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TWO COTTON LORN - FUNG PLAN For the Relief of the Ootton Situation in the Southern States, a 3 Approved by the Federal Reserve Board. Tht* plan was approved by the Fed- i eral Reserve Board at Washington, | October 24. 1814, and the following Is. an outline: Administration. The Fund la to be administered un der the direction of the Individual members of the Federal Reserve Hoard, who have placed the lark of the general administration on a Cotton Ron n Committee, consisting of the following gentlemen: Chairman W. P. (J. Harding of trio Federal Reserve Board. Raul Warburg of tile Fedora! Reserve •oerd. Col. IT M. House, Austin, Texas. Albert H. Wlggln, New York City. James B. Forgan, Chicago, Illinois. Featus J. Wade, Bt. Louis, Mlsaouri. Lend L Rue, Philadelphia, Pa. Win. A. Gaston, Boston, Maas. Amount of Loan. It la proposed to create a fund of approximately $135,000,000, to be Lpnwu as COTTON lAJAN FU*.D. SUBSCRIPTIONS. Subscriber* shall be divided into two classes Clans ‘ 'A" consisting of banka or other corporations. Hrms or Individuals locnted or residing In other than cotton producing states. Class "B" subscriptions, banka or bunker* located nr residing In the cotton producing stati*: Arkansas, Florida, Georgia, Louisiana, Missis- . slppl, orth Carolina, Oklahoma, | Feuth Carolina, Texas and Tennessee. , All Class "A" subscriptions shall be contingent upon the receipt of rut - acclptlons of that class aggregating $100,000,000. The Fund shall not be regarded established for any purpose unless said subscription shall aggre gate $100,000,000. On payment In whole or In part of auto crlptlona, participation esrtlflc atea shall he transferable on the books of the committee am! specify the terms under which the owner will In entitled to shore In ihe distribution cf moneys renllssdd from the loans made. NOTK--While It 4s provided that subscriptions to Class "A" shall he made by banks or hankers In the cot ton producing slates, yet their doing ao Is as a part only of their applying for a loan for n customer, and In tliut event the subscription must lie in uo amount e<iual to 25 per cent of the loan and for this subscription they are given transferable participation cer tificates For example, a cotton planter, mer chant or manufacturer In Corsicana, Texas, has a thousand bales of cot ton and desires to borrow on same This plan gives him the opportunity: of going to his hanker at Corsicana and applying for a loan of 6c a pound, or $30,000 In total. He makes Ills note for $3.i,000 with tha cotton bm secur ity; the hanker knowing that he is a perfectly good risk, commercially und financially, agrees to make him the loan. The hanker advances $7,500 of It j f or which he takes a Glass 'LI" cur titlcats bearing tt per cent for $7,600 and secures for the planter, merchant or manufacturer, $22,600 with the one thousand bales of cotton as security, from the $100,000,000 (against which will be Issued a Class "A" certificate for $22,500, which certificate Is issued to the subscribers other than those In tile ootton producing stalest. It will be observed that no definite subscrip tions to any fund Is required from the south. Thus each bank, whether It be a Stale Bank, National Hank or Trust Company, can finance any vs their customers needing financing, and ns i ich Hanks or Trust Compan ies know to whom they are loaning, they tal e no riak on their Class "it" certificates. If they are conservative In making such loans. It Is lo be noted that both Class "A“ and Glnss "H" certificates being negotiable, can be disposed of by the banks In any man ner «een fit. Interest on Certificates. All Class \A" and Glass "B" certifi cates shall hear Interest at the rate of 6 per cent per annum, payable quarterly Class "B" Subscriptions. Loan Applications. Class "B" subscriptions shall not be required except as a condition to n loan or loans from the Fund; in such cases the subscriptions shall he for an amount not exceeding 25 per cent of the loan. Class "B" subscribers (who apply for ■ loan for a custumer) are not re quired to endorse the note nor shall they be entitled to receive compenss ln any form for making the loan. When a Class “It" subscriber applies for a loan, he shall accompany the application with s subscription to Class H certificates In an amouut equal to 25 per cent of the amount of the loan. Security. All applications for lonna must ho made through bank* or bunkers amt in addition lo the subscription* to Claaa "H" above stated. n.’iat be ac compnnled by receipt* of unproved warehouga* and evidence of proper In surance. The warehouae* or building* In winch the cotton ta atored, must be undder the control or ownership of eotnc peraon. firm or corporation oth* rr than the borrower. The borrower r.niNt hr able to aatlafy the committee that the cotton in of the grade In tended amt free from all liana. All warehouse charge# and Insurance ' premium# ahall be borne by the bor rower. In addition to the above neenrltv, every borrower ahall pay to the Cotton Loan Committee 3 per cent of the amount of hla loan, to he de ducted from the proceed* of the loan, to constitute a mutual borrower#' guarantee fund, to be ueed: 1. For the payment of administra tion expenses estimated not to ex ceed onr-atgbth of 1 per c-nt of the fund. !. To make up any deficiency in the amount available for payment of clan# "A" and Class "H" cert I ties tea with Interest resulting from losata sustained on account of any loans made. Any balance remaining shall be re turned pro-rata to the borrowers Basis of Leans, All loans ahall be evidenced by - in the form appn vt.l by the Cotton la>an Committer and ehall be aecuied by cotton on the liaata of six cents per pound for middling. In ad dition to the guaranteed fund herein after described. Tima of Loans. Ail auiUoaUutia for loans altail be made prior to and m t later than the first of February, 1915, and loans shall mature on or before February 1, lit',, provided tho committee may extenl any or all loans for a period not to exceed six months after February 1, 1916. Cells for Subscriptions. Ghllh for payment of Glass "A” sub scriptions shall be made pro-rata. If, on February Ist, loan applications do riot equal the amount then subscribed, the Fund shall nevertheless he closed at the amount then applied for and loaned, and Class “A" subscribers shall thereupon be released from the payment of the balance of their sub si rlptlons, which, up to that time, have not been called for. Method of Repayment to Subscribers. As moneys are available for repay ment to suii» ribers, they will If applied against both Class "A” and "II,” but the percentage of ieduction of Class "H" shall be one-half of that In the case of Class “A" certificates until the amount of the Glnss "A” out standing shall be reduce! to the amount of Glass "R" certificates out standing. After that time the per centage of reduction shall be the game. All committees to serve without compensation of any kind. RESERVISTS Cfi AMERICAN SHIPS State Dcp’t Has Not Yet De fined Attitude of U. U. in Mat ter. Mason and Slidell Case. Washington. —The state department has not yet defined its attitude toward British contention of the right of re niovel from an American ship of Its German or Austrian reservists and it was Bald at the department today that not until a specific case arises will there lie any declaration of policy on tho subject. Ho far while the British authorities have removed some of those leseivlsts from American ships, the to lion bus been taken in harbors within the. territorial Jurisdiction of Great Britain. Even In that ease It has not been conceded by the depart ment that this right of removal m.iy be exercises beyond the taking off of passengers or of a email portion of the crew. Strong Objection. If the privilege were exercised to tho extent of tlclng up an American vessel for want of a sufficient crew to navigate her and thereby Interfering with American commerce, the depart ment probably would lodge s strong objection. The whole subject is ad mittedly open to now construction and very complex, Involving the right of fully naturalised American citizens and those who have merely made dec laration of their Intention lo become citizens. In 1861. While the United Slates govern ment asserted the light to take" con traband" persons from a neutral ship In the famous Mason Hnd Slidell case In 1861, the prisoners were afterwards released on the grounds that Captain Wilkes of the 11. S, S. Han Jacinto had acted without direct authorisation from his government which felt that the right to make prisoners In this fashion was too delicate to be exer cised by a naval officer, even where no courta were available. First Payments on Stock 12 Federal Reserve Banks Due Washington. First payments of subscription to the atork of the now twelve fedcial reserve banks are due today from the member bnnks who have Joined the new currency system. In all oases payments are to be made to the regional bnnks In the 13 cities In which they are located To day's subscription must be one per cent of the combined capital and sur- UK.IC ACID SOLVENT 50 Cents Bottle (32 Doses) FREE Just because you start the dny wor ried mot tired, stiff leas and arms and muscles, mi aching bead, burning and bearing down pains In the back —worn out before the day begins, do not think >ou have to slay In that condition. He strong, well uiol r gorous, with lio imwe putn from stiff joints, sore mus cles. rheumatic suffering, aclung back or kidney disease. For any form of bladder trouble or weakness, Its action Is really wonderful Those sufferers who are In and out of bed half a dozen times a night wtU ap preciate ths rest, comfort and strengtn this treatment gives. To piove tbs Williams Treatment con quer* kidney and b.adder diseases, rheu mat am and alt uric acid troubles, no matter how chronic or stubborn. If you have never need tins Treat ment. wo will give one sl>o bottle (44 doses) free If you wi 1 cut out this no tice and eend It with your name and ad. ureas, with 100 to help pay distribution expenses, to Ths Hr. 1' A Williams I Company. I'ept 1650, P. O. Block Rest H nip,on. Conn. Send at or.ee and y u I will receive by parcel post a regular 6Co : bottle, without chstve and without in ! currlng any obligations. One bottle only to an address. STRAND Continuously.! Mr. tJeorje Klcine, producer of "Quo Vadls," "Antony n«ul C'leo pnira,'' "The T-aat Days of Tom pell," etc , announces th# incom. parable photodramatic triumph, ‘START ACU6," or "The Revolt cf the Gladiator#." In tight parts—tlx mighty reel*. An uinaslnf unity of dramatic power and spectacular beauty. A mammoth motion picture mar vel produced In a massively magnificent way. TMS people In the cast and art aetitb'.e with undreds of artp plna, apec'.acu ar and thrill trig scenes. loosens of will besets. * A Pitting S iceeeaor to MaTveloua "Quo Vadta.” PRICES—Sc AND 10c. Schedule of Performances! 10:30 3:00 7:30 12:00 4:30 9:00 1:30 «:C0 10:30 THE BEST —SO COME. plus of each member bank. Eventually each member bank will subscribe 6 per cent. BUSINESS BEFORE THE ORDINARY Foil, \vlng Is a record of the busi ness transacted In the court of the ordinary Monday: An order was issued granting letters <4 guardianship on the estate of Mag gie Mandy to W. K. Owens. Letters of guardianship were grant ed to Mrs. Husan B. Ivey on the es tate of Herbert Kernaghan, miner. Letters of dismission were granted to L. O. Doughty, executor of the es tate of Julia H. Doughty. Letters of dismission were granted to G. H. Hurruss, executor of the es tate of Folly Krnlth. Letters of dismission were granted to l|. R. Fund, executor of the estate of Mrs. H. L. Hicks. Permanent letters of administration were granted to W. O. Ford on the es tate of Givey Parker. An order was Issued on the. estate of A. L. Bargeron, granting a year’a sup port to Joule L. Bargaron. Rheumatism A Horn® Cur® Given by One Who Had It Tn the aprin* of 1883 I whs. at t icked by Muscular and Inflamma tory Rheum?itlam. I Buffered - an only those who have It know, for ov# r throe yearn I tried remedy lifter remedy, an 1 doctor after doc tor but euoh relief as I receive t was only temporary. Finally, 1 found a remedy that cured me com pletely, and It hue never re urned. I hav given It to a * mber wlpj were terribly afflicted and even bedridden with Rheumatism, and 1; effected a cure In every case. I wfint every sufferer from any form of rheumatic trouble to try this marvelous healing power. Don’t aend a e«n*; simply mail your name and addreas and I will send it trap tt> try. After you have used It and It haa proven I’aelf 'o be that long looked-for means of curing your Rheumatism, you may send fhs price of It. one dollar, but, under stand, I do not want your mnnev unless you are perfectly satisfied to lend it. iMi't tt t fairf \\Wv suffer any longer when positive re lief is thus offered free? Don’t de lay Write todny. Mark H. Jackson, No. 103-A Gur ney Bldg.. Ayr. ruse, N- Y. Mr. Jackson is responsible. Above statement e. Pub. FALLING HAIR OR ITCHING SCALP Surely Cease When You Use Parisian Sage---Makes Your Hair Soft and Fluffy. Now that Parisian Rage—a scientific preparation that supplies every hair and scalp need- can be had at any drug counter, or from T. G. Howard's, It Is ceitairily needless to have thin, brittle, matted, stringy or faded hair. No matter how unsightly your hair, how badly It ts falling, or how much dandruff, Parisian Page is all that Is needed. Every trace of dandruff is removed with one application, the hair roots are nourished and stimulated to grow new hair. Itching scalp and fall ing luilr cease—your hair becomes soft, fluffy, abundant and radiant with life and beauty. Parisian Sage Is surely one of the most Invigorating and refreshing hair tonics known. It is easily used at home not expensive, and even one application proves its goodness. How many people do you suppose will be willing to live in an unwired home five yeare from today? Help Us Improve Your Service .... .oJa* Our effort is to give immedi ate attention to telephone trou bles. Ir order to accomplish thi subscribers are asked to repor all troubles to “Complaint.' The “Complaint” desk is th clearing-house for all troubles From here they are sent int> the proper channels withou loss of time. Oftentimes troubles are of r complicated nature and dis ficult to find. If you do nc see a man actually working o your telephone instrument does not mean that you are nt' receiving the proper attentior The trouble may be in a c: ble or in a cable-box. and tn or three men may be at wo upon it. Troubles impair tl service and our first consult ation is to clear trouble promptly. We ask your co-operation. SOUTHERN BELL TELEPHONE AND TELEGRAPH CO. THE AUGUSTA HERALD. AUGUSTA. GA. “ALCG CLOTHES” Are trade winners to us because they fit, style and satisfy ever th c most hard-to-please men and young men. A try-on proves the style and fit —and ALCO tailoring wears - wears wears l '# Other Dressing that’s sure to please you awaits your early call— MSCrkarvT] “Home of Good Clothes” GARDEN HOSE Large shipment of Garden Hose just re ceived direct from factory. Hose Reels, Hose Pipes. Large assortment Lawn Sprinklers. THEO. G, McAULIFFE 115 Jackson Street. $!, SI, SI, SUL Sl,sl,sl, SI,SI, sum, si, si, Invested in one of onr SUITS OR OVERCOATS Means a Bona Fide Saving of $25.00. And your clothes are Tailored to fit you, ac cording to the latest fashions and creations From All Wool Fabrics They Look Swell. They Wear Well. SATISFACTION GUARANTEED ENGLISH WOOLEN MILLS 662 BROAD ST. -sls a “LET US TELL THE WORLD THAT THE WOMEN OF AUGUSTA ARE SHOULDER TO SHOULDER WITH THE MEN IN MAK ING THE OLD TOWN HUM WITH PROS PERITY.” WiH The Women Help lo Develop a Home Market? Augusta needs to develop its Home Market .—every community does in times like these. America must supply its own needs, must be self-sustaining largely, while the war lasts. What’s true of the nation is true of the North, East, South and West. It’s true of communities, sections and cities. It’s true of Augusta. Will the women of Augusta help to make Augusta and this section as largely self-sustain in, self-supporting as possible? Will they direct the spending of many millions of dollars, which they spend annually, so as to encourage more largely our industries, our farmers, our laboring people and our merchants? Hundreds of thousands of dollars each week go away from Augusta. Keep this money at home, circulating in the channels of local trade and industry and thousands of people will feel it. It will mean more work and better wagek throughout the whole sec^on. Augusta can get rich feeding and clothnig itself—it can put twice as many people to work and at good wages, if the women of Augusta will direct wisely and pointedly the hundreds of thousands of dollars they spend each week. Will the women of Augusta do this for their city for the next month? Will they experiment with this idea during the Live at Home Week, November 16th? Will the women of Augusta Trade at Home, Pay at Home, Order at Home, Demand Home-Raised Products, Wear Home- Made Gowns, Patronize Home Merchants, Call for Augusta-Made Goods?, The big thing for the merchants and manu facturers of Augusta and other Southern cities to do is first to develop the Home Market. If the women of Augusta want to help the town here’s a chance to make their influence felt in each store, work shop, factory and individual home throughout the city. WILL THE WO MEN OF AUGUSTA DO IT? For further particulars, address The Live at Home Editor AUGUSTA HER.ALD Augusta, Ga. fUtSUAT,* FiiUVtiVißhn*i.