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PAGE 10A
THE BANKS COUNTY NEWS
WEDNESDAY, APRIL 9, 2008
public notices & legal records
www.malnstreetnews.com
Notice of Sale
Advertisement of Sale Under
Power of Sale in Deed
to Secure Debt
State of Georgia
County of Banks
Under and by virtue of the
power of sale contained in that
certain Deed to Secure Debt (the
“Security Deed") from EDWARD
L. TATRO and KEITHA L. TATRO
to NORTHEAST GEORGIA BANK,
dated January 10, 2007, record
ed January 20, 2007, in Deed
Book 206, Pages 468-470, records
of Banks County, Georgia; the
Security Deed secures Note dated
January 10, 2007, in the original
principal amount of $64,135.00,
plus interest; there will be sold by
the under-signed at public outcry
to the highest and best bidder
for cash before the Courthouse
door at Banks County, Georgia,
within the legal hours of sale on
the first Tuesday in May, 2008,
the following described property
and improvements, to wit:
DESCRIPTION
All that tract or parcel of land
lying and being in the 207th
District, G.M., Banks County,
Georgia, and being that 12.31
acres, more or less, as more
particularly shown on a plat
of survey prepared for Edward
Tatro & Keitha Tatro by G. Brian
Slate, Registered Surveyor, dated
October 2, 2002, revised October
28, 2002, revised January 2,
2003, recorded in Plat Book
27, Page 89, in the Office of
the Clerk of the Superior Court
of Banks County, Georgia and
incorporated herein and made
a part hereof by reference for a
more detailed description.
The debt secured by the Security
Deed has been and is hereby
declared due because of, among
other possible events of default,
non-payment of said loan. The
debt remaining in default, this
sale will be made for the pur
pose of paying the same and all
expenses of this sale, including
attorney's fees.
Said property will be sold as
the property of Edward L. Tatro
and Keitha L. Tatro, and subject
to the outstanding ad valorem
taxes and/or assignments if any,
and further subject to the out
standing balances of all liens
superior to the Security Deed,
if any.
To the best knowledge and
belief of the undersigned, equi
table title to said property is
now held by Edward L. Tatro and
Keitha L. Tatro.
THIS IS AN ATTEMPT TO
COLLECT A DEBT, AND ANY
INFORMATION
OBTAINED
WILL BE USED
FOR THAT
PURPOSE.
NORTHEAST GEORGIA BANK
B y: __
As Attorney-in-fact for: Edward
L. Tatro and Keitha L. Tatro
Marc S. Kaufman
VANDIVER & KAUFMAN, LLC
Attorneys at Law
5330 Vickery Street
Post Office Box 10
Lavonia, Georgia 30553
(706) 356-2323
(706) 356-3427 FAX
(AP9,16,23,30P4)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the pay
ment of the indebtedness secured
by a Security Deed executed
by Maria Castro to Mortgage
Electronic Registration Systems,
Inc. dated April 28, 2006, in
the amount of $118,750.00,
and recorded in Deed Book
284, Page 489, Banks County,
Georgia Records; as last trans
ferred to Avelo Mortgage, LLC
by assignment; the undersigned,
Avelo Mortgage, LLC pursuant to
said deed and the note thereby
secured, has declared the entire
amount of said indebtedness due
and payable and pursuant to the
power of sale contained in said
deed, will on the first Tuesday in
May, 2008, during the legal hours
of sale, at the Courthouse door
in Banks County, sell at public
outcry to the highest bidder for
cash, the property described in
said deed to-wit:
All that tract or parcel of land
lying and being in Land Lots
185 and 186 of the 10th Land
District of Banks County, and
Habersham County, Georgia,
per plat recorded in Plat Book
11, Page 194, Banks County,
and being commonly known as
925 Park Avenue, Baldwin,
Georgia, 30511.
Subject to all easements and
restrictions of record, if any.
which has the property address
of 925 Park Ave., Baldwin,
Georgia, together with all fix
tures and other personal prop
erty conveyed by said deed.
The sale will be held subject to
any unpaid taxes, assessments,
rights-of-way, easements, pro
tective covenants or restrictions,
liens, and other superior matters
of record which may affect said
property.
The sale will be conducted sub
ject (1) to confirmation that the
sale is not prohibited under the
U.S. Bankruptcy Code and (2)
to final confirmation and audit
of the status of the loan with the
holder of the security deed.
Notice has been given of inten
tion to collect attorneys' fees in
accordance with the terms of the
note secured by said deed.
Said property will be sold as
the property of Maria Castro
and the proceeds of said sale
will be applied to the payment of
said indebtedness, the expense
of said sale, all as provided in
said deed, and the undersigned
will execute a deed to the pur
chaser as provided in the afore
mentioned Security Deed.
Avelo Mortgage, LLC
Attorney-in-Fact for Maria
Castro
Anthony DeMarlo, Attorney/
apatterson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-07653 /CONV
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR AND
IS ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
(AP9,16,23,30B/1325 5000)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the
payment of the indebtedness
secured by a Security Deed
executed by ROBERT L. FRADY
to MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.
dated August 7, 2002, and
recorded in Deed Book 197, Page
607, Banks County Records, said
Security Deed having been last
sold, assigned, transferred and
conveyed to EverHome Mortgage
Company, by Assignment secur
ing a Note in the original prin
cipal amount of $97,450.00, the
holder thereof pursuant to said
Deed and Note thereby secured
has declared the entire amount
of said indebtedness due and pay
able and, pursuant to the power
of sale contained in said Deed,
will on the first Tuesday, May 6,
2008, during the legal hours of
sale, before the Courthouse door
in said County, sell at public
outcry to the highest bidder for
cash, the property described in
said Deed, to-wit:
All that tract or parcel of land
lying and being in the Golden
Hill District of Banks County,
Georgia consisting of 5.00 acres,
all as more fully shown by plat of
survey by Jeff Weshner, Ga. Reg.
No. 2323, dated June 2nd 1988,
recorded in Plat Book 13 Folio
193 in the Office of the Clerk
of Superior Court in Banks Co.,
Georgia, said plat being referred
to and incorporated herein for
a more complete description
and being more particularly
described as follows:
BEGINNING at a point located
on the southwesterly margin of
right-of-way of Wynn Lake Road,
said point being 16, 255 feet
northwesterly from the inter
section of Homer- Yonah Road;
thence along the centerline of
the gravel drive as shown by
the aforementioned plat the fol
lowing courses and distances:
South 25 Degrees 55'34" West
72.04 feet to a point; South 33
Degrees 41'48" West 62.43 feet
to a point; South 38 Degrees
01'59" West 79.45 feet to a point;
South 34 Degrees 22'05" West
25.39 feet to a point; South 22
Degrees 39'02" West 23.78 feet
to a point; South 14 Degrees
13'05" West 41.73 feet to a point;
South 29 Degrees 10'25" West
44.06 feet to a point; South 41
Degrees 35'55" West 133.11 feet
to a point; South 53 Degrees
29'28" West 40.69 feet to a
point; South 62 Degrees 10'53"
West 79.68 feet to a point; South
69 Degrees 55'05" West 70.57
feet to a point; South 31 Degrees
41'53" West 28.81 feet to a point;
South 13 Degrees 26'31" West
54.95 feet to a point; South 26
Degrees 03'00" West 56.70 feet
to a point; South 37 Degrees
18'24" West 73.17 feet to a point;
South 46 Degrees 18'44" West
77.49 feet to a point; South 16
Degrees 31'50" West 87.76 feet to
a point; South 02 Degrees 14'40"
East 117.32 feet to a point; South
14 Degrees 52'55" West 82.96
feet to a point; South 64 Degrees
33'01" West 270.00 feet to a
point; thence leaving the center
line of said gravel drive South
28 Degrees 17'47" East 110.00
feet to a point; thence South
64 Degrees 01'00" West 177.51
feet to a point; thence North
25 Degrees 59'00" West 135.45
feet to a point; thence North
02 Degrees 32'22" East 315.79
feet to a point; thence North
72 Degrees 31'00" East 117.53
feet to a point; thence North
54 Degrees 29'00" East 808.48
feet to a point; thence North
24 Degrees 22'00" East 519.70
feet to a point on the southwest
erly margin of right-of-way of
Wynn Lake Road; thence along
the right-of-way of Wynn Lake
Road South 17 Degrees 39'00"
East 122.21 feet to the point of
the beginning. Also Conveyed:
A right-of-way easement along
the gravel drive as shown by the
aforementioned plat leading in
a southwesterly direction from
Wynn Lake Road.
Said property is known as
1627 Wynn Lake Road, Alto, GA
30510, together with all fixtures
and personal property attached
to and constituting a part of said
property, if any.
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, whether or
not now due and payable), the
right of redemption of any tax
ing authority, any matters which
might be disclosed by an accu
rate survey and inspection of the
property, any assessments, liens,
encumbrances, zoning ordinanc
es, restrictions, covenants, and
matters of record superior to
the Security Deed first set out
above.
The sale will be conducted sub
ject (1) to confirmation that the
sale is not prohibited under the
U.S. Bankruptcy Code and (2)
to final confirmation and audit
of the status of the loan with the
holder of the security deed.
Notice has been given of inten
tion to collect attorney's fees in
accordance with the terms of the
Note secured by said Deed.
Said property will be sold as
the property of Robert L. Frady,
the property, to the best infor
mation, knowledge and belief
of the undersigned, being pres
ently in the possession of Robert
L. Frady, and the proceeds of
said sale will be applied to the
payment of said indebtedness
and all the expenses of said sale,
including attorney's fees, all as
provided in said Deed, and the
balance, if any, will be distrib
uted as provided by law.
EverHome Mortgage Company
as Attorney-in-Fact for Robert L.
Frady
File no. 08-002344
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER,
LLP*
Attorneys and Counselors at
Law
2872 Woodcock Boulevard,
Suite 100
Atlanta, GA 30341
(770) 220-2730/SM
www.swertfeger.net
*THE LAW FIRM IS ACTING
AS A DEBT COLLECTOR. ANY
INFORMATION OBTAINED
WILL BE USED FOR THAT
PURPOSE.
[FC-NOS]
(AP9,16,23,30B/1323 10000)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the
payment of the indebtedness
secured by a Security Deed exe
cuted by GLORIA DIANE LEACH
to MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.
dated September 13, 2005, in
the amount of $93,500.00, and
recorded in Deed Book 266, Page
632, Banks County, Georgia
Records; as last transferred to
HSBC Mortgage Services Inc. by
assignment; the undersigned,
HSBC Mortgage Services Inc. pur
suant to said deed and the note
thereby secured, has declared
the entire amount of said indebt
edness due and payable and
pursuant to the power of sale
contained in said deed, will on
the first Tuesday in May, 2008,
during the legal hours of sale,
at the Courthouse door in Banks
County, sell at public outcry to
the highest bidder for cash, the
property described in said deed
to-wit:
Situated in the State of GA,
Banks County, and described
as: All that tract or parcel of
land lying and being in the
912th G.M.D. of Banks County,
Georgia, and being more par
ticularly described accord
ing to plat of survey made for
Dianne Leach by Max Lewallen,
Registered Surveyor, under date
of September 28, 1984, a copy of
said plat being of record in the
Office of the Clerk of Superior
Court of Banks County, Georgia,
in Plat Book 10, Page 109, as
follows: Beginning at an iron
pin corner common to lands of
Chitwood on the Southwesterly
side of the Right of Way of Georgia
Highway 51, said corner being
located 0.7 miles Southeasterly
along said Right of Way from
the Lula City Limit; thence South
54 Degrees 17 Minutes East 946
feet along said Right of Way to
corner in the center of an old
roadbed; thence along the center
of the old roadbed the follow
ing courses and distances: South
74 Degrees 09 Minutes West
180.7 feet, South 75 Degrees 54
Minutes West 104.2 feet, South
80 Degrees 41 Minutes West
66.8 feet, South 84 Degrees 59
Minutes West 46.4 feet, North
71 Degrees 20 Minutes West
86.9 feet, North 65 Degrees 22
Minutes West 55.1 feet, North
49 Degrees 03 Minutes West
34.3 feet, North 28 Degrees 19
Minutes West 128.9 feet, North
34 Degrees 50 Minutes West
39.9 feet, North 46 Degrees 40
Minutes West 152.1 feet, North
48 Degrees 11 Minutes West
185.6 feet and North 51 Degrees
39 Minutes West 81.2 feet to cor
ner; thence North 50 Degrees 23
Minutes East 13.7 feet to an iron
pin; thence continuing North 50
Degrees 23 Minutes East 212.03
feet to the Point of Beginning,
containing 5.38 acres, more
or less. Property Address: 5123
Highway 51 South, Lula, GA
30554-3856.
which has the property address
of 5123 Highway 51 South,
Lula, Georgia, together with
all fixtures and other personal
property conveyed by said deed.
The sale will be held subject to
any unpaid taxes, assessments,
rights-of-way, easements, pro
tective covenants or restrictions,
liens, and other superior matters
of record which may affect said
property.
The sale will be conducted sub
ject (1) to confirmation that the
sale is not prohibited under the
U.S. Bankruptcy Code and (2)
to final confirmation and audit
of the status of the loan with the
holder of the security deed.
Notice has been given of inten
tion to collect attorneys' fees in
accordance with the terms of the
note secured by said deed.
Said property will be sold as
the property of Gloria Diane
Leach and the proceeds of said
sale will be applied to the pay
ment of said indebtedness, the
expense of said sale, all as pro
vided in said deed, and the
undersigned will execute a deed
to the purchaser as provided
in the aforementioned Security
Deed.
HSBC Mortgage Services Inc.
Attorney-in-Fact for Gloria
Diane Leach
Anthony DeMarlo, Attorney/
efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-05488 /CONV
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR AND
IS ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
(AP9,16,23,30B/1325 7000)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the pay
ment of the indebtedness secured
by a Security Deed executed by
KEITH TUCKER to WELLS FARGO
HOME MORTGAGE, INC. dated
June 10, 2002, and recorded in
Deed Book 194, Page 239, Banks
County Records, said Security
Deed having been last sold,
assigned, transferred and con
veyed to Wells Fargo Bank, N.A.,
by Assignment securing a Note in
the original principal amount of
$143,744.00, the holder thereof
pursuant to said Deed and Note
thereby secured has declared the
entire amount of said indebt
edness due and payable and,
pursuant to the power of sale
contained in said Deed, will on
the first Tuesday, May 6, 2008,
during the legal hours of sale,
before the Courthouse door in
said County, sell at public outcry
to the highest bidder for cash,
the property described in said
Deed, to-wit:
All that tract or parcel of land,
with improvements thereon, lying
and being in the Anderson (465)
District, G.M. Banks County,
GA in the corporate limits of
the Town of Maysville, Georgia,
containing 1.62 acres, more, or
less, and being bounded now
or formerly as follows: On the
Northwest by Homer-Maysville
Highway and lands of Blanton
Jacks; on the Northeast by lands
of Blanton Jacks and other
land of Mrs. Addie Sheridan;
on the Southeast by Mrs. Addie
Sheridan; and on the Southwest
by lands of Mrs. Addie Sheridan,
and by said Homer-Maysville
Highway, and being more clearly
shown and delineated on plat of
survey of H.G. Prickett, Surveyor,
dated April 27, 1948, and being
recorded in Plat Book 1, Page
324, Banks County Records. Said
plat and the record thereof are
herein incorporated for a full
and complete legal description.
Being the same property con
veyed by Arthur H. Sanders to
James Cecil Highfield by warran
ty deed dated August 17, 1966,
and being recorded in Deed
Book “RR" Page 58, Banks Co.
Ga.
Said property is known as 58A
Homer Street, Maysville, GA
30558, together with all fixtures
and personal property attached
to and constituting a part of said
property, if any.
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, whether or
not now due and payable), the
right of redemption of any tax
ing authority, any matters which
might be disclosed by an accu
rate survey and inspection of the
property, any assessments, liens,
encumbrances, zoning ordinanc
es, restrictions, covenants, and
matters of record superior to
the Security Deed first set out
above.
The sale will be conducted sub
ject (1) to confirmation that the
sale is not prohibited under the
U.S. Bankruptcy Code and (2)
to final confirmation and audit
of the status of the loan with the
holder of the security deed.
Notice has been given of inten
tion to collect attorney's fees in
accordance with the terms of the
Note secured by said Deed.
Said property will be sold as
the property of Keith Tucker, the
property, to the best informa
tion, knowledge and belief of
the undersigned, being presently
in the possession of Keith Tucker,
and the proceeds of said sale
will be applied to the payment
of said indebtedness and all the
expenses of said sale, including
attorney's fees, all as provided
in said Deed, and the balance,
if any, will be distributed as pro
vided by law.
Wells Fargo Bank, N.A. as
Attorney-in-Fact for Keith Tucker
File no. 07-8151
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER,
LLP*
Attorneys and Counselors at
Law
2872 Woodcock Boulevard,
Suite 100
Atlanta, GA 30341
(770) 220-2730/AB
www.swertfeger.net
*THE LAW FIRM IS ACTING
AS A DEBT COLLECTOR. ANY
INFORMATION OBTAINED
WILL BE USED FOR THAT
PURPOSE.
[FC-NOS]
(AP9,16,23,30B/1323 7000)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in a
Security Deed given by DEREK
C. MUNROE and JENNIFER D.
MUNROE to THE MORTGAGE
PEOPLE CO., dated January 7,
2003, recorded in Deed Book
206, Page 138, Banks County,
Georgia Records, as last trans
ferred to National City Mortgage
Co. by assignment recorded in
Deed Book 207, Page 479, Banks
County, Georgia Records, con
veying the after-described prop
erty to secure a Note in the origi
nal principal amount of TWO
HUNDRED FIFTY THOUSAND
AND 0/100 DOLLARS
($250,000.00), with interest
thereon as set forth therein,
there will be sold at public out
cry to the highest bidder for cash
before the Courthouse door of
Banks County, Georgia, within
the legal hours of sale on the first
Tuesday in May, 2008, the fol
lowing described property:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said
Security Deed has been and is
hereby declared due because of,
among other possible events of
default, failure to pay the indebt
edness as and when due and
in the manner provided in the
Note and Security Deed. The
debt remaining in default, this
sale will be made for the pur
pose of paying the same and all
expenses of this sale, as provid
ed in Security Deed and by law,
including attorneys fees (notice
of intent to collect attorneys fees
having been given).
Said property will be sold sub
ject to any outstanding ad valor
em taxes (including taxes which
are a lien, but not yet due and
payable), any matters which
might be disclosed by an accu
rate survey and inspection of the
property, any assessments, liens,
encumbrances, zoning ordinanc
es, restrictions, covenants, and
matters of record superior to
the Security Deed first set out
above.
To the best knowledge and
belief of the undersigned, the
party in possession of the prop
erty is Derek C. Munroe and
continued on following page