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PAGE 2C - THE MADISON COUNTY (GA) JOURNAL. THURSDAY. JULY 16. 2009
Public Notices Continued
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Notice of Sale
Notice of Sale Under Power
in Security Deed
State of Georgia
County of Madison
On December 20, 2002,
TONY L. OROYA and
KRISTINA M. CROYA execut
ed a Security Deed With Power
of Sale to MERCHANTS &
FARMERS BANK securing
a note of even date in the
amount of EIGHTY-SEVEN
THOUSAND ONE HUNDRED
FIFTY-SEVEN AND 50/100
DOLLARS ($87,157.50), said
security deed being recorded
in Deed Book 525, Pages
215-219, Madison County
Records. Said security deed
conveyed the property herein
after described.
By virtue of the power of
sale contained in said security
deed to Merchants & Farmers
Bank there will be sold by
the undersigned at public
outcry to the highest bidder
for cash, before the Madison
County Courthouse door in
Danielsville, Georgia, during
the legal hours of sale, being
10 a.m. until 4 p.m. Eastern
Time, on the first Tuesday
in August, the same being
August 4, 2009, the following
described property:
All that tract or parcel of
land lying and being in the
204th GMD, Madison County,
Georgia, being Tract Number
8 containing 5.34 acres as
per plat of survey by Max
Lewellen, Surveyor, recorded
in Plat Book 27, page 12,
Madison County, Georgia,
Plat Records, said plat incor
porated herein by reference.
Subject to Restriction and
Easements set out in Deed
Book C-12, page 39-40,
Madison County Records.
Deed Reference: Deed
Book C-12, page 39-40,
Madison County Records.
LESS AND EXCEPT: All that
tract or parcel of land lying
and being in the 204th GMD,
Madison County, Georgia,
containing 2.00 acres, more
or less, being described as
follows: To find the point of
beginning commence at a
Stream thence northwesterly
30 feet, same shown on the
plat as running 30 feet from
the corner of Linda Hawkins
to center stream being origi
nal property line of lot B same
being the point of beginning
thence running N 11 degrees
18’ 38” W 144.26 feet; thence
running N 08 degrees 20’ 52”
W 73.43 feet; thence run
ning N 01 degrees 07’ 13” W
75.20 feet; thence running N
06 degrees 04’ 10” E 77.75;
thence running N 09 degrees
59’ 08” E 80.14 feet; thence
running S 89 degrees 59’00”
E 250.00 feet; thence run
ning S 41 degrees 42’ 28” E
101.48 feet; thence running S
38 degrees 59’02” W 475.62
feet to point of beginning.
All according to a plat pre
pared by Sherald G. Sharp
Surveyor, dated August 23,
2002, Survey for: Linda
Hawkins, incorporated herein
by reference.
Subject to 30’ Private
access drive running parallel
from point of beginning S 38
degrees 59’02” W 391.97 feet
and more particularly shown
and delineated by plat dated
August 23, 2002, Survey for:
Linda Hawkins, incorporated
herein by reference.
The debt secured by said
security deed and note has
been and is hereby declared
due and payable because of
default for non-payment as
required by the note and secu
rity deed. The debt having
been declared due and pay
able and remaining unpaid,
and the terms in the note and
security deed remaining in
default, this sale will be made
for the purpose of paying the
principal, accrued interest and
attorney’s fees pursuant to
the note and security deed,
plus all expenses of this sale.
Said property will be sold as
the property of Tony L. Croya
and Kristina M. Croya and sub
ject to outstanding ad valor
em taxes and/or easements
and/or restrictive covenants
appearing of record, if any.
The undersigned will comply
with Georgia law, O.C.G.A.
Section 44-14-162.2, prior to
conducting the sale.
To the best knowledge and
belief of the undersigned,
equitable title to said property
is now held by Tony L. Croya
and Kristina M. Croya.
The entity with full authority
to negotiate, amend and mod
ify all terms of the mortgage
with Debtor is Merchants &
Farmers Bank, P.O. Box 897,
Danielsville, Georgia 30633,
Phone Number 706-795-
2880.
The undersigned will exe
cute a deed to the purchaser
at said sale as provided in
the aforementioned deed to
secure debt to Merchants &
Farmers Bank.
Dated this 2nd day of July,
2009.
Merchants & Farmers Bank
Attorney-in-fact for Tony L.
Croya and Kristina M. Croya
Brian C. Ranck
P. O. Box 1005
Toccoa, GA 30577
706-886-7533
Attorney for Merchants &
Farmers Bank
(JU9,16,23,30P4)
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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of default in the
payment of the indebted
ness secured by a Security
Deed executed by SANDRA
HUNT to TAYLOR, BEAN,
& WHITAKER MORTGAGE
CORP, dated July 12, 2000,
in the amount of $46,455.00,
and recorded in Deed Book
273, Page 85, Madison
County, Georgia Records,
as last transferred to GMAC
Mortgage, LLC by assign
ment, the undersigned, GMAC
Mortgage, LLC pursuant to
said deed and the note there
by secured, has declared the
entire amount of said indebt
edness due and payable and
pursuant to the power of sale
contained in said deed, will on
the first Tuesday in August,
2009, during the legal hours
of sale, at the Courthouse
door in Madison County, sell
at public outcry to the highest
bidder for cash, the property
described in said deed to-wit:
All that tract or parcel of
land, togetherwith all improve
ments thereon, situate, lying
and being in the 204th District,
G.M. of Madison County,
Georgia, being shown as 1.96
acres on a survey for Tom
Compton, dated September
26, 1994, prepared by
Sherald G. Sharp, GA RLS,
and recorded in Plat Book 29,
Page 645, in the Office of the
Clerk of the Superior Court
of Madison County, Georgia,
reference to which is hereby
made for a more particular
description of the property
herein conveyed.
which has the property
address of 955 Moores Lane,
Comer, Georgia, together
with all fixtures and other per
sonal property conveyed by
said deed.
The sale will be held sub
ject to any unpaid taxes,
assessments, rights-of-way,
easements, protective cov
enants or restrictions, liens,
and other superior matters of
record which may affect said
property.
The sale will be conducted
subject (1) to confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code and (2) to final confir
mation and audit of the status
of the loan with the holder of
the security deed.
Notice has been given of
intention to collect attorneys’
fees in accordance with the
terms of the note secured by
said deed.
Said property will be sold as
the property of Sandra Hunt
and the proceeds of said sale
will be applied to the pay
ment of said indebtedness,
the expense of said sale, all
as provided in said deed, and
the undersigned will execute a
deed to the purchaser as pro
vided in the aforementioned
Security Deed.
GMAC Mortgage, LLC
Attorney in Fact for Sandra
Hunt
Anthony DeMarlo, Attorney/
cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-14205 /FNMA
THIS LAW FIRM IS ACT
ING AS A DEBT COLLEC
TOR AND IS ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of default in the
payment of the indebtedness
secured by a Security Deed
executed by DANNY SMITH
and DARLENE SMITH to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC. dated January 30, 2007,
in the amount of $200,000.00,
and recorded in Deed Book
991, Page 42, Madison
County, Georgia Records, as
last transferred to Mortgage
Electronic Registration
Systems, Inc. by assignment,
the undersigned, Mortgage
Electronic Registration
Systems, Inc. pursuant to said
deed and the note thereby
secured, has declared the
entire amount of said indebt
edness due and payable and
pursuant to the power of sale
contained in said deed, will on
the first Tuesday in August,
2009, during the legal hours
of sale, at the Courthouse
door in Madison County, sell
at public outcry to the highest
bidder for cash, the property
described in said deed to-wit:
Land situated in the County
of Madison in the State of GA
All that tract or parcel of
land, situate, lying and being
in 382nd District, G.M. of
Madison County, Georgia,
and being shown and des
ignated as Tract 3 on a plat
of subdivision entitled Final
Subdivision Plat For: Little
Creek Subdivision, prepared
by Woods & Chastain Land
Surveyors, Inc., Ray N.
Woods, Registered Surveyor,
dated July 31, 2001, record
ed in Plat Book B-71, Page
8, Office of the Clerk of the
Superior Court of Madison
County, Georgia, which plat
and record are by reference
incorporated herein.
Commonly known as: 1002
Charles Hart Road, Colbert,
GA 30628.
which has the property
address of 1002 Charles
Hart Road, Colbert, Georgia,
together with all fixtures and
other personal property con
veyed by said deed.
The sale will be held sub
ject to any unpaid taxes,
assessments, rights-of-way,
easements, protective cov
enants or restrictions, liens,
and other superior matters of
record which may affect said
property.
The sale will be conducted
subject (1) to confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code and (2) to final confir
mation and audit of the status
of the loan with the holder of
the security deed.
Notice has been given of
intention to collect attorneys’
fees in accordance with the
terms of the note secured by
said deed.
Said property will be sold as
the property of Danny Smith
and Darlene Smith and the
proceeds of said sale will be
applied to the payment of said
indebtedness, the expense of
said sale, all as provided in
said deed, and the under
signed will execute a deed to
the purchaser as provided in
the aforementioned Security
Deed.
Mortgage Electronic
Registration Systems, Inc.
Attorney in Fact for Danny
Smith and Darlene Smith
Anthony DeMarlo, Attorney/
efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-14908 /CONV
THIS LAW FIRM IS ACT
ING AS A DEBT COLLEC
TOR AND IS ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of default in the
payment of the indebted
ness secured by a Security
Deed executed by STEVIE
WALKER to WELLS FARGO
HOME MORTGAGE, INC.
dated December 13, 2001, in
the amount of $115,393.00,
and recorded in Deed Book
413, Page 254, Madison
County, Georgia Records, as
last transferred to Bank of
America, National Association
as successor by merger
to LaSalle Bank National
Association as Trustee for
certificateholders of EMC
Mortgage Loan Trust 2006-
A, Mortgage Pass-Through
Certificates, Series 2006-A
by assignment, the under
signed, Bank of America,
National Association as suc
cessor by merger to LaSalle
Bank National Association as
Trustee for certificatehold
ers of EMC Mortgage Loan
Trust 2006-A, Mortgage Pass-
Through Certificates, Series
2006-A pursuant to said
deed and the note thereby
secured, has declared the
entire amount of said indebt
edness due and payable and
pursuant to the power of sale
contained in said deed, will on
the first Tuesday in August,
2009, during the legal hours
of sale, at the Courthouse
door in Madison County, sell
at public outcry to the highest
bidder for cash, the property
described in said deed to-wit:
All that tract or parcel of
land, togetherwith all improve
ments thereon, situate, lying
and being in the 382nd GMD,
Madison County, Georgia,
being known and designated
as Lot4, containing 3.01 acres,
more or less, and being more
particularly described accord
ing to a plat of survey of Pine
Tree Estates, by Piedmont
Surveying Company, dated
September 13, 1994, record
ed in Plat Book 32, Page 87,
Madison County records and
incorporated herein; being a
portion of the property con
veyed by deed recorded in
Deed Book Q-11, Page 411,
said records.
Also conveyed herewith is
a 2002 32 X 80 manufactured
home, Serial Number GEO
1328991 and GEO 1328990,
which are attached to and
made a part of the real prop
erty.
which has the property
address of 776 Childers
Road, Colbert, Georgia,
together with all fixtures and
other personal property con
veyed by said deed.
The sale will be held sub
ject to any unpaid taxes,
assessments, rights-of-way,
easements, protective cov
enants or restrictions, liens,
and other superior matters of
record which may affect said
property.
The sale will be conducted
subject (1) to confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code and (2) to final confir
mation and audit of the status
of the loan with the holder of
the security deed.
Notice has been given of
intention to collect attorneys’
fees in accordance with the
terms of the note secured by
said deed.
Said property will be sold as
the property of Stevie Walker
and the proceeds of said sale
will be applied to the pay
ment of said indebtedness,
the expense of said sale, all
as provided in said deed, and
the undersigned will execute a
deed to the purchaser as pro
vided in the aforementioned
Security Deed.
Bank of America, National
Association as successor
by merger to LaSalle Bank
National Association as
Trustee for certificatehold
ers of EMC Mortgage Loan
Trust 2006-A, Mortgage Pass-
Through Certificates, Series
2006-A Attorney in Fact for
Stevie Walker
Anthony DeMarlo, Attorney/
jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-10316/CONV
THIS LAW FIRM IS ACT
ING AS A DEBT COLLEC
TOR AND IS ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
(JU9,16,23,30B/1325-60)
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Notice of Sale
Notice of Sale Under Power
By virtue ofthe powerof sale
contained in a Deed to Secure
Debt by JOHNNY RAY DYER
and MELISSA B. DYER to
FIRST FAMILY FINANCIAL
SERVICES OF GA., INC.,
dated October 22, 1996, and
filed for record October 25,
1996, in Deed Book 39, Page
155, Madison County, Georgia
Records, and securing a Note
of even date therewith, there
will be sold at a public outcry
for cash to the highest bidder
before the Courthouse door
of Madison County, Georgia,
between the legal hours of
sale on the first Tuesday in
August, 2009, by First Family
Financial Services, Inc. for
merly known as First Family
Financial Services of Ga., Inc.
as Attorney-in-Fact for Johnny
Ray Dyer and Melissa B. Dyer
the following property to-wit:
ALL THAT TRACT OR
PARCEL OF LAND lying and
being in the 262nd General
Militia District of Madison
County, Georgia, containing
2.34 acres, more or less, and
being bound now or formerly
as follows: on the north, east
and northwest by property of
Dyer; on the south by property
of Williamson; and on the west
by right of way of Commerce-
Ft Lamar Rd. This property
being more particularly shown
and delineated on a plat of
survey prepared by Clelland
A. Tyson, Tyson & Associates,
Inc., Georgia Registered Land
Surveyor, dated November 5,
1984, and recorded in Plat
Book 22, Page 230, public
records of Madison County,
Georgia, which plat is incor
porated herein by reference
thereto in aid of this descrip
tion.
The above described
property is also known as
564 Homestead Road,
Danielsville, GA 30633.
The indebtedness secured
by said Deed to Secure Debt
having been declared due and
payable because of default in
the payment of the indebt
edness secured thereby, this
sale will be made for the pur
pose of paying the same and
all expenses of sale, including
attorney’s fees, if applicable.
The property will be sold
as the property of the afore
said grantor subject to the
following: all prior restric
tive covenants, easements,
rights-of-way, security deeds,
or encumbrances of record;
all valid zoning ordinances;
matters which would be dis
closed by an accurate sur
vey of the property or by any
inspection of the property; all
outstanding taxes, assess
ments, unpaid bills, charges,
and expenses that are a lien
against the property whether
due and payable or not yet
due and payable.
To the best of the under
signed’s knowledge and
belief, possession of the sub
ject property is held by Johnny
Ray Dyer and/or Melissa B.
Dyer.
Pursuant to O.C.G.A. §
44-14-162.2, the name,
address and telephone num
ber of the individual or entity
who shall have the full author
ity to negotiate, amend or
modify all terms of the above
described mortgage is as fol
lows:
CitiFinancial Services, Inc.
servicer for First Family
Financial Services, Inc.
Attn: Loss Mitigation Dept.
3950 Regent Boulevard,
MS - S2A - 286
Irving, TX 75063
Telephone number: 1-800-
711-9834
The foregoing notwithstand
ing, nothing in O.C.G.A. §
44-14-162.2 shall be con
strued to require CitiFinancial
Services, Inc., servicer
for First Family Financial
Services, Inc. to negotiate,
amend or modify the terms
of the Deed to Secure Debt
described herein.
First Family Financial
Services, Inc. formerly known
as First Family Financial
Services of Ga., Inc. as
Attorney-in-Fact for Johnny
Ray Dyer and Melissa B.
Dyer
SHUPING, MORSE &
ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite
100
Riverdale, Georgia 30274-
1698
(770) 991-0000
THIS LAW FIRM IS AT
TEMPTING TO COLLECT
A DEBT. ANY INFORMA
TION OBTAINED WILL BE
USED FOR THAT PUR
POSE.
(JU9,16,23,30B/119-60)
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Notice of Sale
Notice of Sale Under Power
in Security Deed
State of Georgia
County of Madison
On April 12,
2006, SEAGRAVES
MANAGEMENT, INC.
executed a Security Deed
With Power of Sale to
MERCHANTS & FARMERS
BANK securing a note of even
date in the amount of ONE
MILLION FOUR HUNDRED
FOURTEEN THOUSAND
FOUR HUNDRED TWENTY-
TWO AND 81/100 DOLLARS
($1,414,422.81), said secu
rity deed being recorded in
Deed Book 901, Pages 63-70,
Madison County Records.
Said security deed conveyed
the property hereinafter
described.
By virtue of the power of
sale contained in said security
deed to Merchants & Farmers
Bank there will be sold by
the undersigned at public
outcry to the highest bidder
for cash, before the Madison
County Courthouse door in
Danielsville, Georgia, during
the legal hours of sale, being
10 a.m. until 4 p.m. Eastern
Time, on the first Tuesday
in August, the same being
August 4, 2009, the following
described property:
TRACT ONE:
All that tract or parcel
of land, together with all
improvements thereon, con
taining 362.30 acres, more or
less, situate, lying and being
in the 262nd District, G.M. of
Madison County, Georgia and
being more particularly shown
and designated as Tract 1 on
a plat entitled “SURVEY FOR:
MARY HART”, prepared by
Bauknight & Associates,
Inc., W. Slate Bauknight,
Registered Surveyor, dated
April 18, 2005, recorded in
Plat Book B143, Page 4A,
Madison County Records,
which plat and record are by
reference incorporated here
in;
TRACT TWO:
All that tract or parcel
of land, together with all
improvements thereon, con
taining 45.79 acres, more or
less, situate, lying and being
in the 262nd District, G.M. of
Madison County, Georgia and
being more particularly shown
and designated as Tract 2 on
a plat entitled “SURVEY FOR:
MARY HART”, prepared by
Bauknight & Associates,
Inc., W. Slate Bauknight,
Registered Surveyor, dated
April 18, 2005, recorded in
Plat Book B143, Page 4A,
Madison County Records,
which plat and record are by
reference incorporated here
in;
The debt secured by said
security deed and note has
been and is hereby declared
due and payable because of
default for non-payment as
required by the note and secu
rity deed. The debt having
been declared due and pay
able and remaining unpaid,
and the terms in the note and
security deed remaining in
default, this sale will be made
for the purpose of paying the
principal, accrued interest and
attorney’s fees pursuant to
the note and security deed,
plus all expenses of this sale.
Said property will be sold
as the property of Seagraves
Management, Inc. and sub
ject to outstanding ad valor
em taxes and/or easements
and/or restrictive covenants
appearing of record, if any.
The undersigned will comply
with Georgia law, O.C.G.A.
Section 44-14-162.2, prior to
conducting the sale.
To the best knowledge and
belief of the undersigned,
equitable title to said prop
erty is now held by Seagraves
Management, Inc.
The entity with full authority
to negotiate, amend and mod
ify all terms of the mortgage
with Debtor is Merchants &
Farmers Bank, P.O. Box
316, Colbert, Georgia 30628,
Phone Number 706-788-
2133.
The undersigned will exe
cute a deed to the purchaser
at said sale as provided in
the aforementioned deed to
secure debt to Merchants &
Farmers Bank.
Dated this 1st day of July,
2009.
Merchants & Farmers Bank
Attorney-in-fact for Seagraves
Management, Inc.
Brian C. Ranck
P. O. Box 1005
Toccoa, GA 30577
706-886-7533
Attorney for Merchants &
Farmers Bank
(JU9,16,23,30P4)
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Notice of Sale
Notice of Sale Under Power
in Security Deed
State of Georgia
County of Madison
On February 20, 2006,
CHARLES C. DINSMORE
executed a Deed to Secure
Debt With Power of Sale to
MERCHANTS & FARMERS
BANK securing a note of
even date in the amount of
ONE HUNDRED THIRTY-SIX
THOUSAND ONE HUNDRED
TWENTY-FOUR AND 50/100
DOLLARS ($136,124.50), said
security deed being recorded
in Deed Book 887, Pages
171-175, Madison County
Records. Said security deed
conveyed the property herein
after described.
By virtue of the power of
sale contained in said security
deed to Merchants & Farmers
Bank there will be sold by
the undersigned at public
outcry to the highest bidder
for cash, before the Madison
County Courthouse door in
Danielsville, Georgia, during
the legal hours of sale, being
10 a.m. until 4 p.m. Eastern
Time, on the first Tuesday
in August, the same being
August 4, 2009, the following
described property:
All that tract or parcel of
land, togetherwith all improve
ments thereon, containing
8.557 acres, more or less,
situate, lying and being in the
262nd District, G.M., Madison
County, Georgia, and being
more particularly described
on the plat dated April 16,
2005 entitled “Survey for:
Jeffie Fitzpatrick Estate” by
Rufus E. Owens, Registered
Land Surveyor, recorded in
Plat Book B141, Page 2A,
in the Office of the Clerk of
the Madison County Superior
Court, which plat and record
are by reference incorporated
herein.
The debt secured by said
security deed and note has
continued on following page