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>AGE 8B THE BANKS COUNTY NEWS THURSDAY, SEPTEMBER 18, 2008 Attorney-in-Fact for the said CHARLES D. DAN GLER. Said property shall be sold subject to any and all outstanding ease ments and right-of-way, restrictions of record, if any, and to all unpaid taxes and assessments. The proceeds from said sale will be applied to the payment of the above-styled indebted ness, the expenses of the procedure, attorney’s fees (notice as required in Sec. 13-1-11, O.C.G.A., 1982, as amended, hav ing been sent), and the balance, if any, shall be applied as provided in said Deed to Secure Debt. Proper convey ance will be made to the purchaser at the sale by the undersigned acting as Attorney-in-Fact for the said CHARLES D. DANGLER. This 27th day of Au gust, 2008. FREEDOM BANK OF GEORGIA As Attorney- in-Fact for CHARLES D. DANGLER Allen L. Lacey, Jr. Attorney at Law P. 0. Box 356 Commerce, Georgia 30529 (706)335-7886 (SE11,18,25,OC2B/1324-50) Notice of Sale Notice of Sale Under Power Georgia, Banks County THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AT- TEMPTING TO COL- LECT A DEBT. ANY INFORMATION OB- TAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale con tained in a Security Deed given by CHARLES E. BROWN JR. and DEBRA W. BROWN to WELLS FARGO BANK, NA, dated August 31, 2006, recorded in Deed Book 288, Page 278, Banks County, Georgia Records, as last trans ferred to HSBC Bank USA, NA, as Trustee for WFMBS 2006-015 by as signment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED THIRTY-ONE THOU SAND AND 0/100 DOL LARS ($531,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the fol lowing described prop erty: SEE EXHIBIT A AT TACHED HERETO AND MADE A PART HERE OF The debt secured by said Security Deed has been and is hereby de clared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remain ing in default, this sale will be made for the pur pose of paying the same and all expenses of this sale, as provided in Se curity Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any out standing ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an ac curate survey and in spection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negoti ate, amend, and modify all terms of the mort gage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the under signed, the party in pos session of the property is Charles E. Brown Jr. and Debra W. Brown or a tenant or tenants and said property is more commonly known as 316 Riverwood Lake Road, Lula, Georgia 30554. The sale will be con ducted subject (1) to con firmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confir mation and audit of the status of the loan with the holder of the security deed. HSBC Bank USA, NA, as Trustee for WFMBS 2006-015 as Attorney in Fact for Charles E. Brown Jr. and Debra W. Brown McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosure- hotline.net MR/ib 10/7/08 Our file no. 51832908- FT5 EXHIBITA All that lot, tract, or par cel of land, together with improvements thereon, lying and being in GMD 912 of Banks County, Georgia, containing 10.003 acres on Mocca sin Gap Road as shown on that plat for Chuck and Debra Brown, dated July 4, 2006, by Bruce A. Codina, Georgia Regis tered Land Surveyor, and which property is more particularly described according to said plat as follows: To locate the point of beginning, locate a iron pin set on the northern right-of-way of Moccasin Gap Road (80 foot right- of-way) with said iron pin being located 1222.11 feet from the centerline of Riverwood Lake Road as measured along the northern right-of-way of Moccasin Gap Road in a southeasterly direc tion from said intersec tion; from said point of beginning, thence de parting the right-of-way along other property of Brown north 40 degrees 21 minutes 51 sec onds east 638.38 feet to a point; thence along property now or for merly of Drouault north 63 degrees 57 minutes 44 seconds east 626.34 feet to a point in the centerline of Riverwood Lake Road (40 foot road easement in which the centerline of the road is the property line) thence along the centerline of Riverwood Lake Road south 32 degrees 07 minutes 47 seconds east 372.08 feet to a point; thence departing the right-of-way along prop erty now or formerly of Booch south 65 degrees 06 minutes 08 seconds west 595.23 feet to an iron pin; thence south 32 degrees 05 minutes 28 seconds east 57.89 feet to a point; thence south 51 degrees 13 minutes 38 seconds west 538.57 feet along property now or formerly of Giles to an iron pin found on the northern right-of-way of Moccasin Gap Road; thence along the right- of-way north 52 degrees 08 minutes 17 seconds west 298.48 feet to a point; thence north 51 degrees 36 minutes 12 seconds west 12.0 feet to an iron pin and the true point of beginning. This is a portion of the property conveyed to Charles E. Brown, Jr., and Debra W. Brown by that warranty deed dated June 4, 2004, recorded in Deed Book 238, Pag es 718-719, of the Banks County, Georgia Deed Records. Said property is conveyed subject to all easements, cove nants and restrictions of record. (SE11.18,25,OC2B/12062-90T1P) Notice of Sale Notice of Sale Under Power Georgia, Banks County THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AT- TEMPTING TO COL- LECT A DEBT. ANY INFORMATION OB- TAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale con tained in a Security Deed given by KENNETH L. HULSEY to AIG FED ERAL SAVINGS BANK, dated June 21, 2004, recorded in Deed Book 239, Page 687, Banks County, Georgia Re cords, as last transferred to The Bank of New York Mellon Trust Company, N.A. f/k/a The Bank of New York National Trust Company, N.A., as suc- cessor-in-interest to JP- Morgan Chase Bank, National Association, as trustee - SURF-BC4 by assignment to be record ed in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIX TY-FOUR THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($164,800.00), with inter est thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the le gal hours of sale on the first Tuesday in October, 2008, the following de scribed property: SEE EXHIBIT A AT TACHED HERETO AND MADE A PART HERE OF The debt secured by said Security Deed has been and is hereby de clared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remain ing in default, this sale will be made for the pur pose of paying the same and all expenses of this sale, as provided in Se curity Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any out standing ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an ac curate survey and in spection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negoti ate, amend, and modify all terms of the mort gage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Cen tral Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the under signed, the party in pos session of the property is Kenneth L. Hulsey or a tenant or tenants and said property is more commonly known as 198 Banks Ridge Drive, Baldwin, Geor gia 30511. The sale will be con ducted subject (1) to con firmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confir mation and audit of the status of the loan with the holder of the security deed. The Bank of New York Mellon Trust Company, N.A. f/k/a The Bank of New York National Trust Company, N.A., as suc- cessor-in-interest to JP- Morgan Chase Bank, National Association, as trustee - SURF-BC4 as Attorney in Fact for Ken neth L. Hulsey McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosure- hotline.net MR/nll 10/7/08 Our file no. 51916008- FT12 EXHIBITA All that tract or par cel of land situate lying and being in Land Lots 187, 5, and 202 of The 10th Land District of Banks County, Georgia, containing 1.18 acres, more or less, and being known and designated as Lot 6 on Plat of sur vey for Banks Ridge Phase One, by Lovell, Duvall, Miller and as sociates, Inc., dated December 3, 1998 re corded in Plat Book 23, Page 191 of The Banks County Plat Records which Plat of survey is incorporated herein by reference as a part of this description. (SE11,18,25,OC2B/12062-70T1P) Notice of Sale Notice of Sale Under Power Georgia, Banks County THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AT- TEMPTING TO COL- LECT A DEBT. ANY INFORMATION OB- TAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by JONA THAN POSTON and LINDSEY POSTON to WELLS FARGO BANK, NA, dated October 26, 2007, recorded in Deed Book 316, Page 464, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TEN THOUSAND TWO HUNDRED SIXTY-NINE AND 0/100 DOLLARS ($110,269.00), with inter est thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the le gal hours of sale on the first Tuesday in October, 2008, the following de scribed property: SEE EXHIBIT A AT TACHED HERETO AND MADE A PART HERE OF The debt secured by said Security Deed has been and is hereby de clared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remain ing in default, this sale will be made for the pur pose of paying the same and all expenses of this sale, as provided in Se curity Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any out standing ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an ac curate survey and in spection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negoti ate, amend, and modify all terms of the mort gage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowl edge and belief of the undersigned, the party in possession of the prop erty is Jonathan Poston and Lindsey Poston or a tenant or tenants and said property is more commonly known as 807 Sims Harris Road, Gillsville, Georgia 30543. The sale will be con ducted subject (1) to con firmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confir mation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Jonathan Poston and Lindsey Poston McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosu re hotline.net MR/jr1 10/7/08 Our file no. 51624308- FT5 EXHIBITA All that tract or parcel of land lying and being in the 1464th District, G.M. of Banks County, Georgia, being shown as Tract 3-C, containing 1.60 acres, as per plat of survey recorded in Plat Book 23, Page 147, Banks County, Georgia records, which plat is incorporated herein and made a part hereof by reference. This conveyance in cludes a Used 2004 Hor ton SH02 Manufactured Home, 66’ x 27’, se rial no. 8180621GL and 8180621GR. Said mo bile home is permanent ly affixed to the above described property. Subject to all ease ments, restrictions and covenants of record. (SE11,18.25.0C2B/12062-60T1P) Notice of Sale Notice of Sale Under Power Georgia, Banks County THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AT- TEMPTING TO COL- LECT A DEBT. ANY INFORMATION OB- TAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by JOSH UA P. MCKINNEY to WELLS FARGO BANK, NA, dated July 23, 2007, recorded in Deed Book 310, Page 160, Banks County, Georgia Re cords, conveying the af ter-described property to secure a Note in the orig inal principal amount of ONE HUNDRED TWEN TY-NINE THOUSAND THREE HUNDRED FOUR AND 0/100 DOL LARS ($129,304.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the fol lowing described prop erty: SEE EXHIBIT A AT TACHED HERETO AND MADE A PART HERE OF The debt secured by said Security Deed has been and is hereby de clared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remain ing in default, this sale will be made for the pur pose of paying the same and all expenses of this sale, as provided in Se curity Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having continued on following page