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THURSDAY, OCTOBER 2, 2008 THE BANKS COUNTY NEWS PAGE 11A ness as and when due and in the manner provided in the Note and Security Deed. The debt remain ing in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attor neys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any out standing ad valorem tax es (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negoti ate, amend, or modify the terms of the mortgage in strument. To the best knowledge and belief of the under signed, the party in pos session of the property is Joshua P. Mckinney or a tenant or tenants and said property is more common ly known as 215 Wofford Creek Lane, Baldwin, Georgia 30511. The sale will be con ducted subject (1) to con firmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NAas Attorney in Fact for Joshua P. Mckinney McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline. net MR/yrb 10/7/08 Our file no. 51822708- FT5 EXHIBIT A All that tract or parcel of land lying and being in the 1580th G.M.D. of Banks County, Georgia, contain ing 3.41 acres, more or less, and being designated as Tract 2 on a plat of sur vey prepared for Anthony Vento and Carolyn Vento by Russell Bartlett, R.S., under date of January 6, 1994, a copy of said plat being of record in the Of fice of the Clerk of Supe rior Court, Banks County, Georgia, in Plat Book 18, Page 124, to which said plat and the record thereof, reference is hereby made for a more complete de scription. Together with an access more fully described in easement agreement dat ed July 12, 1991, and re corded in the Office of the Clerk of Superior Court of Banks County, Georgia in Deed Book 66, Page 195. Subject to all easements and restrictions of record, if any. (SE11,18,25,OC2B/12062-60T1P) Notice of Sale Notice of Sale Under Power Georgia, Banks County THIS LAW FIRM IS ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale con tained in a Security Deed given by CARL R. MARTIN to MORTGAGE ELEC TRONIC REGISTRATION SYSTEMS, INC., dated Au gust 18, 2005, recorded in Deed Book 264, Page 758, Banks County, Georgia Re cords, as last transferred to Suntrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-de scribed property to se cure a Note in the original principal amount of ONE HUNDRED SIXTY-EIGHT THOUSAND THREE HUN DRED FIFTY AND 0/100 DOLLARS ($168,350.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash be fore the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the follow ing described property: SEE EXHIBIT A AT TACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebted ness as and when due and in the manner provided in the Note and Security Deed. The debt remain ing in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attor neys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any out standing ad valorem tax es (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negoti ate, amend, and modify all terms of the mortgage with the debtor is: Sun- trust Mortgage, Inc., 1001 Semmes Avenue, Rich mond, VA 23224, 866-384- 0903. Please understand that the secured creditor is not required by law to ne gotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the under signed, the party in posses sion of the property is Carl R. Martin and Kimberly G. Martin or a tenant or ten ants and said property is more commonly known as 5283 Hwy. 51 South, Lula, Georgia 30554. The sale will be con ducted subject (1) to con firmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Suntrust Mortgage, Inc. as Attorney in Fact for Carl R. Martin McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline. net MR/tmw 10/7/08 Our file no. 5695306- FT7 EXHIBIT A All that tract or parcel of land lying and being in the G.M.D. 1464, Banks Coun ty, Georgia, being 4.70 acres consisting of Tract A and Tract B as shown on plat of Survey for “Samuel A. Robinson, Sr. and Doro thy R. Robinson,” dated July 29, 1992, prepared by Jimmy D. Bullock and As sociates, GA Reg. Sur. be ing recorded in the Clerk’s Office of the Superior Court of Banks County, GA in Plat Book 17, Page 97. Said plat and the record thereof are herein incorporated for a full and complete legal description. (SE11,18,25,OC2B/12062-60T1P) Notice In the Superior Courts of the Piedmont Judicial Circuit State of Georgia In Re Juvenile Court Judge Appointment Pursuant to O.C.G.A. §15-11-18(d)(3), this is to notify all concerned that the term of the Juvenile Court Judge of the Piedmont Ju dicial Circuit expires De cember 31, 2008, and the judge is subject to appoint ment or reappointment to a four (4) year term begin ning January 1,2009. Juvenile Court Judges must be at least thirty years of age, have been a citizen of the State of Georgia for three years, and have practiced law for five years. Any inquiries regarding this notice should be directed in writing no later than De cember 1,2008, to: Honorable David Motes Superior Court Judge P.O. Box 685 Winder, Georgia 30680 Let the Clerks of the Su perior Courts of the Pied mont Judicial Circuit cause this notice to be published in the legal organ of each of the counties of the Pied mont Judicial Circuit in ac cordance with law, once per month for three months beginning no later than September 30, 2008. So ordered this 4th day of September, 2008. By: David Motes Chief Judge of Superior Courts Piedmont Judicial Cir cuit (OC2,NV6,DC4B/069-20P) Abandoned Vehicle The following vehicle was abandoned at 4116 Damascus Road, Toccoa, GA 30577. The vehicle is in the possession of Joseph Naleway, Sr. Estate. The vehicle is deemed aban doned under O.C.G.A. 40- 11-2 and will be disposed of if not redeemed. This notice is given pursuant to Georgia Law. If anyone has claim to such vehicle, please call (706)716-1742. 1997 Chevrolet Cava lier, red in color, VIN # 1G1JC5245B7340471, no tag. (OC2,9P2) Abandoned Vehicle The following vehicle was abandoned at 450- A Hwy. 184, Toccoa, GA 30577. The vehicle is in the possession of Joseph Naleway, Sr. Estate. The vehicle is deemed aban doned under O.C.G.A. 40- 11- 2 and will be disposed of if not redeemed. This notice is given pursuant to Georgia Law. If anyone has claim to such vehicle, please call (706)716-1742. 2004 Chevrolet Silvera do, white in color, VIN # 1GCEC14XX42341174, no tag. (OC2,9P2) Mealor Estate Georgia, Banks County Probate Court Notice BILLY G. MEALOR and MILLIE M. VAUGHN have petitioned to be appointed Administrators of the estate of ANNIE SUE MEALOR, deceased, of said County. (The petitioner has also ap plied forwaiverof bond and/ or grant of certain powers contained in O.C.G.A. §53- 12- 232.) All interested par ties are hereby notified to show cause why said peti tion should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before October 24, 2008. All pleadings/objections must be signed before a notary public or before a probate court clerk, and fil ing fees must be tendered with your pleadings/objec tions, unless you qualify to file as an indigent party. Contact probate court per sonnel at the following ad dress/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, Mail legals to: The Banks County News P.O. Box 908 Jefferson, GA30549 or Email to: legals@ mainstreetnews.com the petition may be granted without a hearing. Betty Thomas Probate Judge By: Kathy Hill Probate Clerk/Deputy Clerk 144 Yonah Homer Road Suite 7 Homer, GA 30547 706-677-6250 (OC2,9,16,23P4) Vaughn Estate Notice to Debtors and Creditors All creditors of the Es tate of JOE VERNER VAUGHN, deceased, late of Banks County, Georgia, are hereby notified to ren der an account of their de mands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us. This 17th day of Sep tember, 2008. Danny Vaughn Executor/Administrator 1675 Sailors Road Hull, Georgia 30643 (SE25,OC2,9,16P4) Pafford Estate Notice to Debtors and Creditors All creditors of the Es tate of JUDY ANN PAF FORD, late of Banks Coun ty, Georgia, deceased, are hereby notified to render in their demands to the un dersigned according to law, and all persons indebted to said estate are required to make immediate payment. This 11th day of Sep tember, 2008. Tommy Dean Pafford Executor of the Estate of Judy Ann Pafford 220 Trout Lane Commerce, GA 30529 (SE25,OC2,9,16P4) Wood Estate Georgia, Banks County Probate Court Notice The petition of JANET S. WOOD, for a year’s support from the estate of DANIEL AARON WOOD, deceased, for decedent’s surviving spouse, having been duly filed, all interest ed persons are hereby no tified to show cause, if any they have, on or before Oc- tober6, 2008, 10 A.M., why said petition should not be granted. All objections to the pe tition must be in writing, setting forth the grounds of any such objections, and must be filed on or be fore the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, un less you qualify to file as an indigent party. Contact probate court personnel at the following address/tele phone number for the re quired amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objec tions are filed, the petition may be granted without a hearing. Betty Thomas, Probate Judge By: Kathy Hill Probate Clerk/Deputy Clerk Banks County Probate Court 144 Yonah-Homer Rd., Ste. 7 Homer, GA 30547 706-677-6250 (SE11,18,25,OC2P4) Hoose Estate Notice Georgia, Banks County Probate Court To: The petition of Katherine Emma Hoose, for a year’s support from the estate of Ralph Hoose, deceased, for decedent’s, having been duly filed, all inter ested persons are hereby notified to show cause, if any they have, on or be fore October 9, 2008, why said petition should not be granted. All objections to the pe tition must be in writing, setting forth the grounds of any such objections, and must be filed on or be fore the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, un less you qualify to file as an indigent party. Contact probate court personnel at the following address/ telephone number for the required amount of fil ing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Betty Thomas Probate Judge By: Kathy Hill Probate Clerk/Deputy Clerk Banks County Probate Court 144 Yonah-Homer Road Suite 7 Homer, GA 30547 706-677-6250 (SE18,2S,OC2,9p4) The Banks County News — your source for legal, social and community news. To subscribe, go to the "classifieds" link on MainStreetNews.com. By phone, call 706- 367-5233, or FAX to 706-367-8056. Effective January 1, 2009 InStil Health Insurance Company will no longer offer Regional or Local PPO coverage of Medicare Advantage benefits to our Medicare members in Georgia and South Carolina. If you are a current member, you may remain enrolled until December 31, 2008. We have closed enrollment effective with this notice. For additional information, call InStil Health at 1-877-446-7845, Monday through Friday from 8:00 am to 5:00 pm. TTY users should call 1-800-503-3118. For help with and information about Medicare, please call 1-800-Medicare (1-800-633-4227). Individuals that use a telephone device for the hearing impaired can call 1-877-486-2048. R5553 4002 001 002 801 802 03 TOLBERTIUlBRADFORD Attorneys at law STOP Foreclosures STOP Repossessions STOP Garnishments STOP Tax Levies STOP Creditor Harassment Chapter 13 Repayment (Pay only Filing Fees to Start) Chapter 7 Get a Fresh Start Free Initial Consultation Athens • 706-549-8545 • 320 E. Clayton Street, Suite 514 • Athens, GA 30601 Jefferson • 706-367-5290 • 62 Washington Street • Jefferson, Georgia 30549