Newspaper Page Text
PAGE 8B
THE BANKS COUNTY NEWS
WEDNESDSAY, JANUARY 11, 2012
Public Notices Continued
BE ACTING AS A DEBT
COLLECTOR ATTEMPTING
TO COLLECT A
DEBT. ANY
INFORMATION
OBTAINED
WILL BE USED
FOR THAT
PURPOSE. 1031-65176
(JAU,18,2S,FElB/20029-90)
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Notice of Sale
Notice of Sale Under Power in Security Deed
State of Georgia, County of Banks
On September 20, 2007,
CHARLES E. MCATEE and
EDITH I. MCATEE execut
ed a Deed to Secure Debt
to First Citizens Bank and
Trust Company, Inc. secur
ing a note of even date for
ONE HUNDRED EIGHTY
THOUSAND AND NO/100
DOLLARS ($180,000.00), said
security deed being recorded
in Deed Book 312, Pages 810-
814, Banks County Records.
Said security deed conveyed the
property hereinafter described.
By virtue of the power of sale
contained in said security deed
to First Citizens Bank and Trust
Company, Inc., there will be sold
by the undersigned at public
outcry to the highest bidder for
cash, before the Banks County
Government Building door in
Banks County, Georgia, during
the legal hours of sale, being 10
a.m. until 4 p.m. Eastern Time,
on the first Tuesday in February,
the same being February 7,
2012, the following described
property:
All that tract or parcel of land
lying and being in the 1580th
General Militia District of Banks
County, City of Baldwin, Georgia
being shown and designated as
LOT 5, OF PHASE 6 OF APPLE
PIE RIDGE SUBDIVISION
CONTAINING 3.461 ACRES,
more or less on a plat of survey
prepared by Edwin G. Davidson,
R.L.S., under date of May 22,
2006, recorded in the Office
of the Clerk of Superior Court
of Banks County, Georgia, in
Plat Book F, Page 65, to which
said plat and the record thereof,
reference is hereby made for a
more complete description.
Together with a permanent
nonexclusive easement for
ingress and egress, to and from
the above-described property
via the courses of the existing
subdivision roads as shown on
the plat referred to above.
Subject to: Restrictive
Covenants for Apple Pie
Ridge recorded in the Office
of the Clerk of Superior Court
of Banks County, Georgia in
Deed Book 193, Pages 285-
324, Deed Book 233, Pages 1
& 2 and Deed Book 239, Pages
128-132.
The debt secured by said
security deed and note has been
and is hereby declared due and
payable because of default for
non-payment as required by the
note and security deed. The
debt having been declared due
and payable and remaining
unpaid, and the terms in the
note and security deed remain
ing in default, this sale will be
made for the purpose of paying
the principal, accrued interest
and attorney’s fees pursuant to
the note and security deed, plus
all expenses of this sale.
Said property will be sold
as the property of Charles E.
McAtee and Edith I. McAtee and
subject to outstanding ad valor
em taxes and/or easements
and/or restrictive covenants
appearing of record, if any. The
undersigned will comply with
Georgia law, O.C.G.A. Section
44-14-162.2, prior to conducting
the sale.
To the best knowledge and
belief of the undersigned, equi
table title to said property is now
held by Charles E. McAtee and
Edith I. McAtee.
The entity with full authority to
negotiate, amend and modify all
terms of the mortgage with the
Debtor is First Citizens Bank
and Trust Company, Inc., Phone
Number (803) 733-3626.
The undersigned will execute
a deed to the purchaser at said
sale as provided in the afore
mentioned deed to secure debt
to First Citizens Bank and Trust
Company, Inc.
Dated this 3rd day of January,
2012.
First Citizens Bank and Trust
Company, Inc., Attorney-in-fact
for Charles E. McAtee and Edith
I. McAtee
Janney E. Sanders
P. O. Box 1005
Toccoa, GA 30577
706/886-7533
Attorney for First Citizens
Bank and Trust Company, Inc.
(JA11,18,25,FE2B/19923-60P)
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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the
payment of the indebtedness,
secured by a Security Deed exe
cuted by MICHELLE HUSS and
ROBERTHUSS to MORTGAGE
ELECTRONIC REGISTRATION
SYSTEMS, INC. as nominee for
SOUTHSTAR FUNDING, LLC,
its successors and assigns
dated September 6, 2002 in
the amount of $172,000.00,
and recorded in Deed Book
198, Page 918, Banks County,
Georgia Records; as last trans
ferred to CitiMortgage, Inc. by
assignment; the undersigned,
CitiMortgage, Inc. pursuant to
said deed and the note thereby
secured, has declared the entire
amount of said indebtedness
due and payable and pursuant
to the power of sale contained
in said deed, will on the first
Tuesday in February, 2012, dur
ing the legal hours of sale, at
the Courthouse door in Banks
County, sell at public outcry to
the highest bidder for cash, the
property described in said deed
to-wit:
All that tract or parcel of
land lying and being in the
207th G.M.D., Banks County,
Georgia, containing 5.00 acres,
more or less, as shown on plat
and survey of Max Lewallen,
Surveyor, dated March 8, 1994,
and recorded in the Office of
the Clerk of Superior Court of
Banks County, Georgia, in Plat
Book 18, Page 150. For a more
detailed description to said tract,
reference is hereby made to
said plat as recorded. Subject to
existing easements and Rights-
of-Way for public roads and utili
ties now in use.
which has the property
address of 513 Chambers
Road, Commerce, Georgia,
together with all fixtures and
other personal property con
veyed by said deed.
The sale will be held subject to
any unpaid taxes, assessments,
rights-of-way, easements, pro
tective covenants or restrictions,
liens, and other superior matters
of record which may affect said
property.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
Notice has been given of
intention to collect attorneys’
fees in accordance with the
terms of the note secured by
said deed.
Said property will be sold as
the property of Michelle Huss
and Robert Huss and the
proceeds of said sale will be
applied to the payment of said
indebtedness, the expense of
said sale, all as provided in said
deed, and the undersigned will
execute a deed to the purchaser
as provided in the aforemen
tioned Security Deed.
CitiMortgage, Inc. Attorney
in Fact for Michelle Huss and
Robert Huss
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
Banks County News
Publication Dates: 01-11-
2012, 01-18-2012, 01-25-2012,
02-01-2012
File No. 11-08194 /FNMA/
tgreer
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR AND
IS ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
(SEU, 18,25,FE1B/1325-50P)
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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of BANKS.
Under and by virtue of the
Power of Sale contained in a
Deed to Secure Debt given
by JARED HEMBREE AND
CRYSTAL SIMS to MORTGAGE
ELECTRONIC REGISTRATION
SYSTEMS, INC. (“MERS”),
AS NOMINEE FOR UNITED
COMMUNITY MORTGAGE
SERVICES, INC., dated
06/08/2007, and Recorded on
06/14/2007 as Book No. 307
and Page No. 198-215, BANKS
County, Georgia records, as
last assigned to JPMORGAN
CHASE BANK, NATIONAL
ASSOCIATION, SUCCESSOR
BYMERGERTOCHASEHOME
FINANCE LLC, by assignment,
conveying the after-described
property to secure a Note of
even date in the original prin
cipal amount of $130,950.00,
with interest at the rate specified
therein, there will be sold by the
undersigned at public outcry to
the highest bidder for cash at
the BANKS County Courthouse
within the legal hours of sale on
the first Tuesday in February,
2012, the following described
property:
ALL THAT TRACT OR
PARCEL OF LAND LYING AND
BEING IN LAND LOT 203 OF
THE 10TH LAND DISTRICT OF
BANKS COUNTY, GEORGIA,
BEING SHOWN AS LOT 13
OF THE PARK AVENUE
ESTATES, CONTAINING 1.13
ACRES, MORE OR LESS,
AS SHOWN ON A PLAT OF
SURVEY PREPARED FOR C.
SCOTT PITTS AND GEORGIA
PITTS BY BARTLETT &
CASH, SURVEYORS, DATED
OCTOBER 2, 1998 AND
BEING RECORDED AMONG
BANKS COUNTY, GEORGIA
RECORDS IN PLAT BOOK 23,
PAGE 116, SAID PLAT BEING
INCORPORATED HEREIN BY
REFERENCE FOR A MORE
FULL AND COMPLETE
DESCRIPTION.
SUBJECT TO EASEMENTS
AND SETBACKS SHOWN ON
THE ABOVE-REFERENCED
SURVEY AS WELL AS TO
RESTRICTIVE COVENANTS
RECODED IN DEED BOOK 91,
PAGE 466.
The debt secured by said
Deed to Secure Debt has been
and is hereby declared due
because of, among other pos
sible events of default, failure
to pay the indebtedness as and
when due and in the manner
provided in the Note and Deed
to Secure Debt. Because the
debt remains in default, this
sale will be made for the pur
pose of paying the same and
all expenses of this sale, as
provided in the Deed to Secure
Debt and by law, including attor
ney’s fees (notice of intent to
collect attorney’s fees having
been given).
The entity that has full author
ity to negotiate, amend, and
modify all terms of the mortgage
with the debtor is: JPMORGAN
CHASE BANK, NATIONAL
ASSOCIATION, SUCCESSOR
BY MERGER TO CHASE
HOME FINANCE LLC, 3415
VISION DRIVE, Foreclosure,
COLUMBUS, OH 43219, 800-
848-9136. Please understand
that the secured creditor is not
required to negotiate, amend,
or modify the terms of the mort
gage instrument.
To the best knowledge and
belief of the undersigned, the
party/parties in possession of
the subject property known as
300 IVORY DRIVE, BALDWIN,
GEORGIA 30511 is/are: JARED
HEMBREE AND CRYSTAL
SIMS or tenant/tenants. Said
property will be sold subject to
(a) any outstanding ad valorem
taxes (including taxes which are
a lien, but not yet due and pay
able), (b) any matters which
might be disclosed by an accu
rate survey and inspection of
the property, and (c) all matters
of record superior to the Deed
to Secure Debt first set out
above, including, but not limited
to, assessments, liens, encum
brances, zoning ordinances,
easements, restrictions, cov
enants, etc.
The sale will be conducted
subject to (1) confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code; and
(2) final confirmation and audit
of the status of the loan with
the holder of the security deed.
Pursuant to O.C.G.A. Section
9-13-172.1, which allows for
certain procedures regarding
the rescission of judicial and
nonjudicial sales in the State
of Georgia, the Deed Under
Power and other foreclosure
documents may not be provid
ed until final confirmation and
audit of the status of the loan
as provided in the preceding
paragraph.
JPMORGAN CHASE BANK,
NATIONAL ASSOCIATION,
SUCCESSOR BY MERGER TO
CHASE HOME FINANCE LLC
as Attorney in Fact for JARED
HEMBREE AND CRYSTAL
SIMS.
THIS LAW FIRM IS ACTING
AS A DEBT
COLLECTOR
ATTEMPTING
TO
COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL
BE USED
FOR THAT PURPOSE.
20110187409996
BARRETT DAFFIN
FRAPPIER LEVINE & BLOCK,
LLP 15000 Surveyor Boulevard
Addison, Texas 75001
Telephone: (972) 341-5398.
(JAU,18,25,FE1B/19564-70T4)
gpnll
Notice of Sale
Notice of Sale Under Power
State of Georgia. County of BANKS.
Under and by virtue of the
Power of Sale contained in a
Deed to Secure Debt given by
LEIGH A NIX AND AKA LEIGH
ANN NIX to JPMORGAN
CHASE BANK, N.A. , dated
08/03/2009, and Recorded on
08/17/2009 as Book No. 343
and Page No. 870-888, BANKS
County, Georgia records, as
last assigned to JPMORGAN
CHASE BANK, NATIONAL
ASSOCIATION, SUCCESSOR
BY MERGERTO CHASE HOME
FINANCE LLC, by assignment,
conveying the after-described
property to secure a Note of
even date in the original prin
cipal amount of $101,000.00,
with interest at the rate specified
therein, there will be sold by the
undersigned at public outcry to
the highest bidder for cash at
the BANKS County Courthouse
within the legal hours of sale on
the first Tuesday in February,
2012, the following described
property:
ALL THAT TRACT
OR PARCEL OF LAND,
CONTAINING 1.00 ACRES,
MORE OR LESS, INTHE265TH
GMD OF BANKS COUNTY,
GEORGIA, AND BOUNDED
NOW OR FORMERLY AS
FOLLOWS: NORTH BY LANDS
OF HILL; EAST BY LANDS OF
JOHN MILTON GALLOWAY,
SOUTH BY EVANS STREET;
AND WEST BY LANDS OF
GARRISON. SAID TRACT
BEING MORE PARTICULARLY
DESCRIBED ACCORDING
TO A PLAT OF SURVEY
PREPARED BY INGRAM,
LORD & ASSOCIATES,
SURVEYORS, ON MARCH
5, 2003, FOR JOHN MILTON
GALLOWAY, AND BEING
SHOWN THEREON AS
TRACT NO. 1, WHICH PLAT IS
RECORDED IN PLATBOOK27,
PAGE 136, BANKS COUNTY,
GEORGIA RECORDS,
AND IS BY REFERENCE
INCORPORATED HEREIN
AS A PART OF THIS
DESCRIPTION.
The debt secured by said
Deed to Secure Debt has been
and is hereby declared due
because of, among other pos
sible events of default, failure
to pay the indebtedness as and
when due and in the manner
provided in the Note and Deed
to Secure Debt. Because the
debt remains in default, this
sale will be made for the pur
pose of paying the same and
all expenses of this sale, as
provided in the Deed to Secure
Debt and by law, including attor
ney’s fees (notice of intent to
collect attorney’s fees having
been given).
The entity that has full author
ity to negotiate, amend, and
modify all terms of the mortgage
with the debtor is: JPMORGAN
CHASE BANK, NATIONAL
ASSOCIATION, SUCCESSOR
BY MERGER TO CHASE
HOME FINANCE LLC, 3415
VISION DRIVE, Foreclosure,
COLUMBUS, OH 43219, 800-
848-9136. Please understand
that the secured creditor is not
required to negotiate, amend,
or modify the terms of the mort
gage instrument. To the best
knowledge and belief of the
undersigned, the party/parties
in possession of the subject
property known as 338 EVANS
STREET, AKA 333 EVANS
STREET, HOMER, GEORGIA
30547 is/are: LEIGH A NIX AND
AKA LEIGH ANN NIX or tenant/
tenants. Said property will be
sold subject to (a) any outstand
ing ad valorem taxes (includ
ing taxes which are a lien, but
not yet due and payable), (b)
any matters which might be dis
closed by an accurate survey
and inspection of the property,
and (c) all matters of record
superior to the Deed to Secure
Debt first set out above, includ
ing, but not limited to, assess
ments, liens, encumbrances,
zoning ordinances, easements,
restrictions, covenants, etc. The
sale will be conducted subject
to (1) confirmation that the sale
is not prohibited under the U.S.
Bankruptcy Code; and (2) final
confirmation and audit of the
status of the loan with the holder
of the security deed. Pursuant
to O.C.G.A. Section 9-13-172.1,
which allows for certain proce
dures regarding the rescission
of judicial and nonjudicial sales
in the State of Georgia, the
Deed Under Power and other
foreclosure documents may not
be provided until final confirma
tion and audit of the status of the
loan as provided in the preced
ing paragraph.
JPMORGAN CHASE BANK,
NATIONAL ASSOCIATION,
SUCCESSOR BY MERGER
TO CHASE HOME FINANCE
LLC as Attorney in Fact for
LEIGH A NIX AND AKA LEIGH
ANN NIX.
THIS LAW FIRM IS ACTING
AS A DEBT
COLLECTOR
ATTEMPTING
TO
COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL
BE USED
FOR THAT PURPOSE.
20110187409354
BARRETT DAFFIN
FRAPPIER LEVINE & BLOCK,
LLP 15000 Surveyor Boulevard
Addison, Texas 75001
Telephone: (972) 341-5398.
(JA11,18,25,FE1B;19564-70T4)
gpnll
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of BANKS.
Under and by virtue of the
Power of Sale contained in a
Deed to Secure Debt given
by LISA M CARLOCK AND
BRANDON J CARLOCK to
WASHINGTONMUTUALBANK,
A FEDERAL ASSOCIATION ,
dated 07/27/2007, and Recorded
on 08/14/2007 as Book No. 310
and Page No. 544-551, BANKS
County, Georgia records, as last
assigned to JPMORGAN CHASE
BANK, N.A. SUCCESSOR
IN INTEREST FROM THE
FDIC AS RECEIVER FOR
WASHINGTON MUTUAL
BANK FORMERLY KNOWN
AS WASHINGTON MUTUAL
BANK, FA, by assignment,
conveying the after-described
property to secure a Note of
even date in the original princi
pal amount of $50,000.00, with
interest at the rate specified
therein, there will be sold by the
undersigned at public outcry to
the highest bidder for cash at
the BANKS County Courthouse
within the legal hours of sale on
the first Tuesday in February,
2012, the following described
property: THE FOLLOWING
REAL PROPERTY SITUATE
IN COUNTY OF BANKS
AND STATE OF GEORGIA,
DESCRIBED AS FOLLOWS:
ALL THAT TRACT OR
PARCEL OF LAND LYING
AND BEING IN THE CITY OF
MAYSVILLE, 465TH DISTRICT,
G.M., BANKS COUNTY,
GEORGIA, CONTAINING
11, 051.69 FEET, AND
BEING BOUNDED ON THE
NORTHEAST BY PROPERTY
OF CRUMLEY, EAST AND
SOUTHEAST BY PROPERTY
OF PUETT, SOUTH BY
SOUTHERN RAILROAD
RIGHT OF WAY, AND ON THE
SOUTHWEST, WEST AND
NORTHWEST BY PROPERTY
OF CLARY, ALL ACCORDING
TO SAID PLAT OF SURVEY
AS FOLLOWS: BEGINNING AT
AN IRON PIN LYING ON THE
NORTHERN RIGHT OF WAY
OF SOUTHERN RAILROAD,
AND THE SAME BEING THE
SOUTHEASTERN CORNER
OF THE TRACT HEREIN
DESCRIBED AND THE
SOUTHWESTERN CORNER
OF PUETT; THENCE NORTH
51 DEGREES 45 MINUTES
WEST 50.00 FEET ALONG
SAID RIGHT OF WAY TO AN
IRON PIN; THENCE NORTH
42 DEGREES 14 MINUTES
EAST 222.46 FEET ALONG
PROPERTY OF CLARY TO
AN IRON PIN AT CONCRETE
MONUMENT; THENCE
SOUTH 42 DEGREES 16
MINUTES WEST 220.21 FEET
TO AN IRON PIN WHICH IS
THE POINT OF BEGINNING.
REFERENCE IS MADE TO
SAID PLAT OF SURVEY
RECORDED IN PLAT BOOK
8, PAGE 44, BANKS COUNTY,
RECORDS.
PROPERTY ADDRESS: 30
MAIN ST The debt secured by
said Deed to Secure Debt has
been and is hereby declared
due because of, among other
possible events of default, fail
ure to pay the indebtedness as
and when due and in the man
ner provided in the Note and
Deed to Secure Debt. Because
the debt remains in default, this
sale will be made for the pur
pose of paying the same and
all expenses of this sale, as
provided in the Deed to Secure
Debt and by law, including attor
ney’s fees (notice of intent to
collect attorney’s fees having
been given).
The entity that has full author
ity to negotiate, amend, and
modify all terms of the mortgage
with the debtor is: JPMORGAN
CHASE BANK, N.A., 8333
RIDGEPOINT DRIVE,
Foreclosure, IRVING, TX75063,
877-302-4273. Please under
stand that the secured credi
tor is not required to negotiate,
amend, or modify the terms of
the mortgage instrument. To the
best knowledge and belief of the
undersigned, the party/parties
in possession of the subject
property known as 30 MAIN ST,
MAYSVILLE, GEORGIA 30558
is/are: LISA M CARLOCK AND
BRANDON J CARLOCK or ten
ant/tenants. Said property will be
sold subject to (a) any outstand
ing ad valorem taxes (includ
ing taxes which are a lien, but
not yet due and payable), (b)
any matters which might be dis
closed by an accurate survey
and inspection of the property,
and (c) all matters of record
superior to the Deed to Secure
Debt first set out above, includ
ing, but not limited to, assess
ments, liens, encumbrances,
zoning ordinances, easements,
restrictions, covenants, etc.
The sale will be conducted sub
ject to (1) confirmation that the
sale is not prohibited under the
U.S. Bankruptcy Code; and (2)
final confirmation and audit of the
status of the loan with the holder
of the security deed. Pursuant
to O.C.G.A. Section 9-13-172.1,
which allows for certain proce
dures regarding the rescission
of judicial and nonjudicial sales
in the State of Georgia, the
Deed Under Power and other
foreclosure documents may not
be provided until final confirma
tion and audit of the status of the
loan as provided in the preced
ing paragraph.
JPMORGAN CHASE
BANK, N.A. SUCCESSOR
IN INTEREST FROM THE
FDIC AS RECEIVER FOR
WASHINGTON MUTUAL
BANK FORMERLY KNOWN
AS WASHINGTON MUTUAL
BANK, FA as Attorney in Fact
for LISA M CARLOCK AND
BRANDON J CARLOCK.
THIS LAW FIRM IS ACTING
AS A DEBT
COLLECTOR
ATTEMPTING
TO
COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL
BE USED
FOR THAT PURPOSE.
20110177600451
BARRETT DAFFIN
FRAPPIER LEVINE & BLOCK,
LLP 15000 Surveyor Boulevard
Addison, Texas 75001
Telephone: (972) 341-5398.
(JA11,18,2S,FE1B/19564-80T4)
gpnll
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Banks
Under and by virtue of the
power of sale contained with
that certain Deed to Secure Debt
dated April 15,2010, from JANET
COLLINS to MORTGAGE
ELECTRONIC REGISTRATION
SYSTEMS, INC. as nominee
for SOUTHEAST MORTGAGE
OF GEORGIA, INC., record
ed on April 22, 2010 in Deed
Book 351 at Page 575, Banks
County, Georgia Records, hav
ing been last sold, assigned,
transferred and conveyed to
JPMorgan Chase Bank, National
Association by Assignment
and said Deed to Secure Debt
having been given to secure
a note dated April 15, 2010,
in the amount of $75,480.00,
said note being in default, the
undersigned will sell at public
outcry during the legal hours
of sale before the door of the
courthouse of County County,
Georgia, on February 7, 2012,
the following described real
property (hereinafter referred to
as the “Property”):
ALL THAT TRACT OR
PARCEL OF LAND LYING AND
BEING IN LAND LOT 185 OF
THE 10TH LAND DISTRICT OF
BANKS COUNTY, GEORGIA,
CONTAINING .60 ACRES,
MORE OR LESS, AND BEING
MORE FULLY SHOWN ON
A PLAT OF SURVEY FOR
SARITA G KING MADE BY
HOLCOMB SURVEYING,
INC., RLS, DATED OCTOBER
29, 1998 AND BEING OF
RECORD IN THE OFFICE OF
THE SUPERIOR COURT OF
BANKS COUNTY RECORDS
IN PLAT BOOK 23, PAGE
127, SAID PLAT AND BEING
INCORPORATED HEREIN BY
REFERENCE FOR A MROE
FULL AND COMPLETE
DESCRIPTION.
The debt secured by the
Security Deed and evidenced
by the note and has been, and
is hereby, declared due and
payable because of, among
other possible events of default,
failure to make the payments
as required by the terms of
the Note. The debt remaining
is in default and this sale will
be made for the purposes of
paying the Deed to Secure
Debt, accrued interest, and all
expenses of the sale, including
attorneys’ fees. Notice of inten
tion to collect attorneys’ fees
has been given as provided by
law.
To the bestofthe undersigned’s
knowledge, the person(s) in
possession of the property is/
are Janet Collins. The property,
being commonly known as 930
Park Ave, Baldwin, GA 30511
in Banks County, will be sold
as the property of Janet Collins,
subject to any outstanding ad
valorem taxes (including taxes
which are a lien and not yet
due and payable), any matters
affecting title to the property
which would be disclosed by
accurate survey and inspection
thereof, and all assessments,
liens, encumbrances, restric
tions, covenants, and matters of
record to the Security Deed.
Pursuant to
O.C.G.A.44-14-162.2, the name,
address and telephone number
of the individual or entity who
shall have the full authority to
negotiate, amend or modify all
terms of the above described
mortgage is as follows: JP
Morgan Chase Bank, National
Association, 7757 Bayberry
Road, Jacksonville, FL 32256,
1-866-349-3540. The forego
ing notwithstanding, nothing
in O.C.G.A. 44-14-162.2 shall
require the secured creditor to
negotiate, amend or modify the
terms of the mortgage instru
ment. The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
U.S. Bankruptcy code and (2)
to final confirmation and audit
of the status of the loan with the
holder of the Security Deed.
Albertelli Law Attorney for
JPMorgan Chase Bank, National
Association as Attorney in Fact
for Janet Collins
100 Galleria Parkway, Suite
960 Atlanta, GA 30339
Phone: (866) 690-0418
ASAP# 4163373
(JA11,18,25,FE1B/20147#4163373-
60T1P)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the
power of sale contained in that
certain Security Deed from
BARRY DAVID to COMMUNITY
BANK AND TRUST dated
11/20/2007, and recorded
01/10/2008, in Deed Book 318,
Pages 829-835, Banks County,
Georgia Deed records, as
modified by that Renewal Loan
Agreement dated 11/20/2009
and recorded 07/26/2010 in
Deed Book 354, Page 119,
Banks County, Georgia Deed
Records, and any further
renewals or modifications there
to, held by SCBT, N.A. d/b/a
CBT, a Division of SCBT, N.A.
pursuant to that Purchase and
Assumption Agreement among
Federal Deposit Insurance
Corporation as Receiver of
Community Bank & Trust, SCBT,
N.A., and the Federal Deposit
Insurance Corporation, dated
January 29, 2010 and pursu
ant to Assignment from Federal
Deposit Insurance Corporation
as Receiver of Community
Bank & Trust to SCBT, N.A.
d/b/a CBT, a Division of SCBT,
N.A., the undersigned will sell
at public outcry to the high
est bidder for cash before the
Courthouse door in said County,
during the legal hours of sale,
on the first Tuesday in February,
2012 by SCBT, N.A. d/b/a CBT,
a Division of SCBT, N.A., as
Attorney-in-Fact for Barry David
the following described prop
erty:
ALL THAT TRACT or par
cel of land, together with all
improvements thereon, situate,
lying and being in the 208th
District, G.M., Banks County,
Georgia, on the south side of
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