Atlanta tri-weekly journal. (Atlanta, GA.) 1920-19??, December 11, 1920, Page 6, Image 6

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6 M NEWS AND VIEWS FOR THE PROGRESSIVE FARMER No Fire—No Waiting. L': ' Save time, meat and money by smoking meat the modern way. Vj Instead of fussing with a smoke in bouse, finish the job quickly with rCC.Liquid Meat 'Actual condensed smoke-vapor Qit 'from hickory wood. Contains everything M found in wood smoke. fS Prevents Skippers and Shrinkage, i *’ You lose 10 to 20 per cent of your meat 'fej (when you smoke it over a fire. No loss ’with K. C. Liquid Meat Smoke. Simply applied with brush or cloth. Keeps all insects away—gives delicious flavor, A 75c bottle smokes 200 pounds; $1.25 bottle smokes 400 pounds. sss Guaranteed K. C. Liquid Meat Smoke is guaranteed to be entirely satis- “ ' factory or money refunded. Be cure to <et the genuine. If your dealer can’t enp ♦ly you. write os, giving hia name and - £ gfte’U send you a free book on curing meat. K. C. Liquid Moat Smoke Co. Kansas City, Mo. Wrappers Write for our Free Book which gives complete instructions how to grade furs. Valuable informa tion about furs never before published. Also our book, "Fur Facts,” a combination trap pers’ supply catalog and latest trapping methods. Two Valuable Books Free. Write to Abraham Fur Company 116 Abraham Bldg, St, Louis, Mo. All makes, singles or twins. Every machine expertly rebuilt, tested, guaranteed in perfect shape. Send 2c for bulletin of • *Tall bargains in rebuilt motor- /W : cycles. Saves you half. // r THE WESTERN SUPPLIES CO,.’ 866 Hayutln Bldg., Denver, Genuine Song-o-phone cornet, solid metal, higli’y polished. Anyone can play it. Given for selling 25 Jewelry Novelties at 10c each. Eagle Watch Co.. Deot. 461. East Boston. Mass. Saws 40 Cards, z x A-iSovemmenl I ISttEfi&vKK, VSijBOiL I \ Ottawa Buzz i Moursetf and to ‘ J pm Smail Sell at High Prices! A ¥ , or ed NLA ■ wood Beat the Coal Shortage with the Ottawa Log Saw and make oig money. . Cut your entire winter's fuel supply quick, then make big " 1 WaMßa- profits sawing wood forothers and selling woodin nearby towns. Pro rides cheapest and most plentiful fuel at a cost of about l’/jc a cord. Wheels Like tDo the work of 10 to 15 able-bodied men at one-tenth the cost with the a Barrow ‘4 OTTAWA IOG. SAW Cuts Down Trees—Saws Lugs by Power Pulls Over 4 H. P. Makes 810 saw cuts a minute. Direct rear drives saw—no chains to tighten; no keys; no set screws. 4-cycle Frost L. Proof Engine with counter balanced crank shaft. Oscillating Magneto Ignition, no batteries ever needed, and Automatic Governor with iCT'- Speed Regulator. Uses littlo fuel. Easy to operate. As easily moved by one man as wheelbarrow. When not sawing, engine runs pumps, feed grinders, etc, 30 riah Every Ottawa Cash ot Easy Terms, Get our <u mow J ' shipped on 30 days trial. Must fulfill payment plans of purchase and find Cm to Cui 10-year Ottawa Guarantee. Fornear- outhoweasy itistoownanOTTAWA jEWS'y 20 years we have been sellingdirect Log Saw. It will soon pay for itself. Any man jKJkhJJa from factory to users, saving them with Jogs to cut can not afford to be without Ewk; thousands of dollars. Now over 10,000 this Log Saw and he can soon own it under our KgjJ? satisfied users all over the world. wonderful selling plan. Write at once for Special ■'■ —w■■ r—■■» i■ —m— i k vJriTCr Offer and Low Direct . Cuts Down 1 rves Factory Price; also Free Book, fully illustrated, show- Level With Ground ing how thousands of Ottawa users have paid for H KSL ftwS their lor mwj in a few weeks. Don’tdc lay. It costa nothing , to investigate. Ju«t Bend ynur nenie and address on n I gj —““—j 4 twKM •ard fur complete information and special introductory oner. a , OTTAWA MANUFACTURING CO. 853 Wood Street Ottawa, Knnna- V vhange ln-tn i ' -eaa*® >u '* '"Tree -Ha h tiler and bu. k Btfaln. International 8-16 The Adaptable Farm Power ObJ sun-baked slopes, tn rain- The International 8-16, because soaked valleys, on rolling up- of its light weight, snug compact lands and level plains— everywhere ness, ease of control, generous you will find International 8-16 reserve power above its rating for Kerosene Tractors working effici- emergency pulls, three speeds for ently, converting cheap kerosene ward, economical operation and into valuable farm power. generalfitnessfordiversifiedservice, Plowing, disking, seeding, culti- ,s hl B h ' y p ° pul , ar Wlth , farmers in vatingorchards, haukngheavyloads every branch of agriculture, on road and farm, pulling stumps, Fifteen years of tractor building dragging roads, drawing mowers, experience and over three-quarters hay loaders, grain harvesting ma- of a century of general farm ma chines; threshing gram, baling hay, chine success, backed by a broad cutting ensilage, sawing wood —on as-agriculture *• reputation for fair' all heavy farm tasks where depend- dealing, good quality and depend able power is required either at the able after-sale service these fac drawbar or belt pulley International tors are-your assurance of satisfac -8-16 Kerosene Tractors are render- tion when you buy an International ing satisfactory, year-’round service. 8-16 Kerosene Tractor. International Harvester company OF AMERICA CHICAGO (INCORPORATED’ S A 92 Branch Houses in the United States THE ATLANTA TRI-WEEKLY JOURNAL. Joseph A. McCord, of U. S. - R eserv eßank, Stresses Need Os Financing Crop Exports BY GAEL TAYLOR (Staff Correspondent of The Journal) MACON, Ga., Dec. B.—Hearty sup port of the several finance corpora tions being formed under the Edge act to finance crops for export, was urged here today by Joseph A. Mc- Cord, chairman of the board of the Atlanta Federal Reserve bank, in his address before the annual meeting of the Tri-State Credit Men’s confer ence. ~ These corporations, he said, mean much to the southern farmer, and should be given the backing of every class of southern business man. He declared that such organizations as the Federal International Banking company, the American Products Ex port and Import corporation, and similar organizations will enable southern products to be marketed abroad by establishing credit be tween the south and European coun tries, especially the nations of cen tral Europe. , Air McCord further declared that thev will enable the farmer to secure enough credit to market his crops in orderly procession and not be forced to dump them on the maiket all at ° n "Righ.t' at this particular moment these corporations mean more to tne farmers of the south than any out thin"” said Mr. McCord, and I cannot urge too strongly the necessity of their support. All classes of southern busines men must get be hind them and help them to Junction properly, so that prosperity of the south mav be insured for all times. Mr. McCord declared that the Fed eral Reserve bank has always taken care of the farmers’ notes, and is doing so now through the member ba "We now have under discount,” said Mr. McCord, ‘‘volumes of loans traceable direct to the farmer. Day bv day we are taking his note se cured by warehouse receipts covered by insurance for cotton, corn, oats, wheat, peas, peanuts, beans, tobacco, naval stores, and in fact, nearly all of the products raised in this dis trict.” Mr. McCord sketched the history of the Federal Reserve system. He showed that It is the fourth banking system to be established by the gov eminent, but the first to be estab lished in time of peace with the pri mary object of serving the normal requirements of the nation’s busi ness, whereas the others were estab lished to meet a national emergency. But yet the present system, as he showed, was called on to tide the country over the greatest financial crisis in history, and did so with splendid success while carrying the nation’s business also. The following excerpts from Mr. McCord’ss address hold particular significance for southern farmers: ‘‘The Federal Reserve bank, of Atlanta, has discounted for its mem ber banks the merchant’s note, the manufacturer’s note, the farmer’s note and the cattle raiser’s note, and even after the farmer has matured and gathered his crops, placing his non-perishable products in ware house and insurance the same, the Federal Reserve bank has made loans thereon up to 80 per cent of the market value of the product. The officials of the federal reserve board and the officials of the Federal Re serve banks have been criticized and condemned seriously because it has been said that they have not loaned the farmer money. I deny such a statement. We have always taken care of the farmer’s note. There has not been a year in the exist ence of the Federal Reserve banks that the farmer’s paper has been re fused discount. There has not been a year that his products, after be ing gathered, have been refused dis count in the Fedehal Reserve bank, of Atlanta, when offered by our member banks. We now have un der discount volumes of loans trace able direct to the farmer. Day by day we are taking his note secured by warehouse receipts covered by insurance for cotton, corn, oats, wheat, peas, peanuts, beans, tobacco, naval stores, and in fact, nearly all of the products raised in this dis trict have been put in warehouses and accommodations have been grant ed thereon by the Federal Reserve bank. Therefore, we are willing to meet the criticism of any man who says to the contrary. ‘‘Some one has said, why not issue currency and loan the money to the farmer on his cotton, not knowing that such transactions were already’ in process, and have never 'ceased from the time the Federal Reserve banks started until this date. Some one has said, you have plenty of currency on hand, why don’t you 3- lieve the stringency? But when I tell you that the country is as full of currency as the country will stand, you, no doubt, wonder at such a statement. When I tell you that we are redeeming currency at our win dows day by day in larger volumes than we are putting out day by day, then you can see that the people have all of the currency that they need. But it is not currency they want. It is credit they want, be cause they are indebted to mer chants, manufacturers and bankers in other districts, expecting to real ize on the collections for goods sold by them, which they have not been able to do, and they are asking ac commodations, based, it is true, upo,. good sound principles, but they are asking for credit and not currency. Currency they have, but they need credit to liquidate their obligations abroad.” Close of Season Is Good, Time to Make Annual Property List With another season of farm work fast drawing' to a close, the United States department of agriculture is urging that an annual property list or inventory be made by every farm er. It is the only means, department specialists say, whereby farmers may know accurately their net financial worth, what progress they are mak ing from year to year, and how their investment in farm property is be ing distributed. Property lists, or in ventories, made in accordance with a plan outlined in the office of farm management, United States depart ment of agriculture, are not difficult to make and are of great value to any farmer who is striving to better his condition, overcome obstacles to success and place his business af fairs on a secure foundation. To drift along year after year, not know ing whether toward success or failure, is not the practice of business men. Specialists of the department are pre pared to give complete directions for making a farm inventory that will put the farm on a business basis. Risks Life for Sheep BARMOUTH, Eng.—While many persons looked on David Griffith risked his life to save a sheep. He was lowered by a rope a distance of 300 feet to a place where the sheep had remained for five days. He grasped the animal, and both were hauled to safety. AKD SUCCESSFUL FARMING Andrew K CJovle IW Facts About Our Soils The soil is our primary resource, and probably we know less about it than any of our fundamental pos sessions. We buy and sell land ac cording to our notions of its value, but not in accordance with the basic facts which should govern transfers of this character. Land is worth the amount of plant food it contains and the rate at which this plant food may be made available to growing crops. In our soil survey of Geor gia, we find, for instance, that some of the areas devoted to the cultiva tion of cotton contain to a depth of twenty-one inches greatly varying amounts of nitrogen, phosphoric acid and potash. The Cecil clay loam, for instance, was found to contain on the basis indicated 2,263 pounds of nitrogen. The Appling coarse sandy loam was found to contain 758 pounds of nitrogen. Os phosphoric acid, the Tifton sandy loam contained 1,315 pounds and the Cecil clay loam 3,255 pounds. The Appling sandy loam contained 8i,160 pounds of potash and the Tilton sandy loam 10,908 pounds. Therefore, these different soils vary greatly in their content of plant food and its availability. Hence, each one requires to be analyzed and tested carefully in order that we may gain some definite understand ing as to its basic defects and needs and the methods which should be followed to correct the same and grind the plant food constituents of the soil’ into proper equilbrium in so far as the crops to be grown on the land are concerned. Soil Facts Plant Food, Depth 21-Inch Acre Basis. Total Pounds Per Acre ' Nitro- Phos- gen. Acid. Potash Cecil clay 10an2,262 3,255 35,150 Appling coarse sandy loam 758 1,110 85,160 Orangeburg sandy loam. 1,544 1,983 15,000. Tifton sandy loam 2,516 1,315 10,90 S Availability, per eent... 2 1 25 Cotton crop, one bale, pounds 84 30 49 Tifton sandy loam, lbs. .50 13 ,27 \pply 640-lb. fertilizer, pounds 28 67 50 Result Five-Year Average No fertilizer, 973 pounds seed cotton. With fertilizer, 1,329 pounds seed cotton. Cost fertilizer, $20.48; profit, $40.32. Is it not astonishing that we have given so little thought and attention to a study of the soils of our state when this knowledge is essential to the effective and economical grow ing of crops? Yet, it will take many years to complete the soil survey of Georgia on the basis of appropria tions received for this work at pres ent. There are those who question the desirability of this work, and if they had their way, would elimi nate the small fund now made avail able for studies of this character. We cannot hope to develop a perma nent or worth-while type of agricul ture without an intimate, accurate knowledge of our soils. This can only be acquired through the aid ot prolonged and carefully carried out chemical research work. It is dif ficult to see how the state can af ford to neglect the liberal endow ment of work of this character. It would seem that it was of such vast importance to the advance of the commonwealth that its liberal sup port would be regarded as necessary to the public welfare. Attention is directed to the fact that under boll weevil conditions we must figure on raising one bale of cotton per acre. Under the most favorable circumstances, not over fifty pounds of nitrogen, thirteen pounds of phosphoric acid and twen ty-seven pounds of the potash con tained in the Tifton sandy loam de scribed on the opposite page could become available to a crop of cot ton. Let us supplement this fer tilizer somewhat on the basis of the needs of the cotton crop and for the purpose of supplying the ele ments in which the soil in question is shown to be most deficient. What is the result when no fertilizer was used? The yield of cotton was 973 pounds; with 840 pounds of fertilizer supplying twenty-eight pounds of nitrogen, sixty-seven pounds of phos phoric acid and fifty pounds of pot ash, the yield became 1,329 pounds of seed cotton per acre.». The fer tilizer used cost $20.48. The profits tam its use were $10,32 per acre. .Xpply these results to the cotton lands of Georgia and see the vast potentialities which lie ahead in cot ton raising. When the composition of the soil is understood and its deficiency is supplied through the use of commercial fertilizer on a basis commensurate with its needs, the yiel dper acre is greatly in creased and the cost of growing it greatly reduced. This presents all the evidence needed to demonstrate even to the most reluctant mind the importance of providing our people with an in timate knowledge of the situation and of giving the rising generation of boys and girls that character of instruction that will enable them to interpret soil /types with skill and intelligence. Thus alone can we put our agriculture on a permanent basis and make the children of fu ture generations the dominating fac tors in the situation. Notes on Saving Seed Corn It goes without saying that the ears of seed corn brougha in from the field should be be fore they are shelled. In accom plishing th'is end satisfactorily, it is good practice to husk all the ears and lay them out on a table where the desirable and undesirable quali ties can be quickly determined. The unsatisfactory ears can then be rapidly eliminated and only the choice ears saved to be shelled and stored for seed. There are a few minor points in the selection of corn which are probably not always practiced. In treating corn with carbon bisulphide remember that lights should not be used. Smoking should also be avoided as this material is inflam mable. It is onlv necessary to use a small amount for the treatment of the seed corn which will be used on the average farm. One-half a pint is plenty to use for the treat ment of a barrel or a tin lined box containing ten bushels. One pound would be sufficient to thoroughly fumigate a tight room or a bin ten feet square. As a rule, it is good practice to air the corn thoroughly after it has been fumigated. The treatment does not need to be kept up for more than twenty-four hours. One to two dollars should buy enough carbon bisulphide to thor oughly fumigate a sufficient quant i ity of seed to plant fifty to sixty acres of land. ; In this connection, it is probably | wise to call attention to the de | sirability of selecting ears of corn | which have developed a long, tight ■ fitting shuck. It is more difficult for weevils to infest and damage ears of this type previous to har vest or immediately thereafter. Corn naturally tends to produce suckers. This is a well defined characteristic. The sucker is of no benefit and takes away from the strength of the plant. Therefore, select ears from stalks that have developed no suckers in so far as possible. Data About Georgia Lands A. S. Findley, Ohio, writes: I wish some information in re gard to your state. What can you raise and what can one pur chase land for? Is there plenty of timber and how is it for rais- ’ ing cattle and hogs? How is the water and is there plenty of rain fall? There is ac good agricultural de velopment in Georgia as elsewhere in the United States. Lands are rea sonable in price in proportion to what they will produce. Our winters are mild with consid erable rainfall, and our summers are not extremely warm. Os course, people’s opinion about the weather will vary materially. One should not forget that our season of' heat is much longer than that prevailing in Ohio, for instance. Our crops are mostly made, however, by July. Al most any crop you (Jesire to grow can be raised successfully in Georgia. Our principal field crops are cotton, corn, cowpeas, peanuts, sweet potatoes and truck crops. A good deal of fruit is produced in Georgia, especially peaches and apples. Georgia stands seventh in hog production, and we have very good dairy and beef en terprises as well. There is a'good deal of timber land, especially where the timber has been cut off once and has grown up again. The price of land varies according to its convenience to schools, railroads and churches. Twenty-five dollars per acre and upward will be the price of land, depending on whether it is improved or unimproved. In the southern part of the state hog-raising can be engaged in advantageously, apple growing is adapted to the northern part and peach production to middle Georgia. The water in Georgia is of excellent quality and the rainfall is abundant and well dis tributed. A Good Whitewash for Outbuildings E. H. M., Tazewell, Ga., writes: I wish a formula for whitewash ing barns, ginhouses, mills, etc. I want one that will not wash off easily and that will last a long time. There are, of course, many white washes which can be made and used with considerable satisfaction. Many of these, as you state, do not last satisfactorily, especially when used on the outside of outhouses, barns, gins and other outbuildings. This being true, considerable effort has been made from time -to time to find a whitewash that would be lasting and prove satisfactory, through con siderable periods of time. After a good deal of experimenting, the fol lowing mixture was prepared. This formula has now been used for a long time. Some people have called it the government whitewash mix ture, because it was extensively used by various federal agencies. In any event, we know from experience that ;t is one of the most satisfactory whitewashes: Slake a half bushel of unslaked lime with boiling water, keeping it covered during the process. Strain it and add a peck of salt dissolved in warm water, three pou/nds of ground rice, put in boiling water and boiled to a thin paste, half a pound of powdered Spanish whiting and a pound of clear glue dissolved in warm water. Mix these well together and let the mixture stand for several days. Keep the wash thus prepared in a keitle or portable furnace and when used put it on as hot as pos sible with either painter’s or white wash brushes. The 801 l Weevil in North Georgia W. H. R., Dawsonville, Ga., writes: I am sending you some bugs and ■wish to know if they are the boll weevil. I found them in some rotten cotton bolls. If they are the cotton boll weevil what kind of cotton will I have to plant next year to get the best results? A careful examination of the bugs leads us to believe that they are boll weevils. I regret to have to convey such unpleasant information to you, but there seems no escape from that disagreeable fact. I was surprised to know that they had invaded your county and were present in your cot ton fields in any considerable number. You should of course destroy the cot ton stalks by plowing them under as deeply as possible. This should have been done earlier in the season as you could have destroyed many more of them by following out this plan. There is a chance to destroy a good many of them yet. So, turn under the stalks as soon as possible. You should endeavor to select an early-maturing variety of cotton for your section. This is the best means of fighting the weevil. I thought that probably at your eleva tion the weevil would be injured by the winter freezes and that he would find it difficult to establish himself and maintain his hold on that ac count. College No. 1 cotton is a good va riety for your section of the state. It was grown with considerable suc cess last year where the boll weevil did much damage. It matures ear lier than other varieties, has a good staple and yields a fine grade of seed. Those who. tested it last year regard it with\a good deal of favor. I think you should- plant at least an experimental area of this variety on your farms. If it does well, you can save your seed and let your friends and neighbors have some of it. By doing this, you will be serv ing your community to advantage. ’The Fertilizing Value of Velvet Beans G. C. 8., Dublin, Ga., writes: I would like to know the value of velvet beans for fertilizer. I would like the analysis both in the hull and without the hull, and whether or not the ground beans will become fully avail able the first year for fertilizer. Velvet beans, when ground with out the hull, contain approximately 3.49 per cent of nitrogen, 1.70 per cent of potash and 1 per cent of phos phoric acid. A ton of beans without the hulls would, therefore, contain about 70 pounds of nitrogen, 34 pounds of potash and 20 pounds of phosphoric acid. If the hulls are ground in with the beans, the per centage of nitrogen will then be re duced to 2.64, the per cent of pottish to increase to 1-72 and the phosphoric acid reduced to .8. A ton of these beans and hulls ground together will contain, therefore, approximately 53 pounds of nitrogen, 16 pounds of phosphoric acid, and 34.4 pounds of potash. The only constituent effect ed to any material extent by grind ing the hulls with the beans is the nitrogen. This is not objectionable if you expect to use them as fertil izer, because the nitrogen is even then in proportion to the oth£r con stituents. The plant food element contained in velvet bean meal will become available for fertilizing purposes the first year. Here’s the Difference Between Cheap Scrubs And Pure Bred Stock BY W. J. SHE ELY, Clemson College Five dollars’ worth of iron made into horseshoes sells for $lO, but made into hair springs for watches it sells for more than a million dol- I lars. Feed and roughage converted into scrub cattle bring only a moder ate return, but converted into pure breds, they bring astonishing prices. Change your feedstuff into pure breds. Why put your good feed Into a scrub that is worth only S4O at a year old— When you could put the same feed into a purebred and sell it for $65? Why pay $75 for a scrub bull that is worth less than sso— you can get a purebred bull for S2OO that is worth SSOO on twen ty-five cows? Why breed scrubs that will kill out cnly 45 to 48 per cent — When you can breed purebreds that will kill out from 52 to 64 per cent? Why use a scrub bull that sires a nondescript bunch of measly calves — When you can use a purebred bull that will sire calves of uniform color, size and conformation that will please the eye of the buyer, thereby putting more money in your pocket? SATURDAY, DECEMBER 11, l»20. Thirty-Cent Cotton Is Predicted for South By Business Authority That he would not be surprised to see cotton go back to 30 cents in the not distant future, was one of the encouraging statements made Tues day night by J. H. Tregoe, secretary of the National Association of Credit Men, in the course of an address to the Atlanta Association of Credit Men at their December meeting held in the Piedmont hotel grill. Mr. Tregoe is one of the recog nized authorities on economic ques-c tions in the United States. He is thoroughly informed as to business conditions in every section of the country, as well as abroad. His ad dress consisted of a searching an alysis of the causes and conditions underlying American business for the last five years, which culminat ed in the sudden deflation comrffShc ing a few months ago, and of a re view of the prospect in tne future. The latter portion of his address was optimistic in a high degree. There is nothing ahead to cause un easiness or discouragement, declared Mr., Tregoe. but on the contrary the country will soon be in the midst of a great era of prosperity and ev erybody will be looking back over the present conditions and wonder ing why -they caused alarm. With particular reference to cot ton. Mr. Tregoe said: “Your cotton of the south—don't be worried about it. The world must have it. Europe is crying for it. There are men with vision and power who will establish the means of financing exports to those markets temporarily unable to buy. I should be glad to see it go back to 30 cents a pound, and it would not be at all surprising to me if it reached that price in the near future. As to cot ton, I repeat, do not be alarmed. Be strong, cheerful and smiling.” Conditions Analyzed Analyzing conditions from the out set of the down to date, Mr. Tregoe showed that munition profits reached their peak in 1916; iron, steel and coal profits reached their, peak in 1917: mercantile and auto mobile profits reached their peak in 1919; profits as a whole, taking a general average, reached their peak in 1917. He showed that the corporations of the country, of all kinds, in the years 1917, 1918 and 1919, made ag gregate profits of 30 billion dollars, a staggering sum, and of this amount they set aside nine billions in capital investments. The mistake that was made, he said was m putting too much of the nine billions into fixed assets and too little into liquid as sets, with the result that was used for capital, and consequently there ensued an enormous inflation of credit and currency. The armistice, Mr. Tregoe showed, caused manufacturers, wholesalers and jobbers to be uncertain of a continuance of orders, and they cleaned their shelves and made no but instead of a slack ening of orders they received an overwhelming flood of orders and went into the markets and bought, bought, bought, wherever they could find the goods, at whatever prices they had to pay, and everything wen* skyward. Then followed, he said, a “terrific orgy of extravagant spending,” with everybody obsessed by the dollar: the producers creating a panic of buying among the wholesalers and jobbers; the latter creating a panic of buying among the retailers; the latter urging the consumers on and cn to buy at high prices. “The process of deflation had to come,” said Mr. Tregoe. “It ought to have come gradually. If inter est rates had been advanced a year earlier by the federal reserve board, it might have come gradually. But the American people have a peculiar temperament. They plunge into ev erything with such impetuosity. They do nothing by slow degrees. So when a New York department store announced a huge cut rate sale, the house of cards began to tumble.” The Country Is Sound Then followed what Mr. Tregoe described as “ a perfect nightmare of cancellations, in which the busi ness conscience seemed to be gone by the board,” and the business of the country is emerging now from that fever and coming back to nor mal. In this connection he said it was the duty of credit men to exert How to Build AtLowestCost At present prices for material and labor, building seems almost prohibitive. It is out of the question unless the cost can be reduced. Modern methods of fabricated house construction, however, offset the difficulty and re duce labor and material costs to within reasonable reach. QuickbilT Bungalows are manufactured and erected according to approved methods that eliminate all waste and require comparatively only a few of labor. Save Waste Save Labor By our system of fabrication the lumber is QuickbilT Bungalows, prepared according to worked go closely that all waste is eliminated. All modern, improved methods, are almost com of our Bungalows ere designed so that the regu- pleted before they leave our plant, and the erec-’ lar lengths of manufacturing lumber are tion is a matter of only a short time. The aver ' utilized. The customer gets this great age Bungalow can be erected by 4 men in less, saving. than 12 days. o BUNGALuOWS fAcA are snug, and durable, much stronger than t’.io L average home. Their unique system of manufacture and erec- A tion will bring a handsome home within yoilr reach. The most economical method of bungalow construction. Our con struction will save you hundreds of dollars. I \ Catalog FREE W It is ’ worth investigating. Our new catalogue showing J •'' many styles of bungalows in .natural colors will save f you money. Sent free on request "iL-vk 1 Address Dept. 158 H A' Bungalow Dept., ( A. C. Tuxbury Lumber Co., t i fl Charleston, S. C. A ■■ ! . themselves to establish morals in business, for all business, he said, is “founded on good morals.” As to the future, Mr. Tregoe said the country was sound. “Our profits in three years,” he said, “have been three times as great as our cost of participation in the war. The buying power of the coun try is as great as it ever was— far greater, in fact- Temporarily, the buying power is in a state of suspense. But presently it will be gin moving, and the selling power will begin moving, and the whole machinery of business will move for ward again, normally and smoothly.” * The address was one of the most inspiring. Mr. Tregoe has ever de livered to the credit men of Atlanta, and was given a great ovation. An other feature of the meeting was an address by Charles J. Haden, the well-known Atlanta lawyer and busi ness man, on the subject of “Cotton and Credits,” in which he showed that an adequate system of financ ing cotton will make the south the richest country on the face of the globe./ The' meeting was largely attended and enthusiastic throughout. Among the visitors present were Clarence Braden, vice president of the Louis ville Credit Men’s association; C. J. Beane, a prominent credit man of Montgomery; W. S. Jones, president of the Richmond association. After the meeting a large delega tion of Atlanta credit men left for Macon to attend the trl-state con ference in session there Wednesday. U. S. Department Tests Many Samples of Sod During the year ending June 30, 1920, the United States department of agriculture tested 29,639 samples of seeds for farmers preliminary to planting. Os these, 16,442 were test ed in Washington and 13,196 at the five branches. Under the seed im portation act 69,000,000 pounds *of seed were permitted entry during the fiscal year, which was more than the total for the previous three years. Nearly 5,000,000 pounds were held at port, more than half of which was reclaimed and the balance ordered destroyed or exported. Red clover and alfalfa, crimson clover, rape seed, and alsike were among the leading seeds imported. Cheaper Clothing in Egypt CAIRO, Egypt.—Owing to the continued cheapness of cotton the econpinic situation is weakening, the lack of demand causing a reduction in clothing of as much as 20 per cent. Never Too Late to Wed GRIMSB, Eng.—Both aged 80, Mrs. Els ham and William Wilkins, widow and wid ower, were married. They found they, liked each other’s company, lienee the wedding. City of Beggars BOMBAY, India.- —There are 5,000 proses sional beggars in Bombay. A committee which investigated conditions recommended the introduction of an act to prevent pro fessional beggary. 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