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PAGE 14A — THE MADISON COUNTY (GA) JOURNAL. THURSDAY. AUGUST 6. 2009 OUR STRENGTH.... IS IN OUR NUMBERS 103 years strong 200 plus years of combined experience is the strength of our management team that will serve all your banking needs 5 local full service offices in Banks and Jackson Counties 14 offices throughout Northeast Georgia 6 counties (Banks, Jackson, Franklin, Hart, Stephens, Elbert) ipigjijrl I I COMMERCE/BANKS CROSSING OFFICE 30990 Hwy. 441 S. P. O. Box 818 Commerce, GA 30529 706-336-7920 Hr \am BRASELTON OFFICE 5045 Hwy. 53 P. O. Box 130 Braselton, GA 30517 706-654-2237 Irfb, iff.—r r: ~ I COMMERCE OFFICE 3165 Maysville Rd. P. O. Box 788 Commerce, GA 30529 706-423-2500 HOMER OFFICE 185 Oak Street P. O. Box 436 Homer, GA 30547 706-677-5250 ON A 9 jIONTH CD *Annual Percentage Yield (APY) is accurate as of 08/05/09, based on an interest rate of 2.75% as long as all terms of the offer are fully completed. Offer requires all new funds, minimum opening balance requirement of 51,500.00 for the Certificate of Deposit, and that an interest bearing NOW account with a minimum balance of 51,000.00 is opened to obtain maximum Certificate of Deposit interest rate. Early withdrawal penalties may apply. Rates subject to change without notice. U r U °rn mm