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THE MADISON COUNTY (GA1 JOURNAL. THURSDAY. SEPTEMBER 10. 2009 - PAGE 7B Public Notices Continued and being more particularly shown and delineated on a plat dated February 23, 1998 entitled “Survey for: Charles C. Dinsmore,” prepared by Rufus E. Owens, Land Surveyor, recorded in Plat Book 219 Page 0007A, Office of the Clerk of the Superior Court of Madison County, Georgia, which plat and record are by reference incorporated here in. The debt secured by said security deed and note has been and is hereby declared due and payable because of default for non-payment as required by the note and secu rity deed. The debt having been declared due and pay able and remaining unpaid, and the terms in the note and security deed remaining in default, this sale will be made for the purpose of paying the principal, accrued interest and attorney’s fees pursuant to the note and security deed, plus all expenses of this sale. Said property will be sold as the property of Charles C. Dinsmore and subject to outstanding ad valorem taxes and/or easements and/or restrictive covenants appear ing of record, if any. The undersigned will comply with Georgia law, O.C.G.A. Section 44-14-162.2, prior to conduct ing the sale. To the best knowledge and belief of the undersigned, equitable title to said prop erty is now held by Charles C. Dinsmore The entity with full author ity to negotiate, amend and modify all terms of the mort gage with Debtor is Merchants & Farmers Bank, PO. Box 316, Colbert, Georgia 30628, Phone Number 706-788- 2133. The undersigned will exe cute a deed to the purchaser at said sale as provided in the aforementioned deed to secure debt to Merchants & Farmers Bank. Dated this 10th day of August, 2009. Merchants & Farmers Bank Attorney-in-fact for Charles C. Dinsmore Brian C. Ranck P. O. Box 1005 Toccoa, GA 30577 706-886-7533 Attorney for Merchants & Farmers Bank (SE10,17,24,OC1P4) gpn11 Notice of Sale Notice of Sale Under Power Georgia, Madison County THIS LAW FIRM IS ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by SCOTT D. EDWARDS and MARIA S. EDWARDS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 13, 2005, recorded in Deed Book 765, Page 190, Madison County, Georgia Records, as last transferred to US Bank, National Association as Trustee for Mast Alt Trst 2005- 4 by assignment recorded in Deed Book 1120, Page 25, Madison County, Georgia Records, conveying the after- described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SIX THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($166,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the high est bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other pos sible events of default, fail ure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as pro vided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any mat ters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encum brances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negoti ate, amend, and modify all terms of the mortgage with the debtor is: PHH Mortgage Corporation, Mailstop SV01, 4001 Leadenhall Rd., Mount Laurel, NJ 08054, 800-750- 2518. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the prop erty is Scott D. Edwards and Maria S. Edwards or a tenant or tenants and said property is more commonly known as 181 Dell Cedar Lane, Colbert, Georgia 30628. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. US Bank, National Association as Trustee for Mast Alt Trst 2005-4 as Attorney in Fact for Scott D. Edwards and Maria S. Edwards McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sm9 10/6/09 Our file no. 51108206-FT1 EXHIBIT A All that tract or parcel of land containing 1.86 acres, more or less, situate, lying and being in the 382nd G.M.D., Madison County, Georgia, lying to the north of that certain 20 foot road easement also known as County Road 420-P and Del Cedar Lane, and being more particularly shown and designated as Tract 2 on a plat entitled “Survey for John E. Collins”, dated July 30, 1987, revised August 3, 2004, recorded in Plat Book OB127, Page 007A, Madison County, Georgia Records, which plat and record are by reference incorporated herein . This property is conveyed subject to a right of way ease ment in favor of Madison County, Georgia, dated March 5, 1990, being recorded in deed book M-9, page 14, said records, and a thirty foot road easement on the westerly side of said property as shown on said plat. (SE10,17,24,OC1B/12062- 70T1P) gpn11 Notice of Sale Notice of Sale Under Power Georgia, Madison County THIS LAW FIRM IS ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by ERIC L. HARRISON and BEATRICE LANE HARRISON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 7, 2008, recorded in Deed Book 1089, Page 110, Madison County, Georgia Records, as last trans ferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND FIVE HUNDRED FORTY-FIVE AND 0/100 DOLLARS ($104,545.00), with interest thereon as set forth therein, there will be sold at public outcry to the high est bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other pos sible events of default, fail ure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as pro vided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any mat ters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encum brances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416- 1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Eric L. Harrison and Beatrice Lane Harrison or a tenant or tenants and said property is more com monly known as 925 Collins Bridges Road, Danielsville, Georgia 30633. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Eric L. Harrison and Beatrice Lane Harrison McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/pak 10/6/09 Our file no. 51426609-FT5 EXHIBIT A All those three adjoining and contiguous tracts or parcels of land containing 1.285 acres in the aggregate, more or less, situate, lying and being in the 438th District G.M. of Madison County, Georgia, on the south easterly side of County Road No. 87 and being separately shown and designated as Tract 1 containing 1.059 acres; Tract 2 containing 0.198 acres and Parcel A containing 0.028 acres on a plat prepared by James R. Smith, Registered Surveyor, dated August 10, 1992, recorded in Plat Book 31, Page 46, Office of the Clerk of the Superior Court of Madison County, Georgia, which plat and record are by reference incorporated here in; PPN: 0052 091” (SE10,17,24, OC1B/12062-70T1P) gpn11 Notice of Sale Notice of Sale Under Power Georgia, Madison County THIS LAW FIRM IS ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by TIMOTHY J. GILL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 19, 2006, recorded in Deed Book 902, Page 241, Madison County, Georgia Records, as last trans ferred to Wells Fargo Bank, NA. by assignment recorded in Deed Book 1168, Page 110, Madison County, Georgia Records, conveying the after- described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND THIRTY-ONE AND 0/100 DOLLARS ($144,031.00), with interest thereon as set forth therein, there will be sold at public outcry to the high est bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other pos sible events of default, fail ure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as pro vided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any mat ters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encum brances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416- 1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Timothy J. Gill or a tenant or tenants and said property is more commonly known as 177 Rose Hill Drive, Athens, Georgia 30601. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA. as Attorney in Fact for Timothy J. Gill McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mnr 10/6/09 Our file no. 5154909-FT5 EXHIBIT A All that tract or parcel of land, together with all improvements thereon, situ ate, lying and being in the 383rd District, G.M., Madison County, Georgia, and being known and designated as Lot A-4, Rose Hill Subdivision, and being more particularly shown on a survey entitled “Survey for: Rose Hill Subdivision”, dated August 3, 2001, by Brett Chandler & Associates, registered land surveyor, and recorded in Plat Book B-78, Page 2, in the Office of the Clerk of the Superior Court of Madison County, Georgia, reference to which is hereby made for a more particular description of the properties herein conveyed. (SE10,17,24, OC1 B/12062-60T1P) gpn11 Notice of Sale Notice of Sale Under Power Georgia, Madison County THIS LAW FIRM IS ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale con tained in a Security Deed given by DAVID MCCURLEY to WELLS FARGO HOME MORTGAGE, INC., dated February 24, 2003, record ed in Deed Book 547, Page 19, Madison County, Georgia Records, conveying the after- described property to secure a Note in the original principal amount of ONE HUNDRED FIVE THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($105,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the high est bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other pos sible events of default, fail ure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as pro vided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any mat ters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encum brances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416- 1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is David McCurley or a tenant or tenants and said property is more commonly known as 1366 Dove Drake Road, Royston, Georgia 30662. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for David McCurley McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/vxv 10/6/09 Our file no. 51410007-FT5 EXHIBIT A All that tract or parcel of land, together with all improve ments thereon, situate, lying and being in the 591st GMD, Madison County, Georgia, containing 0.86 of an acre, more or less, and being more particularly described accord ing to a plat of survey by A.M. Britt, RLS, dated May 6, 1964, recorded in Plat Book 8, Page 78, Madison County Records and incorporated herein; being the same property con veyed by deed recorded in Deed Book Y-6, Page 654, said records. Exhibit “B” $102,000.00 of the face amount of the Note secured by this Security Deed repre sents a refinancing of unpaid principle on that certain previ ous long term note secured by real estate dated August 19, 2002 between the same par ties and in the original principal sum of $102,000.00 secured by that certain Security Deed recorded in Deed Book 485, page 182, Madison County Records. All intangible tax due on the previous long term note has been paid. Intangible tax is now due on $3,750.00 in the amount of $12.00. (SE10,17,24, OC1 B/12062-70T1P) gpn11 Notice of Sale Notice of Sale Under Power Georgia, Madison County THIS LAW FIRM IS ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by ROBERT WAMPOLE to WELLS FARGO BANK, NA, dated August 29, 2005, record ed in Deed Book 836, Page 128, Madison County, Georgia Records, conveying the after- described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-ONE THOUSAND FIFTEEN AND 0/100 DOLLARS ($161,015.00), with interest thereon as set forth therein, there will be sold at public outcry to the high est bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other pos sible events of default, fail ure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as pro vided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any mat ters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encum brances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416- 1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Robert Wampole or a tenant or tenants and said property is more com monly known as 200 Carl Tolbert Trail, Comer, Georgia 30629. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Robert Wampole McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/pak 10/6/09 Our file no. 51954709-FT5 EXHIBIT A All that tract or parcel of land lying and being in the 205th GMD of Madison County, Georgia, being described as Tract 8, Block B, as shown on a plat of survey entitled “Survey for Oconee Timber, Inc.” dated July 26, 2000, and being recorded in Plat Book B-60, Page 1, Madison County, Georgia, Deed Records, said plat being incorporated herein by reference for a more com plete description of the prop erty. Said property is subject to that certain twenty (20) foot wide ingress-egress ease ment, the same being shown on the above referenced plat of survey and which ease ment runs from what is now known as New Hope Church Road in generally and easterly direction along the property line separating Tracts 3 and 4, for the purpose of access, ingress and egress to Tract 6, 7, 8, and 9. This being a portion of the same property conveyed by deed recorded in Deed Book 272, Page 211 (SE10,17,24, OC1 B/12062-70T1P) gpn11 Notice of Sale Notice of Sale Under Power Georgia, Madison County THIS LAW FIRM IS ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by KEVIN B. JANSON and TERESA G. JANSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 2, 2004, recorded in Deed Book 728, Page 172, Madison County, Georgia Records, as last transferred to Wells Fargo Bank, NA. by assign ment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, convey ing the after-described prop erty to secure a Note in the original principal amount of ONE HUNDRED FORTY- FIVE THOUSAND AND 0/100 DOLLARS ($145,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the high est bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other pos sible events of default, fail ure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as pro vided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any mat ters which might be disclosed by an accurate survey and inspection of the property, any continued on following page