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OAINTO 25 POUNDS . _ Brook* vi lle, Mia., Feb. 2Sd. 18M. D*ar Stb??? Please dnd enclosed P. 0 Order for tm6 Dozen SCROFULA. SYRUP???SMITH???S. I have a young man with me who has been cripnled with Rbeuroatira???conid net walk. After takinv Bottles is well???able to go to work. Has aalne^ For sale 88 Wall ???^FAYETTEVILLE GA =LBOnggf ( THE CONSTITUTION: REAL ESTATE LOANS (FIVE YEAR LOANS ON PLANTATIONS IN MIDDLE AND NORTHERN GEORGIA Oa better term, then ere offered In Atlnntn- NegotlAted by FKaNG'18 FONTA IN*. Fitten Builmk*, ATLANTA- GA. VOLUME XVI. TUESDAY MORNING, MAY 20, 1884.???TWELVE PAGES. PRICE 5 CENTS A COMPLETE PAPER. The Constitution. Interests nil Classes and Appeals to aQ Tastes. The leading topic* of this week???s Issue are: Travel and Abvkntubb??????Mr. Cummlng's Ad venture With a Snake,'* ???Two Husbands at s Funeral,??? ???The Mexican Lasso," ???A Panther Hunt," ???Austria???s Empress," ???A Rat-citch* Ing Ctam," ???Old Testament Parchmeuta," ???Found After Twentycne Years,??? ???The Con- sus of Russia," ???The Sagacous Mule.?????? The Sensations of the Week??? BANK FAILURES THE KILLING OF CASH TRIPPLE HANGING. Around the Camp Fire??????Mrs. Mason," ???General fill Van Dorn." Oor Humorous Writers???Uncle Remus, ???Brer Rabbit aiul Brer Wolf," Betsy Hamilton, ???The Marriage of Buck Simpson and Zllphy Ann Dewberry." News of the Week???"All Through Dixie," ???The Week la Congress," ???Nows by Wire," ???Short News Notes," ???Points About Poople," '???Across the Water," ???During the Week," ???Georgia News,??? "The Political Field." TjJlLMAGE'S SERMON: ???PESTIFEROUS LITERATURE.??? The Constitution Departments???"Tho Woman's Kingdom," ???Our Young People," ???Answers to Correspondents," "Farms and Fanners," "The Anti-Liquor Fight," Editorials??????Notes on Current Topics," "Let ters From Our Readers," and many other things of Interest. # Something to please every member of tho family. Ossljr gi.25 a Tear. In Clubs of Five, 01 Kaeh. gnhsCTlbs at Ones. * ALL THROUGH DIXIE. m nwi or Toi win ui thi SOUTHEKJT STAVES. Wfcatthe Southern Folk* ??re Dolnj???The ft.tcst New. 6y Midi *c4 Wlr. to The Constitution. The past week has been crowded with events of the mo9t exciting character. The failures of several banks and business bouses throughout the country reminded one ot the panic of 1873. The danger, however, is now over, and everything will donblless rnn smooth. The killing of Cash and a trippte banging in South Carolina show that the law mnst and shall be obeyed in that atate. Crops are growing fine, and the weather has been ail that could be desired. Kentucky. ???Tts said that new counties are now created In Kentucky (or two purposes???for the benefit cf a landholder who wants a county scat on hli farm and for the benefit of local politicians who wan tho county o IS css. Virginia, t "* s 'TET??n.iiDao, Vn.] j#aj lu.???Tho w.go> ot lira operatives lu the factory of tho Swift Creek cotton manufacturing compiny have been reduced 10 per cent. Tho rcduoilon was made In conscqnonco of the dull trade of domestic goods. This Is one of tho largest factorlca In tho state. Two thousand people from all sections of Vir ginia were at the Wagner concert In Richmond. A Paullct monastery will bo built In the neigh, borhood of Norfolk, Va. South Carolina. Columbia, 8. 0., May IS.???[Special.]???It Is ru mored that Governor Thompson will make an ef fort to go to congress from this district. A panto ular friend of tho goreanor???s says tho report Is not Iruo. Columbia, 8. O., May 15.???[8pccUl.]??? 1 Tho Sow mer???i Guards celebrated their anniversary to-day with a barbecuo and prize shooting at the Eohont> sen Plats, near this city. The day pissed off pleaa- antlj*. The buffalo gnat Is putting an appearanco In Orangeburg county, B. C. A blcydo club has been organized In Greenville, B. 0,. The Columbia, 8. C??? theological seminary has closed nntil next September. Florida. Crop, am doing wotl In Florida. The farmera on the keys of Florida, reported that the pine apple crop will bo largo, Key largo, Florldo, Is having a large trade, and new vessels are being built to accommodate It. Dr. Baldwin, of Jacksonville, Fla., baa carp from two lnchea op to throo foot long. Four bushels of Irish potatoes planted In New- iranarllle. Fla, returned ninety bushels. Improvements am going on all over Key Weal, Fla. The tnrtleaeaaon at Cedar Key, has opened with good prospects. George and Jasper Brown and John Avis killed a bear Tuesday morning about a mile from Daytona, Fla. It weighed dressed four hundred pounds, and Sras very fat. Atrangementa are being made for an editorial walking match in Jacksonville. Mare than 1,500 bushels ot tomatoes hare been this season shipped from Lake Worth outside to Jacksonville. Mississippi. Vk-xiauxs, May 15.???The general assembly ol the Presbyterian church south convened here to. slay, Alter an address by the presiding modera tor, Dr. Pryor, Bev. T. D. Witherspoon, of Louis ville, was elected moderator, Some routine busi ness was then transacted, and a recess sras taken. Tbs evening session was spent in bearing tbs reports of the executive committee and of the churches, and tho convention adjourned until to- Vicuawiw, Mlis., May IS.???The general assem- blyofthe Presbyterian church south, met this morning. Delegates from the Northern general assembly. Rev, Drs. Mitchell and Nelson were in troduced by the moderator and were cordially received. The report of the Columbia theologi cal seminary was read, showing 40 students, no debts and imi roved finances. Columbus, Mira, May 17.-(8peda!.J???This after noon, while Mr. R. B. Spiers, manager ef the tele-' phone exchange, aad his assistant, A. B. Meek, were plajfolly fighting a mock dnel la the ex change ofilce, tie piztol of the Utter proved to be leaded in one chamber, and was discharged, kill, log Mr. Eplerz almost Instantly. It was a deplora ble accident indeed, and brings grief to the whole community. Kaxcszz. Mias., May 17???Colonel J. F. H. Cla* tome, the dlatlognlihed historian, died this mcm- lng, aged 75 years. Be was for many yean propijnffif Jo politics aad represented Mleriaslppl In congress during several terms. Hfs later yean were devoted to the preparation ol a history of Mississippi and the aonthwest. The manuscript of the last volume ol the work was lost in afire which destroyed bln residence a few months ago. North Carolina. Chaulotte, N. C.. May 13.???[Special]???To-days' cold blooded murder was committed at Crump gold mint', tight miles south of hero. One negro nun struck his comptnlon with a pick, and killing him Instantly. Tho two men became engaged In a quarrel, and before anyono could Interfere tho deed w&s done. Rufus Hearn was the name of tbe murdered man, and toe murderer waa named West Thomaason. Tbomreson and Ream worked together at tho Crump mine, and at the Ume tbe quarrel arose Thomauon had pick in his hand with which ho had been digging ore. As Beam advanced Thomatson raised bis pick and let It descend npon Bearn' head with terrible force. The long charp Iron pointed Instrument sank Into Boarn'a head abrut flvo Inches, making a terrible hole, through which a handful of Hearn???s brain wai poured out. Tho blow Imbedcd tbe pick so tightly In tho unform- nate negroe's tknll that In trying to extricate bis body was dragged about ten feet by Thomas son, who. In savagely jerking the pick, finally sue oeeded In Jerking It out. Be then threw the bloody weapon to the ground, and picking up a shotgun qnckly made his escape from tho neigh borhood. Tho causo of the quarrel that led to tho tragedy Is unknown. Jt wsb a meat cold-blooded affair, and the friends ot tho murdered man are terribly Indignant, and vow veugencc. The mur- dcrerla a resident ol Charlotte, and bis family lives here. The killing took place early In the morning, and Thomaason died Just before sun down. Beam escaped to South Carolina, It la thought. Jackson, N. C., people are coining money from mining, Messrs Long A Hooper, near Rest Lai'ort, recently sold from their mine 1200 worth of mica, the work of two banda two weoks. Louisiana. Kbw Ohlxans, May 12 ???The leveo oa Walker???s place broke at 9 o'clock last night. Captain Gnat, of the Mlislsslppl River Valley railroad unt men and material to tho break at once. The water now extends along the railroad track (or a distant* ol several miles. The crevasse waa censed by the breaking ofadykeor dam across thomonthef the Msnabao bayon, formerly koown as Iberville river, once a navigable stream (ram the Mississippi Into Lika Marlpas. BuizviroBT, La., May 13-The river haa risen six Inches. 11 Is now thirty-two feet ono inch above low water and six Inches below the disastrous March flood. New Orleans, May 14.???A dispatch from Alex andria to tho Times Democrat aays: a fiendish murder sras committed near Colfax, Grant parish, last Wednesday, the vlcUm being Frink H Page,and tho murderer William Saunders, colored. Tbe act was prompted by revenge. Page was formally woll know i republican leader In the parish. Be was returning homo from Colfax, where ho had been a witness against Saunders, who was charged with stealing. Page waa waylaid In a lonely place and knocked down with a brick. Saunders beat hla head Into a pnlp. Be then secured a knlf j from Page???s poeket and cut hli throat from car to car. The murderer was seen by a pairing colored boy, who gavo the alarm and Baundors was arrested. Thu Mexican government has appropriated 1200,- 010 for the Now Orleans world's fair. Good stands ol corn and cotton are reported from many accilona of New Orleans. Alabama. I^btipEri^.Ala., May 12.???[Special].???Thiiironi' log Tit about half-j,ail ono o'clock am, this city was visited by a terrible and destructive fire, totally demolishing four frsmo buildings on tbo east ildo. Too general Impression Is that it Is the work ol an incendiary, as all fonr ol tbo buildings were caught in tbe rear cad, and burning in about equal proportions whan first discovered, Among thoso sustaining losses are Clabang <fc Rid' die, general groceries, lost 15,5(0; Insurance t5,0C0 Wilson A Burns, general groceries, lota $8.i??0, Insurance ,2.700; J. G. Savsry, aoloon and billiard hall, loaat5.500, Insurance UStO: Samuel Ghana ler, furniture store, lots 12 009, Insurant* 11,050 The gallant hook and ladder oompany worked faithfully to save the adjoining buildings and esme out Victorians In the end with compsrallv.ly no damigo done, Talladega needs better fire fsdlltiri. MoNTOONESY, Ala., Msy 13.???[3pcclal. ] ???Matt Bunt, muter of trains of the Louisville and Nashvlll railroad, dropped dead this afternoon Montgomery, Ala., May 14 -[Special]???The phumaccuial association elected C U Condlders, ol Mobile, president; R B Collier, vloo president; A B Stollenmauck, of Birmingham, second vice pres- idem; K P Galt, secretary; M M Stone, treasurer: L L Brodfletd, W F Punch, and R B Wlldman, execmtve committee. Adjourned to meet In Anniston on the first Tuesday in May next. Mobile, Ala.. May 14.???The failure of Emllo Deamet, at Mosa Point, Mlaa., creates a low of IIOO.COO. BiexiKonax,. May 15.-[Speclal.]???The muslo festival wblcn closed last nlgbt has proven a muen greater auoceM than wu anticipated. Tho open house wu filled to Its utmost capacity at every per formance. The muslo wu grand and highly ap preciated. Mobile, May 15 ???[Special ]???The Alabama Odd Fellows, after a harmonious and pleaunt sculon of three daya, wonnd np tho work of their grand lodge by an i xcurtlon to Point (liter, and then so Jonroed to meet at Huntsville on the second Tues day in May next OrXLUca, Ala, May 17.-[8pecUl,]-Tho trial of yonng Abercrombie lor tho kllltug oi Marshal But of this city, some months rince, which Has occupied Lee connty circuit court for several days, wu brouiht to e sudden termination this morn ing by the Insanity of ono of the Jurors, Mr. Folk. It waa declare d a mistrial, and u tho proof of the prisoner???s insanity bad bcem overwhelm' log. Judge Clayton ordered him unt to the state lnnailcuylnm. The Juror, nnlcu he Improves, will follow in a day or two. This probably coda tbe cue. Tbe oat crop of Tuscaloosa connty, Ala., Is re ported as being finer than known for years. Rich discoveries of phosphates in Augusts county The crop outlook of Dallu ccanty, Alt., Is ip???endld. Corn Is being ploughed the second Ume, cotton chapped and tho first ploughing. Tbe av erage in corn lncieued. Tennessee. Cuattanocoa, Tcnn., Msy l2.-(9pecia!]-Y????- terday afternoon a party of boys bathing near Cltlco furnace on the Tennessee river, Andrew Meddler, aged eleven years, went beyond bis depth, and belog unable to swim sras drowned before assist ance could reach bins. Not one of tbe boys in the party wu able to swire. Meddler's body wu re covered. Cmattaxoooa, Team, Msy U-[9pecial]-Lut night, at Lueiog station on the ClncinaaU Booth- era railroad, Peter BulUrae, a fireman on the con* ???traction tnln, wes undlng the track to prevent the driven from slipping, by some meane be fell under a car that wu alowly moving. Ills rigbt leg. below the knee, wu horribly mangled, and one finger of Ua hand wuenteff. Be wu brought to this dry lut night, and Dr Baxter empnteted the mntitated leg. Be la in e fair way to recover. Kajhvoli May 13 ???The Jury in theceee of Wm. Spence, who bu been for some days oa trial here charged with tho murderof bis aon-ln law,Edward Wheat, to-day rendered a verdict of murder In the first degree CiiArraiiooaa, Tenn.. May li???[Special]???Iko Hawes, an engineer on tho Memphis and Charles ton railroad, received intelligence to-day that ho had drawn fifteen thousand dollars in tho Louis iana state lottery. Cuattanoooa, Tcnn., May 14.???[Special]???About the first ol tho year the barn of James Ford, across tbo river, wu uurned. Two men named Moors and More wore arretted, charged with the horning and when on trial charged Dick Stringer with having bite 1 them to do it. This, Springer in- dlgnanUy denied. It appears that alter tho charges were made Ford has made many remarks osIchUtcd. it la said, to injnro tho g??od namo and reputation of Stringer, and that Individual has brought suit against Ford for >10.000 damages for defamation of eharaeier. biLATTANoooa, Tonu., May 15???[Special]???Thrco serious accidents occurred In this city this morn' Ing. While J. M. Martin was engaged lu papering Davis's meal market, the ladder on which ho was standing slipped and threw him on one of tho meat hooks attached to tho wall. Tho bonk passed through his clothing and entered his abdomen, and Marlin bang Impaled for several minutes until assistance came and relieved blm. Be Is seriously Injured. Lewis Anderson was working near a circular taw In Woodworth's sawmill, when his hand came In contact with the saw and ws^kvered at the wrist. In breaking away, bis npper aim alsocamoln com tact with tbe uw. It was terribly mangled, and some unesalneu Is felton that account. Be Is from Ringgold, Ga., where bo hu a wlfo and five chil dren Uvlng. About twelve o'clock to-day at the ume place, Alex Gatdenblre fell from tbe trestle work at tbo mill to the ground beneath. The fall was about SO feet. His Injuries were confined ptlidpally to hla back and It was wonderful It wu not broken. Gardenhlro was taken to bis borne, where hls suffering was considerable, ills injuries are very painful, but not nccestarily fatal. Chattanooga, May . 40.???[??????pcclal.]???Sir Titus Salt, Mr Cbtrle Stead, of titr, England, and William Donaldson of Glasgow, owners of 23,003 acres of mineral lauds near Chattanooga, arrived bero yesterday and do aided to erect two largo blast lu macro on their tract with a capacity ot 2* tons per day. Tho In vestment will reach 5500,000 and will bo expended with In tbe next fifteen months, CnaTraNoooa, May 17.???[Special.]???Lut Satur day W B Moore, Jr, oonnocted with the Georgia Central railroad, came to this city aud registered at tho Hamllton house. He had considerable bag. gsge. Be expressed a desire to go in tbo cave undor Lookout mountain. Bis friends tried to ills B suadohlm. b ut to no effect. Ho made preparation^ and started. Since that time nothing has been hcardoiblm, and It Is suppo sed ho has lost bis way In the care, and this belle! Is ilronglhoacd b the (ut t hat hla baggage is still at tbo Hamilton bouse. This evening a party wu msdo up to go through the cave to search for him. Tho Knoxville, Tenn., cotton mills, soon to bo put tn operation, will employ 150 hands, mostly woman and children. Qtarfia. Acwotrm, Gx, May It???[iprclalj???It has bean believed for a long time that Mr. Henry Bouse, who resides two miles cast of Acworth, had a ver y rich gold mine on hts promises. Bo has ] ast raadu a con treat, selling the mining privileges for 510.000 Savannah, Ga., Hay 12.???[Special ]???Yesterday afternoon Charles Fish, while gathering wild flowers In tbe woods, was bitten In the right calf by a rattlesnake. Fish had tho presence ol mind m Mill hi., ley light, -toppl'J-; th.' wa-d ''osr ci the virus. Wbon he got to the city he drank considerable wblik y, stupefying him. Both fangs ot the snako entered hls leg. Fish Is lu a fair way uf recovery. Marietta, May 14.???[Specla 1]-Laat Monday craning Jailer MoDonald went Into the Jail to carry a bucket into ono of tho cells. As ho oponr d tbo door, a negro named John Barksdale struck him a fistful blow upon tho head and grappled with blm In a straggle for liberty. McDonald???s cries for help were responded to by Sheriff Coryell and others. Tho sherilTa pistol cowed tho negto Into tubmlrslen, and ho wu led to hls cell and chained to the floor. The negro hujost been re. leased from the chalngang. Be is now confined for criminally asunlilng a small girl. McVille, Ga??? May 16.???[8pedal.]-Onrtown suf fered by a sweeping fire lut nlgbt. It brokeoutln the storeoccupled by T. B. Nnficet, atoneo'cloek, and spread rapidly over the business part ol tbo town. It wu undoubtedly Incendiary. Tho clip sent turned out promptly and battled manfully for two boon or more, and succeeded in saving much valuable properly that would have been destroyed' The following are ihe sufferers; T B Norfleet, stock 13,(ICO; insurance 12,000. Harris & Herts, damaged in moving stock 12.COO; folly covered. Tom Eason, storebonre. $1,600; lnanrance 8310; daraajo to other properirdK); fully Insnred. C Jordan, storehouse, II 200; partial Insurance. T J Durden, two stores. 11.000; lnaorenoo 5500. Tho following bad no Insurance: W B Clements, store and bllllsrds, 81,000. D A Everett, merchandise, |8u0. 8 M Bland, 5800. J T Kemp, store. J F Cook, dwelling. Tbe Utal loss is about 515,000. Savannah, Oa., Hay 17 ???[ jpeclal]-Darenport Jackson, son of Ocnerel B. R. Jackson, died this morning, aged 54 years Augusta, Ga., May 17.-[8pttdalJ-Tbe Intelli gent* of Davenport Jackson???s death to day In Savannah, hu caused the profoundcst sorrow In Augusta. This wu his home unlllhowentabroad. Recently it wu the arena of bis active life ahd the field of bis public triumphs. Tho feeling of re gard at the lore of inch a brilliant and promising Columbus, Oa., May 17.-[8fcc!a!J???Quito a len- satlonwu created about dark this evening bye personal encounter between ex-Alderman J.C. Andrews and E. M. Johnson, a prominent grocery merchant, which occurred on Broad street. Ten or a dozen shots were fired, tbuugh neither party wuhlL Dr. J L. Jordon, of M. D. Hood A Co., at hls store half a block off. wu strack by a spent Rail bat not hurt The parties have been con- meted In buttress, out of which tho ml-iunder atandloggrew. Both wets aliened and putunder bond, BxuNiwrck, Oa,, May I7.~{ (pedalJ-A Mr. Kean wu arrested here yesterday charged with tho murder cf a negro In Camden connty eome ycu to. Elujat, Ga., May 17.-[ipedal.l-Yesterday morning Dan Evans, of thlaoonnty, pot the muz. stlof a loaded gun In hls month And fired It eff, blowing hU'bralns ont. Cause not known. Caexclltom. May 17.-[8pe*tal]-Jndga McClnn, wire left Carrollton wlih bit family lut winter for Arkansas, returned this week. Reis satisfied wl'blifeln the west, and says be trill spend tho balance of ble days in good old Georgia. CauoLLTow, May 17.???[Special]???A mad dog was Ulbd on the streets bere lut nlghL Be bad bit ten several other dogs, and thi town It excited to-day on the subject. Rcxi. May 17.???[ipedatf-Two negroes were ar rested tOHlay lor manalactnriog mattresses without license- While under arrest one drew a pistol on the marshal, but wu speedily disarmed. Upon being searched bath were found thorough ly armed with pistols and kalret. METROPOLITAN MEN. SPECULATORS WHO DO NOT KNOW > HOW TO INVEST. Viliard, Fish acd Orant la tqe Whirlpool of W??ll Bire??t-Th?? Failures of tho Yenr *nd WbiiThey Portend-T???? Grant 6c WaTd end Marine H??t>k Failure*???Bto, fThc scries of sketches And illustrations continued in thin number of The Constitution are copy righted by tho author, and all rights of publica tion is auy form are reserved } New York, May 15 ???I wrote recently of Joy Gould as an Investor rather than a speculator, j might have laid stress on tho foot that, notwlth- standing tho general depreciation of tho stocks ho Is carrying In great blocks, he is a very wlso Inves tor. Kvents of tho last week In Wall street empha sise that there arc many speculators who do not Invest wisely; whomako money, but who cannot always ???get away with It." The Erst Important failure of this clan during tho present year was that of nenry Viliard. Hls Btory and that of hls fall may havoa moral for many readers; it will certainly havo an Interest. Ho Is a Hanoverian Dutchman. Ho camo here when quite niNRY YILT.ARD. young and still poor. Ha tried all sortaof ventures for a living; and at tho opening of tho war was an attache of the New York Herald. Ho conceived the Idea of establishing a southern bureau for that paper daring the war, with tho ltosslan???s notion that It was of no consequence which side ho fought for so that It paid him. At that angry pe riod tho northern pooplo would liavo resented tho enterprise of tho Herald in furnishing war news from a southern standpMnt; aud Mr. Vlllard, had he carried out hls plan, would probably have been regarded In tho south ar a spy. But he saw nothing absurd lti the chimdrtcal notion and told hlHplan to Tecumieh 8herx??an. Tho general, enraged at the suggestion, threatened to hang Vlllard as a spy if ho attempted to carryout Isis* schcmo. Viliard thereupon wroto h her man down as a madman; ami Vlllard did not have Pope's opinion of madness which is near allied to genius in hls mind. Hls schemo falling the Herald did not longer want Vlllard; ho drifted to tho Tribune, whero he again failed; tbeneo bo went Into an emigration schemo which failed, but which led him into relations with theNortborn Pacific enterprises Ho became a clerk,'then a financial agent ol that road; he was a plausible talker and was soon mado something more Important; and when finally tho enterprise had gotten Into a shape which made tho more sub stantial fit Its projectors decliuo personal promi nence cjsd responsibility tbo g)lb tongued Mr. Vlllard was put forward an tbo figure head of the Mveral oonoerus under which tho ono enterprise had come to bo organized. It fs always a Mfo th>qg to bow*re of *ny ???pterpriso big ba.Uk tak??s several titles to desjjmste also or mg oorpora???l iurf or firms of whftD* clerks suddenly becomo tho chiefs. Viliard first of jvfr.Fish???s bank to Mr.VIMi all showed hls nowspaper training In his conduc' * * such suddenness as to pass unheeded in die major. Ity of instances. When a few liko Keene and Viliard develop Into promlnenco they usually sink into mere notoriety. When Keene came to New York from California, .about ten years ago, some of hls injudicious friends 8*14 ho was after Jay Gould???s lion skin. A witty writer on one of Gould's papers suggested that Gould did not wear the skin of a lion, but that of a fox. Thereupon, the little journal which Kocno at onto started to expras hls ideas. Intimated that Kcono Intended to don tho bear tkin and . ???tan Gould???s bull skin," alluding at onco to Gould???s ???bullish" tendencies and hls former occupation aa a tanner. Hererndely Gould???s writer in reply suggested that Mr. Keene might flad it hard laborto ???walk back to California on bis uppers." Of course there was no such open declaration of hostility, but for most of the dccado past Gould and Kcono havo been antagonistic! but both made money, and, of courso, mado It off some body other than each other. Gould has kept hls; Keeno failed last week, and for tho same reason that Vlllard did. Ho invested unwisely. Ho put monoy In non productivo horses, consuming yachts non-interest paying theatres and operas, In expemivo fashionable country bouses, lu pict ures: with Uttlo merit that never soil well under the hammer, in bric-a-brac which could bo du?? plicated anywhere aud which was not thcreforo wanted. Ho Indulged In tho luxury of a personal newipaper organ In Wall street; In expensive ed itorial notices In other papers. He lived extravl- gantly; at about tho cost ol 9250,000 a' year. It In said. Ho took great rhki In hls ???put" and ???call" business. When Wall street and stocks were dull, ho ventured Into the produco exchargo and gambled in tho luturo price grain. Ho even bought and sold oil on speculation; and rcckleaily put up or down th (prices of poor men's light and food. Of courso nobody under theso circumstances is going tosym pathtzs wltli him. Romo of hls rival speculators are helping him tldo over hls present troubles, but it is temporary relief only, given to sustain the market, not Kcono; and in tho end It will avail Keene nothing, for as well expect the leopard to change hls spots as Mr. Keono to abandon hls habits of speculation. I am compelled to write whilo yet the full extent of the Grant, Ward and Fish failure! Is unannouno cd; they can only ba anticipated; but enough is known If it Is not yet mako public, to warrant the prediction {that by tho ilmo this is published tbo telegraph will havo told your readots that these sensational collapses form tho most disgrace ful failure in American annals. The dlxcrcdlt Is not Individual; It re- fleets through Mr. Kish as tho head of oco tho 'consorvatlvo banks" of tho city, on tho wholo banking system of tbo metropolis; and through ex President Grant, It Is universally glvon an aspect discreditable to tho nation. It Is no answer to say that tho clearing bouse, which Is tho head center of tho associated banks, first exposed and stopped tbo reckless practices of Mr. Fish's Marino bank; or that the country Is In no way to bo Justly reflected ou for General Grant's misfortunes or mistakes: tho faet remains that tho banks generally suffer sus pldon, and tbo foreign and domostlo press, which voices public sentiment,/t fleet unfavorably ou tho gpcctaclo of an ez president resorting to business In any form after leaving hls placo of honor and dignity. And whou thcro is attached to such falls uros tbe lightest surplckn of dlihonorablo practices the Injury done is well i lgh Irreparablo. James D. Fish 1?? nut talked of Just now as one of the ???conservative bankers" of tho city but was so regarded until he failed. Tho Idea seems to have been based ou the fact that hls was a bank with a chlrfly small capital; certaluly nothing In LUf list of loons and Investments whlab constitute list of loons and investments jyhlob constitute I first of If - Vlal.???a Kanlr in Vr. Kith'll nrlvafn firm nf krnlrnra sign It to repay the loan with which he had made the purchase. He drew monthly from Grant A Ward all the profits which appeared on their books as coming to him and invested these, where it doe* not appear; but they aggregate many hundreds of thousands . of dollars, and appear to havw been wholly fictitious profits on Imaginary coin tracts and speculations piid out of the principal of borrowed money on which Grant dc Ward had promised to pay three per cent a month lntercqtl If this Is conservative broking a little of it wQl bankrupt most Now York banks Mr. Fish also figured as a member of a Utile municipal "ring** lu this city. Ho waa boadtmin for City Controller Grant and City Chamberlain Tappan, who desig nate the banks In which tho city funds are depost* ted; and tho city bad 91.000.090 of deposits in Mr. Fish???s bauk. Ferdinand Ward; Mr, Fish's partner, and the Janlor of Grant & Ward, was tbo other bondsman of Controller Grant, (no relAtivd of tho genoral) and tho comptroller gavo to Grant Ward tbo saloat a big percentage of millions of city bond f. Mr. Fish wa- also the receiver of twe or more bankrupt corporations; and though two years ago ho Indignantly denied a report of Senator John J. Kternsn that ho had received enormous fees as such receiver It is now settled that ha haa since been entitled to big sums ou the usual system of conducting receiverships in this city. Mr. Fl&h Is not yet openly condemned for hk partin the transactions which havo bankrupted tbo Mailno bank and Grant & Ward, and whlck havo despoiled many Innocent depositors and sonM avaricious Investors lured by promises ot threo and 11 vo percent a month. Thus far tho scapegoats aiw Ferdinand Ward and William 8. Warner. The fin! was Fish's partner in hls roal estate transactions, ft director In tho Marine bank and the active, ale though the Junior, member of Ward & Grant. Threo years ago when this firm was formed Ward was n clerk in tho produce exchange,and was wonk nothing. Hls present failure Is for some mllllous;bft is a Uttlo iadt finite yot as to tho number of mJl- lions; but amonghlschlef creditors and tho onft preferred" overall other claimants, Is W. 8. War ner, to whom ho assigned his houses and personal property valued at 9275,000, and who was a clerk In Grant & Ward???s house, lu which he has invested at the utmost 92O.C0O Ward appears to have been more reckless than Fish lu hls operations and thcro Ir little question that it will be efltibli'hed that ho has been guilty of criminal actions In hi* various financial operations, Nowhere thus far has a harsh word been saldoC General Grant. Borne pity, a good many meaning-* less regrbts; some unfeeling remarks about Ms Igunraceo of business; nothing more than thtfl.haft been said. No one feels that he was a party to tfcft deception which "has boon practiced, while every body regrets tho soemlngly unnecessary loaning of hls name to tho bualnef a of a more stock gambUng firm- His friends say that it was done to aid Ml boys, but boys who have to depend for such aid usually accomplish very Uttlo, A great name dosft not amount to much aa a banking capital unless ft big capital In bank goes with the name. I mot tho general during tho first oxcUomcntof tho suspension coming out of tho United Bank building, hobbling on crutches to tho cheap cabin which ho had ridden down town. Hlft usually stolid faco had on it a deep, mated expres sion of melancholy not common to it even in hJa most sombre moods, and ho Is soldom otherwise than serious. He did not shrink from observa tion; he simply Ignored It absolutely; Idontthlnk Grant ever indulged In a furtive glance, even to ico who was looking at him. IIo was of Northern Pacific; It wasln the papers every day, and he was always named In connection with It The road under hls mansgomont soon camo Into great prominence,not only in tho papers bnton tho exchanges. It was all this tlmo on tho vorgo of bankruptcy, yet escaped It temporarily bccauso of the Indorsement with tho gulllblo public which somo papers which Vlllard Influenced and bankers through whom he dealt knowingly or unknowingly gavo Hls great advertising schcmo of a picnic trip over the road of Kuropean and American financiers and editors as guests of tho Northern Pacific was under taken and successfully carried out at tbe very time the road was about to collapse financially. In fact Vlllard hsd publicly failed before all hls guests reached their homes. Vlllard, It now ap pears, had talked of hls entcrpil* h >o much that he finally ctino to bellevo too much of what bo had laid. It seems that ho made somo earnings In the stock when he first began to boom It, and those earning* ho iuvested in the stock to asko more. He actually camo Ullcvo in the stock in whose sudden fluctuations produced by hls own maulpnlatloa ho bad made monoy. Then he began to count hi* prospective earnings and to invest theso In real cs tato and Improvt ments; tbe chief decoration In each coso being a big mortgage and sometimes two. Aonntryscitoa tha Hudson aad a Dutoh cistl j In Madison iqiaro were built, and at each pauk ALd Insurance presidents who hold mortgages ou tho premises were expensive and unwelcome guoits. Of course the babble when pricked col la. red with aloud sound, but there was nothing clso sound about It. Millions on paper dlup penred; transfer! for-largo sums of houica and castlei which were built but not paid for wejo recorded until Viliard appeared ten time* a millionaire; and position In business, grade lu scclety, and financial credit on which to rebuild faded out of Mr. VUlard???sgrasp in an honr. As an illustration ot the substantial character of hla Ins vestment and as to how he deceived even hlmielf regarding them. I may mention what Is sometimes called here ???Vlllard???s nest egg." When he col lapsed he had deposited with Drexel, Morgan Co 20,000 shares of Oregon Improvement compa ny???s stock; par valne 92 000.000; mar k .t value. 91.OCO 000, provide I that the claim that the OIC B owned 20,000 ecrcs of certain coal landa and terminal facilities of Uio Northern Pa cific was a Jnit one. The new mansgomont of tho railroad denied the claim; tho stock fell off fifty percent more; and In all probability the right to the 2 # ,000sharo* of stock will next be dlvpnted. Mr. Vlllard, Is Is now announced, has been cn?? gaged m an editorial writer of (ho Tribune: but they tell me there that they know nothing abontlt, James R. Keene, like Henry Vlllard, la only an other example of tho muihroom speculator In stocks and ???fotnres." This fnngns growth of un JAMS R. KXZVE. substantial cap! tailsu U very common bere, bnt few of the* cxcretceooes grow big enough to be gener* ally observable; they spring up and die out with private firm of brokers, of which <900,000 Is without security! Tho truth is that Mr Fish Is anything but a conservative bank president, lfois a woll preserved min of 68 now, ft Uttlo Inclined to bo "pussy" In figure; and bou vlvant. Ho Is a widower with grown children, JAMES d. run. but they Uro apart from him though ho has two private residence-:; onu over tho Marino bank in Wall street, and one lu the Mystic flats In 89th street, opposite tho Casino theater. Both them suites of apartment! are exquldtely and richly furnished with pictures, brlc-a brae, sumptuous couches, soft rugs, and every Imaginable convene teuco as well as luxury. He Is a patron of music and the drama and of the fine arts: and is to be found among the ???first nfghtera" at every new original production at theaters or operas. He ranks, indeed among the Irreverent as one of the "bald heads"???the older chape to be found In the front row when Ballet and spectacle are produced He has numerous acquaintances whom he calls friends among the operatic and theatrical profes sions, and hls rooms are noted for the elegance of the occailonal receptions and musical entertainments given there. He has befrlended^naay operatic and dramatic debutantes, lie has Invested largely In the Casino, one of tho moat successful of theatrical ventures lu the city, and Is avtlvo In Its management. Colonel John McCanllandJ If Riley, the commcdtan of the Casino, as well as the oompany which owns the Casino, were depositors with tho Marine bank. Riley got hls money out in time; but Me* Canll tells me he lost 18,000 and the Casino 916 000: bat they can well afford It on the bails of the present business. Fish, who purchased Booth's theater property, put a heavy mortgage on it, altered It at a coat of 9250,000 into stores, and before it wu finished and occupied turned It over to an assignee. He bought for him self property which the bank ctsupled, and to asi OENEAAL U. f. ORANT, talking to Kotcoo Conkllng, or rather Coukltaf was talking In low tones to him, and the ex-sen ator appeared to bj tho more excited of the two men. General Grant carries hls crutches only oa- rkhlonally now; ho had thcro on thisoccartom and leaned rather heavily on them. Except far hla lameness I sbanld toy be wu never looking la better health than at the present time. There were fictitious profits to General Oraatts credit to tho amount of 92.600,000 borne onUM books of Grant dr Ward; they were thereto show t) persons Invited by Ward to Invest through tk* house. Grant never sought to draw any parts! them, and it it doubtful if he ever kqew of the am ount. He was even solicited by Ward toobteta a pvrwnial loan of 9150,COO from William H. Vaaq derbtltfor the use of the house ou Saturday befesft tho failure: sod he has since deeded hls real es tate and that qf hls wife to pty the lndebtedoem To pay a fraction of the lndebtedneas which Waal ban import'd on him will strip Grant of everything; hehu in the world, not excepting the cari ous gift* ol foreign potentates which ho brought home from hls trip a few years ago; these made hls other wise modest home a maml of beauty and luxorlousnesa. Happily for Kf and hls wife their children are now grown and are self supporting, and the parents can live la cou- fort If not affluence ou the Income of the tnmt fund In the hands of Mr. George Jones. As for tbe sons of General Grant, who were fn tire firm of Grant 4 Ward, they appear to hate done nothing to deserve anything and for tneir lx>* difference and Ignorance or what wu going oa about them to have deserved all they got. People generally dismiss them with this comment, u Ida* The fsllnre of John F. Smyth, of Albany, ma ttes some talk because It followed so closuly ihaft of General Grant for whom ha led Mom York** contingent of the at Chicago fov years spa urant???s failure did not draw him down, Wswsr, It wu devotion to politics and neglett a that most undid 8myth. William F. G. Sear