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The Franklin Life Insurance Company Os Springfield, Illinois. Before Buying Property You Carefully Examine the Title: You Should Do the Same before Taking Life Insurance. We court Investigation and will provide the necessary means and the names of the Proper Parties from whom you can obtain accurate information. COMPARATIVE TABLES. Admitted . . Surplus and Assets, '■ si-eoiAi. funds $~812,173.75 | 1900 | $164,862.94 1.010,244.29 | 1901 | 207,736.16 1,256,166.47 | 1902 | 218,001.11 1,550,786.85 j 1903 j 276,464.44 1,890,136.42 j 1904 j 307,223.19 2,287,504.72 j 1905 j 336,182.29 2,811,177.31 | 1906 | 410,3.55.53 3,345,335.95 | 1907 j 477,626.08 3,962,797.60 | 1908 | 623,631.03 4,610,730.89 | 1908 j 706,680.24 Outstanding . , L<'g;il Insurance. ’ ' Reserve. $15,706,191.00 | 1900 | $586,628.00 18,088,564.00 | 1901 j 778,967.00 21,549,750.00 | 1902 | 994,961.00 24,102,794.00 | 1903 j 1,236,492.00 26,387,192.00 j 1901 | 1,553,452.00 29,523,386.00 1905 | 1,920,233.00 32,068,660.00 | 1906 | 2,348,017.00 33,463,050.00 | 1907 | i 2,797 417.01 33,574,330.00 j 1908 | 3,282,767.00 35,466,106.00 j 1909 | 3,750,096.00 POLICYHOLDERS’ DUTIES Life insurance company with its policy holders represents a business institution with as many stockholders. The success or dividends of the company can be materially increased by the policy hold ers keeping in close touch with the agent operating in their territory and keeping him thoroughly acquainted with those who would likely take insurance, thereby secur ing a larger volume of bus iness with a much less ex pense. Also it is the duty of a pol icy holder to inform an agent when he is soliciting an unde sirable risk both from a phy sical and financial standpoint Carefully selected risks mean a low death rate which is an other source of dividends. Nothing cheers and is appre ciated more by an agent than to be informed by a policy holder that he is carrying his insurance with the FRANK LIN. A wise suggestion has been made by the management of The Franklin Life that if each policy holder would ac quaint his general agency office of at least one man who would take policy that the general agency office would send an agent at onee to take his application. If this suggestion is complied with by every policy holder the company’s business would be doubled in a most econom ical way, as no policy holder undesirable risk in the eom would deliberately put an pany in which he is insur ed. W. T. LEDBETTER, Manager, Rome, Georgia. Semi=Annual Statement For the Six Months Ending December 31st, 1908. —Of the Condition of— The Franklin Life Insurance Co. OF SPRINGFIELD, ILLINOIS. I. CAPITAL STOCK. MUTUAL. z 11. ASSETS. 1. Market value of real estate owned by the Company ' $ 107,000.00 2. Loans on bonds and mortgage, first lien, on real estate : - 2,033,832.00 3. Loans secured by pledge of bonds, stocks or other marketable collaterals 2 126,000.00 4. Loans made to policy holders on this company’s policies assigned as collateral vj. 1,521,435.66 5. Premium notes, on policies inforce 40,295.35 Bonds and stocks ownedabsolutely par value • 526,908.62 7. Cash in Company’s office 1,304.00 8. Cash deposited in bank to credit of company 77,075.20 10. Interests due or accrued and unpaid 89,566.76 12. Agent’s balance*. 25,321.87 II Net amount ami uncollected ai d deferred premiums, deduetion 20 per cent, for average loaning from gross amount 108,412.00 Total assets 4,657,151.46 Less unadmitted assets •• 46,420.57 111. LIABILITIES 1. Net present value of all theoutstanding policies in force 3,751,670.00 Deduct net value of risk in this company, re-insured in other solvent companies 1,574.00 x . x 3,750,096.00 3. Death losses and mutual endowments in process of adjustment, or adjusted and not due.. .. 29,061.09 4. Death losses and other policy claims resisted by the company I ’ooo 00 Total policy claims 30,061.09 8. Dividends declared but not yet due 41,603.45 10. Amount of all other claims against the company 82,288.11 12. Surplus over all liabilities 706,682.24 Total liabilities 4,610,730.89 IV. INCOME DURING the SECOND SIX MONTHS OF THE YEAR 1908. 1. Amount of premiums receivedl I AOS IQ 09 2. Amount of notes received for premiumsl ’ o T * ♦ • . 119,250.65 3. Interest received ’ . . . .. . . H 2,642.64 ™ . 727,213,32 V. DISBURSEMENTS DURING THE SECOND SIX MONTHS OF THE YEAR 1908. 1. Losses paid * 118,507.65 Total 118,507.65 Total amount actually paid for losses and matured endowments 118,507.65 4. Annuitants 100.00 5. Surrender policies 78,523.29 6. Dividends paid to policy-holders 2,876.26 7. Expenses paid, including commissions to agents, and officers salaries 130,682./7 8. Taxes paid 2,831.34 32 873 28 9. All other payments and expenditures ’ m . 713,674.09 Greatest amount insured in any one risk $10,000.00 Total amount of insurance outstanding $35,460,106.00 State of ILLINOIS, County of Sangamon. Personally appeared before the undersigned Henry Abels who. being duly sworn, deposes and says that he is the Secre tary of the Franklin Life insurance Co. and that the foregoing statement is correct and true. HENRY ABELS. Sworn to and subscribed before me, this 11th day of Feby.l9o9. Will Taylor, Notary Public. Thinking Man The fact that each day of our lives we accustom our families to receive from us the necessities of life and if able the luxuries. Then we should put the question to ourselves: Would these ne cessities and luxuries still be coming to our families in event of our death? A safe and prudent way to make sure of this provision is to carry a policy in THE FRANKLIN LIFE INSUR ANCE COMPANY. For Every Woman to Read. When we pick up the daily papers and read of a divorce the question immediately arises in our mind whose fault is it? We solicit a uni ted effort of every member of the family to save guard the home with a FRANKLIN LIFE POLICY. In a united purpose to protect the home there can be no fault to find. Horton, Ala. Dec. 18, 1908. Mr. W. T. Ledbetter, Southeastern Supt. Franklin Life Insur. Co. Rome, Ga. Dear Sir: My husband, James K. Bradbery, died on Dec. Ist. and we are in receipt of check No: 4079 C for SI,OOO in settlement of policy in the Franklin Life Insurance Co. Springfield, 111. Your quick settlement will greatly assist me and I sin cerely thank you for writing Mr. Bradbery’s insurance and for your prompt remittance. Very respt. (Signed) Mary L. Bradbery