DESCRIPTION. The debt se
cured by said Deed to Secure Debt has
been and is hereby declared due be
cause of, among other possible events
m
of default, failure to
pay the indebt
edness as and when due and in the
manner provided in the Note and
Deed to Secure Debt. Because the
debt remains in default, this sale will
be made for the purpose of paying the
same and all expenses of this sale, as
provided in the Deed to Secure Debt
and by law, including attorneys fees
(notice of intent to collect attorneys
fees having been given). WELLS FAR
GO USA HOLDINGS, INC. SUCCES
SOR BY MERGER TO WELLS FARGO
FINANCIAL GEORGIA INC holds the
duly endorsed Note and is the current
assignee of the Security Deed to the
property. WELLS FARGO BANK, N.A.,
acting on behalf of and, as necessary,
in consultation with WELLS FARGO
USA HOLDINGS, INC. SUCCESSOR BY
MERGER TO WELLS FARGO FINAN
CIAL GEORGIA INC (the current inves
tor on the loan), is the entity with the
full authority to negotiate, amend, and
modify all terms of the loan. Pursuant
to O.C.G.A. § 44-14-162.2, WELLS
FARGO BANK, N. A. may be contacted
Reporter
on the 21st day of
November, 2022, or
as soon thereafter as the matter may be
reached, will conduct a public hearing
and consider the application of Kim
berly Pope with regard to a variance
application on property designated as
Monroe County Tax Parcel F17 070,
located at 164 Martin Luther King, Jr.
Drive in Forsyth.
The application for the variance seeks a
variance for the use of the property for
outreach ministry.
The current zoning of the property ac
cording to the zoning map of the City
of Forsyth is Conditional Use/office
professional for home health agency,
and the zoning shall be amended to
Conditional Use/outreach ministry.
The public hearing will be conducted
in accordance with the procedures set
out in the Zoning Ordinance of the
City of Forsyth and generally pursuant
to Article 31 of the City Zoning Code
(Public Hearing Procedures).
This 25th day of October, 2022.
Mayor and Council of the City of
Forsyth
at: WELLS FARGO BANK, N.A., 3476
STATEVIEW BLVD, FORT MILL, SC
29715, 800-288-3212. Please note that,
pursuant to O.C.G.A. § 44-14-162.2,
the secured creditor is not required to
amend or modify the terms of the loan.
To the best knowledge and belief of the
undersigned, the party/parties in pos
session of the subject property known
as 347 BROOKWOOD CIRCLE, FOR
SYTH, GEORGIA 31029 is/are: MARY
ELLEN THOMAS A/K/A MARY E RID
LEY AND SEIGE R RIDLEY or tenant/
tenants. Said property will be sold
subject to (a) any outstanding ad valor
em taxes (including taxes which are a
lien, but not yet due and payable), (b)
any matters which might be disclosed
by an accurate survey and inspection
of the property, and (c) all matters of
record superior to the Deed to Secure
Debt first set out above, including,
but not limited to, assessments, liens,
encumbrances, zoning ordinances,
easements, restrictions, covenants, etc.
The sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code; and (2) final confirmation and
audit of the status of the loan with the
holder of the security deed. Pursuant
to O.C.G.A. Section 9-13-172.1, which
allows for certain procedures regarding
the rescission of judicial and nonjudi
cial sales in the State of Georgia, the
Deed Under Power and other foreclo
sure documents may not be provided
until final confirmation and audit of
the status of the loan as provided in the
preceding paragraph. WELLS FARGO
USA HOLDINGS, INC. SUCCESSOR
BY MERGER TO WELLS FARGO FI
NANCIAL GEORGIA INC as Attorney
in Fact for MARY ELLEN THOMAS
A/K/A MARY E RIDLEY AND SEIGE R
RIDLEY.
THIS LAW FIRM IS ACTING AS
A DEBT COLLECTOR ATTEMPT
ING TO COLLECT A DEBT. ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
00000008279010
BARRETT DAFFIN FRAPPIER
TURNER & ENGEL, LLP
4004 Belt Line Road, Suite 100
Addison, Texas 75001 T
elephone: (972) 341-5398.
11/9-11/30
22-451
NOTICE OF PUBLIC HEARING/CITY
OF FORSYTH/ZONING VARIANCE
APPLICATION
Notice is hereby given that the Mayor
and Council of the City of Forsyth, at
City Council Chambers at City Hall at
23 E. Main Street in Forsyth at 6:00 PM
11/2-11/16
22-452
NOTICE OF PUBLIC HEARING/CITY
OF FORSYTH/ZONING VARIANCE
APPLICATION
Notice is hereby given that the Mayor
and Council of the City of Forsyth, at
City Council Chambers at City Hall at
23 E. Main Street in Forsyth at 6:00 PM
on the 21st day of November, 2022, or
as soon thereafter as the matter may be
reached, will conduct a public hearing
and consider the application of Ragan
Peluso, with regard to a variance appli
cation on property designated as Mon
roe County Tax Parcel F17 007, located
at 183 Martin Luther King, Jr. Drive in
Forsyth.
The application for the variance seeks
a commercial usage of the property for
the interior/inside sorting of materials,
without outside storage of materials.
Prior usage of the property has been
for automobile services.
The current zoning of the property ac
cording to the zoning map of the City
of Forsyth is “Conditional Use” for
automotive service without sales, and
the zoning shall be amended to Con
ditional Use/Interior Sorting, without
outside storage of materials.
The public hearing will be conducted
in accordance with the procedures set
out in the Zoning Ordinance of the
City of Forsyth and generally pursuant
to Article 31 of the City Zoning Code
(Public Hearing Procedures).
This 25th day of October, 2022.
Mayor and Council of the City of
Forsyth
11/2-11/16
22-453
NOTICE OF PUBLIC HEARING/MON
ROE COUNTY/ZONING VARIANCE
APPLICATION
Application: 2022-21
Filed for location: 132 Jenkins Road,
Forsyth Ga 31029
Parcel ID: 090 032G
Property Owner: John and Robert Jen
kins
Applicant: Robert Murray
Variances are being requested. 1) Di
vision of 3 lots on a pond less than a
3-acre minimum in Agriculture. 2) Di
vision of 3 lots on a private road less
than a 10-acre minimum on a private
road. 3) All lots will be landlocked,
including the remaining parcel. 4) No
road frontage except for the private
road. 5) Curb cuts 6) Section 4.1.4. of
the subdivision ordinance. The possi
bility of permanent and/or temporary
structures.
Planning and Zoning Public Hearing:
Monday, November 28, 2022, at 5:30
p.m.
Board of Commissioners Public Hear
ing: Tuesday, December 6,2022, at 6:00
p.m.
Public Hearing Location: 38 West
Main Street, Forsyth, Ga 31029.
For questions and concerns, please
contact Kelsey Fortner, Community
Development Manager at 478-994-
7040, kfortner@monroecoga.org or
visit www.monroecoga.org, Facebook
Page or Instagram
11/9- corrected
22-454
NOTICE OF PUBLIC HEARING/MON
ROE COUNTY/ZONING VARIANCE
APPLICATION
Application: 2022-23
Filed for location: 578 Old Union Gin
Road, Forsyth, Ga 31029
Parcel ID: 061 024
Property Owner: James David Warren
Applicant: James David Warren
Variance for road frontage shortage on
a 24.9-acre tract that is wishing to di
vide. The acreage is sufficient per our
ordinance, but the proposal will leave
part of the road frontage at 115’ which
is 35’ less than required. This will cre
ate one flag lot as well due to the road
frontage shortage.
Planning and Zoning Public Hearing:
Monday, November 28, 2022, at 5:30
p.m.
Board of Commissioners Public Hear
ing: Tuesday, December 6,2022, at 6:00
p.m.
Public Hearing Location: 38 West
Main Street, Forsyth, Ga 31029.
For questions and concerns, please
contact Kelsey Fortner, Community
Development Manager at 478-994-
7040, kfortner@monroecoga.org or
visit www.monroecoga.org, Facebook
Page or Instagram
11/9- corrected
22-455
NOTICE OF PUBLIC HEARING/MON
ROE COUNTY/ZONING VARIANCE
APPLICATION
Application: 2022-24
Filed for location: 594 Indian Springs
Drive, Forsyth, Ga 31029 (and Mize
Street)
Parcel ID: F14 005, F13 001
Property Owner: Frank Perez, Perez
Leasing Inc.
Applicant: Frank Perez, Perez Leasing
Inc.
Conditional Use for a 9.5 commercial
acre tract on Indian Springs Drive and
Mize Street. This conditional use is re
quired due to the lot being within 300’
of residential or agricultural property.
Property owner is requesting a Mini
Storage, RV & Boat Storage/office with
warehouse space.
Planning and Zoning Public Hearing:
Monday, November 28, 2022, at 5:30
p.m.
Board of Commissioners Public Hear
ing: Tuesday, December 6,2022, at 6:00
p.m.
Public Hearing Location: 38 West
Main Street, Forsyth, Ga 31029.
For questions and concerns, please
contact Kelsey Fortner, Community
Development Manager at 478-994-
7040, kfortner@monroecoga.org or
visit www.monroecoga.org, Facebook
Page or Instagram
11/9- corrected
22-456
NOTICE OF PUBLIC HEARING/MON
ROE COUNTY/ZONING VARIANCE
APPLICATION
Rezoning, Conditional Use, Variance
Application in Agriculture
Monroe County Planning and Zoning
Application: 2022-25
Filed for location: High Falls Road
(Address to be assigned)
Parcel ID: 013A 019B
Property Owner: Dhirendra Mody
Applicant: CO Development Partners/
High Tide Consultants
An application to rezone a 3.24-acre
tract on High Falls Road to Commer
cial from Agriculture. A conditional
use is being requested since this par
cel is within 300’ of non-commercial
property. A variance is requested for
parking spaces as well. Ordinance: 1
per 200 sq ft of GLA or 53 spaces. Re
quest: 1 space per 292 sq ft of GLA or
36 spaces. This request is for a 10,500
sq ft retail business, a Family Dollar
and Dollar Tree.
Planning and Zoning Public Hearing:
Monday, November 28, 2022, at 5:30
p.m.
Board of Commissioners Public Hear
ing: Tuesday, December 6,2022, at 6:00
p.m.
Public Hearing Location: 38 West
Main Street, Forsyth, Ga 31029.
For questions and concerns, please
contact Kelsey Fortner, Community
Development Manager at 478-994-
7040, kfortner@monroecoga.org or
visit www.monroecoga.org, Facebook
Page or Instagram
11/9- corrected
22-457
NOTICE OF PUBLIC HEARING/MON
ROE COUNTY/ZONING VARIANCE
Application: 2022-26
Filed for location: 4018 Johnstonville
Road, Forsyth, Ga 31029
Parcel ID: 038 025A, 038 024B
Property Owner: Lemie Bales III, BCB
Properties
Applicant: Lemie Bales III, BCB Prop
erties/ George Vedder
A variance is requested for the creation
of a 30’ private road with lots over 3
acres but less than 10 acres on a private
road.
Planning and Zoning Public Hearing:
Monday, November 28, 2022, at 5:30
p.m.
Board of Commissioners Public Hear
ing: Tuesday, December 6,2022, at 6:00
p.m.
Public Hearing Location: 38 West
Main Street, Forsyth, Ga 31029.
For questions and concerns, please
contact Kelsey Fortner, Community
Development Manager at 478-994-
7040, kfortner@monroecoga.org or
visit www.monroecoga.org, Facebook
Page or Instagram
11/9- corrected
22-458
NOTICE OF PUBLIC HEARING/MON
ROE COUNTY
UNIFIED DEVELOPMENT ORDI
NANCE FOR MONROE COUNTY,
GEORGIA
Monroe County Planning and Zoning
A series of public hearings will be held
for a newly proposed Unified Develop
ment Ordinance in Monroe County.
This document can be found on our
website www.monroecoga.org, picked
up from our office or it can be request
ed by email.
The Planning and Zoning Public Hear
ing will be held Monday, November 28,
2022, at 5:30 pm.
The Monroe County Board of Com
missioners Public Hearings will be
held Tuesday, December 6, 2022, at
6:00pm.
At these public hearings, the following
matters will be discussed: adoption of
the Unified Development Ordinance
generally; policies and procedures for
conduct of public hearings; standards
for the exercise of the zoning power;
the readoption of official zoning map;
the regulation of signs; and other mat
ters contained within the Unified De
velopment Ordinance.
Both public hearings will be held at 38
West Main Street, Forsyth, Ga 31029.
For questions and concerns, please
contact Kelsey Fortner, Community
Development Manager, at 478-994-
7040, kfortner@monroecoga.org,
Facebook or Instagram.
11/9- corrected
Seek Relief: Finding Balance
Investors
by Jason D. Jungberg
jason.jungberg@stifel.com
Article provided by Jason D. Jungberg, AAMS™
and Michael C. Ketterbaugh, both Senior Vice
President/Investments with Stifel, Nicolaus &
Company, Incorporated, and prepared by
Michael O’Keeffe, CFA, Chief Investment Officer.
This year, we have been challenged
to find a balance within the issues that
have added to market volatility,
including the Fed’s rate hikes, geopo
litical concerns, continued inflation,
supply chain pressures, and more. As
we approach year-end, Stifel’s Invest
ment Strategy team is hopeful that
some relief for investors may be on its
way. Let’s dig in.
The Takeaway: We Should Find
Balance in Several Areas, Providing
Some Relief
Midterm Elections - The midterm
elections will clarify future priorities
for Congress and President Biden.
Supply Chain - Easing supply chain
pressures and other real-time data are
signaling the potential for cooling
inflation.
Federal Reserve - The Fed may be
shifting subtly to a “pause and watch”
policy.
Labor Markets - The solid labor
market lessens the odds of the Nation
al Bureau of Economic Research
(NBER) declaring a recession.
Earnings Growth - Expected 2022
earnings growth has declined, but
third-quarter results and expected
future earnings growth are holding up.
Relief and Recovery - We expect some
relief and recovery in the markets as
investors further assess these areas of
balance.
Geopolitical Risks - Geopolitical risks
remain and should be closely moni
tored.
In-Depth: Improved Balance May
Well Appear in Many Areas Soon
Midterm Elections - With the Demo
crats holding the majority seats,
Republicans appear to have an advan
tage with the upcoming election.
Polls have been showing that the
majority of voters see the country on
the “wrong track,” with concerns
about inflation, the economy, immi
gration, and crime.
Inflation - Measures of supply chain
pressures have eased, with the Federal
Reserve Bank of New York’s Global
Supply Chain Pressure Index at 1.05,
much improved from its December
2021 peak at 4.30. This points to the
prospect of cooling inflation, and
finding balance on inflation has been
a top priority.
Recession Risk - Investors, govern
ment officials, and the public all rely
on the bipartisan NBER to determine
when we are in a recession. The
experts focus on measures like real
personal income, nonfarm payroll
employment, consumer spending, and
industrial production. Since these
determining factors have been
positive as of mid-October, the NBER
is less likely to declare a recession.
Market Recovery - The markets are
hovering near 2022 lows, but equities
have recovered some. The 10-year
Treasury rate has fallen from 4.2% to
3.9%, providing some recovery in
bond market values.
Geopolitical Risks - We still see
geopolitical tensions worldwide,
despite finding some balance. Our
focus includes the Russia-Ukraine war
and the risk of Putin getting more
aggressive, China’s policy shifts and
territory tensions in Taiwan, Hong
Kong, and the South China Sea, and
shifts in the UK leadership after
imbalances between monetary and
fiscal policy destabilized markets.
Conclusion
This year has been about balancing
acts. Imbalances have driven
sustained, higher inflation through
the year and other problems, driving
both equity and bond markets lower.
Despite geopolitical risks, more
balance in many areas has been seen.
More balance may provide the
markets a move toward recovery.
Opinions expressed are subject to change
without notice and do not take into account the
particular investment objectives, financial
situation, or needs of individual investors.