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PAGE 8B - THE MADISON COUNTY (GA1 JOURNAL. THURSDAY. OCTOBER 8. 2009
Public Notices Continued
and payable because of,
among other possible events
of default, failure to make
the payments as required by
the terms of the Note. The
debt remaining is in default
and this sale will be made for
the purposes of paying the
Deed to Secure Debt, accrued
interest, and all expenses
of the sale, including attor
neys’ fees. Notice of inten
tion to collect attorneys’ fees
has been given as provided
by law. To the best of the
undersigned’s knowledge,
the person(s) in possession
of the property is/are Dennis
Cowart. The property, being
commonly known as 49777
Highway 72 E, Carlton, GA
30627 in Madison County,
will be sold as the property
of Dennis Cowart, subject to
any outstanding ad valorem
taxes (including taxes which
are a lien and not yet due and
payable), any matters affect
ing title to the property which
would be disclosed by accu
rate survey and inspection
thereof, and all assessments,
liens, encumbrances, restric
tions, covenants, and mat
ters of record to the Security
Deed.
Albertelli Law Attorney
for Deutsche Bank National
Trust Company as Trustee
under Pooling and Servicing
Agreement dated as of
June 1, 2007 Equifirst Loan
Securitization Trust 2007-
1 Mortgage Pass-Through
Certificates, Series 2007-1
as Attorney in Fact for Dennis
Cowart
100 Galleria Parkway,
Suite 900
Atlanta, GA 30339
Phone: (866)690-0418
By: James E. Albertelli, Esq.
For the Firm
THIS FIRM IS ACTING
AS A DEBT COLLECTOR
ATTEMPTING TO COL
LECT A DEBT. ANY IN
FORMATION OBTAINED
WILL BE USED FOR THAT
PURPOSE.
(OC8.15,22,29P4)
gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Madison
Because of a default in
the payment of the indebt
edness secured by that cer
tain Security Deed, dated
November 1, 2007, executed
by JAIME C. CHERRY to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC., recorded in Deed
Book 1065, Page 174,
Madison County, Georgia
Deed Records, and securing
a Note in the original prin
cipal amount of $77,000.00,
said Security Deed and Note
last having been assigned to
Ocwen Loan Servicing, LLC,
the current holder thereof, has
declared the entire amount of
said indebtedness evidenced
by the Note immediately due
and payable and, pursuant to
the power of sale contained in
said Security Deed, will, on
the first Tuesday in November,
2009, to-wit: November 3,
2009, during the legal hours
of sale, before the Madison
County Courthouse door, sell
at public outcry to the highest
bidder for cash, the following
described real property:
All that tract or parcel
of land together with all
improvements thereon, situ
ate, lying and being in the
438th District, G.A,. Madison
County, Georgia, containing
1.666 acres, more or less,
and being more particularly
described on a Plat of Survey
entitled “Survey for Wayne
Holloway”, dated July 9, 1994,
by James M. Paul, Registered
Land surveyor, recorded in
Plat Book 33, Page 163 in
the Office of the Clerk of the
Superior Court of Madison
County, Georgia, said Plat
being incorporated herein by
reference for a more particular
description.
The aforedescribed real
property is also known as 6021
Highway 29 N, Danielsville,
Georgia 30633, according to
the present system of num
bering houses in Madison
County, Georgia.
This sale will be conducted
subject (1) to confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code and (2) to final confir
mation and audit as to the
amount and status of the loan
with the holder of the Security
Deed, including but not limited
to, a determination that the
borrower has not reinstated
the loan prior to the foreclo
sure sale.
Said real property will be
sold subject to any outstand
ing ad valorem taxes (includ
ing taxes which are a lien,
but not yet due and pay
able), the right of redemp
tion of any taxing authority,
any matters which might be
disclosed by an accurate sur
vey and inspection of the real
property, any assessments,
liens, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above.
Upon information and belief,
said real property is presently
in the possession or control
of Jaime C. Cherry and
the proceeds of said sale will
be applied to the payment of
said indebtedness and all the
expenses of said sale, includ
ing attorney’s fees, all as pro
vided in said Security Deed
and the excess proceeds, if
any, will be distributed as pro
vided by law.
OCWEN LOAN
SERVICING, LLC as
Attorney-in-Fact for JAIME C.
CHERRY
David W. Adams, Esquire
Ellis, Painter, Ratterree &
Adams LLP
2 East Bryan Street,
Suite 1001
Savannah, Georgia 31401
(912)233-9700
482175v1
007013-001653
THIS LAW FIRM IS AT
TEMPTING TO COLLECT
A DEBT ON BEHALF OF
THE ABOVE-REFER
ENCED LENDER AND
ANY INFORMATION WILL
BE USED FOR THAT PUR
POSE.
(OC8,15,22,29B/1328-60T4P)
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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By Deed to Secure Debt
dated March 14, 2008, record
ed in Deed Book 1101, Pages
37-40, in the Office of the Clerk
of Superior Court of Madison
County, Georgia, FLORA
STOWERS conveyed the
real estate described therein
to Gerald Carey to secure a
debt evidenced by the Note
referenced therein. Because
of default in the payment of
the indebtedness secured
thereby and said default not
having been made good in
accordance with the terms
and provisions of said Deed
to Secure Debt and the Note
for which same was given
as security, the undersigned,
Gerald Carey, pursuant to
said Deed to Secure Debt
and the Note secured there
by, has declared the entire
amount of the indebtedness
so secured due, payable and
collectible, and, pursuant to
and in conformity with power
of sale contained in said Deed
to Secure Debt, will on the first
Tuesday in November, 2009,
within tine legal hours of sale
before the courthouse door in
Danielsville, Madison County,
Georgia, sell at public sale to
the highest and best bidder for
cash, the real estate described
in said deeds, to-wit:
A strip of land, together with
all improvements thereon,
located on the East Side of
Highway No. 281, beginning
at the intersection of the East
line of said Highway No. 281,
and the North line of the old
Bazz Bruce Homeplace for a
point of beginning and extend
ing East along the North line
of the old Bazz Bruce home-
place a distance of 330 feet to
what will be the Northeast cor
ner of the said tract; thence
South a distance of 300 feet
to a point to be known as
the Southeast corner of said
tract; thence West and paral
lel with the North line of said
tract a distance of 330 feet
to the intersection of the East
line of said Highway No. 281;
thence North and parallel with
the East line of said tract a
distance of 300 feet to the
place or point of beginning,
containing a tract of land 300
feet from North to South by
330 feet from East to West,
as shown by the drawing as
follows, located in Madison
County, State of Georgia.
The indebtedness secured
by said Deed to Secure Debt
having been declared due and
payable because of default
in the payment of the indebt
edness secured thereby, this
sale will be made for the pur
pose of paying the same and
all expenses of sale, includ
ing attorney’s fees (notice of
intention to collect attorney’s
fees having been given).
The property will be sold
as the property of the afore
said grantor subject to the
following: all prior restrictive
covenants, easements, rights-
of-way or encumbrances of
record; all valid zoning ordi
nances; matters which would
be disclosed by an accurate
survey of the property or by
any inspection of the property;
all outstanding taxes, assess
ments, unpaid bills, charges,
and expenses that are a lien
against the property whether
due and payable or not yet
due and payable.
As required by § 44-14-
162.2(a) of the Official Code
of Georgia Annotated, you
are hereby notified that the
individual who has full author
ity to negotiate, amend and
modify all terms of the mort
gage instrument referred to
above is Gerald Carey, 1280
Highway 145, Royston, GA
30662, phone number 706-
245-6354, but lender is not
required to negotiate, amend
or modify the mortgage instru
ment.
The subject property is
more commonly known as
2931 Wildcat Bridge Road,
Royston, GA 30662. To
the best of the undersigned’s
knowledge and belief, pos
session of the subject prop
erty is held by Flora Stowers,
or a tenant or tenants.
The real estate described
above will be sold subject to
any and all unpaid taxes and
assessments.
Said real estate will be sold
and the proceeds of said sale
applied by the undersigned all
as provided in said power of
sale and said Deed to Secure
Debt containing said power.
This 1st day of October,
2009.
GERALD CAREY, AS
ATTORNEY-IN-FACT FOR
FLORA STOWERS
Felix R Graham, Jr.
Graham Law Firm, LLC
Attorneys at Law
Post Office Drawer 300
Danielsville, Georgia
30633-0300
706V795-2184
THIS LAW FIRM IS AT
TEMPTING TO COLLECT
A DEBT. ANY INFORMA
TION OBTAINED WILL BE
USED FOR THAT PUR
POSE
(OC8.15,22,29B/185-80)
gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of MADISON.
Under and by virtue of the
Power of Sale contained in
a Deed to Secure Debt given
by ROBERT S. WILLIAMS to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC. (“MERS”) as nomi
nee for COUNTRYWIDE
HOME LOANS, INC., dated
01/26/2007, and Recorded
on 02/27/2007 as Book No.
00993 and Page Nos. 0098-
0113, MADISON County,
Georgia Records, as last
assigned to THE BANK OF
NEW YORK MELLON FKA
THE BANK OF NEW YORK,
AS TRUSTEE FOR THE
CERTIFICATEHOLDERS,
CWABS, INC., ASSET-
BACKED CERTIFICATES,
SERIES 2007-7, by assign
ment, conveying the after-
described property to secure
a Note of even date in the
original principal amount of
$365,500.00, with interest
at the rate specified there
in, there will be sold by the
undersigned at public out
cry to the highest bidder for
cash at the MADISON County
Courthouse within the legal
hours of sale on the first
Tuesday in November, 2009,
the following described prop
erty:
All that tract or parcel of
land, together with all improve
ments thereon, containing
5.50 acres, more or less, situ
ate, lying and being on the
northwesterly side of Lake
Deerfield Drive, in the 204th
District, G.M., of Madison
County, Georgia, being shown
and described as Tract No. 21,
5.50 acres, according to a plat
of survey entitled, “Survey and
Plat for: C. Michael Alewine,”
prepared by F&M Land
Surveyors, certified by F.B.,
Flournoy, Georgia Registered
Surveyor, dated November 2,
1999, and recorded in Plat
Book B-43, Page 2, in the
Office of the Clerk of Superior
Court of Madison County,
Georgia, which said plat and
the record thereof reference
incorporation herein. For title
reference see deed in Book
00753, Page 049.
The debt secured by said
Deed to Secure Debt has
been and is hereby declared
due because of, among other
possible events of default, fail
ure to pay the indebtedness
as and when due and in the
manner provided in the Note
and Deed to Secure Debt.
Because the debt remains in
default, this sale will be made
for the purpose of paying
the same and all expenses
of this sale, as provided in
the Deed to Secure Debt and
by law, including attorney’s
fees (notice of intent to collect
attorney’s fees having been
given).
Theentitythathasfull author
ity to negotiate, amend, and
modify all terms of the mort
gage with the debtor is: BAC
HOME LOANS SERVICING,
LP FKA COUNTRYWIDE
HOME LOANS SERVICING,
LP, PTX-C-32, Foreclosure
7105 CORPORATE, PLANO,
TX 75024, 800-669-6650.
Please understand that
the secured creditor is not
required to negotiate, amend,
or modify the terms of the
mortgage instrument.
To the best knowledge and
belief of the undersigned, the
party/parties in possession of
the subject property known as
625 LAKE DEERFIELD RD,
HULL, GEORGIA 30646 is/
are: ROBERT S. WILLIAMS
or tenant/tenants. Said prop
erty will be sold subject to (a)
any outstanding ad valorem
taxes (including taxes which
are a lien, but not yet due
and payable), (b) any matters
which might be disclosed by an
accurate survey and inspec
tion of the property, and (c) all
matters of record superior to
the Deed to Secure Debt first
set out above, including, but
not limited to, assessments,
liens, encumbrances, zon
ing ordinances, easements,
restrictions, covenants, etc.
The sale will be conducted
subject to (1) confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code; and (2) final confirma
tion and audit of the status
of the loan with the holder of
the security deed. Pursuant to
O.C.G.A. Section 9-13-172.1,
which allows for certain pro
cedures regarding the rescis
sion of judicial and nonjudicial
sales in the State of Georgia,
the Deed Under Power and
other foreclosure documents
may not be provided until final
confirmation and audit of the
status of the loan as provided
in the preceding paragraph.
The Bank of New York
Mellon FKS The Bank of
New York, as trustee for the
Certificateholders, CWABS,
Inc., asset-backed cer
tificates, series 2007-7 as
Attorney in Fact for ROBERT
S. WILLIAMS.
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
20090031411572
BARRETT, DAFFIN &
FRAPPIER, L.L.P. 4004
Beltline, Building 2, Suite 100
Addison, Texas 75001-4417
Telephone: (972) 341-5398.
(OC8.15,22,29P4)
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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Madison
On July 20, 2007, FLORA
E. STOWERS executed
a Deed to Secure Debt to
JIMMY L. MAULDIN secur
ing a note of even date for
THIRTY SEVEN THOUSAND
FIVE HUNDRED AND NO/100
DOLLARS ($37,500.00), said
security deed being recorded
in Deed Book 1038, Pages
225-229, Madison County
Records. Said security deed
conveyed the property herein
after described.
By virtue of the power of
sale contained in said security
deed to Jimmy L. Mauldin,
there will be sold by the
undersigned at public outcry
to the highest bidder for cash,
before the Madison County
Courthouse door in Madison
County, Georgia, during the
legal hours of sale, being
10 a.m. until 4 p.m. Eastern
Time, on the first Tuesday in
November, the same being
November 3, 2009, the follow
ing described property:
All that tract or parcel of
land, with improvements
thereon, lying and being in the
591st District, G. M. Madison
County, Georgia CONTAINING
1.00 ACRE, more or less,
and being bounded, now or
formerly as follows: On the
North and East by property
of Emma Sue Osley; on the
South by property of Bruce;
on the West by right-of-way of
Georgia Highway No. 281.
Said tract being more par
ticularly described in that
certain Plat of Survey dated
November 20, 1967, by
John H. Wood, Jr. Georgia
Registered Land Surveyor,
“Survey For: From-Emma
Sue Osley To-Gene & Bertha
Dutton: filed for record in Plat
Book 10, Page 99, Public
Land Records maintained in
the Office of the Clerk of the
Superior Court for Madison
County, Georgia, Reference
is hereby made to the afore
said Plat of Survey and the
record thereof for the purpose
of locating the boundaries and
dimensions of said tract and
for all other purposes.
This being the same prop
erty as conveyed by Warranty
Deed from Barbara D. Starks
formerly known as Barbara D.
Stowers to Bobby B. Stowers
and Flora E. Stowers, dated
October 23, 1987, and
recorded in Deed Book 0-8,
Page 463, Public Records of
Madison County, Georgia.
The debt secured by said
security deed and note has
been and is hereby declared
due and payable because of
default for non-payment as
required by the note and secu
rity deed. The debt having
been declared due and pay
able and remaining unpaid,
and the terms in the note and
security deed remaining in
default, this sale will be made
for the purpose of paying the
principal, accrued interest and
attorney’s fees pursuant to the
note and security deed, plus
all expenses of this sale.
Said property will be sold
as the property of Flora E.
Stowers and subject to out
standing ad valorem taxes
and/or easements and/or
restrictive covenants appear
ing of record, if any. The
undersigned will comply with
Georgia law, O.C.G.A. Section
44-14-162.2, prior to conduct
ing the sale.
To the best knowledge and
belief of the undersigned,
equitable title to said prop
erty is now held by Flora E.
Stowers.
The entity with full authority
to negotiate, amend and mod
ify all terms of the mortgage
with the Debtor is Jimmy L.
Mauldin, 6670 West Avenue,
Lavonia, Georgia 30553,
Phone Number 706-356-
8839.
The undersigned will exe
cute a deed to the purchas
er at said sale as provided
in the aforementioned deed
to secure debt to Jimmy L.
Mauldin.
Dated this 10th day of
September, 2009.
Jimmy L. Mauldin, Attorney-
in-fact for Flora E. Stowers
Janney E. Sanders
P.O. Box 1005
Toccoa, GA 30577
706/886-7533
Attorney for Jimmy L.
Mauldin
(OC8,15,22,29P4)
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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in a
Security Deed given by JESUS
V. DOMINGUEZ and LINDA
S. DOMINGUEZ to WELLS
FARGO BANK, N.A, dated
December 22, 2003, recorded
in Deed Book 665, Page 205,
Madison County, Georgia
Records, conveying the after-
described property to secure
a Note in the original princi
pal amount of THIRTY-EIGHT
THOUSAND AND 0/100
DOLLARS ($38,000.00), with
interest thereon as set forth
therein, there will be sold at
public outcry to the highest
bidder for cash before the
Courthouse door of Madison
County, Georgia, within the
legal hours of sale on the
first Tuesday in November,
2009, the following described
property:
All that tract or parcel
of land, together with all
improvement thereon, situate,
lying and being in the 382nd
District GM, Madison County
Georgia and being known
as Lot 18, Block B, Kingston
Greens Subdivision, as more
particularly shown on a sur
vey entitled survey for Jesus
V. Dominguez and Linda S.
Dominguez, dated November
17, 1993, by Piedmont
Surveying Co., Sherald G.
Sharp, Registered Surveyor,
and recorded in Plat Book 29,
Page 353, in the Office of the
Clerk of the Superior Court
of Madison County Georgia,
reference to which is hereby
made for a more particular
description of the property
herein conveyed.
The debt secured by said
Security Deed has been
and is hereby declared due
because of, among other pos
sible events of default, failure
to pay the indebtedness as
and when due and in the
manner provided in the Note
and Security Deed. The debt
remaining in default, this sale
will be made for the purpose
of paying the same and all
expenses of this sale, as pro
vided in Security Deed and
by law, including attorneys
fees (notice of intent to collect
attorneys fees having been
given).
Wells Fargo Bank N.A. can
be contacted at 1-800-662-
3806 or by writing to PO Box
10328, Des Moines, IA 50306-
0328, to discuss possible
alternatives to foreclosure.
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any mat
ters which might be disclosed
by an accurate survey and
inspection of the property, any
assessments, liens, encum
brances, zoning ordinances,
restrictions, covenants, and
matters of record superior to
the Security Deed first set out
above.
To the best knowledge and
belief of the undersigned, the
party in possession of the prop
erty is Jesus V. Dominguez
and Linda S. Dominguez or
a tenant or tenants and said
property is more commonly
known as 299 Kingston Rd.,
Colbert, Georgia 30628.
The sale will be conducted
subject (1) to confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code and (2) to final confir
mation and audit of the status
of the loan with the holder of
the security deed.
Wells Fargo Bank, N.A as
Attorney in Fact for Jesus
V. Dominguez and Linda S.
Dominguez
Johnson & Freedman, LLC
1587 Northeast
Expressway
Atlanta, Georgia 30329
(770)234-9181
www.msplaw.com/foreclo-
sure_sales.asp
MSP/rk2 11/3/09
Our file no. 1624709-FT5
(OC8,15,22,29B/12062-60T1P)
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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by
JANICE C. WRIGHTto WELLS
FARGO HOME MORTGAGE
INC., dated March 26, 2004,
recorded in Deed Book 684,
Page 187, Madison County,
Georgia Records, convey
ing the after-described prop
erty to secure a Note in the
original principal amount of
EIGHTY-SIX THOUSAND
NINETY-EIGHT AND 0/100
DOLLARS ($86,098.00), with
interest thereon as set forth
therein, there will be sold at
public outcry to the highest
bidder for cash before the
Courthouse door of Madison
County, Georgia, within the
legal hours of sale on the
first Tuesday in November,
2009, the following described
property:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said
Security Deed has been
and is hereby declared due
because of, among other pos
sible events of default, failure
to pay the indebtedness as
and when due and in the
manner provided in the Note
and Security Deed. The debt
remaining in default, this sale
will be made for the purpose
of paying the same and all
expenses of this sale, as pro
vided in Security Deed and
by law, including attorneys
fees (notice of intent to collect
attorneys fees having been
given).
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any mat
ters which might be disclosed
by an accurate survey and
inspection of the property, any
assessments, liens, encum
brances, zoning ordinances,
restrictions, covenants, and
matters of record superior to
the Security Deed first set out
above.
The entity that has full
authority to negotiate, amend,
and modify all terms of the
mortgage with the debtor is:
Wells Fargo Home Mortgage,
Inc., PO Box 10335, Des
Moines, IA 50306, 1-800-416-
1472. Please understand that
the secured creditor is not
required by law to negotiate,
amend, or modify the terms of
the mortgage instrument.
To the best knowledge and
belief of the undersigned, the
party in possession of the
property is Janice C. Wright
continued on following page