Newspaper Page Text
PAGE 12A
THE BANKS COUNTY NEWS
THURSDAY, OCTOBER 30, 2008
he property; any outstanding
axes, including but not limited
o ad valorem taxes, which
;onstitute liens upon said
property; special assessments;
all outstanding bills for public
jtilities which constitute liens
jpon said property; all restric-
:ive covenants, easements,
ights-of-way and any other
natters of record superior to
said Security Deed. To the best
3f the knowledge and belief
3f the undersigned, the party
n possession of the property
s Danny E. Guthrie and Kris
Suthrie or tenant(s).
Vanderbilt Mortgage and
r inance, Inc. as Attorney-in-
r act for Danny E. Guthrie and
<ris Guthrie
Contact:
Topping & Associates, LLC
1930 N. Druid Hills Rd.,
Suite B
Atlanta, Georgia 30319
(404) 728-0220
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
rO COLLECT A DEBT.
MMY INFORMATION OB-
rAINED WILL BE USED
FOR THAT PURPOSE.
(OC9,16,23,30P4)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of the power of sale
sontained in a Deed to Secure
Debt by ANTHONY CONNER
and VICKIE CONNER to
DITIFINANCIAL SERVICES,
NC., dated June 5, 2003,
and filed for record June 11,
2003, in Deed Book 216, Page
117, Banks County, Georgia
Records, and securing a Note
n the original principal amount
af $70,326.84, there will be
sold at a public outcry for cash
o the highest bidder before
he Courthouse door of Banks
Dounty, Georgia, between the
egal hours of sale on the first
ruesday in November, 2008,
ay CitiFinancial Services, Inc.
as Attorney-in-Fact for Anthony
Donner and Vickie Conner the
allowing property to-wit:
ALL THAT CERTAIN parcel
af land lying and being situated
n the County of Banks, State
af Georgia, to-wit: ALL THAT
DERTAIN tract of land, contain-
ng 1.00 acres, more or less,
n the 207th District, G.M., of
3anks County, State of Georgia,
aounded now or formerly as
allows: north by lands of Jim
3rown; east by lands of W.G.
3one; south by road and lands
af Homer McDonald; and west
ay lands of Weldon Richie.
SAID TRACT of land being
nore particularly described
according to a plat of survey
arepared by Eddie A. Borders,
Surveyor, on the 3rd of March
1981, which plat is recorded in
D lat Book 8, Page 154, of the
aublic records of said Banks
Dounty, and is by reference
ncorporated herein as a part
af this description. LESS AND
EXCEPT any road right of
ways of record. BEING THAT
PARCEL of land conveyed
o Anthony Conner and wife,
i/ickie Conner, as joint tenants
with full rights of survivorship
: rom Jim Walter Homes, Inc.
and William J. Wade, not in his
ndividual capacity but solely
as Trustee of Mid-State Trust II
ay that deed dated 03/11/1995
and recorded 05/10/1995 in
Deed Book 96, at Page 533 of
he Banks County, GA Public
Registry; and by deed from
Exie B. Furr to Anthony Conner
and Vickie Conner 03/17/1997
and recorded 04/9/1997 in
Deed Book 116 at Page 65,
aforesaid records.
The above described prop-
arty is also known as 171
3one Road, Commerce, GA
50529.
The indebtedness secured
ay said Deed to Secure Debt
aaving been declared due and
aayable because of default in
he payment of the indebted-
aess secured thereby, this sale
will be made for the purpose
af paying the same and all
axpenses of sale, including
attorney’s fees, if applicable.
The property will be sold as
he property of the aforesaid
grantor subject to the following:
all prior restrictive covenants,
aasements, rights-of-way, secu-
ity deeds, or encumbrances of
ecord; all valid zoning ordi-
aances; matters which would
ae disclosed by an accurate
survey of the property or by
any inspection of the property;
all outstanding taxes, assess
ments, unpaid bills, charges,
and expenses that are a lien
against the property whether
lue and payable or not yet due
and payable.
To the best of the under
signed’s knowledge and belief,
possession of the subject prop
erty is held by Anthony Conner
and Vickie Conner.
Pursuant to O.C.G.A.
§ 44-14-162.2, the name,
address and telephone number
of the individual or entity who
shall have the full authority to
negotiate, amend or modify all
terms of the above described
mortgage is as follows:
CitiFinancial Services, Inc.
Attn: Loss Mitigation Dept.
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75062
Telephone number: 1-800-
423-8158
The foregoing notwith
standing, nothing in O.C.G.A.
§ 44-14-162.2 shall be con
strued to require CitiFinancial
Services, Inc. to negotiate,
amend or modify the terms
of the Deed to Secure Debt
described herein.
CitiFinancial Services, Inc.
as Attorney-in-Fact for Anthony
Conner and Vickie Conner
SHUPING, MORSE &
ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road
Suite 100
Riverdale, GA 30274-1698
(770) 991-0000
THIS LAW FIRM IS AT
TEMPTING TO COLLECT
A DEBT. ANY INFORMA
TION OBTAINED WILL
BE USED FOR THAT
PURPOSE.
(OC9,16,23,30B/119-70)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in a
Security Deed given by CLYDE
W. SANDS to SUNTRUST
MORTGAGE, INC., dated
October 13, 2005, recorded
in Deed Book 270, Page
191, Banks County, Georgia
Records, conveying the after-
described property to secure
a Note in the original princi
pal amount of SEVENTY-ONE
THOUSAND FIVE HUNDRED
FIFTY AND 0/100 DOLLARS
($71,550.00), with interest
thereon as set forth therein,
there will be sold at public out
cry to the highest bidder for
cash before the Courthouse
door of Banks County, Georgia,
within the legal hours of sale on
the first Tuesday in November,
2008, the following described
property:
All that tract or parcel of
land lying and being in GMD
448, of Banks County, Georgia
and being more particularly
described as Lot 46, Phase 5
of Apple Pie Ridge, containing
2.745 acres, as depicted on the
Plat of survey dated June 10,
2004, and prepared by Eddie
G. Davidson, Georgia regis
tered land surveyor. Said Plat is
of record in Plat Book E, Pages
142-145, in The Office of The
Clerk of The Banks County
Superior Court. Reference is
had and made to said Plat and
the record thereof for a full and
complete description of Lot 46,
Phase 5 as depicted thereon.
Also conveyed is a perpetu
al, non-exclusive road right of
way easement over and across
the roadways depicted on the
above described plats for the
purpose of providing ingress to
and egress from said tract or
parcel of land with the public
road system of Banks County,
Georgia. Said tract or parcel
of land is hereby conveyed
subject to the rights of others
to use said roadways.
The above described tract
or parcel of land is conveyed
subject to all covenants, con
ditions, restrictions and ease
ments for Apple Pie Ridge of
record.
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorneys fees (notice of intent
to collect attorneys fees having
been given).
Suntrust Mortgage, Inc. can
be contacted at 866-384-0903
or by writing to 1001 Semmes
Avenue, Richmond, VA 23224,
to discuss possible alternatives
to foreclosure.
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any matters
which might be disclosed by an
accurate survey and inspection
of the property, any assess
ments, liens, encumbrances,
zoning ordinances, restrictions,
covenants, and matters of
record superior to the Security
Deed first set out above.
To the best knowledge and
belief of the undersigned, the
party in possession of the prop
erty is Clyde W. Sands or a ten
ant or tenants and said prop
erty is more commonly known
as 546 Planters Creek Drive,
Baldwin, Georgia 30511.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
SunTrust Mortgage, Inc. as
Attorney in Fact for Clyde W.
Sands
Morris, Schneider, Prior,
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclo-
sure_sales.asp
MSP/jn2 11/4/08
Our file no. 11599808-FT2
(OC9,16,23,3 OB/12062-70T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in a
Security Deed given by JUDY
BROOKSHIRE to ALLIANCE
FUNDING DIVISION OF
SUPERIER BANK FSB, dated
February 16, 2000, record
ed in Deed Book 153, Page
40, Banks County, Georgia
Records, as last transferred
to LaSalle Bank National
Association (Assignee), former
ly known as LaSalle National
Bank, in its capacity as inden
ture trustee under that certain
Sale and Servicing Agreement
dated March 1, 2000 among
AFC Trust Series 2000-1, as
Issuer, Superior Bank FSB
by assignment to be record
ed in the Office of the Clerk
of Superior Court of Banks
County, Georgia Records,
conveying the after-described
property to secure a Note in
the original principal amount of
SEVENTY THOUSAND AND
0/100 DOLLARS ($70,000.00),
with interest thereon as set
forth therein, there will be sold
at public outcry to the high
est bidder for cash before the
Courthouse door of Banks
County, Georgia, within the
legal hours of sale on the first
Tuesday in November, 2008,
the following described prop
erty:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorneys fees (notice of intent
to collect attorneys fees having
been given).
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any matters
which might be disclosed by an
accurate survey and inspection
of the property, any assess
ments, liens, encumbrances,
zoning ordinances, restrictions,
covenants, and matters of
record superior to the Security
Deed first set out above.
The entity that has full author
ity to negotiate, amend, and
modify all terms of the mort
gage with the debtor is: EMC
Mortgage Corporation, 800
State Highway 121 Bypass,
Lewisville, TX 75067, 1-888-
577-4011. Please understand
that the secured creditor is not
required by law to negotiate,
amend, or modify the terms of
the mortgage instrument.
To the best knowledge and
belief of the undersigned, the
party in possession of the
property is Judy Brookshire or
a tenant or tenants and said
property is more commonly
known as 274 Water Plant
Road, Commerce, Georgia
30529.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
LaSalle Bank National
Association (Assignee), former
ly known as LaSalle National
Bank, in its capacity as inden
ture trustee under that certain
Sale and Servicing Agreement
dated March 1, 2000 among
AFC Trust Series 2000-1, as
Issuer, Superior Bank FSB
as Attorney in Fact for Judy
Brookshire
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/gxw 11/4/08
Our file no. 52169908-FT1
EXHIBIT A
All that tract or parcel of land
lying and being in GMD 465,
Banks County, GA known as
Lot 6, Unit 1, River Run Estates
Subdivision as shown on sur
vey recorded in the Clerk’s
Office of the Superior Court
of Banks Co, GA in Plat Book
13, Page 99. Said plat and the
record thereof are herein incor
porated for a full and complete
legal description.
Also included is one 1996
Pioneer Mobile Home I.D.
#PH401 GA8428A &
#PH401 GA8428B.
(OC9,16,23,3 OB/12062-70T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by L.J
ARMOUR to THE GRANGE
BANK, dated April 19, 2004,
recorded in Deed Book 236,
Page 269, Banks County,
Georgia Records, as last
transferred to Franklin Bank
SSB by assignment to be
recorded in the Office of
the Clerk of Superior Court
of Banks County, Georgia
Records, conveying the after-
described property to secure
a Note in the original principal
amount of ONE HUNDRED
TEN THOUSAND AND 0/100
DOLLARS ($110,000.00), with
interest thereon as set forth
therein, there will be sold at pub
lic outcry to the highest bidder
for cash before the Courthouse
door of Banks County, Georgia,
within the legal hours of sale on
the first Tuesday in November,
2008, the following described
property:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorneys fees (notice of intent
to collect attorneys fees having
been given).
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any matters
which might be disclosed by an
accurate survey and inspection
of the property, any assess
ments, liens, encumbrances,
zoning ordinances, restrictions,
covenants, and matters of
record superior to the Security
Deed first set out above.
The entity that has full author
ity to negotiate, amend, and
modify all terms of the mortgage
with the debtor is: Countrywide
Home Loans, 7105 Corporate
Drive, Mail Stop PTX-C-35,
Plano, TX 75024, 1-888-219-
7773. Please understand that
the secured creditor is not
required by law to negotiate,
amend, or modify the terms of
the mortgage instrument.
To the best knowledge and
belief of the undersigned, the
party in possession of the prop
erty is L.J Armour or a tenant
or tenants and said property
is more commonly known as
5456 Yonah Homer Rd., Alto,
Georgia 30510.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
Franklin Bank SSB as
Attorney in Fact for L.J Armour
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/wa2 11/4/08
Our file no. 5466208-FT4
EXHIBIT A
All that tract or parcel of
land lying and being in the
912 G.M.D. of Banks County,
Georgia, consisting of 0.96
acre, all as more fully shown on
plat of survey by Max Lewallen,
GA. Reg. No. 2067, dated June
23,1994, recorded in Plat Book
18, Page 232, in the Office of
the Clerk of Superior Court of
Banks County, Georgia, said
plat being referred to and incor
porated herein for a more com
plete description
Tax parcel ID: 69/28
(OC9,16,23,30B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in a
Security Deed given byTOMMY
JONES to OPTION ONE
MORTGAGE CORPORATION,
dated June 10, 2005, record
ed in Deed Book 260, Page
459, Banks County, Georgia
Records, as last transferred
to Wells Fargo Bank, N.A.
as Trustee for Option One
Mortgage Loan Trust 2005-3
Asset-Backed Certificates,
Series 2005-3 by assignment
to be recorded in the Office
of the Clerk of Superior Court
of Banks County, Georgia
Records, conveying the after-
described property to secure
a Note in the original principal
amount of ONE HUNDRED
NINETEEN THOUSAND
SEVEN HUNDRED AND 0/100
DOLLARS ($119,700.00), with
interest thereon as set forth
therein, there will be sold at pub
lic outcry to the highest bidder
for cash before the Courthouse
door of Banks County, Georgia,
within the legal hours of sale on
the first Tuesday in November,
2008, the following described
property:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorneys fees (notice of intent
to collect attorneys fees having
been given).
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any matters
which might be disclosed by an
accurate survey and inspection
of the property, any assess
ments, liens, encumbrances,
zoning ordinances, restrictions,
covenants, and matters of
record superior to the Security
Deed first set out above.
The entity that has full author
ity to negotiate, amend, and
modify all terms of the mortgage
with the debtor is: American
Home Mortgage Servicing Inc.,
3 Ada, Irvine, CA 92618, 877-
304-3100. Please understand
that the secured creditor is not
required by law to negotiate,
amend, or modify the terms of
the mortgage instrument.
To the best knowledge and
belief of the undersigned, the
party in possession of the prop
erty is Tommy Jones or a ten
ant or tenants and said prop
erty is more commonly known
as 523 Mountain Creek Dr,
Maysville, Georgia 30558.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
Wells Fargo Bank, N.A.
as Trustee for Option One
Mortgage Loan Trust 2005-3
Asset-Backed Certificates,
Series 2005-3 as Attorney in
Fact for Tommy Jones
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/gxw 11/4/08
Our file no. 5361608-FT1
EXHIBIT A
All that tract or parcel of land
lying and being in the 465th
District, G.M., Banks County,
Georgia, and being that 2.05
acres, more or less, designat
ed as Lot 31, as more par
ticularly shown on a final plat
of survey of Mountain Creek
Subdivision, prepared by
Morrison J. Simms, Registered
Surveyor, dated December 12,
1987, recorded in Plat Book A,
Page 13, in the Office of the
Clerk of the Superior Court of
Banks County, Georgia and
incorporated herein and made
a part hereof by reference for a
more detailed description.
(OC9,16,23,30B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of
the Power of Sale con
tained in a Security Deed
given by CHRISTOPHER
HUNT and CLAIRE
JOSEPHINE KILCOYNE to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC., dated May 24, 2007,
recorded in Deed Book 306,
Page 387, Banks County,
Georgia Records, as last
transferred to CHASE HOME
FINANCE by assignment to
be recorded in the Office of
the Clerk of Superior Court
of Banks County, Georgia
Records, conveying the after-
described property to secure
a Note in the original principal
amount of ONE HUNDRED
THIRTY-ONE THOUSAND
NINE HUNDRED AND 0/100
DOLLARS ($131,900.00), with
interest thereon as set forth
therein, there will be sold at pub
lic outcry to the highest bidder
for cash before the Courthouse
door of Banks County, Georgia,
within the legal hours of sale on
the first Tuesday in November,
2008, the following described
property:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said
Security Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner pro
vided in the Note and Security
Deed. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in Security
Deed and by law, including
attorneys fees (notice of intent
to collect attorneys fees having
been given).
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any matters
which might be disclosed by an
accurate survey and inspection
of the property, any assess
ments, liens, encumbrances,
zoning ordinances, restrictions,
covenants, and matters of
record superior to the Security
Deed first set out above.
The entity that has full
authority to negotiate, amend,
and modify all terms of the
mortgage with the debtor is:
Cenlar Federal Savings Bank,
425 Phillips Boulevard, Ewing,
NJ 08618, (609) 883-3900.
Please understand that the
secured creditor is not required
by law to negotiate, amend, or
modify the terms of the mort
gage instrument.
To the best knowledge and
belief of the undersigned, the
party in possession of the prop
erty is Christopher Hunt and
Claire Josephine Kilcoyne or
a tenant or tenants and said
property is more commonly
known as 131 Ridgeland
Drive, Maysville, Georgia
continued on following page