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WEDNESDAY, JUNE 18, 2008 THE BANKS COUNTY NEWS PAGE 5B Public Notices Continued cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the follow ing described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebt edness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in Security Deed and by law, including attor neys fees (notice of intent to col lect attorneys fees having been given). Said property will be sold sub ject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be dis closed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full author ity to negotiate, amend, and modify all terms of the mort gage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the prop erty is Kevin L. Hoffman and Lisa Hoffman or a tenant or tenants and said property is more commonly known as 187 Oma Welborn Rd., Gillsville, Georgia 30543. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confir mation and audit of the sta tus of the loan with the holder of the security deed. Regions Bank d/b/a Regions Mortgage sbm Union Planters Bank, NA d/b/a Regions Mortgage as Attorney-in-Fact for Kevin L. Hoffman and Lisa Hoffman McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/chl 7/1/08 Our file no. 51199008-FT8 EXHIBIT A All that tract or parcel of land lying and being in the 1464th District, G.M., Banks County, Georgia, and being that 5.60 acres, more or less, as more par ticularly shown on a plat of sur vey prepared by Phillips Land Surveying, registered surveyor, dated April 2, 1996, recorded in Plat Book 20, Page 198 in the Office of the Clerk of the Superior Court of Banks County, Georgia. Reference to said plat and the record thereof is hereby made for a more complete description of said property. (JN4,11,18,25B/12062-60T1P) Notice of Sale Notice of Sale Under Power Georgia, Banks County THIS LAW FIRM ISACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by AARON A. ABREU to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 25, 2003, recorded in Deed Book 210, Page 539, Banks County, Georgia Records, as last trans ferred to Countrywide Home Loans, INC. by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, con veying the after-described prop erty to secure a Note in the origi nal principal amount of NINETY- THREE THOUSAND AND 0/100 DOLLARS ($93,000.00), with interest thereon as set forth therein, there will be sold at pub lic outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the follow ing described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebt edness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in Security Deed and by law, including attor neys fees (notice of intent to col lect attorneys fees having been given). Said property will be sold sub ject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be dis closed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full author ity to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please under stand that the secured creditor is not required to negotiate, amend, or modify the terms of the mort gage instrument. To the best knowledge and belief of the undersigned, the party in possession of the prop erty is Aaron A. Abreu or a ten ant or tenants and said property is more commonly known as 220 Borders Road, Commerce, Georgia 30530. The sale will be conducted sub ject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, INC. as Attorney-in-Fact for Aaron A. Abreu McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/scc 7/1/08 Our file no. 51017708-FT4 EXHIBIT A All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, being that 5.51 acres, more or less, designated as Tract No. 2 on a plat of survey of Glenfield Farms Subdivision, pre pared by David Norris Simpson, registered surveyor, as per plat recorded in Plat Book 14, Page 131, in the Office of the Clerk of the Superior Court of Banks County, Georgia, which recorded plat is hereby incorporated herein by reference and made a part of this description. (JN4,11,18,25B/12062-60T1P) Notice of Sale Notice of Sale Under Power Georgia, Banks County THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by JAMES TRAVIS WILLIAMS to FIRST FRANKLIN A DIVISION OF NAT. CITY BANK OF IN, dated August 5, 2005, recorded in Deed Book 266, Page 767, Banks County, Georgia Records, as last transferred to U.S. Bank National Association, as Trustee for First Franklin Mortgage Loan Trust, Mortgage Pass-Through Certificates, Series 2005-FF10 by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after- described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FIVE THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($155,700.00), with interest thereon as set forth there in, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the follow ing described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebt edness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in Security Deed and by law, including attor neys fees (notice of intent to col lect attorneys fees having been given). Said property will be sold sub ject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be dis closed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full author ity to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, (412) 442-3894. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the proper ty is Travis Williams or a tenant or tenants and said property is more commonly known as 120 Sullivan Drive, Homer, Georgia 30547. The sale will be conducted sub ject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank National Association, as Trustee for First Franklin Mortgage Loan Trust, Mortgage Pass-Through Certificates, Series 2005-FF10 as Attorney-in-Fact for James Travis Williams McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/th1 7/1/08 Our file no. 51467607-FT1 EXHIBIT A All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the City of Homer, 265th GMD, Banks County, Georgia, containing 1.18 acres, more or less, and being known and des ignated as Lot 44 on a final plat of survey prepared for Hidden Lake Subdivision, Phase 2 by Richard H. Holcomb, RLS, dated November 26, 2000, recorded in Plat Book C, Page 119, Banks County Records, and incorporat ed herein; being the same prop erty conveyed by deed recorded in Deed Book 254, Page 147, said records. This property is conveyed sub ject to those Protective Covenants for Hidden Lake Subdivision recorded in Deed Book 165, Page 174, Banks County, Georgia Records. (JN4,11,18,25B/12062-70T1P) Notice of Sale Notice of Sale Under Power Georgia, Banks County THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by VICKIE WESTMORELAND and STANLEY WESTMORELAND to EXPRESS MORTGAGE SERVICES, INC., dated April 16, 1999, recorded in Deed Book 143, Page 38, Banks County, Georgia Records, as last transferred to Everhome Mortgage Company by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after- described property to secure a Note in the original principal amount of FORTY-SIX THOUSAND AND 0/100 DOLLARS ($46,000.00), with interest thereon as set forth therein, there will be sold at pub lic outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the follow ing described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebt edness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in Security Deed and by law, including attor neys fees (notice of intent to col lect attorneys fees having been given). Said property will be sold sub ject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be dis closed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EverHome Mortgage Company, 8100 Nations Way, Jacksonville, FL 32256, (904) 224-4667. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the prop erty is Vickie Westmoreland and Stanley Westmoreland or a tenant or tenants and said property is more commonly known as 2744 Highway 51 S, Lula, Georgia 30554. The sale will be conducted sub ject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Everhome Mortgage Company as Attorney-in-Fact for Vickie Westmoreland and Stanley Westmoreland McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/th1 7/1/08 Our file no. 51224908-FT1 EXHIBIT A All that tract or parcel of land lying and being in the 912th District, G.M., Banks County, Georgia, containing 2.51 acres, more or less, as shown on a Plat of survey prepared for Stanley Westmoreland by Max Lewallen, RLS, dated January 30, 1995, recorded in Plat Book 19, Page 138, Banks County, Georgia Records, said Plat being incor porated herein by reference for a more particular description. Subject to a twenty (20) foot ingress and egress easement shown on the. (JN4,11,18,25B/12062-60T1P) Public Notice Notice of Application for a National Pollutant Discharge Elimination System Permit to Discharge Treated Wastewater into the Waters of the State of Georgia. The Georgia Environmental Protection Division (EPD) is considering the issuance of an NPDES permit for the follow ing applicant, subject to specific pollutant limitations and special conditions: City of Lula, Post Office Box 99, Lula, Georgia, 30554, NPDES Permit No. GA0039039, for the proposed water pollution con trol plant located on 6404 Hagen Creek Court in Lula, Georgia. 0.375 MGD of treated wastewa ter will be discharged to Hagen Creek in the Chattahoochee River Basin. Persons wishing to comment on the proposed permit are invited to submit their comments in writ ing to the EPD address below, within 30 days of this notice. All comments received before or on that date will be considered in the formulation of final deter minations for this permit. “City of Lula Water Pollution Control Plant (Hall County)” should be placed at the top of the first page of comments. A public hearing may be held if the EPD Director finds a significant degree of pub lic interest in the proposed permit. Additional information regard ing public hearing procedures is available by writing the EPD. A public hearing may be requested or additional information regard ing public hearing procedures is available, by writing the EPD at the address noted below. The permit application, draft permit, and other information are available for review at 4220 International Parkway, Suite 101, Atlanta, Georgia 30354, between the hours of 8:00 a.m. and 4:30 p.m., Monday through Friday and at City Hall during normal busi ness hours. For additional infor mation contact: Jane Hendricks, Permitting, Compliance and Enforcement Program, Phone 404/362-2680. Please bring this to the attention of persons who you know will be interested in this matter (JN18B/144-30) Barnes Estate Georgia, Banks County Probate Court Notice ELAINE C. SMITH and LEESA B. SHROPSHIRE has petitioned to be appointed Administrators of the estate of MARY ANNE EMMETTE BARNES, deceased, of said County. (The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232.) All interested parties are hereby notified to show cause why said peti tion should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before July 7, 2008, by 10:00 a.m. All pleadings/objections must be signed before a notary pub lic or before a probate court clerk, and filing fees must be tendered with your pleadings/ objections, unless you qualify to file as an indigent party. Contact probate court person nel at the following address/ telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Betty Thomas Probate Judge By: Kathy Hill Probate Clerk/Deputy Clerk 144 Yonah Homer Road, Suite 7 Homer, GA 30547 706-677-6250 (JN11,18,25,JU2P4) Adamson Estate Notice to Debtors and Creditors All creditors of the Estate of DAVID A. ADAMSON, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us. THIS 30th day of May, 2008. Brian Adamson Executor/Administrator 234 Blueberry Ridge Rd. Lafayette, GA 30728 (JN11,18,25,JU2P4) Walden Estate Notice to Debtors and Creditors All creditors of the Estate of LOUIS WALDEN, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us. THIS 30 day of May, 2008. Mary H. Walden Executor/Administrator 1733 Carson Segars Rd. Maysville, GA 30558 (JN11,18,25,JU2P4) Name Change Notice of Petition to Change Name In the Superior Court of Banks County State of Georgia In Re: ALAN JONAS RICE BALES Civil Action File No. 08CV258X Notice is hereby given that ALAN JONAS RICE BALES, the undersigned, filed his Petition to the Superior Court of Banks County, Georgia, on the 16th day of May, 2008, praying for a change in his name to ALAN JONAS RICE. Notice is hereby given pursuant to law to any inter ested or affected party to appear in said Court and file objections to such name change. Objections must be filed with the Court with in 30 days of the filing of said Petition. This 12 day of May, 2008. By: Alan Jonas Rice Bales (JN4,11,18,25P4) Name Change Notice of Petition to Change Name State of Georgia County of Banks Notice is hereby given that LORI ALLISON LOGAN, the under signed, has filed his Petition to the Superior Court of said County on the 22 day of May, 2008, praying for a change in name for LORI ALLISON LOGAN to ALLISON LOGAN COCHRAN, and Notice is hereby given to any interested or affected party to be and appear in said matter, in said Court, on or before 9:00 o’clock a.m. on the 14 day of July, 2008, at which time all objections to the granting of the relief prayed for must be filed in the said Court. This 22 day of May, 2008. By: Timothy Harper Clerk of Court Banks County (MY28,JN4,11,18P4) The Banks County News is the legal organ for Banks County. The deadline to submit legal advertisements is Noon on Thursday, prior to the first week of the publication. The deadline for foreclosure notices for the August 5, 2008, sale date is noon, Thursday, July 3, 2008. Run dates will be July 9,16,23,30, 2008. Legals must be paid in advance, unless previous arrangements have been made. Email legals to: mainstreetnews.com