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>AGE 10A
THE BANKS COUNTY NEWS
THURSDAY, SEPTEMBER 11, 2008
the holder of the security
deed.
Wells Fargo Bank,
N.A., as Trustee for
Structured Asset Securi
ties Corporation SASCO
Mortgage Loan Trust
1999-BC4 Mortgage
Pass-Through Certifi
cates, Series 1999-BC4
as Attorney in Fact for
Lori Jones
Morris, Schneider,
Prior, Johnson & Freed
man, LLC
1587 Northeast Ex
pressway
Atlanta, Georgia
30329
(770)234-9181
www.msplaw.com/
foreclosure_sales.asp
MSP/jm6 10/7/08
Our file no. 1420107-
FT1
(SE11,18,25,OC2B/12062-110T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default
in the payment of the
indebtedness secured
by a Security Deed ex
ecuted by MICHAEL T.
QUEEN to MORTGAGE
ELECTRONIC REGIS-
TRATIN SYSTEMS, dat
ed May 25, 2006, in the
amount of $128,800.00,
and recorded in Deed
Book 283, Page 789,
Banks County, Georgia
Records; as last trans
ferred to Citibank N.A.
as Trustee for the MLMI
Trust Series 2006-HE5
by assignment; the un
dersigned, Citibank N.A.
as Trustee for the MLMI
Trust Series 2006-HE5
pursuant to said deed
and the note thereby
secured, has declared
the entire amount of
said indebtedness due
and payable and pursu
ant to the power of sale
contained in said deed,
will on the first Tuesday
in October, 2008, during
the legal hours of sale,
at the Courthouse door
in Banks County, sell at
public outcry to the high
est bidder for cash, the
property described in
said deed to-wit:
All that tract or parcel
of land containing 5.69
acres, more or less, in
the 912th GMD of Banks
County, Georgia, and
bounded now or former
ly as follows: North by
lands of Jeanette Queen
and Sims-Harris Read;
East by lands of Robert
L. Griffin and Sheila Q.
Griffin; South by lands
of Robert L. Griffin and
Sheila Q. Griffin; and
West by lands of Darren
T. Queen and Dawn M.
Queen.
Said tract of land be
ing more particularly de
scribed according to a
plat of survey prepared
by Jimmy D. Bullock and
Associates, Surveyor,
on June 15, 1996, for
Michael T. Queen, which
plat is recorded in Plat
Book 24, Page 48 of the
Public Records of Banks
County and is by refer
ence herein as part of
this description.
And
All that tract or parcel
of land, together with
improvements thereon,
situate, lying and being
in GMD 1464 of Banks
County, Georgia, con
sisting of 1.00 acre, more
or less, as shown on plat
of survey prepared for
Michael Queen by Max
Jackson Lewallen, Reg
istered Land Surveyor,
dated February 26,
1992. Said plat showing
subject property as be
ing more fully described
as follows:
Beginning at a point
along the Southwesterly
right of way of Sims-Har-
ris Road (County Road
# 161), said point being
.25 miles Northwest of
the point where Sims-
Harris Road (County
Road #161) intersects
with the County paved
road #112; thence from
said point of beginning
South 20 degrees 52
minutes West 242.0 feet
to an iron pin set; thence
North 61 degrees 23
minutes East 104.5 feet
to a point; thence South
60 degrees 06 minutes
East 93.6 feet to a point.
Said point being the True
Point of Beginning.
Plat Book Reference:
Plat Book 17, at Page 9,
Banks County, Georgia
Records.
which has the proper
ty address of 1055 Sims
Harris Road, Lula,
Georgia, together with
all fixtures and other per
sonal property conveyed
by said deed.
The sale will be held
subject to any unpaid
taxes, assessments,
rights-of-way, ease
ments, protective cov
enants or restrictions,
liens, and other superior
matters of record which
may affect said property.
The sale will be con
ducted subject (1) to con
firmation that the sale is
not prohibited under the
U.S. Bankruptcy Code
and (2) to final confir
mation and audit of the
status of the loan with
the holder of the security
deed.
Notice has been given
of intention to collect at
torneys’ fees in accor
dance with the terms of
the note secured by said
deed.
Said property will be
sold as the property of
Michael T. Queen and
the proceeds of said
sale will be applied to the
payment of said indebt
edness, the expense of
said sale, all as provided
in said deed, and the un
dersigned will execute
a deed to the purchas
er as provided in the
aforementioned Security
Deed.
Citibank N.A. as Trust
ee for the MLMI Trust
Series 2006-HE5
Attorney in Fact for Mi
chael T. Queen
Anthony DeMarlo, At-
torney/kjenrette
McCurdy & Candler,
L.L.C.
(404)373-1612
www.mccurdycandler.
com
File No. 08-18932 /
CONV
THIS LAW FIRM IS
ACTING AS A DEBT
COLLECTOR AND IS
ATTEMPTING TO COL
LECT A DEBT. ANY
INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
(SE11,18,25,OC2B/1325-70)
Notice of Sale
Notice of Sale Under Power
By virtue of the pow
er contained in a Deed
To Secure Debt exe
cuted and delivered by
CHARLES D. DANGLER
to FREEDOM BANK OF
GEORGIA, dated June
29, 2006, and recorded
in Deed Book 284, Page
473, Banks County,
Georgia Records, and
recorded securing a note
of even date, and any
other present or future
indebtedness, in addi
tion to interest accruing,
there will be sold at pub
lic outcry to the highest
bidder for cash, before
the Courthouse door in
Banks County, Georgia,
by the undersigned, act
ing as Attorney-in-Fact
for the said CHARLES
D. DANGLER as provid
ed in said Deed to Se
cure Debt, between the
hours of 10:00 A.M. and
4:00 P.M. Eastern Time,
on the first Tuesday in
October, to-wit; October
7, 2008:
All that tract or parcel
of land lying and being in
the 1210th G.M. District,
Banks County, Georgia,
being designated as Lot
19, containing 1.00 acre,
more or less, as shown
on a plat of survey for
Hammer’s Glen “The Re
serve”, by Lovell, Duvall,
Miller & Associates, Inc.,
Kenyon L. Miller GRLS
#2595, dated Decem
ber 1, 2003, recorded in
Plat Book E, Page 12,
in the Office of the Clerk
of the Superior Court of
Banks County, Georgia.
Said plat is incorporated
herein and made a part
hereof by reference for
a more detailed descrip
tion. Subject to existing
easements and rights of
way for public roads and
utilities now in use.
The debt secured by
said Deed to Secure
Debt, being in default,
said powers contained
therein will be exer
cised and the land will
be sold as property of
CHARLES D. DANGLER
by the undersigned, as
Attorney-in-Fact for the
said CHARLES D. DAN
GLER.
Said property shall be
sold subject to any and
all outstanding ease
ments and right-of-way,
restrictions of record,
if any, and to all unpaid
taxes and assessments.
The proceeds from
said sale will be applied
to the payment of the
above-styled indebted
ness, the expenses of
the procedure, attorney’s
fees (notice as required in
Sec. 13-1-11, O.C.G.A.,
1982, as amended, hav
ing been sent), and the
balance, if any, shall
be applied as provided
in said Deed to Secure
Debt. Proper convey
ance will be made to the
purchaser at the sale by
the undersigned acting
as Attorney-in-Fact for
the said CHARLES D.
DANGLER.
This 27th day of Au
gust, 2008.
FREEDOM BANK OF
GEORGIA As Attorney-
in-Fact for CHARLES D.
DANGLER
Allen L. Lacey, Jr.
Attorney at Law
P. O. Box 356
Commerce, Georgia
30529
(706)335-7886
(SE11,18,25,OC2B/1324-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS
ACTING AS A
DEBT
COLLECTOR
AT-
TEMPTING TO
COL-
LECT A DEBT.
ANY
INFORMATION
OB-
TAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of
the Power of Sale con
tained in a Security Deed
given by CHARLES
E. BROWN JR. and
DEBRA W. BROWN to
WELLS FARGO BANK,
NA, dated August 31,
2006, recorded in Deed
Book 288, Page 278,
Banks County, Georgia
Records, as last trans
ferred to HSBC Bank
USA, NA, as Trustee for
WFMBS 2006-015 by as
signment to be recorded
in the Office of the Clerk
of Superior Court of
Banks County, Georgia
Records, conveying the
after-described property
to secure a Note in the
original principal amount
of FIVE HUNDRED
THIRTY-ONE THOU
SAND AND 0/100 DOL
LARS ($531,000.00),
with interest thereon as
set forth therein, there
will be sold at public
outcry to the highest
bidder for cash before
the Courthouse door of
Banks County, Georgia,
within the legal hours of
sale on the first Tuesday
in October, 2008, the fol
lowing described prop
erty:
SEE EXHIBIT A AT
TACHED HERETO AND
MADE A PART HERE
OF
The debt secured by
said Security Deed has
been and is hereby de
clared due because of,
among other possible
events of default, failure
to pay the indebtedness
as and when due and in
the manner provided in
the Note and Security
Deed. The debt remain
ing in default, this sale
will be made for the pur
pose of paying the same
and all expenses of this
sale, as provided in Se
curity Deed and by law,
including attorneys fees
(notice of intent to collect
attorneys fees having
been given).
Said property will be
sold subject to any out
standing ad valorem
taxes (including taxes
which are a lien, but not
yet due and payable),
any matters which might
be disclosed by an ac
curate survey and in
spection of the property,
any assessments, liens,
encumbrances, zoning
ordinances, restrictions,
covenants, and matters
of record superior to the
Security Deed first set
out above.
The entity that has
full authority to negoti
ate, amend, and modify
all terms of the mort
gage with the debtor
is: Wells Fargo Home
Mortgage, Inc., PO Box
10335, Des Moines, IA
50306, 1-800-416-1472.
Please understand that
the secured creditor is
not required by law to
negotiate, amend, or
modify the terms of the
mortgage instrument.
To the best knowledge
and belief of the under
signed, the party in pos
session of the property
is Charles E. Brown Jr.
and Debra W. Brown or
a tenant or tenants and
said property is more
commonly known as 316
Riverwood Lake Road,
Lula, Georgia 30554.
The sale will be con
ducted subject (1) to con
firmation that the sale is
not prohibited under the
U.S. Bankruptcy Code
and (2) to final confir
mation and audit of the
status of the loan with
the holder of the security
deed.
HSBC Bank USA, NA,
as Trustee for WFMBS
2006-015 as Attorney
in Fact for Charles E.
Brown Jr. and Debra W.
Brown
McCalla Raymer, LLC
1544 Old Alabama
Road
Roswell, Georgia
30076
www.foreclosure-
hotline.net
MR/ib 10/7/08
Our file no. 51832908-
FT5
EXHIBITA
All that lot, tract, or par
cel of land, together with
improvements thereon,
lying and being in GMD
912 of Banks County,
Georgia, containing
10.003 acres on Mocca
sin Gap Road as shown
on that plat for Chuck
and Debra Brown, dated
July 4, 2006, by Bruce A.
Codina, Georgia Regis
tered Land Surveyor, and
which property is more
particularly described
according to said plat as
follows:
To locate the point of
beginning, locate a iron
pin set on the northern
right-of-way of Moccasin
Gap Road (80 foot right-
of-way) with said iron pin
being located 1222.11
feet from the centerline
of Riverwood Lake Road
as measured along the
northern right-of-way of
Moccasin Gap Road in
a southeasterly direc
tion from said intersec
tion; from said point of
beginning, thence de
parting the right-of-way
along other property of
Brown north 40 degrees
21 minutes 51 sec
onds east 638.38 feet
to a point; thence along
property now or for
merly of Drouault north
63 degrees 57 minutes
44 seconds east 626.34
feet to a point in the
centerline of Riverwood
Lake Road (40 foot road
easement in which the
centerline of the road is
the property line) thence
along the centerline of
Riverwood Lake Road
south 32 degrees 07
minutes 47 seconds east
372.08 feet to a point;
thence departing the
right-of-way along prop
erty now or formerly of
Booch south 65 degrees
06 minutes 08 seconds
west 595.23 feet to an
iron pin; thence south 32
degrees 05 minutes 28
seconds east 57.89 feet
to a point; thence south
51 degrees 13 minutes
38 seconds west 538.57
feet along property now
or formerly of Giles to
an iron pin found on the
northern right-of-way of
Moccasin Gap Road;
thence along the right-
of-way north 52 degrees
08 minutes 17 seconds
west 298.48 feet to a
point; thence north 51
degrees 36 minutes 12
seconds west 12.0 feet
to an iron pin and the
true point of beginning.
This is a portion of
the property conveyed
to Charles E. Brown, Jr.,
and Debra W. Brown by
that warranty deed dated
June 4, 2004, recorded
in Deed Book 238, Pag
es 718-719, of the Banks
County, Georgia Deed
Records. Said property
is conveyed subject to
all easements, cove
nants and restrictions of
record.
(SE11,18.25.0C2B/12062-90T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS
ACTING AS A
DEBT
COLLECTOR
AT-
TEMPTING TO
COL-
LECT A DEBT.
ANY
INFORMATION
OB-
TAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of
the Power of Sale con
tained in a Security Deed
given by KENNETH L.
HULSEY to AIG FED
ERAL SAVINGS BANK,
dated June 21, 2004,
recorded in Deed Book
239, Page 687, Banks
County, Georgia Re
cords, as last transferred
to The Bank of New York
Mellon Trust Company,
N.A. f/k/a The Bank of
New York National Trust
Company, N.A., as suc-
cessor-in-interest to JP-
Morgan Chase Bank,
National Association, as
trustee - SURF-BC4 by
assignment to be record
ed in the Office of the
Clerk of Superior Court of
Banks County, Georgia
Records, conveying the
after-described property
to secure a Note in the
original principal amount
of ONE HUNDRED SIX
TY-FOUR THOUSAND
EIGHT HUNDRED
AND 0/100 DOLLARS
($164,800.00), with inter
est thereon as set forth
therein, there will be sold
at public outcry to the
highest bidder for cash
before the Courthouse
door of Banks County,
Georgia, within the le
gal hours of sale on the
first Tuesday in October,
2008, the following de
scribed property:
SEE EXHIBIT A AT
TACHED HERETO AND
MADE A PART HERE
OF
The debt secured by
said Security Deed has
been and is hereby de
clared due because of,
among other possible
events of default, failure
to pay the indebtedness
as and when due and in
the manner provided in
the Note and Security
Deed. The debt remain
ing in default, this sale
will be made for the pur
pose of paying the same
and all expenses of this
sale, as provided in Se
curity Deed and by law,
including attorneys fees
(notice of intent to collect
attorneys fees having
been given).
Said property will be
sold subject to any out
standing ad valorem
taxes (including taxes
which are a lien, but not
yet due and payable),
any matters which might
be disclosed by an ac
curate survey and in
spection of the property,
any assessments, liens,
encumbrances, zoning
ordinances, restrictions,
covenants, and matters
of record superior to the
Security Deed first set
out above.
The entity that has
full authority to negoti
ate, amend, and modify
all terms of the mort
gage with the debtor is:
Litton Loan Servicing,
LP., 4828 Loop Cen
tral Drive, Houston, TX
77081, 1-800-807-3590.
Please understand that
the secured creditor is
not required by law to
negotiate, amend, or
modify the terms of the
mortgage instrument.
To the best knowledge
and belief of the under
signed, the party in pos
session of the property
is Kenneth L. Hulsey
or a tenant or tenants
and said property is
more commonly known
as 198 Banks Ridge
Drive, Baldwin, Geor
gia 30511.
The sale will be con
ducted subject (1) to con
firmation that the sale is
not prohibited under the
continued on following page