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PAGE 8B - THE MADISON COUNTY (GA1 JOURNAL. THURSDAY. OCTOBER 15. 2009
Public Notices Continued
of the property is/are Dennis
Cowart. The property, being
commonly known as 49777
Highway 72 E, Carlton, GA
30627 in Madison County,
will be sold as the property
of Dennis Cowart, subject to
any outstanding ad valorem
taxes (including taxes which
are a lien and not yet due and
payable), any matters affect
ing title to the property which
would be disclosed by accu
rate survey and inspection
thereof, and all assessments,
liens, encumbrances, restric
tions, covenants, and mat
ters of record to the Security
Deed.
Albertelli Law Attorney
for Deutsche Bank National
Trust Company as Trustee
under Pooling and Servicing
Agreement dated as of
June 1, 2007 Equifirst Loan
Securitization Trust 2007-
1 Mortgage Pass-Through
Certificates, Series 2007-1
as Attorney in Fact for Dennis
Cowart
100 Galleria Parkway,
Suite 900
Atlanta, GA 30339
Phone: (866)690-0418
By: James E. Albertelli,
Esq. For the Firm
THIS FIRM IS ACTING
AS A DEBT COLLECTOR
ATTEMPTING TO COL
LECT A DEBT. ANY IN
FORMATION OBTAINED
WILL BE USED FOR THAT
PURPOSE.
(OC8.15,22,29P4)
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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Madison
Because of a default in
the payment of the indebted
ness secured by that cer
tain Security Deed, dated
November 1, 2007, executed
by JAIME C. CHERRY to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC., recorded in Deed
Book 1065, Page 174,
Madison County, Georgia
Deed Records, and securing
a Note in the original princi
pal amount of $77,000.00,
said Security Deed and Note
last having been assigned to
Ocwen Loan Servicing, LLC,
the current holder thereof, has
declared the entire amount of
said indebtedness evidenced
by the Note immediately due
and payable and, pursuant
to the power of sale con
tained in said Security Deed,
will, on the first Tuesday
in November, 2009, to-wit:
November 3, 2009, during the
legal hours of sale, before the
Madison County Courthouse
door, sell at public outcry to
the highest bidder for cash,
the following described real
property:
All that tract or parcel
of land together with all
improvements thereon, situ
ate, lying and being in the
438th District, G.A,. Madison
County, Georgia, containing
1.666 acres, more or less,
and being more particular
ly described on a Plat of
Survey entitled “Survey for
Wayne Holloway”, dated July
9, 1994, by James M. Paul,
Registered Land surveyor,
recorded in Plat Book 33,
Page 163 in the Office of the
Clerk of the Superior Court
of Madison County, Georgia,
said Plat being incorporat
ed herein by reference for
a more particular description.
The aforedescribed real
property is also known
as 6021 Highway 29 N,
Danielsville, Georgia 30633,
according to the present sys
tem of numbering houses in
Madison County, Georgia.
This sale will be conducted
subject (1) to confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code and (2) to final confir
mation and audit as to the
amount and status of the loan
with the holder of the Security
Deed, including but not lim
ited to, a determination that
the borrower has not rein
stated the loan prior to the
foreclosure sale.
Said real property will be
sold subject to any outstand
ing ad valorem taxes (includ
ing taxes which are a lien,
but not yet due and pay
able), the right of redemption
of any taxing authority, any
matters which might be dis
closed by an accurate survey
and inspection of the real
property, any assessments,
liens, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above.
Upon information and belief,
said real property is presently
in the possession or control
of Jaime C. Cherry and the
proceeds of said sale will be
applied to the payment of
said indebtedness and all the
expenses of said sale, includ
ing attorney’s fees, all as pro
vided in said Security Deed
and the excess proceeds, if
any, will be distributed as
provided by law.
OCWEN LOAN
SERVICING, LLC as
Attorney-in-Fact for JAIME
C. CHERRY
David W. Adams, Esquire
Ellis, Painter, Ratterree &
Adams LLP
2 East Bryan Street,
Suite 1001
Savannah, Georgia 31401
(912)233-9700
482175v1
007013-001653
THIS LAW FIRM IS AT
TEMPTING TO COLLECT
A DEBT ON BEHALF OF
THE ABOVE-REFER
ENCED LENDER AND
ANY INFORMATION WILL
BE USED FOR THAT PUR
POSE.
(OC8,15,22,29B/1328-60T4P)
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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By Deed to Secure Debt
dated March 14, 2008,
recorded in Deed Book 1101,
Pages 37-40, in the Office of
the Clerk of Superior Court
of Madison County, Georgia,
FLORA STOWERS conveyed
the real estate described
therein to Gerald Carey to
secure a debt evidenced by
the Note referenced therein.
Because of default in the
payment of the indebted
ness secured thereby and
said default not having been
made good in accordance
with the terms and provi
sions of said Deed to Secure
Debt and the Note for which
same was given as secu
rity, the undersigned, Gerald
Carey, pursuant to said Deed
to Secure Debt and the
Note secured thereby, has
declared the entire amount of
the indebtedness so secured
due, payable and collectible,
and, pursuant to and in con
formity with power of sale
contained in said Deed to
Secure Debt, will on the first
Tuesday in November, 2009,
within the legal hours of sale
before the courthouse door in
Danielsville, Madison County,
Georgia, sell at public sale
to the highest and best bid
der for cash, the real estate
described in said deeds, to-
wit:
A strip of land, together
with all improvements there
on, located on the East Side
of Highway No. 281, begin
ning at the intersection of the
East line of said Highway No.
281, and the North line of the
old Bazz Bruce Homeplace
for a point of beginning and
extending East along the
North line of the old Bazz
Bruce homeplace a distance
of 330 feet to what will be the
Northeast corner of the said
tract; thence South a distance
of 300 feet to a point to be
known as the Southeast cor
ner of said tract; thence West
and parallel with the North
line of said tract a distance of
330 feet to the intersection of
the East line of said Highway
No. 281; thence North and
parallel with the East line of
said tract a distance of 300
feet to the place or point of
beginning, containing a tract
of land 300 feet from North to
South by 330 feet from East
to West, as shown by the
drawing as follows, located
in Madison County, State of
Georgia.
The indebtedness secured
by said Deed to Secure Debt
having been declared due
and payable because of
default in the payment of the
indebtedness secured there
by, this sale will be made
for the purpose of paying
the same and all expenses
of sale, including attorney’s
fees (notice of intention to
collect attorney’s fees having
been given).
The property will be sold as
the property of the aforesaid
grantor subject to the follow
ing: all prior restrictive cov
enants, easements, rights-
of-way or encumbrances of
record; all valid zoning ordi
nances; matters which would
be disclosed by an accurate
survey of the property or by
any inspection of the prop
erty; all outstanding taxes,
assessments, unpaid bills,
charges, and expenses that
are a lien against the proper
ty whether due and payable
or not yet due and payable.
As required by § 44-14-
162.2(a) of the Official Code
of Georgia Annotated, you
are hereby notified that
the individual who has full
authority to negotiate, amend
and modify all terms of the
mortgage instrument referred
to above is Gerald Carey,
1280 Highway 145, Royston,
GA 30662, phone number
706-245-6354, but lender
is not required to negotiate,
amend or modify the mort
gage instrument.
The subject property is
more commonly known as
2931 Wildcat Bridge Road,
Royston, GA 30662. To
the best of the undersigned’s
knowledge and belief, pos
session of the subject prop
erty is held by Flora Stowers,
or a tenant or tenants.
The real estate described
above will be sold subject to
any and all unpaid taxes and
assessments.
Said real estate will be sold
and the proceeds of said sale
applied by the undersigned
all as provided in said power
of sale and said Deed to
Secure Debt containing said
power.
This 1st day of October,
2009.
GERALD CAREY, AS
ATTORNEY-IN-FACT FOR
FLORA STOWERS
Felix P. Graham, Jr.
Graham Law Firm, LLC
Attorneys at Law
Post Office Drawer 300
Danielsville, Georgia
30633-0300
706Y795-2184
THIS LAW FIRM IS AT
TEMPTING TO COLLECT
A DEBT. ANY INFORMA
TION OBTAINED WILL BE
USED FOR THAT PUR
POSE
(OC8.15,22,29B/185-80)
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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of MADISON.
Under and by virtue of the
Power of Sale contained in a
Deed to Secure Debt given
by ROBERT S. WILLIAMS to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC. (“MERS”) as nomi
nee for COUNTRYWIDE
HOME LOANS, INC., dated
01/26/2007, and Recorded
on 02/27/2007 as Book No.
00993 and Page Nos. 0098-
0113, MADISON County,
Georgia Records, as last
assigned to THE BANK OF
NEW YORK MELLON FKA
THE BANK OF NEW YORK,
AS TRUSTEE FOR THE
CERTIFICATEHOLDERS,
CWABS, INC., ASSET-
BACKED CERTIFICATES,
SERIES 2007-7, by assign
ment, conveying the after-
described property to secure
a Note of even date in the
original principal amount of
$365,500.00, with interest
at the rate specified there
in, there will be sold by the
undersigned at public outcry
to the highest bidder for cash
at the MADISON County
Courthouse within the legal
hours of sale on the first
Tuesday in November, 2009,
the following described prop
erty:
All that tract or parcel
of land, together with all
improvements thereon, con
taining 5.50 acres, more or
less, situate, lying and being
on the northwesterly side
of Lake Deerfield Drive, in
the 204th District, G.M., of
Madison County, Georgia,
being shown and described
as Tract No. 21, 5.50 acres,
according to a plat of sur
vey entitled, “Survey and
Plat for: C. Michael Alewine,”
prepared by F&M Land
Surveyors, certified by F.B.,
Flournoy, Georgia Registered
Surveyor, dated November 2,
1999, and recorded in Plat
Book B-43, Page 2, in the
Office of the Clerk of Superior
Court of Madison County,
Georgia, which said plat and
the record thereof reference
incorporation herein. For title
reference see deed in Book
00753, Page 049.
The debt secured by said
Deed to Secure Debt has
been and is hereby declared
due because of, among other
possible events of default, fail
ure to pay the indebtedness
as and when due and in the
manner provided in the Note
and Deed to Secure Debt.
Because the debt remains in
default, this sale will be made
for the purpose of paying the
same and all expenses of
this sale, as provided in the
Deed to Secure Debt and by
law, including attorney’s fees
(notice of intent to collect
attorney’s fees having been
given).
The entity that has
full authority to negoti
ate, amend, and modify all
terms of the mortgage with
the debtor is: BAC HOME
LOANS SERVICING, LP
FKA COUNTRYWIDE HOME
LOANS SERVICING, LP,
PTX-C-32, Foreclosure 7105
CORPORATE, PLANO, TX
75024, 800-669-6650. Please
understand that the secured
creditor is not required to
negotiate, amend, or modify
the terms of the mortgage
instrument.
To the best knowledge and
belief of the undersigned, the
party/parties in possession of
the subject property known as
625 LAKE DEERFIELD RD,
HULL, GEORGIA 30646 is/
are: ROBERT S. WILLIAMS
or tenant/tenants. Said prop
erty will be sold subject to
(a) any outstanding ad valor
em taxes (including taxes
which are a lien, but not yet
due and payable), (b) any
matters which might be dis
closed by an accurate survey
and inspection of the prop
erty, and (c) all matters of
record superior to the Deed
to Secure Debt first set out
above, including, but not lim
ited to, assessments, liens,
encumbrances, zoning ordi
nances, easements, restric
tions, covenants, etc.
The sale will be conducted
subject to (1) confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code; and (2) final con
firmation and audit of the
status of the loan with the
holder of the security deed.
Pursuant to O.C.G.A. Section
9-13-172.1, which allows for
certain procedures regarding
the rescission of judicial and
nonjudicial sales in the State
of Georgia, the Deed Under
Power and other foreclosure
documents may not be pro
vided until final confirmation
and audit of the status of the
loan as provided in the pre
ceding paragraph.
The Bank of New York
Mellon FKS The Bank of
New York, as trustee for the
Certificateholders, CWABS,
Inc., asset-backed cer
tificates, series 2007-7 as
Attorney in Fact for ROBERT
S. WILLIAMS.
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
20090031411572
BARRETT, DAFFIN &
FRAPPIER, L.L.P. 4004
Beltline, Building 2, Suite 100
Addison, Texas 75001-4417
Telephone: (972) 341-5398.
(OC8.15,22,29P4)
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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Madison
On July 20,2007, FLORAE.
STOWERS executed a Deed
to Secure Debt to JIMMY L.
MAULDIN securing a note
of even date for THIRTY
SEVEN THOUSAND FIVE
HUNDRED AND NO/100
DOLLARS ($37,500.00), said
security deed being recorded
in Deed Book 1038, Pages
225-229, Madison County
Records. Said security deed
conveyed the property here
inafter described.
By virtue of the power of
sale contained in said securi
ty deed to Jimmy L. Mauldin,
there will be sold by the
undersigned at public outcry
to the highest bidder for cash,
before the Madison County
Courthouse door in Madison
County, Georgia, during the
legal hours of sale, being
10 a.m. until 4 p.m. Eastern
Time, on the first Tuesday in
November, the same being
November 3, 2009, the fol
lowing described property:
All that tract or parcel of
land, with improvements
thereon, lying and being
in the 591st District, G. M.
Madison County, Georgia
CONTAINING 1.00 ACRE,
more or less, and being
bounded, now or formerly as
follows: On the North and
East by property of Emma
Sue Osley; on the South
by property of Bruce; on
the West by right-of-way of
Georgia Highway No. 281.
Said tract being more par
ticularly described in that
certain Plat of Survey dated
November 20, 1967, by
John H. Wood, Jr. Georgia
Registered Land Surveyor,
“Survey For: From-Emma
Sue Osley To-Gene & Bertha
Dutton: filed for record in Plat
Book 10, Page 99, Public
Land Records maintained in
the Office of the Clerk of the
Superior Court for Madison
County, Georgia, Reference
is hereby made to the afore
said Plat of Survey and the
record thereof for the purpose
of locating the boundaries
and dimensions of said tract
and for all other purposes.
This being the same prop
erty as conveyed by Warranty
Deed from Barbara D. Starks
formerly known as Barbara D.
Stowers to Bobby B. Stowers
and Flora E. Stowers, dated
October 23, 1987, and
recorded in Deed Book 0-8,
Page 463, Public Records of
Madison County, Georgia.
The debt secured by said
security deed and note has
been and is hereby declared
due and payable because
of default for non-payment
as required by the note and
security deed. The debt
having been declared due
and payable and remain
ing unpaid, and the terms in
the note and security deed
remaining in default, this sale
will be made for the pur
pose of paying the principal,
accrued interest and attor
ney’s fees pursuant to the
note and security deed, plus
all expenses of this sale.
Said property will be sold
as the property of Flora E.
Stowers and subject to out
standing ad valorem taxes
and/or easements and/or
restrictive covenants appear
ing of record, if any. The
undersigned will comply
with Georgia law, O.C.G.A.
Section 44-14-162.2, prior to
conducting the sale.
To the best knowledge and
belief of the undersigned,
equitable title to said prop
erty is now held by Flora E.
Stowers.
The entity with full author
ity to negotiate, amend
and modify all terms of the
mortgage with the Debtor is
Jimmy L. Mauldin, 6670 West
Avenue, Lavonia, Georgia
30553, Phone Number 706-
356-8839.
The undersigned will exe
cute a deed to the purchaser
at said sale as provided in
the aforementioned deed
to secure debt to Jimmy L.
Mauldin.
Dated this 10th day of
September, 2009.
Jimmy L. Mauldin, Attorney-
in-fact for Flora E. Stowers
Janney E. Sanders
P.O. Box 1005
Toccoa, GA 30577
706/886-7533
Attorney for Jimmy L.
Mauldin
(OC8.15,22,29P4)
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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by
JESUS V. DOMINGUEZ and
LINDA S. DOMINGUEZ to
WELLS FARGO BANK, N.A,
dated December 22, 2003,
recorded in Deed Book 665,
Page 205, Madison County,
Georgia Records, convey
ing the after-described prop
erty to secure a Note in the
original principal amount of
THIRTY-EIGHT THOUSAND
AND 0/100 DOLLARS
($38,000.00), with interest
thereon as set forth therein,
there will be sold at pub
lic outcry to the highest
bidder for cash before the
Courthouse door of Madison
County, Georgia, within the
legal hours of sale on the
first Tuesday in November,
2009, the following described
property:
All that tract or parcel
of land, together with all
improvement thereon, situate,
lying and being in the 382nd
District GM, Madison County
Georgia and being known as
Lot 18, Block B, Kingston
Greens Subdivision, as more
particularly shown on a sur
vey entitled survey for Jesus
V. Dominguez and Linda S.
Dominguez, dated November
17, 1993, by Piedmont
Surveying Co., Sherald G.
Sharp, Registered Surveyor,
and recorded in Plat Book 29,
Page 353, in the Office of the
Clerk of the Superior Court
of Madison County Georgia,
reference to which is hereby
made for a more particular
description of the property
herein conveyed.
The debt secured by said
Security Deed has been
and is hereby declared due
because of, among other
possible events of default,
failure to pay the indebted
ness as and when due and
in the manner provided in the
Note and Security Deed. The
debt remaining in default, this
sale will be made for the
purpose of paying the same
and all expenses of this sale,
as provided in Security Deed
and by law, including attor
neys fees (notice of intent to
collect attorneys fees having
been given).
Wells Fargo Bank N.A. can
be contacted at 1-800-662-
3806 or by writing to PO
Box 10328, Des Moines, IA
50306-0328, to discuss pos
sible alternatives to foreclo
sure.
Said property will be sold
subject to any outstanding
ad valorem taxes (including
taxes which are a lien, but
not yet due and payable),
any matters which might be
disclosed by an accurate sur
vey and inspection of the
property, any assessments,
liens, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above.
To the best knowledge
and belief of the under
signed, the party in posses
sion of the property is Jesus
V. Dominguez and Linda S.
Dominguez or a tenant or
tenants and said property is
more commonly known as
299 Kingston Rd., Colbert,
Georgia 30628.
The sale will be conducted
subject (1) to confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code and (2) to final confir
mation and audit of the status
of the loan with the holder of
the security deed.
Wells Fargo Bank, N.A as
Attorney in Fact for Jesus
V. Dominguez and Linda S.
Dominguez
Johnson & Freedman, LLC
1587 Northeast
Expressway
Atlanta, Georgia 30329
(770)234-9181
www.msplaw.com/foreclo-
sure_sales.asp
MSP/rk2 11/3/09
Our file no. 1624709-FT5
(OC8,15,22,29B/12062-60T1P)
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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by
JANICEC.WRIGHTtoWELLS
FARGO HOME MORTGAGE
INC., dated March 26, 2004,
recorded in Deed Book 684,
Page 187, Madison County,
Georgia Records, convey
ing the after-described prop
erty to secure a Note in the
original principal amount of
EIGHTY-SIX THOUSAND
NINETY-EIGHT AND 0/100
DOLLARS ($86,098.00), with
interest thereon as set forth
therein, there will be sold at
public outcry to the highest
bidder for cash before the
Courthouse door of Madison
County, Georgia, within the
legal hours of sale on the
first Tuesday in November,
2009, the following described
property:
SEE EXHIBITAATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said
Security Deed has been
and is hereby declared due
because of, among other
possible events of default,
failure to pay the indebted
ness as and when due and
in the manner provided in the
Note and Security Deed. The
debt remaining in default, this
sale will be made for the
purpose of paying the same
and all expenses of this sale,
as provided in Security Deed
and by law, including attor
neys fees (notice of intent to
collect attorneys fees having
been given).
Said property will be sold
subject to any outstanding
ad valorem taxes (including
taxes which are a lien, but
not yet due and payable),
any matters which might be
disclosed by an accurate sur
vey and inspection of the
property, any assessments,
liens, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above.
The entity that has full
authority to negotiate, amend,
continued on following page