Newspaper Page Text
PAGE10A
THE BANKS COUNTY NEWS
THURSDAY, OCTOBER 23, 2008
survey prepared for Eugene
Montgomery, dated May 3,
1002 prepared by G. Brian
Slate, Registered Surveyor
and recorded in Deed Book
E, Page 88 in the Office of
:he Clerk of Superior Court
af Banks County, Georgia.
Said property is bounded on
he North by Tract #3-C East
ay G.H. Rylee Estate, South
ay Tract #5 and West by
Hembree Rd.
Said property is commonly
mown as 465 Hembree Rd.,
Vlaysville, GA 30558.
The indebtedness secured
ay said Security Deed has
aeen and is hereby declared
lue because of default under
he terms of said Security
Deed and Note, including but
aot limited to the nonpayment
af the indebtedness as and
when due. The indebtedness
emaining in default, this sale
A/ill be made for the purpose of
aaying the same, all expenses
af the sale, including attor
ney's fees and all other pay
ments provided for under the
erms of the Security Deed
and Note.
Said property will be sold
subject to the following items
which may effect the title of
said property; zoning ordi
nances, matters which would
ae disclosed by an accurate
survey or by an inspection of
:he property; any outstand-
ng taxes, including but not
imited to ad valorem taxes,
which constitute liens upon
said property; special assess
ments; all outstanding bills for
aublic utilities which constitute
iens upon said property; all
estrictive covenants, ease
ments, rights-of-way and any
ather matters of record supe-
ior to said Security Deed,
lb the best of the knowledge
and belief of the undersigned,
:he party in possession of the
aroperty is Danny E. Guthrie
and Kris Guthrie or tenant(s).
Vanderbilt Mortgage and
r inance, Inc. as Attorney-in-
r act for Danny E. Guthrie and
<ris Guthrie
Contact:
Topping & Associates, LLC
1930 N. Druid Hills Rd.,
Suite B
Atlanta, Georgia 30319
(404) 728-0220
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
rO COLLECT A DEBT.
MMY INFORMATION OB-
rAINED WILL BE USED
FOR THAT PURPOSE.
(OC9,16,23,30P4)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of the power of sale
aontained in a Deed to Secure
Debt by ANTHONY CONNER
and VICKIE CONNER to
DITIFINANCIAL SERVICES,
NC., dated June 5, 2003,
and filed for record June 11,
?003, in Deed Book 216, Page
117, Banks County, Georgia
Records, and securing a Note
n the original principal amount
af $70,326.84, there will be
sold at a public outcry for cash
:o the highest bidder before
he Courthouse door of Banks
Dounty, Georgia, between the
egal hours of sale on the first
ruesday in November, 2008,
ay CitiFinancial Services, Inc.
as Attorney-in-Fact for Anthony
Donner and Vickie Conner the
bllowing property to-wit:
ALL THAT CERTAIN parcel
af land lying and being situ
ated in the County of Banks,
State of Georgia, to-wit: ALL
rHAT CERTAIN tract of land,
aontaining 1.00 acres, more
ar less, in the 207th District,
3.M., of Banks County, State
af Georgia, bounded now or
brmerly as follows: north by
ands of Jim Brown; east by
ands of W.G. Bone; south
ay road and lands of Homer
McDonald; and west by lands
af Weldon Richie. SAID
FRACT of land being more
aarticularly described accord-
ng to a plat of survey pre-
aared by Eddie A. Borders,
Surveyor, on the 3rd of March
1981, which plat is recorded in
3 lat Book 8, Page 154, of the
aublic records of said Banks
Dounty, and is by reference
ncorporated herein as a part
af this description. LESS AND
EXCEPT any road right of
ways of record. BEING THAT
D ARCEL of land conveyed
:o Anthony Conner and wife,
Mickie Conner, as joint tenants
with full rights of survivorship
rom Jim Walter Homes, Inc.
and William J. Wade, not in his
individual capacity but solely
as Trustee of Mid-State Trust II
by that deed dated 03/11/1995
and recorded 05/10/1995 in
Deed Book 96, at Page 533 of
the Banks County, GA Public
Registry; and by deed from
Exie B. Furrto Anthony Conner
and Vickie Conner 03/17/1997
and recorded 04/9/1997 in
Deed Book 116 at Page 65,
aforesaid records.
The above described prop
erty is also known as 171
Bone Road, Commerce, GA
30529.
The indebtedness secured
by said Deed to Secure Debt
having been declared due and
payable because of default
in the payment of the indebt
edness secured thereby, this
sale will be made for the pur
pose of paying the same and
all expenses of sale, including
attorney’s fees, if applicable.
The property will be sold
as the property of the afore
said grantor subject to the
following: all prior restric
tive covenants, easements,
rights-of-way, security deeds,
or encumbrances of record;
all valid zoning ordinances;
matters which would be dis
closed by an accurate sur
vey of the property or by any
inspection of the property; all
outstanding taxes, assess
ments, unpaid bills, charges,
and expenses that are a lien
against the property whether
due and payable or not yet
due and payable.
To the best of the under
signed’s knowledge and belief,
possession of the subject
property is held by Anthony
Conner and Vickie Conner.
Pursuant to O.C.G.A.
§ 44-14-162.2, the name,
address and telephone num
ber of the individual or entity
who shall have the full author
ity to negotiate, amend or
modify all terms of the above
described mortgage is as fol
lows:
CitiFinancial Services, Inc.
Attn: Loss Mitigation Dept.
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75062
Telephone number: 1-800-
423-8158
The foregoing notwith
standing, nothing in O.C.G.A.
§ 44-14-162.2 shall be con
strued to require CitiFinancial
Services, Inc. to negotiate,
amend or modify the terms
of the Deed to Secure Debt
described herein.
CitiFinancial Services, Inc.
as Attorney-in-Fact for Anthony
Conner and Vickie Conner
SHUPING, MORSE &
ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road
Suite 100
Riverdale, GA 30274-1698
(770) 991-0000
THIS LAW FIRM IS AT
TEMPTING TO COLLECT
A DEBT. ANY INFORMA
TION OBTAINED WILL
BE USED FOR THAT
PURPOSE.
(OC9,16,23,30B/119-70)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
Linder and by virtue of the
Power of Sale contained in a
Security Deed given by CLYDE
W. SANDS to SUNTRUST
MORTGAGE, INC., dated
October 13, 2005, recorded
in Deed Book 270, Page
191, Banks County, Georgia
Records, conveying the after-
described property to secure
a Note in the original princi
pal amount of SEVENTY-ONE
THOUSAND FIVE HUNDRED
FIFTY AND 0/100 DOLLARS
($71,550.00), with interest
thereon as set forth therein,
there will be sold at public
outcry to the highest bidder for
cash before the Courthouse
door of Banks County,
Georgia, within the legal hours
of sale on the first Tuesday in
November, 2008, the following
described property:
All that tract or parcel of land
lying and being in GMD 448,
of Banks County, Georgia
and being more particularly
described as Lot 46, Phase 5
of Apple Pie Ridge, containing
2.745 acres, as depicted on
the Plat of survey dated June
10, 2004, and prepared by
Eddie G. Davidson, Georgia
registered land surveyor. Said
Plat is of record in Plat Book
E, Pages 142-145, in The
Office of The Clerk of The
Banks County Superior Court.
Reference is had and made
to said Plat and the record
thereof for a full and complete
description of Lot 46, Phase 5
as depicted thereon.
Also conveyed is a perpet
ual, non-exclusive road right
of way easement over and
across the roadways depicted
on the above described plats
for the purpose of providing
ingress to and egress from
said tract or parcel of land
with the public road system
of Banks County, Georgia.
Said tract or parcel of land is
hereby conveyed subject to
the rights of others to use said
roadways.
The above described tract
or parcel of land is conveyed
subject to all covenants, con
ditions, restrictions and ease
ments for Apple Pie Ridge of
record.
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorneys fees (notice of intent
to collect attorneys fees hav
ing been given).
Suntrust Mortgage, Inc. can
be contacted at 866-384-0903
or by writing to 1001 Semmes
Avenue, Richmond, VA 23224,
to discuss possible alterna
tives to foreclosure.
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any mat
ters which might be disclosed
by an accurate survey and
inspection of the property, any
assessments, liens, encum
brances, zoning ordinances,
restrictions, covenants, and
matters of record superior to
the Security Deed first set out
above.
To the best knowledge and
belief of the undersigned, the
party in possession of the
property is Clyde W. Sands or
a tenant or tenants and said
property is more commonly
known as 546 Planters Creek
Drive, Baldwin, Georgia
30511.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
SunTrust Mortgage, Inc. as
Attorney in Fact for Clyde W.
Sands
Morris, Schneider, Prior,
Johnson & Freedman, LLC
1587 Northeast
Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclo-
sure_sales.asp
MSP/jn2 11/4/08
Our file no. 11599808-FT2
(OC9,16,23,3 OB/12062-70T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in a
Security Deed given by JUDY
BROOKSHIRE to ALLIANCE
FUNDING DIVISION OF
SUPERIER BANK FSB, dated
February 16, 2000, record
ed in Deed Book 153, Page
40, Banks County, Georgia
Records, as last transferred
to LaSalle Bank National
Association (Assignee), for
merly known as LaSalle
National Bank, in its capac
ity as indenture trustee under
that certain Sale and Servicing
Agreement dated March 1,
2000 among AFC Trust Series
2000-1, as Issuer, Superior
Bank FSB by assignment to
be recorded in the Office of
the Clerk of Superior Court
of Banks County, Georgia
Records, conveying the after-
described property to secure
a Note in the original prin
cipal amount of SEVENTY
THOUSAND AND 0/100
DOLLARS ($70,000.00), with
interest thereon as set forth
therein, there will be sold at
public outcry to the highest
bidder for cash before the
Courthouse door of Banks
County, Georgia, within the
legal hours of sale on the first
Tuesday in November, 2008,
the following described prop
erty:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorneys fees (notice of intent
to collect attorneys fees hav
ing been given).
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any mat
ters which might be disclosed
by an accurate survey and
inspection of the property, any
assessments, liens, encum
brances, zoning ordinances,
restrictions, covenants, and
matters of record superior to
the Security Deed first set out
above.
The entity that has full author
ity to negotiate, amend, and
modify all terms of the mort
gage with the debtor is: EMC
Mortgage Corporation, 800
State Highway 121 Bypass,
Lewisville, TX 75067, 1-888-
577-4011. Please understand
that the secured creditor is not
required by law to negotiate,
amend, or modify the terms of
the mortgage instrument.
To the best knowledge and
belief of the undersigned, the
party in possession of the
property is Judy Brookshire or
a tenant or tenants and said
property is more commonly
known as 274 Water Plant
Road, Commerce, Georgia
30529.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
LaSalle Bank National
Association (Assignee), for
merly known as LaSalle
National Bank, in its capac
ity as indenture trustee under
that certain Sale and Servicing
Agreement dated March 1,
2000 among AFC Trust Series
2000-1, as Issuer, Superior
Bank FSB as Attorney in Fact
for Judy Brookshire
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/gxw 11/4/08
Our file no. 52169908-FT1
EXHIBIT A
All that tract or parcel of
land lying and being in GMD
465, Banks County, GA known
as Lot 6, Unit 1, River Run
Estates Subdivision as shown
on survey recorded in the
Clerk’s Office of the Superior
Court of Banks Co, GA in Plat
Book 13, Page 99. Said plat
and the record thereof are
herein incorporated for a full
and complete legal descrip
tion.
Also included is one 1996
Pioneer Mobile Home I.D.
#PH401 GA8428A &
#PH401 GA8428B.
(OC9,16,23,3 OB/12062-70T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by L.J
ARMOUR to THE GRANGE
BANK, dated April 19, 2004,
recorded in Deed Book 236,
Page 269, Banks County,
Georgia Records, as last
transferred to Franklin Bank
SSB by assignment to be
recorded in the Office of
the Clerk of Superior Court
of Banks County, Georgia
Records, conveying the after-
described property to secure
a Note in the original principal
amount of ONE HUNDRED
TEN THOUSAND AND 0/100
DOLLARS ($110,000.00), with
interest thereon as set forth
therein, there will be sold at
public outcry to the highest
bidder for cash before the
Courthouse door of Banks
County, Georgia, within the
legal hours of sale on the first
Tuesday in November, 2008,
the following described prop
erty:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorneys fees (notice of intent
to collect attorneys fees hav
ing been given).
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any mat
ters which might be disclosed
by an accurate survey and
inspection of the property, any
assessments, liens, encum
brances, zoning ordinances,
restrictions, covenants, and
matters of record superior to
the Security Deed first set out
above.
The entity that has full
authority to negotiate, amend,
and modify all terms of the
mortgage with the debtor is:
Countrywide Home Loans,
7105 Corporate Drive, Mail
Stop PTX-C-35, Plano, TX
75024, 1-888-219-7773.
Please understand that the
secured creditor is not required
by law to negotiate, amend, or
modify the terms of the mort
gage instrument.
To the best knowledge and
belief of the undersigned, the
party in possession of the
property is L.J Armour or a
tenant or tenants and said
property is more commonly
known as 5456 Yonah Homer
Rd., Alto, Georgia 30510.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
Franklin Bank SSB as
Attorney in Fact for L.J
Armour
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/wa2 11/4/08
Our file no. 5466208-FT4
EXHIBIT A
All that tract or parcel of
land lying and being in the
912 G.M.D. of Banks County,
Georgia, consisting of 0.96
acre, all as more fully shown
on plat of survey by Max
Lewallen, GA. Reg. No. 2067,
dated June 23, 1994, record
ed in Plat Book 18, Page
232, in the Office of the Clerk
of Superior Court of Banks
County, Georgia, said plat
being referred to and incorpo
rated herein for a more com
plete description
Tax parcel ID: 69/28
(OC9,16,23,30B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue
of the Power of Sale con
tained in a Security Deed
given by TOMMY JONES to
OPTION ONE MORTGAGE
CORPORATION, dated June
10, 2005, recorded in Deed
Book 260, Page 459, Banks
County, Georgia Records,
as last transferred to Wells
Fargo Bank, N.A. as Trustee
for Option One Mortgage
Loan Trust 2005-3 Asset-
Backed Certificates, Series
2005-3 by assignment to
be recorded in the Office of
the Clerk of Superior Court
of Banks County, Georgia
Records, conveying the after-
described property to secure
a Note in the original principal
amount of ONE HUNDRED
NINETEEN THOUSAND
SEVEN HUNDRED AND 0/100
DOLLARS ($119,700.00), with
interest thereon as set forth
therein, there will be sold at
public outcry to the highest
bidder for cash before the
Courthouse door of Banks
County, Georgia, within the
legal hours of sale on the first
Tuesday in November, 2008,
the following described prop
erty:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorneys fees (notice of intent
to collect attorneys fees hav
ing been given).
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any mat
ters which might be disclosed
by an accurate survey and
inspection of the property, any
assessments, liens, encum
brances, zoning ordinances,
restrictions, covenants, and
matters of record superior to
the Security Deed first set out
above.
The entity that has full
authority to negotiate, amend,
and modify all terms of the
mortgage with the debtor is:
American Home Mortgage
Servicing Inc., 3 Ada, Irvine,
CA 92618, 877-304-3100.
Please understand that the
secured creditor is not required
by law to negotiate, amend, or
modify the terms of the mort
gage instrument.
To the best knowledge and
belief of the undersigned, the
party in possession of the
property is Tommy Jones or
a tenant or tenants and said
property is more commonly
known as 523 Mountain
Creek Dr, Maysville, Georgia
30558.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
Wells Fargo Bank, N.A.
as Trustee for Option One
Mortgage Loan Trust 2005-
3 Asset-Backed Certificates,
Series 2005-3 as Attorney in
Fact for Tommy Jones
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/gxw 11/4/08
Our file no. 5361608-FT1
EXHIBIT A
All that tract or parcel of land
lying and being in the 465th
District, G.M., Banks County,
Georgia, and being that 2.05
acres, more or less, desig
nated as Lot 31, as more par
ticularly shown on a final plat
of survey of Mountain Creek
Subdivision, prepared by
Morrison J. Simms, Registered
Surveyor, dated December 12,
1987, recorded in Plat Book A,
Page 13, in the Office of the
Clerk of the Superior Court of
Banks County, Georgia and
incorporated herein and made
a part hereof by reference for
a more detailed description.
(OC9,16,23,30B/12062-60T1P)
Mail legals to:
The Banks County
News
P.O. Box 908
Jefferson, GA 30549
Email to: legals@
mainstreetnews.com in
microsoft word format.
continued on following page