Newspaper Page Text
PAGE 8A
THE BANKS COUNTY NEWS
WEDNESDAY, JANUARY 16, 2008
Public Notices Continued
confirmation and audit of the sta
tus of the loan with the holder of
the security deed.
Wells Fargo Bank, N.A as Attorney-
in-Fact for Aubrey C. Gary and
Jessica Gary
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jr1 2/5/08
Our file no. 52612607-FT5
EXHIBIT A
All that tract or parcel of land
lying and being in GMD 207 of
Banks County, Georgia and being
Lot 2, Block "C", Phase 1, Buckeye
Trails Subdivision, as per plat
recorded in Plat Book 25, page
84, Banks County, Georgia Records,
which plat is incorporated herein by
reference.
(JA9,16,23,30B/12062 5000)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING
TO COLLECT
A DEBT.
ANY
INFORMATION
OBTAINED
WILL
BE USED FOR THAT PURPOSE.
Under and by virtue of the Power
of Sale contained in a Security Deed
given by JAMES TRAVIS WILLIAMS
to FIRST FRANKLIN A DIVISION
OF NAT. CITY BANK OF IN, dated
August 5, 2005, recorded in Deed
Book 266, Page 767, Banks County,
Georgia Records, as last transferred
to U.S. Bank National Association, as
Trustee for First Franklin Mortgage
Loan Trust, Mortgage Pass-Through
Certificates, Series 2005-FF10 by
assignment to be recorded in the
Office of the Clerk of Superior Court
of Banks County, Georgia Records,
conveying the after-described
property to secure a Note in the
original principal amount of ONE
HUNDRED FIFTY-FIVE THOUSAND
SEVEN HUNDRED AND 0/100
DOLLARS ($155,700.00), with
interest thereon as set forth therein,
there will be sold at public outcry to
the highest bidder for cash before
the Courthouse door of Banks
County, Georgia, within the legal
hours of sale on the first Tuesday
in February, 2008, the following
described property:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said Security
Deed has been and is hereby
declared due because of, among
other possible events of default,
failure to pay the indebtedness as
and when due and in the manner
provided in the Note and Security
Deed. The debt remaining in
default, this sale will be made for
the purpose of paying the same and
all expenses of this sale, as provided
in Security Deed and by law, includ
ing attorneys fees (notice of intent
to collect attorneys fees having been
given).
Said property will be sold sub
ject to any outstanding ad valorem
taxes (including taxes which are
a lien, but not yet due and pay
able), any matters which might
be disclosed by an accurate survey
and inspection of the property, any
assessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record supe
rior to the Security Deed first set
out above.
To the best knowledge and belief
of the undersigned, the party in
possession of the property is Travis
Williams or a tenant or tenants and
said property is more common
ly known as 120 Sullivan Drive,
Homer, Georgia 30547.
The sale will be conducted subject
(1) to confirmation that the sale
is not prohibited under the U.S.
Bankruptcy Code and (2) to final
confirmation and audit of the sta
tus of the loan with the holder of
the security deed.
U.S. Bank National Association, as
Trustee for First Franklin Mortgage
Loan Trust, Mortgage Pass-Through
Certificates, Series 2005-FF10 as
Attorney-in-Fact for James Travis
Williams
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/cs9 2/5/08
Our file no. 51467607-FT1
EXHIBIT A
All that tract or parcel of land,
together with all improvements
thereon, situate, lying and being
in the City of Homer, 265th GMD,
Banks County, Georgia, containing
1.18 acres, more or less, and being
known and designated as Lot 44 on
a final plat of survey prepared for
Hidden Lake Subdivision, Phase 2
by Richard H. Holcomb, RLS, dated
November 26, 2000, recorded in
Plat Book C, Page 119, Banks County
Records, and incorporated herein;
being the same property conveyed
by deed recorded in Deed Book 254,
Page 147, said records.
This property is conveyed subject
to those Protective Covenants for
Hidden Lake Subdivision recorded
in Deed Book 165, Page 174, Banks
County, Georgia Records.
(JA9,16,23,30B/12062 6000)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING
TO COLLECT
A DEBT.
ANY
INFORMATION
OBTAINED
WILL
BE USED FOR THAT PURPOSE.
Under and by virtue of the Power
of Sale contained in a Security
Deed given by JERRY L. DALTON
to MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.,
dated October 29, 2004, recorded
in Deed Book 247, Page 289, Banks
County, Georgia Records, convey
ing the after-described property to
secure a Note in the original prin
cipal amount of ONE HUNDRED
EIGHT THOUSAND AND 0/100
DOLLARS ($108,000.00), with
interest thereon as set forth therein,
there will be sold at public outcry to
the highest bidder for cash before
the Courthouse door of Banks
County, Georgia, within the legal
hours of sale on the first Tuesday
in February, 2008, the following
described property:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said Security
Deed has been and is hereby
declared due because of, among
other possible events of default,
failure to pay the indebtedness as
and when due and in the manner
provided in the Note and Security
Deed. The debt remaining in
default, this sale will be made for
the purpose of paying the same and
all expenses of this sale, as provided
in Security Deed and by law, includ
ing attorneys fees (notice of intent
to collect attorneys fees having been
given).
Said property will be sold sub
ject to any outstanding ad valorem
taxes (including taxes which are
a lien, but not yet due and pay
able), any matters which might
be disclosed by an accurate survey
and inspection of the property, any
assessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record supe
rior to the Security Deed first set
out above.
To the best knowledge and belief
of the undersigned, the party in
possession of the property is Jerry L.
Dalton or a tenant or tenants and
said property is more commonly
known as 588 Wells Road, Homer,
Georgia 30547.
The sale will be conducted subject
(1) to confirmation that the sale
is not prohibited under the U.S.
Bankruptcy Code and (2) to final
confirmation and audit of the sta
tus of the loan with the holder of
the security deed.
Mortgage Electronic Registration
Systems, Inc. as Attorney-in-Fact for
Jerry L. Dalton
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/sm5 2/5/08
Our file no. 5401006-FT4
EXHIBIT A
All that tract or parcel of land
together with improvements there
on lying and being in the 284th
GMD, Banks County, Georgia, con
sisting of 4.445 acres, all as more
fully shown by plat of survey by
North Central Land Surveying, by
Roy A. Terrell, Ga. Reg. No. 1700,
dated July 2, 1991 recorded in Plat
Book 16, Folio 135, in the Office of
the Clerk of Superior Court of Banks
County, Georgia, said plat being
referred to and incorporated herein
for a more complete description.
Being the same property as
that conveyed by Quitclaim Deed
from Barbara A., Dalton to Dennis
Gerald Dalton dated November 14,
1996 recorded in Deed Book 111,
Page 658, Banks County records.
Subject to Right of Way Easement
dated March 6, 1995 recorded in
Deed Book 96, Page 53, Banks
County records.
Subject to all easements, restric
tions, reservations and rights of way
of record, if any.
(JA2,9,16,23B/12062 6000)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING
TO COLLECT
A DEBT.
ANY
INFORMATION
OBTAINED
WILL
BE USED FOR THAT PURPOSE.
Under and by virtue of the Power
of Sale contained in a Security
Deed given by DEREK C. MUNROE
and JENNIFER D. MUNROE to THE
MORTGAGE PEOPLE CO., dated
January 7, 2003, recorded in Deed
Book 206, Page 138, Banks County,
Georgia Records, as last transferred
to National City Mortgage Co.
by assignment recorded in Deed
Book 207, Page 479, Banks County,
Georgia Records, conveying the
after-described property to secure
a Note in the original principal
amount of TWO HUNDRED FIFTY
THOUSAND AND 0/100 DOLLARS
($250,000.00), with interest thereon
as set forth therein, there will be sold
at public outcry to the highest bid
der for cash before the Courthouse
door of Banks County, Georgia,
within the legal hours of sale on the
first Tuesday in February, 2008, the
following described property:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said Security
Deed has been and is hereby
declared due because of, among
other possible events of default,
failure to pay the indebtedness as
and when due and in the manner
provided in the Note and Security
Deed. The debt remaining in
default, this sale will be made for
the purpose of paying the same and
all expenses of this sale, as provided
in Security Deed and by law, includ
ing attorneys fees (notice of intent
to collect attorneys fees having been
given).
Said property will be sold sub
ject to any outstanding ad valorem
taxes (including taxes which are
a lien, but not yet due and pay
able), any matters which might
be disclosed by an accurate survey
and inspection of the property, any
assessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record supe
rior to the Security Deed first set
out above.
To the best knowledge and belief
of the undersigned, the party in
possession of the property is Derek
C. Munroe and Jennifer D. Munroe
or a tenant or tenants and said
property is more commonly known
as 118 Harmony Valley Drive, Alto,
Georgia 30510.
The sale will be conducted subject
(1) to confirmation that the sale
is not prohibited under the U.S.
Bankruptcy Code and (2) to final
confirmation and audit of the sta
tus of the loan with the holder of
the security deed.
National City Real Estate Services
LLC sbm National City Mortgage,
Inc. fka National City Mortgage
Co. as Attorney-in-Fact for Derek C.
Munroe and Jennifer D. Munroe
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jtm 2/5/08
Our file no. 5151907-FT7
EXHIBIT A
All that tract or parcel of land
lying and being in Land Lots 217
and 220 of the 10th Land District
of Banks County, Georgia, desig
nated as Tract 1, containing 10.00
acres, more or less, as shown on a
plat of survey prepared by Lovell,
Duvall, Miller 7 Assoc., Inc., R.S.
under date of July 2, 2001, a copy
of said plat being of record in the
Office of the Clerk of Superior Court
of Banks County, Georgia, in Plat
Book 26, Page(s) 45, to which said
plat and the record thereof refer
ence is hereby made for a more
complete description.
Subject to all other easements, cov
enants and restrictions of record.
Less and Except property con
veyed in that certain Right of Way
Deed recorded in Deed Book 300,
Page 724, aforesaid records.
(JA9,16,23,30B/12062 6000)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING
TO COLLECT
A DEBT.
ANY
INFORMATION
OBTAINED
WILL
BE USED FOR THAT PURPOSE.
Under and by virtue of the Power
of Sale contained in a Security Deed
given by ANTHONY A. TORTORICI
to MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC. as
nomineeforSUNTRUSTMORTGAGE,
INC., dated April 30, 2004, recorded
in Deed Book 240, Page 276, Banks
County, Georgia Records, convey
ing the after-described property to
secure a Note in the original prin
cipal amount of ONE HUNDRED
TWENTY-FOUR THOUSAND FIVE
HUNDRED NINETY-ONE AND
0/100 DOLLARS ($124,591.00),
with interest thereon as set forth
therein, there will be sold at public
outcry to the highest bidder for
cash before the Courthouse door
of Banks County, Georgia, within
the legal hours of sale on the first
Tuesday in February, 2008, the fol
lowing described property:
All that tract or parcel of land
lying and being in GMD 448, Banks
County Georgia, being Lot 3, con
sisting of 2.08 acres as per Plat
recorded in Plat Book 27, Page 154
of the Banks County Deed Records,
which Plat is incorporated herein
by reference for a more complete
description of said property.
The debt secured by said Security
Deed has been and is hereby
declared due because of, among
other possible events of default,
failure to pay the indebtedness as
and when due and in the manner
provided in the Note and Security
Deed. The debt remaining in
default, this sale will be made for
the purpose of paying the same and
all expenses of this sale, as provided
in Security Deed and by law, includ
ing attorneys fees (notice of intent
to collect attorneys fees having been
given).
Said property will be sold sub
ject to any outstanding ad valorem
taxes (including taxes which are
a lien, but not yet due and pay
able), any matters which might
be disclosed by an accurate survey
and inspection of the property, any
assessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record supe
rior to the Security Deed first set
out above.
To the best knowledge and belief
of the undersigned, the party in pos
session of the property is Anthony
A. Tortorici or a tenant or tenants
and said property is more com
monly known as 376 Shubert Lane,
Lula, Georgia 30554.
The sale will be conducted subject
(1) to confirmation that the sale
is not prohibited under the U.S.
Bankruptcy Code and (2) to final
confirmation and audit of the sta
tus of the loan with the holder of
the security deed.
Mortgage Electronic Registration
Systems, Inc. as Attorney-in-Fact for
Anthony A. Tortorici
Morris, Schneider, Prior, Johnson
& Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_
sales.asp
MSP/saf 2/5/08
Our file no. 1898007-FT2
(JA9,16,23,30B/12062 5000)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING
TO COLLECT
A DEBT.
ANY
INFORMATION
OBTAINED
WILL
BE USED FOR THAT PURPOSE.
Under and by virtue of the Power
of Sale contained in a Security
Deed given by CARL R. MARTIN
to MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.,
dated August 18, 2005, recorded
in Deed Book 264, Page 758, Banks
County, Georgia Records, as last
transferred to Suntrust Mortgage,
Inc. by assignment to be recorded
in the Office of the Clerk of Superior
Court of Banks County, Georgia
Records, conveying the after-
described property to secure a Note
in the original principal amount
of ONE HUNDRED SIXTY-EIGHT
THOUSAND THREE HUNDRED
FIFTY AND 0/100 DOLLARS
($168,350.00), with interest thereon
as set forth therein, there will be sold
at public outcry to the highest bid
der for cash before the Courthouse
door of Banks County, Georgia,
within the legal hours of sale on the
first Tuesday in February, 2008, the
following described property:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said Security
Deed has been and is hereby
declared due because of, among
other possible events of default,
failure to pay the indebtedness as
and when due and in the manner
provided in the Note and Security
Deed. The debt remaining in
default, this sale will be made for
the purpose of paying the same and
all expenses of this sale, as provided
in Security Deed and by law, includ
ing attorneys fees (notice of intent
to collect attorneys fees having been
given).
Said property will be sold sub
ject to any outstanding ad valorem
taxes (including taxes which are
a lien, but not yet due and pay
able), any matters which might
be disclosed by an accurate survey
and inspection of the property, any
assessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record supe
rior to the Security Deed first set
out above.
To the best knowledge and belief
of the undersigned, the party in
possession of the property is Carl R.
Martin and Kimberly G. Martin or
a tenant or tenants and said prop
erty is more commonly known as
5283 Hwy. 51 South, Lula, Georgia
30554.
The sale will be conducted subject
(1) to confirmation that the sale
is not prohibited under the U.S.
Bankruptcy Code and (2) to final
confirmation and audit of the sta
tus of the loan with the holder of
the security deed.
Suntrust Mortgage, Inc. as
Attorney-in-Fact for Carl R. Martin
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jtm 2/5/08
Our file no. 5695306-FT7
EXHIBIT A
All that tract or parcel of land
lying and being in the G.M.D. 1464,
Banks County, Georgia, being 4.70
acres consisting of Tract A and
Tract B as shown on plat of Survey
for "Samuel A. Robinson, Sr. and
Dorothy R. Robinson," dated July
29, 1992, prepared by Jimmy D.
Bullock and Associates, GA Reg. Sur.
being recorded in the Clerk's Office
of the Superior Court of Banks
County, GA in Plat Book 17, Page
97. Said plat and the record thereof
are herein incorporated for a full
and complete legal description.
(JA9,16,23,30B/12062 6000)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment
of the indebtedness, secured by a
Security Deed executed by CRYSTAL
ANN SMITH to MORTGAGE
ELECTRONIC REGISTRATION
SYSTEMS, INC., dated March 1,
2007 in the amount of $276,000.00,
and recorded in Deed Book 302,
Page 196, Banks County, Georgia
Records; as last transferred to
Mortgage Electronic Registration
Systems, Inc. by assignment; the
undersigned, Mortgage Electronic
Registration Systems, Inc. pursuant
to said deed and the note thereby
secured, has declared the entire
amount of said indebtedness due
and payable and pursuant to the
power of sale contained in said
deed, will on the first Tuesday in
February, 2008, during the legal
hours of sale, at the Courthouse
door in Banks County, sell at pub
lic outcry to the highest bidder for
cash, the property described in said
deed to-wit:
All that tract or parcel of land
together with improvements there
on, lying and being in Land Lots 213
and 214 of the 10 th District, Banks
County, Georgia, containing 5.00
acres designated as Lot 1 on a plat
of survey identified as Sweet Valley
Farms prepared by Hubert Lovell,
Georgia Registered Land Surveyor,
dated May 8, 1984, and recorded in
Plat Book 14, Page 132 of the Banks
County, Georgia Plat Records, and
which plat is hereby incorporated
by reference for a more complete
description of said property.
which has the property address
of 456 Wynn Shoals Rd., Alto,
Georgia, together with all fixtures
and other personal property con
veyed by said deed.
The sale will be held subject to
any unpaid taxes, assessments,
rights-of-way, easements, protective
covenants or restrictions, liens, and
other superior matters of record
which may affect said property.
The sale will be conducted subject
(1) to confirmation that the sale
is not prohibited under the U.S.
Bankruptcy Code and (2) to final
confirmation and audit of the sta
tus of the loan with the holder of
the security deed.
Notice has been given of inten
tion to collect attorneys' fees in
accordance with the terms of the
note secured by said deed.
Said property will be sold as the
property of Crystal Ann Smith and
the proceeds of said sale will be
applied to the payment of said
indebtedness, the expense of said
sale, all as provided in said deed,
and the undersigned will execute
a deed to the purchaser as provid
ed in the aforementioned Security
Deed.
Mortgage Electronic Registration
Systems, Inc.
Attorney-in-Fact for Crystal Ann
Smith
Anthony DeMarlo, Attorney/
smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-17229 /CONV
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR AND
IS ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED FOR
THAT PURPOSE.
(JA9,16,23,30B/1325 5000)
Read, then
Recycle.
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of Power of Sale con
tained in Security Deed from
STEVEN STALKER to FIRST GEORGIA
BANKING COMPANY, dated July
14, 2006, which Deed is record
ed among Banks County, Georgia
Records in Deed Book 286, Page
157, said Security Deed being given
to secure a Note dated July 14, 2006,
in the original principal amount
of SIXTY THOUSAND EIGHT
HUNDRED NINETY SEVEN AND
13/100 ($60,897.13) DOLLARS,
with interest thereon as set forth
therein, there will be sold by the
undersigned at public outcry to the
highest bidder for cash before the
Courthouse Door at Banks County,
Georgia, within the legal hours of
sale on the first Tuesday in February,
2008, (February 5, 2008) the fol
lowing described property, to wit:
All that tract or parcel of land
lying and being in 448th GMD,
Banks County, Georgia, and being
Lot 5, Phase 4 at Apple Pie Ridge
Community Subdivision, as shown
on a plat of survey prepared by
Davidson Land Surveying, Inc.,
Kevin G. Davidson, GRLS, dated
June 10, 2004, said plat being
recorded in the Office of Superior
Court of Banks County, in Plat Book
E, Page(s) 62-64, which plat is incor
porated herein by reference for a
more full and complete description
of said property.
Subject to all easements, cove
nants and restrictions of record.
Said property is known as Lot
405, Planters Point Ct., Baldwin,
Georgia, 30511, together with all
fixtures and personal property
attached to and constituting a part
of said property if any.
Whereas, the Note secured by
said Security Deed has become
in default as to payment of the
principal and interest, and FIRST
GEORGIA BANKING COMPANY has
given notice of its intention to fore
close said Security Deed and claim
attorney's fees as provided in said
Note and Security Deed.
The debt secured by said Security
Deed and evidenced by said Note
has been and is hereby declared
due because of the non-payment
of the current indebtedness secured
by said Security Deed. The debt
remaining in default, this sale will
be made for the purpose of pay
ing said indebtedness, including
all accrued and unpaid interest
thereon, and attorney's fees and all
expenses of said sale.
Said property will be sold sub
ject to any outstanding ad valorem
taxes (including taxes which are a
lien, whether or not now due and
payable), the right of redemption
of any taxing authority, any mat
ters which might be disclosed by
an accurate survey and inspection
of the property, any assessments,
liens, encumbrances, zoning ordi
nances, restrictions, covenants, and
matters of record superior to the
Security Deed first set out above.
The sale will be conducted subject
(1) to confirmation that the sale
is not prohibited under the U. S.
Bankruptcy Code and (2) to final
confirmation and audit of the sta
tus of the loan with the holder of
the security deed.
The property will be sold as the
property of STEVEN STALKER, who,
to the best of the undersigned's
knowledge and belief, is the party
in possession of said property.
FIRST GEORGIA BANKING
COMPANY, as Attorney-in-Fact for
STEVEN STALKER
M. KEITH YORK,
KIMZEY, KIMZEY & YORK
1070 South Main Street
P. O. Box 38
Cornelia, Georgia 30531
(706) 778-6823
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR. ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
(JA9,16,23,30B/1326 6000)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of a Power of Sale
contained in that certain Security
Deed from CHERYL SHORKEY
to MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.,
as nominee for AMERICAN
RESIDENTIAL MORTGAGE CORP.,
dated December 1, 2004, record
ed December 17, 2004, in Deed
Book 249, Page 868, Banks County,
Georgia Records, said Security Deed
having been given to secure a Note
of even date in the original prin
cipal amount of ONE HUNDRED
SIXTY FOUR THOUSAND SEVEN
HUNDRED AND 00/100 DOLLARS
($164,700.00), with interest there
on as provided for therein, said
Security Deed having been last sold,
assigned and transferred to Wells
continued on following page