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PAGE 8B - THE MADISON COUNTY (GA1 JOURNAL. THURSDAY. JANUARY 8. 2009 Public Notices Continued gpn11 Notice of Sale Notice of Sale Under Power State of Georgia County of Madison Because of a default in the payment of the indebted ness secured by that cer tain Security Deed, dated November 1,2007, executed by JAIME C. CHERRY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded in Deed Book 1065, Page 174, Madison County, Georgia Deed Records, and securing a Note in the original princi pal amount of $77,000.00, to Mortgage Electronic Registration Systems, Inc., the current holder thereof, has declared the entire amount of said indebted ness evidenced by the Note immediately due and pay able and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in February, 2009, to-wit: February 3, 2009, during the legal hours of sale, before the Madison County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land together with all improvements thereon, situ ate, lying and being in the 438th District, G.A,. Madison County, Georgia, containing 1.666 acres, more or less, and being more particular ly described on a Plat of Survey entitled “Survey for Wayne Holloway”, dated July 9, 1994, by James M. Paul, Registered Land surveyor, recorded in Plat Book 33, Page 163 in the Office of the Clerk of the Superior Court of Madison County, Georgia, said Plat being incorporated herein by reference for a more particular description. The aforedescribed real property is also known as 6021 Highway 29 N, Danielsville, Georgia, according to the present sys tem of numbering houses in Madison County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confir mation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determina tion that the borrower has not reinstated the loan prior to the foreclosure sale. Said real property will be sold subject to any outstand ing ad valorem taxes (includ ing taxes which are a lien, but not yet due and pay able), the right of redemption of any taxing authority, any matters which might be dis closed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, cov enants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of Jaime C. Cherry and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess pro ceeds, if any, will be distrib uted as provided by law. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney-in-Fact for JAIME C. CHERRY David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM IS AT TEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFER ENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PUR POSE. (JA8,15,22,29B/1328-60T4P) gpn11 Notice of Sale Notice of Sale Under Power Georgia, Madison County THIS LAW FIRM IS ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by JOHN DAVIS to PRIMARY CAPITAL ADVISORS LC, dated October 23, 2002, recorded in Deed Book 510, Page 1, Madison County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after- described property to secure a Note in the original princi pal amount of SIXTY-EIGHT THOUSAND AND 0/100 DOLLARS ($68,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in February, 2009, the following described prop erty: SEE EXHIBITAATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebted ness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attor neys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate sur vey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, cov enants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800- 416-1472. Please under stand that the secured credi tor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is John Davis or a tenant or tenants and said property is more common ly known as 441 Serenity Lane, Danielsville, Georgia 30633. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confir mation and audit of the sta tus of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for John Davis McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/smk 2/3/09 Our file no. 5496905-FT7 EXHIBIT A All that tract or parcel of land, together with all improvements thereon situ ate, lying and being in the 262nd District, G.M., Madison County, Georgia, containing 6.580 acres, more or less, as more particularly shown and described on a plat of survey entitled “Survey for Carolyn Holmes-Portion of A. J. Floyd Property”, dated December 1, 1981, prepared by Landmark Engineering Corporation, J. R. Holland, Registered Land Surveyor, recorded in Plat Book 26, Page 81, in the Office of the Clerk of Superior Court, Madison County, Georgia, reference being made thereto for a more particular descrip tion. The dwelling situate on the above tract of land is known and designated as 441 Serenity Lane according to the present system of num bering houses in Madison County, Georgia. (JA8,15,22,29B/12062-60T1P) gpn11 Notice of Sale Notice of Sale Under Power Georgia, Madison County THIS LAW FIRM IS ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale con tained in a Security Deed given by DOROTHY KENT to PREMIER LENDING CORPORATION, dated July 8, 1999, recorded in Deed Book 209, Page 52, Madison County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FORTY- SIX THOUSAND AND 0/100 DOLLARS ($46,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in February, 2009, the following described prop erty: SEE EXHIBITAATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebted ness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attor neys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate sur vey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, cov enants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800- 416-1472. Please under stand that the secured credi tor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Estate of Dorothy Kent or a tenant or tenants and said property is more commonly known as 119 Bellhaven Lane, Hull, Georgia 30646. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confir mation and audit of the sta tus of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Dorothy Kent McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/smk 2/3/09 Our file no. 52782508-FT7 EXHIBIT A All that tract or parcel of land containing 0.344 of an acre, more or less, lying and being in the 382nd District GM of Madison County, Georgia, on the southwest erly side of Bell Haven Lane, and particularly described as follows: Beginning at a point on the southwesterly right of way line of Belhaven Lane, which pin is located 615 feet north westerly from the centerline of Georgia Highway No. 106 as measured along the southwesterly right of way line of Belhaven Lane; and running thence south 53.50 degrees west 150.0 feet to a pin; thence north 36.10 degrees west 100.0 feet to a pin; thence north 53.50 degrees east 150.00 feet to a pin on the southwesterly right of way line of Belhaven Lane; thence along the south westerly right of way line of Belhaven Lane south 36.10 degrees east 100.0 feet to the corner of beginning. Said tract of land is particu larly shown and delineated on a plat prepared by Landmark Engineering Corporation, J. R. Holland, surveyor, dated June 19, 1975, recorded in Plat Book 18, Page 445, Madison County Records; which plat and record are by reference incorporated herein. (JA8,15,22,29B/12062-70T1P) gpn11 Notice of Sale Notice of Sale Under Power Georgia, Madison County THIS LAW FIRM IS ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by KATHERINE B. GRAY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 5, 2006, recorded in Deed Book 970, Page 90, Madison County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Morgan Stanley, MSAC 2007-HE5 by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after- described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-FIVE THOUSAND THREE HUNDRED TWENTY-FIVE AND 0/100 DOLLARS ($165,325.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in February, 2009, the following described prop erty: SEE EXHIBITAATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebted ness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attor neys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate sur vey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, cov enants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Saxon Mortgage Services, Inc., 4709 Mercantile Drive North, Fort Worth, TX 76137, 888-325-3502. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mort gage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Katherine B. Gray or a tenant or tenants and said property is more com monly known as 228 Scarlett Oak Lane, Comer, Georgia 30629. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confir mation and audit of the sta tus of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for Morgan Stanley, MSAC 2007-HE5 as Attorney in Fact for Katherine B. Gray McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/asw 2/3/09 Our file no. 53094708-FT1 EXHIBIT A All that tract or parcel of land, together with all improvements thereon, situ ate, lying and being in the 205th G.M.D., Madison County, Georgia, in the City of Comer, and being more particularly shown and des ignated as Lot 37 contain ing 0.775 of an acre, more or less, on a plat of survey entitled “Survey for Final Lots - Final Plat - Phase II, Royal Oaks Subdivision”, prepared by Bauknight & Associates, Inc., W. Slate Bauknight, Registered Surveyor, dated June 8, 2006, recorded in Plat Book B164, Page 8A, Madison County, Georgia Records, which plat and record are by reference incorporated herein. This property is subject to protective covenants as recorded in Deed Book 900, Page 20, and minimum build ing setback lines as shown at Plat Book B164, Page 8A, Madison County, Georgia records. (JA8,15,22,29B/12062-70T1P) gpn11 Notice of Sale Notice of Sale Under Power Georgia, Madison County THIS LAW FIRM IS ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by BRENDA G. WENDT to SUNSHINE MORTGAGE CORPORATION, dated January 17, 2001, recorded in Deed Book 304, Page 245, Madison County, Georgia Records, as last transferred to Select Portfolio Servicing, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after- described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTEEN THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($118,750.00), with interest thereon as set forth therein, there will be sold at pub lic outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in February, 2009, the following described prop erty: SEE EXHIBITAATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebted ness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attor neys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate sur vey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, cov enants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Select Portfolio Servicing, 3815 S West Temple, Salt Lake City, UT 84115, 888- 349-8955. Please under stand that the secured credi tor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Brenda G. Wendt or a tenant or tenants and said property is more commonly known as 95 Southwinds Drive, Colbert, Georgia 30628. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confir mation and audit of the sta tus of the loan with the holder of the security deed. Select Portfolio Servicing, Inc. as Attorney in Fact for Brenda G. Wendt McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/asw 2/3/09 Our file no. 52515608-FT1 EXHIBIT A All that tract or parcel of land, together with all improvements thereon, con taining 40,975 square feet, situate, lying and being in the 382nd District, G.M., Madison County, Georgia, on the northeasterly side of Southwinds Drive and being more particularly shown and designated as Lot 4 on a Plat of Subdivision prepared by Wood & Chastain Surveyors, Inc., Phillip D. Chastain, Registered Surveyor, dated January 19, 2000, recorded in Plat Book B-42, Page 6, Office of the Clerk of the Superior Court of Madison County, Georgia, which Plat and record are by reference incorporated herein. (JA8,15,22,29B/12062-60T1P) gpn11 Notice of Sale Notice of Sale Under Power Georgia, Madison County THIS LAW FIRM IS ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale con tained in a Security Deed given by PAM M. RICE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 11, 2005, recorded in Deed Book 782, Page 1, Madison County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after- described property to secure a Note in the original principal amount of SEVENTY-SEVEN THOUSAND AND 0/100 DOLLARS ($77,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in February, 2009, the following described prop erty: SEE EXHIBITAATTACHED continued on following page