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PAGE 8B - THE MADISON COUNTY (GA1 JOURNAL. THURSDAY. SEPTEMBER 10. 2009 Public Notices Continued assessments, liens, encum brances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416- 1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Kevin B. Janson and Teresa G. Janson or a tenant or tenants and said property is more commonly known as 494 Scogin Road, Colbert, Georgia 30628. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA. as Attorney in Fact for Kevin B. Janson and Teresa G. Janson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ps4 10/6/09 Our file no. 52193809-FT7 EXHIBIT A All that tract or parcel of land, together with all improvements thereon, containing 5.0 acres, situate, lying and being in the 382nd District, G.M., Madison County, Georgia, on the southeasterly side of County road no. 180 and shown and delineated on a Plat prepared by Ray N. Woods, registered surveyor, dated October 27, 1995, revised July 10, 1997, recorded in Plat Book 36, Page 174, in the office of the clerk of the superior court of Madison County, Georgia, which Plat and record are by reference incorporated herein. Kevin B. Janson and Teresa G. Janson acquired title to the above described property by warranty deed From J. Harvey Bray and Mary E. Bray, dated November 10, 1995, recorded in Deed Book F-12, Pages 357-358, in said clerk’s office. (SE10,17,24,OC1B/12062-70T1P) gpn11 Notice of Sale Notice of Sale Under Power Georgia, Madison County THIS LAW FIRM IS ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by MARTIN J. GUZMAN to WELLS FARGO BANK, NA, dated December 22, 2004, recorded in Deed Book 760, Page 113, Madison County, Georgia Records, convey ing the after-described prop erty to secure a Note in the original principal amount of ONE HUNDRED THREE THOUSAND TWO HUNDRED TWENTY-FIVE AND 0/100 DOLLARS ($103,225.00), with interest thereon as set forth therein, there will be sold at public outcry to the high est bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other pos sible events of default, fail ure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as pro vided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any mat ters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encum brances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416- 1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Martin J. Guzman or a tenant or tenants and said property is more commonly known as 133 Madison Ave., Colbert, Georgia 30628. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Martin J. Guzman McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mnr 10/6/09 Our file no. 51610209-FT5 EXHIBIT A All that tract or parcel of land situate, lying and being in the 382nd GMD, Madison County, Georgia, being shown and delineated as Lot 38, Block A, according to a final plat of Madison Acres, Phase One, Section Four, by Landmark Engineering Corporation, J. R. Holland, Georgia Registered Land Surveyor #1087, dated November 20, 1980 and recorded in Plat Book 23, Page 164, in the Office of the Clerk of Superior Court of Madison County, Georgia, which plat is referred to herein for a more complete and detailed descrip tion. This is the same property conveyed by deed recorded in Deed Book 1-10, Page 620, said records. Also conveyed herewith is a 2004 Palm Harbor 48x32 manufactured home, Serial Number 23-5341AB, which is permanently attached to and made a part of the real prop erty. (SE10,17,24, OC1B/12062-60T1P) gpn11 Notice of Sale Notice of Sale Under Power Georgia, Madison County THIS LAW FIRM IS ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by JERRIS K. GEARING and TIMOTHY O’NEAL GEARING to WELLS FARGO BANK, NA., dated July 16, 2007, recorded in Deed Book 1040, Page 18, Madison County, Georgia Records, convey ing the after-described prop erty to secure a Note in the original principal amount of TWO HUNDRED FORTY THOUSAND AND 0/100 DOLLARS ($240,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the high est bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other pos sible events of default, fail ure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as pro vided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any mat ters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encum brances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416- 1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Jerris K. Gearing and Timothy O’neal Gearing or a tenant or tenants and said property is more commonly known as 2311 Diamond Hill Colbert Road, Colbert, Georgia 30628. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA. as Attorney in Fact for Jerris K. Gearing and Timothy O’neal Gearing McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mnr 10/6/09 Our file no. 51180709-FT5 EXHIBIT A All that tract or parcel of land together with all improve ments thereon containing 10.37 acres, more or less, lying and being in the 382nd GMD, Madison County, Georgia on the southwesterly side of County Road No. 392, aka Diamond Hill Colbert Road, said tract of land is particularly shown and delineated on plat prepared by James M Paul, Registered Surveyor, dated September 20, 1982, record ed in Plat Book 20, Page 161, Madison County Records, to which plat reference is made for a more detailed descrip tion. Being also shown on plat recorded in Plat Book 30, Page 91, Madison County Records which plat and record are by reference incorporated herein. Less and except property con veyed in deed recorded in Deed Book 1078, Page 143, aforeaid records. (SE10,17,24, OC1 B/12062-60T1P) gpn11 Notice of Sale Notice of Sale Under Power Georgia, Madison County THIS LAW FIRM IS ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale con tained in a Security Deed given by ANDY EPPS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 20, 2006, recorded in Deed Book 951, Page 91, Madison County, Georgia Records, as last transferred to BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY- EIGHT THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($128,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the high est bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other pos sible events of default, fail ure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as pro vided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any mat ters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encum brances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mort gage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Andy Epps or a tenant or tenants and said property is more com monly known as 663 Sanford Nicholson Road, Nicholson, Georgia 30565. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP as Attorney in Fact for Andy Epps McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/abw 10/6/09 Our file no. 52235509-FT4 EXHIBIT A All that tract or parcel of land containing 2.0 acres, more or less, together with all improve ments thereon, situate, lying and being in the 383rd dis trict, G.M. of Madison County, Georgia, on Southwesterly side of County Road No. 164 and being more particularly shown and delineated on a plat entitle “survey for: William Andrew Epps”, prepared by James R, Smith registered surveyor, dated November 10, 1997, recorded in Plat Book 36, Page 216, office of the Clerk of Superior Court of Madison County, Georgia, which plat and record are by referenced incorporated herein. (SE10,17,24, OC1 B/12062-60T1P) gpn11 Notice of Sale Notice of Sale Under Power Georgia, Madison County By virtue of power of sale contained in Commercial Deed to Secure Debt and Security Agreement dated January 17, 2007, from H.D. MICHAEL COMPANY, INC. to AFB&T, a Georgia state bank, recorded in Deed Book 47-J, Page 212 in the Office of the Clerk of the Superior Court of Jackson County, Georgia (hereinafter “Security Deed”), said Security Deed securing a note dated January 15, 2009 in the original principal amount of $300,000.00 with interest from date at the rate speci fied in the note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the high est bidder for cash before the Courthouse door in Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2009, the following described property: ALL THAT TRACT OR PARCEL OF LAND situate lying and being in Jackson County, Georgia, and being more particularly described in Exhibit “A” attached hereto and by this reference made a part hereof. EXHIBIT “A” All that tract or parcel of land situate, lying and being in the 242nd G.M.D., Jackson County, Georgia, being known and designated as Lot 29 of Cardinal Lake Subdivision as shown on a plat entitled “Final plat for: Cardinal Lake”, dated February 24, 2006, by Ringo Abernathey & Associates, said plat being recorded at Plat Book 68, Pages 142-145 in the Office of the Clerk of the Superior Court of Jackson County, Georgia and being incorporated herein by reference for a more par ticular description. Together with all buildings, structures, and other improve ments now or hereafter locat ed on said property, or any part and parcel thereof. The debt secured by the Security Deed has been and is hereby declared due because of, among other pos sible events of default, non payment of amounts due on said loan when due. Said default not being cured, and the debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of the sale, including accrued attorney’s fees. Said property will be sold by AFB&T, a Georgia state bank, as attorney in fact for H. D. Michael Company, Inc., subject to any outstanding ad valorem taxes and/or assess ments, and matters of record, if any, having priority over the Security Deed. To the best of the knowledge and belief of AFB&T, a Georgia state bank, the person in pos session of the property is H. D. Michael Company, Inc. or persons claiming under it. The name, address and tele phone number of the individual or entity who has full authority to negotiate, amend and mod ify all terms of the Security Deed is Ms. Lori Martin, Vice President, AFB&T, Mailing address: AFB&T, Attention: Lori Martin, Post Office Box 1747, Athens, Georgia 30603; Physical Address: AFB&T, Attention: Lori Martin, 150 W. Hancock Avenue, Athens, Georgia 30601; Telephone number: (706) 357-7015, pro vided however, AFB&T is not required to negotiate, amend or modify the terms of the Security Deed. Said property will be sold and deed executed by the undersigned to the purchas er and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Security Deed containing said power. AFB&T, a Georgia state bank, as Attorney in Fact for H. D. Michael Company, Inc. DARREL BEGNAUD BEGNAUD & MARSHALL, LLP Post Office Box 8085 Athens, Georgia 30603 (SE10,17,24,OC1 B/313-60T4P) Gpn20 City of Comer October 2009 Tax Sale Stephen Sorrells City Clerk City of Comer State of Georgia County of Madison Under and by virtue of cer tain tax Fi.Fa.’s issued by the City of Comer, Madison County Georgia. In favor of the City of Comer and, against the follow ing named persons and the property as described imme diately below their respective name(s). There will be sold for cash or certified funds at public out cry, before City Hall in Comer, Madison County Georgia, between the legal hours of sale, on the first Tuesday in October 2009 the same being October 6th, 2009. The following property will be sold between the legal hours of sale, 10:00 AM and 4:00 PM. The properties listed below and described, or as much thereof as will satisfy the City tax execution on the respective individual, will be sold. The properties here inafter described have been levied on as the property of the persons whose names immediately precede the prop erty description. Each of the respective parcels of prop erty are located in the City of Comer, Madison County, State of Georgia. The years for which said Fi.Fa.’s are issued and levied are stated below the name of the owner in each case. This is a buyer beware sale and all property will be sold as is. The City makes no war ranty, neither expressed nor implied, as to title. Properties are sold under the power of a tax sale deed with specific rights of redemp tion. Each defendant and tenant in possession, if applicable, has been notified of levy time and place of sale. Purchaser shall pay for title, all transfer cost, all taxes, advertising cost and recording fees. Pursuant to Georgia Law, payment will be required within one (1) hour of the completion of the tax sale. In the event a bid is not properly paid, the prop erty shall be re-offered at 2:00 PM on the day of the sale, or the following day that being October 7th, 2009. File # 1 Map/Parcel Number: 0084- 023 Defendant in Fifa: Bishop, Michael R. (aka Michael B.) and Priscilla I. Current Property Owner: Same as Defendant in Fi.Fa. Property Description: All and only that parcel of land desig nated as Tax Parcel 0084- 023, in the City of Comer, 205th GMD, Madison County, Georgia, consisting of 1.46 acres, more or less, being Lot 8, as shown in Plat Book 15, Page 8, described in Deed Book Z10, Page 697, located on Kingston Drive Reference Deed: Z10-697 Tax Years Due: 2002-2007 File # 3 Map/Parcel Number: CO02- 030 Defendant in Fifa: Comer Cleaners, Inc Current Property Owner: Same as Defendant in Fi.Fa. Property Description: All and only that parcel of land desig nated as Tax Parcel CO02- 030, in the City of Comer, 205th GMD, Madison County, Georgia, consisting of 0.37 acre, more or less, being Lot 4, Block D, described in Deed Book 148, Page 143, known as 203 North Avenue Reference Deed: 148/143 Tax Years Due: 2004-2007 File # 9 Map/Parcel Number: C0001-025 Defendant in Fifa: Dudley, Charles E. Jr. and Allison L. Current Property Owner: Crain, Robert J. and Yvonne J. Property Description: All and only that parcel of land desig nated as Tax Parcel CO01- 025, in the City of Comer, 205th GMD, Madison County, Georgia, consisting of 2.31 acres, more or less, being Tract Two, described in Deed Book 890, Page 154, located on Maple Street Reference Deed: 528/223 & 890/154 Tax Years Due: 2005-2007 File # 11 Map/Parcel Number: CO04- 075 Defendant in Fifa: Gantt, Claudia D. (aka Claudia Royal Gantt) Current Property Owner: Same as Defendant in Fi.Fa. Property Description: All and only that parcel of land desig nated as Tax Parcel CO04- 075, in the City of Comer, 205th GMD, Madison County, Georgia, containing 1.02 acres, more or less, as shown in Plat Book 17, Page 283, described in Deed Book U7, Page 363, located on Spring Circle Reference Deed: U7/363 Tax Years Due: 2005-2007 File # 12 Map/Parcel Number: CO04- 074 Defendant in Fifa: Gantt, Claudia Royal Current Property Owner: Same as Defendant in Fi.Fa. Property Description: All and only that parcel of land designated as Tax Parcel C004-074, in the City of Comer, 205th GMD, Madison County, Georgia, containing 108 acres, more or less, as shown in Plat Book 18, Page 60, described in Deed Book I6, Page 788, known as 2072 Spring Circle Reference Deed: I6/788 Tax Years Due: 2005-2007 File # 15 Map/Parcel Number: CO05- 049 Defendant in Fifa: KRC Development, Inc Current Property Owner: Same as Defendant in Fi.Fa. Property Description: All and only that parcel of land designated as Tax Parcel C005-049, in the City of Comer, 205th GMD, Madison County, Georgia, contain ing 0.344 acre, more or less, being Lot 49, Village Station Subdivision, Phase 1, as shown in Plat Book B137, Page 7A, described in Deed Book 838, Page 215, known as 42 Sidetrack Circle Reference Deed: 838/215 Tax Years Due: 2006-2007 File # 16 Map/Parcel Number: CO05- 048 Defendant in Fifa: KRC Development, Inc Current Property Owner: Same as Defendant in Fi.Fa. Property Description: All and only that parcel of land designated as Tax Parcel C005-048, in the City of Comer, 205th GMD, Madison County, Georgia, contain ing 0.345 acre, more or less, being Lot 48, Village Station Subdivision, Phase 1, as shown in Plat Book B137, Page 7A, described in Deed Book 838, Page 215, known as 54 Sidetrack Circle Reference Deed: 838/215 Tax Years Due: 2006-2007 File # 17 Map/Parcel Number: CO04- 053 Defendant in Fifa: McCannon, Robert Alan and Karen Current Property Owner: Same as Defendant in Fi.Fa. Property Description: All and only that parcel of land desig nated as Tax Parcel CO04- 053, in the City of Comer, 20th GMD, Madison County, Georgia, consisting of 0.98 acre, more or less, described in Deed Book 218, Page 223, located on Laurel Avenue Reference Deed: 218/223 & 622/229 Tax Years Due: 2005-2007 File # 18 Map/Parcel Number: 0098A- 005 Defendant in Fifa: McCurley, Emory S Current Property Owner: Same as Defendant in Fi.Fa. Property Description: All and only that parcel of land desig- continued on following page